Table of Contents

Kuzindikira Mbali Yofunika Kwambiri ya Kupereka Ndalama m’Chitukuko cha Anthu

Ndalama zimene boma limapereka zimathandiza kwambiri m'madera olemera m’dzikolo, kupereka zinthu zofunika zimene zimathandiza anthu mamiliyoni ambiri okhala m’dzikolo. Kuchokera ku misewu imene tikupita ku sukulu zimene zimaphunzitsa ana athu, ndalama za anthu onse zimakhudza mbali iliyonse ya moyo wa tsiku ndi tsiku. Mapangano a zachuma ameneŵa sangokhala ndalama zimene apeza.

Makampani a boma amathandiza kwambiri kuti apeze ndalama zambiri kuposa kukonzanso zinthu zina. Zimaphatikiza mapulogalamu, mautumiki, ndi njira zothandizira anthu osiyanasiyana. Madipatimenti a makampani a zamalonda ndi mapulogalamu amene amadalira pa kupereka mautumiki ofunika m’madera awo, kuphatikizapo maprogramu ochirikiza thanzi la anthu onse ndi chikhalidwe, zoyendera ndi zomangamanga, nyumba ndi chithandizo cha anthu osowa pokhala, kuyang'anira zamwadzidzidzi ndi kuyankha kwatsoka, kukonza masankhoti, kukonza masankho, kumanga mapulogalamu a ntchito, kumanga matauni ndi kuyendetsa ntchito m'mayiko.

Kuzindikira mmene boma limathandizira anthu kumafunikira kupenda njira zosiyanasiyana zimene zinthu zimenezi zimagawidwa ndi kugwiritsidwa ntchito. Kupereka kwa Komiti ya Ufulu wa Anthu ndi njira ya Fiscal Year 2026 imene imalola Mamembala a Congress kupempha ndalama zachindunji kaamba ka ntchito zimene zikuthandiza anthu amene akuimira. Izi zikuimira njira imodzi yokha mwa njira zambiri zimene boma, boma, ndi maboma akuyendera kwambiri.

Chiyambukiro cha Chuma cha Kusunga Ndalama

Kumanga Maziko a Kupita Patsogolo mwa Zachuma

Kupanga makampani okonza zinthu kumathandiza kwambiri kuti boma lizithandiza anthu. Kupanga ndalama m'mafakitale kungalimbitse ntchito yapadera kwa nthawi yaitali pamene akupatsa anthu a ku America mwayi wopeza ndalama.

Kuika ndalama m’makampani kumathandiza kuti anthu apeze ndalama zambiri komanso kuti agwire ntchito yomanga nyumba zawo. Koma zimenezi zingathandize ngati boma lapeza ndalama zoongolera ndalama zambiri.

Kuchuluka kwa ndalama zoyendetsera zinthu kumayambitsa ntchito mwachindunji ndi mwanjira zina. Anthu omanga nyumba, mainjiniya, ndi mabwana a ntchito apeza ntchito panthaŵi yomanga, pamene nyumba zomangidwazo zimatheketsa mabizinesi kuyendetsa bwino, kuchepetsa ndalama zoyendera ndi kupititsa patsogolo ntchito ku misika. Likulu la anthu odziimira lokha limawonjezera ntchito ndipo limachititsa kuti anthu azilandira ndalama zambiri ndiponso kuti anthu azipeza ndalama zochepa, kulimbikitsa ntchito zowonjezereka ndi kuwonjezera malonda m'likulu la boma.

Makina Oyendetsera Zinthu ndi Kugwirizana

Nyumba za zoyendera zimapanga dongosolo la kuyenda kwa mwazi m'midzi yamakono, kutheketsa kuyenda kwa anthu, katundu, ndi mautumiki. Lamulo la Bipartan Infractive Law limalangiza $1.2 biliyoni ya ndalama za boma kulinga ku zoyendera, mphamvu, ndi maprojekiti a za madera, zimene zambiri zimagawidwa kudzera mwa boma ndi maboma a kumaloko. Kusintha kwa mbiri yakale kumeneku kumasonyeza kudzipereka kwa boma la boma ku kumanga ndi kukonzanso madongosolo amakono a Amereka.

Biden-Harris Administration yalengeza $61 biliyoni ya mphotho, kupereka ndalama zopitirira 60,000 za ntchito zapadera m'mayiko 50 onse, D.C., magawo, ndi ku . Maprojekiti ameneŵa amachokera ku kuwongolera kwa makwalala ndi kukonza maulalo mpaka kuwonjezera kayendedwe ndi njanji yamakono, imodzi ndi imodzi ikuthandizira kuwonjezera kugwirizanitsa ndi mwaŵi wa zachuma.

Kugaŵiridwa kwa ndalama za maziko kumaika zinthu zofunika kwambiri pa kuchuluka ndi kupezeka. Maboma makumi atatu ndi atatu ndi asanu ndi atatu akulandira ndalama zowirikiza kaŵiri kuchuluka kwa malamulo otsazikira anthu onse monga ndalama zimene amagwiritsira ntchito pachaka posachedwa kutumiza katundu; mayiko makumi aŵiri akulandira kuŵirikiza kasanu; ndipo maboma khumi akulandira kuŵirikiza nthaŵi khumi. Kusintha kumeneku kumathandiza kutchula za mbiri pansi pa madera ena ndi madera ena.

Madzi ndi Malo Okhala

Madzi oyera ndiponso njira zoyendetsera zinyalala ndi zofunika kwambiri kwa anthu athanzi. Boma la boma ndi lofunika kwambiri pa ntchito zosiyanasiyana: zoyendera ndi madzi, zomwe zimaphatikizapo madamu ndi ma leve.

Kusunga ndalama m’mafakitale kukhoza kusokoneza thanzi la anthu ndi chitetezo. Misewu ndi njira zoyendera zimathandiza kuti pasakhale ngozi. Madzi oyera ndiponso njira zoyendetsera zinyalala zimateteza matenda.

Malo otetezeka asintha kwambiri zinthu monga mmene amachitira ndi mavuto a zachilengedwe. Kupanga zinthu zofunika kwambiri n’kofunika kwambiri kuti zinthu zachilengedwe zisamawonongeke.

Zopereka Zothandiza Kupititsa Patsogolo M’dera: Kupereka Ndalama Zothandiza Kuthandiza

Programu ndi Alcandia

Pulogalamu ya Community Development Block Grant (CDBG) imaimira chimodzi mwa ziwiya zofunika kwambiri za boma zothandizira kupititsa patsogolo ntchito za boma. NYS Community Development Grant Program ndi magwero apadera a ndalama za boma ku mizinda, Towns, Midzi, ndi Counies kuthandiza anthu opeza ndalama zochepa ndi ochepera, mabanja, ndi anthu.

CDBG inalandira ndalama zokwana madola 3.3 biliyoni mu FY 2026, ndalama zoyendetsera ntchito zapachaka chaka chisanafike. Ngakhale kuti zimenezi zikugwirizanabe ndi mfundo imeneyi, akatswiri a zachipatala aona kuti CDBG yawonongeka kwambiri m’zaka zaposachedwapa, ndipo yatsika ndi madola mabiliyoni imodzi kuyambira mu 2010. Kuchepa kwa ndalama zoyendetsera ndalama kwachititsa kuti anthu amene amadalira pa kuchuluka kwa zaka zambiri apange ntchito.

Kusintha kwa programuyi kumathandiza anthu kuti athe kusamalira zosoŵa zawo zofunika kwambiri. Programu ya NYS CDBG imapereka ndalama zothandizira mizinda, matauni, ndi midzi yokhala ndi anthu osafika 50,000 ndi madera amene ali ndi anthu osapitirira 200,000, kuti apange anthu odalirika mwa kukhazikitsa nyumba zabwino, zotchipa, ndi malo abwino okhala, komanso kuwonjezera mwayi wa zachuma, makamaka kwa anthu osauka ndi opeza ndalama zochepa.

Kusankha Anthu Otsika ndi Otsika

Kupereka ndalama kumathandiza kwambiri anthu amene akuzifuna. Bomalo liyenera kutsimikizira kuti ndalama zake zosakwana 70% zimagwiritsidwa ntchito pa ntchito zimene zimapindulitsa anthu opeza ndalama zochepa ndi zochepera. Chifuniro chimenechi chimatsimikizira kuti ndalama za boma zikhoza kufikira anthu amene akuyang'anizana ndi mavuto aakulu azachuma.

Programu imafikiridwa mwa kuchirikiza ntchito kapena maprojekiti amene amapindulitsa mabanja olandira ndalama zochepa ndi zochepera; kupanga mwaŵi wantchito kwa anthu olandira ndalama zochepera ndi zoyenerera; kuchinjiriza kapena kuchotsa kuwonongeka; kapena kusamalira kuyambika kwa chitaganya kumene kumadzetsa chiwopsezo chachikulu ndi choyandikira ku thanzi la chitaganya. Zonulirapo zazikulu zimenezi zimalola anthu kulinganiza ndalama zawo za CDBG ku mikhalidwe ya kumaloko ndi zofunika.

Kugwiritsira ntchito CDBG yeniyeni ya padziko lonse kumasonyeza zotsatira zake. Dipatimenti ya Zosungira Nyumba ndi Development imagwiritsira ntchito mbali yaikulu ya ndalama zothandizira ntchito yake yomanga, yomwe imaphatikizapo njira zothandizira ntchito zopangidwa ndi / kukonzanso maprojekiti okhala ndi anthu ndi mbali ya kumangidwa kwa New York City House Authority . Kusintha ndalama kumeneku kumawongolera mwachindunji mkhalidwe wa nyumba ndi kupezeka kwa nzika.

Kupereka Maphunziro: Kuikiza Malikulu a Anthu

K-12 Kuthandiza pa Maphunziro

Maboma amathandiza kwambiri pa ntchito zamaphunziro, monga kukonza mapulogalamu apadera, kuthandizira ana a sukulu omwe akulandira ndalama zochepa, ndiponso kuthandizira mapulogalamu a zakudya.

Maboma amapereka ndalama zambiri za K-12 zothandizira pa maphunziro, pogwiritsa ntchito njira zoyendetsera chuma m’madera osiyanasiyana komanso ndi zipinda zosiyanasiyana za msonkho. Zimenezi zimathandiza kuti ophunzira a m’madera osauka apeze maphunziro abwino ofanana ndi anzawo a m'madera olemera. Msonkho wa katundu wowonjezera ku boma ndi ndalama za boma, ngakhale kuti kudalira ndalama za dzikolo kungapangitse kusiyana pakati pa anthu.

Masukulu amaphunzitsa bwino kwambiri zinthu zokhudza ndalama zoyendetsera sukulu.

Maphunziro Apamwamba ndi Kupita Patsogolo kwa Ntchito

Makoleji a boma ndi mayunivesite amalandira mapulogalamu amene amathandiza kuti maphunziro apamwamba akhale otheka kwambiri kuposa mabungwe a boma, kuwonjezera maphunziro apamwamba kwa ophunzira ochokera ku mayiko osiyanasiyana.

Maprogramu a chithandizo cha ophunzira a Federal, kuphatikizapo Pell Grants, mwaŵi wantchito, ndi ngongole zapansi, zimakhozetsa mamiliyoni a ophunzira kulondola maphunziro a pambuyo pa sekondale amene mwina alibe ndalama. Kuikizira ndalama m'likulu la anthu kumeneku kumadzetsa kubwezera kwa anthu kupyolera mwa antchito ophunzira kwambiri, kuthekera kwa kupambana kwa omaliza maphunziro, ndi kuwonjezera kukhala ndi phande m’boma.

Maprogramu okonza ntchito amathetsa kusiyana pakati pa maphunziro ndi ntchito, kuphunzitsa ntchito, maphunziro, ndi ntchito.

Kupeza Njira Zosamalira Thanzi Ndiponso Kukonza Zaumoyo wa Anthu Onse

Malo ndi Mautumiki a Zaumoyo

Maboma amathandiza anthu osamala zaumoyo kudzera m’njira zosiyanasiyana, kuphatikizapo zipangizo, kupereka chithandizo kwa anthu osamalira zaumoyo, mapulogalamu a inshuwalansi, ndi njira zothandizira anthu. Zipatala za anthu onse ndi zipatala zimatumikira monga osamalira malo otetezera, kutsimikizira kuti anthu opanda makampani ndi otetezedwa angapeze chithandizo chamankhwala chofunika mosasamala kanthu za kukhoza kwawo kulipirira.

Kupereka machiritso kumachotsapo kuchepetsa kwa chipatala kolinganizidwa kwa Medicaid Disproportiate Sand Hospital mwa kuchedwetsa kupyola FY 2028, kusunga malipiro owonjezera ku zipatala za ukonde ndi kuchepetsa ndalama zofunikira za chisamaliro zowonjezereka kuŵerengera. Zimenezi zikuwonjezera malipiro owonjezereka a zipatala za m'chigawo mwa kuchedwa Medicaid DHS kulipira zochepetsedwa kupyola Jan. 31, 2026, kuwongolera ndandanda yochepetsedwa ya FY 2028. Makonzedwe ameneŵa amathandiza kusunga chisamaliro chaumoyo m'madera kumene zipatala zimatumikira ziŵerengero zazikulu za odwala olandira ndalama zochepera.

Malo a zaumoyo a m’madera akumidzi amakumana ndi mavuto apadera amene boma limathandizira kukambirana. Kuphunzira kutali ndi kugwiritsa ntchito telemedicine kumathandiza anthu a kumidzi kupeza luso la zophunzitsa ndi zachipatala zofunika kugwirizanitsa ophunzira, aphunzitsi, ndi odwala a m’madera akumidzi.

Maprogramu a Zaumoyo ndi Kuchinjiriza

Kusiyapo mautumiki a zaumoyo, boma limapereka ndalama zothandizira anthu kuteteza thanzi lawo lonse. Madongosolo a matenda, maprogramu a katemera, kuyang’anira zaumoyo wa anthu, ndi maphunziro a zaumoyo, zonsezo zimadalira pa kusungitsa ndalama za anthu. Njira zimenezi kaŵirikaŵiri zimapatsa phindu lalikulu kuposa kuchiritsa matenda atachitika, kuchepetsa mtengo wa zaumoyo pamene zikuwongolera ziyambukiro za thanzi la anthu.

Mautumiki a zamaganizo ndi mankhwala osokoneza bongo ali zinthu zofunika kwambiri pa zaumoyo wa boma. Mayeso amapereka $5 miliyoni ya Chilungamo ndi Thupi ndi Mitengo Coltantiation Program , kuzindikira kudutsana pakati pa zosoŵa za thanzi la maganizo ndi kuloŵerera m'chiweruzo chaupandu. Mautumiki a zathanzi la maganizo ozikidwa pa anthu amathandiza anthu kupeza chithandizo m’mikhalidwe yosakhwimitsa kwambiri pamene akuchepetsa mtolo pa madipatimenti a zangozi ndi malo owongolera.

Mathernal ndi ana a zaumoyo ochirikizidwa ndi zipatala za boma amapereka chisamaliro chapasadakhale, maulendo a ana abwino, akatemera, ndi kuchirikiza chakudya. Kupereka ndalama zothandizira pa kampani ya Special Contrition Program ya Akazi, Ana ndi Ana (Wic), kuchirikiza thanzi ndi kukula kwa anthu ovutika panthaŵi yaumoyo wovuta. Kuloŵerera koyamba kumeneku kumadzetsa mapindu anthaŵi yaitali kwa thanzi la ana, maphunziro, ndi kuchuluka kwa chuma.

Kuthandiza Anthu Kupeza Nyumba ndi Kupita Patsogolo kwa Anthu

Programu Yopereka Nyumba Zolemera Kwambiri

Mavuto a kusoŵa kwa nyumba amakhudza anthu m'dziko lonselo, kupanga maprogramu a boma othandiza nyumba zofunika m'mabanja ambiri. HUD imalandira $77.3 biliyoni m'ndalama za FY2026, $7.2 biliyoni kuchokera ku FY2025. Thandizo la meno linawonjezeka ndi chithandizo chapamwamba chokwera madola 2.4 biliyoni ndi maprojekiti $1,000,000,000.

Malo Osankha Nyumba, odziŵika kwambiri monga Chigawo 8, amatheketsa mabanja olandira ndalama zochepa kubwereka nyumba pamsika wa munthu mwa kugwiritsa ntchito mbali ina ya lendi yawo. Njira imeneyi imathandiza mabanja kusankha nyumba zimene angazipeze pamene akukhala m’madera opeza ntchito, sukulu zabwino, ndi mipata ina. Programuyi imathandiza kuletsa kusowa pokhala ndi kusakhazikika kwa nyumba, zimene zingachititse mavuto pantchito, maphunziro, ndi thanzi.

Nyumba za boma zimapereka nyumba za lendi zotsika ndi zogwiritsidwa ntchito ndi akuluakulu a boma. Ngakhale kuti nyumba za boma zakhala ndi mavuto okhudza kukonza ndi umphawi waukulu, boma limachirikiza zoyesayesa zamakono zowongolera moyo ndi kukhazikitsa anthu opeza ndalama. Makampani amaphatikizapo $2,2 biliyoni ya ndalama zothandizira kukonza nyumba za anthu.

Kupeŵa Kusoŵa Pokhala ndi Mautumiki

Maprogramu amenewa amazindikira kuti kusowa pokhala kumachitika chifukwa cha zinthu monga kusowa kwa nyumba, kusowa kwa malo ogona, matenda a maganizo, kugwiritsa ntchito mankhwala osokoneza bongo, ndiponso kukumana ndi mavuto ena m’banja.

Osoŵa pokhala amalandira chithandizo mwa maprogramu apadera. Zopereka zimaphatikizapo $660 miliyoni ya Services Services for Veterans Families program ndi $702 miliyoni ya Home ndi Urban Development-Veterans Affaits Survivation Hoss, kupereka chithandizo cha nyumba zophatikizapo kuyang'anira milandu ndi mautumiki ochirikiza ogwirizana ndi zosoŵa za akatswiri.

Maprogramu ofulumira kugwiritsa ntchito amathandiza mabanja amene alibe nyumba mwamsanga kubwerera ku nyumba yachikhalire mwa kugwiritsa ntchito chithandizo chaganyu. Njira imeneyi si ndalama zambiri pothandiza mabanja. Maprogramu oteteza nyumba amathandiza mabanja kuti azikhala bwino mavuto asanafike.

Maprogramu Otetezera Masewera

Thandizo la Zakudya

Maprogramu a zakudya osungitsa mabanja kuti akhale ndi chakudya chokwanira mosasamala kanthu za mikhalidwe yawo ya zachuma. Kufunsira kumapereka ndalama zofunikira $107 biliyoni za Social Nutrition Program (SNAP) mpaka September 2026, kuthandizira mabanja mamiliyoni ambiri opeza ndalama zochepa pogula chakudya. SNAP imasonkhezera chuma cha m'dzikolo pamene olandirawo akugwiritsa ntchito mapindu awo m’masitolo ndi m'misika ya alimi.

Maprogramu a chakudya cha kusukulu amapereka chakudya chammaŵa ndi chamasana kwa ophunzira, kutsimikizira kuti ana ali ndi chakudya chofunikira kaamba ka kuphunzira ndi kukula. Kwa ophunzira ambiri ochokera m'mabanja otsika, chakudya cha kusukulu chimaimira magwero awo odalirika a chakudya chopatsa thanzi. Maprogramu a m’nyengo ya madzulo amathandiza kutsegulira mpata pamene sukulu isanakhalepo, kuletsa "smer slide" m’zakudya ndi kuphunzira.

Maprogramu amenewa amathandiza achikulire kuti azidya chakudya chokwanira komanso kuti azidzipatula.

Ntchito ndi Maphunziro

Maprogramu a ntchito zoyendetsera ntchito oyendetsedwa ndi makampani a boma amathandiza anthu kukhala ndi maluso ndi kupeza ntchito. Malo a ntchito amene amaleka ntchito amathandiza kufunafuna ntchito, kupenda maluso, kulangiza anthu othandizira, ndi kugwirizana ndi ntchito zothandiza. Mautumiki ambiri ameneŵa amathetsa mavuto osiyanasiyana a ntchito zimene anthu angakumane nazo.

Maprogramu a maphunziro a maphunziro a job amaphatikiza ndi maphunziro a m’kalasi, kulola antchito kupeza ndalama pamene akuphunzira. Ndalama za boma zimachirikiza kufutukuka kwa ntchito zamwambo ndi maindasitale omwe akubuka, kupanga njira zopitira ku makalasi apakati popanda kufuna madigiri a pakoleji a zaka zinayi. Olemba ntchito amapindula mwa kukulitsa antchito aluso ogwirizana ndi zosoŵa zawo zenizeni.

Maprogramu a antchito osoŵa ntchito amathandiza anthu amene achotsedwa ntchito chifukwa cha kutsekedwa kwa makampani, kuchotsedwa kwa anthu ambiri, kapena kusintha kwa zachuma. Maprogramu ameneŵa amathandiza kupeza ndalama, kukonzanso mipata, ndi ntchito zothandizira antchito kusintha ntchito zatsopano. M'madera amene chuma chikusokonezeka, mautumiki ameneŵa amathandiza kuti chuma chikhale cholimba ndi kuti chikhale bwino.

Kupita Patsogolo kwa Kumidzi ndi Chichirikizo cha Ulimi

Programu za Kupita Kutali kwa USDA

Midzi ya kumidzi imakumana ndi mavuto apadera amene boma limathandizira kukonza njira zapadera. Maprogramu authenga amapereka ndalama zokwana madola 4.1 biliyoni kuti zithandize ntchito za USDA Libal Development, kugwiritsa ntchito ndalama zoyendetsera nyumba, ndi kupita patsogolo kwa chuma m’madera akumidzi.

Bungwe la Strategic Economic and Community Development limalimbikitsa njira zosiyanasiyana zothandizira anthu a m’madera akumidzi kuti agwiritse ntchito chuma chawo chapadera ndi kuyendetsa ndalama m’madera osiyanasiyana kuti awonongetse zinthu zambiri.

Maprogramu a zamagetsi a m’madera akumidzi amapereka ndalama zokongoletsera madzi ndi njira zowonongera madzi, zipangizo zamagetsi, ndi zomangira. Mautumiki ofunika ameneŵa amathandiza anthu a kumidzi kukopa mabizinesi, kuchirikiza mafakitale amene alipo, ndiponso kupatsa moyo wabwino wofanana ndi wa m’mizinda. Kupezeka kwa madera akutali kwakhala kofunika kwambiri makamaka ngati ntchito yakutali, itelemedicine, ndi maphunziro owonjezereka pa Intaneti.

Maprogramu a Zaulimi ndi Zakudya

Kufufuza zaulimi kothandizidwa ndi boma kumawonjezera ndalama zimene alimi amalipira, kumathandiza kuti alimi azifufuza, kukonza zinthu zowonongeka, kukonza zinthu za m’masitolo, ndiponso kuyendetsa zinthu za m’mafakitale.

Maprogramu odzifunira amenewa amasonyeza kuti ulimi ndi uyang’aniro wa chilengedwe zikhoza kukhala pamodzi, ndipo zingathandize alimi ndi anthu ena.

Maofesi a boma amathandiza kwambiri alimi ndi anthu akumidzi, kupereka inshuwalansi ya mbewu, maprogramu a zangozi, ndi chithandizo cha zosamalira zaumoyo. Kusunga kukhalapo kwa anthu a m’madera akumidzi kumeneku kumatsimikizira kuti anthu a m’madera akumidzi akhoza kulowa popanda kuyenda ulendo wautali.

Kusamala Anthu Onse ndi Mautumiki a Zamsanga

Chichirikizo cha Lamulo

Maboma amathandiza mabungwe osungitsa malamulo popereka chithandizo cha zipangizo, pophunzitsa, popanga ndalama zoyendetsera ntchito zamakono, ndiponso polemba ntchito. Makampani apereka $253 miliyoni kwa ma Homes (CHOPS) Pulogalamu ya ku Office ndi ndalama zokwana madola 446 miliyoni kwa Byrne Memorial Justice Irce Grants, kuthandiza anthu kukhala ndi njira zokwanira zochitira apolisi ndi kugwiritsa ntchito maumboni a apolisi.

Apolisi a boma amene athandizidwa ndi boma amalimbikitsa kuti anthu azikhala bwino pakati pa anthu osunga malamulo ndi anthu a m’deralo. Izi zikusonyeza kuti apolisi amafunika kukhulupirirana ndiponso kugwirizana pakati pa anthu amene akutumikira. Mavuto amene amathetsa mavuto amene amachititsa kuti anthu azichita zaupandu m’malo mongochitapo kanthu pa zochitika.

Chilungamo cholungama chimasintha zoyesayesa za boma ndi kupereka ndalama zoperekera nkhani m’dongosolo lonse la chilungamo, kuyambira pa maprogramu oletsa opalamula otsika otuluka m’ndende ndi mautumiki othandizira anthu amene anali m’ndende kubwerera bwino kumudzi kwawo.

Kusamalira Zamsanga ndi Kulabadira Ngozi

Maboma opereka ndalama zothandizira kuyang'anira ngozi amathandiza anthu kukonzekera, kuchitapo kanthu, ndi kuchira ku masoka achilengedwe ndi zinthu zina zamwadzidzidzi. Maprojekiti a parediaster amathandizira ntchito zimene zimachepetsa kutetezeka ku masoka a m’tsogolo, monga kukweza nyumba za chigumula, kulimbitsa nyumba zochitira zivomezi, kapena kukonza malo owonongeka m'madera amene akuwonongeka ndi moto wolusa. Kuyendetsa ndalama kumeneku kumapulumutsa miyoyo ndi kuchepetsa mtengo wa ngozi.

Pakagwa masoka, boma limapereka chikalata chothandiza anthu okhudzidwa ndi ngozi.

Kuchira kwa nthaŵi yaitali kwa tsoka kumafuna ndalama zochiritsira kuti anthu apangenso bwino ndi kulimba kwambiri kuposa kale. CDBG Disaster Recovery Fund iripo kaamba ka kuchira kwa masoka olengezedwa ndi pulezidenti ndipo ingagwirizanitsidwe ntchito monga ngati kugwirizana ndi Federal Emergency Management Agency. Kusintha kwa ndalama kumeneku kumathandiza anthu kusamalira zosoŵa zosachiritsika ndi kugwiritsa ntchito njira zochepetsera kusokonezeka m’tsogolo.

Kuteteza Malo Okhala ndi Zachilengedwe

Maprogramu a Zachilengedwe

Maboma amathandiza kuti dziko lizitetezedwa mwa kuonetsetsa kuti lizitetezedwa, kuyeretsa, kukonza malo okhala, ndi kukonzanso malo. Malamulo oteteza mpweya ndi madzi amateteza thanzi la anthu mwa kuchepetsa mpweya woopsa ndi kutulutsa mpweya woipa.

Maprogramu okongola ndi ofiirira a malo oipitsidwa amene amaika moyo wa anthu ndi malo okhala. Kuyeretsa malo ameneŵa kumachotsa ngozi, kumatheketsa kuyambikanso kwa zinthu zowonongeka, ndi kubwezeretsa chidaliro cha anthu. Kukula kwa Brownfield kungasinthire kuwonongeka kwa chuma, kuyambitsa mwaŵi wa kukula kwa chuma pamene kukutetezera thanzi la anthu.

Kusintha kwa nyengo ndiponso kusintha kwa nyengo kumathandiza anthu kukonzekera kusintha kwa malo okhala.

Mapaki ndi Zosangulutsa

Mapaki a anthu onse ndiponso malo ochitirako masewera olimbitsa thupi, kucheza ndi anthu komanso kuthandizana ndi chilengedwe.

Malo a anthu onse monga mapaki, malo osungirako anthu, ndi malaibulale amalimbikitsa anthu kusonkhana pamodzi ndiponso kugwirizana kwambiri ndi anthu ena, ndipo zimenezi zimapangitsa kuti anthu azigwirizana kwambiri.

Mitengo ndi zomera za m’mapaki ndi m’misewu yozizira, yotetezedwa ndi mpweya, ndiponso yothandiza kuti nyama ndi zomera zizikhala m’malo otetezeka, komanso kuti zizikhala ndi malo abwino okhala.

Kuthetsa Kusalingana Makhalidwe mwa Kusunga Ndalama Mwaluso

Kufikira Anthu Osoŵa

Kupereka ndalama zoyendetsera ntchito m’makampani kumathandiza kwambiri kuti anthu asiye kugwiritsa ntchito ndalama zimene apeza, kuti agwire bwino ntchito, ndiponso kuti athandize anthu ena kuti agwire ntchito zina.

Pamene kuli kwakuti kuikizira zinthu zofunika kwambiri zisanakwane kuli kofala m'maiko okhala ndi ndalama zambiri zoyendetsera nyumba, zilengezo za malamulo za Bipartisan Infrastructure zili ndi kusiyana kwake: maboma a ndalama zochepera akuyesa kutengera kusungitsa zinthu zambiri zofunikira. Kusintha kumeneku kumathandiza kuchepetsa malo okhala ndi zinthu zofunika ndi mwaŵi wa zachuma.

Maprogramu a Federal amaposa zonulirapo za chilungamo 40 zoikidwiratu, ndi 55% za mapindu a kutuluka m'midzi yosauka, makamaka kumidzi ndi mafuko. Kusumika maganizo pa kulinganiza ndalama za boma kutsimikizira kuti ndalama za boma zifika m'madera oyang’anizana ndi mavuto aakulu koposa ndi kupanga njira zopitira ku chipambano chachuma.

Kupita Patsogolo kwa Zachuma

Makampani opanga ndalama amathandiza kuti chuma chisayende bwino m’madera a m’madera a m’mizinda ndi kumidzi. Makina monga misewu ya nthawi zonse, kuwonjezera misewu, ndi kupititsa patsogolo njira za anthu kuwonjezera mwayi wa zachuma kunja kwa mizinda ikuluikulu. Kuwonjeza ndalama kumathandiza kuwonjezera chuma m’madera osiyanasiyana ndi kuchepetsa kudalira kwa makampani amodzi.

Maprogramu a kupita patsogolo kwa zachuma oyendetsedwa ndi magwero a boma amapereka chithandizo cha zomangamanga, ndalama, ndi maziko a magetsi ku mabizinesi ndi madera.

Kulinganiza ndi kugwirizana kwa chigawo kumathandiza maboma kugwiritsa ntchito bwino ndalama. Njira zambiri zotsutsira zimapangitsa anthu ang'onoang'ono kugwiritsa ntchito chuma, ukatswiri, ndi ntchito pa mamba zimene zingathandize kwambiri.

Kuchepetsa Kukhudzidwa kwa Ndalama za Boma

Kupanga Zosankha Zogwirizana ndi Umboni

Boma la boma linayesa kuwongolera kukwera mtengo kwa zoikizira za maziko mwa kuchirikiza njira zina zosankhira ntchito. Izi zingaphatikizepo kugwiritsa ntchito masinthidwe a ndalama, kuyang'anira chuma, ndi kuyendetsa ntchito popereka ndi poyendetsa maprojekiti oyendetsera zinthu. Kuyendera zinthu za m'makampani kumathandiza kutsimikizira kuti ndalama zochepetsetsa zipeza phindu lalikulu m’chitaganya.

Kupima ntchito ndi kupenda kumathandiza maboma kupenda ngati maprogramu akwaniritsa zolinga ndi kuona mipata yowongolera. Kuyang'anira nthaŵi zonse zotsatira za pulogalamu, kuphatikizapo kufunitsitsa kusintha njira zoyendera zoyendera pa umboni, kumathandiza kuti anthu agwiritse ntchito kwambiri zipangizo za anthu. Kuonetsana kwa zinthu motsimikiza kumakulitsa chidaliro cha anthu ndi kuŵerengera mlandu.

Kugwirizana kwa anthu m'makonzedwe ndi kupanga zosankha kumatsimikizira kuti boma lisamalire zofunika zenizeni za chitaganya ndi zofunika. Zophatikizapo zimene zimaphatikizapo osungitsa midzi yosiyanasiyana, makamaka anthu osagwiritsidwa ntchito kwambiri, zimatsogolera ku maprogramu okonzedwa bwino ndi kuchirikiza kwambiri anthu kuti apange.

Kugwirizana Kumalo Amene Amapereka Ndalama

Kupanga ndalama zambiri pa nthawi imodzi n’kumene kumathandiza kuti anthu a m’mayiko osiyanasiyana azitha kuchita zinthu zosiyanasiyana.

Maboma a mayiko osiyanasiyana amachita mbali yaikulu pa kuyendetsa malonda a boma, makamaka pantchito zofunika kwambiri kuti chuma chitukuke ndiponso kuti zinthu ziziyenda bwino. Kutsidya lina la OECD, maboma a mayiko ambiri akuchititsa kuti pafupifupi 60 peresenti ya ndalama zonse zimene anthu apeza zikhale zoyendetsera limodzi. Ntchito imeneyi ikusonyeza kufunika kwa kugwirizana kwa boma komanso kugawana zinthu.

Mayanjano a anthu onse ali ndi njira ina yopezera ndalama za boma. Kudalira kwambiri pa kugwirizana kwa anthu paokha kungawongolere ntchito, kuyang'anira ntchito, kumanga, kukonza, ndi kukonza. Makonzedwe ameneŵa amathandiza anthu kupeza ukatswiri wa makampani ndi likulu pamene akuyang’anira anthu ndi kutsimikizira mapindu a chitaganya.

Kukhazikika kwa Nthaŵi Yaitali

Makampani a zomangamanga amafunika kukonza zinthu kuti apitirizebe kugwira ntchito komanso kuti akhalebe otetezeka. Asayansi amafunika kufufuza zinthu, kukonza zinthu, ndi kukonza zinthu kuti apange malo osungira zinthu. Amaonetsetsa kuti zinthu zamakono zikuyenderabe bwino m’dzikolo kwa zaka zambiri.

Madongosolo a kuyendetsa zinthu amathandiza maboma kudziwa mmene zinthu za m'mafakitale zilili, kukonza zinthu zofunika kwambiri, ndi kukonza zoti zibwezeretsedwe. Madongosolo amenewa amathandiza kuti anthu azichita zinthu zolimbitsa thupi m’malo mochitapo kanthu, kuwonjezera moyo ndi kuchepetsa mtengo wa njinga. Kukonza ndalama zosamalira malowo kungalephereke kuoneka bwino koma kumathandiza anthu a m’madera ena.

Kumanga malo a kuderalo kuti ayang'anire ndi kukonzanso ntchito za boma kumatsimikizira kuti kuyendetsa ndalama kumabweretsa mapindu osatha. Kuthandiza kwa zopangapanga, kuphunzitsidwa, ndi kutumiza chidziŵitso kumathandiza anthu kukulitsa ukatswiri wofunikira kuti agwire bwino ntchito. Udindo wamphamvu wa m'maderawo umakhalanso malo apamwamba kuti apikisane mwachipambano ndi mipata ya ndalama yamtsogolo.

Tsogolo la Boma Lopereka Ndalama kwa Anthu

Kuyamba Zinthu Zofunika Kwambiri Ndiponso Mavuto

Kusintha kwa zinthu monga kusintha kwa luso la zopangapanga, kusintha kwa nyengo, ndi kusintha kwa nyengo kumapangitsa kuti boma lizigwiritsa ntchito ndalama. Anthu okalamba amafunika kusamala kwambiri zaumoyo wawo komanso kuwathandiza. Kusintha kwa makompyuta kumafuna ndalama zoyendetsera ndalama m’njira zosiyanasiyana.

Zitsenderezo za boma pamlingo uliwonse zimayambitsa kusagwirizana pakati pa zosoŵa zomakulakula ndi chuma chochepa. Zosankha zovuta ponena za zinthu zofunika ndi malonda zimafuna njira zoonekera bwino ndi zothandizira anthu. Kusintha ntchito yopereka utumiki, kuphatikizapo kutengera ana ku kampani ndi kukonza njira zatsopano, zingathandize maboma kuchita zambiri ndi zinthu zimene zilipo.

Kulingalira koyenera kukusintha kwambiri zosankha za boma za ndalama, kuzindikira kuti njira za kayendetsedwe ka ndalama ka ndalama kanthaŵi kakhala kolimbikitsa osati kochepetsa. Zoyesayesa zapansi kwa mlingo wa ndalama zoyendetsera anthu osungidwa, kuchotsa zopinga kuti apeze maprogramu, ndi madongosolo a zamalonda a boma asintha kwambiri m’njira zimene boma limachirikizamo ndalama.

Mipata ya Kukonzanso Zinthu

Zipangizo zamakono zimathandiza kuti pakhale njira zatsopano zoperekera mautumiki a boma komanso anthu. Makompyuta a makompyuta angathandize kuti azitha kugwiritsa ntchito mapulogalamu, njira zogwiritsira ntchito njira zosonyezera zinthu, ndiponso kuti athandize kuonekera bwino. Zipangizo zotchedwa Annalytic thandiza kudziwa zimene zikufunika, zipangizo zothandizira anthu, ndi zotsatirapo za mayeso. Zinthu zamakono zimathandiza kuti zinthu ziziyendera bwino komanso kuti zigwirizane ndi zinthu zimene zikugwira bwino ntchito komanso kuti zichepetse mtengo.

Kugwirizana kwa magulu ankhondo kumachititsa kuti boma ligwirizane, phindu, ndi anthu amene akugwira nawo ntchito m'chigawo chimodzi kuti athetse mavuto a m'deralo. Kugwirizana kwa anthu kumagwirizana ndi zolinga zawo, kugwiritsa ntchito zinthu zosiyanasiyana ndi ukatswiri. Kugwiritsa ntchito ndalama ndi ndalama zoyendetsera ntchito kumayambitsa njira zatsopano zothandizira ndalama pothandiza anthu.

Kuphunzira kuchokera ku mafashoni achipambano ndi kugwirizanitsa njira zotsimikizirika ndi malo akumene kuliko kumawongolera. Maneseti amene amatheketsa anthu kukhala ndi chidziŵitso chothandiza kugaŵana ndi anthu a m'madera ena amatheketsa kufalitsa mwamsanga zinthu zatsopano. Maprogramu a Federal amene amalimbikitsa kufufuza ndi kupenda amapanga umboni wa zimene zimagwira ntchito, kudziŵitsa zosankha za ndalama zamtsogolo.

Mfungulo ya Kupita Kudziko: Phindu la Kuikiza Ndalama kwa Boma

Kufufuza zinthu za m'mafakitale ndi kukonzanso pulogalamu ya anthu. Imafuna kukonza tsogolo labwino kwa anthu okhala m’dziko mwa kukonza njira zachuma, kukonzanso moyo, ndi kulimbikitsa kuteteza chilengedwe. Mwa kulinganiza ndi ntchito zothandiza, zipangizo za anthu zikhoza kusintha anthu, kuwachititsa kukhala olimba, ogwirizana kwambiri, ndiponso opirira kwambiri.

Maboma amapereka ndalama pafupifupi pambali iliyonse ya moyo wa anthu, kuyambira pa misewu imene timapita ku sukulu zimene zimaphunzitsa ana athu, kuyambira ku madzi amene timamwa mpaka ku mapaki amene timasonkhana.

Kugwira ntchito kwa ndalama za boma sikumadalira chabe pa ndalama zimene zaperekedwa komanso mmene zinthuzo zimasamalidwira bwino, mmene zimasamalidwira bwino, ndi mmene zimagawidwira moyenerera.

Ziŵiya Zofunika ndi Chidziŵitso Chowonjezereka

Magulu ofuna kupeza ndalama za boma kapena kuphunzira zambiri zokhudza mapulogalamu osiyanasiyana angapeze zinthu zofunika kudzera m'njira zambiri. Mabungwe a Federal amasunga mawebusaiti okhala ndi pulogalamu yatsatanetsatane, malangizo a zogwiritsa ntchito, ndi zipangizo za zothandizira. Magetsi.

Mawebusaiti a boma ndi a boma amafotokoza za mapulogalamu amene amaperekedwa pa mlingo umenewu, monga njira zoyendetsera ntchito ndiponso ndalama zimene anthu ali nazo.

Mabungwe a akatswiri monga National Association of Counties , National League of Cities, ndi Msonkhano wa Maya wa United States amapereka chuma, maphunziro, ndi kugawana kogwirizana ndi ndalama za boma za anthu. Mabungwe ameneŵa amapanga malamulo a boma, amagaŵana machitidwe abwino, ndi kugwirizana ndi ausinkhu wawo amene akuyang'anizana ndi mavuto ofanana.

Mabungwe ndi mabungwe ofufuza apanga maphunziro openda kupambana kwa maprogramu a boma ndi kutsimikizira njira zopitira patsogolo kwa chitaganya. Urban Institute , Brookings Institution, ndi malo ofufuzira a yunivesite amafalitsa malipoti ofikirika a nkhani zochokera ku ku kuikizira zinthu za m'mafakitale ndi maprogramu a mayanjano.

Mabungwewa amathandiza kwambiri anthu opanga mapulogalamu osiyanasiyana kuti ayendetse ntchito zosiyanasiyana za m’mayiko osiyanasiyana.

Mapeto: Kumanga Midzi Yolimba Pamodzi

Kuchokera ku zinthu zimene zimagwirizanitsa anthu ndi mwayi, maphunziro amene amathandiza kuti anthu athe kukwanitsa kuchita zinthu, kusamala thanzi la anthu, ku mapulogalamu a zaumoyo amene amathandiza kuti anthu akhale ndi moyo wabwino, ku pulogalamu yoteteza moyo wa anthu.

Kusintha kwa nyengo, kusintha kwa anthu, kusokonezeka kwa luso la zopangapanga, ndiponso kusalingana kwa anthu, kumapangitsa kuti boma lizipereka ndalama zambiri.

Pali umboni wamphamvu wakuti nyengo ya kuchuluka kwa zopangapanga za zopereka kungapereke mapindu aakulu ku chuma cha America. Pambuyo pa kukwera kwa chuma, ndalama zimene boma limapereka kwa anthu zimapereka mapindu amene amalimbitsa chitaganya cha anthu. / Kuchiritsa kwa anthu, nzika zamaphunziro abwino, malo okhala otetezereka, ndi madera ogwirizana kwambiri.

Monga nzika, kuzindikira mmene boma limathandizira anthu athu m’njira ya demokalase.

Poyang’ana kutsogolo, anthu amene adzapambana ndiwo aja amene boma lidzapereka ndalama mwadongosolo, kuyendera pamodzi m’madera osiyanasiyana ndi m’madera ena, kuchita zinthu mogwirizana ndi cholinga cha anthu okhala m’deralo, ndi kukhala ndi maganizo oyenera kwa nthaŵi yaitali. Mwa kugwiritsa ntchito mwanzeru zinthu zofunika pamoyo, maphunziro, chisamaliro cha zaumoyo, nyumba, ndi zinthu zina zofunika m’chitaganya, timamanga maziko a kupambana ndi mwaŵi umene umapindulitsa aliyense.