Kumvetsetsa Maprogramu a Zogona za Onse ndi Zakudya

Nyumba za boma ndi chithandizo cha chakudya zimapanga njira yotetezera anthu mamiliyoni ambiri a ku Amereka oyang'anizana ndi mavuto a zachuma. Kuyesayesa kochitidwa ndi boma kumeneku kumathandiza kutsimikizira kuti mabanja opeza ndalama zochepa, okalamba, odziŵa ntchito, ndi anthu opunduka angapeze nyumba zokhazikika ndi chakudya chomanga thupi. Komabe mabanja ambiri oyenerera samagwira ntchito chifukwa chakuti njirayi imawoneka kukhala yosokoneza kapena yowopsa.

Kaya mukuyesetsa kupeza njira zina kapena kuthandiza wachibale wanu, kumvetsa bwino zinthu zimene zikupezeka m’maprogramu othandizirawa kungakuthandizeni kwambiri kuti mukhale ndi moyo wabwino.

Programu ya Nyumba za Onse: Kafukufuku Wochititsa Chidwi

Nyumba za boma zimapereka nyumba za lendi zotsika kwa mabanja opeza ndalama zochepa, okalamba, ndi anthu olumala. Nyumba zimenezi ndi za akuluakulu a boma (PHA), amene amalandira ndalama ndi kuyang’anira kuchokera ku Dipatimenti ya House ndi Urban Development (UD).

Kodi Nyumba za Onse N’chiyani?

Nyumba za anthu onse zimaphatikizapo mitundu yosiyanasiyana ya nyumba: nyumba zogona, nyumba za tauni, ndi nyumba za banja limodzi. Cholinga n’chopereka nyumba zotetezeka, zokongola, ndi zokwera mtengo kwa anthu amene sangathe kugula lendi za msika. Malo amafalikira m’mizinda, m’madera akumidzi, choncho ogona m’nyumbazo kaŵirikaŵiri amakhala m’mudzi wawo.

Pulogalamuyi inayamba ndi ntchito ya pa Act ya 1937 ndipo yakhala yodabwitsa kwambiri kwa zaka makumi ambiri. Lerolino, mabanja pafupifupi 1,2 miliyoni amakhala m’nyumba za anthu onse zolamuliridwa ndi pafupifupi 3,300 PH . Oyembekezera ndi atali m’madera ambiri, koma programuyo idakali yothandiza kwambiri kwa anthu amene akuyenerera.

Mmene Ndalama Zimawerengetsera Nyumba za Anthu Onse

Imodzi ya zinthu zofunika kwambiri zomvetsetsa ponena za nyumba za anthu onse ndiyo mmene lendi imagwirira ntchito. Makampani amalipira pafupifupi 30 peresenti ya ndalama zawo zosinthidwa mwezi ndi mwezi kulinga ku lendi. Chitsanzo chimenechi chozikidwa pa ndalama zopezedwa chimatsimikizira kuti nyumba ikhalabe yokwanira ngakhale ngati ndalama zanu zisinthasintha.

Kawerengedwe ka lendi kamaphatikizapo zinthu zingapo:

  • Makina a malipiro a pachaka kuchokera ku magwero onse (ntchito, Chisungiko cha Mayanjano, kuchirikiza ana, ndi zina zotero).
  • Ndalama zololedwa zonga zowonongedwa za mankhwala kwa ziŵalo za banja zokalamba kapena zopunduka, mtengo wa chisamaliro chodalira pa odalira pa makolo, ndi ndalama zothandizira ana
  • Ndalama zongosintha ndizo zimene zimatsala pambuyo pothirirapo ndalama, ndipo 30 peresenti ya ndalamazo imakhala ndalama zanu za lendi

Ngati ndalama zanu za lendi zitakwera, zingawonjezeke koma nthawi zambiri mukhoza kulipira lendi.

Zofunika Zodzidalira Kuti Tikhale ndi Nyumba ya Onse

Kuti muyenerere kukhala ndi nyumba za onse, muyenera kukwaniritsa ziyeneretso zakutizakuti zoikidwa ndi HUD ndi PHA ya kumaloko:

  • Malire a ndalama : Ndalama zapanyumba zanu ziyenera kutsika ndi pulogalamu yoikidwa ndi HUD ya m'dera lanu. Ziyeso zimenezi ndi 50 peresenti kapena 80 peresenti ya ndalama zimene mumapeza m'deralo poulutsa mawu (AMI), malinga ndi pulogalamu yodziŵika.
  • Kusintha kapena malo oyenerera a kusamuka : Chiŵalo chimodzi cha banja chiyenera kukhala nzika ya U.S., dziko la U.S., kapena malo osayenerera oloŵamo.
  • Kufufuza za Kumbuyo : Kukhoma kwa upandu kumafufuza. Zikhulupiriro zina, makamaka za milandu yokhudzana ndi mankhwala osokoneza bongo kapena chiwawa, zingakulepheretseni.
  • Zokonda za kulolera [1]: Zina zimafuna anthu okhala m’deralo, ozoloŵera ntchito, kapena anthu opanda nyumba kapena osoŵa pokhala.

Zimene Angachite: Yendani Panjira

Njira yofunsira nyumba za anthu imakhala yosiyana malinga ndi malo amene ilipo, koma nthaŵi zambiri imatsatira njira iyi:

  1. Pezani PHA ya kwanu. Gwiritsirani ntchito PUD' POKALA , kapena chezerani MPUD'S tsamba la PHAUD [ kuti muone ulamuliro wa nyumba wotumikira m’dera lanu.
  2. Kugwiritsira ntchito . Mapepala ambiri ali ndi makhoti a pa Intaneti, koma mapulogalamu apepala aliponso. Mufunikira kupereka chidziŵitso chatsatanetsatane ponena za kalembedwe ka banja lanu, ndalama zanu, ndi chuma chanu.
  3. Provide mapepala . Zikalata za chibadwa zimaphatikizapo umboni wa ndalama (malipiro, zobwezedwa, zopindulira makalata a msonkho), chizindikiritso (laisensi ya mpikisano, chikalata cha kubadwa, khadi la Social Security), ndi umboni wa keyala.
  4. adamaliza kufunsa . Zambiri zimafunikira munthu wofunsira kapena kufunsa pa telefoni kuti atsimikizire chidziŵitso chanu ndi kulongosola malamulo a programu.
  5. Imirirani pogaŵira [1]. Ngati zitavomerezedwa, dzina lanu limakhala pa ndandanda yodikira. Nthaŵi zoyembekezera zingayambe kuyambira miyezi ndi zaka, malinga ndi kufunidwa ndi malo amene mumakhala.

Mavuto Amene Amakumana Nawo Komanso Njira Zina

Ngati mukufuna kuti muzikhala nyumba zodula mwamsanga, ganizirani njira zina izi:

  • Kusankha Program ('FUUcher [1] . Mmalo mwa kupereka gulu lapadera, programu imeneyi imakupatsani chilolezo cha kubwereka kwa mwininyumba wachinsinsi amene amavomereza chipinda chochepa. Oyembekezera angakhalebe aatali, koma programu imapereka kusinthika koposerapo.
  • Project-Based GENL MPATING . Nyumba zina zapamseri za nyumba zimalandira chithandizo cha ndalama zoperekera lendi pansi pa mapepala kwa oyenerera ongitsa.
  • Malo a Nyumba za Malo Okongola [LiHTC] Chuma . Izi ndizo mathirakiti aumwini koma oikidwiratu a nyumba zolandira 60 peresenti ya AMI. Samayendetsedwa ndi PH , chotero njira yofunsira ili yosiyana.

Programu Za chithandizo cha Chakudya: Kuchepetsa Njala ndi Kupititsa Patsogolo Zakudya

Maprogramu opereka chakudya amapereka chithandizo chofunika kwambiri kwa mamiliyoni a Aamereka amene amavutika kupezera chakudya chokwanira. Chodziŵika kwambiri pa zimenezi ndicho Someral Nutrition Alternation Program (SNAP), imene kale inkadziŵika monga zidindo za chakudya, koma maprogramu ena angapo amachitanso mbali yofunika.

Mmene SNAP Imagwirira Ntchito

SNAP imapereka mapindu mwezi uliwonse pa khadi la PROgrammark Benefit Transtration (EBT), limene limagwira ntchito ngati khadi la debit . Olandira khadilo amagwiritsira ntchito khadi kugula zakudya zoyenerera kwa ogulitsa ololedwa, kuphatikizapo masitolo, masitolo aakulu, ndi misika ina ya alimi.

Magawo a nyumba amasintha chaka chilichonse ndipo amasiyanasiyana malinga ndi kukula kwa nyumba.

Zakudya zosapiririka [ zimaphatikizapo:

  • Zipatso ndi ndiwo zamasamba
  • Nyama, nkhuku, ndi nsomba
  • Zopangidwa ndi dairy
  • Buledi ndi dzinthu
  • Zakudya zotchinga ndi zakumwa zosamwa
  • Mbewu ndi zomera zimene zimabala chakudya

Zinthu zosaŵerengeka [ zimaphatikizapo:

  • Zakumwa zoledzeretsa
  • Fodya
  • Mavitamini ndi mankhwala owonjezera
  • Zakudya zotenthedwa kwambiri
  • Zinthu zosadyedwa (zotsuka, zotsuka, zakudya za nyama zoŵeta)

Kutha Kupuma

Kuti ayenerere ku SNAP, mabanja ayenera kukwaniritsa malire a ndalama zimene amapeza ndi ndalama zoyendetsera ntchito. Malamulowo amaikidwa ndi boma koma amayendetsedwa ndi mabungwe a boma. Zinthu zofunika kwambiri ndi izi:

  • Makina a malipiro mwezi ndi mwezi. Kwa mabanja ambiri, ndalama zotsala ziyenera kukhala pa 130 peresenti ya umphaŵi wa boma. Kusintha kumeneku pachaka.
  • Katundu wa ndalama zimene amapeza mwezi ndi mwezi . Pambuyo pa kugwiritsa ntchito ndalama zochepetsedwa, ndalama zimene amapeza ziyenera kukhala pa 100 peresenti ya umphaŵi wa boma. Makampani amaphatikizapo ndalama zochepetsera ndalama zimene amalandira, ndalama zolipirira, ndalama zolipirira okalamba kapena opunduka, ndi ndalama zolipirira ana.
  • Nkhokwe . Mabanja ayenera kukhala ndi katundu wochepera pa $2,750 (kapena $4,250 ngati chiŵalo chimodzi nchachikulu kapena chopunduka). Chuma china, monga ngati nyumba yanu ndi maakaunti a kupuma pantchito, siziŵerengera.
  • Kufunika kwa ntchito. Anthu achikulire obadwa mwachibadwa popanda kudalira anthu awo (ABAWD) pakati pa 18 ndi 49 ayenera kugwira ntchito kapena kutenga nawo mbali m'programu ya ntchito kwa maola 20 mlungu uliwonse kuti alandire mapindu kwa miyezi yoposa 3 m'nyengo ya mwezi 36. Maboma ena ali ndi opezerapo mwayi malo amene ntchito zachuluka.

Programu Zina za Thandizo la Chakudya Zoyenera Kuzidziŵa

Akazi, makanda, ndi Ana (WIC) [[FLT :1] amapereka chakudya chomanga thupi, maphunziro a chakudya, ndi chisamaliro cha zaumoyo kwa akazi oyembekezera ochepera, amayi atsopano, ndi ana osafika zaka zisanu. Mapindu a WIC angagwiritsiridwe ntchito kaamba ka zinthu zonga ngati mchere, chimanga, mazira, mkaka, ndi zotulutsira zatsopano. Otengamo ana amalandiranso chichirikizo ndi uphungu.

Programu ya Sukulu ya National Lunch (NSLP) ndi School program Fast program (SBP) imapatsa ana chakudya chaulere kapena chochepetsedwa kuchokera ku mabanja otsika. Mabanja ayenera kugwiritsa ntchito sukulu ya ana awo, ndipo kusinthika kumazikidwa pa ndalama zimene amapeza. Ana pafupifupi 30 miliyoni amalandira kwaulere kapena kutsika kwa masana tsiku lililonse la sukulu.

programu ya Food Food Service (SFSP) imadzaza mpata pamene sukulu yatha. Malo onga sukulu, mapaki, ndi malo a anthu akupereka chakudya chaulere kwa ana m'nyengo ya kupuma kwa m'chilimwe.

The Emergency Food Ahelpive Program (TEFAP) imapatsa chakudya ku mabanki a chakudya akwawo, malo osungira zakudya, ndi makhichini a supu. Nyumba zingalandire zakudya zamwadzidzidzi popanda kutsata aliyense payekha ku boma, ngakhale kuti mabungwe a kumaloko angakhale ndi njira zawozawo zodyera.

Mmene Mungapemphere Kuthandiza Anthu Kupeza Nyumba ndi Chakudya

Kugwiritsa ntchito mapulogalamu amenewa kumafuna kusonkhanitsa mapepala ndi kutsatira njira zina.

Mabuku Amene Mudzafunikira

Kaya mupemphe kuti mukhale ndi nyumba za anthu onse, SNAP, kapena zonse ziŵiri, muyenera kukhala ndi chidziŵitso chotsatirachi:

  • Chilolezo cha chizindikiritso . Layisensi ya woyendetsa galimoto, ID ya boma, chikalata cha kubadwa, kapena pasipoti ya chiŵalo chilichonse cha m’nyumba.
  • [[FLT: 0] Manambala a Chisungiko . kwa mamembala onse a m’nyumba, kapena mapepala osonyeza kuti mwafunsira chiŵerengero.
  • Chisonyezero cha malipiro [1]. Zolephera zaposachedwapa, mapepala a abwana, mafomu a msonkho, makalata a Social Security, zikalata za kusoŵa ntchito, maoda ochirikiza ana, ndi zikalata zina zilizonse za malipiro.
  • Chilolezo cha kukhala [1]. Kugwirizana kwa kulowa, pepala la magetsi, kapena khadi la voti losonyeza keyala yanu yamakono.
  • Mapepala a chipatala [1]. kwa SNAP, mungafunikire umboni wa lendi kapena nyumba, kusamala ana, zowonongedwa za mankhwala, ndi kuchirikiza ana.
  • Mapepala ogwirizanitsa [1] . Ngati kuli kotheka, kwa mamembala a m’banja osachita kuwinda.

Malangizo Othandiza

Kuyendera njira zimenezi kungakuchititseni kumva kukhala wovuta, koma njira zimenezi zingakuthandizeni:

  • Gwiritsani ntchito pa Intaneti ngati kuli kotheka. Maboma ambiri ali ndi mapulogalamu a pa Intaneti ogwiritsa ntchito SNAP. Mapulogalamu ambiri a PH akuperekanso zilolezo pa Intaneti. Zimenezi n’zofulumira ndipo zimakulolani kujambula malo anu ofunsira.
  • Gwiritsirani ntchito mapepala ofananawo pa mapulogalamu angapo. Mapepala ambiri a ndalama zofanana ndi a kampani ndi zikalata zodziŵira akufunika kuti mupeze zonse ziŵiri nyumba ndi chakudya. Sungani faelo ya wilo kapena dola la makompyuta a makope opimidwa.
  • Sec ngati muyeneretsedwa kaamba ka SNAP yopimidwa [1]. Ngati banja lanu lili ndi ndalama zochepa kwambiri ndi chuma, mungalandire SNAP pamasiku 7 mmalo mwa nthaŵi yamasiku 30 yoyendera.
  • Kugwirizana ndi gulu la anthu kaamba ka thandizo. Malo osapanga phindu, mabungwe a ntchito za chitaganya, ndi mabungwe autumiki a anthu kaŵirikaŵiri ali ndi oyendetsa galimoto amene angakuthandizeni kumaliza kufunsira, kusonkhanitsa zikalata, ndi kulondola mlandu wanu.
  • Atsatire nthaŵi zonse . Kukonza makompyuta kungatenge milungu. Kutsatira kampani ngati simunamve kanthu kena m'mafelemu a nthaŵi yoyembekezeredwa. Sungani cholembedwa cha amene munalankhula naye ndi nthaŵi imene munalankhula naye.

Zimene Mungachite Ngati Ena Akukanizani

Kukana sikumatanthauza kuti simungapeze thandizo. Programu iriyonse iri ndi njira yokopa. Ngati kufunsira kwanu kunakanidwa, bungwelo liyenera kukutumizirani chidziŵitso cholembedwa cholongosola chifukwa chake ndi kukudziŵitsani za kuyenera kwanu kwa kukopa. Mumakhala ndi windo lochepa lochitira apilo, chotero fulumira. Ofunsira ambiri amakhoza kufunsira pambuyo pa kupereka mapepala owonjezereka kapena kuwongolera kusamvetsetsa.

Kusintha kwa Mkhalidwe ndi Kwa kumaloko

Nkofunika kukumbukira kuti pamene kuli kwakuti boma la boma limakhazikitsa malamulo aakulu a maprogramu onga SNAP ndi nyumba za onse, maboma ndi malo a PHA ali osinthika kwambiri m’kayendetsedwe ka zinthu. Zimenezi zikutanthauza kuti makhomo okhoza kutseguka, njira zofunsira, ndi mapindu ake zingasiyane m’malo osiyanasiyana.

Mwachitsanzo, maboma ena afutukula SNAP celligrees kapena kufeŵetsa njira yofunsira kaamba ka anthu ena. Ena a PHW amagwiritsa ntchito njira ya lotale kwa oyembekezera, pamene ena akugwira ntchito pa malo oyamba, maziko oyamba. Nthaŵi zonse fufuzani ndi bungwe lanu kaamba ka chidziŵitso cholongosoka koposa.

Mukhoza kupeza chidziŵitso cha boma chotseguka ku conrect ya boma . Panyumba za anthu, lankhulani ndi PHA mu mzinda kapena m'chigawo chimene mukufuna kukhala.

Ndalama Zowonjezereka ndi Chichirikizo

Kuposa nyumba za anthu ndi SNAP, magulu ogwirizana ndi chitaganya angapereke chithandizo ndi chitsogozo cha mwamsanga:

  • [[FLT :0] Kudyetsa America . Gulu lalikulu kwambiri la dzikolo lokhala ndi njala limagwiritsira ntchito mabanki a chakudya amene amagawira chakudya mwachindunji kwa mabanja. Pezani banki ya chakudya yakwanuko kudzera pa webusaiti yawo.
  • Benefit. gov . Webusaiti ya boma imeneyi ingakuthandizeni kukonza maprogramu onse othandiza boma ozikidwa pa mikhalidwe yanu. Ingakuthandizeni kusunga nthaŵi mwa kukutsogolerani ku maprogramu amene mungathe kuyenerera.
  • .org . Dial 211 kapena pitani pawebusaitiyi kuti mugwirizane ndi anthu akwanuko, kuphatikizapo chithandizo cha nyumba zangozi, malo osungira chakudya, ndi chithandizo cha magetsi.
  • Act Community Active . Mabungwe oyendetsedwa ndi boma ameneŵa amapereka mautumiki osiyanasiyana, kuyambira pa kupereka uphungu wa nyumba mpaka maprogramu a chakudya, kaŵirikaŵiri cholinga chake n’kuthandiza anthu kukhala odzidalira.

Kumaliza: Kutenga Njira Yoyambirira

Anthu ambiri a ku America amagwiritsa ntchito mapulogalamu amenewa pa nthawi inayake, ndipo nthawi zambiri amakhala ngati mlatho pa nthawi yovuta.

Ngati inuyo kapena munthu wina amene mumdziŵa akuvutika ndi ndalama zokhalamo kapena kusatetezereka kwa chakudya, yesetsani lero.

Kuti muŵerenge, fufuzani [[FLT: 0] chithandizo cha Wetchi cha magetsi cha magetsi [1] ndi programu ya SNAP . Zonse ziŵiri zimapereka zitsogozo zatsatanetsatane ndi zigwirizano zolunjika ku mabungwe akwawo.