Table of Contents

Ukungakhathalelwa kwenzuzo karhulumente kusenokuziva kungummangaliso, kodwa izigidi zabemi zifanelekele iinkqubo ezilungiselelwe ukulungiselela inkxaso engundoqo yemali, ukusetyenziswa kwempilo, ukukhutshwa kwemali, uncedo lokutya, uncedo lwezindlu, nezinye ezininzi. Ukuba ujongene nobunzima bokwexeshana, ukulawula iziphene, ukunyamekela abantwana, okanye ukuzama nje ukuziphelisa, ukuqonda indlela yokufumana ezi zinto kunokwenza umahluko omkhulu kumgangatho wobomi bakho. Olu khokelo lunentsingiselo luza kukuhambisa kuwe kuyo yonke into oyifunayo ukuze wazi ngokuqalisa ngeengenelo zikarhulumente, ngokuchaza iinkqubo onokuthi ufanelekele ukuphumelela ekulondolozeni ukufezeka kwakho ngexesha elithile.

Ukuqonda Urhulumente Kuyingenelo Ukuzijonga Ntoni

Iinzuzo zikarhulumente eUnited States ezisebenzayo kumgangatho karhulumente, karhulumente, nakummandla wasekuhlaleni, zidala umnatha wokhuseleko oluntsonkothileyo kodwa olubanzi kubemi abasweleyo. Ezi nkqubo zixhaswa ngemali ngee-dola ezihlawulwayo zerhafu kwaye zenzelwe ukunikezela ngoncedo lokwexeshana okanye oluqhubekayo kubantu kunye neentsapho ezifikelela kwiimfuno ezithile. Uludwe lweengenelo ezikhoyo lukhulu, lugquma iimfuno ezisisiseko ezifana nokutya nendawo yokufihla intloko, kwakunye nenkxaso ekhethekileyo yezonyango, imfundo, ukunyamekela abantwana, kunye neenkonzo zemisebenzi.

Iinkqubo zomanyano zimisela imigangatho esisiseko kwaye zinikezele ngemali, lo gama urhulumente noorhulumente basekuhlaleni besoloko besebenzisa ezi nkqubo kwaye banganika iinzuzo ezongezelelekileyo ezidityanisiweyo kuluntu lwabo. Le nkqubo intlukwano eninzi ithetha ukuba iinzuzo ezikhoyo kuwe zinokuhluka ngokuphawulekayo kuxhomekeka kwindawo ohlala kuyo. Ukuqonda esi sakhiwo linyathelo lokuqala ekuboneni ukuba ziziphi iinkqubo eziza kunceda iimfuno zakho.

Kubalulekile ukuqaphela ukuba ukucela nokufumana uncedo lukarhulumente akuyonto ebangela iintloni. Ezi nkqubo zikho ngokukhethekileyo ukunceda abemi ngamaxesha ocelomngeni nokuqinisekisa ukuba wonke umntu uyakwazi ukufumana izinto ezisisiseko eziyimfuneko. Abantu abaninzi abanikela kwezi nkqubo ngerhafu nabo bangafuna uncedo ngenye inxalenye yobomi babo.

Iintlobo Ezinkulu Zeingenelo Zikarhulumente

Iinkqubo zoncedo lwezonyango

I-Snap Conteration Information Program (SNAP), eyaziwa ngokuba zizitembu zokutya, yenye yezona nzuzo zikarhulumente ezisetyenziswa ngokubanzi kweli lizwe. I-SNAP inika abantu abahlawulwayo kunye neentsapho iinzuzo ezifanelekileyo zenyanga nemali ekwikhadi leeenzuzo ze-Electronic Transrection (EBT), elinokusetyenziselwa ukuthenga ukutya kubathengi abagunyazi. Ukunganyaniseki kusekelwe kakhulu kwingeniso yendlu nobukhulu, nenkoliso yezindlu ezifuna ukuhlangabezana nemida yengeniso ephezulu neyamarhabatha.

INkqubo yeNtshono Yokwandiswa Kwempilo yamabhinqa, yeeNcasa, neyabantwana (iWic) inikela uncedo lokutya okunesondlo ngokukhethekileyo kumabhinqa akhulelweyo, oomama abatsha, nabantwana abancinane abafikelela kwiminyaka emihlanu. I-WiC inika isiqinisekiso sokutya okunesondlo, imfundo engokwaneleyo, kwaye ibhekisa kwiinkonzo zempilo nentlalo. Olu cwangciso lujolise ekukhuleni okunzima kwaye luye lwaboniswa ukuba luphucula iziphumo zempilo koomama nabantwana.

Iinkqubo zokutya kwesikolo, kuquka iSikolo seSikolo seLunch kunye neNkqubo yeSikolo se-Accomptic, zinika abantwana abafumana intlawulo encinane okanye encinane ngerhafu yerhafu. Ezi nkqubo ziqinisekisa ukuba abantwana bayakwazi ukutya ukutya okunesondlo ebudeni bemini yesikolo, nto leyo enokuthi iphucule impilo yabo kunye nokusebenza kwabo kwemfundo.

Ukugutyungelwa kwezempilo noncedo lwezonyango

Inkqubo kaMedicaid yinkqubo karhulumente kunye neyorhulumente enika izigidi zabantu baseMerika ingxubevange yempilo, kuquka abantu abadala abafumana imali ephantsi, abantwana, amabhinqa akhulelweyo, abantu abadala abakhulileyo, nabantu abaneziphene. I-Medicaid i-medid iyahluka ngokwesizwe, kodwa onke amazwe kufuneka agubungele iinzuzo ezithile eziyimfuneko kuquka iinkonzo zasezibhedlele, iinkonzo zoogqirha, iinkonzo zelebhusayithi, kunye nokuthintela. Amazwe amaninzi aye andisa uMdicaid phantsi koMthetho we-Afford Careal Act, anika abantu abadala abafumana imali eninzi.

IMedicare yinkqubo ye-inshorensi yempilo yesizwe ngokuyintloko kubantu abaneminyaka engama-65 nangaphezulu, nangona ikwagubungela abantu abathile abaselula abaneziphene kunye nabo bane-End-Snal Renal Disease. IMedicare ineenxalenye ezahlukeneyo ezigquma i-inshorensi yesibhedlele, i-inshorensi yezonyango, kunye nenkcitho yeziyobisi ezigunyazisiweyo. Ukuqonda ukuba ziziphi iindawo zeMedicasare ozifunayo kwaye nini ekubhaliseni kwazo kubalulekile ukuze uphephe imiqobo ekuhlawuleleni kunye nezigwebo ezinokwenzeka.

Inkqubo yabantwana yeInshorensi yezempilo (CHIP) inika abantwana inkxaso ephantsi yempilo kwiintsapho ezifumana imali eninzi kakhulu ukuba zifanelekele iMedicaid kodwa ezingakwaziyo ukuhlawula i-inshorensi yabucala. I-CIP igubungela uhlolo oluqhelekileyo, ukugonywa, ukutyelelwa kwagqirha, unyango, unyango lwamazinyo kunye noncedo longxamiseko.

Iinkqubo zoncedo lwezindlu

Inkqubo yokuKhetha indawo yokuhlala, eyaziwa ngokuba yiCandelo lesi-8, inceda iintsapho ezifumana imali ephantsi kakhulu, abalupheleyo, nabantu abaneziphene bayakwazi ukuthenga izindlu ezifanelekileyo, ezikhuselekileyo, nezicocekileyo emarikeni azimeleyo. Abathathi-nxaxheba badla ngokuhlawula ama-30% engeniso yabo elungelelanisiweyo yenyanga kwirente-mali kunye nezinto eziluncedo, kunye nomxhasi ogquma umahluko ngokwendlela ebekelwe umqathango wezindlu zikawonke-wonke.

Izindlu zikawonke-wonke zinika iintsapho ezifumana imali ephantsi, abakhulileyo nabantu abaneziphene. Ezi zindlu zezoluntu zezazo zilawulwa zize zilawulwa ngamaziko asekuhlaleni afumana inkxaso-mali karhulumente yokubonelela ngezindlu kwirente ezincitshisiweyo. Ulinde uluhlu lwezindlu zikawonke wonke lunokuba lude kwiindawo ezininzi ngenxa yokufunwa kakhulu.

INkqubo yeLow Inhome Home Energy Application (LIHEAP) inceda iintsapho ezifanelekileyo zihlawulele iindleko zokufudumeza nokupholisa, uncedo lwamandla kunye neenkonzo zokuphucula imozulu. Olu cwangciso lubaluleke ngokukhethekileyo kubantu abakhulileyo kunye neentsapho ezinabantwana abancinane abanokuba ngamaqondo obushushu agqithisileyo.

Inkxaso yengeniso noncedo lwemali

Uncedo lwexeshana kwiintsapho ezifuna uncedo (TTANF) lunika iintsapho uncedo lwemali lokwexeshana nabantwana ngoxa zinceda abamkeli ukuba bafumane umsebenzi. UTTANF lucwangciso olunika abantu umsebenzi, iintsingiselo zeemeko zibhetyebhetye ngendlela abayila ngayo kwaye basebenzise ngayo iinkqubo zabo. Iingenelo ziquka uncedo lwemali yenyanga, uqeqesho lomsebenzi kunye neenkonzo zokusasaza, uncedo lokujonga abantwana, kunye nenkxaso yezothutho.

Imali yoKhuseleko eyongezelelweyo (SSI) inika iindleko zenyanga nganye kubantu abafumana ingeniso elinganiselweyo nabanemivuzo ephantsi, abaneziphene, okanye abafamayo, okanye abaneminyaka engama-65 okanye ngaphezulu. I-SSI inceda ekuhlawuleni iimfuno ezisisiseko ezifana nokutya, impahla nekhusi. Ngokungafaniyo neSocial Security Issurance Issurance, i-SSI ayifuni mbali yomsebenzi kwaye isekelwe kwiimfuno zemali nemeko yesiphene.

I-inshorensi yokungaqeshwa inika inkxaso yengeniso yexeshana kubasebenzi abaye baphulukana nemisebenzi yabo ngaphandle kwempazamo yabo yaye bazimisele ukufuna umsebenzi omtsha. Iingenelo zisekelwe kwipesenti yengeniso yakho yangaphambili kwaye zifumaneka ixesha elilinganiselweyo, ngokuqhelekileyo ukuya kufikelela kwiiveki ezingama-26, nangona oku kunokuphindaphindekeliswa ngexesha lokungaqeshwa okuphezulu.

Iingenelo Ezingalawulekiyo

I-Inshorensi yoKhuseleko loLuntu (SDI) inika iingenelo kubantu abangakwazi ukusebenza ngenxa yesiphene esilindeleke ukuba sihlale ixesha elinokuba ngunyaka okanye sibangele ukufa. Ukuze bafaneleke, kufuneka ukuba usebenze kwaye uhlawule irhafu yeNtlalo-ntle yezentlalo iminyaka ethile. Imali oyifumanayo isekelwe kwingeniso yakho yomlinganiselo wobomi bakho bonke ekhutshelwe yi-Social Security.

Abasebenzi abaneziphene ezinxulumene nenkonzo basenokufanelekela imbuyiselo ye-VA, enika intlawulo yerhafu yenyanga ngenyanga.

Imfundo Noqeqesho Ziyingenelo

Umgangatho wama-Federal Pell Grant unika izibonelelo ezisekelwe kwintlawulo ephantsi kwentlawulo ephantsi kwesiseko kubafundi abancedisa ukuhlawula iimali-mboleko zekholeji. Ngokungafaniyo neemali-mboleko, inkxaso-mali ayifuni kuhlawulwa. utshintsho olukhulu lukaPell Grant ngonyaka lusekelwe kwimfuno yemali, iindleko zokuya, kunye nobume bokubhalisa.

I-GI Bill inika inzuzo yemfundo kumagqala, amalungu enkonzo, nakwientsapho zabo. Iingenelo zingasetyenziswa kwiinkqubo zomgangatho wekholeji, kwimfundo yomsebenzi, kwizifundo, nakwiinkqubo zokubhala. Iintlobo ezahlukeneyo zeGI Bill zinikela imigangatho eyahlukeneyo yeengenelo exhomekeke kwixesha osebenze ngalo nakwixesha oye wasebenza ngalo.

Iinkqubo zoMsebenzi zoMgaqo-nkqubo we-Instructification and Opportunity Act (WIOWA) zinikela uqeqesho lomsebenzi, imfundo, kunye neenkonzo zemisebenzi ukunceda abantu ukuba bangene okanye baphinde bangene emsebenzini. Iinkonzo zisenokuquka ukucebisa umsebenzi, ukujonga ubuchule, uncedo lokukhangela umsebenzi, kunye neenkqubo zoqeqesho kwimisebenzi ephantsi.

Ukuqiniseka Ukuba Ukulungele Ukuzuza

Ukufaneleka kweengenelo zikarhulumente kuxhomekeke kwiimeko ezahlukahlukeneyo, yaye ukuqonda ezi mpawu ziyimfuneko ngaphambi kokuba uqalise inkqubo yokusebenza. Eyona nto ibalulekileyo ibandakanya ingeniso, ubungakanani bendlu, ubumi okanye ubume bokufuduka, ubudala, ubulwelwe, ubugxwayiba, ubugxwayiba bemisebenzi, kunye neemeko ezithile ezifana nokukhulelwa okanye imfuno yamava.

Imida yemali ehlawulwayo ichazwa njengepesenti yomgangatho weFederal Ubuhlwempu (FPL), ehlaziywa ngonyaka kwaye itshintshiswe ngokobungakanani bendlu. Umzekelo, ezinye iinkqubo zingafuna ingeniso yakho ibe ngaphantsi kwe 130% yeFPL, ngeli lixa ezinye zingamisela umqobo kwi 200% okanye ngaphezulu. Kubalulekile ukuphawula ukuba iinkqubo ezahlukeneyo zingabala ingeniso ngokwahlukileyo, ngoxa ezinye zijonga kwingeniso ye-nethi emva kwentengiso ezithile.

Ubungakanani bendlu buquka wonke umntu ohlala kunye noncedisana neendleko, hayi nje amalungu entsapho. Oku kubandakanya wena, iqabane lakho ukuba utshatile, abantwana bakho abangaphantsi kweminyaka engama-22 abahlala nawe, naye nawuphi na omnye ohlala nawe, othenga kunye nokuthenga kunye nokulungisa ukutya kunye. Ukugqiba ngokuchanileyo ubungakanani bendlu yakho kubalulekile kuba kuchaphazela imiqathango yengeniso kunye nemali eyingenelo.

Iimfuno zobumi nezobumi ziyahluka ngokwenkqubo. Abemi base-U.S. ngokubanzi bafanelekele zonke iinkqubo eziyingenelo zikarhulumente ukuba bahlangabezana nezinye imigaqo. Abahlali abahlala ngokusisigxina kunye nabanye abaphambukeli abafanelekayo basenokuba bakufanelekele ukulungiselela iinkqubo ezithile, nangona kusenokubakho amaxesha okulinda. Abaphambukeli abangaxelelwanga abafanelekelanga iingenelo zikarhulumente, nangona kukho ukungakhathalelwa konyango olungxamisekileyo kunye neenkqubo ezithile zabantwana.

Imida emiselweyo isebenza kwezinye iinkqubo, ithetha ukuba awunakuba nezibonelelo ezingaphezulu kwexabiso elithile. Ii-akhawunti zebhanki, amasheya, amaqhina, kunye nempahla ngaphandle kwendlu yakho yokuqala kunye nemoto enye. Kodwa ke, iinkqubo ezininzi zishenxise okanye ziphakamise imida yempahla kwiminyaka yakutshanje ukwenza iingenelo zifikeleleke ngakumbi.

Ukusebenzisa Iingenelo Zezixhobo Zokuxilonga

Phambi kokuba unikele ixesha kwizicelo ezinde, sebenzisa inzuzo yezixhobo ze-intanethi zokuhlola i-intanethi ezinokukunceda uqonde ukuba ziziphi iinkqubo onokuzifanelela. Urhulumente wengingqi usebenza Benefits.gov, icebo elibanzi elikuvumela ukuba ugqibe ipesenti yemibuzo eyimfihlo ngemeko yakho uze ufumane uluhlu olunobugocigo. Esi sixhobo sigubungela iinkqubo eziluncedo ezingaphezulu kwe-1000 ze-ognome nezombuso.

Urhulumente omninzi uyasebenza nako ungenelo lwawo lokuhlola ii-website ezinika iinkcukacha ezithe kratya malunga neenkqubo zikarhulumente ezicazululweyo. Ezi zixhobo zidla ngokubuza imibuzo malunga neminyaka yakho, ingeniso, iprojekthi yendlu, iindleko, ubume bobulwelwe, nezinye izinto ezinxulumene nayo. Inkqubo yokuzimisa idla ngokuthabatha imizuzu eyi-5-10 kwaye inokukunceda ukuba uqwalasele iinkqubo onokuzimisela kuzo.

Imibutho yoluntu kunye namaqumrhu angeyongeniso adla ngokunikela iingenelo zamahhala zokuxilongwa nokusetyenziswa koncedo. Iintlangano ezifana nezahluko zeSizwe saseManyeneyo, amaqumrhu asebenza ngokumanyeneyo, kunye namaqumrhu angokwasemthethweni anokukunceda uqhubele phambili kwinkqubo yokuhlola nokuqonda ukhetho lwakho. Ezi nkonzo ziluncedo ingakumbi ukuba uneemeko ezinzima okanye ufuna uncedo lokuqonda iimfuno zobugosa.

Iqokelela Uxwebhu Olufunekayo

Esinye sezizathu eziqheleke kakhulu zolibaziseko kwizicelo eziyingenelo asiphelelanga okanye asifumaneki amaxwebhu. Ukulungiselelwa ngamaxwebhu alungileyo phambi kokuba uqale isicelo sakho kungakhawuleza ngokuphawulekayo kwaye kucuthe unxunguphalo. Ngelixesha iimfuno ezithile zahluka ngokwenkqubo, kukho iindidi eziliqela zamaxwebhu acelwe rhoqo.

Amaxwebhu achazayo kunye nobumi

Kufuneka ubonise ukuba ungubani, kwaye, kwiinkqubo ezininzi, ubumi bakho okanye isimo sokufuduka esisemthethweni. Amaxwebhu olwazi olwamkelekileyo aquka ilayisensi yomqhubi, ikhadi le-ID, ipasi yokundwendwe, okanye isiqinisekiso sokuzalwa. Ukuqinisekisa ubumi bobumi, isatifiketi sokuzalwa kwe-U. Kudla ngokufuneka ukuba abemi beso miyalelo abahlala ngokusisigxina babe nekhadi eliluhlaza, loxa abanye abaphambukeli befuna ukunikezela ngobume babo bokufuduka.

Amakhadi oKhuseleko lweNtlalo okanye amanani afunwa kuwo onke amalungu endlu acela uncedo. Ukuba awunalo ikhadi loKhuseleko loluntu, ungafaka isicelo komnye usebenzisa iNtlalo-ntle yoKhuseleko. Ezinye iinkqubo zingakuvumela ukuba usebenzise ngexesha isicelo sakho sekhadi loKhuseleko loluntu sisemnyango, kodwa ekugqibeleni uzakufuna ukunikezela ngenani.

Ubungqina Bokuthanda

Iinkqubo eziluncedo ezininzi zifuna ukuba ube ngummi welizwe apho usebenza khona. Ubungqina obamkelekileyo bokuhlala buquka ityala lezemali, izivumelwano, intetho yetyala lendlu, okanye iposi esemthethweni ebhekiswe kuwe kwidilesi yakho yangoku. Ukuba ufumana ukungabi namakhaya, iinkqubo ezininzi zinezinye iindlela zokuqinisekisa ukuba indawo yokuhlala i-/don's ukunqongophala kwamaxwebhu enkqele yenkcubeko kukuthintela ekusebenziseni.

Ukuqinisekiswa kwesiphumo

Uxwebhu olufumana imali lubalulekile kwiinkqubo eziyingenelo. Ukuba uqeshiwe, uzakufuna iimpepho ezikhoyo zokugquma ubuncinane inyanga enye, nangona ezinye iinkqubo zingacela iinyanga ezimbini okanye ezintathu. Abantu abaqeshwayo kufuneka baqokelele iibhatalo zerhafu, ingeniso kunye neengxelo zelahleko, okanye iingxelo zoshishino ezibonisa ingeniso kunye nenkcitho. Ukuba ufumana ingeniso kweminye imithombo, uzakufuna uxwebhu oluluncedo njengobucuphi bokhuseleko lwentlalo, iingxelo eziyingenelo kumsebenzi, iingxelo eziluncedo zemali zomhlala-mali, iingxelo zomhlala-mali, iingxelo zogcino-mali zabantwana, okanye izivumelwano ze-athomony.

Ukuba awuhlawulwa, kusenokufuneka unike ingxelo ebhaliweyo echaza imeko yakho nendlela oza kuhlangabezana ngayo neemfuno zakho ezisisiseko. Ezinye iinkqubo zivuma ukuba ufumana i-zero-i-affidavits, ezizizifungo zokuthi awunayo ingeniso.

Uxwebhu lweNkcitho

Ezinye iinkqubo ziqwalasela iindleko zakho xa kufikwa kwiindleko ezifanelekileyo neziyingenelo. Amaxwebhu aqhelekileyo enkcitho aquka iimali zokuqesha okanye iirejista zendlu, iindleko zemali yezemali, iindleko zokukhulisa abantwana, iindleko zonyango, kunye neendleko ezicwangcisiweyo zenkundla zokuxhasa abantwana. Gcina iingxelo ezicwangcisiweyo zezi ndleko, njengoko zinokukuvumela ukuhlahlela okunyusa ixabiso lakho eliyingenelo okanye ukukunceda ufanelekele iinkqubo onokuthi kungenjalo ungakwazi ukufikelela kuzo.

Uxwebhu Olongezelelweyo Olukhethekileyo

Kuxhomekeka ukuba ngawaphi amancedo owafakayo, ungafuna amaxwebhu awongezelelekileyo. Iinzuzo zokonakaliswa zifuna iirekhodi zezamayeza, iingxelo zogqirha, kunye nolwazi lwembali yomsebenzi. Abazali abacela uncedo kubantwana bazakufuna isiqinisekiso sokuzalwa okanye amaphepha okufumana umntwana wokungeniswa. Abafundi abafaka isicelo sokufumana inkxaso yemfundo bafuna ukubhaliswa kwesikolo kunye nemibhalo ebhaliweyo. Abaxhasi bafuna iifomu ze-DD-214 okanye ezinye iingxelo zenkonzo yasemkhosini.

Yenza uluhlu lwamaxwebhu afunekayo odweliso lwenkqubo nganye oyisebenzisayo, kwaye qokelela amaphepha ento yonke phambi kokuba uqalise izicelo zakho. Gcina amaxwebhu akhuselekileyo kwaye ukhuphele imibhalo ngaphandle kokuba ifayile zoqobo ziyimfuneko ngokukhethekileyo. Cwangcisa ukwenza ulawulo loxwebhu oluluncedo. / okanye oluphathekayo okanye lwamanani" apho ugcina onke amaxwebhu ayimfuneko acwangcisiweyo nafumaneka lula kwizicelo zokuqala, uhlaziyo, kunye nokuhlaziywa.

I Fayile Menu

Xa uthe wafumana iingenelo onokuzifanelekela kwaye waqokelela uxwebhu lwakho, lixesha lokuqalisa inkqubo yesicelo. Ngelixesha inkqubo nganye ineenkqubo zayo ezikhethekileyo, ukuqonda inkqubo jikelele kunye noqheliso olungcono lunganceda ukuqinisekisa ukuba isicelo sakho siphumelele.

Ukukhetha Indlela Yakho Yesicelo

Iinkqubo ezininzi zikarhulumente eziyingenelo ngoku zinika iindlela ezininzi zokusebenzisa, kuquka izicelo ze Internet, kwizicelo ze-ofire yobulali, izicelo zeposi kwizicelo, kunye nezicelo zomnxeba. Izicelo ze-intanethi zisoloko zibaleka zibaleka ngokukhawuleza kwaye ziluncedo, zikuvumela ukuba usebenzise 24/7 ekhaya kwaye ngokuqhelekileyo unike isiqinisekiso sokuba isicelo sakho safunyanwa ngokukhawuleza. Iinkqubo ezininzi ze Internet ziyakwazi ukusindisa inkqubela yakho, ngoko ungagqiba isicelo kwiintlanganiso ezininzi ukuba ziyimfuneko.

Izicelo ezingaphakathi kumntu zinokuba yingenelo ukuba unemibuzo, ufuna uncedo lokuqonda inkqubo, okanye uneemeko ezintsonkothileyo ezifuna ucaciso. Abasebenzi abangoonobumba bangahlola uxwebhu lwakho kwindawo leyo baze bakwenze wazi ukuba kukho nto ilahlekileyo. Noko ke, kwizicelo ezikwi person zisenokufuna ucwangco lommiselo kunye nokuthatha ixesha emsebenzini.

Izicelo zeposi zinika umvandedwa kodwa zithe chu olona khetho lucothayo kwaye aziniki siqinisekiso salo nayiphi na i-lisithi. Ukuba ukhetha le ndlela, thumela isicelo sakho ngeposi eqinisekisiweyo nelisithi yokubuyisa eceliwe ukuze ube nobungqina bokuthobela.

Isicelo Senziwe Ngokuchanekileyo

Ucoselelo lubalulekile xa kugqitywa izicelo. Iimpazamo okanye ukungavumelani kungenza ulibazise uqhubekeko okanye iphumele ekucimeni uncedo. Funda yonke imiyalelo phambi kokuqalisa, uphendule yonke imibuzo ngokupheleleyo. Ukuba umbuzo awusebenzi kuwe, bhala "N/A" okanye "akukho" kunokuyishiya ingenanto, ingathi uyityeshele.

Yiba nenyaniso kwaye ugqibelele kuzo zonke iimpendulo zakho. Ukunika inkcazelo yobuxoki ngengenelo yesicelo kukuqhatha kwaye kungaphumela kwiziphumo ezinzulu, kuquka izityholo zolwaphulo-mthetho, ukuhlawula iinzuzo, kunye nokungaqiniseki ngeengenelo zexesha elizayo. Ukuba akuqinisekanga ukuba ungaphendula njani, funa uncedo kumntu olungisa amatyala okanye umcebisi ongenelweyo kunokuqagela.

Xa unika ingxelo ngengeniso, quka zonke imithombo nokuba ucinga ukuba ayinakubalwa. Isebe liya kugqiba ukuba yiyiphi ingeniso enokubalwa kwinkqubo yabo. Ngokufanayo, xela onke amalungu endlu kunye nenkcazelo yawo ngokuchanekileyo. Ukungaphumeleli ukunikela ingxelo yemali ehlawulwayo okanye amalungu endlu kusenokugqalwa njengenkohliso, nokuba angenzanga ngempazamo.

Ukukhangela kabini onke amanani, kuquka amanani okhuseleko loluntu, imihla yokuzalwa, iidilesi, kunye namanani omnxeba. Umvo omnye osusiweyo ungenza ulibaziseko olubalulekileyo. Ukuba ugqiba isicelo sephepha, bhala ngendlela engaqhelekanga okanye bhala iimpendulo zakho ukuba kuyenzeka.

Unikezelo Loxwebhu Lokuxhasa

Ngokuhambisana nesicelo sakho esigqityiweyo, uzakufuna unikezelo lwenkxaso yoxwebhu. Qiniseka ukuba onke amaxwebhu akhoyo/iinkqubo zifuna amaxwebhu akwientsuku ezingama 30 okanye 60 ezidlulileyo. Ukuba unikezelo lwemibhalo, qinisekisa ukuba zicacile kwaye ziyafumaneka. Iikopi zomgangatho osezantsi zingalahlwa, zibangele ulibaziseko.

Hlela amaxwebhu akho ngokulula kwaye uwaphawule ngokucacileyo. Ukuba ufaka amaxwebhu amaninzi, cinga ukwenza iphepha eligquma elidwelisa yonke into oyiqukileyo. Oku kunceda ukuqinisekisa ukuba akukho nto elahlekileyo kwaye yenza kube lula ukuba abasebenzi basebenzise inkqubo yakho.

Gcina iikopi zayo yonke into oyifakayo, kuquka isicelo esigqityiweyo kunye namaphepha axhasayo. Le mibhalo isebenza njengengxelo yakho yoko ukunike kona nexesha, elinokuba lixabiso xa kukho imibuzo okanye iimpikiswano kamva.

Ukuqonda Ixesha Elilungelelanisiweyo

Ukulungelelanisa amaxesha kwahluka ngokuphawulekayo ngokwenkqubo nendawo. Izicelo ze-SNAP, umzekelo, kufuneka zicaciswe rhoqo ngeentsuku ezingama-30, kulungiselelwa i-exp ekhoyo kwiintsapho ezineemfuno ezingxamisekileyo. Izicelo ze-Medicaid zidla ngokucaciswa ngeentsuku ezingama-45, nangona ezinye iimeko zizenza zikhawulezise. Iingenelo zokungathobeki zingathatha iinyanga eziliqela okanye ixesha elide ngenxa yohlalutyo lwezamayeza.

Ngexesha lencopho, njengasemva kweentlekele zemvelo okanye xa kudodobala uqoqosho, amaxesha okulungisa anokuba made kunokwandiswa kwesicelo. Yiba nomonde kodwa phikelela ulandela umgangatho wakho wesicelo.

Emva Kokusebenzisa: Uhlolo noLandela- Ngokuphezulu

Ukungenisa isicelo sakho kukuphela kwesiqalo senkqubo. Ukuhlola okusebenzayo kunye nokuphendula ngokukhawulezileyo kwizicelo zolwazi olongezelelweyo kubalulekile ekuqinisekiseni ukuba isicelo sakho silungiswa ngokucokisekileyo nangempumelelo.

Ilandela Ubume Besicelo Sakho

Iinkqubo ezininzi zinika iindlela zokukhangela ubume besicelo sakho kwi Internet okanye ngemfonomfono. Ukuba ufaka ilayini, uyakwazi ukungena kwizibuko apho ungangena khona uze ubone apho isicelo sakho simi khona kwinkqubo yokuhlola. Ziphawule nawaphi na amanani oqinisekiso, iinombolo, okanye amanani okubhekisa owafumanayo, njengoko uzakufuna oku ukukhangela ubume bakho okanye ukuthetha nabasebenzi betyala.

Khangela rhoqo iposi yakho ubhalelana nombutho weengenelo. Izaziso ezibalulekileyo malunga nesicelo sakho, izicelo zolwazi olongezelelekileyo, kunye nemvume okanye iposi ezikhanyelweyo zithunyelwa ngeposi. Ezinye iinkqubo zithumela izaziso nge email okanye umbhalo ukuba ukhethe uthungelwano lwe elektroniki.

Ukuba awukhange uve nto kwisakhelo sexesha elilindelekileyo lokulungiselela, musa ukuthandabuza ukulandela. Qhagamshelana nomnxeba okanye tyelela iofisi yasekuhlaleni ukubuza malunga nemo yakho yomsebenzi. Zilungiselele ukunikezela ngenombolo yakho yokuqinisekisa kunye nolwazi lokwazi.

Ukusabela Kwizicelo Zolwazi Olwahlukileyo

Kuqhelekile ukunceda abameli ukucela ulwazi olongezelelekileyo okanye uxwebhu emva kokuhlola isicelo sakho sokuqala. Ezi zicelo aziluphawu olubi ```zisoloko zithetha umenzi-tyala ufuna ucaciso okanye uqinisekiso olongezelelweyo ukugqiba isicelo sakho.

Xa ufumana isicelo solwazi olongezelelekileyo, phendula ngokukhawuleza kangangoko kunokwenzeka. Ezi zicelo ziquka ixesha elipheleleyo, kwaye ukungaphumeleli ukuphendula ngexesha elipheleleyo kungaphumela ekukhanyeni isicelo sakho. Ukuba ufuna ixesha elininzi lokuqokelela ulwazi oluceliweyo, qhagamshelana nombutho ngoko nangoko ukucela isandiso.

Funda izicelo ngocoselelo ukuqinisekisa ukuba uqonda kakuhle oko kucelweyo. Ukuba akuqinisekanga, biza umcebisi okanye umgca woncedo wombutho ukuze ucacise. Ukukhupha amaxwebhu angalunganga okanye ulwazi olungaphelelanga luzakubangela ulibaziseko olungaphaya.

Ukuya Kudliwano - ndlebe Olufunekayo

Iinkqubo ezininzi eziluncedo zifuna udliwano-ndlebe njengenxalenye yesicelo. Olu dliwano-ndlebe lungaqhutywa ngokobuqu, ngemfonomfono, okanye ngokuya lusanda ngenkomfa yevidiyo. Udliwano-ndlebe luvumela umfaki-tyala ukuba aqinisekise inkcazelo, abuze imibuzo ecacisayo, aze aqinisekise ukuba bayayiqonda ngokupheleleyo imeko yakho.

Lungiselela udliwano-ndlebe lwakho ngokuqwalasela isicelo sakho nangokuqokelela nawaphi na amaxwebhu osenokufuna ukubhekisa kuwo. Ukufika ngexesha kudliwano-ndlebe, okanye ukuqinisekisa ukuba uyafumaneka ngexesha elicwangcisiweyo lodliwano-ndlebe. Ukuba ufuna ukuphinda ucwangcise, qhagamshelana nesiko ngokukhawuleza kangangoko kunokwenzeka, dibanisa udliwano-ndlebe olucwangcisiweyo ngaphandle kokuqaphela kungaphumela ekulahlweni kwakho isicelo sakho.

Ngexesha lodliwano-ndlebe, phendula imibuzo ngokunyaniseka nangokupheleleyo. Musa ukoyika ukuthi awazi okanye awuwuqondi umbuzo ```Kulungile ukubuza ukuba ucacise kunokunikela ulwazi olungachananga. Umcebisi-mali ukhona ukukunceda, hayi ukukugweba.

Ukuqonda Ukunconywa, Ukukhanyela Nokubhenela

Emva kokuba isicelo sakho sicetyiwe, uzakwamkela isaziso esibhaliweyo sesigqibo. Ukuqonda ukuba esi saziso sithetha ntoni kwaye zeziphi iindlela onokuzikhetha ezibalulekileyo nokuba uvunyiwe okanye uyakhanyelwa.

Ukuba uyamkeleka

Isaziso semvume siza kuchaza ukuba ziziphi iingenelo oza kuzifumana, ukuba uza kufumana nini, nini na, ukuba zizakuqala nini, kwaye zizakuthatha ixesha elingakanani. Funda esi saziso ukuqinisekisa ukuba ulwazi luchanekile. Ukuba ukholelwa ukuba kukho impazamo kwinzuzo yakho okanye uqala umhla, qhagamshelana nombutho ngoko nangoko ukuxubusha ngembambano.

Isaziso kufuneka sichaze iimbopheleleko zakho eziqhubekayo, ezifana nokuxela utshintsho kwiimeko zakho, ukugqiba ukuhlaziywa kweemeko, nokuba nenxaxheba kwimisebenzi efunekayo enjengokufuna umsebenzi okanye iinkqubo zoqeqesho. Ukuqonda nokufeza ezi mbopheleleko kubalulekile ekulondolozeni iinzuzo zakho.

Kwiinkqubo ezinika inzuzo kwikhadi le-EBT, uzakulifumana ikhadi lakho kwiposi kunye nemiyalelo yokulisebenzisa nokucwangcisa iPIN. Gcina ikhadi lakho likhuselekile kwaye uliphathe njengemali (ukuba lilahlekile okanye libiwe, lixele ngoko nangoko ukunqanda ukusetyenziswa okungekho mthethweni.

Ukuba awunikelwanga

Isaziso sokukhanyela kufuneka sichaze isizathu esikhethekileyo sokukhanyelwa kwesicelo sakho kwaye sikuxelele ngelungelo lakho lokubhena ngesigqibo. Izizathu eziqhelekileyo zokukhanyela ziquka ingeniso okanye imida engaphezulu kakhulu yenkqubo, ukungaphumeleli ukunikezela ngoxwebhu olufunekayo, udliwano-ndlebe olufunekayo, okanye ukungadibani neemfuno ezithe ngqo zokungafezeki.

Ukuba ukhanyelwe, qwalasela ngenyameko isizathu esinikiweyo. Ngamanye amaxesha ukukhanyela kubangelwa kukungaqondi kakuhle okanye ukulahleka kwenkcazelo enokulungiswa lula. Ukuba ukholelwa ukuba ukhanyelwe lusekelwe kwinkcazelo engachananga okanye ukungaqondi imeko yakho, unelungelo lokubhenela.

Inkqubo Yezibheno

Inkqubo nganye eyingenelo inenkqubo yezibheno ekuvumela ukuba ucelhe ukukhanyela okanye isigqibo sokunciphisa okanye ukuphelisa iingenelo zakho. Isaziso sokukhanyela sizakuquka ulwazi malunga nendlela yoku faka isibheno kunye nommiselo wokwenza njalo. Ezi mini yokugqiba isiphelo ingqongqo iintsuku ezingama-30 ukuya ku 90 ukusuka kumhla wesaziso.

Ukufakela isibheno, kufuneka ukhuphe isicelo esibhaliweyo uchaza ukuba awuvumelani nesigqibo kwaye ufuna ukuviwa. Akuyomfuneko ukuba unike izizathu ezineenkcukacha kwisicelo sakho sokuqala sokubhenela, nangona uzakuba nethuba lokunikela ityala lakho ezindlebeni.

Phambi kokuba uphulaphule, qokelela nabuphina ubungqina obuxhasa imeko yakho, njengoxwebhu olongezelelekileyo, iingxelo zamangqina, okanye iimbono zolwazi. Unelungelo lokuhlola ityala lakho phambi kokuba uviwe ukuze ubone ukuba luluphi ulwazi olusetyenzisiweyo kwisebe ekugqibeni. Oku kunokukunceda uqonde iimpazamo okanye ulwazi olungekhoyo.

Ekuchotshelweni, uza kuba nethuba lokunikela ityala lakho kumphathi-mikhosi ovayo ongakhethiyo okanye kumgwebi womthetho. Ungazimela okanye umele umntu othile, njengegqwetha, iparalegal, okanye ummeli wombutho wasekuhlaleni. Imibutho emininzi yoncedo olusemthethweni inika umelo olukhululekileyo ukwenzela iinzuzo ezinomtsalane.

Ukuchotshelwa kwetyala akunagunya lininzi kunenkundla equlunqweyo, kodwa kufuneka ulungiselele kakuhle kwaye udlulisele ityala lakho ngokucacileyo kwaye ngokwengcaciso. Chaza isizathu sokuba ukholelwa ukuba ufanele ukuzuza kwaye unike ubungqina bokuxhasa ukuma kwakho. Emva kokuchotshelwa, uzakwamkela isigqibo esibhaliweyo, ngokuqhelekileyo phakathi kwiintsuku ezingama-30 ukuya kwezingama-90.

Ukulondoloza Iingenelo Zakho: Iimbopheleleko Ezingapheliyo

Xa uvunyiwe, ukugcina ubugocigoci bakho kufuna ingqalelo eqhubekayo nokuthobela imithetho yenkqubo. Ukuqonda nokufeza iimbopheleleko zakho kuya kukunceda uqinisekise ukuba uqhubeke ufumana uncedo olufunayo ngaphandle kokuphazanyiswa.

Ukuchaza Iinguqulelo Kwiimeko

Iinkqubo eziyingenelo ezininzi zifuna ukuba uxele utshintsho oluthile kwiimeko zakho ngaphakathi kwesakhelo sexesha elichaziweyo, oluqhele ukuba yiintsuku ezili-10. Iinguqu ezimele zichazwe ziquka utshintsho lwengeniso, utshintsho kwimimiselo yasekhaya (othile ohambayo okanye ophumayo), iinguqu kwidilesi, utshintsho kwimisebenzi, utshintsho kwiindleko zokwalathisa abantwana, kunye nezinye iinguqu ezizezinye iingenelo ozifumanayo.

Ukungaphumeleli ukuchaza iinguqu ezifunekayo kungaphumela ekuhlawuleni iingenelo ezigqithisileyo, eziza kufuneka uhlawule, okanye uhlawulelwe phantsi, uthetha ukuba awufumani zonke iingenelo onelungelo lokuzifumana. Kwimeko ezinzima, ukungaxeli iinguqu kungathathwa njengenkohliso.

Phendula utshintsho ngokukhawuleza xa zisenzeka, nokuba awuqinisekanga ukuba ziza kuzichaphazela iingenelo zakho. Isibonelelo siza kugqiba ukuba utshintsho lunefuthe kusini na okanye luyingenelo kubungakanani bakho. Iinkqubo ezininzi zikuvumela ukuba unike ingxelo yotshintsho kwi-intanethi, ngemfonomfono, ngeposi, okanye ngomntu.

_Gcwalisa Amaxa athile [T]

Iingenelo aziziyo ngokupheleleyo ``inkqubo ezininzi zifuna uhlaziyo lwexesha elithile ukuqinisekisa ukuba usafikelela iimfuno zokusebenza. Amaxesha okuphinda uphinde ufumaneke ahluka ngokwenkqubo, ukusuka kwiinyanga ezintandathu nganye ngonyaka ukuya kwezintandathu okanye kwanangexesha elide kwezinye iinkqubo.

Uzakwamkela isaziso sokuzihlaziya kwiposi phambi kokuba inzuzo zakho zicwangciselwe ukuphelelwa. Esi saziso sizakuquka imiyalelo yokugqiba uhlaziyo lwakho kunye nolugqibo lomhla wokuthobela. Thatha inkqubo yokuzihlaziya ngokhathalelo olufanayo nengqalelo njengesicelo sakho sokuqala. "Lungisa uxwebhu oluhlaziyiweyo" lungisa uxwebhu oluhlaziyiweyo, phendula yonke imibuzo ngokuchanekileyo, kwaye ubeke yonke into ngexesha.

Iinkqubo ezininzi ngoku zinika iinkqubo zokuhlaziywa kohlaziyo lwezindlu ezineemeko ezizinzileyo. Ezinye zingakuvumela ukuvuselelwa kwefowni okanye zisenokuzivuselela ngokuzenzekelayo iingenelo zakho ukuba iimeko zakho azitshintshanga ngokuphawulekayo. Noko ke, kusafuneka uphendule kwizaziso zokutsha kwakhona nokuba inkqubo yenziwa lula.

Ukuba Nenxaxheba Kwimisebenzi Efunekayo

Ezinye iinkqubo eziyingenelo zifuna ukuba nenxaxheba kwimisebenzi ethile njengemeko yokufumana iinzuzo. Abamkeli be-TANF kufuneka babe nenxaxheba kwimisebenzi yomsebenzi, ukukhangela umsebenzi, ukuqeqeshelwa imisebenzi, okanye inkonzo yoluntu. I-SNAP ineemfuno zomsebenzi kubantu abadala abathile abakwaziyo ukufikelela kwimo-ntle ngaphandle kokuxhomekeka kwabo. I-inshorensi ye-othorfu ifuna ukuphengulula umsebenzi nokusebenza ngokukhutheleyo nokulwamkelwa komsebenzi ofanelekileyo.

Yazi imisebenzi efunekayo ukuze ufumane iinzuzo ezithile kwaye uthobele ezi mfuneko. Gcina amaxwebhu akho okuthabatha inxaxheba, njengee-awugs zokuphendla umsebenzi, iirekhodi zababekho abaya kusebenza, okanye uqinisekiso lweyure yomsebenzi. Ukuba awukwazi ukuba nenxaxheba ngenxa yokugula, ukukhubazeka, okanye ezinye izinto ezibangela okulungileyo, yazisa umbutho ngoko nangoko kwaye unike amaxwebhu.

Ukugcina ulwazi loqhagamshelwano lukhoyo

Lusoloko ugcina umbutho weenzuzo oxelelwe ngedilesi yakho yangoku, inombolo yefowuni, nedilesi ye email. Isalathisi esibalulekileyo ngenxa yokuba umbutho unike ulwazi loqhakamshelwano oluphelelwe lixesha lungaphumela kwilahleko yeenzuzo. Hlaziya ulwazi lwakho loqhagamshelano xa lutshintsha, kwaye qinisekisa ukuba uhlaziyo luye lwacaciswa.

Ukufumana Uncedo ngenkqubo yesicelo

Akuyomfuneko ukuba usebenzise indlela yoncedo yedwa. Zininzi izinto ezikhoyo ukukunceda uqonde ukhetho lwakho, izicelo ezipheleleyo, kunye nokusombulula iingxaki.

IMibutho yoLuntu nokungafumani ngeniso

Imibutho emininzi yoluntu inikela uncedo ngenzuzo ezisetyenziswayo. Izahluko zengingqi zeUnited Way zingakudibanisa noovimba kwaye zingakunika iingenelo zokuxilonga nokusebenzisa uncedo. Izenzo zoluntu, ezikhoyo kwimiba emininzi, zisebenza ekuncedeni abantu abafumana imali ephantsi kunye neengenelo neenkonzo zeentsapho. Iibhanki zokutya zisoloko zinabasebenzi okanye amatsha - ntliziyo anokuncedisa kwiizicelo ze-SNAP.

Imibutho esekelwe kukholo, amaziko aphezulu, imibutho ekhubazekileyo yokukhubazeka, nemibutho yeenkonzo yabaphambukeli isenokunika uncedo olulungele imimandla yayo. Le mibutho inokuba luncedo ngokukhethekileyo xa unemiqobo yolwimi, ukukhubazeka okanye ezinye iingxaki ezenza kube nzima ukuzilawula.

Iinkonzo zoNcedo olungokwasemthethweni

Imibutho yoncedo olusemthethweni inikela uncedo olusemthethweni ngokukhululekileyo kubantu abafumana imali ephantsi, kuquka uncedo ngezicelo, izibheno, kunye neembambano. Ngelixesha amagqwetha omthetho engakwazi ukunceda wonk'unk'uni ngenxa yoovimba abalinganiselweyo, abeka iimeko ezibandakanya ukukhanyela, ukuphelisa, okanye imiba entso engokwasemthethweni. Ukufumana iinkonzo zoncedo olusemthethweni kwindawo yakho, tyelela [FLT] .org[[FLT]][FLT]] okanye uqhagamshelane nonxulumano lwebhar-omati yonxulumano lwe-oomatilathi.

Oovimba bakarhulumente

Amaziko aluncedo anikela uncedo ngemigca yoncedo, i-intanethi, kunye nenkxaso ye-person kwii-ofisi zobulali. Musa ukuthandabuza ukubiza inombolo yenkonzo yabathengi ukuba unemibuzo .

Inkqubo yesizwe sakho ye 211 luncedo olubalulekileyo olunokukudibanisa ngolwazi oluluncedo kunye nenkxaso yesicelo. Nciphisa nje 211 ukusuka nakweyiphi na ifowuni ukuze ufikelele iingcali eziqeqeshiweyo ezinokunikezela ngolwazi malunga neenkqubo ezikhoyo kwaye zikuthumele kwimithombo yasekuhlaleni.

Name

Ukongeza kwiingenelo.gov, ezinye izibonelelo ezininzi zengingqi zingakunceda uqhubele phambili inkqubo yeengenelo. USUSA.gov inzuzo zecandelo[ inika ulwazi olubanzi malunga neenkqubo zeenzuzo zikarhulumente. Iiwebhsayithi zikarhulumente zinikezelwe ngokweengenelo neenkonzo zoluntu ngolwazi lwenkqubo kunye neezicelo zengingqi yengingqi.

Imibutho emininzi ethengisa ii-website egcina ii-website ezinolwazi oluluncedo malunga neenkqubo eziluncedo. Umzekelo, iziko elikwiziNtobe Zoqingqo-mali nezomgaqo-nkqubo linika iinkcukacha ezineenkcukacha malunga neSNAP, iMedicaid, nezinye iinkqubo zokhuseleko. IBhunga leSizwe elikwi-Ubudala linika abakhulileyo izinto ezikhethekileyo ezisetyenziselwa ukuqhuba iMedicare, uKhuselo lweNtlalo, nezinye iinzuzo.

Iimpazamo Eziqhelekileyo Ofanele Uziphephe

Ukufunda kwiimpazamo eziqhelekileyo kungakunceda uphephe ulibaziseko kunye nokukhanyela kwizicelo zakho. Enye yeempazamo ezisoloko zikho kukulinde ixesha elide kakhulu ukuba ungayisebenzisa. Ukuba ucinga ukuba ukulungele ukufumana uncedo, sebenzisa ngokukhawuleza kangangoko kunokwenzeka. "ii-benefit" aziqali de emva kokuba ubhalisile, ngoko ke ukulibazisa isicelo sakho kuthetha ukuba ulibazise uncedo.

Izicelo ezigqityiweyo zingomnye unobangela omkhulu wolibaziseko. Thatha ixesha ukuphendula wonke umbuzo kwaye unike lonke uxwebhu oluceliweyo. Ukuba uphumile kuxwebhu, ungalindi de ube nayo yonke into ezakungenisa isicelo sakho. / Iinkqubo ezininzi zikuvumela ukuba unikezele isicelo sakho kwaye unikezele amaxwebhu alahlekileyo kamva, ufumana inkqubo iqalwe msinyane.

Uqikelelo lokungakufanelekeli ngaphandle kokusebenzisa ngokwenene yimpazamo eyenziwa ngabantu abaninzi. Imithetho ecacileyo ingaba nzima, kwaye ungafanelekela iinkqubo obungazilindelanga. Indlela ekuphela yokwazi ngokuqinisekileyo kukusebenzisa okanye ukusebenzisa isixhobo sokuzicingela.

Ukungaxeleli iinguqu kwimeko yimpazamo enzulu enokuphumela ekuhlawuleni ngokugqithisileyo nakumangalelwa ngokuqhatha. Xa uthandabuza, chaza utshintsho kwaye uvumele umbutho uqinisekise ukuba luchaphazela iingenelo zakho. Ngokufanayo, ukungasabeli kwizicelo zezibonelelo zolwazi okanye udliwano-ndlebe olucwangcisiweyo lungaphumela ekukhanyeni ngokuzenzekelayo isicelo sakho.

Ukungaphumeleli ukugcina imibhalo yezicelo zakho kunye namaxwebhu axhasayo kungadala iingxaki ukuba kukho iimpikiswano ngoko ukungeniseyo okanye ngexesha. Ukugcina iikopi zayo yonke into kwiirekhodi zakho.

Ukungawaqondi amalungelo akho yenye impazamo eqhelekileyo. Unelungelo lokufaka isicelo sengenelo, ukufumana inkcazelo ebhaliweyo ukuba uyakhanyela, ukubhena, nokuphathwa ngentlonelo ngabasebenzi besebe. Ukuba uvakalelwa kukuba amalungelo akho aphulwa, thetha kwaye funa uncedo kummeli okanye kwigqwetha elinoncedo olusemthethweni.

Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abahlukahlukeneyo

Abakhulileyo Nabasemhlala - phantsi

Abantu abadala basenokufanelekela ukufumana iingenelo ezininzi ngaphezu kokhuseleko loluntu neMedicare. Iinkqubo ezifana ne-SSI, SNAP, Medicaid, LIIAP, kunye neenkqubo zokunikela ngerhafu yempahla zinganika uncedo olubalulekileyo. Amaphondo amaninzi anika iingenelo ezingakumbi ngokukhethekileyo kubantu abadala, njengeenkqubo zoncedo lwamayeza agunyazisiweyo kunye neenkqubo zokuxhasa ukuthengiswa komphako wabathengi abaphezulu.

Abantu abadala kufuneka baqonde ukuba ingeniso yoKhuseleko loNtlalo yahlukile kwiinkqubo ezahlukeneyo, kwaye ezinye iinkqubo zinemida yengeniso ephezulu okanye iincopho ezikhethekileyo kwiintsapho ezikhulileyo. IBhunga lesiZwe elikwizibonelelo zokwaluphala se-Ceclup Up liyilelwe ngokukhethekileyo ukunceda abantu abadala bafumane iinzuzo abanokuzifanelekela.

Abantu Abaneziphene

Abantu abaneziphene banokufanelekela i-SSDI okanye i-SSI, iMedicaid, i-SNAP, uncedo lwezindlu, kunye neenkonzo zokubuyisela imisebenzi. Inkqubo yokuzinzisa iziphene ingaba mide kwaye ibe ntsonkothile, idla ngokufuna uxwebhu oluninzi lwezamayeza kunye nezibongozo ezininzi.

Abantu abakhubazekileyo kufuneka baqonde indlela umsebenzi nengeniso ezichaphazela ngayo iingenelo zabo. Iinkqubo ezifana ne-Checket to Work kunye ne-PER (Ukwenza i-Plan) zinganceda abantu abaneziphene basebenzele kwizinto ezifuna umsebenzi ngaphandle kokuphulukana neenzuzo zomsebenzi. Izicelo zomsebenzi zikuvumela ukuba uvavanye amandla akho okusebenza ngoxa ulondoloza iingenelo ezithile kunye nengxelo yempilo.

Iintsapho Ezinabantwana

Iintsapho ezineenkqubo zisenokufanelekela i-TANF, i-SNAP, i-Medicaid, i-CHIP, uncedo lwabantwana, iinkqubo zokutya kwesikolo, kunye netyala lerhafu elifunyenweyo. Iinkqubo ezininzi zinemida ephezulu yengeniso kwiintsapho ezinabantwana, kwaye ezinye iinzuzo zenzelwe ngokukhethekileyo ukuxhasa iintsapho ezisebenzayo.

Abazali kufuneka baqinisekise ukuba bonke abantwana abasendlwini baqukiwe ekusetyenzisweni okuyingenelo, njengoko ubukhulu bendlu buchaphazela ukufaneleka nokungenelwa. Abantwana basenokufanelekela ukuzuza nokokuba abazali abakhange, ingakumbi ngenxa yokukhathalelwa ngeMedicaid neCIP.

Abahambi Ngezilwanyana Neentsapho Zasemkhosini

Abasebenzi beVendans neentsapho zabo basenokufanelekela ukufumana iingenelo ze-VA eziquka intlawulo yesiphene, umhlala-phantsi, ukunyamekela impilo, iingenelo zemfundo, iimboleko zasekhaya, kunye nokubuyiselwa komsebenzi.

Abasebenzi benqanawa kufuneka bafumane iDD-214, ebhala phantsi inkonzo yabo yomkhosi kwaye ifuneka kwiinzuzo ezininzi ze VA. Intlangano zenkonzo efana neAmerican Legion, VFW, kunye neSwebcan yeMelika ekhubazekileyo inikela uncedo ngesisa ngezicelo ze-VA zemali kunye nezibongozo.

Abafuduki Neimbacu

Ukufaneleka kwenzuzo kuxhomekeke ngokuphawulekayo kwimeko yokufuduka. Abafuduki, abafuduki, kunye nabanye abaphambukeli abanceda abantu basekuhlaleni basenokufanelekela iinzuzo ezininzi zikarhulumente. Abahlali abahlala kumazwe asisigxina abanomthetho basenokufanelekela iinzuzo ezithile emva kokufikelela iimfuno zexesha elilindileyo. Abaphambukeli abangaxelwanga ngelishwa abafanele ukungenelwa ngurhulumente, nangona unyango longxamiseko lufumaneka kungakhathaliseki ukuba luluphi na umgangatho wokufuduka, kwaye abantwana basenokufanelekela iinkqubo ezithile kungakhathaliseki ukuba zinjani na imeko yabazali babo.

Abafuduki kufuneka bafune uncedo kwimibutho ejongene neenkonzo zabaphambukeli ukuze baqonde ukuba ziziphi iingenelo abanokuzifanelekela nokuba ngaba banokufumana iingenelo ezichaphazela ubume babo bokufuduka okanye izicelo zexesha elizayo zokuba ngummi. Imithetho yolawulo lukawonke-wonke itshintshile, kwaye kubalulekile ukufumana ulwazi lwangoku, oluchanekileyo.

Ziphucule Iingenelo Zakho

Xa ufumana uncedo, kukho iindlela zokuqinisekisa ukuba ufumana uncedo oluphezulu olukhoyo kuwe. Okokuqala, qiniseka ukuba ubhalisile kuzo zonke iinkqubo ozifaneleyo. Abantu abaninzi bafumana uhlobo olunye lwengenelo ngaphandle kokuqonda ukuba balungele ezinye. Ukuba ufanelekela iSNAP, umzekelo, ungawufanelekela umenzi we-MDIC, LIHEAP, kunye nenkonzo yefowuni.

Ukuqonda iindleko ezivumelekileyo ezinokukwandisa iingenelo zakho. Ngokomzekelo, iSNAP ivumela iindleko zemali zokuhlalisa, iindleko zokunyamekela abahlali, iindleko zezonyango kumalungu eentsapho akhulileyo okanye aneziphene, kunye nokuxhasa abantwana. Ukuqinisekisa ukuba zonke iindleko ezivumelekileyo zisetyenziswa kusenokundisa iingenelo zakho.

Lusebenzise uncedo longezelelo kunye noovimba abafumana iingenelo. Iinkqubo ezininzi eziyingenelo zidibanisa abamkeli kwiinkonzo ezongezelelekileyo njengoqeqesho lomsebenzi, iinkqubo zemfundo, amacebiso emali, kunye neenkonzo zonyango. Ezi nkonzo zijikelezayo zinokukunceda uphucule imeko yakho kwaye usebenzele ekuzisebenziseni.

Jonga izongezo zikarhulumente nezengingqi. Amazwa amaninzi anika iingenelo ezongezelelekileyo ezingaphaya kweemfuno zikarhulumente, njengentlawulo ephezulu yeTANF, imbutho yeMedicaid, okanye iinkqubo ezilungiselelwe abantu abangalufanelekeliyo uncedo lukarhulumente.

Ukuyiqonda le ngxaki kunokukunceda wenze izigqibo eziluncedo ekusebenziseni imali eninzi nendlela yokuyilungisa.

Ukulungiselela Ikamva: Ukuqhubela Kwindlela Yokuzanelisa

Ngelixesha inkxaso karhulumente inika inkxaso ebalulekileyo ngamaxesha obunzima, abantu abaninzi bayijonga njengebrorho yexeshana ekuzinziseni nasekuzixhaseni okungakumbi. Ukuqonda indlela yokusebenzisa iingenelo njengelitye lokunyathela kunokuba isisombululo esisisigxina kunokukunceda ufumane ukhuseleko lwemali lwexesha elide.

Zisebenzise ngokunenzuzo iimfundo noqeqesho. Iinkqubo ezininzi eziluncedo zikunika okanye zikunxulumanise noqeqesho lomsebenzi, imfundo yomsebenzi, kunye neenkqubo zophuhliso lobuchule. Ukuveliswa kwemfundo nobuchule bakho kungakhokelela kumathuba angcono emisebenzi kunye nengeniso ephezulu. Iinkqubo ezifana ne-Wioa, iinkqubo zokusebenza ze-TTANF, kunye nokubuyiselwa kwezinto zemisebenzi yezandla kungakunika uqeqesho olungenwanga mali.

Yazi indlela umsebenzi ochaphazela ngayo iingenelo zakho. Abantu abaninzi baxhalatyiswa kukuba ingeniso efunyanwayo iza kubabangela bangakufanelekeli ngoko nangoko, kodwa iinkqubo ezininzi zinokukwenza uhlale ufumana iingenelo ezithile njengoko ingeniso yakho inyuka. Umzekelo, iSNAP inciphisa iingenelo ngokuthe ngcembe njengoko ingeniso inyuka kunokuba ikhutshwe ngokupheleleyo. I-Medicaid iyakwazi ukuchaza izinto eziqhubeka ixesha elithile emva kokuba uqeshiwe.

Zinokukunceda uqonde indlela imisebenzi eya kukunceda ngayo, yaye zinokukunceda ucebe indlela yokufumana umsebenzi oza kukunceda uxhase iimfuno zakho ngoxa ufumana umvuzo ongakumbi.

Yakha imali egciniweyo xa kunokwenzeka, kwanokuba zincinane. Ngoxa ezinye iinkqubo eziluncedo zinemida yenkxaso, abaninzi baye bayisusa okanye bayinyusa le mida kwiminyaka yakutshanje. Ukuba nemali encinane exhomekeke kwimali yongxamiseko kungakunceda uhlangabezane neendleko ongayilindelanga ngaphandle kokubuyela kumanqam. Ezinye iinkqubo, njenge-Intelligence Development akhawunti (A), eneneni zinceda abamkeli ukuba bangenele imali elungiselelwe iinjongo ezifana nemfundo, umninimzi, okanye baqalise ishishini.

Iza kufumana inkxaso-mali kunye neenkonzo zoqeqesho. Imibutho emininzi yoluntu inikela imfundo yemali yamahhala kunye noqeqesho olunye lomntu ukuze kuncedwe uqingqo-mali, ukunciphisa amatyala, ukuphucula amatyala, nokulungiselela ikamva. Ezi nkonzo zinokuba luncedo ekukuncedeni usebenzise iinzuzo zakho ezininzi kwaye usebenzele ukuzinzisa imali.

Isiphelo: Ukuthabatha Inyathelo Lokuqala

Ukusebenzisa inkqubo karhulumente kusenokubonakala kuyinto enzima, kodwa izigidi zabantu baseMerika ziyakwazi ukufikelela kwezi nkqubo nyaka ngamnye ukuze zikwazi ukuzixhasa kunye neentsapho zazo ngamaxesha anzima. Into engundoqo kukuqalisa ngophando, ukuqonda oko unokukufanelekela, ukuqokelela amaxwebhu akho, zithabathe elo nyathelo lokuqala lokufaka isicelo.

Khumbula ukuba ezi nkqubo zikho ngokukhethekileyo ukunceda abantu abasweleyo, kwaye akukho hlazo ekufumaneni inkxaso onelungelo layo. Nokuba ujongene nobunzima bokwexeshana okanye ujongene nocelomngeni lwexesha elide, iinzuzo zikarhulumente zingakunika uzinzo olufunekayo ukuze uhlangabezane neemfuno ezisisiseko, ulondoloze impilo yakho, kwaye usebenzele kwikamva elinqabisekileyo.

Musa ukuvumela uloyiko, ukudideka okanye ikratshi zikuthintele ekufumaneni iingenelo ofanelekeleyo. Sebenzisa ubuncwane obukhoyo kuwe, cela uncedo xa ufuna uncedo, kwaye phikelela ekusukeleni uncedo olukufaneleyo. Le nkqubo ingafuna umonde nomgudu, kodwa inkxaso enikelwa zezi nkqubo ingenza umahluko obalulekileyo kubomi bakho nakubomi bamalungu entsapho yakho.

Qala namhlanje ngokusebenzisa isixhobo sokubonisa inzuzo ukuchonga iinkqubo onokuzifanelekela, emva koko qokelela uxwebhu lwakho uze uqalise inkqubo yesicelo. Ngokulungiselela, ukuzingisa, nenkxaso elungileyo, ungasebenzisa ngempumelelo inkqubo yenzuzo kunye nokufumana ugcino olulungiselelwe ukukunceda uphumelele.