Table of Contents
Kusunga misonkho pa Intaneti kwathandiza anthu ambiri kukhazikitsa malamulo oyenera, kuonetsetsa kuti akuyendera limodzi. Komabe ngakhale mutagwiritsa ntchito mapulogalamu aubwenzi wa anthu, mungakhudzidwe kwambiri ngati simunakonzeke. Kaya ndinu wosunga msonkho woyamba kapena wodziwa bwino, mukhoza kugwiritsa ntchito bwino mapulogalamu a pa Intaneti pokonzekera, posankha mapulogalamu oyenerera komanso pomvetsa bwino malamulo.
Muzimvetsa Zimene Zimachitika Powabera Msonkho pa Intaneti
Musanatsegule pulogalamu iliyonse, ganizirani kaye zimene mungayembekezere kuti zichitike. Kudziwa zimene mungayembekezere kumachepetsa nkhawa ndiponso kuteteza ku kutsekeka kwa kanthawi komaliza. Njira yodziwika bwino yosungira msonkho pa Intaneti imakhudza zinthu izi:
- Mapepala opereka: Sungani zolembedwa zonse za ndalama zopezedwa, malisiti, ndi manambala odziŵikitsa.
- Sankhani pulogalamu yokonzekeretsa msonkho: yogwirizana ndi mkhalidwe wanu wa ndalama ndi bajeti.
- Kuloŵa mu chidziŵitso: Malizitsani mafomu a manambala, kaŵirikaŵiri ndi mafunso ofunsidwa patali.
- Kuwonera kaamba ka kulondola: cheketsa kaŵiri chilichonse choloŵetsedwapo musanamenye pepala lotumiza.
- Kubwezera ndi kulipirira: Kutumizaninso pakompyuta ndi kupanga ndalama iliyonse kapena njira iliyonse yobwezera.
Mautumiki ambiri tsopano amapereka "wizard" imene imakutsogolerani ku funso lirilonse. Kumvetsetsa kuthamanga kumeneku kumakuthandizani kulinganiza nthaŵi ndi kuchepetsa zophophonya. Malinga ndi IRS, kujambula ndi malo osungidwa mwachindunji ndiko njira yofulumira kwambiri yopezera chotsegulira, kaŵirikaŵiri pamasiku 21. Kuzoloŵera ndi kachitidweko kumapeputsanso kuwona mbendera zofiira kapena zotsalira m’njira yanu.
Mabuku Ofunika Kwambiri Amene Mudzafunikira
Kukonzekeretsa mapepala anu onse musanayambe n’kumene kungakuthandizeni kuti musamawononge nthawi.
- Mapepala opezedwa: W-2 kuchokera kwa olemba ntchito, 1099-NEC kuchokera kwa ogula, 1099-INT /1099-div ku mabanki ndi kusungitsa ndalama, mawu a kulipira ntchito, ndi mafashoni ena alionse a ndalama.
- Zizindikiritso zaumwini: manambala a Chisungiko cha Anthu kwa inu nokha, kwa mnzanu, ndi kwa odalira; laisensi ya dalaivala kapena ma IM (maiko ena amafuna izo).
- Zolembera za kukonza: Mandindime kaamba ka zopereka zothandizira anthu, zowonongedwa za mankhwala, chiwongola dzanja cha nyumba (Form 1098), chiwongola dzanja cha ophunzira (Fom 1098-E), ndi ndalama zoyendetsera maphunziro.
- Mapepala olemba: Chidziŵitso chosamalira mwana, zowonongedwa za maphunziro (Form 1098-T), kuyendetsa bwino mphamvu, ndi mapepala ena alionse okhudzana ndi ngongole.
- Kubwerera kwa chaka chatha: Kubweza kwanu msonkho chaka chapita kungathandize ndi kunyamula (monga kutayikidwa kwa malikulu) ndi kutsimikizira chidziŵitso chosasintha.
Kaamba ka ndandanda yonse, IRS imapereka chitsogozo cha Time [1] chimene chimasonyeza zimene muyenera kusonkhanitsa. Kuŵerengera msanga kumakupatsani nthaŵi yofunsira zikalata zosoŵeka kwa abwana kapena mabungwe a zachuma.
Sankhani Maprogramu Abwino a Msonkho pa Intaneti
Pali zinthu zina zimene zingakuthandizeni kuti mupeze ndalama zokwana pa pulogalamu ya msonkho.
Mtengo ndi Mbali
Mapulogalamu aakulu aulere (monga aja a m'programu ya IRS Free File) agwirizana ndi zobwezedwa zopepuka (W-2 homuhomu, desiki yoyenerera, ngongole zochepetsedwa). Ngati muikapo, mungakhale ndi ndalama zolipira, kapena mungakhale ndi bizinesi, mungafunikire mpambo wolipidwa. Yerekezerani ndi: mautumiki ena owonjezera ofunikira kaamba ka kubwerera kwa boma, ndandanda ya C (ntchito yanu yokha), kapena kuchirikiza. Yang'anani kutsogolo kwa kampani popanda malipiro obisika.
Wogwiritsa Ntchito Ntchito Anayamba Kugwira Ntchito
Kugwirizana kwaukhondo, kwa chidziŵitso chamwadzidzidzi kumachepetsa zolakwa. Fufuzani pulogalamu imene imapereka zolemba za kupita patsogolo, zopimira zolakwika, ndi "kufufuza" asanalembe pepala. Chichirikizo cha ogula nchofunika . Kuŵerengera ngati foni, kukambitsirana, kapena intaneti zili zovomereza. Mapulatifomu ambiri amaperekanso kwa katswiri wa msonkho kaamba ka malipiro owonjezereka ngati mukhala sungataikidwa.
Kudzibisa ndi Kulondola
Programu yamakono ya msonkho ingalowetse W-2, 1099, ndi kubwerera kwa chaka chatha kuchokera ku ma tralls olipira ndi mabungwe a zandalama. Chida chimenechi chimadula nthaŵi yoloŵa m'makompyuta ndi kuchotsapo typos. Onetsani ngati pulogalamuyo imayendera limodzi ndi banki yanu kapena zipangizo za desiki (monga Mabuku Oŵerengetsa). Ndiponso tsimikizirani kuti imachirikiza mafomu ndi mandandanda onse amene mufuna / makamaka ngati muli ndi ndalama, malo obwereketsa ndalama, kapena zinthu zina zachilendo.
Kaamba ka kuyerekezera kwa mbali ndi mbali kwa zosankha zotchuka, chezerani [[FLT: 0] Software ya pachaka ya msonkho kapena pendani ndandanda ya Mafayi a IRS Free pa .gov/FreeFile.
Khalani Olinganizidwa Chaka Chonse
Kulinganiza zikalata zanu za msonkho si ntchito ya chaka chimodzi. Kutengera zizoloŵezi za chaka chimodzi kumachepetsa kupsinjika maganizo ndipo kumakuthandizani kupeŵa kusoŵa ndalama. Ngakhale ngati mumalemba mafaelo kamodzi pachaka, madongosolo ochepa angapulumutse maola.
Pangani Njira Yothandizira Kuuluka
Gwiritsirani ntchito ntchito ya mtambo yotetezeka (monga Google Drive, Workbox, kapena doko la msonkho wopatulidwa mu app yanu ya zandalama) kusunga mascan kapena zithunzi za malisiti, zikalata za banki, ndi makalata. Lekani mapepala m'gulu: Ndalama, ma Credites, ndi Ofices . Malisiti apepala, sungani menvulopu yaing'ono m'galimoto yanu kapena chikwama kuti muwaiiiiiiikemo kufikira mutakhoza kulinganiza.
Kulondola Maderesi Pamene Akuchitika
Ngati mukulinganiza kulemba zinthu zowonongedwa m'chaka chonse. Gwiritsani ntchito pulogalamu yofanana ndi yoperekera ndalama zothandizira anthu, ndalama za mankhwala, ndi ndalama za bizinesi. Zimenezi zimaletsa kufunafuna malisiti mu March. Kuti mupeze ndalama zimene maofesi a panyumba amalipira, sungani ndandanda ya ndalama za masikweya ndi zina zogwirizana ndi zimenezi.
Zikumbutso za Malamulo Aakulu Okha
Musayembekezere kufikira April 15. Chongani zikumbutso za: [[FLT: 0] [FLT : Olemba ntchito ayenera kutumiza W-2s; kope 1099-NEC. [[FLT:] Fabruarys : Kukonzekera kubwerera kwanu. [[FLT:] Kumaliza [FLT] [[FLT:]] [FLT]:] misonkho ngati muli odzigwirira ntchito. [FLT] [FT:] [FT]] [5]
Kukhala wolinganizidwa kumatanthauzanso kusunga kope la kubwerera kwanu kolembedwa ndi zikalata zonse zochirikiza kwa zaka zosachepera zitatu (mwautali ngati muli ndi katundu wa bizinesi kapena ndalama zopimira zosakhala). IRS imalimbikitsa kusunga zolembedwa kufikira lamulo la kulephera kwa zoŵerengera.
Pezani Chidziŵitso Chonse Kaŵiri
Chaka chilichonse bungwe la IRS linanena kuti anthu ambiri amachedwa kulakwitsa zinthu kapena kuwerenga kaye zinthu zimenezi asanazipereke:
- Nambala za Social Security: Kutsimikizira dzina lililonse ndi SSN monga momwe kwasonyezedwera pa khadi la Social Security. Kuphophonya kwa DVD imodzi kungapangitse kukanidwa.
- Ndalama zopezedwa: Kuzenga ziwonkhetso kuchokera ku W-2 ndi 1099 ndi zimene munaloŵa. Kulakwa kungachititse chidziŵitso cha IRS.
- Malongosoledwe a akhawunti ya ku Banki:[[FLT :1] Kaamba ka malo osungidwa mwachindunji, pendani kutsatsa ndi manambala a maakhawunti kaŵiri. DVD yolakwika ingatumize chotsala chanu kwa munthu wina.
- Math ndi kuŵerengera:[FLT :1] Ngakhale kuti mapulogalamu ongoyerekezera, amatsimikizira manambala omalizira a zochepetsedwa ndi ngongole. Muzifufuza zotsatira zosamveka ngati ndalama zimene mukhoza kugula ndi kugula.
- Mkhalidwe wotsika: Sankhani malo olondola (yokha, ya muukwati, mutu wa banja). Kumakhudza desiki lanu la muyezo ndi mabulaketi a msonkho.
- Odalira: otsimikizira amandandalikidwa bwino ndi ma SSN awo ndi unansi. Ngati mugaŵana kusunga mwana, mvetsetsani malamulo kaamba ka kupempha.
Gwiritsirani ntchito kuphonya kokhala ndi kope m'mapulogalamu anu ndi kupenda mzera wachidule wa tsamba lanu. Ngati muli ndi zikayikiro, lingalirani kugwiritsira ntchito IRS yothandiza Msonkha wa Msonkho kutsimikizira kuti nkhongole ili yoyenerera.
Mafaelo Akali Aang’ono
Kumwetulira mutangopeza zikalata zanu zonse kumathandiza kwambiri:
- Mipeni: Ntchito za IRS zimabwerera pa maziko oyamba, oyamba. Mafaelo oyambirira kaŵirikaŵiri amabwezeretsa mkati mwa milungu iŵiri kapena itatu ndi kuikamo mwachindunji.
- Nthaŵi yochuluka yosamalira nkhani: [[FT:1] Ngati mulakwitsa, kukonza msanga kumakupatsani nthaŵi ya kumaliza (Form 1040-X) nthaŵi ya April isanakwane.
- Upandu wochotsedwa wa kuba chinsinsi: Kumwetsa msanga kumathandiza kuletsa akuba kubwezera chinyengo m'dzina lanu.
- Kukakamiza: Mumapeŵa kuchedwa ndi kuchedwa kwa dongosolo lothekera limene limachitika m'masabata omalizira.
Ngati simungathe kulemba malo pa April 15, mungapemphe kufutukulidwa kwa paokha kwa miyezi isanu ndi umodzi (Form 4868). Koma kumbukirani kuti: Kufutukula mafaelo sikuli kuwonjezera kulipirira. Kuyerekezera msonkho wanu ndi kulipirira ndalama zonse zobwerekedwa kupeŵe zilango ndi chiwongola dzanja. IRS imalipira chiwongola dzanja pa misonkho yosalipira kuchokera ku deti loyambirira.
Kudziwonetsera: Njira Yanzeru Yogonjera
Kujambula (faelo ya magetsi) kwakukulukulu kwaloŵa mmalo pepala lopakidwa pachifukwa chabwino. Pafupifupi 94% ya kubwerera kwa munthu mmodzi ndi mmodzi tsopano yakonzedwa, malinga ndi chidziŵitso cha IRS. Mapindu akuphatikizapo:
- Kukonza kwa mlingo wa magetsi: Kubweza kwamagetsi kumakonzedwa m’mphindi zochepa; kubwezera pepala kungatenge milungu.
- Kutsimikizira kosadziŵika: Mulandira chivomerezo kuchokera ku IRS mkati mwa maola 24-48 kuti kubwerera kwanu kunavomerezedwa kapena kukanidwa.
- Zolakwika zimene zinachotsedwa: Software imangofufuza dala minda yosoweka, zipinda zosavomerezeka, ndi zophophonya za masamu musanailembe.
- Kuthandiza kuchepetsa kutumiza kulemberana makalata: Data yakhala yobisika kumapeto, kuchepetsa upandu wa kuba makalata kapena kutaikiridwa.
- [[FULT:0] Ubwenzi wa pakati: Palibe pepala, inde toner, popanda possor.
Makampani ambiri a msonkho a pa Intaneti amalipira ndalama za kubwezera boma lanu, koma ena akuphatikizapo. Ngati ndalama zanu zosintha kwambiri ndi $79,000 kapena zochepera, mukhoza kuyenerera IRS Free File, yomwe nthaŵi zina imapatsa boma kwaulere ndipo nthaŵi zina imapereka ndalama za boma za authority. Ngakhale ngati muli ndi ngongole, mungakhoze kulipira mwachindunji, khadi la ngongole, kapena IRS Direct Pasure.
Sungani Mbiri Pambuyo Polira
Kusunga mapepala ogwirizana kumateteza ngati mukufufuza ndalama kapena ngati mukufuna kukonza zoti mubwezere.
- Musasiye PD ya kubwerera kwanu: [[FT:1] Programu yambiri imakulolani kukopera kope lomaliza. Isungeni pamalo otetezereka, pa opansi pa Intaneti ndi mtambo.
- Sungani zikalata zochirikiza: Retain all W-2, 1099 , malisiti, ndi zikalata za kuikizira kwa zaka zosachepera zitatu pambuyo pa nthaŵi yoikizira. Ngati munataikiridwa ndi zoikizira zopanda pake, sungani zolembera kwa zaka zisanu ndi ziŵiri.
- Chikalata chanu chokonzekera: Zikalata ponena za zosankha (m' lekuatiso, chifukwa chake munasankha ndalama zoikizidwa pa zinthu zoikizidwa) zingathandize poŵerengera.
- [[MFUNDO:0] Gwiritsirani ntchito IRS’S "Kuli Kuti Kusintha Kwanga? chiŵiya: Kulondola malo anu oloŵera pa Intaneti pa .RV / Revoud .
Ngati pambuyo pake mupeza cholakwika kapena kuphonya zochepetsedwa, mungapange chobwerera chosinthidwa (Fom 1040-X) kufikira zaka zitatu kuchokera ku deti loyambirira. Sungani zolembedwa zonse kaamba ka nyengo yonseyo.
Pemphani Akatswiri Akakuthandizani
Mapulogalamu a pa Intaneti opereka msonkho ayamba kukhala amphamvu koma sangasinthe maganizo a anthu odziwa ntchitoyi pa zinthu zovuta kwambiri.
- Kugwira ntchito za mwini mwini kapena ndalama zachuma: Kuchotsa zowonongedwa za bizinesi, ofesi ya panyumba, ndi kugwiritsiridwa ntchito kwa galimoto kumafuna chidziŵitso chosintha.
- Ndalama zopezedwa: Malonda a zikole, malo a lendi, kubisa, kapena maakaunti achilendo.
- Kupatula kapena mutu wa banja: Malamulo a Chidziŵitso angasocheretse.
- Kusintha kwa moyo: Ukwati, chisudzulo, kubadwa kwa mwana, choloŵa, kapena kugulitsa nyumba.
- Makope a zolembedwa: Ngati mulandira chidziŵitso cha IRS kapena kuwopa kuŵerengera, katswiri angaimire inu.
- Pst misonkho yoyenerera: Kukhazikitsa pulani ya kulipirira kapena kupereka mololera.
Ngakhale mutagwiritsa ntchito pulogalamu ya kompyuta, mukhoza kugwiritsa ntchito CPA kapena EA yomwe ili ndi ndalama zotsala. Ndalama zimenezi ndi $100-300 kuti mubwezere limodzi, ndipo nthawi zambiri zimakhala zopindulitsa kwambiri. Dziwani kuti akatswiri a za msonkho ayenera kutsatira malamulo a makhalidwe abwino ndipo angasinthe kwambiri pa mafotokozedwe awo.
Chitirani Chikhumbo cha Msonkho ndi Ufulu
Kuchepetsa ndalama zimene mwapeza kumadalira pa kuchepetsa ndalama zimene mwapezazo.
Zisudzo
Makampani akuchepetsa ndalama zimene mumalandira pokhoma msonkho. Mwachitsanzo, ndalama zokwana madola 1.000 zimakusungani $220 ngati muli m'gulu la 22%. Ndalama zovomerezeka [ kuchepetsa ndalama zanu za msonkho pa $dolal-at-dolar.
Anthu ambiri amatamandidwa ndi zinthu monga:
- Ufulu wolandira msonkho (ETC): kwa antchito otsika kufika ku kudyerero; okhoza kubwezedwa.
- Trinition ya Ana: [[FLT :1] Kufikira $2,000 pa mwana mmodzi pa azaka 17 (kukhoza kubwezedwa kwapadera).
- [Kuchokera ku America Opportunity: kaamba ka ndalama za pakoleji ndi ndalama (zokwana $2,500 pa wophunzira mmodzi).
- [[FLT: 0] Credit Credit: kwa mlingo uliwonse wa maphunziro (kufikira $2,000 pa kubwerera kulikonse).
- Thromber: ya zopereka za kupuma pantchito ngati ndalama zopezedwa nzochepa.
Zinthu zimene anthu ambiri amachepetsa ndi izi:
- Desiki yosayenerera: kwa mafaelo amodzi mu 2024 (yolinganizidwira kukwera mtengo kwa zinthu).
- Nkhaŵa zodulidwa: Chiwongola dzanja cha Mortgage, misonkho ya boma ndi ya kumaloko (yokhala ndi $100,000), zopereka zothandizira anthu, ndalama zowonongedwa za mankhwala zoposa 7.5% ya AGI.
- Chiwongola dzanja cha ophunzira: Kufikira $2,500.
- Zopereka za IRA za m'makwalala: Zothekera kudalira pa ndalama zimene mumalandira ndi pokonzekera kupuma pantchito.
Gwiritsirani ntchito ma IRS a [[FL:0] ndi mapepala owonjezera kuti muone ngati muyenerera. Mafaelo ambiri amanyalanyaza ngongole zazing'ono zimene zingawonjezeredwe.
Peŵani Kupereka Msonkho Pa Intaneti
Ngakhale ngati pulogalamu ya pakompyuta ili ndi pulogalamu, zolakwa zimatha. Samalani ndi mbuna zofala zimenezi:
- Kutsuka kapena kupotoza SSNs yodalira , [1] Nsonga yaikulu ya kukanidwanso.
- Kupereka lipoti la ndalama zonse: IRS imalandira makope onse W-2 ndi 1099. Kugwetsa munthu kungayambitse chikalata cha CP2000.
- Kusankha mkhalidwe wolakwika wa ndandanda ya mapepala: Kulembetsa kwa ukwati kwapamodzi kaŵirikaŵiri kumatulukapo m'khoma la msonkho wochuluka kuposa kulembetsa kwa mapepala ogwirizana, pokhapo ngati mikhalidwe yapadera imagwira ntchito.
- Kupeka zolakwa m'maakaunti a banki: Zolakwika zoikizidwa zingachedwetse kubwerera kwa miyezi.
- Kusafufuza kaamba ka mathayo a msonkho a boma: Ngati musamuka kapena kugwira ntchito m'maboma ambiri, mungafunikire kukonza mafashoni a boma oposa kubwerera.
- Kuyang'ana chuma cha magetsi chosimba: Chiyambire 2020, IRS imafuna kuti mupereke lipoti la kubisa kulikonse kapena malonda a zamagetsi.
Gwiritsani ntchito pulogalamu ya "Review" ndi kuinika ndi manja zere imodzi. Ngati simukudziwa funso, funsani ndalama za IRS kapena katswiri m’malo mongopeka.
Kukonzekera Chaka Chotsatira
Mukangolemba, ganizirani mphindi zingapo kuti mukonze njira yosavuta ya pulogalamu yaing'ono chaka chamaŵa. Mukapanda kugwiritsira ntchito IRS [FL: 0], Tax Withlentim Estemitor . Ngati munabwereka ndalama zambiri, wonjezerani ndalama zanu zobweza kapena kulipirirani ndalama. Ngati munalandira fermendi yaikulu, lingalirani kuchepetsa zopimira zanu kuti muwonjezere malipiro anu a nyumba m’chaka chonse.
Ngati zinthu zasintha pa moyo wanu, ndiye kuti mwayamba ntchito yatsopano, ukwati, kapena kugula nyumba yosungiramo msonkho.
Kukhoma misonkho pa Intaneti sikuyenera kukhala kopanikiza. Mwa kumvetsa ntchito, kusankha pulogalamu yoyenera, kukhala wokonzeka, ndi kuyang'anira mfundo zonse, mungathe kugwiritsa ntchito nthawi ya msonkho ndi chidaliro. Kaya muchite chilichonse kapena mufune malangizo a akatswiri, mungathe kukonzekera. Muyenera kuyamba mwamsanga, sungani zolemba zolondola, ndi kugwiritsa ntchito zipangizo zimene muli nazo.