Kumvetsetsa Madeti Ovuta a Kupha Anthu m’Nkhokwe

Maliŵiro a misonkho ali pakati pa madeti ofunika kwambiri pa kalendala ya anthu ndi eni mabizinesi. Kuphonya malire kungayambitse zilango, zifuno, ndi kutsendereza kosafunikira. Kusunga chimvero kumafuna zambiri kuposa kungodziŵa nthaŵi imene April 15 akutha — kumafuna kumvetsetsa bwino madeti aakulu, malamulo ofutukulidwa, zofunika za boma, ndi nthaŵi zachindunji. Chitsogozo chokwanira chimenechi chimabisa zonse zimene mufunikira kudziŵa kuti mukhalebe panjira ndi kupeŵa zolakwa zokwera mtengo.

Makoswe pa Mphepo Yongolamulira

Pamene kuli kwakuti madeti ena amasintha pang’ono ngati atha kutha mlungu kapena holide, zotsatirazi ndizo nthaŵi zimene boma limafunikira kulembetsa pa kalendala yanu:

  • January 31:[[FLT :1] Mphatso ya olemba ntchito kuti apereke mafomu W-2 kwa antchito ndi mafomu 1099-NEC ku omanga odziimira okha. Imeneyinso ndi nthaŵi yoikizira chidziŵitso china kuti chibwezere ndi IRS.
  • April 15: Mapindu a msonkho mmodzi ndi mmodzi ali ofunikira (Form 1040). Imeneyinso ndi nthaŵi yoperekera pempho lowonjezera (Form 4868) ndi kaamba ka kupanga malipiro oyamba a msonkho woyerekezeredwa a chaka chamakono.
  • Juni 15: [[FLT :1] Mphatso ya nzika za U.S. ndi alendo okhala kumaiko ena kuti alembe zobwezedwa zawo za msonkho. (Kufutukulidwa kwa miyezi iŵiri kumaperekedwa popanda kukonza fomu, koma chiwongola dzanja chimasungidwabe pa msonkho uliwonse wosalipidwa kuyambira April 15.)
  • deti 15: Lake la makampani a S a chaka cha S (Form 1120-S) ndi mayanjano (Form 1065) kukonza zobwezera zawo za msonkho. Limenelinso ndi deti loyenera la malipiro achitatu a msonkho oyerekezeredwa kwa anthu.
  • Deti lomaliza kwa anthu amene anasungidwa kuti afutukule miyezi isanu ndi umodzi pa 1040. Ilinso ndi deti lokwanira la makampani a C a chaka cha C amene analandira kufutukulidwa.
  • [[FLT: 0] Dect 31:[[FLT :1] tsiku latha kupanga zopereka zopereka zothandizira anthu kapena ndalama zina zopindulira zimene zimaŵerengera chaka cha msonkho chamakono. Ndiponso deti la kugaŵiridwa kwa ndalama zochepa zofunikira (RMD) kuchokera ku maakaunti a kupuma pantchito.

Madeti ameneŵa ndiwo maziko a kalenda ya msonkho. Kusoŵa chimodzi cha izo kungatulukepo zilango, monga momwe zalongosoledwera pambuyo pake m’nkhani ino. Pamadeti ambiri amakono, nthaŵi zonse fufuzani tsamba la Kukongola pachaka.

Mapepala Abwino pa Zowonjezera za Msonkho

Kuwonjezera ndi njira yofala pamene mufuna nthaŵi yowonjezereka yosonkhanitsa zikalata kapena kukonza mikhalidwe yovuta ya msonkho. Komabe, okhoma msonkho ambiri samvetsetsa zimene zikuwonjezera. Nkofunika kusiyanitsa [[FLT: 0] ndi kulembera kuchokera ku [FLT] kulipira [[FLT:]

Mmene Mungasankhire Chowonjezera

Anthu angapemphe kufutukulidwa kwa mwezi umodzi mwa kuwonjezera Form 4868 [[FLT :1] ndi deti loyambirira (kaŵirikaŵiri April 15). Mabizinesi amagwiritsa ntchito mafomu osiyanasiyana — monga, mayanjano agwiritsira ntchito Form 7004. Mfundo yaikulu: Muyenera kulemba pempholo pa nthawi yake kapena asanalembe dereni yoyambirira , osati pambuyo pake.

Chowonjezera Sichimatanthauza Kuti Sitipereka Ndalama

Anthu ambiri amakhumudwa. Chofutukulidwa kuti akonze kubwerera kwanu msonkho ndi osati kuwonjezera kuti mupereke msonkho uliwonse. Ngati mutawonjezera, muyenera kuŵerengera ndalama zanu zonse za msonkho ndi kulipira ndalama iliyonse pa nthawi yoyambirira. Ngati simunakhome 90% ya msonkho wanu weniweni pa April 15, mudzalephera kulipira chilango ndi chiwongola dzanja pa mlingo wosalipidwa, ngakhale ngati mutapereka ndalama pambuyo pake pa October.

Pamene Mafupa Sakugwiritsidwa Ntchito

Simalipilo onse a msonkho amene ali oyenerera kufutukula modzifunira. Mwachitsanzo, malo ndi kudalirana zili ndi malamulo osiyana. Ndiponso, ngati muli ndi ngongole ya misonkho ina yapadera (m’ lekuatiso, msonkho waung’ono kapena wa ntchito zaumwini), kuwonjezera sikumakumasulani ku kulipirira koyerekezeredwa. Nthaŵi zonse ŵerengani malangizo kaamba ka mtunduwo mosamalitsa.

Kumvetsa mfundo zimenezi kungakutetezeni ku zinthu zosasangalatsa. IRS imapereka malangizo atsatanetsatane pa kuwonjezera, koma okhoma misonkho ambiri amalingalirabe kuti angangowonjezera zinthu ndi kudera nkhaŵa za kulipira pambuyo pake — lingaliro limenelo lingatsogolere ku chilango.

Anthu Ofa ndi Msonkho m’Maboma: Musawanyalanyaze

Pamene kuli kwakuti nthaŵi zaudindo za boma zimapatsidwa chisamaliro chachikulu, boma lirilonse liri ndi zofunika zake za misonkho, ndipo silimafanana nthaŵi zonse ndi kalendala ya IRS. Maiko ambiri amagwirizana ndi nthaŵi yoikidwiratu ya boma ya April 15 kaamba ka kubwerera kwa munthu payekha, koma pali kusiyana kodziŵika. Mwachitsanzo:

  • Maboma ena amafuna mafaelo owonjezera, chotero kufutukula boma sikumafutukula nthaŵi ya boma lanu.
  • Maboma angapo ali ndi madeti oyenerera kaamba ka mabungwe a bizinesi, onga ngati makampani a S ndi ma LLC, amene mwina sakugwirizana ndi nthaŵi yoikidwiratu ya boma ya September 15.
  • Zilango za boma zozengereza kukonza zinthu zingakhale zovuta kwambiri — nthaŵi zina zingakhale zazikulu kuposa zilango za boma.
  • Mayiko angapo monga Texas ndi Nevada, alibe msonkho wa ndalama zimene munthu amapeza, koma amafunikabe kuti azilipira msonkho wa ndalama zina pa ndandanda yawo.

Kuti mukhale omvera, pitani pawebusaiti ya boma ya ulamuliro wa msonkho kuchiyambi kwa chaka. Gwiritsani ntchito [[FLT: 0] Kugwirizanitsa aloya a m'khonde kuti mupeze magwirizanidwe ndi mabungwe onse a boma. Maliko a boma ndi boma a masiku a pa kalendala yanu, ndipo kumbukirani kuti kuwonjezera kwa boma kumafuna mtundu wapadera ndipo kungafunikirebe kulipiridwa msonkho woyerekezeredwa.

Kupha Anthu Msonkho Chifukwa cha Malonda Osiyanasiyana

Makampani amayang'anizana ndi kalenda yovuta kwambiri kuposa olemba mafaelo. Mtundu wa gulu usankha mtundu wa mafaelo ndi nthaŵi. Pano pali kunyonyotsoka kwa nthaŵi yochuluka ya misonkho ya bizinesi:

Sitima za Solutera ndi Magiya Okhala M’madzi

Mabungwe ameneŵa akusimba ndalama zimene mwiniwake wa msonkho amabweza (Form 1040, Shedynal C). Chifukwa chake, nthaŵi yomweyi ya April 15 imagwira ntchito polemba ndi kulipirira. Komabe, ngati bizinesiyo ili ndi ndalama zambiri zolipirira ntchito yake, mwini ayeneranso kulipira msonkho (onani chigawo pansipa).

Malo Oyenderana Komanso Malo Otchedwa LLC

Mafashoni a makampani a mumpando 1065 pa March 15 (kapena tsiku la 15 la mwezi wachitatu pambuyo pa chaka chatha). Kwa mayanjano a chaka cha kalendala, nthaŵi ya pa March 15. Nthaŵi ya pa September 15 ikupezeka kudzera pa Form 7004, koma kachiŵirinso, malipiro a msonkho alipo chifukwa cha nthaŵi yoyambirira. Dziŵani kuti mgwirizanowo sumalipira msonkho wa ndalama — malipiro amadutsa kwa anzawo, amene amalemba za kubwerera kwawo.

Mabungwe

Makampani a S AFUU-S (chaka cha 35) pa March 15 (chaka chapadera). Kuwonjezera mpaka September 15 kulipo. Monga momwe mayanjano, ndalama za S zimadutsa kuti zikhale za anthu, amene amakhoma msonkho pamlingo wawo. Osunga ndalama ayenera kutsimikizira kuti aphatikiza ndalama zimenezi pa kubwezedwa kwawo pa April 15 (kapena October 15 ngati kufutukuka).

Mabungwe

Makampani a C AFUNX pofika tsiku la 15 la mwezi wachinayi chitatha chaka chawo cha msonkho (April 15 ku chaka cha Ccorps). Chofutukulidwa ku October 15 chiripo. Mosiyana ndi mabungwe opitira kumbuyo, C imakhoma msonkho pa ndalama zawo mwachindunji; nthaŵi yoperekera msonkho ndi April 15, pansi pa lamulo la msonkho lamakono, ma Ccorp ambiri aang'ono angayenerere kaamba ka chiŵerengero cha msonkho wotsika, koma ayenera kuimirira pa nthaŵi yake.

A eni mabizinesi ayeneranso kudziŵa nthaŵi yoperekera msonkho wa ntchito (malipiro a msonkho wamalipiro a ntchito) ndi mafaelo a misonkho. Awa ndi opatukana ndi msonkho wa ndalama zimene amapeza ndipo ali ndi masiku awo oyenera. MPEREZO za tsamba [ imapereka kalendala yokwanira ya mitundu yonse ya misonkho.

Kuŵerengera Msonkho Kochitidwa Mwamacheza: Mbali Yaikulu ya Kugwirizana

Kwa anthu amene amapeza ndalama zosayenera kumanidwa ntchito (m’chitsanzo, ntchito yodzigwirira ntchito, ndalama zoikizira ndalama, ndalama zolipirira nyumba) ndi mabizinesi ambiri, kupereka ndalama za msonkho mwa kuyerekezera ndi kaŵiri nkofunika kuti apeŵe chilango chochepa. IRS imayembekezera kukhoma msonkho monga momwe amapezera ndalama, osati pamapeto a chaka.

Kuyerekezera Msonkho Woyenera

Kasanu pa anayi a ndandanda ya misonkho ya munthu aliyense ndi mabizinesi imakhala yofanana ndi iyi:

  • [[FULT:0] April 15: Ndalama yoyamba (mwa malipiro opezedwa January 1 – March 31)
  • [[ML:0] Juni 15: [[FUL:1] Ndalama yachiŵiri (April 1 – May 31)
  • [[ML:0] Ndalama yachitatu (June 1 – August 31)
  • [[MLT:0] January 15 ya chaka chotsatira: Ndalama yachinayi (September 1 – December 31)

Ngati muphonya ndalama zokwanira, IRS ingaone chilango chochepa chochokera pa ndalama zoyenerera ndi chiŵerengero cha masiku asanafike. Chiweruzo chaikidwa kasanu kamodzi ndipo kaŵirikaŵiri sichingabwezedwe. Kuti mupeŵe zimenezi, okhoma msonkho ambiri amagwiritsira ntchito lamulo la pa doko lotetezeka: pa pafupifupi 110% ya msonkho wa chaka chapitacho (kapena 100% ngati ndalama zanu zochepetsedwa zinali pansi pa $1500,000).

Kuyerekezera misonkho ya mabizinesi kumatsatira njira yofanana koma ingasiyane ndi mtundu wa bungwe. Mwachitsanzo, makampani a C angakhale ndi ndandanda yosiyana ngati agwiritsira ntchito chaka cha makampani. Nthaŵi zonse tsimikizirani ndi katswiri wa za msonkho 1040-ES (kwa anthu) kapena Form 1120-W (ya makampani) kuŵerengera ndalama zolondola.

Kulingalira Msonkho kwa Padziko Lonse

Nzika za U.S., eni makadi obiriŵira, ndi nzika zina za kumaiko akunja zikufunikirabe kulemba zobwezedwa za msonkho wa United States pa ndalama zimene amapeza padziko lonse. Mbiri yabwino njakuti iwo amalandira kufutukulidwa kwa miyezi iŵiri mu June 15. Komabe, pali kusinthasintha kodetsa nkhaŵa:

  • Ik'akali kusungidwa: Ngati muli ndi ngongole, chiwongola dzanja chimayamba kuyambira pa April 15, osati June 15.
  • FBAR ndi FATCA mapangidwe: Mapilo ambiri afunikiranso kulembedwa mu FiNCEN Fm 114 (FBAR) pa April 15, ndi kufutukulidwa kodzifunira kwa October 15. Kulephera kujambula kungatsogolere ku chilango chowopsa.
  • Mapangano a Tax ndi ngongole za msonkho zachilendo: Zimenezi zingachepetseni msonkho wanu wa United States, koma zimafuna kulembetsa kwa panthaŵi yake kwa Malo 1116 kapena mitundu ina. Kusoŵa kwa masiku kungachititse kutaya mapindu a pangano.
  • Zifuno za m'dziko: [[FLT :1] Maiko ena, monga California, samapatsa olemba mafaelo adziko amodzi ofanana. Mungafunikire kufutukula chigawo chimodzi.

IS International Tchallhar Trougher [[[FLT: 1]] imapereka chitsogozo chatsatanetsatane. Ngati mumakhala kumaiko akunja, lingalirani za kugwira ntchito ndi katswiri wa msonkho amene amayang'anira msonkho kutsimikizira kuti nthaŵi zonse zatha.

Kuwalipiritsa Nthaŵi Zonse ndi Mmene Amagwirira Ntchito

Kumvetsa chilango kungathandize kwambiri kuti munthu alembe zinthu pa nthawi yake komanso kuti athe kuzilipira.

Kulephera Kupita ku Maspeare

Chilango chimenechi ndi 5% ya msonkho wosalipidwa wa mwezi uliwonse (kapena mbali ya mwezi) umene umabwerako mochedwa, kufika ku 25%. Ngati kubweranso kwanu kwa masiku oposa 60 kuchedwa, chilango chochepera ndi chochepera pa $45 (kwa 2024, kusinthitsidwa kwa kukwera mtengo) kapena 100% ya msonkho wosalipidwa. Chilango chimenechi chimawonjezereka mofulumira ndipo chingawonjezere mofulumira.

Kulephera Kulandira Malipiro

Ngati mupalasa mafashoni pa nthaŵi yake koma simulipi ndalama zonse zofunikira, chilango cha kulephera kulipirira ndi 0.5% ya msonkho wosalipidwa mwezi uliwonse, komanso chigamulochi chimapitirizabe ngakhale mutachita mafashoni, malinga ngati ndalamazo sizilibe kulipira.

Kupereka Zosoŵa ndi Chikondwerero

Pamene zilango zonse ziŵiri zimagwira ntchito panthaŵi imodzi, mlingo wophatikizidwa ndi 5% pamwezi (ukulu wa kulephera kunka ku fayela umaloŵa mmalo mlingo wa kulephera kwa malipiro onse aŵiriwo). Kuwonjezerapo, IRS imalipira chiwongola dzanja pa msonkho uliwonse wosalipidwa kuchokera ku deti lofunikira kufikira litaperekedwa mokwanira. Chiwongola dzanja chimaikidwa mwa chigawo chimodzi ndi zinthu zowonjezera tsiku ndi tsiku. Sizingabwezedwe m'zochitika zambiri, chotero kulipira mwamsanga monga momwe kungathekere kumakhala ndi phindu lanu labwino nthaŵi zonse.

Kwa mabizinesi, chilango chingagwiritsidwenso ntchito pa makampani a misonkho anthaŵi yotsalira, kulephera kupereka W-2 pa nthaŵi yake, ndi kusoŵa chidziŵitso (monga 1099). Izi zingakhale zopindulitsa, kaŵirikaŵiri kuyambira pa $50 pa mtundu uliwonse ndi kuwonjezereka ngati mwadala apeza kuti samvera.

Kusunga Zolemba: Chipangizo Chotetezera

Njira imodzi yosavuta yopeŵera kuphonya nthaŵi ndi kulakwitsa ndiyo kusunga zolembedwa zolinganizidwa chaka chonse. Kusunga mbiri kumagwirizana ndi kuyerekezera kolondola, kukuthandizani kusonkhanitsa zikalata mwamsanga kuti ziwonjezeredwe, ndi kupereka umboni ngati mufuna kuŵerengera. Nazi njira zabwino:

  • Gwiritsirani ntchito kalendala ya manambala kapena pulogalamu ya msonkho:[[FT:1] Kukhazikitsa zikumbutso za masiku onse aakulu — a chigawo ndi a boma — pafupifupi milungu iŵiri pasadakhale.
  • Sungani chikalata cha msonkho chopatulidwa: Sungani W-2, 1099, malisiti, zikalata za ku banki, ndi makalata alionse ochokera ku mabungwe a IRS kapena boma. Sungani makope a maadigini pa ntchito ya mtambo yotetezeka.
  • Kanizani ndi mapepala a ndalama zopezedwa mwezi uliwonse: kwa eni mabizinesi, kugwirizanitsa malonda, zowonongedwa, ndi malipiro mwezi uliwonse zimaletsa zosayembekezereka pamapeto pa chaka ndipo zimathandiza ndi kulipirira msonkho woyerekezeredwa.
  • Zolembera kwa zaka zosachepera zitatu: IRS kaŵirikaŵiri iri ndi zaka zitatu zoŵerengera kubwerera, koma kaamba ka mikhalidwe ina (monga kuchepa kwenikweni kwa ndalama), windo limafutukukira ku zaka zisanu ndi chimodzi. Sungani zolembedwa za kugula katundu ndi kuwongolera nyumba kwa nthaŵi yaitali ngati muli ndi chuma.

Kugwiritsira ntchito njira zimenezi kumachepetsa upandu wa kuphonya nthaŵi yoikika chifukwa cha kuchotsedwa. , , , , , , , , , , , , , ndi , , ndi , , , ndi [1] , kusungitsa magetsi, ndi kukonza magetsi.

Zolakwa Zofala ndi Mmene Mungapewere

Nazi zinthu zambiri zimene anthu amalakwitsa zokhudzana ndi kutsatizana kwa misonkho ndiponso mmene angapewere kuisunga:

  • Kuwonjezera kulipirira ndalama: Monga momwe zagogomezeredwa pamwambapa, ichi ndicho chochititsa chachikulu cha chilango chosayembekezereka. Nthaŵi zonse perekani msonkho wanu woyerekezeredwa ndi nthaŵi yoikidwiratu.
  • Kufutukuka kwa boma: ambiri okhometsa msonkho amalemba mafaelo a boma koma amanyalanyaza kufutukula boma, kutsogolera ku chilango cha boma. Onetsetsani malamulo a boma lanu mwamsanga.
  • Kuŵerengera ndalama za msonkho moyerekezeredwa: Kulipidwa kungatulukepo chilango ngakhale ngati mulemba panthaŵi yake. Gwiritsirani ntchito pepala lofufuzira mu Mafomu 1040-ES kapena funsani katswiri kuti mupeze nambalayo.
  • Kukhazikitsa nthaŵi ya January 31 ya W-2s / 1099: Olemba ntchito ndi olipira amayang'anizana ndi chilango cha kuchedwa. Mfungulo ndiyo kuyamba kusonkhanitsa chidziŵitso kwa omanga nyumba ndi antchito mu December.
  • [[MLT:0] Mosadziŵa nthaŵi zoikidwiratu za misonkho ya bizinesi: Masheya a msonkho amaikiridwa pa ndandanda ya mlungu wachiŵiri kapena mwezi, ndipo kaŵirikaŵiri malipiro a msonkho akukhala ndi malire a boma. Gwiritsirani ntchito pepala la malipiro kapena programu ya msonkho ku zikumbutso za ongodzifunira.

Mwa kuzindikira mbuna zimenezi, mungatenge njira zodzisungira kuti mupeŵe zimenezo.

Mfundo Zothandiza Pogwira Ntchito Chaka Chonse

Kupereka chithandizo sikuli chochitika chaka chimodzi — chimafunikira chisamaliro chosalekeza. Nazi njira zokhoza kukusungirani panjira:

  • yalani kalenda ya msonkho: Phatikizanipo masiku amapeto onse — a boma, a pimiyo, ndi mafomu a msonkho wa malonda.
  • Gwiritsirani ntchito mapulogalamu a misonkho: Programu monga TurboTax, H&R Block, kapena kuwongolera kwaukatswiri kungalondole nthaŵi, kuŵerengera kuyerekezeredwa kwa malipiro, ndi kuwonjezera maehele.
  • Ntchito ndi CPA kapena wolembetsa: kwa mikhalidwe yovuta — yonga kukhala ndi mabizinesi ambiri, ndalama zambiri, kapena kupata ndalama zambiri zoikizira ndalama — utsogoleri waukatswiri ngwamtengo wapatali. Angathandizenso kulinganiza msonkho kuchepetsa zopinga.
  • Machenjezo a IRS ndi kusintha kwa malamulo a msonkho: Malamulo angasinthe pakati pa chaka, kukhudza masiku oikidwiratu kapena zofunikira zolipirira. Sainani pa ma IRS e reuts sponse kapena kutsatira magwero a nyuzi za msonkho otchuka.
  • Manda a ndalama za msonkho: Ngati muli ndi ntchito, tsegulani akhawunti ya ndalama ndi kusungitsa peresenti ya ndalama iliyonse yolandiridwa. Zimenezi zimatsimikizira kuti muli okonzekera kaamba ka misonkho yoyerekezeredwa ndi ndalama ya chaka chirichonse.
  • Kuwona chaka chisanabwerere: [[FT:1] Yerekezerani ndalama zimene mumalandira chaka ndi zochepetsedwa chaka chatha. Kusintha kwa moyo wanu — ukwati, chisudzulo, bizinesi yatsopano, kugulitsa nyumba — kungayambukire nthaŵi ndi ndalama zimene mumalipira.

Kumvera malamulo a pa Intaneti n’kothandiza pa ntchito yomanga, kutengera kaye zikalatazo, ndipo musaganize kuti kuwonjezera zimenezi kungakuthandizeni kuti mupeze ndalama zambiri.

Kumaliza

Kutsata masiku a misonkho kuli mbali yofunika kwambiri ya thanzi la anthu onse aŵiri ndi mabizinesi. Mwakumvetsetsa masiku aakulu a kubwerera kwa boma ndi boma, kufunika kwa kuwonjezera ndalama, kufunika kwa ndalama zoŵerengeredwa, ndiponso zotsatira za kusoŵa kwa nthaŵi yoperekera msonkho, mukhoza kugwiritsa ntchito nyengo ya msonkho ndi chidaliro. Mukhoza kugwiritsa ntchito zinthu zimene zilipozo — kuphatikizapo webusaiti ya IRS, mabungwe a za msonkho, ndi akatswiri a za msonkho, ndi oyendetsa ntchito zapamwamba — kukhalabe odziŵa. Njira yothandiza pakalipidwa msonkho osati kungopeŵa kuletsa chilango komanso kuchepetsa kupanikizika ndi malo apamwamba a za ndalama m'chaka chonse. Kumbukirani: Nthaŵi ya kukonzekera kwanu yakhala yokhazikitsidwa. Sylvery, kukhalabe, olinganizidwa, ndi osazengereza kupempha chithandizo pamene kuli kofunika.