Kukhoma Misonkho Koyamba: Chitsogozo Chathunthu

Kukwera misonkho kwa nthaŵi yoyamba kungakuchititseni kumva kukhala wovuta. Pakati pa mitundu yosadziŵika bwino, mawu osokoneza, ndi kuopa kulakwitsa, ambiri anthaŵi yoyamba amasiya ntchitoyo kapena kuichita mofulumira. Koma ndi njira yoyenera, mungapange molongosoka ndi ngakhale kufukula ndalama zimene simunadziŵe. Mtsogoleri ameneyu akuyenderani pa sitepe lililonse, kuchokera ku kumvetsetsa mkhalidwe wanu wa mndandanda kufikira ku kubwerera kwanu. Mudzaphunzira mapepala amene mungasonkhanitse, ndi mathayo ogwirira ntchito, mmene mungapeŵere zolakwa wamba, ndi kumene mungapeze thandizo laulere kapena lotsika. Pofika pomaliza pake, mudzakhala ndi chidaliro chokwanira pogwira ntchito yanu yoyamba ya msonkho — ndi kuika maziko olimba a zaka zamtsogolo.

Kuzindikira Msonkho N’kofunika Kwambiri Mkulu wa Alonda a Nthaŵi Yoyamba

Musanayambe kulemba mafomu, ganizirani kaye mmene malamulo a msonkho a ku United States amagwirira ntchito.

Kodi Chaka Chopereka Msonkho N’chiyani?

Chaka cha msonkho ndi chaka cha 12 mwezi umene mukupereka lipoti la ndalama zimene mumalandira ndi kulipira ndalama. Anthu ambiri amaona kuti chaka cha msonkho ndi chaka chakalendala.

Kudzionetsera Kumatsimikizira Mlingo Wanu

Malo anu oikizira ndalama amakhudza ndalama zimene mumawononga, mabulaketi a msonkho, ndi malolezo ena. IRS imavomereza kuti:

  • modzimodzi — Ndinu wosakwatira, wosudzulana, kapena wopatukana mwalamulo monga tsiku lomalizira la chaka cha msonkho.
  • [[FLT: 0] Kugwirizana kwa Friling — Ndinu okwatira ndipo onse aŵiri amavomereza kujambula chobwerera chimodzi. Zimenezi kaŵirikaŵiri zimapereka msonkho wotsika kwambiri kwa okwatirana.
  • [[FLT: 0] Kugaŵanitsa , mmodzi aliyense wa okwatirana amavala kubwezera kwake. Izi zingapindulitse okwatirana amene akufuna kukhala ndi ndalama zosiyana kapena ngati mmodzi ali ndi zinthu zofunika.
  • Kugona kwa Nyumba , Ndinu wosakwatira, Mulipirira oposa theka la mtengo wa kusungira nyumba, ndi kukhala ndi munthu woyeneretsedwa (monga ngati mwana) wokhala nanu. Mkhalidwe umenewu umapereka ndalama zokwezedwa kwambiri ndi msonkho wotsika kuposa Umbeta.
  • Kupeza Wokwatirana naye , Kupezeka kwa zaka ziŵiri pambuyo pa imfa ya mnzanu ngati muli ndi mwana wodalirana.

Sankhani malo amene amakupatsani msonkho wotsika kwambiri. Gwiritsani ntchito [[FLT: 0] chitsulo cha Thupi la Kupitira ku [1] kutsimikizira kuti ndinu woyenerera.

Msonkho Uli ndi Mitundu Yosiyanasiyana

Si ndalama zonse zimene amalipira zimagwiritsidwa ntchito mofanana. Kulipira ntchito kumaonekera pa W-2, ndipo bwana wanu amakana kale misonkho. Freelance kapena jig (yosimbidwa pa 1099-NEC) sikukhala ndi ngongole, choncho mungakhome msonkho woyerekezeredwa. Ndalama zoyendetsera ndalama, monga ngati malipiro ndi ndalama zamalikulu, kaŵirikaŵiri zimayenerera pa misonkho yotsika. Ndalama za ndalama za pa ntchito, kugulitsa maakaunti, ndi kusoŵa ntchito zonse zili ndi malamulo awo. Kudziŵa ndalama zimene muli nazo kungakuthandizeni kupeŵa kusoŵa kapena kuloŵa mtengo wosayenerera.

Mabuku Amene Mufunikira Kulemba Msonkho Woyamba

Kusonkhanitsa mapepala olondola pasadakhale kumaletsa kusokonezeka maganizo pakati pa filifi. Pano pali mndandanda wa zikalata zofala kwambiri kwa olemba mafaelo anthaŵi yoyamba.

  • , Comment=W formations — Wolemba ntchito wanu ayenera kutumiza zimenezi pofika January 31. Imasonyeza malipiro anu onse ndi ndalama zimene zasungidwa kaamba ka boma, boma, Social Security, ndi Medicare.
  • [[MLT:0] Mafomu 1099 [1] — Ngati munalandira $600 kapena kuposapo monga womanga wodziimira wekha, mulandira 1099-NEC. Ma 1099 a chikuto cha chiwongola dzanja (1099-INT), kupindula (1099-ISC), ndi ndalama zambiri (1099-MSIC).
  • Chisonyezero cha Inishuwansi ya Thanzi — Malembedwe 1095-A, 1095-B, kapena 1095-C chisonyeza kuulutsa kwanu. Anthu ambiri amangoyang'ana bokosi lonena kuti anali ndi kukwaniritsa kofunika kochepa.
  • [[FLT: 0] Nambala ya Suctivity Security (SN) kapena Wopereka Msonkho Wokhayokha Wopereka Msonkho Wopereka Chiŵerengero (ITIN) [1] — Mufuna ichi kwa inu mwini ndi odalira ena. Psonyani kaamba ka THEIN kugwiritsa ntchito [[FLT:]] MPH MPM W-7 ngati simuli woyenera ku SSN.
  • Akhawunti ya magetsi ndi Kutchula Numeri [[FL:1] — kaamba ka malo osungidwa mwachindunji a derend yanu (kapena kukhazikitsa malipiro a electronic ngati muli ndi ngongole).
  • Kubwerera kwa Msonkhano Chaka Chatha [1] — Ngati munasunga kumbuyoko, kubwerera kwa chaka chapita kumakuthandizani kuyerekezera masinthidwe. Oyamba anthaŵi angaleke zimenezi.
  • Zolemba za Ndalama Zopinga , Makalata kaamba ka chiwongola dzanja cha ophunzira (Form 1098-E), malipiro a ndalama za kulipira (Form 1098-T), zamankhwala, zopereka zothandizira, ndi ndalama zochokera ku ntchito ngati muli ndi ntchito. Sungani makope a makope a ma CD kapena apepala kwa zaka zitatu.

Kusankha Njira Yoyenera ya Mkhalidwe Wanu

Muyenera kusankha zinthu zitatu: Kukhoma pulogalamu ya msonkho, kugwiritsa ntchito IRS Free File, kapena kulemba ntchito katswiri.

Kudzizunza ndi Maprogramu a Msonkho

Maprogramu a pa Intaneti amakutsogolerani ku mafunso ndi kudzaza mafomu oyenera. Zinthu zambiri zimapatsa makope aulere pobwerera (W-2 malipiro okha, kuchepetsa kwabwino). Mabaibulo a pid amatsegula mandandanda a ndalama zogwirira ntchito, malo ochitira lendi, ndi ndalama zoikizira zinthu. Zosankha zambiri zimaphatikizapo Tatalayer , Turbotax, ndi H&R Block . Fufuzani ku mautumiki amene amapereka chitsimikizo ndi chichirikizo.

Programu Yabwino ya Mafaelo a IRS

Ngati ndalama zanu zosinthidwa ndi $79,000 kapena zochepera, mungagwiritsire ntchito IRS Free File — kugwirizana pakati pa IRS ndi makampani a pulogalamu yaumwini. Mumatsogozedwa ndi pulogalamu imodzimodziyo yogwiritsiridwa ntchito ndi makasitomala olipira, koma kubwerera kwa boma nkwaulere. Malo ena amaphatikizaponso kubwerera kwaulere. Yendani pa tsamba la Free Faill

Kuzengereza Kugwira Ntchito ya Msonkho

Talingalirani za wolembedwa CPA kapena wolembedwa ngati mkhalidwe wanu uli wocholoŵana: muli ndi bizinesi, muli ndi ndalama zachilendo, muli ndi choloŵa chachikulu, kapena mufunikira kugula ngongole yachinyengo. Akatswiri amtengo wa pakati pa $150 ndi $500 ndi ndalama zokwanira $500 kuti abwezere, koma angadziŵe ndalama zimene mungakhale nazo. Onetseni ndi kupeŵa okonza amene amatenga ndalama zambiri popanda kupenda mapepala anu.

Njira Imodzi - modzi Yotsogolera Kubwezera Msonkho Wanu Woyamba

Mukapeza zikalata zanu ndipo mutakhala ndi njira yozitsatira, tsatirani njira imeneyi kuti mupewe kulakwitsa.

  1. Fan Information Illustration [FLT :1] — Dzina, SSN, deti la kubadwa, ndi keyala yeniyeni monga momwe zasonyezedwera pa khadi lanu la Social Security. Kufufuza kaŵiri kalembedwe; kusagwirizana kulikonse kungachedwetse kuchitika.
  2. Chikalata chobwera . ◯ M'dzikomo mukhale ndalama kuchokera ku W-2 ndi 1099. Programu idzakusonkhezerani. Ngati muli ndi ndalama, ndalama zolipidwa, kapena chiwongola dzanja cha banki, phatikizaponso izi.
  3. Kusintha kwa ndalama ku Infor , izi ndi ndalama zimene mungatenge musanaŵerenge ndalama zanu zosinthidwa. Kusintha kofala kumaphatikizapo zowonongedwa za mphunzitsi, chiwongola dzanja cha ophunzira, ndalama zolipiridwa, ndi zopereka ku IRA yamwambo. Zimachepetsa ndalama zanu zolipira dola la ndalama zogulira ndalama zotsala.
  4. Sankhani pakati pa Standard ndi Amwenye Ofesi . Ŵerengani ndalama zimene mwagula (zowonongedwa za mankhwala, boma ndi msonkho wa kwanu wokwanira $100,000, chiwongola dzanja cha ngongole, zopereka zaufulu ). Yerekezerani ndi ndalama zoikizidwa pa malo anu oikizira. Pa 2024, desiki yoyenerera ndi $4,600 ya mafaelo amodzi, $9200 ya mafaelo a ukwati, ndi $21,00 ya mutu wa banja.
  5. Gwiritsirani Thlawulo ya Msonkho [[FLT: 1] . Zilango zimachepetsa msonkho wanu mwachindunji. Zitsanzo: Kulandira Msonkhano wa Msonkhano (] C. ) kwa antchito otsika opeza ndalama zokwera, Ana Masheya a Mwana aliyense woyenerera, American Grouble Credit for thekoletion, ndi Salver’s for pention.
  6. Leropeni ndi Kutumiza . Ŵerengani chidulecho. Onetsetsani kuti derendi kapena ndalama zimene mwabwereketsa zikufanana ndi zimene mumayembekezera. Sayinani pakompyuta (kapena printa ngati mugwiritsa ntchito pepala). Kujambula kwasintha ndi kolondola kwambiri.
  7. Musungire Kubwerera Kwanu . Koperani PD ya kubwerera komaliza ndi kuisunga ndi pepala lanu lochirikiza. Mungafunikire kukonza za msonkho wa mtsogolo kapena mafomu ofunsira ngongole.

Kumvetsetsa Maphunziro ndi Mathayo mwatsatanetsatane

Anthu ambiri amene amasunga mafaelo anthaŵi yoyamba amalephera kusunga ndalama chifukwa sadziwa kuti ndi ndalama ziti zimene amafunikira kulipira.

Madoko Ofala Apamwamba

Kusintha ndalama zimenezi kulipo ngakhale ngati simunalembe:

  • Chikondwerero cha ngongole ya ophunzira (zofika pa $2,500)
  • Zopereka za IRA zamwambo (zofika pa $7,000 pa 2024, $8,000 ngati muli ndi zaka 50+)
  • Ndalama zosungidwa pa kampani (HSA)
  • Malipiro a inshuwalansi ya zaumoyo imene munthu amalipira akamagwira ntchito
  • Alimony analipiridwa (pakuti zisudzulo zinatha 2019 asanafike)

Kusinthasintha kwa zinthu

Kanunda ya mtengo wake ndi njira yosavuta kwa ogula nthaŵi yoyamba. Ngati ndalama zonse zimene mungathe kugwiritsa ntchito zikupitirira ndalama zimene mungafunikire, muyenera kulemba. Ogula zinthu azikhala ndi nyumba, akhale ndi ndalama zambiri zachipatala, kapena apange mphatso zothandiza anthu. gwiritsani ntchito Sekeme A (Form 1040) kundandandalika zinthu zimene mwalemba.

Mphotho Zimene Zingakuthandizeni Kupeza Mtengo Wochuluka

Mosiyana ndi ndalama zimene mumalandira kuti muchepetse msonkho, ngongole zanu zimachepetsa ndalama zimene mumalipira, ndipo zina zimachepetsedwa, ndipo zina zimachepetsedwa ngati simunakongoze ndalamazo.

  • [[FLT: 0] Malo a Msonkho opezedwa (ETC) [1] — kwa antchito okhala ndi ndalama zochepa ndi zochepera. Ndalama ya ngongole imasiyanasiyana malinga ndi ndalama zimene amapeza ndi chiŵerengero cha ana. Gwiritsirani IRS EITC kuyang'anira kuchuluka kwa zinthu.
  • Throughs ya ana [ — Kufikira $2,000 pa mwana aliyense woyeneretsedwa wosafika zaka 17.
  • American Opportunity Trough Trust Credit Lice — Kufikira $2,500 pa ophunzira oyenerera kwa zaka zinayi zoyambirira za koleji.
  • Indalama za Kuphunzira — Kufikira $2,000 pa kubwerera msonkho pa koleji kapena maphunziro a ntchito.
  • Through’s Triver — kwa anthu opeza ndalama zotsika kufika ku kudyetsa amene amapereka ndalama zothandizira ku makonzedwe a kupuma pantchito monga 401(k) kapena IRA.

Kuzindikira Msonkho ndi Kuyerekezera Opereka Malipiro

Ngati ndinu wantchito, abwana anu amakana msonkho wa malipiro a boma pashekefu iliyonse yozikidwa pa chidziŵitso chimene mumapereka pa Marom W-4. Nkwanzeru kupenda kugwiritsa ntchito .IMFAS THEARS Kuletsa ESPALATEPAR [1] Kupeŵa ndalama zazikulu kapena ndalama ya malipiro a boma. Ngati muli ndi ndalama zolembedwa, muyenera kulipira ndalama zambiri. Nthaŵi yoyamba imanyalanyaza zimenezi ndipo imakhala ndi chilango cha pansi pake. Gwiritsani ntchito fomu 1040-ES .

Msonkho wa Boma: Zimene Muyenera Kudziŵa

Maboma ambiri amalembanso msonkho wa ndalama. Maboma angapo (Alaska, Florida, Nevada , New Hampshire , South Dakota, Tennessee, Texas, Washington, Wyoming) alibe msonkho wa boma. Ngati mukukhala m'boma ndi msonkho wa ndalama, muyenera kukonzanso boma. Zotsatira za mapulogalamu a msonkho zimakhudza mawebusaiti a boma a Website ya Revenuting, madeti, ndi ngongole iliyonse yapadera (monga ngongole ya wobwereka kapena chisamaliro cha ana).

Mapempho Ofunika ndi Zowonjezera

Kuphonya nthaŵi yoikizira zinthu kungayambitse chilango ndi chikondwerero. Nazi masiku ofunika a chaka cha msonkho cha 2024 (chokonzedwa mu 2025):

  • [[MFUNDO:0] January 31: [[FLT ] ndi olipira ayenera kutulutsa W-2 ndi 1099.
  • [[FULT:0] April 15: [[FLT ] Kulemba mzera wakufa kubwezera msonkho wa boma kapena kupempha kufutukulidwa.
  • [[MTL:0] April 15:
  • October 15: deti lakuwonjezera (kokha ngati munapempha kuwonjezera pa April 15).

Ngati simungathe kulemba pa April 15, Fayili Magilamu 4868 kuti mupeze kufutukulidwa kodzifunira kwa mwezi 6. Onani: Chofutukulidwa ku mafaelo sichili chiwonjezeko choyenera kulipira. Kuyerekezera msonkho wanu ndi kutumiza malipiro pa April 15 kuti mupeŵe chilango chochedwa.

Zolakwa Zofala Zopanga Nthaŵi Yoyamba ndi Mmene Mungapeŵere

Kudziŵa chimene chalakwika kungakupulumutseni ku kuŵerengera ndalama kapena kubwezeredwa kochedwa.

  • [[FLT: 0] Kuwongoleredwa kapena Kulephera Chidziŵitso Chaumwini [[FLT: 1] — Transpasted SSNS, maina otsutsidwa, kapena manambala a maakaunti a ku banki ndizo zochititsa zazikulu za kuchedwa kwa kukonza. Chenjerani katatu.
  • [[FLT: 0] Kufunitsitsa Kusaina Kubwerera Kwanu . Kubwerera kosainwa sikungagwire ntchito mwalamulo. Ojambula mafaelo ayenera kugwiritsira ntchito sigineji yamagetsi, kaŵirikaŵiri mwa kukhazikitsa PIN kapena kugwiritsira ntchito chaka chapita AGI.
  • Kuyang'ana ndalama [1] — Kuiŵala 1099 kuchokera ku jig kapena malipiro aulere kungayambitse chidziŵitso cha IRS. IRS imalandira makope a mitundu yonse, chotero iwo adzagwira yosagwirizana.
  • [[FLT: 0] Kusankha Mkhalidwe Wolakwika Wakubisa [1] — Osayeneretsa kaamba ka Mutu wa Banja amene amasiya ndalama pathebulo. Gwiritsani Mthandizi wa Msonkhani wa Msonkhano wa IRS kutsimikizira mkhalidwe wanu.
  • Kumvetsa Maakaunti a Msonkho , mangawa ena amatuluka pamlingo wa ndalama zopezedwa bwino. Kunena kuti ngongole simukuyeneretsedwa kaamba ka chilango chingakhale chilango.
  • Kusunga Mabuku — Mutakonza, sungani ndalama zanu za msonkho ndi kuchirikiza zikalatazo kwa zaka zosachepera zitatu (kwa zaka zisanu ndi chimodzi ngati munaleka ndalama, zaka zisanu ndi ziŵiri ngati munataya ngongole zoipa kapena zopanda pake).

Zimene Mungachite Ngati Mungathe Kulipira Msonkho Wanu

Ngati muli ndi ngongole koma simungathe kulipira ndalama zonse pofika April 15, musataye mtima ndipo musanyalanyaze ndalamazo.

Malipiro a kuchedwa kulipiridwa ndi 0.5% pamwezi (kufikira 25%), ndipo chiwongola dzanja chimabwera ndi ndalama zolipidwa. Kuphika ndi kulipirira ngakhale ndalama zochepa zimachepetsa chilangocho.

Ziŵiya Zothandiza Ojambula Nthaŵi Yoyamba Kupambana

Gwiritsirani ntchito ndalama zaulere ndi zotsika zimene zakonzedwa makamaka kuti zithandize anthu amene ali ndi zaka zoyambirira.

  • IRS .gov . . Malo alamulo ali ndi mafomu, malangizo, FAQS, ndi Mthandizi wa Msonkhano amene amayankha mafunso ponena za malo osungira ndalama, ngongole, ndi zokwezedwa.
  • Maprogramu a Free Treasurer Partings [[FLT: 1] — VITA (I MPUNDO YA Msonkho Yolandira) imapereka chithandizo chaulere kwa anthu amene amapeza $64,000 kapena ocheperapo, ali ndi zopunduka, kapena amalankhula Chingelezi chochepa. TCE (Uphungu wa Okalamba) amatumikira okhometsa msonkho a zaka 60 ndi achikulire. Sangani malo ku Makonzedwe a Msonkhetso a Msontho .
  • Makope a Free Software — makampani ambiri amapereka mapepala aufulu a boma kaamba ka zobwezedwa wamba, mosasamala kanthu za ndalama zimene amapeza. Yerekezerani ndi zopereka pa IRS Free File .
  • Masitolo a zachuma Olemba ndi Kulemba — malaibulale a kumaloko, makoleji a anthu, ndi mapindu osapindulitsa onga United Way ali ndi ma shopu okonzera msonkho waulere mu January mpaka April.
  • IS MBIRI IS MBIRI 501 — Chitsogozo chalamulo cha IRS cha kulembetsa, odalira, ndi zochepetsedwa zoyenerera. N’zouma koma n’zodalirika.
  • TaxSlayer Blog & Depart Center . Imapereka nkhani ndi zitsogozo za vidiyo kwa ojambula madesiki oyambirira, kubisa nkhani kuchokera ku kuloŵa W-2 mpaka kukafuna maphunziro.

Kulingalira Komalizira kwa Olemba Nthaŵi Yoyamba

Kukonzanso ndalama zimene mumapeza kuti mukhome msonkho woyamba ndi mwambo wothandiza anthu. Kukuphunzitsani za ndalama zimene mumapeza, ndalama zimene mumagwiritsa ntchito popereka ndalama komanso zinthu zimene mumagwiritsa ntchito pothandiza anthu. Kugwiritsa ntchito zipangizo ndi zinthu zimene zilipo, kuyang'anira ntchito yanu, ndipo musaope kupempha thandizo. Maluso amene mumaphunzira panopa, kukonza zolemba, kumvetsa ndalama zimene mumapeza, ndi kukwaniritsa nthawi yochitira misonkhano, kungakuthandizeni pa nthawi yonse ya misonkho. Chaka chilichonse chimakhala chosavuta, ndipo mwapangizo pang'ono, mungapeze kuti mukuyang’ana kutsogolo. Kaya mukufunika ndalama zochepa kapena mukuyembekezera kubwerera, kubwerera kwanu koyamba bwino n’kwani kwambiri. Kutsatira siko bwino.