Table of Contents
Nyengo ya msonkho ingamveke ngati mapepala ambirimbiri, madeti, ndi maluso osokoneza. Koma ndi kukonzekera bwino, misonkho yanu siiyenera kukhala ntchito yowopsa, ngakhale kuipatsa mphamvu, chaka ndi chaka. Mwakumvetsetsa mathayo anu, kusonkhanitsa zikalata, kugwiritsira ntchito zipangizo zamakono, ndi kukonzekera, mungachepetse kupsinjika maganizo, kuchepetsa zophophonya, ndi kuwonjezera njira zanu zothandizira kuwongolera.
Muzimvetsa Bwino Msonkho Wofunika Kupereka
Musanatsegule ngakhale mtundu umodzi, muyenera kudziŵa zimene mumayenera kuchita.
- [[FULT:0] msonkho wa malipiro a boma [[FT:1] ---- mogwirizana ndi ndalama zanu zonse zokhoma msonkho ndi malo olemba.
- Msonkho wa zamalipiro a dzikolo -- maiko ambiri asintha ndalama zawo za msonkho; pendani webusaiti ya boma lanu ya msonkho.
- msonkho wa ntchito za kudzitama [1] [1] -- ngati mugwira ntchito monga womanga wodziimira pawekha, muyenera kulipira antchito ndi bwana mbali zina za Social Security ndi Medicare.
- Ndalama za msonkho zoikizidwa – ngati muyembekezera kukhala ndi ngongole ya ndalama zosachepera $000 m'mafaelo a boma pamene mulemba (ofala kaamba ka maluwa ndi eni mabizinesi aang'ono).
Deti lakumwalira ndilo April 15, koma lingasinthe chifukwa cha maholide kapena masoka. Kulephera kukwaniritsa zigamulo ndi chikondwerero . Nthaŵi zingafike 5% ya msonkho wosalipidwa mwezi uliwonse kufika 25%. Ngati mufuna nthaŵi yowonjezereka, ilo lowonjezera kugwiritsira ntchito IRS Form 4868, koma kumbukirani: kufutukulidwa kwa madeti [[FL: 0] kuwonjezera [mapepala] [[FL:] osawonjezera nthaŵi yanu ya kulipirira. Muyenera kulipira msonkho wanu ndi kulipira ndalama monga momwe mungathere. IRS imapereka chitsogozo chokwanira cha anthu mu [FLD:] Kulandira [[FLT] ... [FFFF:], kumene kumawonjezera nthaŵi ya kulipira chikalata chanu cha ngongole.
Sonkhanitsani Zolemba Zanu Mwamsanga
Mapepala onse a m’magazini a Chingelezi amafotokoza kuti:
Zikalata za ndalama zimene anapeza
- mafomu a W2 kwa abwana anu olemba ntchito ndi kupereka malipiro ndi kukana misonkho.
- 1099-neC kaamba ka kulipira kwa ntchito (ntchito yaulere kapena yogwirizana).
- -INT[[FLT :1] ndi -div ya chiwongola dzanja ndi ndalama zogaŵidwa.
- -G-1099 pa malipiro a boma (msonkhano wa ntchito, zobweza za boma).
- 1099-R [[FLT :1] ya kugawira maakaunti a kupuma pantchito.
- Chisungiko chimapindula ndi ndemanga (SA-1099) [1] Ngati mulandira mapindu.
- Zolembera za [[FLT: 0] malipiro a zachuma [[FLT :1] kuchokera ku ma apps onga Uber, Doosh, kapena Airbb
Kuchotsa Mabuku ndi Makalata a Zikalata za Nsupa
- [[NT.0] Chiwongola dzanja (Form 1098) kuchokera kwa wobwereketsa wanu.
- [[MFUNDO:0] Ndalama za msonkho [[[FULT:1] kapena ndemanga zosonyeza kukhoma misonkho.
- Reipt ya zopereka zothandizira osoŵa [ (zopereka za cash zimafunikira chivomerezo cholembedwa kaamba ka ndalama zoposa $250).
- Zolemba za ndalama za mano ndi za mano (ziyeso zimene zimaposa 7.5% ya ndalama zanu zosintha).
- Ndalama za chiwongola dzanja chamwamuna (Form 1098-E).
- Zowonongedwa za maphunziro ndi mawu a kusuta ([[FLT: 0] FORm 1098-T ).
- [[MLT: 0] Umboni wosamalira mwana ndi malisiti ngati munena kuti Mwana ndi Director Creasure.
- Masheya a zandalama za malonda a anthu olembedwa ntchito (makampani odzichitira okha, mitengo ya m'maulendo, kuŵerengera maofesi).
Gwiritsani ntchito chikalata chosungira zinthu zonse kapena faelo yopatulidwa kuti musunge zinthu zonse. Chizolowezi chimenechi sichimangosunga nthawi ya mafaelo komanso chimathandiza kugwiritsa ntchito njira yothandizira ngati IRS yapempha pepalalo. IRS imalimbikitsa kusunga ndandanda ya misonkho kwa zaka zitatu, ngakhale kuti zinthu zina zingatenge nthawi yaitali kuti muiwale.
Sankhani Njira Yoyenera Yochitira Zinthu Moona Mtima
Mmene mafaelo anu amakhudzira kulondola, mtengo, kusavuta kugwiritsa ntchito, ndi kuopsa kwa kuŵerengera. Njira zitatu zoyambirira ndi izi:
Kugwiritsa Ntchito Makompyuta a Msonkho
Programu ya msonkho (monga TurboTax, H&R Block, kapena Trax Act) imatsogolera inu mwa njira yobwerera . Imaŵerengera msonkho wanu, mapeseti a zolakwa, ndi kuyerekeza ndalama zopitira. Mapaketi ambiri amapereka makope a zopeka ku zobwerezapo zocholoŵa. Kwa 2023, programu ya IRS Free File a maprogramu ambiri operekera mapulogalamu a boma kwa anthu okhala ndi malipiro osinthanitsidwa kwambiri a $73,000 kapena ocheperapo. Kujambula kuli kolondola, ndipo mumalandira zobwezeredwa msanga (nthaŵi zambiri mkati mwa masiku 21). Pewani zolakwa zolembedwa pamanja ndipo kubwerera ndi kubwerera kwa maprogramulo ambiri.
Ankakana Kugwira Ntchito Yokonza Msonkho
Ngati mukuona kuti msonkho ndi wovuta kwambiri . Ngati muli ndi bizinesi, malo ambiri ochitira lendi, kapena ndalama za dziko lonse . Ndiyo Aunter (CPA), Enrolled Merrect (EA), kapena loya wa msonkho angakhale amtengo wapatali. Akatswiri amakhalabe pa lamulo la msonkho, kuchepetsa ndalama zokwezedwa, ndi kukuimirani pamaso pa IRS ngati kuli kofunika. Chenjezerani zitsimikizo (mge., PTIN, EA) ndi ndalama zolipirira. Opereka msonkhowo amachepetsedwa pomasunga nthaŵi ndi mtendere wa maganizo wakuti kubwererako n’kolondola.
Kuyenda pa Makalata
Pulogalamu ya papepala ndi yochedwa kwambiri, yolakwika kwambiri. Pokhapokha ngati mulibe Intaneti kapena kubwezera kosavuta, pewani. Mapepala amabwerera kwa miyezi yambiri kuti ayende bwino, ndipo zolakwa n’zofala. Ngati mufuna kuti mapepala alembedwe, jambulani kawiri foto ndi kusaina fomuyo; jambulani madeki onse ofunikira. IRS imatumiza mafomu ndi malangizo pa webusaiti yake.
Ganizirani za pulogalamu ya bungwe la IRS la Volugar Inhoote Tax Application (VITA) ngati mwapeza ndalama zokwana madola 60,000 kapena osakwana, muli ndi vuto, kapena simutha kulankhula Chingelezi.
Phunzitsani Kugwiritsa Ntchito Mapulogalamu a Msonkho
Ngati musankha kugwiritsa ntchito ifa, pulogalamu ya msonkho ikhoza kuchititsa kuti zinthu zizivuta.
- Kusintha kubwerera kwa chaka chatha - ziŵiya zambiri zimalola inu kuloŵetsa chidziŵitso mwachindunji kuchokera ku kubwerera kwanu kwa chaka chapita (PDF kapena akhawunti ya pa Intaneti). Zimenezi zimasunga nthaŵi ndi kuchepetsa zolakwa zoulutsira mawu.
- KWPUTSW-2s ndi 1099s [1] [1] - olemba ntchito ambiri ndi mabungwe a zachuma tsopano amatumiza chidziŵitso ku IRS ndi kulola kulowetsa m'programu yanu ya msonkho. Funsani bwana wanu ngati atengamo mbali m'programu yotumiza W-2.
- tsatirani njira yofunsa mafunso – kuyankha mafunso. Programu idzafanana ndi mayankho anu ndi ndalama zoyenerera ndi ngongole. Musadumpha zigawo mukumaganiza kuti simuyeneretsedwa; mungaphonye kanthu kena.
- Levner revience composol poset – musanatumizire, gwiritsirani ntchito kupima mapulogalamu. Maprogramu ambiri typos, kusoŵa chidziŵitso, kapena manambala osinthasintha.
- Ganizirani kuopsa kwa kuŵerengera [[FLT :1] -maphu ena amapereka chilikizo la kuŵerengera (m' lekuatiso, TurboTax Deficial Deficial , H&R Block Application Protection). Zimenezi zingathandize kwambiri ngati mubwerera.
Kugwiritsira ntchito pulogalamu ya kompyuta sikumakuchotserani udindo; muli ndi mlandu wotheratu chifukwa cha kulondola kwa kubwezera. Koma programu yokonzedwa bwino imachepetsa kuthekera kwa zolakwa zofala [1] zolakwa ndizo chochititsa cha IRS.
Muzisunga Msonkho M’kati mwa Chaka Chonse
Makampani amachepetsa ndalama zimene mumalipira msonkho, zimene zingachepetse ndalama zanu za msonkho kapena kuwonjezera ndalama zanu. Mfungulo ndi kudziŵa zimene mungachotse ndi kusunga zolembedwa zolondola. Okhoma msonkho ambiri angasankhe pakati pa ndalama zoikizidwa [ ngati mufuna ndalama zonse zimene mumawononga. Zinthu zimene mumapangazo zimaphatikizapo: $13,850 pa mafaelo amodzi mu 2023, $7,700 pa mapepala a ukwati pamodzi) ndi .
- [[ML:0] Chiwongola dzanja [[FT:1] pa nyumba yanu yoyamba kapena yachiŵiri (ndicho chifukwa cha ngongole).
- Kaundula ndi msonkho wa kumaloko (ndalama kapena kugulitsa + misonkho ya katundu yokwana $10,000 yophatikizidwa).
- Zopereka ku mabungwe oyenerera (kash, katundu, malo oyendetsera ntchito yodzipereka).
- [[FULT:0] Ndalama zowonongedwa [ kuposa 7.5% ya AGI yanu.
- Kutaikiridwa ndi kuba kuchokera ku kulengeza kwa boma masoka (pambuyo pa 2018, kokha m'tsoka lolengezedwa mwa pulezidenti).
Kwa anthu olembedwa ntchito, ndandanda ya kuchuluka kwa ndalama zimene amalemba: ndalama zochepetsera ofesi ya panyumba, kugwiritsa ntchito galimoto (masenti 65.5 pa kilomita imodzi mu 2023), zipangizo, ndalama zoyendetsera inshuwalansi, ndi zopereka za anthu opuma pantchito. Muzikhala ndi ndandanda ya ndalama za ma kilomita ndi kusunga malisiti a bizinesi pa bizinesi iliyonse. Malamulo a IRS pa ofesi ya panyumba ndi okhwima; malo ayenera kugwiritsidwa ntchito ndi kugwiridwa ntchito nthaŵi zonse pa bizinesi.
Chipangeni kukhala chizoloŵezi kusanthula ndi kutumiza malisiti mwezi ndi mwezi kugwiritsira ntchito ma apps onga Khirisimasi kapena Manible Bank . Kuyesayesa kwa chaka chino kumachotsa kuthamanga mu April ndi kukutsimikizirani kunyamula ndalama zonse zoikizidwa zovomerezedwa. Chonde kwa TERS Publication 535 (Zolipirira zamalonda) kaamba ka zinthu zodzigwirira ntchito.
Pezani Kaŵiri Mbali Zonse Musanaike Patsogolo
typo yosavuta ingachedwetse ndalama zimene mwagula, kuyambitsa chidziŵitso, kapena ngakhale kuŵerengera. Musanaike pansi / kapena kuponya m'envulopu yanu m'makalata /Vimbani zotsatirazi:
- Chidziŵitso chaumwini : Dzina, Nambala ya Social Security, ndi deti la kubadwa kwa inu ndi aliyense wodalira pa inu ayenera kulingana ndendende ndi zolembedwa za Social Administration . Zofanana zingatsutse kubwerera.
- Ziŵerengero zolandiridwa [1]: Yerekezerani ziŵerengero pa W-2 ndi 1099 ndi zimene munaloŵa. Gwiritsani ntchito IRS’s “Funani Chilembo” chiŵiya chotsimikizira kuti bwana wanu kapena wopereka ndalama anajambula ziŵerengero zolondola.
- Chidziŵitso cha akhawunti ya ku Banki : Ngati musankha kusunga malo anu apadera, cheketsani kutumiza kwanu ndi manambala a akhawunti. Choloŵa chosayenera chingatumize zotsala zanu kwa munthu wina.
- Malo ndi mangawa [1] : Onetsetsani kuti muli ndi chichirikizo pa chinthu chilichonse. Mwachitsanzo, ngati munena kuti Mulandira Msonkho wa Msonkho (EITC), tsimikizirani kuti mupeza ndalama ndi zofunika zokhaliramo.
- Saints : Mapepala amabwerera ayenera kusainidwa; ik-obd imafuna siginito (kugwiritsira ntchito chaka chanu chapita AGI kapena Phunzirani IRS).
Mutatsatira, mungagwiritse ntchito IRS2 Go Go App kapena “Kodi Ndingatani Kuti Ndiyambe Kulankhula?” chida cha IRS pa webusaiti ya IRS kuti muone malo a devending. Ngati mutapeza kulakwa pambuyo pokonza, jambulani pepala lobwerera kugwiritsa ntchito Masamu 1040-X. Ima kaye mpaka derend yayambitsidwa (pafupifupi milungu itatu ya ifa, yaitali kwambiri kuti ikhale pepala).
Fanizo Lofika Panthaŵi ndi Kupeŵa Kupatsidwa Malipoti
Lamulo lapadera: kukwaniritsa nthaŵi yoikizira zinthu. Ngati simutha kulemba pa April 15, pemphani kuti muwonjezereko pulogalamu yanu (Form 4868) pa deti loikiridwa. Zimenezi zimakupatsani kufikira October 15 kukonza kubwerera kwanu, koma osapereka ndalama [1]. Mukafuna kulipira ndalama, ganizirani zopereka monga pamtengo wa pa Intaneti kapena Dipatimenti ya Freclactive Confictive Confictive Conficial System (EFUTS).
Kwa okhoma msonkho okhala kapena kugwira ntchito kudziko lina, kufutukuka kwa miyezi iŵiri kodzifunira kulipo, koma chiwongola dzanja chidakalipo pa msonkho wosalipidwa. Ogwira ntchito m'magulu ankhondo angafune kuwonjezera. Nthaŵi zonse fufuzani webusaiti ya IRS kaamba ka masiku a nthaŵi ndi chithandizo cha tsoka.
Kukonzekera Chaka Chotsatira
Mukangolemba bukulo, musamalitse mpaka mutadzipangira chokumana nacho chabwino chaka chamaŵa.
- Kusinthani kubwezedwa kwanu kugwiritsira ntchito IRS T TB Comss Withing Estimator . Ngati munalandira farest yaikulu, mukupereka boma ndalama zachiwongola dzanja; ngati munakongola ndalama zambiri, mungakhale okhoza kulipira mochepera. Kaperekeni Kapangidwe Kaww-4 kwa bwana wanu kuti muwone ndalama zotengedwa kuchokera ku check.
- Manizirani ndalama za msonkho zoyerekezeredwa ngati muli ndi ntchito yanuyanu. Pandani kamodzi (April 15, June 15, January 15, 15 ya chaka chotsatira) kupeŵa chilango. Gwiritsirani ntchito 1040-ES kuŵerengera ndi kulipira pakompyuta.
- Kutsimikizira kusungidwa kwa zosungira chaka chonse. Chongani faelo (zathupi kapena za makono) kaamba ka zikalata za msonkho ndi kuwonjezera malisiti monga momwe mukuwapezera. Ma apulogalamu ambiri amalinganiza ndalama zowonongedwa ndi kugwirizanitsa ndi pulogalamu ya msonkho.
- [[FLT: 0] Khalanibe odziŵitsidwa za kusintha kwa malamulo a msonkho . Chikalata cha Tchess ndi Jobs Chile cha 2017 chinapanga masinthidwe aakulu a mbali imeneyo m'zaka zambiri; malamulo atsopano monga Intactiation Reduction Act amakhudzanso ngongole (m', kuwongolera kwa mphamvu za panyumba). Zikalata zolembedwa ku IRS email kukonza kapena kulemba kapepala IRS Newsroom.
- [[NT.0] Kugwirizana ndi maakaunti a kupuma pantchito . Zopereka ku ma IRA, 401(k), ndi SEP IRAS zingachepetse ndalama zanu zolipiridwa. Ngakhale ngati simungathe kukhala wamkulu, kuwonjezerapo kanthu kena kumachepetsa msonkho wanu ndi kuwonjezera ndalama zimene mumasunga.
Kuyamba mwamsanga, kukhala wolinganiza, ndi kugwiritsira ntchito zida zoyenera kumasintha kukonzekera msonkho kuchokera ku kuthamanga kwambiri ku ntchito yapachaka. Ngati muona kuti mwathedwa nzeru, musazengereze kufunafuna thandizo kwa katswiri wodziŵa bwino kapena kugwiritsira ntchito zinthu za IRS monga FILE Free Factor program, [[FLT:] programu [[FLT:]] , [[FLT:]] pulogalamu] ya , [[FLT] yopindulitsa, ikhoza kukonza misonkhoma yanu mwaufulu ndi mwachidaliro chaka chilichonse.