Misonkho Yokhoma Mtengo: Zolakwa Zofala Zoti Tisachite Monga Nzika

Kukhoma misonkho ndi udindo umene anthu ambiri a ku America amayang'anizana nawo chaka chilichonse. Njirayi ingakhale yovuta, ndi malamulo a msonkho, mitundu yambiri, ndi masiku otsatizana. Ngakhale kulakwa kochepa kungapangitse kuchedwa kubwezera ndalama, chilango, kapena kuŵerengera. Mwa kuzindikira mbuna zambiri ndi kuchita zinthu motsimikiza, mungapange motsimikiza.

Kusasunga Zolembedwa Zolondola

Chikalata choyenerera ndicho maziko a kubwezera msonkho kolondola. Popanda icho, mungakhale ndi ngozi ya kusoŵa ndalama, kusasimba ndalama, kapena kulephera kutsimikizira ngati IRS imakayikira kubwera kwanu.

  • Sungani malisiti pa zowonongedwa zonse zopinga. Makope akuthupi kapena a manambala a malisiti a ndalama zoperekera chithandizo, zowonongedwa za mankhwala, malonda, ndi zinthu zina zopimira. IRS imafuna kuti zikhale zolembedwa kaamba ka ndalama zoperekedwa zoposa $75 kaamba ka zopereka zothandizira opatsira.
  • Chikalata chonse chochokera ku ndalama. Zimenezi zimaphatikizapo malipiro, ntchito yofewa, kuthamanga, phindu, chiwongola dzanja, ndalama zolipira parendi, ndi ndalama zina zilizonse zimene mumalandira. Ngakhale ndalama zochepa za pa mapulatifomu monga Venmo kapena Pail ziyenera kusimbidwa.
  • Gwiritsirani ntchito programu yotsatsira kapena yoŵerengera. Kufufuza ndalama zanu chaka chonse kumapeputsa kwambiri nthaŵi ya msonkho. Ziŵiya zambiri zaulere kapena zotsika zingaperekeretu mabizinesi ndi kupanga malipoti.
  • Mabuku a Sunga kwa zaka zosachepera zitatu. Nthaŵi zambiri IRS ili ndi zaka zitatu zoŵerengera kubwerera kwanu. Makope a zobwezedwa zanu zolembedwa, zikalata zochirikiza, ndi malipiti a nyengo imeneyo.

Popanda zolembedwa zolinganizidwa, munganyalanyaze ndalama zazikulu monga chiwongola dzanja cha ngongole ya ngongole, misonkho ya katundu, kapena kusafuna kugula antchito (ngati kuli koyenera). Kusunga zolembedwa bwino kumakuthandizaninso kupeŵa kulakwa kwa manambala ongoyerekezera, amene angayambitse mbendera zofiira.

Maderere Osoŵa

Kuzengereza misonkho yanu kungatulukepo chilango ndi chikondwerero pa misonkho iriyonse yobwerekedwa. Nthaŵi yoikizira malamulo ya boma iri yoyambirira pa April 15, koma ikhoza kusiyanasiyana. Nkofunika kudziŵa madeti onse ofunika ndi kulinganiza mogwirizana ndi zimenezo.

  • Madeti ofunika pa kalendala yanu. Kuwonjezera pa deti la misonkho, tayani ndalama za msonkho zoyerekezeredwa masiku oyenera ngati muli ndi ntchito yanu kapena muli ndi ndalama zambiri zopezedwa popanda malipiro. Malipiro oyerekezeredwa ali oyenera pa 25 pa chigawo chimodzi (April 15, June 15, September 15, ndi January 15).
  • File yofutukula ngati kuli kofunika. Ngati simungathe kumaliza kubwerera kwanu ndi nthaŵi, kulembera 4868 kuti apemphe kufutukulidwa kwa mwezi 6. Komabe, kuwonjezera kumafutukula nthaŵi ya kujambula, osati nthaŵi yolipirira. Kuŵerengera msonkho wanu ndi kulipirira ndalama iliyonse yofunikira kupeŵera chilango chapanthaŵi yochedwa.
  • Yandikirani masiku a boma. Maboma ambiri atsatira nthaŵi yaunyinji ya boma, koma ena ali ndi madeti osiyana. Kayang'anitsitsani ndi bungwe lanu la boma la msonkho kuti mupeŵe zilango za mlingo wa boma.
  • Manda a zikumbutso kaamba ka zopereka zomalizira. Zopereka ku IRAs ndi Savers akhawunti za Health (HS) zingapangidwe kufikira deti la misonkho ndi kuŵerengerabe kaamba ka chaka chapita. Don's johvwa mpata umenewu.

Kusamala kwambiri pakalendala kungakutetezeni ku malipiro osafunika ndi kupsinjika maganizo.

Kulemba Malipiro Molakwika

Kulephera kusimba zonse zimene amapeza kungabweretse mavuto aakulu, kuphatikizapo kuŵerengera, chilango, ndi chiwongola dzanja. IRS imalandira makope a W-2, 1099, ndi chidziŵitso china, ndipo madongosolo awo amayang'anira kubwerera kwanu motsutsana ndi mafomu amenewo. Madispanci angachititse chidziŵitso kapena kuŵerengera.

  • Kambani ndalama zonse, ngakhale zikhale zazing'ono motani. Zimenezi zimaphatikizapo ntchito zina (kubwezera ku Uber, kupuma, kukhala ndi chiweto), phindu la ndalama, chiwongola dzanja cha ku banki, kupambana mpikisano, ndi mphotho. Palibe njira yochepetsera yoperekera ndalama zimene munthu amapeza.
  • Gwiritsirani ntchito Form 1099-NEC pa malipiro aulere. [[FT:1] Ngati munalandira $600 kapena kuposa kuchokera kwa sitesi, muyenera kulandira 1099-NEC. Ngakhale ngati simunalandire fomuyo, mumafunikabe kupereka lipoti la ndalama. Muyenera kusungitsa makope anu a malipiro amene alandiridwa.
  • Ndalama za 'active wilds projects . IRS tsopano imafuna kuti muyankhe funso lokhudza zinthu za magetsi (machenjera, NFT) pa kubwezedwa kwanu msonkho. Kugulitsa, kusinthana, kapena kutaya katundu wamakono ndizo zochitika zokhometsa msonkho. Kusunga ndandanda ya malonda.
  • Musaiwale Malo 1099-INT kapena 1099-UNIV. Mabanki ndi mafashoni amatumiza mafomu ameneŵa kaamba ka chiwongola dzanja ndi mapindu opezedwa. Ngakhale ngati ndalamazo zili zochepa, ziyenera kusimbidwa. Maboma ambiri amafunanso kuti munene chiwongola dzanja ndi chiwongola dzanja cha mzinda.

Chinsinsi chake nchakuti munenetse. Cholakwa chachibadwa ndicho kuganiza kuti ndalama zolipidwa kapena ndalama zochepa sizifunikira kuchitiridwa lipoti. IRS ili ndi zipangizo zodziŵira ndalama zimene simunazinene, choncho kuonekera kwa maso nthaŵi zonse kuli lamulo labwino.

Kuyang’ana Mabuku ndi Zilango

Kumvetsa zimene munganene kuti n’zofunika kwambiri kungachepetse kwambiri msonkho wanu kapena kuwonjezera ndalama zimene mumalipira.

Zophophonya Zofala

  • Ndalama zandalama zandalama zandalama. Mungapereke ndalama zokwana $2,500 ya chiwongola dzanja pa ngongole za ophunzira oyeneretsedwa, ngakhale ngati simunaike zinthu.
  • Ndalama zowonongedwa ndi mano. Ngati zipitirira 7.5% ya ndalama zanu zosinthidwa (AGI), zowonjezerekazo n’zosatheka (zonena za malire). Izi zimaphatikizapo ndalama zowonongedwa, zopanda mtengo wa pepala, ndi njira zina.
  • Zopereka za pa kampani ya zachuma. Ochuluka a okhoma msonkho amene sapereka ndalama tsopano angachotse $300 (yokha) kapena $600 (yogwirizana pamodzi) m'zopereka zapamwamba pa zoikizira zoyenerera (chaka cha 2023 ndi cha asana).
  • Kafukufuku ndi misonkho ya kumaloko (SALT). Mungapereke mpaka $10,000 ($50,000 ngati muli pabanja) ya boma ndi ndalama za kumaloko, malonda, ndi misonkho ya katundu.
  • Zopereka zoperekedwa. Zopereka ku IRA ndi HS monga momwe zili zopitirizidwa, kuchepetsa malipiro anu osintha.

Kaŵirikaŵiri Anthu Amaphonya Miyalo

  • Ufulu wa kulipira msonkho wopezedwa (ETC). Ufulu umenewu ndi wa antchito otsika kwa ogwira ntchito olandira moyenerera. N’ngofunika, kutanthauza kuti mungabweze ndalama ngakhale ngati simuli ndi ngongole. Opereka msonkho ambiri oyenerera amalephera kuitenga.
  • [[FLT: 0] Throughts ya ana (CTC). Makolo angayenerere kufikira $2,000 pa mwana aliyense woyeneretsedwa (mogonjera ku malipiro). Thandizolo limaŵerengedwa mwapang'ono.
  • Mwana ndi Directer Care Creence. Ngati mukhala ndi malipiro a mwana wa zaka 13 kapena wopunduka kotero kuti mukhoza kugwira ntchito kapena kufunafuna ntchito, mungayenerere kaamba ka mtengo wa ngongole kufikira $3,000 kwa munthu mmodzi kapena $6,000 kwa aŵiri kapena kuposapo.
  • [[FLT: 0] Throughtion . The American Opportunity Credit (kufikira $2,500 pa wophunzira aliyense) ndi Lifetime Learning Credit (kufikira $2,000 kubwerera kulikonse) zingachepetse ndalama ndi ndalama zolipidwa. Mukhoza kugula mmodzi pa chaka.
  • Premium Through Treasure . Ngati munagula inshuwalansi ya zaumoyo ku Msika, mukhoza kuyenerera kaamba ka ngongole imene imachepetsa ndalama zanu za mwezi ndi mwezi. File Form 8962 kugwirizanitsa malipiro apamwamba.

Kuti mupewe kusowa ndalama zogulira msonkho, muzigwiritsa ntchito pulogalamu yokonza zinthu za msonkho imene ingakuthandizeni kufunsa mafunso, kapena muzifufuza buku la IRS Publication 17 kuti mudziwe zambiri.

Kumvetsera Nkhani Zaumwini Zolakwika

Kulakwitsa pa nkhani zikuluzikulu za munthuwe kungapangitse kuti muchedwe kubwezera kapena kukambirana ndi nambala ya Social Security (IRS) imafanana ndi mayina ndi manambala a anthu (SN) potsutsana ndi zolembera zawo. Kusiyana kungachititse kuti mubwerere mokanidwa kapena kuti mukhale ndi cholinga chobwerera.

  • [[FLT: 0] Kutsimikizira manambala a Kayendedwe ka Anthu. Kutsimikizira kuti SSN yanu ndi a mnzanu wa muukwati ndi odalirana anu aloŵa bwino. DVD imodzi yokha ingachititse mavuto. Onani khadi lanu la Social Security ngati simukudziŵa.
  • [[FLT: 0] Maina a chisudzulo alingana ndi khadi lanu la Social Security. Ngati dzina lanu lasintha (m., chifukwa cha ukwati kapena chisudzulo), liwonjezereni ndi Social Security Administration musanalembe. Dzina la kubwerera kwanu kwa msonkho liyenera kufanana ndi lija la pa konso.
  • Makoswe-okha odalira . Ngati mufuna kukhala ndi gulu lodalira, SS yawo iyenera kuphatikizidwa. Kwa ana obadwa kumene, gwiritsirani ntchito SSN mwamsanga monga momwe kungathekere. Kwa ana olera, gwiritsirani ntchito Reamotion Teaxis Identification Nambala (ATIN) ngati SSN yatsala.
  • Moyenerera loŵetsani manambala a akaunti ya banki kaamba ka ndalama zachindunji. Ngati muyembekezera ndalama ndi kusankha ndalama zachindunji, tsimikizirani kutsatsa kwanu ndi manambala a maakhawunti. Kulakwa kungatumize nambala yanu ku akhawunti yolakwika kapena kupangitsa pepala kuchedwa.

Kupeza mphindi zingapo zobwereza nkhani zaumwini kungapeŵe kugwiritsidwa mwala kwa milungu ingapo.

Kusafunafuna Chithandizo cha Akatswiri

Pamene kuli kwakuti okhoma misonkho ambiri amasunga bwino zobwezera zawo pogwiritsira ntchito pulogalamu ya pulogalamu, mikhalidwe ina njovuta kwambiri kapena yokwera kwambiri kuisamalira okha. Kulephera kuzindikira pamene mufunikira chithandizo cha akatswiri kuli kulakwa kwachibadwa.

  • Kugwira ntchito modzikweza kapena kukhala ndi bizinesi. Ngati ndinu wofera, propiteriyo yekha, kapena ali ndi LLC, mkhalidwe wanu wa msonkho umaphatikizapo msonkho wa ntchito zanu, ndalama zoyerekezeredwa, ndi ndalama zoikizidwa ndi za bizinesi. CPA kapena wolembetsa angakuthandizeni kuyendetsa malamulo ameneŵa ndi kuwonjezera pa zimene mufunikira.
  • Masinthidwe a moyo. Ukwati, chisudzulo, imfa ya mnzawo wamuukwati, kukhala ndi mwana, kugula nyumba, kapena kulandira choloŵa zonsezo zingayambukire misonkho yanu. Katswiri angapereke uphungu pa malo abwino koposa, zikalata za kudalirana, ndi ziyambukiro za msonkho.
  • Ndalama zopezedwa kapena zinthu za lendi. Kupindula kwa matalente, kutayika, malamulo a ntchito, ndi kukwera kwa mtengo kumafunikira kusamalira mosamalitsa. Zolakwa m'derali zingakhale zokwera mtengo.
  • Kufufuza kampani ya IRS . Ngati mutalandira chidziŵitso cha IRS, katswiri wa msonkho angakuimireni ndi kuyankha moyenerera. Kuyesa kuchita ndi iko kokha kungatsogolere ku zolakwa zimene zimaipitsiratu mkhalidwewo.
  • Maganizo a msonkho padziko lonse. Ngati mumakhala kudziko lina, ngati muli ndi maakaunti akunja, kapena ngati muli nzika ziŵiri, muli ndi zofunika zowonjezereka zochitira lipoti (FBAR, FATCA). Zimenezi nzovuta kwambiri ndipo zasiyidwa kwa akatswiri.

Kufufuza chithandizo cha akatswiri kungakuthandizeni kuteteza ndalama potsirizira pake mwa kuteteza zolakwa ndi kudziŵa ndalama zimene mungaphonye.

Kulephera Kupenda Kubwerera Kwanu Musanagonje

Kupereka ndalama zanu za msonkho popanda kupenda mosamalitsa kuli ngati kutumiza kalata popanda kuyang'ana adresi. Zolakwa zazing'ono zingatsogolere ku kuchedwa, kuchepetsa zobwezedwa, kapena macheke. Mukhale ndi nthaŵi yopenda ndandanda iliyonse musanamenye "e-ifayili".

  • Secreck kuphophonya kwa masamu. Pamene kuli kwakuti pulogalamu ya msonkho imakhala yoŵerengeredwa, kuli bwino kutsimikizira manambala a makiyi, makamaka ngati mupanga masinthidwe a m'mabuku. Kutsimikizira kuti ndandanda ndi madesiki zikufanana.
  • Mafomu onse akwanira ndi kusainidwa. Indagila ya kompyuta imafuna sigineji ya foni pogwiritsa ntchito AGI kapena PIN yanu ya chaka chapita. Mapepala ayenera kusainidwa ndi kugawidwa. Musaiwale kugwirizanitsa madeti ofunika (m'b., Sheymage C, D, E).
  • Onani "Mfundo" chigawo. Kodi malo anu otsikira kapena kulinganizika koyenera kuwoneka kukhala oyenera? Ngati ayi, fufuzani. Zophophonya zofala zimaphatikizapo kuloŵa mumkhalidwe wolakwika wa ndandanda (m'b., "Ifead of Beily" pamene mukuyenerera "BWALE" kapena kutchula molakwa odalira pa ena.
  • Gwiritsirani ntchito "robot check" mbali mu pulogalamu. [[FT:1] Mapulogalamu ambiri amayendera okha. Muzimvetsera machenjezo ndi kutsimikizira kuti pali zinthu zotsatizana musanazipereke.
  • Kuŵerengani mosamalitsa kubwerera kwanu musanawone. Okhoma msonkho ambiri amathamangira ku sitepe yomaliza. printa kope kapena gwiritsirani ntchito mbali ya kutsogolo kuyang'ana ngati pali zotsala kapena zolekanitsidwa.

Kupenda mosamalitsa kungapeze zolakwa monga W-2, AGI yolakwika yogwiritsiridwa ntchito kutsimikizira, kapena sigini yoiwalika. Kugwiritsira ntchito mphindi 15 zowonjezereka kungasungitse kulemberana makalata ndi IRS kwa miyezi ingapo.

Kulakwitsa Masamu

Ngakhale mutachita pulogalamu ya msonkho, masamu angachitike ngati mwalemba manambala kuchokera m'ma 1099, W-2, kapena mafomu ena.

  • Mapepala osakaniza ndi zikalata za m'manyuzi. Yerekezerani nambala iliyonse imene mwalemba ndi mapepala. Samalani ndi mabokosi amene savuta kusokonezeka (m., Bokosi 1 v. Box 3 pa W-2).
  • Gwiritsirani ntchito pulogalamu ya msonkho. Ngati bwana wanu kapena banki yanu imapereka kugulitsa kwachindunji kwa mafomu a msonkho, gwiritsirani ntchito.
  • [[MLT: 0] Machinga a mapepala ochirikiza. Ngati muŵerengera ndalama kapena ngongole mwachiphamaso, pendani masamu anu. Kulakwika kosavuta kungachititse chiwiringi.
  • Chenjerani ndi nkhani zozungulira. IRS imalola kuzungulira dola yapafupi. Ngati musankha kuzungulira, khalani: thunthu lonse kapena osaphatikizapo.

Kupeza nthawi yotsimikizira kuti masamuwo ndi olondola kumathandiza kuti anthu asamalemberane makalata.

Kusankha Mkhalidwe Wolakwika

Malo anu oikizira msonkho amayambukira mtengo wa msonkho, kuchepetsedwa kwa ndalama zimene mumalipira, ndi kuyenerera kwa ngongole zina ndi zina. Kusankha mkhalidwe woipa nkolakwika modabwitsa.

  • Pansi pa malo asanu: Umbeta, Kukwatira, Kukwatira Kwapatuka, Mutu wa Banja, ndi Qualifing Survivivive Spoir Special . Iliyonse iri ndi zofunika zenizeni.
  • Kutentha kwa Banja. Mkhalidwe umenewu umapereka ndalama zoikidwiratu zopitira patsogolo kuposa Umbeta, koma muyenera kukwaniritsa zizoloŵezi zina: kukhala wosakwatira pamapeto a chaka, kulipira zoposa theka la mtengo wa kusamalira nyumba, ndi kukhala ndi munthu woyeneretsedwa wokhala nanu koposa theka la chaka. Opereka opereka osonkhetsa msonkho ambiri olakwika monga Osakwatira.
  • Kugaŵanitsa. Nthaŵi zina zimenezi zingachepetse msonkho wanu, koma kaŵirikaŵiri zimatulukapo kukwera kwa ndalama ndi kutaya ngongole. Kungakhale kopindulitsa ngati mufuna kusiyanitsa choipsa kapena ngati mmodzi ali ndi ndalama zambiri za mankhwala.
  • Qualifing Surviviviving Moning. Ngati mnzanuyo anamwalira zaka ziŵiri zapitazo ndipo muli ndi mwana wodalira pa inu, mukhoza kugwiritsira ntchito mkhalidwe umenewu pa mlingo wotsika wa msonkho.
  • Malamulo odalirana. Malonda anu angasinthe malinga ndi amene munganene kuti ndi wodalira. Obwereza IRS Publication 501 kaamba ka malamulo atsatanetsatane.

Gwiritsani ntchito Mthandizi wa Msonkho wa IRS kapena funsani katswiri ngati simukudziŵa kuti ndi lamulo liti limene limakhudza inuyo.

Kunyalanyaza Zifuno za Boma ndi za Msonkho Wakumaloko

Maboma onse ali ndi malamulo awo a msonkho, malamulo a masiku ake, ndi mitundu yake. Kuwonjezera apo, mizinda ina ndi magawo amakakamiza anthu kupereka misonkho ya ndalama zimene amapeza m’dzikolo.

  • [[FLT: 0] Kufufuza malamulo anu a msonkho wa boma. Maiko ena alibe msonkho wa ndalama (mlongo, Florida, Texas), pamene ena ali ndi mlingo wophwatalala kapena madoketi opita patsogolo. Dziŵani malamulo anu okhala ndi malo ndi kaya mungafunikire kujambula m'maboma ambiri (m.g., ngati mumagwira ntchito m’chigawo chimodzi ndi kukhala mu china).
  • state imabwerera ngakhale ngati muli ndi ngongole. Mungafunikirebe kulemba makope kuti mupeze ngongole zobwezedwa kapena kupereka lipoti la ndalama zimene sizingabwezeredwe pa mlingo wa boma koma zolipiridwa pamlingo wa boma.
  • Seŵetsani zofunika za msonkho wakumaloko. Matauni onga New York City, Philadelphia, ndi ambiri mu Ohio amaika misonkho ya ndalama za kumaloko. Ngati mugwira ntchito kapena mukukhala m'dziko lotero, mungafunikire kulembamo kubwerera kwa kumaloko.
  • Seŵererani zinthu za boma . Makampani ambiri a boma a msonkho ali ndi mawebusaiti okhala ndi mafomu, malangizo, ndi FAQ. Tchulani madipatimenti a boma lanu a pepala la ndalama.
  • Yandikirani masiku a boma. Pamene ambiri akufanana ndi nthaŵi yaunyinji ya boma, ena ali ndi madeti osiyana chifukwa cha maholide a boma. Kayang'anitsitsani chaka chilichonse kupeŵa kutsatizana.

Kulephera kukonza kapena kukonza zinthu molakwika ndiponso kulipira misonkho ya m’dzikolo kungachititse kuti mulandire chilango, mupeze chiwongola dzanja, ndipo ngakhale kulipira ndalama zolipirira.

Zolakwa Zina Zofala

Kunyalanyaza Zopereka za Kupuma Pantchito

Zopereka ku IRA ndi HS monga zingapangidwe kufikira pa nthaŵi yoikizira msonkho. Okhoma misonkho ambiri amaiŵala kugwiritsira ntchito mwaŵi umenewu kuchepetsa ndalama zawo zokhomedwa. Ngakhale ngati simunapereke pa chaka, mungakhale ndi zopereka kufikira April 15 ku kupereka chopereka chaka chisanafike. Owonani kuti musonyeza chaka cholondola cha msonkho popereka.

Kusamvetsetsa

Kulephera kuwongolera msonkho wanu chaka chonse kungatsogolere ku kulinganiza kwakukulu pa nthaŵi ya kukonza kapena parefound (imene ikutanthauza kuti munapatsa boma ngongole yachiwongola dzanja). Ngati muona kusintha kwakukulu kwa moyo wanu kapena muli ndi ntchito zambiri, gwiritsirani ntchito IRS Teach Wistem Exentimator kuyang'anira ndi kutumiza Malo atsopano W-4 kwa bwana wanu.

Kuiŵala Kusaina ndi Tsiku

Ichi chikuwoneka kukhala choyenera, koma chaka chirichonse IRS imakana zikwizikwi za zobwezera chifukwa chakuti sizikulembedwa. Ngati jambulani pakompyuta, muyenera kutsimikizira ndi AGI kapena PIN yanu ya chaka chapita. Ngati mulemba pepala, sayina ndi deti. Kuti abwezenso, onse aŵiriwo ayenera kusaina.

Kusakhala ndi Kope

Mukafuna kutumiza ndalama, muzifunsira ngongole kapena muzipereka pepala lodziŵitsa kuti mulembe ndalama zimene mukufuna kulipira.

Kuyendetsa Molakwa Chuma ndi Kudzidalira

Antchito ambiri amalakwitsa poona ndalama zawo monga ndalama zochitira zinthu zina zapamtima kapena kulephera kusimba zonse. Ngati mupeza ndalama kuchokera ku kuyendetsa galimoto, kugula zinthu, kapena kugulitsa zinthu pa Intaneti, kaŵirikaŵiri zimaonedwa kukhala ndalama zopezera ntchito paokha ndipo zimapatsidwa msonkho wa ntchito zaumwini (Chisungiko ndi Medicare). Muyenera kulemba Shedynal C ndi SE. Muyenera kusunga ndandanda ya ndalama zimene mumalandira ndi kugula.

Kumaliza

Kupeŵa zolakwa zofala zimenezi kungakuthandizeni kukonza bwino misonkho yanu. Mfungulo ndiyo kukhala yakhama: Kusunga zolembera zolinganizidwa, kumvetsetsa malamulo, kugwiritsira ntchito software yodalirika ya msonkho kapena katswiri pamene kuli kofunika, ndipo nthaŵi zonse pendani kubwerera kwanu musanagonje. Mwakuchita masitepewa, mungayendetse njira za msonkho ndi chidaliro, kuchepetsa zolakwa, ndi kupeŵa chilango zokwera mtengo. Kuŵerenganso, fufuzani kwa akuluakulu a boma [[[FLT:]] khomo, cheketsani [[FLT:], fufuzani [[FLT:]] kutumiza [malangizo ofunika kwambiri kwa makampani anu a za ndalama zopereka msonkho.