Kuŵerengera mitundu ya msonkho imene imagwira ntchito pa mkhalidwe wanu ndi kumvetsetsa zotulukapo za kuphonya pa nthaŵi yoikika, mapu a msewu owonekera bwino ngofunika.

Kumvetsa Mtundu wa Msonkho: Maziko a Malipoti Olondola

Mafomuwo amadalira malo amene mumalipirira ndalama zimene mwalandira, zimene mumapeza, ndiponso ndalama zimene mumapeza.

Mtundu Wamsonkho Wofunika kwa Munthu Aliyense

Ku United States, bungwe la IRS limagwiritsa ntchito njira zochitira lipoti ndalama zimene amapeza.

  • FORm 1040[[FLT :1] - Kubwerera kwa msonkho kwa munthu aliyense. Okhoma msonkho ambiri amagwiritsira ntchito mtundu umenewu kapena kusiyanasiyana kwake (1040-SR kwa achikulire). Kumakopa ndalama zanu zonse, kusintha, ngongole, ndi misonkho yofunikira.
  • FORm 1040-ES – igwiritsiridwa ntchito kupangira ndalama za msonkho zoyerekezeredwa ngati muli ndi ntchito yanuyanu kapena ngati muli ndi ndalama zimene simukulephera kuchotsa.
  • FORm 1040-X [1] – kubwerera kopakidwa kumbuyo kuti akonze zolakwa pa malo oikidwapo 1040.

Mitundu Yobwererapo ya Nkhani Yomwe Muyenera Kudziŵa

Mafomu amenewa amaperekedwa ndi mabwana, mabungwe a zachuma, ndiponso anthu ena amene amalipira ndalama.

  • W-2[[FLT ] -Malipoti , malipiro, ndi misonkho yopimidwa. Bwana wanu ayenera kutumiza zimenezi pofika January 31.
  • 1099-neC [FLT :1] – Malipoti a kusagwira ntchito kwa opatula ndi omanga odziimira paokha.
  • -INT [FLT ] – Lipoti la chiwongola dzanja kuchokera ku mabanki kapena maakaunti a maakaunti a akhawunti.
  • 1099-div – Malipoti amapindula ndi kugaŵira kwa malikulu.
  • 1099-G [[FLT ] -Kupereka Malipoti a ulova, ndalama za msonkho wa boma, ndi malipiro ena a boma.
  • 1099-MISC [1] --ASP , -SP

Mafomu a Kudzidalira ndi Mabizinesi

Ngati muli ndi bizinesi yaing’ono kapena kugwira ntchito monga womanga wodziimira, mosakayikira mudzafunikira mandandanda owonjezereka:

  • Cuffele C [[FLT ] – Malipoti a phindu kapena kutaikiridwa kuchokera ku proproprofitaship.
  • [[ML:0] Kukongola SE – kumawerengera msonkho wa ntchito zaumwini za Kayendedwe ka Anthu ndi Medicare.
  • Cuffele K [1] - – Lipoza ndalama zanu, zochepetsedwa, ndi ngongole kuchokera ku kugwirizana, makampani, malo, kapena thango.

Mafomu a Msonkho

Maboma ambiri amafunanso kubwezeredwa msonkho wa ndalama. Mayiko ena ali ndi msonkho wathyathyathya, pamene ena amaliza mabuloketi. Mayiko angapo . . . . . . . . . . Nevada, South Dakota, Texas, Washington , Washington , . Ndi kampani ya boma yanu ya ndalama zoyendetsera ndi malamulo otsatizana.

Mmene Mungakhome Misonkho: Njira Zochitira Zinthu Zabwino Kwambiri

Mabungwe a za msonkho a IRS ndi a boma amapereka njira zingapo zolipirira, iliyonse ili ndi mapindu ake ndi masinthidwe ake.

Njira Zoperekera Zinthu pa Intaneti

Kulipira ndalama pa magetsi ndiko njira yofulumira, yotetezereka koposa, ndipo kumapereka chitsimikizo cha mwamsanga.

  • IS PORY IS NTHAWI YANTHAWILE [1] – utumiki waulere umene umakulolani kulipira mwachindunji ku kuyang'ana kapena kusungitsa ndalama. Mukhoza kulinganiza zolipirira masiku 365 asanafike.
  • [[FLT: 0] . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
  • MPHAMBIRI MPHAMBIRI YA PA INTANETI -Kulolani kuwona kulinganizika kwanu, kupanga malipiro, kapena kukhazikitsa makonzedwe a kulipitsa. Mukhozanso kulipirira khadi la ngongole kapena lakuba mwa oyendetsa magawo achitatu ololedwa (malipiro oyenerera).
  • Same-Day cingo [1] ---act ... -at , ya malipiro aakulu, ofulumira, mungagwiritsire ntchito Federal TCP Coonnection Service (FTCS) ya mawaya. Pitani ku banki yanu kaamba ka malangizo ndi chidziŵitso cha IRS.

Kupereka Ndalama Mwakuyendera Kayeso Kapena Mwadongosolo

Ngakhale kuti tsopano n’zosafala, anthu ambiri okhoma misonkho amakondabe macheke a mapepala.

  • Konzani chekecho kwa “United States Treasury” (kapena dzina la ofesi ya boma lanu ya msonkho).
  • Lembani nambala yanu ya Social Security, nambala ya foni ya masana, ndi chaka cha msonkho ndi kupanga nambala (m’chitsanzo, “2024 Fir 1040”) pa layini ya pulogalamu.
  • Mukhoza kulemba kalata ya m’buku la malangizo a msonkho kapena fufuzani pawebusaiti ya IRS kuti mupeze adiresi yoyenera pa maadiresi otumizira makalata.
  • Tumizani chekecho nthaŵi isanakwane kuti mupeŵe kuchedwa kutumiza makalata. makalata otsimikiziridwa avomerezedwa kaamba ka umboni wa lisiti.

Kupereka Malo Olipira ku Ngongole ndi Kadi la Debit

IRS imalandira malipiro kudzera ku Visa, Mastercard, American Express, ndi Discover kupyolera mwa okonza makampani ololedwa. Wokonza aliyense amalipira ndalama zothandizira (mofala 1.85% mpaka 2.0% ya ndalama zolipirira). Ndalama za msonkho ndi zoperekedwa monga ndalama zamtengo wosiyanasiyana. Dziŵani kuti kugwiritsira ntchito khadi la ngongole kungabweretsenso chiwongola dzanja kapena malipiro kwa wopereka khadi wanu.

Kulipira m’Zoikidwa: Zolinganiza za Kupereka

Ngati simungathe kulipira ndalama zonse za msonkho pa nthawi imene mukufunika kupereka, mungapemphe pangano limodzi ndi pepalalo pang’ono.

  • Pulani ya malipiro anthaŵi zonse ---- $1000,000 . Masiku 180. Palibe malipiro, koma chiwongola dzanja ndi chilango zikupitirizabe kuwonjezereka.
  • Pulani ya malipiro anthaŵi yaitali (chipangano chogwirizana) [1] [1] [1] [1] Kuwonda pa K5,000. Patsani mwezi ndi mwezi. Ndalama yoikidwiratu imagwira ntchito ($31-$225 malinga ndi ndalama zimene mumalandira ndi ngati mulembetsa pa Intaneti).
  • Pangano la ndalama zambiri [[FLT :1] – kwa okhoma msonkho amene sangakhoze kulipira ndalama zokwanira. Amafuna kuulula mwatsatanetsatane za ndalama.

Mungalembenso mafomu a maaudiresi a msonkho pa Intaneti pogwiritsa ntchito bungwe loona za misonkho la Online Prepeasurence Agreement.

Kugwiritsa Ntchito Madokotala a Msonkho

A CPA ambiri ndi anthu amene amalembetsa ndalama zawo angakuthandizeninso kulipira ndalama pa Intaneti kapena kukonza mapangano a ndalama zimene mungapereke.

Kuzindikira Msonkho ndi Mmene Mungawapeŵere

Zina mwa zilango zimenezi zimachuluka mofulumira ndipo zingawonjezeredwe mwamsanga chifukwa chodziwa kuti zimene zimayambitsa zimenezi ndizo njira yoyamba yopewera chilango.

Kulephera Kuledzeretsedwa

Ngati simumalemba deti loyenera (kuphatikizapo kuwonjezera), IRS imalamula 5% ya msonkho wosalipidwa wa mwezi uliwonse kapena mwezi umodzi kubwera kwanu kwachedwa, kufika 25%. Ngati kubweranso kwanu kwafika masiku oposa 60 kuchedwa, chilango chochepera ndicho ndalama zochepera pa $45 kapena 100% za msonkho wosalipidwa. Msonkho umenewu ndi umodzi wa msonkho wopeŵedwa kwambiri(mawonekedwe anthaŵi yake) ngakhale ngati simungathe kulipira.

Kulephera Kulipira Malipiro

Ngati mupalasa mafashoni pa nthaŵi yake koma simulipi ndalama zokwanira, IRS imalipira 0.5% ya msonkho wosalipidwa mwezi uliwonse, kufika 25% ya chiwonkhetso. Chiweruzo chimatsika kufika pa 0.25% mwezi pa pangano lovomerezedwa. Chilango chimenechi nchosiyana ndi chilango cha madeko, koma onse aŵiri angagwire ntchito panthaŵi imodzi.

Malipiro Operekedwa Pomalizira Pake

Ngati zilango zonse ziŵiri zikugwira ntchito mwezi umodzi, kulephera kukafika ku fayela kumachepetsedwa ndi kulephera kulipira mwezi umenewo. Choncho mwezi woyamba pambuyo pa nthawi yoikizira, mungapereke 4.5%% (5% - 0.5%) chifukwa cha chilango chobwezera ndi 0.5% pa chilango cha malipiro, pa chiwonkhetso cha 5%. Ngati mulemba masiku 60 kuchedwa, chilango chochepa chimagwira ntchito m’malo mwa kuŵerengera peresenti.

Kuwazenga Molongosoka

Ngati IRS yatsimikiza kuti mumalipira msonkho wochepa chifukwa cha kunyalanyaza kapena kulephera kulipira ndalama zambiri, mungalandire chilango cha 20 peresenti ya malipiro otsika. Zimenezi zingagwirenso ntchito ngati mufuna ndalama zochepetsedwa kapena zobwereketsa popanda chifukwa chomveka.

Kupatsidwa Msonkho Molingalirika

Ngati muli ndi ntchito zanu zokha kapena muli ndi ndalama zambiri zosalembedwa, mungafunikire kulipira ndalama za msonkho zoyerekezeredwa ndi 25 peresenti. Kulephera kulipira ndalama zokwanira chaka chonse kungatulukepo chilango, ngakhale ngati mukhoza kupereka chiwombolo chonse pa April 15. Chilangocho nchachifupi ndi 3%, chogawidwa tsiku ndi tsiku. Mukhoza kupeŵa zimenezi mwa kugwiritsira ntchito njira ya IRS ya “malipiro monga ngati ungo": kaya kuwonjezera malipiro kapena kulipira ndalama pa nthaŵi yake yoyerekezeredwa ndi mafomu 1040-E.

Zochita za Chidwi

Chiwongola dzanja chimawonjezereka pa msonkho uliwonse wosalipidwa kuchokera ku deti loyambirira kufikira deti limene mumalipira. Mlingowo umaikidwa kamodzi pa theka, pakali pano mlingo wachidule wa boma ndi 3%. Chifuniro sichili chilango . N’chofunika kungobwereka ndalama ku boma . Koma chimawonjezera mofulumira.

Chilango cha Apandu Kaamba ka Msonkho

Kulephera dala kulemba chobwezera, kupereka chidziŵitso, kapena kukhoma msonkho kungatsogolere ku mlandu. Kuzengedwa kwa msonkho (m’chenicheni kulengeza ndalama zimene amapeza kapena kuchepetsa ndalama) kuli chilango cholakwa cha ndalama zokwana $1500,000 pa makampani) ndi kumangidwa kwa zaka zisanu. Zilango zachinyengo za boma sizidzayang'anizana ndi milandu yaupandu, koma kuzindikira kuwopsa kwake kumalimbikitsa kugonjera.

Malangizo Othandiza pa Msonkho Wofunika Kwambiri

Mwa kukonzekera pang’ono, mungakhoze kuwongolera njira yonseyo ndi kuchepetsa ngozi ya zolakwa kapena chilango.

Sungani Zolembera za Chaka Cholinganizidwa

Kusunga zolembalemba ndi njira imodzi yothandiza kwambiri popewa kulipira msonkho.

  • W-2s, 1099, ndi ndalama zimene amapeza
  • Makalata oŵerengera ndalama zolipirira mankhwala (mapepala a zachipatala, zopereka zothandizira anthu ovutika, ndi ndalama zowonongedwa pa bizinesi)
  • Kupereka maakaunti a kubanki ndi a zachuma kumasonyeza chikondwerero ndi mapindu
  • Malipoti a misonkho yoyerekezeredwa
  • Chaka chisanakwane ndalama zoperekera msonkho

Gwiritsirani ntchito ntchito yosunga mtambo kapena kabati yopatulidwa.

Zikumbutso za Malamulo Aakulu Okha

Chaka chilichonse cha misonkho chili ndi masiku ofunika kwambiri:

  • January 31 – Olemba ntchito ndi olipira ayenera kutumiza W-2 ndi 1099.
  • Pa April 15 – Munthu aliyense payekha amabwezerera msonkho ndi kulinganiza kulikonse kofunikira. Ngati tsiku limenelo likhala pa holide kapena kumapeto kwa mlungu, nthaŵi ya kuikidwiratu ikupita ku tsiku lotsatira la bizinesi.
  • June 15 – Malipiro achiŵiri oyerekezeredwa a msonkho ali oyenera kaamba ka anthu odzigwirira ntchito.
  • September 15 – Chachitatu anayerekezera kulipirira msonkho.
  • October 15 – nthaŵi yoikidwiratu ya kutsatiridwa kwa awo amene anasunga Manda 4868 pa April 15.

Masewero a pakalenda, mapulogalamu a msonkho, kapena kungolemba masiku amenewa pa kalendala yeniyeni, zingakuthandizeni kuti mukhalebe pa moyo wanu.

Ganizirani za Kugwiritsa Ntchito Makompyuta a Msonkho Kapena Katswiri wa Ntchito

Programu ya msonkho (TurboTax , H&R Block, TchallSlayer) ingakuthandizeni kudziŵa mafomu oyenera, kuŵerengera ngongole ndi ndalama, ndi kubwerera kwanu. Ambiri amakuthandizanso kuyang'anira. Ngati mkhalidwe wanu uli wovuta . Ngati muli ndi bizinesi, muli ndi malo ochitira lendi, kapena mukukambirana ndi mkangano wa msonkho wa CPA kapena wolembedwa. Akatswiri angakuimireninso bwino pamaso pa IRS.

Musasiye Kudziwa Zokhudza Lamulo la Msonkho

Malamulo a msonkho amachitika kawirikawiri. Masinthidwe aposachedwapa amaphatikizapo kusintha kwa ndalama zochepetsedwa, ma briketi a msonkho, ndalama zoperekera pa ntchito yaganyu, ndi ndalama zogulira msonkho wa ana. IRS imafalitsa tsamba la kusintha kwa misonkho [[FLT: 0] ndi kukonzanso. Pamisonkho ya boma, fufuzani maofesi a boma lanu a Website chaka chilichonse.

Ganizirani Kubwerera Kwanu Musanagonje

Zolakwika zazing'ono . Zonga ngati kutumiza nambala yanu ya Social Security, kuiŵala kusaina, kapena kuloŵa pa akaunti yolakwika ya banki kaamba ka malo osungiramo zinthu / kungachedwetse ndalama kapena zikalata zodziŵira. Chonde sindikizani kope la kubwerera kwanu ndi kuwerenga. Gwiritsani ntchito IRS’s “Kodi Ndani Akufuna Kusunga?”

Zimene Mungachite Ngati Simungathe Kugwiritsa Ntchito Nthawi

Zinthu zimachitika: Kuchotsedwa ntchito, kutha kwa ntchito mwadzidzidzi, kapena ngozi yachilengedwe kungachititse kuti musamakhoze kulipira ndalama zonse za msonkho.

  • Mawonekedwe a panthaŵi yake ] – Ngakhale ngati simungakhoze kulipira, kuchotsa chilango cha kulephera ku fayi (chimene chili chilango chachikulu). Mukhoza kulinganiza kulipira pambuyo pake.
  • Ikani pa kufutukulidwa kwa kanthaŵi kochepa [ - Mungafike pa 180 masiku owonjezereka kuti mupereke, ngakhale kuti chiwongola dzanja ndi chilango chapambuyo pake chidzawonjezereka.
  • Apempha pangano laching'ang'aang'ang'ono ----- monga momwe tatchulira pamwambapa, zimenezi zimalola ndalama zolipirira mwezi ndi mwezi. Ndalama zoikiratu misonkho yolandira ndalama yochepera.
  • Kuwonjezera pa Kulolerana (OIC) [1] , Mukhoza kulipira ngongole yanu ya msonkho yochepera pa ndalama zonse ngati mungathe kutsimikizira kuti simungakhoze kulipira. pulogalamu ya OIC ndi yovuta ndipo imafunikira tsatanetsatane wa zandalama.
  • [[MLT:0] Kutsata kaamba ka chithandizo cha chilango ] – Ngati muli ndi chochititsa choyenera (mliri, tsoka lachilengedwe, kulephera kupeza zolembedwa), mungapemphe chibalo cha zilango kugwiritsira ntchito [[FLT:] Form 843.

Musanyalanyaze IRS, labadirani mwamsanga.

Kumaliza

Kukhoma misonkho ndi njira yothandiza kwambiri imene, ngati imvedwa, imakhala ntchito yokhoza kuyendetsedwa pachaka. Mwakuphunzira mafomu amene amagwira ntchito pa malipiro anu, kusankha njira yoyenerera yolipirira, ndi kukhalabe patsogolo pa nthaŵi yoikidwiratu, mungakwaniritse mathayo anu bwino ndi chidaliro. Chofunika kwambiri: [[FLT: 0] madeti pa nthaŵi yake ndi kuchotsa IRS ngati mukuyang'anizana ndi vuto la kulipira. Kufikira kolimba kumakutetezerani ku chilango chachikulu ndi kukhazikitsa malo kaamba ka chigwirizano cha ndalama.