Chiyambi: Malo Okongola a Msonkho ku India

Makampani a ufulu wa ku India akula bwino kwambiri m'zaka khumi zapitazi. Mapangano onga Upply Act, Fiver , Freelancer, ndi makampani odalirika athandiza anthu zikwi zambiri kugwira ntchito modzifunira. Komabe, amagula ndalama kuchokera ku ku kumasuka kumakhoma msonkho wokwanira [[FLL:1] pansi pa lamulo la Makose, 1961. Osiyana ndi antchito olembedwa ntchito amene ali ndi TDS deuc, odzifunira, odzifunira ayenera kupereka lipoti, kukhoma misonkho, ndi kusungitsa. Zimenezi zimapereka kuyenda kokwanira kupyola pa kuŵerengera, kuŵerengera, ndi kulipira msonkho waulere ku India, kuphatikizapo nkhani zokwera za Expredst, GSTSCTS, ndi kulembetsa kwaulers kwaulers ambiri.

Ndalama Zoperekedwa Mwaufulu: Malonda Kapena Ntchito

Pansi pa lamulo la msonkho wa India, ndalama zopatula zaikidwa m'gulu ngati " Kuchokera ku Mabizinesi kapena ntchito" (Kusankha 28 a Inhome Taxis Act). Kusankha kumeneku n’kumene kumasankha kuti ndi ati amene asankha kuti Mupezako Msonkho (ITR) Muyenera kukonza mafaelo ndi amene muli nawo. Ofesala a Freelancces amene amapereka mautumiki aluso (olemba, opanga zinthu, opanga zinthu, alangizi, amalonda a zamakono) amaonedwa ngati akatswiri kapena eni bizinesi aang'ono a zifuno. Kusiyana kwakukulu ndi ndalama zolembedwa za Salansi: Muli ndi udindo wa kuŵerengera misonkhoma, kulipira misonkho, ndi 44AD yovomerezetsa misonkho ngati iyenera.

Kukhometsa Msonkho M’chigawo 44ADA

Chimodzi cha makonzedwe opindulitsa kwambiri a makompyuta opatula ndicho kuwonjezera 44A. Ngati malisiti anu onsewo akuchokera ku malobodo siimaposa 7650 lakhs m'chaka chandalama, mungasankhe msonkho woyenerera. Pansi pa chiwembuchi, ndalama zanu zimaonedwa kukhala 50% ya malisiti anu aakulu (kapena 50% a kugulitsa). Simufunikira kusunga mabuku atsatanetsatane a maakaunti kapena ndalama zenizeni. Zimenezi zimachepetsa kukongola kwa misonkhoma. Komabe, ngati ndalama yanu iposa la →, muyenera kusungabe ndi kuipeza pansi pa 44 B. Ochulukira atsopano ambiri safunikira kusungitsa mabuku a chigawo chimenechi ndi odziwirira.

Kuzindikira Malipiro ndi Malire a Msonkho

India amatsatira dongosolo la misonkho yopita patsogolo, kutanthauza ndalama zokwera kwambiri zimakwera. Kwa anthu a zaka zosachepera 60 mu Chaka cha Ndalama 2024-25, zidutswa za msonkho pansi pa ulamuliro watsopano wa msonkho [1] (woyambira ku FY 2023-24) zili zotsatirazi:

  • Kufika pa 763,500,000: Nil
  • 93,00,001 kufikira 76,400,000: 5% (ndi kubwereranso pansi pa Chigawo 87A kaamba ka ndalama zofikira 76 lakhs)
  • 76,00,001 mpaka 29,400,000: 10%
  • 93,00,001 mpaka 7612,500,000: 15%
  • 7612,00,001 mpaka 7615,500,000: 20%
  • Pamwamba pa 761,500,000: 30%

Onani kuti thanzi ndi maphunziro a cosses (4%) zaphatikizidwa pa pulogalamu ya msonkho. Maboma a Freelancers angasankhenso boma lakale la msonkho ndi ndalama zochepetsedwa (80C, 80D, HRA, etc.), zimene zingakhale zothandiza ngati muli ndi ndalama zambiri zoikizira kapena zolipirira ngongole zapanyumba. Yerekezerani maulamuliro aŵiriwa musanalembetse. Dipatimenti ya msonkho imapatsa pulogalamu pa

Msonkho Woperekedwa ku Mayiko Ena

Ngati mumalandira ndalama kuchokera kwa makasitomala akunja, ndalamazo zimakhomedwanso ku India monga wokhalamo waulere. Muyenera kusintha ndalama za kudziko lina kuti mugwiritse ntchito ndalama zolozera ku RBI kapena kutembenuza kwenikweni. Kuwonjezera apo, ndalama zimene mumalandira kunja zingakhale zogwirizana ndi Mapangano Osiyanasiyana Oletsa Msonkho (DATAA). Ngati munapereka msonkho ku dziko lina pa ndalama zomwezo, mungapemphe chithandizo pansi pa Gawo 90.

Njira Imodzi Yoperekera Lipoti la Ndalama Zomasuka

Khalani ndi Mbiri Yoyenera Chaka Chonse

Kusunga zolemba zabwino sikutha kugwiritsidwa ntchito. Kopera makope a manambala kapena a zinthu zooneka:

  • Mainvoisi onse operekedwa kwa makasitomala (m’manja mwa GST ngati alembedwa)
  • Malipoti a ku banki osonyeza kuti munthu walandira ndalama
  • Malipiti operekedwa pa pulatifomu (Uprit, Fiverr akupanga chidule cha malonda)
  • Malipi a ndalama zimene amagulitsira: laptop, mapulogalamu olembetsera, mapepala a pa Intaneti, ndalama zogwirira ntchito limodzi, ndi zina zotero.
  • Mapangano, zikalata za NDA, ndi kulankhulana ndi makasitomala

Gwiritsirani ntchito pulogalamu yoŵerengera zinthu monga Zoho Books, Quick Books, kapena ngakhale pulogalamu yosavuta kuilemba.

2 Tayesani Malipiro Abwino ndi Ndalama Zoyenera Kukhomedwa

Sumu yonse yolandiridwa m'chaka chandalama (April 1 mpaka March 31). Phatikizanipo ndalama zowonongedwa kapena malonda (kugulitsa, koma kusamala pamtengo wa malonda). Ngati mugwiritsira ntchito makonzedwe a malondawo, ndalama zanu za msonkho ndi 50% ya ndalama zotsala za lisiti. Ngati musankha msonkho wanthaŵi zonse, chotsani ndalama zonse zololedwa za bizinesi ku malisiti a ndalama za khoka. Zowonongedwa zoyenerera:

  • Zotengera: Laptop, wosindikiza, kamera – kukwera mtengo kapena mtengo wokwanira pansi pa Chigawo 32 ngati mugula kaamba ka bizinesi
  • Makompyuta ndi masabusikripishoni: Adobe, Canva, AWS, malo ogona
  • Telecom: ndalama zoyendera ndi za pa intaneti (zogwiritsira ntchito munthu payekha)
  • Lendi ya mu ofesi, ndalama zolipirira ntchito yopanga malo
  • Ulendo wopita mwachindunji ku misonkhano ya makasitomala (yokhala ndi malo ndi ya padziko lonse, yokhala ndi zikalata zolondola)
  • Malipiro a akatswiri opereka malangizo a msonkho kwa CA
  • Malamulo a inshuwalansi othandizira thanzi kapena akatswiri a zaumoyo
  • 40% ya ndalama zopambanitsa ingaperekedwe monga ndalama zowonongedwa (kuyambira 50% imaonedwa kukhala ya phindu)

Musafune ndalama zaumwini [[FLT: 1] monga ndalama za bizinesi -ikufuna kuti muone. Ndiponso, zowonongedwa ziyenera kukhala ndi nexus yachindunji ku bizinesi yanu yopatulira.

3. Sankhani Khalidwe Lolondola

Malo odzitetezera kaŵirikaŵiri amasankha pakati pa TR3 ndi -4 .

  • ITR-4 (Sugam): kwa opatula amasankha msonkho wotsatira pansi pa Chigawo 44A. Nzosavuta, zimafuna tsatanetsatane wochepera, ndipo n’zoyenera ngati malisiti aakulu ali pansi pa 7650 lakhs ndipo musankha njira yojambula.
  • IMFUNDO-3: [[FLT ] kwa odziwonjola amasunga mabuku okhazikika a maakaunti kapena malisiti aakulu pamwamba pa 7650 lakh . Kufunikanso ngati muli ndi ndalama zazikulu, chuma chakunja, kapena mabizinesi ambiri.

Ngati simukudziŵa bwino, chonde chenjerani: tsikani ITR-3. CA woyeneretsedwa angakuthandizeni kusankha. Musalembe ITR-1 (kapena kuti mukhale ndi ndalama) kapena ITR-2 (kapena kuti mupeze ndalama zambiri kapena ndalama zambiri) monga momwe muyenera kudziŵitsira ndalama zoyendetsera malonda.

Mafaelo Osonyeza Kuti Mumabwereranso

Maliketi a kuŵerengera ndalama zobwezeredwa pa mafreauters (mitungo yosamva) ndi July 31st ya chaka cha kuŵerengera (m’ lekuatiso, July 31, 2024 kwa FY 2023-24). Ngati maakaunti anu afunikira kupendedwa (malisiti opitirira 7650 lakhs ndi simukugwiritsira ntchito kujambula), deti loyenera ndilo [[FLT:] October 31 [FL:]. Mayeso akutenga chilango cha 76 (katha kumaliza December 31) kapena 100,000 (a pambuyo pa December 31). Mumalepheranso kutumiza kumbuyo kwa nthaŵi. Ngati mugwiritsira ntchito zokumbutsazo. [FL:]

Kukhoma Misonkho: Kupititsa Patsogolo Msonkho ndi Kudzikhometsa Msonkho

Msonkho Wopita Patsogolo – Malipiro Operekera Omasuka

Chimodzi cha zinthu zosayembekezereka kwambiri kwa omasuka atsopano ndicho chofunika cha kupereka Msonkho wa Advance (imatchedwanso kuti 'Pass-S - Earn'). Ngati mukhala ndi msonkho wanu pambuyo pa TDS ndi ngongole zina zoposa 760,000 m'chaka chimodzi, muyenera kupereka msonkho wa pasadakhale:

  • Pa June 15: 15% ya zopinga zoyerekezeredwa za msonkho
  • Pa September 15: 45% kapena isanafike
  • Pa December 15: 75% kapena isanafike
  • Pa March 15: 100 kapena kusanafike

Kulephera kulipira pasadakhale zotulukapo za msonkho mu chigawo 234B ndi 234 C [1] (chiwongola dzanja chopepuka [1] (chiwongola dzanja chimodzi pa mwezi pa peresenti). Ngati muli ndi ndalama zosakhala, mungayerekezere kuchokera pa zimene mwalandira kufikira pano. Omasuka ambiri amanyalanyaza zimenezi ndipo amatsala ndi chiwongola dzanja. Gwiritsirani ntchito pokhoma msonkho pa ndalama zimene mumalandira kuti muperekepo msonkho ndi kulandira CIN (nambala ya Chidziŵitso) kaamba ka zolembera.

Kudziikizira Msonkho – Atabwerera

Mutamaliza kubwezera, ngati mupeza kuti msonkho woperekedwa pasadakhale (msonkho kapena TDS) ndi wochepa pa zonse zimene mumafunikira, muyenera kulipira kusiyana monga [[FLT: 0]] Msonkhano woikizira asanapite ku kampani. ITR idzakufulumizani kulipira. Musamakhale popanda kulipirira, ngati kubwezera kumaonedwa kukhala koperewera.

Msonkho (GST) wa Aufulu

Ofesi ambiri omasuka amanyalanyaza GST , koma kuli kofunika ngati kulembetsa kwanu kwapachaka kumaposa malakhs [1] (kwa operekera utumiki) kapena 2016 lakhs m'magawo apadera. Mukalembetsa, muyenera:

  • Lipilo la GST pa invoisi (18% ya ntchito zambiri) kwa makasitomala a ku India. Zotumiza ku mayiko ena (kunja kwa India), GST ndi 0% koma muyenerabe kubwezeretsa mafaelo.
  • Failo imabwerera ku GST mwezi uliwonse kapena mwezi uliwonse (GSTR-1, GSTR-3B) yozikidwa pa kachilombo ndi kapangidwe (QRMP potembenuza ma crores 761.5).
  • Akuti GST inalipira ndalama za msonkho pa bizinesi (monga pulogalamu ya pa kompyuta, zipangizo).
  • Kubwereranso kwa zinthu zimene zinachitika chaka chilichonse (GSTR-9).

Kulephera kulembetsa pamene pafunikira kapena kutsatsa ziyambukiro zotsatiridwa (kufikira 10% ya msonkho woyenerera, wochepera 7610,000). Komabe, ngati desiki lanu lapansi pa thaundilo, mukhoza kulembera modzifunira – zimene zingakhale zopindulitsa ngati mukhala ndi zowonongedwa zambiri za bizinesi ndi GST . Kachitidwe ka kulembetsa ka GST kali pa ST Portal .

Mipata ya Malo Ofala

Kuchepetsa ndalama zimene anthu amalipira kumathandiza kuti ndalama zimene amalipira zizichepa kwambiri, ndipo anthu ambiri amaphonya ndalama zimenezi:

  • [[FLT: 0] Ofesi ya Panyumba Deduction :[FLT ] Ngati mugwira ntchito kuchokera panyumba, mungachotse mlingo wochuluka wa lendi, magetsi, Internet, ndi kukonza. Chiŵerengero chiyenera kukhala choyenera (m., 10% ya malo onse ogwiritsidwira ntchito yokha). Dipatimenti ya Commond Poloce imalola zimenezi pansi pa 'malire, mitengo, mitu ya misonkho.
  • [[NT.0] Kusintha pa Maasseti: [[FL:1] Laptops, foni, ndi mipando ya mu ofesi zingachotsedwe pa 15% kufikira 40% (monga mtengo wa Kupereka Lamulo pa [1]. Pa zinthu zotsika 765,000, mungagule ndalama zokwanira m'chaka cha kugula.
  • Ntchito ya Up-kupha: Kutayika kwa makosi, zikalata, mabuku, ndi ma shopu zimene zimakulitsa maluso anu a kupuma n’zosagwiritsidwa ntchito monga ndalama zowonongedwa pa zamalonda. Kosiyi iyenera kukhala yofunika pa ntchito yanu yamakono.
  • [[NT.0] Malo a Bank ndi mageti opereka: [[FL:1] Mapeyi ochotsedwa ndi PayPal, Razorhay, Strite, kapena mabanki pa maakaunti a malonda.
  • [[MLT:0] Lagalamu ndi Maluso: Mapeyi analipiridwa ku Treauth Accounting Office kapena loya wa ntchito yokhudza msonkho.
  • Inshuwalansi ya thanzi: inshuwalansi ya thanzi (ya iwe mwini ndi banja) njochepa pa 80D; inshuwalansi ya moyo ndi PPF pansi pa 80C . Izi ndi ndalama zaumwini koma zimachepetsa msonkho wonse.

Muzigwiritsa ntchito ndalama zanu za kubanki ndiponso khadi la ngongole kuti musamasanganize ndalama zimene mumawononga.

Zolakwa Zofala Zopeŵera Pamene Akukhoma Misonkho Yosadya

  • Kulimbana ndi vuto: Kugwiritsira ntchito ITR-1 pamene muli ndi ndalama za bizinesi kumatsogolera ku zobwezera ndi zikalata zolakwika.
  • Kutsutsa Msonkhano Wakutidwa: Ngati yaphimbidwa, zikole zimaunjikana mofulumira.
  • Kusalengeza ndalama zachilendo:[FLT :1] Ngakhale ngati ndalama zikhala m'kaunti ya kubanki yachilendo (monga Pakechala kapena gombe), njoyenera kulipira kwa nzika za India. Opanda declosure amaitana zilango zowopsa pansi pa Lamulo la Black Mondial ndi Ndalama ndi Ndalama za Ndalama.
  • Safuna kuyanjananso ndi TDS: Odzikongoletsa ambiri apeza TDS yochotsedwa ndi ogula (pa chigawo 194C kapena 194J). Government 26AS kapena AIS (Chiganizo cha Chidziŵitso cha ANU) kutsimikizira kuti zonena zonse za TDS nzalondola asanandalitsidwe.
  • Kuyang'ana chivomerezo cha GST: Ngakhale ngati mulembetsa modzifunira, kusoŵa kwa zobwezera kumaitanira zidziŵitso ndi chilango.
  • [[MTL:0] Kuchotsa malipiro onse monga malipiro: Ndalama za Freehate sindizo malipiro; ndi ndalama zamalonda. Kulakwa kungatsogolere ku kuyang'anitsitsa.
  • Kudikira mpaka July kuyambitsa kulinganiza msonkho: Moyenerera, ndalama zopezedwa ndi zowonongedwa kuti ayerekezere kukwera kwa misonkho ndi KST.

Zida Zogwiritsa Ntchito Makompyuta Ndiponso Zipangizo Zothandiza Popereka Msonkho

Zipangizo zamakono zingathandize kuti vutoli lichepe.

  • Pulogalamu yolemba ndalama: Zoho Books (manumwi 5) Magada (ofedwa), kapena QuickBooks Sight Start kaamba ka kulondola ndi GST invoice zera.
  • Maprogramu ofufuza: Coobbook , BillClap, kapena ngakhale malembo a Google.
  • [[NT.0] Mapulatifomu a mapulatifomu a mapulatifomu: [[FT:1] Kuchotsa Tax, Taxi2Win, kapena mkulu wa boma wosonyeza malo. Mapulatifomu ena amapereka mapepala otsogolera a makompyuta omasula.
  • Pulogalamu ya pulogalamu ya pulogalamu ya pulogalamu: Zida zambiri zoŵerengera zinthu zogwirizana ndi GST polaysing girafi.
  • Kupereka zipata:[[FLT :1] Razorpay, Istamojo poyambitsa GST-complitant infaisers ya makasitomala apanyumba.
  • Zotsala za boma: [[FLT :1] Msonkho Wobwera ndi kujambula [[FLT :3] uli ndi manyuzi ndi maziko a chidziŵitso. [[FLT:] ST yoperekanso zitsogozo zatsatanetsatane.

Pazovuta (ogula m’mayiko ena, akuluakulu a ndalama zambiri, kapena makampani okwera kwambiri), sungatenge ndalama za kampani ya CA yomwe imayang’anira ntchito yomasula anthu. Ndalamazo n’zofunika kulipira msonkho ndipo zingakupulumutseni ku zolakwa zamtengo wapatali.

Kodi Mungakonzekere Bwanji Kulandira Msonkho?

Ngati musankha kubwerera kwanu kuti mufufuze, dipatimenti ingapemphe chitsimikiziro cha ndalama zimene mumalandira, zowonongedwa, mapepala a kubanki, ndi mainivdice. Konzekerani mwa kusunga njira yooneka bwino: mapangano osainwa, chikalata cha banki chosonyeza loti mulipire, makope, malisiti a ITT ndi makope a ndalama zanu. Ganizirani mwamsanga. Ngati munagwiritsa ntchito njira yojambula (44DA), kupenda bwino n’kovuta. Komabe, malisiti aakulu achilendo kapena osagwirizana ndi TDS angakupatseni chidziŵitso.

Mapeto ake: Pangani Ntchito Yopanda Msonkho

Kupereka msonkho pa ndalama zopatula ku India sikuli kokha thayo lalamulo; kumakulitsa kudalirika kwa ogula, mabungwe azachuma, ndi maulamuliro a boma. Mwakuzindikira kusankhidwa kwanu, kugwiritsira ntchito ndalama zochepetsedwa mwanzeru, kulipira msonkho wapasadakhale panthaŵi yake, ndi kupenda msonkho ngati kuli koyenera, mungachepetse msonkho wofunikira kugonjera kotheratu. Mfungulo ndiyo kukhala wolinganizidwa chaka chonse, gwiritsirani ntchito zida za magetsi, ndi kufunafuna uphungu waluso pamene mufunikira. Freelanning'active – kutsimikizira njira yanu ya msonkho imakhala yogwirizana ndi yolimba. Kutsatira tsatanetsatane, gwirizanitsani [[FL: 0] ndi kuyendetsa ndalama zopereka msonkho.