Kuzindikira Malo Okongola a Nyumba

Nyumba zotsika mtengo zidakali chimodzi cha mavuto aakulu kwambiri amene anthu akukumana nawo ku United States ndi kuzungulira dziko lonse. Pamene ndalama zokhalamo ziwononga 30% ya ndalama za banja, mabanja amavutika ndi malonda pakati pa kulipirira lendi ndi kukwaniritsa zofunika zina zofunika monga chakudya, chisamaliro cha zaumoyo, ndi zoyendera. Malamulo a m'dzikolo amakhala pamalo ovuta ameneŵa, kugamula ngati nyumba zikhalabe zofikirika kwa aphunzitsi, manesi, antchito a zamalonda, ndi anthu ena ofunika pantchito.

Kusintha kwa malipiro ndi ndalama zolipirira nyumba kwakula kwambiri zaka makumi aŵiri zapitazo. Malinga ndi National Low Inhome House Coalition, wantchito wolandira malipiro a boma angafunikire kugwira ntchito maola oposa 80 mlungu uliwonse kuti apeze nyumba ya lendi ya maloya yaing’ono pamsika wabwino. Zimenezi zikusonyeza chifukwa chake malamulo a kumaloko amalemera kwambiri pokonza nyumba za anthu mamiliyoni ambiri.

Malamulo a kumaloko amakhudza zonse kuchokera ku kumene nyumba zingamangidwe kufikira ku mtengo umene kumatenga kukulitsa magulu atsopano, amene amayenerera kaamba ka thandizo, ndi chinjirizo limene liripo kwa obwereka omwe alipo. Malamulo ameneŵa amasonyeza mapindu a chitaganya, zinthu zofunika zachuma, ndi kulolera molakwa kwa ndale zadziko. Kumvetsetsa mmene zimagwirira ntchito ndi mmene zimakuyambukirirani kuli sitepe loyamba lakugwirizana ndi nkhani zakukhala ndi nyumba zimene zimaumba mudzi wanu.

Chifukwa Chake Makhalidwe Apamwamba Akufunikira Koposa Maprogramu Aakulu

Ngakhale kuti maprogramu a boma monga Gawo 8 la Gawo, Low - Inhooter Reasurers Certicas, ndi ndalama zoyendetsera nyumba za anthu amapereka zinthu zofunika, malamulo a kumaloko kaŵirikaŵiri amasintha mwachindunji ndi mwamsanga kupezeka kwa nyumba ndi kupezeka kwa ndalama m'dera lanu. Maprogramu a Federal amakhazikitsa nyumba zazikulu ndi mitsinje ya ndalama, koma kulinganiza kwa malowo kumasankha mmene ndalamazo zimasinthira bwino kukhala nyumba zenizeni.

Maboma a m'dziko amayang'anira malo, malamulo omanga, kulola njira, ndi malamulo a malo. Zida zimenezi zingafulumizitse kapena kulepheretsa kukulitsa nyumba, kumanga malo apafupi, ndi kugamula kuti ndi mitundu iti ya nyumba zimene zikuloledwa m'madera ena. Wokonza mabanki amene ali ndi ngongole za boma amafunikirabe chilolezo cha kumaloko. Banja lokhala ndi wolemba nyumbayo limafunikirabe mwini nyumba wofunitsitsa kuilandira m’mudzi umene muli mitu ya zopereka ndalama.

Kusintha kwa malamulo mazana ambiri a m’madera osiyanasiyana kumakhudza kwambiri malo okhala nyumba kuposa njira iliyonse ya boma. Kusintha kwa malamulo a nyumba kumeneku kumatanthauza kuti anthu okhala m’maderawo ali ndi mphamvu yaikulu yosintha anthu mwa kugwiritsa ntchito njira zawo zachinyengo, kuvota, ndi kutenga nawo mbali mwachindunji m’boma lakwawo.

Kufotokoza Nyumba Zokongola M’njira Zogwira Ntchito

Kumvetsetsa kusiyana kumeneku n’kofunika kwambiri pofufuza malamulo a m’dzikolo ndi mmene akukhudzira anthu.

Malongosoledwe Ozikidwa pa Ndalama

Kupezeka kwa nyumba kumayesedwa ndi malo a Median Inboo, chiŵerengero chimene chimaŵerengeredwa chaka ndi Dipatimenti ya Home ndi Urban Development . Nyumba zopeza ndalama zochepera 30% ya AMI zimalingaliridwa kukhala zotsika kwambiri. Awo olandira pakati pa 30% ndi 50% ya AMI amaŵerengeredwa kukhala ndalama zochepa kwambiri. Mabanja olandira pakati pa 50% ndi 80% a AMI amalingaliridwa kukhala a ndalama zochepa. Gulu lililonse la magulu ameneŵa limayang'anizana ndi mavuto a nyumba ndipo angapindule ndi njira zosiyanasiyana zoloŵera.

Mtengo ndi Mtengo Wokulira

Banja limene limawononga ndalama zoposa 30 peresenti pa nyumba limalingaliridwa kukhala lolemera. Kuposa 50% ya ndalama zopitira ku nyumba kuli chothopo chachikulu. Malinga ndi Joint Center for Homes Studies pa Harvard University, chiŵerengero chochuluka cha mabanja a ku America tsopano chikugwera m'magulu ameneŵa, obwereka akuyang'anizana ndi zitsenderezo zamphamvu koposa.

Pamene banja likhala lovutika kwambiri, ndilo ndalama zimene zimawonongedwa mwadzidzidzi pa kusakhazikika kwa nyumba kapena kusowa pokhala. Malamulo a m’deralo amene amathandiza kuchepetsa vutoli amathandizira kwambiri kuwonjezera pa kupereka malo ogona; amathandiza kuyendetsa bwino chuma, maphunziro, ndiponso a zaumoyo.

Oyendetsa Malamulo Amene Aliko

Maboma a m’deralo ali ndi njira zosiyanasiyana zothandizira anthu kukhala ndi nyumba.

Kuyendayenda ndi Kumanga Malo Kukugwiritsira Ntchito Malamulo

Malamulo odzionetsera amasankha kuti ndi ati amene angamangidwe, ndi kulemera kwake, ndi pansi pa mikhalidwe yotani. Malamulo ameneŵa amaimira chida chimodzi champhamvu kwambiri chimene maboma a m'deralo ali nacho chomangira nyumba. Mabanja onse pamodzi, amene amaletsa nyumba zaunyinji m'mbali zambiri za magawo a madera osiyanasiyana, ayang'aniridwa kwambiri monga chopinga chopinga kukulitsa nyumba zokhoza kupezeka.

Kusintha malo osungirako nyumba, ma traplex, ma trix, ndi nyumba zazing'ono m'madera ambiri kungawonjezere nyumba popanda kufuna kumangidwanso kwakukulu. Matauni monga Minneapolis, Portland, ndi California wapadziko lonse atsatira kusintha kosintha ndi zotsatira zosapeŵeka. Chidziŵitso chachikulu nchakuti kumanga si pepala lapadera; ndi chosankha chimene anthu angasankhe kuti akonze zinthu kuti apeze zofunika.

Zofunika Zofunika Zothandiza

Malamulo omanga nyumba afuna omanga nyumba za msika kuti aike chigawo chimodzi cha makampani okhoza kugulitsira mabanja otsika. Malamulo ameneŵa athandiza kukhazikitsa anthu opeza ndalama zosiyanasiyana mmalo mwa kukhazikitsa nyumba zongokwanira m'madera ena. Mabungwe a zigawo za Inclugayo amagwira ntchito pa maprojekiti apamwamba kwambiri ndipo angaphatikizepo omanga nyumba zokhala ndi ndalama zolipirira ndalama zogulira makampani omanga nyumba pa makampani a zipinda.

Kugwira bwino ntchito kwa malo osungirako zinthu kumadalira pa malamulo oyenerera amene aikidwa ndi dzikolo. Maperesenti ofunikira a ndalama amayambira pa 10% mpaka 20% ya mayunithi. Kulandira ndalama, kuchuluka kwa ziletso zoyendetsera, ndi kutsatizana kwa njira zonse zotsatirapo. Malo oikidwa bwino angathe kupanga ma thikilamu masauzande ambiri osawonongedwa mwachindunji kwa anthu.

Alonda a Msonkho ndi Omenyana Nawo

Maboma a m’dzikolo angagwiritse ntchito misonkho ya katundu, ndalama zolipirira katundu, ndi zinthu zina zolimbikitsa zandalama kuti achepetse ndalama zoyendetsera ntchito za nyumba zotchipa. Zida zimenezi zimapereka ndalama zimene sizingakwane kwa anthu omanga makampani.

Maprogramu a misonkho ya katundu amachepetsa kapena kuchepetsa kukwera kwa misonkho ya katundu chifukwa cha kutukuka kwa zinthu kwa nyengo yatsopano, kaŵirikaŵiri zaka 10 mpaka 15. Kuchepetsa kumeneku pa ndalama zoyendetsera kuntchito kumathandiza omanga nyumba kuchepetsako. Malo ena amagwirizanitsa mfundo zimenezi ndi zofunika kuti anthu apeze ntchito, apeze phindu m’dzikolo, kapena ayendetsere malamulo obiriwira.

Kukhazikika ndi Kudziletsa Kolimba

Malamulo oletsa apamwamba amachepetsa ukulu wa malo okhalawo amene angawonjezere lendi chaka chilichonse, kupatsa okhazikika kwa ogona amene alipo. Malamulo ameneŵa amasiyana kwambiri m'makonzedwe awo, ndi ena akugwiritsira ntchito kokha nyumba zakale, ena akuphimba nyumba zonse zobwereka, ndipo ena akugwirizanitsa kuwonjezeka kololedwa kwa zisonyezero za kukwera kwa mitengo. Cholinga ndicho kuletsa kusamuka ndi kusunga bata la m'deralo.

Kufufuza pa kuyang'anira lendi kumasonyeza zotsatirapo zosiyanasiyana. Maphunziro a kugoma kwa lendi ku New York City ndi San Francisco amasonyeza kuti malamulo ameneŵa amachepetsa kwambiri kusamuka kwa anthu amene alipo koma angachepetse kuchuluka kwa nyumba zobwereka panthaŵi yake pamene eni nyumba akutembenuza makampani ku ntchito zina kapena kukonza. Makonzedwe a malamulo oyendetsera nyumba amathandiza kwambiri kuteteza anthu kuti asatenge zinthu zofunika.

Malipiro a Nyumba ndi Malo Opereka Ndalama Zosungira Nyumba

Maboma ambiri akhazikitsa ndalama zoikizira nyumba zimene amalandirira ndalama zoperekedwa kuchokera ku zinthu monga ndalama zoyendetsera pepala lojambulidwa, misonkho yogulitsa malo, misonkho ya m’hotela, kapena ndalama zoyendetsera ndalama za boma.

Kupereka ndalama zambiri kumathandiza akuluakulu a nyumba ndi mabungwe opanga zitukuko kuti akonze njira zopangira ndalama zaka zambiri m’malo modalira ndalama zimene zingasinthe ndi kusinthasintha kwa ndale. Malinga ndi National Association of House Trust Fund, ndalama zoposa 700 zotero zikugwiritsidwa ntchito m’dziko lonselo, ndipo pamodzi zikuwononga mabiliyoni ambiri pachaka.

Kulola ndi Kupita Patsogolo

Nthaŵi yofunikira kupeza zilolezo zomanga ndi zoyendera kuwongolera kuwongolera kumawonjezera mtengo waukulu ku kupangidwa kwa nyumba. Malo ovomerezeka anthaŵi yaitali amanyamula ndalama za malo, ndalama, ndi mautumiki aukatswiri amene potsirizira pake amawonjezera mtengo wa makampani omalizidwa. Kutumiza njira zimenezi kupyolera mwa kutumiza malo oyenera, zilolezo zotumikira, ndi kupendanso kwabwino kwa ntchito zomanga nyumba zokhoza kukwera mtengo ndi kuwonjezera kukwera.

Madera ena atengera mabona aakulu amene amalola omanga nyumba zowonjezereka kuti apereke malo okhoza kukwera. Ena agwiritsa ntchito mapulani omanga nyumba zovomerezeka kuti achepetse ndalama zomangira ndi kubwerera. Masinthidwe a boma ameneŵa angachititse zotsatirapo popanda kusamvana kwa ndale komwe kumayenderana ndi kusintha kwa mapangano.

Chiyambukiro cha Mgwirizano wa Anthu cha Kukhazikitsa Malamulo Olamulira Abwino

Pamene malamulo akumaloko achirikiza mokhutiritsa nyumba zokhoza kugulitsidwa, mapindu amapita kutali ndi mabanja amene amalandira chithandizo mwachindunji.

Kukhazikika kwa Chuma ndi Kusungabe Ntchito

Anthu okhala ndi nyumba zokhoza kukwera bwino amasunga antchito osiyanasiyana kuphatikizapo antchito ofunika, akatswiri osamalira anthu ovutika, ndi opuma pantchito pa ndalama zoikika. Olemba ntchito amapindula ndi kuchepa kwa ndalama ndi ntchito yaikulu. Makampani a m'dziko amapindula ndi kuchuluka kwa mphamvu za makasitomala. Ziyambukiro za kuchuluka kwa nyumba zokhazikika zakhala zolembedwa bwino, ndi kutukuka kwa nyumba zopereka msonkho, ndi kusungitsa ndalama za anthu okhala pafupi.

Zotsatirapo za Maphunziro kwa Ana

Kukhazikika kwa nyumba kuli kogwirizana kwambiri ndi ntchito yamaphunziro. Ana amene amasamuka kaŵirikaŵiri chifukwa cha kusakhazikika kwa nyumba amasintha sukulu kaŵirikaŵiri, amapsinjika maganizo kwambiri, ndipo sapambana bwino pamaphunziro. Malamulo a nyumba otsika amene amaletsa kusamuka ndi kuchirikiza kukhazikika kwa ana amalola ana kukhala m’malo a sukulu, kumanga maunansi ndi kupita patsogolo kwa maphunziro.

Kusintha kwa Umoyo wa Anthu Onse

Kukongola kwa nyumba ndi kukhoza kuyambukira mwachindunji thanzi lakuthupi ndi lamaganizo. Mabanja othodwetsa kaŵirikaŵiri amakhala m'mikhalidwe yotsika, chisamaliro chamankhwala chochedwa kulipirira lendi, ndipo amakhala ndi kupsinjika maganizo kosatha kochititsidwa ndi kusatetezereka kwa nyumba. Anthu okhala ndi malamulo aakulu opezerapo ndalama anena kuti amwazi amatsika, kuloŵetsedwa ndi matenda a m’machipinda angozi, ndi mavuto a maganizo. Kuphatikiza kwa thanzi m’malamulo a zaumoyo ndi njira ya kumanga ziyambukiro za thanzi monga mbali ya njira yopenda.

Kuchepetsa Kusoŵa Kokhala ndi Zotayika Zadzidzidzi

Kuteteza nyumba kuti zisawonongeke mwa kugwiritsa ntchito ndalama zobwerekedwa ku nyumba, kuchotsa nyumba, ndi kugwiritsa ntchito ndalama zogulira nyumba n’zotsika kwambiri pothandiza anthu osowa pokhala.

Kufufuza kochokera kumadera ambiri kumasonyeza kuti nyumba zochirikizana kwa anthu opanda kokhala zimachepetsa ndalama za anthu ndi 40% kufika ku 50% poyerekezera ndi mautumiki a zamwadzidzidzi ndi chisamaliro cha boma. Ndalama zimenezi zimasungidwa ndi maboma a kumaloko, mabungwe osamalira zaumoyo, ndi mabungwe a zaumoyo, kupangitsa kusungitsa nyumba kokhoza kukwera mtengo kukhala ndi thayo limodzi ndi kukakamiza kwa makhalidwe abwino.

Kusintha Zinthu Kuti Zikhalenso Zokongola

Kudziwa malamulo a m’deralo n’kofunika kwambiri, koma kuti munthu amvetsetse bwino mfundo imeneyi, amafunika kudziwa mmene angagwiritsirire ntchito njira zimene zimasintha madera amene amakhala.

Kumvetsa Malamulo a Maboma A kwanuko

Midzi ina imapereka ulamuliro pa nkhani ya nyumba m’mabungwe a mzinda, pamene ina yakhazikitsa mabungwe okonza nyumba, madipatimenti okonza nyumba, kapena madipatimenti okonza za anthu amene asankha mwanzeru.

Kufufuza zinthu zimenezi kungakuthandizeni kudziwa nkhani zimene zikufunikira kukonzedwa, zimene akuluakulu a boma kapena antchito ayenera kusankha kuti azichitapo kanthu pa nkhani inayake.

Kuyankha kwa Onse ndi Umboni

Nthaŵi za kukonzekera misonkhano ya bungwe la ofufuza, mayeso a bungwe la m’mizinda, ndi makomiti a oyang’anira malo amapereka mpata kwa nzika kufotokoza malingaliro awo pa malamulo a zanyumba olingaliridwa. Umboni wapoyera wogwira mtima umagwirizanitsa zokumana nazo zaumwini ndi zotulukapo za lamulo, umafotokoza nkhaŵa zenizeni kapena zivomerezo, ndipo umasunga liwu laulemu ngakhale pamene kusavomereza njira zolingaliridwa.

Ndemanga zolembedwa misonkhano isanayambe kaŵirikaŵiri zimakhala ndi chisonkhezero chonga cha umboni wa olemba, makamaka kaamba ka malongosoledwe atsatanetsatane a malamulo operekedwa kapena masinthidwe a malo. Opanga zosankha ambiri amaŵerenga zigonjero zolembedwa mosamalitsa ndi kuzilingalira pamodzi ndi umboni wa pakamwa. Kuphatikizapo kugonjera kolembedwa ndi kuwonekera kwapamanja kumatsimikizira chiyambukiro chanu.

Kumanga Zikhulupiriro ndi Chiyambukiro Chochititsa Chidwi

Munthu aliyense payekha satha kukwaniritsa, koma magulu olinganizidwa angachirikize pangano la nthaŵi yaitali, kuphatikiza ndalama zofufuzira ndi kulankhulana, ndi kumanga maunansi ndi opanga zosankha. Mabungwe a zachuma a kukonza anthu, makampani opanga chitaganya, maukwati ogwirizana ogwirizana ndi chikhulupiriro, ndi mayanjano a mnansi zonsezo zimapatsa masitepi a ntchito ya gulu.

Mabungwe ogwirizana amasonkhanitsa anthu osiyanasiyana omanga nyumba, okhala ndi katundu, mabungwe a zamalonda, mabungwe othandiza anthu, ndi anthu ochokera m’madera osiyanasiyana.

Kujambula Mitengo m’Zosankha Zam’malowo

Masankho a bungwe la mzinda, malo a meya, kulinganiza mipando ya ofesi, ndi miyeso ya mabolosi imakhudza mwachindunji malamulo a zanyumba. Voter posankha m'masankho a kumaloko n’ngochepa kwambiri kuposa m'masankho a dziko, kupatsa ovota mphamvu yosatsatizana. Ofuna kusanthula malo okhala, ofunsira ku masemina, ndi kupanga lamulo la zakukhala m'nyumba lisamaliridwe m'zosankha zanu.

Malo ambiri amavotanso mwachindunji pa mavoti a nyumba, monga ngati nkhani za mgwirizano wa ndalama zoyendetsera nyumba, njira zoyendetsera nyumba, kapena kusintha kwa malo ofunikira chivoti. Kumvetsa mfundo zimenezi ndi kutenga nawo mbali m'masankho amene asankha nkofunika kwa anthu amene akufuna malamulo a nyumba kuti asonyeze makhalidwe abwino a chitaganya.

Kusintha kwa Mikhalidwe ndi Zitsogozo Zamtsogolo m’Kachitidwe ka Nyumba Zakumaloko

Malo otsika osungira nyumba akupitiriza kusintha pamene anthu akuyesa njira zatsopano ndi kuchitapo kanthu pa kusintha kwa mikhalidwe.

Nyumba Zapakati Zokhalako ndi Zosoŵa

Magulu ambiri akusintha malamulo a malo kuti alole kusoŵa nyumba zapakati monga ma duplexia, mahotela atatu, ndi nyumba zaing’ono m'madera a m'mbuyomu kungokhala nyumba za banja limodzi. Kusintha kumeneku kukuwonjezera nyumba popanda kufuna kukula kwakukulu ndi kupanga malo osiyanasiyana oyendera.

Maboma kuphatikizapo Oregon, California, Washington, ndi Montana akhazikitsa malamulo ochotseratu nyumba za m'malo amodzi za kumaloko poyanja kulola mitundu yambiri ya nyumba. Kuloŵerera kwa boma kumeneku kumasonyeza kuzindikira kuti malamulo akumanga a m'deralo athandizira kwambiri kusoŵa kwa nyumba ndi kuti kugwirizana kwa malo ndi kufunika kwa kuyang'anira mavuto a kusoŵa kwa malo amodzi.

Anthu Okhulupirirana Ndiponso Otsanzira Anthu Ena

Malo a anthu amapeza malo ndi kuwasunga kukhala odalirika, kuwamasula kwa eni nyumba amene ali ndi nyumba koma osati malo a pansi. Chitsanzo chimenechi chimachepetsa mtengo wa zogula za panyumba ndi kusungitsa ndalama zogulira nyumba mwa kuchepetsa mitengo ya ogula amtsogolo. Maprogramu aluso amagaŵana ndi maprogramu ofananawo kuti asunge ndalama zanthaŵi yaitali pamene akulola eninyumba kumanga chuma.

Malo osungiramo katundu ameneŵa apezedwa kukhala oloŵa m’malo mwa kutsungula kwa mwambo wotsika, makamaka m’midzi kumene mitengo ya nthaka yakwera mofulumira.

Kuyenera kwa Uphungu ndi Chitetezo cha Kutenga Mwana

Magulu ambiri akhazikitsa mapulogalamu ovomerezeka ndi boma amene amaimira anthu olandira ndalama zochepa amene akuthamangitsidwa. Ofufuza akusonyeza kuti anthu olemba malamulo ali ndi vuto loti azikhalabe m’nyumba zawo kusiyana ndi anthu amene amayendetsa ntchito paokha. Maprogramu amenewa amachepetsa kusowa kwa nyumba, kuteteza anthu osowa pokhala, ndiponso kukhazikitsa mtendere pakati pa anthu.

Kupyola pa uphungu weniweni, maboma ena atsatira malamulo ongowachotsa kumene ofuna eni malowo kusonyeza zifukwa zenizeni zothetsera ntchito, kuchepetsa kusachotsa kolakwika. Zolembera zotsekera malamulo za kuchotsapo malamulo zimaletsa kuyambitsa zipupa zachikhalire zopinga kupeza nyumba mtsogolo.

Nyumba Monga Ndalama Zomangira Nyumba

Anthu ambiri amaona kuti nyumba zosavuta kugula n’zofunika kwambiri, monga misewu, madzi, ndi sukulu, ndi umboni wotsimikizira kuti nyumbazo ndi zochokera ku zinthu zosiyanasiyana, kukonza zoti anthu azidzawononga ndalama zambiri, ndiponso kuyendetsa zinthu mwadongosolo poyendetsa galimoto ndiponso popanga ndalama.

Bungwe la Infraclactre Investment and Jobs Act ndi mipata yopereka ndalama yotsatira ya boma zathandiza kukonza njira imeneyi, kupangitsa nyumba kukhala zoyenerera kaamba ka mitsinje ina ya zamaziko a zamalonda. Maboma a kumaloko amene amagwirizanitsa nyumba kukhala malo ozungulira a ziwiya zamphamvu kuti agwiritsire ntchito mwaŵi wa ndalama umenewu pamene akupanga njira zopanga chitaganya mowonjezereka.

Kufika Pansi pa Lamulo ndi Kuŵerengera Atsogoleri

Anthu amene amafufuza malo okhala kuti aone ngati malamulo akuthandiza, akudziwa malo amene pali umboni wokhudzana ndi nyumba. Anthu otere angagwiritse ntchito mfundo zimene zilipo pothandiza akuluakulu a boma amene asankhidwa kuti aimbe mlandu pa nkhani ya nyumba.

Zisonyezero za Ntchito Yaikulu ya Lamulo la Kumanga Nyumba

Mitengo yothandiza kwambiri pofufuza malamulo a malo okhala ndi ndalama zopitira kuntchito ndi monga chiŵerengero cha nyumba zopangidwa chaka chilichonse, peresenti ya mabanja olemera, kuchotsa ndalama zoikidwiratu, kuchuluka kwa ntchito, ndi kuchuluka kwa nyumba zokhalamo anthu a m'deralo. Kufufuza mipata imeneyi kwasonyeza zinthu zimene umboni wa kulephera kuzipeza.

Kupenda malipoti ameneŵa kumapereka maziko a kufunsa mafunso odziŵika bwino ndi kulimbikitsa kusintha kwa malamulo pamene zinthu sizichitika bwino.

Kuona Bwino ndi Kusimba Zofunika

Maboma a m’madera ameneŵa ayenera kukhala ndi mbiri yokwanira yovomereza kupangidwa kwa nyumba, zikalata zopimira msonkho, ndi ndalama zoikizira nyumba. Kuthandiza anthu m’madera ameneŵa kutsimikizira kuti malamulo akugwiritsidwa ntchito monga momwe angafunire ndi kuti anthu akwaniritsidwe zolinga zawo.

Ngati kuonekera kwa zinthu kuli kopanda, anthu okhala m’deralo angalimbikitse kuti pakhale zofunika kwambiri zoululira, mabodi a boma, ndi kulengeza nthaŵi zonse ku mabungwe a malamulo.

Kumaliza

Malamulo a m’deralo ali ndi mphamvu kwambiri komanso alipo kuti athandize anthu kukhala ndi nyumba zabwino. Malamulo oyenera, zofunikira, zosonkhezera kupereka msonkho, kubwereka ndalama, ndi kulola kusintha kulikonse ngati mabanja angapeze ndi kusunga nyumba zawo. Kumvetsa malamulo ameneŵa kumakuthandizani kukhala ndi phande m’zosankha zimene zimaumba mudzi wanu ndi tsogolo lanu.

Kutomerana kogwira mtima kumafuna kuphunzira za kayendetsedwe ka ulamuliro wa kwanu, kuonetsa mwaŵi wa ndemanga za anthu, kumanga mgwirizano ndi anthu ena okhala m’dzikolo ndi mabungwe ena, ndi kuvota m’masankho a kumaloko. malamulo amene amatulukapo chifukwa cha pangano limeneli amatsimikizira kaya aphunzitsi angakhale m’madera kumene amaphunzitsa, kaya achikulire angakulire m’malo amene anathandiza kumanga, ndi kaya antchito ofunika angakhoze kukhala pafupi ndi mautumiki amene amapereka.

Vuto la kukwera mtengo kwa nyumba nlovuta kulithetsa, koma njira zothetsera vutoli zimayamba pa anthu a m’deralo amene akudziŵa bwino nkhanizo ndipo amaumirira malamulo amene amathandiza anthu onse.