Zotsatirapo za Malamulo za Kusakhoma Msonkho

Kulephera kukonzanso msonkho ndi kuswa lamulo lachindunji la U.S. la Mwinin Invetive Service (IRS) liri ndi ulamuliro waukulu wa kukakamiza kugonjera, ndipo kuikidwa kwa lamulo kungakule mofulumira ngati munyalanyaza thayo lanu loikizira. Kumvetsetsa zotulukapo zimenezi kuli sitepe loyamba la kuzipeŵa kapena kuchepetsa chivulazo ngati muli kale.

Kulephera Kupita ku Maspeare

Chilango chamwamsanga cha kusakonza chimakhala chilango chapasadakhale cha kuipira pa pulogalamu ya pasadakhale. Chilango chimenechi chimaŵerengedwa pa 5% ya misonkho yosalipidwa ya mwezi uliwonse kapena mbali ya mwezi kuti kubwera kwanu kwachedwa, kufika pa 25% ya mlingo wanu wosalipidwa. Ngati mupanga masiku 60 pambuyo pa deti loyenerera, chilango chaching'ono ndicho cha $45 kapena 100 ya msonkho wosalipidwa (chobwezera pambuyo pa 2022). Chilango chimenechi chimatsetsereka ndi kukwera ndi kukwera, kupanga chitsutso mwamsanga ngakhale ngati simungakhometsa msonkho wanu wonse.

Kulephera Kulandira Malipiro

Ngati mulibe kulipira, mumayang'anizana ndi chilango cha kulephera kukalipitsa , chomwe ndi 0.5% pa mwezi (kufikira 25%). Ngati zilango zonse ziŵirizo zikugwira ntchito mwezi umodzi, chilango cha kulephera ku kukwera ndi kulephera kulipira, chotero mukhoza kulipira 5% mwezi (4.5% ya kulephera kuphatikizapo 0.5% pa kulephera kulipira). Komabe, ngati simunalembe zonse ziŵiri, chilango chanu chimapitiriza kuchuluka, kuwonjezera ngongole. Kaamba ka maumboni owonjezereka, kuchezera [FL:] tsamba lapansi [FO:]

Apandu Owalanda Msonkho

Pamene kuli kwakuti si kubwerera kulikonse kopanda cholakwa kumene kumatsogolera ku kumangidwa kwa upandu, kulephera kwadala kulembedwa mlandu monga cholakwa pa mfundo za Intervenue Revenue . Kulakwa kumakhala kolakwika , kulangidwa ndi chaka chimodzi m’ndende ndi malipotso kufikira $1500,000 ($500,000 pa makampani). Ngati boma lingatsimikizire kuti likufuna kuthaŵa misonkho, mlanduwo umakhala wolakwa pansi pa [1] [701] (masiye:3], kunyamula chigamulo cha zaka zisanu m’ndende ndi zokongola zokwana $500,000 pa $50,000 pa makampani ena). Chikalatacho chimakhala chothekera pamene ndalama zambiri kapena zosakhala zachinyengo zikuphatikizidwa.

Azembe ndi Alevi

IRS ingaike msonkho wa boma modzifunira . Ngati ngongoleyo ikhalabe yosaperekedwa pa katundu wanu (mafashoni, magalimoto, maakaunti a ku banki) ngati munyalanyaza kulipira pambuyo pa kulipira. Msonkhani amasunga chiwongola dzanja cha boma ndi kupangitsa kuvuta kugulitsa kapena kutayitsa ndalama za msonkho. Ngati ngongoleyo ikhalabe yosaperekedwa, IRS ingakulikire ku , imene imalanda katundu kapena malipiro mwachindunji. Mu 202222, IR inalemba macheketi oposa 300,000 a msonkho wa boma. Ngati ikhala malo ake, ikhoza kuwonjezera ndalama zanu za ngongole ndi kukhalabe kwa anthu onse.

Zotsatirapo Zandalama Zoposa Kusoŵa

Kuchuluka kwa ndalama zimene simunalembe msonkho kumatenga ndalama zambiri kuposa zimene munkalandira.

Kutayikiridwa kwa Onyozedwa ndi Kupatsidwa Msonkho

Ngati mwakhala ndi ngongole, IRS siidzapereka ndalama kufikira mutakonzanso. Mwachisawawa muli ndi zaka zitatu kuchokera pa deti loyambirira lofuna kubwezera. Pambuyo pake, ndalamazo zimakhala katundu wa U.S. Kotala. Ndalama zambiri zotsika ndi ndalama zapakati zopezedwa, zimenezi kaŵirikaŵiri zikutanthauza kutaya ngongole ya Mtengo (EITC), Child Leach, Wild Cooc. Chaka cha 2023, avereji ya kukwera mtengo inali $3,000. Kusapereka ndalama kukhoza kutayitsa zikwi zambiri za ndalama zimene zinagwiritsiridwa ntchito kaamba ka kusunga, kuchepetsa ngongole, kapena kulipira ndalama zofunika.

Chikondwerero Chimawonjezeka Tsiku ndi Tsiku

Mapini a msonkho osalipidwa amapangidwa tsiku ndi tsiku osangalatsa kwambiri pa mlingo waufupi wa nthaŵi yokwana ndi 3% kwa anthu (5% pa malipiro aakulu). Monga 2025, chiŵerengerocho chimakwera pa 8% pachaka. Kuphatikizapo zilango, msonkho wa $10,000 ungayendere $15,000 kapena kuposa pa zaka zitatu.

Kuyamikira ndi Zopinga za M’banja

Ngakhale kuti ngongole za msonkho sizikuonekera mwachindunji pa malipoti a ngongole a anthu ogula, ndalama za msonkho (ngati zasungidwa) zidzaonekera ndi kuwononga malo anu a ngongole. Ndiponso, obwereketsa kaŵirikaŵiri amapempha mapepala a msonkho kapena makope a mapepala olembedwa pamene mufunsira kaamba ka ngongole, galimoto, kapena ndalama za bizinesi. Kulephera kupereka chitsimikizo cha kukhoma msonkho kungatulutse kumanidwa ndalama za ngongole kapena chiwongola dzanja chachikulu. Anthu odzilemba okha ndi aulerenti amayambukiridwa makamaka chifukwa chakuti obwereketsawo amadalira pa mafailo a msonkho kutsimikizira ndalama zimene amapeza.

Chiyambukiro pa Ntchito Zamalonda

A eni mabizinesi amene amalephera kukonza mafashoni angayang'anizane ndi zilango zimene amaŵerengera mosiyanasiyana kuti abweze. IRS ingaikenso mabodza pa zinthu zamalonda, kupangitsa kukhala kovuta kusungitsa mizere ya ngongole kapena kukopa oikizira ndalama. M’zochitika zowopsa, IRS ingayambitse [ yosafuna kusokoneza ya gulu la bizinesi losagwirizana ndi malonda.

Kubwerera kwa Msonkho M’tsogolo

Nkhoma zosaipitsidwa sizimatha. IRS imapanga choloŵa cha mtengo wa kubwezera (SFR) chozikidwa pa chidziŵitso cha mabwana ndi mabungwe a zachuma. SFR imeneyi kaŵirikaŵiri siimaphatikizapo ndalama zochepetsedwa, kusasutitsidwa, kapena ngongole zimene muli nazo, zimene zimakupangitsani kukwera kwa misonkho.

Kuloŵa M’malo mwa Kubwerera (SFR)

Ngati simumajambula, IRS idzalemba SFR pa inu. SFR imagwiritsira ntchito ndalama zochepera (kaŵirikaŵiri ndalama zochepera kaamba ka kutsalira kwa ukwati kwapadera kapena kwa mbeta) ndipo siimalemba kaamba ka zoikizidwa zapadera, zodalira, kapena zowonongedwa za bizinesi. Muyenera kujambula kubwerera kwanu koyamba kuwongolera cholemberacho, chimene chingakhale njira yofunikira kulembedwa kwa nthaŵi yaitali kwa mlingo uliwonse umene mufuna.

Kudziŵa Zofooka

yozindikira malire [[FLT: 1] kuti IRS ione ngati msonkho umatha zaka zitatu tsiku lobwereralo litatha (kapena deti lolembedwa, lija limene limakhala pambuyo pake). Komabe, ngati simumalembanso zobwerera, lamulo siliyamba kugwira ntchito. Zimenezi zikutanthauza kuti IRS ingathe kupenda kapena kusonkhanitsa zaka zosakonzedwa bwino. M’kulondola, IRS imangosumika pa zaka zisanu ndi chimodzi zaposachedwapa pamene ikufuna kuchotsa mafaelo, koma palibe malire alamulo a kubwerera kumbuyo.

Kutaikiridwa ndi Zilango Zina ndi Kunyamulidwa

Mapindu ambiri a msonkho amafuna kubwezera panthaŵi yake. Chikalata cha Ufulu Wolandira Msonkho Choikizidwa , mwachitsanzo, chingakhale chosapezeka ngati simunasungidwe zaka kapena ngati simunakhale ndi mpata m'mbiri yoikitsa. Mofananamo, kutayikiridwa kwa malikulu, kuperekedwa kwa makampani othandizira, ndi kutayikiridwa kwa mapepala othandizira kuwonongeka kwa ndalama kukhoza kutayidwa ngati simunakopera kubwerera kwa chaka chimene kutachitika kutayikako.

Zotsatirapo za Maganizo ndi Zamaganizo

Kupanikizika ndi mavuto a msonkho amene sathetsedwa kungasokoneze kwambiri maganizo, kuchepetsa nkhawa za ndalama, kuopa kuweruzidwa ndi boma, ndiponso kudera nkhawa nthawi zonse za ndalama zimene munthu angapereke kuti apeze ndalama zolipirira msonkho, kungachititse munthu kukhala ndi nkhawa, kusowa tulo, ndiponso kuvutika maganizo.

Nkhaŵa Yosatha ndi Kupeŵa

Anthu ambiri amene sanasungepo zaka zambiri amakhala ndi osasinthasintha.: akadikira kwa nthaŵi yaitali, vutolo limakula kwambiri. Zimenezi zimachititsa kuti vutoli likhale lochedwa kwambiri, ndipo limachititsa kuti anthu asamalandire chilango cha ndalama komanso asamakhumudwe maganizo. Malinga ndi kafukufuku amene a bungwe la American Psychological Association, kupanikizika ndi ndalama ndi chimodzi mwa zinthu zimene zimachititsa kuti anthu azivutika maganizo kwambiri ku United States, ndipo nkhani za msonkho zosamalizidwa n’zothandiza kwambiri.

Kuthandiza Anthu Kugwirizana ndi Ena

Mnzathu wina angaone kuti ndi wolemetsedwa chifukwa chakuti mnzakeyo walephera kukhoma msonkho, ndipo zimenezi zingapangitse kuti azikangana.

Kudziimba Mlandu ndi Kuchita Manyazi

Kudziimba mlandu kapena kudziimba mlandu chifukwa chosakwaniritsa udindo wa boma kungachititse kuti anthu ena asakhale ndi chidwi chotsegula makalata kapena kuyankha foni kuchokera ku IRS, zimene zimangowonjezera vutolo.

Mmene Mungasamalirire Misonkho Yosaipitsidwa: Njira Yotsatira Pansi Pake

Ngati simunalembepo zaka imodzi kapena zingapo, nthaŵi yabwino koposa ya kuchitapo kanthu ndiyo tsopano. IRS iri ndi maprogramu ndi njira zingapo zolinganizidwira kuthandiza okhoma misonkho kubwereranso m’kugonjera popanda kuyang’anizana ndi chilango chachikulu chothekera.

Sitepe 1: Sonkhanitsani Mabuku Onse Omwe Amathandiza

Sungani W-2, 1099, makope a zochepetsedwa (madoko, ma kilomita, zopereka zothandizira opatsirana), ndi makalata alionse ochokera ku IRS. Pa zolembedwa zosoŵa, mungapemphe Wage ndi Infestrics kuchokera ku IRS (kupezeka pa intaneti pa ] RO MP MP []] . Chiŵiro chimenechi chimapereka chidule cha ndalama zolembedwa ndi olemba ntchito ndi olipira kwa zaka zimene mukufuna.

Sitepe 2: Malo Okongola Abwereranso

Ngakhale ngati simungathe kulipira ndalama zonse, kukonza nkofunika kuletsa kulephera kulipira . Chilango cha kulephera kulipira chidzapitirizabe koma pamlingo wotsika kwambiri (0.5% pa mwezi). Mukhoza kuyenerera kaamba ka chilango choyamba cha panthaŵi yake [1] ngati muli ndi mbiri yovomerezeka ya zaka zitatu zisanakwane. IRS FM 843 ingagwiritsiridwe ntchito kupempha chilango kaamba ka zifukwa zomveka.

Sitepe 3: Yesani Kufufuza Zomwe Mungachite Kuti Mupereke

IRS imapereka makonzedwe angapo a malipiro kukuthandizani kuthetsera ngongole yanu:

Mfundo 4: Funsani Akatswiri a Nkhonya

A A [''akaunti ya anthu odziŵika bwino (CPA)], , [[FT:2] , chinsinsi chotseguka (EA) , kapena loya wa msonkho angapereke chitsogozo cha akatswiri, makamaka pa mikhalidwe yovuta yokhudza zaka zambiri, mabizinesi amabwezera, kapena chinyengo chothekera. Iwo angakuimireni musanalembe IRS, matauni, ndi kuthandiza kukonza zobwezedwa molondola. Msonkhetso wa chithandizo cha akatswiri kaŵirikaŵiri umalipira mwa chilango ndi chilolezo cholondola cha ndalama zoperekera.

Mfundo 5: Muzikonzekera Kuthandizana

Mukangogwidwa, khazikitsani njira yotsimikizira kuti mudzatsatira tsogolo. Izi zingaphatikizepo kugwiritsira ntchito pulogalamu ya msonkho, kukhazikitsa ndalama zoŵerengeredwa kasanu ngati muli ndi ntchito yanuyanu, kapena kusintha ndalama zanu zolipira popanda kulipira. Opereka msonkho ambiri amawona kukhala othandiza kugwira ntchito ndi katswiri wa ntchito chaka choyamba pambuyo pa mpata wautali wolembedwa.

Kulingalira Kowonjezereka

Zotsatira za Msonkho wa Boma

Maboma ambiri ali ndi malamulo awo oikizira msonkho ndi zilango. Kulephera kukonza boma kuti libwezere kukhoza kutulukapo mabodza osiyana, malipiro a malipiro, ngakhale kuchotsedwa kwa laisensi ya dalaivala kapena laisensi ya akatswiri. Mayiko ena, monga California ndi New York, ali ankhanza kwambiri pofunafuna anthu osafuna msonkho. Muyenera kukambirana ndi boma udindo wanu wosamalira bwino za msonkho.

Kuthandiza Anthu Kupeza Chisungiko

Kwa anthu olembedwa ntchito, kulephera kulemba ndalama zobwezeredwa msonkho kumatanthauza kuti simungakhale ndi cholinga chopeza ndalama zothandizira anthu otetezedwa ndi anthu ovutika. Zimenezi zingachepetse mapindu a kupuma pantchito kapena kulemala kwa m’tsogolo. Bungwe loona zachitetezo limagwiritsa ntchito mabodza a misonkho yodzigwirira ntchito (lolembedwa ndi Sedynal SE) kuŵerengera ndalama zimene mumalandira. Zaka zimene simunapeze zingabweretse mapindu ochepa mukapuma pantchito.

Kupempha Chopereka

Pansi pa Fixing America’s Surcation Traffic (FAST), IRS ingavomereze kuti “yopulupudza kwambiri” ngongole ya msonkho ku Dipatimenti ya Boma. Ngongole yopulupudza kwambiri ndi yosalipiriridwa, yovomerezeka mwalamulo ya msonkho woposa $62,000 (woikizidwa chaka chilichonse chifukwa cha kukwera mtengo) imene yasungidwa. Kamodzi, Dipatimenti ya Boma ingakanetse maseti a pasport kapena mapasipoti omwe alipo. Msonkhano umenewu ungayambitsidwe ngakhale ngati simunaloŵe m'malamulo aupandu, chotero ulendo wapadziko lonse uli pangozi.

Kumaliza

Zotsatira za kusasunga misonkho kuchuluka kuyambira pa zilango za ndalama ndi chiwongola dzanja, ngongole, ngakhale kutayikiridwa kwa pasipoti yanu. Komabe, IRS imapereka njira zambiri zothetsera zobwezera zowonongeka ndi kuchepetsa mtolowo: kulinganiza, kupereka chilango kwa olakwa anthaŵi yoyamba, ndi kulipira ena opalamula msonkho. Chofunika ndicho [Kupereka khoma msonkho kwa bwenzi, ngongole] mwamsanga [[FL: 0]. Kuzengereza kuwonjezera vutolo. Ngati muli kumbuyo kwa misonkhoma yanu, sonkhanitsani mapepala anu, zobwerera, ndi kufunafuna chitsogozo chaukaukatswiri ngati mufunikira. Kuyang'anira kwanu msonkho sikudzatetezera ndalama zanu ndi kuima kwalamulo komanso kuchepetsa kulemera kumene kumabwera ndi kulephera. Kuyendera kwa pulogalamu ya pa SS, ndi kuyendera kwa boma: [FF:]