Amagenzura y' ifaranga y' ifaranga y' ifatika hagati na - () Ryari: Kuri Inguzanyo y'umuhimbyi mu mahanga. Ku isi yose ku i na, ni ya: na Bijyanye n' imitungo. imisoro Bya Amanyamahanga ni in, na Amakosa Kuri Cyangwa Ubusumbane. Ingingo, Bya Bya Indangabintu y' Ifaranga y'umuhimbyi ya: na, Imikoro, Imikoro, Imikoro, (), na Inyungu.

Tujye dusobanukirwa ko dukwiriye gutanga imisoro:

ku Itangira na ku Imimerere i,. Ibyiciro: na (), (), na - (). ni Bijyanye n'umutungo umwaka: ku Ifatika in.

Imimerere

Iyo umuntu akurikije kimwe muri ibi bintu bikurikira, aba abonwa ko ari umuturage wo mu Buhindi:

  • Mu mwaka w’ubukungu, baba mu Buhindi iminsi 182 cyangwa irenga.
  • in ya: 60 iminsi Cyangwa Birenzeho i Bijyanye n'umutungo umwaka: [[: 0% S] na[[: 1] in ya: iminsi Cyangwa Birenzeho i IMYAKA i Bijyanye n'umutungo Umwaka.

Bya Cyangwa Bya Inkomoko () ku A, i - UMUNSI ni Na: Iminsi 120. Na: Igiteranyo:% S (Ayandi Amanyamahanga) in A Ibanjirije umwaka:, i ni Iminsi 120 ya:. ku i, 2020, Nka Nyuma.

kugirango

Nka A, [[: 0% S] na ()[[:1] Cyangwa [[: 2.] (). NIBA Byombi Bya i Ibisabwa:

  • Umaze nibura utuye mu Buhindi, ugizwe n’abantu babiri ku icumi batuye mu myaka 10 ishize y’ubukungu.
  • Wamaze iminsi 730 cyangwa irenga mu Buhindi mu myaka 7 ishize y’ubukungu.

Niba imimerere iyo ari yo yose idakorwa, uri we RNOR. Imyifatire irebana n’ibyo, kubera ko abaturage baho basonerwa ku mutungo wabo ku isi hose, mu gihe abaturage baho bakorozwa gusa ku mufaranga bahembwa cyangwa bahabwa amafaranga mu Buhindi (ah’abaturage baho bakwiranye na NRI, ariko ntibasa).

Igihe cyo kwirwanaho n’ingaruka bigira

NYACYO NYACYO NYACYO NYACYO: Umukoro ku nyungu zose z’abanyamahanga bo mu Buhindi, ku buryo bw'ubwishyu bw'umutungo. Umukoresha w'umuturage w'umukoro ugomba gutangwa n'umutungo w'umutungo w’undi mudage.

Guha imisoro abaturage (ROR)

na ku [[: 0% S] [[: 1]. Icyo ari cyo cyose Hanze, Bya ni BYAKIRIWE, in i Umukoro Garuka. ni Ku i Ingirwadusodeko, na i Gushyiraho Kuri,,, na Ikindi.

Amoko y’abanyamahanga ahabwa imisoro

  • Umushahara ubonerwa mu kazi k’amahanga (mbese, waba ukora mu mahanga, mu gihe ukomeza kuba umutungo wa Moteri cyangwa umukoresha wawe akaba ari umunyamahanga).
  • Inyungu zibonerwa mu mabanki, mu mazu ashyizwemo ibintu, mu mirunga cyangwa mu byangombwa byashyizwe hanze y’u Buhindi.
  • Amasosiyete yo mu mahanga yagabanyije ibice.
  • Amafaranga y’amazu n’amazu byahembwaga mu mahanga.
  • Inguriro z’ibiro bikuru, zibonerwa mu kugurisha imigabane, amafaranga yo guhugura, amatongo n’ibindi bintu byatungaga ibihugu by’amahanga.
  • Niba uri umwe mu bacuruzi cyangwa mu bacuruzi bo mu mahanga, uhabwa amafaranga.
  • Udufaranga utwo ari two twose tuva hanze y’u Buhindi, urugero nk’ubutware, amafaranga y’ikiruhuko cy’iza bukuru cyangwa se amafaranga akoreshwa mu gihe cy’ubukungu.

Gutanga imisoro ibiri: DATAYA n’umutambyi wo mu mahanga

Kugira ngo utuma umushahara umwe utabarwaho imisoro mu Buhindi no mu gihugu cy’amajyaruguru, u Buhindi bwagiye bujya mu Masezerano yo Gutanga Amatagisi (DTAA) mu bihugu birenga 80. DTA itanga uburyo bubiri bwo gutabara:

  • [[: 0% S]:[[:] ni in Rimwe Igihugu:, i Inkomoko Igihugu: NIBA i ni A & kvoctrain; Bya i Ikindi.
  • [[: 0% S]:[[: 1] Igihugu: Bya A ya: in i Inkomoko Igihugu:.

Abaturage bo mu Buhindi bashobora gusaba ingurane y'umutako () yo mu mahanga yo mu Buhindi, ku bihereranye no gutanga imisoro mu mahanga ku mushyungi ukoreshwa na ho. ni ikoresha 67 na Mbere y' itariki isabwa y'itanga ry'umutahe. Ideni ni ideni rishyizwe ku Ntoya y'umutango utangwa mu mahanga cyangwa imisoro itangwa kuri iyo fagitire.

Raporo y’amafaranga n’ibya ngombwa:

(na) Abakoresha (Byose Konti, inyungu z'amafaranga, imbogamizi, Cyangwa Ishirwaho umukono in A Konti:) bihishura in i Bya i.

  • Konti ATARIIGIHARWE Na: Zeru
  • Konti zo mu mahanga
  • Gutungana no kugira amadeni mu miryango y’abanyamahanga
  • Amazu n' imigabane
  • Ubundi butunzi ubwo ari bwo bwose bw’umurwa mukuru bwari inyuma y’u Buhindi
  • Ibyiringiro cyangwa izindi nyubakwa zaremwe hanze y’u Buhindi

Kunanirwa guhishura ubutunzi bw’amahanga, bishobora kuzana ibihano bikaze, hakubiyemo n'igihano gihwanye na 10% by'agaciro na in Byanzwe n'ubwihisho. Ku bantu, ubutunzi bw’amahanga butanga amafaranga yo gusonerwa mu Buhindi, byagombye guhishurwa, ariko amabwiriza ya vuba aha asaba guhishura inyungu zose z’amafaranga mu gihe utanga imisoro afite umwanya ukwiriye.

Gutanga imisoro ku mahanga

Ikivugwaho: Kuri A Inyobora: SHINGIRO. [[: 0% S] Cyangwa in [[: 1] Cyangwa ni [[: 2.] in [[[: 3] ni. ni, Hanze na OYA BYAKIRIWE in ni OYA in.

Bya

Itangarupapuro ry'Umutako w'Amatungo, ritanga ibisobanuro by'umutungo uzwi ko uboneka mu Buhindi cyangwa uhazamuka.

  • Mu Buhindi, amafaranga y’umutungo akoreshwa mu gihe hakozwe imirimo (hatari aho umuntu ahembwa).
  • Hari umushinga wo mu Buhindi watumaga abona amafaranga.
  • Amafaranga aturuka mu matongo yo mu Buhindi (umutungo uhembwa).
  • Amafaranga yazanywe n’inyungu z’umurwa mukuru, avuye mu kugura ubutunzi buri mu Buhindi (hafi kimwe na kimwe, ibisata by’ishyirahamwe by’ishyirahamwe ry’ishyirahamwe ry’ishyirahamwe ry’abaturage bo mu Buhindi).
  • Ubutegetsi bw’Abahindi butanga amafaranga yo gukontisha abaturage cyangwa bwanditseho inzandiko z’ibanki.
  • Imirimo y’umwami cyangwa amafaranga yo gukora imirimo y’ubuhanga yakoreshwaga n’Umuhindi.

Imivugo y’abanyamahanga: Ubusanzwe ntigomba kubwirizwa

, Kuva: A Mvamahanga ya: Akazi Hanze, Kuva: A Mvamahanga Konti: ni OYA BYAKIRIWE in, Guhagararira Kuva: A Indangakintu: in i Cyangwa, na Kuva: A Mvamahanga [[: 0% S]] OYA [[[:] in. OYA Kuri Icyegeranyo in Amabwiriza Garuka (Mu nyuma A & kmyapplication).

Igiti kivugwamo ko umuntu yanze kujya mu materaniro

A ni Ryari: Mvamahanga Kuri, ku i Igihe, [[: 0% S] ni.[[: 1]] OYA Guhindura... i Inkomoko Bya. i Hanze na OYA in i Igihe, Kuri Ubwoko. Urugero:, NIBA in A Konti: Nka na Nyuma Igiteranyo Kuri Konti:, i Mvamahanga na ni OYA Umukoro in., Icyabitswe - ni Kuri i Inkomoko. Irengayobora: ni NIBA i Gishya Inkomoko (A Gishya Icyibumwe). Gushyiraho Hejuru Ikiratini.

Ibyago Byihariye: Ubucuruzi Bwayobowe n’Ubuhindi Cyangwa Ubushingare mu Buhindi

Nubwo yaba aba n’abahanzi, umushahara uva ku mucuruzi Cyangwa umwuga, ubonwa ko utangwa n'impapuro mu Buhindi., NIBA Ibikorwa: A Imirimo Kuva: hanze, ni abanyamahanga na OYA. i Nyuma yaho yimuka i Kuri na, Ifaranga ry'ubucuruzi mu mahanga rishobora kuba isonerwa, ku ihinduka rya, ryatanzwe Kuri.

Abantu bita ku bandi mu buryo bwihariye

Imimerere Nka A Inyuranamo ya: Kuri Nyuma. i Igihe, Iheruka Hejuru Kuri Kabiri IMYAKA (Cyangwa), i ni OYA ku Mvamahanga ni BYAKIRIWE in. A Idirishya Kuri.

Ubutasi bwo guha abanyamahanga amafaranga mu gihe cy’umutungo

Nka NYAMWITOZO, usonerwa gusa ku:

  • Muri uwo mwaka w’amafaranga, abantu bakira cyangwa bakabona ko ari bo bakira abantu bo mu Buhindi.
  • Mu mwaka w’ubukungu, amafaranga aboneka cyangwa agasohoka mu Buhindi.
  • Income which accrues or arises outside India and is brought into India (but only if the income was earned in a year when you were RNOR? Actually, RNOR taxability is the same as NRI – only Indian-sourced or received in India. So foreign income that is not received in India is not taxable. However, if you receive foreign income directly in an Indian bank account, it is taxable. So careful: the RNOR has an advantage if they keep foreign income abroad. But once remitted to India, that income becomes taxable. This is a nuance: while NRI can remit without tax (because income was foreign-sourced and never taxable), RNOR's foreign income earned during RNOR is also foreign-sourced and not taxable – remittance may not change that either. Actually, the law says for RNOR, income received in India is taxable. So if you receive foreign income in India, it is taxable. For NRI, same. So the remittance myth applies to both. However, many advisors recommend keeping foreign income abroad during RNOR to avoid Indian tax, because once it enters India as a receipt, it becomes taxable even if it's foreign-sourced. That's correct per law: Income Act says "income which is received or deemed to be received in India" is taxable. So if you transfer foreign income to an Indian account, it is income received in India. So for RNOR, it's taxable upon receipt in India. For NRI, same. So the distinction is that for RNOR, if you have foreign income from prior years while NRI, and you become RNOR and then receive that income in India, it's taxable because received in India. But if you were NRI and earned that income and never received in India, then later become RNOR and receive, still taxable. So the only safe way is to not receive foreign income in India. Plan to keep it abroad or reinvest. This is a critical point. I'll include it.

    Ingaruka z’Amateka ya Vuba aha: Amategeko y’Amafaranga, 2020

    Irego ry’Amafaranga ryakozwe mu mwaka wa 2020 ryatumye hahinduka amategeko agenga iby’ubucumbi, rigahindura imisoro ku by’umutungo w’abahindi n’aba NRI benshi bahembwaga mu mahanga.

    in Ihindurakerekezo

    Mbere, Cyangwa A Kuri Kuri A & Bihera A A & Bihera. Gishya i: NIBA Igiteranyo:% S Kuva: Ikindi (Ifaranga ry' umwimerere) i Ibanjirije umwaka:, A A & Umwaka NIBA iminsi 120 Cyangwa Birenzeho in i Bijyanye n'umutungo. i Ibisabwa ya: Abashyitsi b’abakire.

    Abaturage b’Abahindi Basuzugurwa

    ni OYA Kuri Kuri Syari in Icyo ari cyo cyose Ikindi Igihugu Cyangwa Umwanya (i., A "zero - Tsima" Bya A Byo hasi - Umutako) A & Agaturage Bya NIBA Igiteranyo:% S Kuva:. Kuri Kuri Inshingano Gukomeza Kuri Bijyanye n' imitungo in. ku & Rusange, Mvamahanga,.

    Iyongera rya ya: Mu gihe cy’itsinda ry’abashakanye

    Inteko y'Ikigo cyabikozeho yasohoye ibisobanuro birambuye by'iminsi yakorewe mu Buhindi bitewe n'uko imyitwarire y'urugendo (G. g., indege yaretse gusohoka mu gihe cy'icyorezo) ntibyari kubarwaho ku bihereranye n’impamvu z’abaturage, mu gihe uwo muntu yaba atamaze igihe kirekire mu Buhindi abyishakiye.

    Na

    Bya Ifaranga na Indangabintu ni Icyihutirwa. Abaturage na Idosiye imisoro y'umutungo mu gihe utangwa n'umutungo wose uruta i Shingiro (Cyangwa NIBA bafite ifaranga ry'umunyamahanga, ndetse n'inyungu zo munsi ishingiro).

    Gusaba abaturage n’abafite impungenge

    • [[: 0% S] ()[[: 1] Idosiye - 2. Cyangwa - 3. (ku) na Byose Mvamahanga na Ifasi in. Kuri ya: -, na ya: Kuri Icyegeranyo Bya Mvamahanga Ibyinjiye.
    • [[: 0% S][[:] Kuri Idosiye A Garuka NIBA - Ibikorana: i Ivanga ()., NIBA A Bijyanye n'umutungo in A Mvamahanga ni A i, i Gicurasi.

    kugirango - Bya Amasiyone

    (na) na Bya, Ingero ya: Ubwihisho Bya Ibyiciro Biturutse Mamahanga.. Urubanza ni Kuri., i, Kuri Kuri A Mpuzamahanga Ibiciro in A Bya Hejuru Kuri. Na: Amategeko y' imisoro ni Kuri.

    Inama z’ingirakamaro mu bihereranye no gutanga imisoro

    Kugira ngo ushyire imisoro mu buryo bukwiriye, jya ukomeza kuyumvira:

    Komeza kuba abantu banditse inkuru zikwiriye

    Jya ubika inyandiko z’ibyaguhembwa mu mahanga, imisoro utanga mu mahanga, inyandiko z'imari zitangwa na banki, n'iz'ababikisha.

    Jya usaba inama

    ,, na Mvamahanga Ibice ITSINDA RY' IMIBARE C. A Cyangwa Na: in Kwambukiranya - Imbibi. Ifashayobora Imimerere, Imiterere Kuri Kugabanya MAHARAKUBIRI, na Bya Amafishi Nka ya:.

    Jya ushyira mu gaciro

    i hagati na Igihugu Bya (Cyangwa Inkomoko Igihugu). Amasezerano ya: Bya (GUK.,,), Ibindi: Ntoya. Urugero:, i - ya: Bya ku i & Igihugu: ku in i Bya Ibisabwa, Kuva: imisoro NIBA A. i ku A () Kuva: i Igihugu na Byagombwa Amafishi.

    Teganya gahunda yo guhindura uko wabigenza

    Uteganya gusubira mu Buhindi, kugera ku mushinga uhembwa mu mahanga mu gihe uri umuyobozi wa NRI Cyangwa wa RNUR wo kugabanya imisoro. Mu gihe ubaye umukoro, umushahara wose utangwa ku isi hose, uba ukorozwa. Koresha i Igihe Kuri in buhoro buhoro, ariko umenye ko amafaranga yakiriwe mu Buhindi mu gihe cy'ubutaro ari ayo gukororwa. Abacuruzi bamwe batanze inama yo gukomeza kuzigama inyungu z’abanyamahanga no kuzikoresha ku bihereranye n'urugendo cyangwa ku bwo kugaruka inyuma y'u Buhindi.

    Igisoza

    Imisoro y'umutungo w'amahanga ku batuye mu Buhindi na NRIS iheshwa ku mpande zombi, ku itondeka ry' neza, na. Abaturage bagomba gutanga no gutanga imisoro ku nyungu z'umutungo wo mu rwego rw'isi yose, mu gihe na RORs na, birinzwe ku mukoro ku nyungu z'abanyamahanga, mu buryo bwihishe mu buryo bwihishe mu Buhindi. Amasezerano ya vuba aha yakozwe n'amategeko agenga, na ku buryo buhagaritsweho impano y'umutungo w'abanyamahanga. Kuguma no gushaka ubuyobozi bw'ubuhanga, ushobora kugenzura imisoro irengwa y'ibyego by'ingirwaho na inguriro na inze mu buryo bwemewe n'amategeko.

    [[: 0% S]:[[:] Ingingo Rusange Ibisobanuro: na OYA Nka Nyir' ikoro. Ikivugwaho: Kuri Guhindura... na. A Nyirabyo ya: Kuri.

    [[: 0% S][[[1.]

    • [[:]Ishami: Bya [[:]
    • [[:] 128: ()[: 1]
    • [[: 0% S]: Bya na Mvamahanga[[[: 1]
    • [[:] Bya (): ku[[: 1]