Kunzwisisa Mitero Yemunharaunda: Chirango Chinobatsira Hurumende

Mitero yomunzvimbomo inomirira rutivi runokosha rwomutoro wako wose, bva inowanzogamuchira ngwariro shomanene kupfuura mitero yehurumende kana kuti yehurumende.

Mitero Yomunzvimbomo Chii?

Mitero yomunzvimbomo inopiwa nenzvimbo, maguta, mataundi, maruwa ezvikoro, uye mamwe masangano emanisiparati kuti ape mari nokuda kwemibato yavose.

Kunzwisisa kuti mitero iyi yakagadzirwa sei kunogona kukubatsira kuronga mitoro yako, kuziva mikana yokuchengetedza mari, uye kudzivisa zvirango zvinodhura.

Mitero Yomunyika Yacho Yakasiyana - siyana

Kunyange zvazvo mitero chaiyo ichisiyana - siyana, mitero inotevera ndiyo yakapararira zvikuru munzvimbo yacho inoonekwa nevanhu uye mabhizimisi.

Mitero Yezvinhu

Mitero yezvinhu ndiwo manyuko makurusa emari yemari nokuda kwehurumende zhinjisa dzomunzvimbomo. Inobhadharwa panzvimbo nezvivako zvinotsamira paukoshi hwenzvimbo. Mwero wemitero, unowanzoratidzirwa semwero weguyo (madhirari pa $6 000 yomutengo unoenzaniswa), unogadzwa nehurumende yomunzvimbomo uye unogona kuchinja gore negore kuti usvitse zvinodikanwa zvemari.

  • Ends Suption : Vanzveri vomunzvimbomo vanosarudza ukoshi hwenzvimbo yako, kazhinji kazhinji kupfurikidza nemienzaniso yokunzvera hurusa kana kuti shanyo dzenzvimbo. Une maruramiro okukwirira kana unodavira kuti kunzvera kwako hakuna kururama.
  • Homestead Expections: Nzvimbo zhinji dzinopa kuderera kwoukoshi hunobhadharwa nokuda kwedzimba huru dzinotambira muridzi, kuchideredza mutero nokuda kwavaridzi vemisha.
  • [[[FOLT:0] Rovety Posso Caps:[ Dzimwe nyika dzinoisa ganhuriro pakuwedzera kwemitero yenzvimbo mugore rakati, kuchigovera kufanodeya kutaurwa nokuda kwavaridzi vemisha.

Mitero Inotengeswa

Munyika dzakawanda, mitero yezvokutengeserana yenzvimbo dzinotengeswa inowedzerwa pamutero wehurumende, zvichiguma nemwero wakabatanidzwa unogona kupfuura 10% mumamwe maguta. Somuenzaniso, munharaunda dzakadai seChicago, IL kana kuti Baton Rouge, LA, mwero yose yemitero yokutengesa iri pakati peyakakwirira munyika.

  • Kusunungurwa neRecurets: Zvisakiso zvakadai sezvokudya zvisina kugadzirirwa, mirimo inonyorwa nachiremba, uye zvishandiso zvokurapa zvinowanzohesvurwa pamutero wokutengesa. Dzimwe nzvimbo dzinewo mazororo omutero nokuda kwezvinhu zvokudzokera shure kuchikoro kana kuti ngwavaira.
  • Shandisa Mutero: Kana ukatenga zvinhu paIndaneti kana kuti kumutengesi asingaunganidzi mutero wekutengesa womunzvimbomo, ungangova nechikwereti chokushandisa mutero kuhurumende yomunzvimbomo yako. Vabhadhari vazhinji havaoni ikoku, asi hurumende dziri kuwedzera kusimbisa kuteererwa.
  • Kurangarira kwezvebhizimisi: Mabhizimisi anofanira kuunganidza ndokudzoserazve mutero wokutengesa munzvimbo iri yose umo ane nexus yokunyama kana kuti yezvemari. Chisarudzo cheDare Gurusa ra2018 mu South Dakota v. Wayfair, Inc. mano okuda mutero wezviteshi zvehurumende kuunganidza mutero, kuita kuti pave nemhizha huru zvikuru.

Mitero Inobhadharwa Munharaunda

Kusiyana nomutero wemari inotambirwa nehurumende, mitero yemari inotambirwa inozivikanwa zvishoma asi inogona kuva inokosha mumaguta uye mitero inoamanikidza. Mienzaniso isingacherechedzwi inobatanidza New York City, Philadelphia, uye Detroit, iyo inoita kuti vagari vose vari vaviri vagari vemo uye vasiri vagari vemo vashande mumiganhu yeguta.

  • Flat vs. Magiradi akarongwa: Mitero mizhinjisa yemari inotambirwa inoshandisa mwero wakati sandara pakuwana mari, asi miganhu mishomanene ine mabhuraki anofambira mberi.
  • Kunyima nokupfuudza: Vashandirwi vanofanira kunyima mitero yemari yomumusha pamubhadharo wavashandi. Vagari vanofanira kuisa pedzero yomunzvimbomo yomunzvimbomo yakaparadzana, kazhinji kazhinji nemisi yakasiana- siyana kupfuura mibairo yehurumende kana kuti yehurumende.
  • Kupa mitero paid to End Communities: Kana uchigara mune imwe nharaunda uye basa mune imwe, ungakwaniriswa nokuda kwechikwereti kudzivisa mitero yakapetwa kaviri. Kunzwisisa zvibvumirano zvekugara pakati penzvimbo chinhu chinokosha.

Mitero Yakakura

Mitero yokubvisa mitero chaiyo pazvinhu zvakati kana kuti mibato. Mitero yavose yomunzvimbomo inobatanidza iyo yepeturu, fodya, chinwiwa chinodhakisa, nzvimbo dzokugara dzehotera, motokari dzokurenda, uye kunyange mitero yokutasva bhasikoro yakadai seUber naLyft. Iyi mitero inowanzopfuudzwa kuvatengi sorutivi rwomutengo wokutenga. Hurumende dzomunzvimbomo dzinoshandisa mitero kubvisa mitero kumisa miitiro yakati (suta) apo inoparira mari inobva kuvashanyi navashanyi.

Marezenisi Ebhizimisi, Zvibvumikiso, uye Mitero Yakakura

Hurumende dzakawanda dzomunzvimbomo dzinoda mabhizimisi kuwana marezenisi kana kuti mvumo yokushanda zviri pamutemo. Iyi mitero inogona kuva yezita kana kuti yakakomba, zvichitsamira parudzi rwebhizimisi nenzvimbo. Mamwe maguta anoisawo mitero yakakomba pamaripi emarizi panzvimbo pemhindu. Somuenzaniso, Guta reLos Angeles rinobhadhara mitero yakakomba pamabhizimisi akavakirwa pamibhadharo yawo yegore negore, pamwe nemitengo inosiano yakasiana neindasitiri.

Kushandiswa Kunoitwa Mitero Yomunzvimbomo

Kunzwisisa kwaunoenda kumadhora ako emutero kunogona kukubatsira kunzwisisa kukosha kwemabasa omunzvimbo yaunogara uye kuita zvisarudzo uchiziva pabhokisi remitero remo:

  • [[FLT: 0] Tsamba:[ maruwa ezvikoro anotsamira zvikuru pamitero yezvinhu nokuda kwebhajeti yemari yokushandisa, mibhadharo yomudzidzisi, uye kugadziridzwa kwezvivako. Mumaruwa akawanda, mari yechikoro inhau inokakavadzana yakabatanidzwa nepfuma yepfuma.
  • Public Safety:[ Mapurisa, madhipatimendi okudzima moto, uye mabasa okurapa anotsigirwa zvikurukuru nemitero yomunharaunda.
  • Tsamba:[[[FLT: 1] Migwagwa, mabhiriji, gadziriro dzemvura, kurapa kwetsvina, uye kufambiswa kwavanhu vose zvinochengetwa kupfurikidza nemari yomutero yomunzvimbomo.
  • Mapaki neNhandaro: mapaka avose, nzvimbo dzenzanga, madziva okushambira, uye maraibhurari zvinowanzotsigirwa nemitero yomunzvimbomo yakatsaurirwa.
  • General Administration: Guta kana kuti mahofisi ehurumende, matare, uye mabasa okusarudza anotsigirwa nemitero yomunzvimbomo.

Nzvimbo dzakawanda dzinoitawo kuti pave nemari yokubhadhara zvirongwa zvikuru zvemahofisi makuru, uye vanhu vanobhadhara zvikwereti kubva pakubhadhara mitero munguva yemberi.

Miitiro Inoshanda Yokutarisira Mitero Yomunzvimbomo

Kutarisira mitero zvakanaka kunogona kuchengetedza mari uye kudzivisa kutemwa nomusoro.

Nzwisisa Mitero Yeko

Tanga kupfurikidza nokunzvera mitero chaiyo inoshanda kuhurumende yako. Shanyira guta rako kana kuti nzvimbo yewebsite, hwirudzura zvinyorwa zvemitero yenzvimbo, uye cherechedza mwero yemitero yokutengesa. Kudzorwa kwaVatungamiriri veMitero kunogovera mashoko pamwero yemitero yehurumende neyomunzvimbomo. Zivo isimba //* Haufungi kuti mitemo yemitero inoshanda mune rimwe guta.

2. Kukumbira Zvinhu Zvinokosheswa Zvikuru

Kana ukaona sokuti mutero wezvinhu zvako wakwira, unganidza uchapupu huchangobva kutengeswa hwedzimba dzakafanana, kuongororwa kwenyanzvi, kana kuti mifananidzo yokukuvara. Nguva yokukumbira kazhinji kacho inenge iri pfupi, uye kazhinji kacho mazuva 30 kusvika ku60 pashure pokunge chiziviso chokuongorora chanyorwa. Kuderedza urongwa hwako kunogona kuderedza mari yemitero kwemakore.

3. Itaura Kuti Zvose Zvinowanika

Kuregeredzwa kwemitero yakawanda yenzvimbo hakungoitiki kwoga. Unofanira kukumbira. Kurega kunyoresa kunobatanidza uko kwevagari vakura, vakaremara, vakaremara, uye masangano asingapi mari.

4. Shandisai Kutemwa Kwemitero uye Kuchengetwa

Kana nzvimbo yako ichiisa mutero wemari, rangarira kupira mari yemari yomutero inobhadharwa yakadai seakaundi 401 (k) kana kuti IRA. mamwe maguta anobvumira mari yemipiro yeidzi mari pamutero womunzvimbomo.

5. Kuongorora Kuchinja Kunoita Mutemo Wemitero

Mitemo yemitero yomunzvimbomo inogona kuchinja kazhinji kazhinji nemhaka yenjodzi dzemari, masherefu, kana kuti mirayiro mitsva. Zvinyorese kupepanhau rehurumende romunzvimbomo, pinda misangano yehoro yetaundi, kana kuti kutevera manyuko enhau akakurumbira ayo anofukidza mari yepepublic. Nokuda kwamabhizimisi, kunokosha kuramba uchiwirirana nemitemo yemitero yemari inotengeswa. Manyuko akafanana ne Sals Task Project anogona kubetsera kudzora kutendwa kwehurumende.

6 Ronga Kutenga Nokutengesa Zvihombe

Mitengo yemitero inogona kusiana kwete bedzi nehurumende asiwo neguta neruwa. Kana uri kurangarira kutenga kukuru kufanana nemotokari, mudziyo, kana kuti zvinhu zvokuvaka, enzanisa mwero yemitengo yehurumende dziri pedyo. Dzimwe nharaunda dzinogovera mazororo emitero yemitero nokuda kwezvinhu zvakati; kuronga kutenga kwako kuwirirana neizvi zvinhu zvinogona kuparira kuchengeteka. Nenzira yakafanana, kutengesa bhizimisi kana kuti nzvimbo kungaparira kupiwa kwemitero kwomunzvimbomo.

Bvunza Nyanzvi Yemitero

Mitero yomunzvimbomo yakaoma uye inogona kubatanidza mitemo yehurumende neyomubatanidzwa. Mutengi weakaunzi wavose (CPA) kana kuti mushandi anonyoreswa ane ruzivo rwokuzviwanira rwomunzvimbomo anogona kuziva mari yakaderera nechikwereti zvaungapotsa, kuva nechokwadi chokuteerera, uye kukumirira munzvero. Ikoku kunokosha zvikuru nokuda kwavaridzi vebhizimisi vane chokuita nemitero mizhinji yomunzvimbomo.

8. Dhinaundi Yemari Inofungidzirwa

Kana uchizvishandira kana kuti uine mari isina kuganhurirwa, ungada kuita mari yemitero yomunzvimbomo inofungidzirwa kuva yegore negore. Ronga parutivi chikamu chemari imwe neimwe yaunowana kudzivisa chishamiso panguva inorongeka. Zviremera zvizhinji zvemitero zvomunzvimbomo zvinogamuchira mitero yemagetsi, zvichiita kuti kuve nyore zvikuru kuramba uripo panguva ino.

Mirangariro Isina Kururama Iripo Pamusoro Pemitero Yomunzvimbomo

Kutadza kunzwisisa mitero yemunzvimbo iyoyo kunogona kuita kuti munhu abhadhare kana kuti apedze chirango.

  • Mhiko dzezvinhu ndidzo dzimwe chetedzo munzvimbo iri yose. Zvomene: Mitoo yokuisa zvinhu, mwero, uye kusapinda mvumo zvinosiana zvikuru pakati penhamba uye kunyange mukati meguta rimwe. Musha unoshuviwa pa $30,000 ungakwereta $3 000 000 munzvimbo imwe uye $9 000 muimwe.
  • Mhiko: Mutero wemari unobatanidzwa nguva dzose mumutengo unoiswa. Zvomene: MuUnited States, mutero wokutengesa unowedzerwa papepa, naizvozvo mutengo hauratidzi mutengo wokupedzisira. Nyika shomanene bedzi dzinoda mitengo yakaratidzirwa kubatanidza mutero.
  • Mhiko: Kana ndisingakwereti mutero wemari yehurumende, handine chikwereti chemitero yemari yomumusha womunzvimbomo. Zvomene: Mamwe maguta namabhadharo anoisa mutero wavo vamene wemari kunyange kana nyika isingadaro. Somuenzaniso, vagari veNew York City vanobhadhara mitero yose iri miviri yehurumende nemari inotambirwa guta, nepo vagari veTexas vasingaripi mutero wemari asi Dallas havana mutero wemari yomushavo womunzvimbomo seFiradhefia.
  • Myth: Ndinongofanira bedzi kunyora mitero kwandinogara. Zvomene: Nzvimbo zhinji dzinotambira mari yaunotambira mumiganhu yadzo, kunyange kana uchigara kune imwe nzvimbo. Vadzori vangada kunyora dzorero dzakawanda dzomunzvimbomo ndokutaura chikwereti nokuda kwemimwe mitero inobhadharwa kudzimwe zviremera.
  • [[FLT: 0] MHWERE: Kusunungura kunoshanda nenzira inozvidira. Zvomenemene: Kuregiswa kwakawanda kunoda kushandiswa kwegore negore kana kuti mapepa. Kushayikwa kwenhambo yenguva kunogona kuguma nepepa remitero rakakwirira. Somuenzaniso, kusiiwa kwemitero mumusha kazhinji kazhinji kunofanira kuchengetwa kamwe asi kunofanira kuchengetwa pashure pechinjo muridziri.
  • shoom: yomukati yokutenga haibhadhari. Zvomene: Sezvo Wayfair[ chisarudzo, hurumende nenharaunda zvakagombedzera zvikuru kuunganidzwa kwomutero wemari pa kutenga kwapaIndaneti. Mamwe masangano anodawo kuti ushuma uye ubhadhare mutero padzorero yemitero ipi neipi isina kubhadharwa paIndaneti.

Kungwarira Chaiko Mabhizimisi

Mabhizimisi atarisana nemamiriro emitero akaoma kunzwisisa omunzvimbomo.

  • [ Mitero yeProfessom Personal Publication: Mitero pazvinhu, fanicha, makombiyuta, uye mapepa anonyorwa anochengetwa nebhizimisi. Dzimwe nyika dzakaparadza uyu mutero, asi nzvimbo zhinji dzichiri kuuraira.
  • Maritaimu Mutero: Sezvadudzwa pakuvamba, uyu mutero wemari yose netsananguro shomanene. Inogona kuva inorema zvikuru nokuda kwamabhizimisi echinyakare.
  • [[[FOL: 0] Mitero yemitero: Nzvimbo dzomunharaunda dzingada vashandirwi kubhadhara chikamu chemitero yemari inotambirwa yomunzvimbomo, mitero yokushaya basa, kana kuti kurovedza mitero.
  • [ License Fees neRegatoriacts: kubva kubasa rezvokudya zvinobvumidza kusaina mari, nzvimbo imwe neimwe ine rudungwe rwayo imene rwepomero. Kukundikana kumutsidzira kunogona kuguma nefaindi kana kuti kuvharwa.

Varidzi vebhizimisi vanofanira kuchengeta karenda inowirirana kunyora misi yose yomutero yomunzvimbomo inodikanwa nerezinesi. Kushandisa sangano renyanzvi yokushandira (PEO) kana kuti kudzosa mutero unogona kubetsera kudzora misengwa yemitero yakasiana----chinja. U. Dare reBasimende duku reU. rinopa nhungamiro pamitero yehurumende nezvinodikanwa zvomunzvimbomo.

Basa Rokubhadhara Mitero Kwenyika

Mitero yomunzvimbomo haisati iri zvishandiso bedzi zvemari, zvinoumbawo mufambiro wemari. Mitero yenzvimbo yakakwirira inogona kuodza mwoyo kuvaridzi vedzimba varefu nemari inotengeswa, nepo mitero yakaderera ingakwezverwa namabhizimisi asi ichitungamirira kumabasa avose anoshongedzwa. Nzvimbo zhinji dzinoshandisa mitero, mari yemari yemari yemari yemari yemari yemari, uye nzvimbo dzebhizimisi kuti ifambire mberi. Kunzwisisa aya mapurogiramu kunogona kubetsera varidzi vemisha namabhizimisi zvakafanana.

Somuenzaniso, guta ringapa mutero wenzvimbo kwamakore mashanu okutanga kumugadziri anovaka fekitari mukati memiganhu yaro.

Mifungo Yokupedzisira

Mitero yomunzvimbomo chinhu chinogara chose choupenyu, asi haifaniri kuva manyuko evhiringidziko yenguva dzose kana kuti funganyo. Nokunzwisisa marudzi emitero yaunotarisana nayo, kuramba uchiziviswa pamusoro pechinjo, uye kuita nhano dzinopfuurira kuti utarisire misengwa yako, unogona kuderedza mutoro wako ndokudzivisa zvirango. Kana uri muridzi wemusha, muridzi werendi, kana muridzi webhizimisi, nguva yaunopinza mukudzidza pamusoro pemitero yomunzvimbomo ichabhadhara mibayiro yamakore anouya.

Nokuda kwokuravazve, [[FLT: 0] Vabhadhari veTrusa reNyika Union inogovera kunzverwa kwemitoro yemitero yomunzvimbomo munyika yose, uye nyika zhinji dzine nhungamiro dzapamutemo kumitero yomunzvimbomo. Senguva dzose, bvunza nyanzvi yemitero yakakwaniriswa nokuda kwezano rakafanana nemamiriro ako ezvinhu.