Kunzwisisa Mitoro Yako Somugari Wenyika Itsva yeUnited States

Mumwe wemitoro inokosha zvikuru inoramba ichiitwa nehurumende kuronga mitero yemari inobhadharwa neInternal Revenue Service (IRS). Somugari wemo mutsva, unowanzozviisa pasi pemitemo yemitero yakafanana neyomumwe mugari weUnited States, zvinoreva kuti unofanira kushuma mari yako yenyika yose, kwete kungowana mari kubva kuU.S..

Hwaro hwomutemo wemitero weU.S. ndehwokuti vagari vose veU.S. navagari vomunyika vanobhadharwa mutero pamusoro pemari yavo yenyika, pasinei zvapo nekwavanogara. Ikoku kwakasiana nedzimwe nyika dzakawanda idzo mari inotambirwa bedzi munyika dzavo. Kuvagari vemo vatsva vanowanzoshamiswa, zvikurukuru kana ukachengeta maakaundi okunze emabhangi kana kuti mabhizimisi avo vamene vari kune imwe nyika. Kunzwisisa iyi mitemo kubva pakutanga kunogona kukubetsera kudzivisa zvirango uye kushandisa betsero dzemitero.

Kuziva Kuti Mutero Wako Unova Wakanaka uye Uri Mudariro

Kunyange usati wadzosa kudzoka kwako kwokutanga somugari wemo, unofanira kusimbisa nzvimbo yako yomutero. Nokuda kwavagari vatsva vazhinjisa, musi wokuberekwa nawo ndiwo musi mukuru. Kana ukava mugari wemo mukati megore remitero, unobatwa somugari weU.S. kwegore rose nokuda kwezvinangwa zvemitero, chero bedzi ukasanganawo nomuedzo mukuru wokuvapo kana kuti uri mugari wechigarire wechigarire wegore. Ikoku kunoreva kuti unofanira kuisa mutero nokuda kwegore iroro rakazara uchishuma mari yose, kwete bedzi mari yaunowana pashure pomusi wako wougari wemo.

Zvisinei, kana wakanga usati uri mugari wegore rose nemhaka yokuti wakapinda munyika pakati pegore semugari wechigarire wechigarire (wava nekadhi ratinogadzira) uye gare gare akasikirwa, ungava negore remitero yemitero miviri yemitunhu. Kudzoka kwemitaro kungakuomera, kuchida kuti ushuma mari yakasiyana nokuda kwenhambo yawakanga usiri mugari wemo. Muzvinoitika zvizhinjisa, kuri nyore kubata gore rose somugari kana uchikwaniriswa nokuda kwechisarudzo che "gore rokutanga regore" kana kuti kana kuti kana ukasangana nomuedzo mukuru wokuvapo kwegore rapashure. Kunzvera IR Publicturection 519 (U.S. Guides for Alliens) mumigariro iyi.

Marudzi Makuru Emitero Yevagari Vatsva

Muteresi ari wose weUnited States anosainira purojeti dzorero yavo yemari yomutero yegore negore anoshandisa FORM 1040 (dzoreso yomutero yapanguva dzose yomunhu oga inotambira mari). Somugari wemo mutsva, unofanira kuva akarovedzana neichi chimiro nerudungwe rwayo rwakabatanidzwa:

  • [[FOLT:0] FM 1040: yakashandiswa kushuma mari yose, kutora zvitsama zvemari nechikwereti, uye kuverenga mutero une chikwereti kana kuti mari inoshuviwa.
  • [ Imbava 1:[ mari yokuwedzera negadziridzo kumari inowanwa, zvakadai somutero webasa rako umene, unani, kana kuti ndyiko dzomudzidzisi.
  • [[FFL:0] Cupule C: Kushuma mhindu kana kuti kurasikirwa kubva kurumwe rutivi rweLLC.
  • [ Purasile E: nokuda kwokushuma mari yerenda yenzvimbo kana kuti mari inobva muhuvadzani hwemasangano, nzvimbo, kana kuti zvitendi.
  • Uturo D: nokuda kwokushuma pfuma huru nokurasikirwa nokutengeswa kwemari.
  • [[FOL:0] FORm W-2: Yakagoverwa nomushandirwi wako achiratidza mibhadharo uye ainyima mitero.
  • [[FOL:0] Form 1099 nhevedzano: nokuda kwokushuma fariro, mibayiro, mari yakasununguka, uye mimwe mibhadharo.

Mukuwedzera, kana une maakaundi okumwe ezvemari ane mutengo unokwira $10 000 panguva ipi neipi mukati megore, unofanira kunyora FEN FOM [1] Sergram 114 (FL) mukombiyuta neBato reTreasurence. FBAR haisati ichichengetwa nedzorero yako yomutero asi ichengedzero yakaparadzana inofanirwa neripo paApril 15, nekuwedzera kunozviitikira kwoga kusvikira kuOctober 15. Kukundikana kunyora FBAR kunogona kuguma nechirango chakakwirira.

Kushuma Mari Yaunopiwa Munyika Yose

Somugari mutsva weUnited States, unofanira kushuma mari inobva mumanyuko ose kupota nyika.

  • Mari, miripo, uye mari zvinobva kubasa muU.S. kana kuti kune imwe nyika.
  • Kuzvishandira pachako kunobva mubhizimisi ripi neripi raunoshanda, pasinei zvapo nenzvimbo.
  • Kuparadzanisa uye kufarira kubva kumabhangi okumwe, kushatisa maakaundi, kana kuti kushandisa mari.
  • Mari yaunotambira kubva kuzvivako unova nayo mhiri kwamakungwa.
  • Mari inowana nokutengesa masheya okumwe kana kuti nzvimbo.
  • Mari yokubhadharwa uye yokurega basa inobva kune dzimwe nyika.
  • Alimony akagamuchira (kana zvichishanda) uye imwe mari yaipiwa yakasiyana - siyana.

Vagari vazhinji vatsva vanonetseka pamusoro pemitero miviri — vachibhadharwa neU.S. uye nenyika yokumwe nemari yakafanana. Bumbiro remitero reU.S. rinopa rusununguko kupfurikidza nemiitiro mikuru miviri: Bhishopi yeBhazi rinobvumira kuti urege kuva nemari yakati yemari yokumwe (yakakosha gore negore; ] yapabudisirwa [[FOLD]]] yapaburikwa [[FOLT]]]] Kupinda Exclusion [[[FLT]]]]. Vasiri Vemone Imon Infection Infection Recomed Exclusion Its (yative yakakudzorwa) (yangotengwa gore negore nokuda kwokukwira kwemitemutengo; nokuda kwe2025, $26, 500) kubva muU.S. Mitero yakagoverwa kusangana nenzvimbo yokugara yapasi kana kuti uidzwa, haugoni kutongedzerwawo.

Kana une mari yokumwe ine mari inokwana mari inodarika $50 000 (masumo akakwirira nokuda kwemibatanidzwa yeroorano), ungadawo kunyora Form38 (Chimiro cheProgram of Foreign Financial Assets) nokudzosera kwako mutero. Iyi rondedzero inopa mishumo pamusoro penhau dzokumwe, rusaro, uye zvimwe zvinhu. Chirango chokukundikana kunyora Mafomu 8988 inogona kuva inokosha.

Kurangarira Chaiko Vagari Vatsva Netambo Dzapamusoro Pegungwa

Kana ukachengeta musha kana kuti bhizimisi kune imwe nyika, ungakwanirisa nokuda kwe Kupa dzimwe nzvimbo Exclusion kana kuti Kushamba kwapamusha kweDeduction[. Ikoku kunokupa mukana wokubvisa mari yedzimba dzakati (yakaipira mari, yeinishuwarenzi) inopfuura chitsama chapasi. Kubviswa kwacho kunowanika bedzi kuavo vanotiwo vanozvidzwawo neVhosikidzo Exclusion. Iva nechokwadi chokuchengeta mapepa ane udzame endyo yedzimba dzako.

Mukuwedzera, dzimwe nyika dzine zvibvumirano zvemitero neUnited States zvinogona kuderedza kana kuti kubvisa mutero weUnited States pamarudzi akati emari inotambirwa, zvakadai segovero omudyandigere kana kuti madzimambo. Somugari wemo mutsva, ungangokwanisa kubetserwa negadziriro dzesungano idzo dzakanga dzichiwanika kwauri somutungamiriri. Zvisinei, betsero dzebvumirano hadziwaniki chaizvoizvo nokuda kwemari inowanwa muU.S. pashure pokuva mugari wemo. Ongorora chibvumirano chakananga nenyika yako yakaberekerwa kana kuti kubvunza nyanzvi yemitero.

Mitero Nezvikwereti Zvinowanikwa Kuvagari Vatsva

Vagari vemunyika vatsva havafaniri kukanganwa kuti mari yakawanda inobviswa kana kuti inoshandiswa pakubhadhara zvikwereti inogona kuderedza mari yavo yemitero.

Kushandiswa Kwakakodzera

Kana kuri kuti kana vagari vemo vakawanda vakaderedza mari yavanoshandisa pakubhadhara mari yavo, mari yemari inobhadharwa, mari yemari inobhadharwa, mari yemari yemari yezvikwereti, mitero yehurumende, uye yemubhadharo) haipfuuri mari iyi.

Kupiwa Mutero Nevana

Kana uine kodzero yokuita kuti vana vako vari pasi pemakore 17, ungada mari inosvika $2 000 pamwana mumwe chete, inosvika $1,700 yemari iyoyo ingava inobhadharwa (The Extension Taxis Cream). Iyi chikwereti chinogona kuderedza zvikuru mutero wako kana kuti kunyange kuguma nemari inobhadharwa kana une chikwereti chiduku kana kuti usina.

Mubayiro Wemutero Waibhadharwa Nevanhu Vane Mutoro (EITC)

EITC imbiri inoshuviwa nokuda kwemari shoma inowanwa vanhu vanoshanda nemhuri. Chikwereti chikurusa cha 2024 i $7 830 nokuda kwemhuri dzine vana vatatu kana kuti kupfuura. Kukwanisa kunotsamira pamari inotambira namamiriro ezvinhu. Vagari vatsva vazhinji vane mari yakaderera vangakwaniriswa, kunyange kana vakanga vasina mari yeU.S. mumakore akatangira.

Zvaanowana Padzidzo

American Opportunity Task Creen [AOTC] [AOTC] [] [] inogovera $2,500 pamushandi wakakodzera wamakore mana okutanga edzidzo yesekondari. Nguva Yokudzidza Imba yeC [ (LLC]) inopa $2,2 000 padzoreso yemutero nemitero yakakodzera. Zvikwereti zvose zviri zviviri zviri mudaro yokubuda pamwero yakakwirira.

Muchengetedzi (Kaniti Yokuchengetedza Mipiro Yokuchengetedza)

Kana ukapa mari yebasa se 401(k) kana kuti IRA, ungakwanirisa nokuda kwechikwereti chinosvika $2 000 ($2 000) kana vakaroorana pamwe chete) yakavakirwa pamipiro yako. Iyi chikwereti chinowanika kuvabhadhari vemitero yakaderera uye vanotambira mari ine mwero.

Dzimwe Dzidzidzo

Vanhu vanoshanda vachishandira vanogona kubvisa mari yeinishuwarenzi youtano, mipiro yokurega basa, uye hafu yemitero yokuzvishandira. Kuwedzera, ungabvisa mari inobhadharwa kana ukatamira kubasa (Ichingopiwa nhengo dzeMauto Ane Zvombo).

Kubiridzira Mitero Yako: Zvaungaita Nezvisina Kutsakatika

Nguva inotarwa yokuronga mitero yemari yehurumende ndiyo April 15 gore rimwe nerimwe. Kana April 15 akapinda pakupera kwevhiki kana kuti zororo, nguva inoenda kuzuva rebhizimisi rinotevera. Vagari vatsva vanogara kune imwe nyika vanopiwa kutambanudzwa kwemwedzi miviri kunoitika (kusvikira June 15) asi vanofanira kubhadhara mutero upi noupi wakafanira pa April 15 kudzivisa kunonoka kubhadhara zvirango nefariro. Kuwedzera kuOctober 15 kunogona kukumbirwa kushandiswa naMakore 4868.

Une zvisarudzo zvinoverengeka zvokunyora:

  • IROR Free Fayili: Kana mari yako yakagadziridzwa iri $79 000 kana kuti pasi pa2024), unogona kushandisa purogiramu yemitero inotungamirirwa nokuda kweIRS Free File.
  • [[[NHAU] , kombiyuta yeMitero: Zvibereko zvakafanana neTurboTax, H&R Block, kana kuti Tekisi inogona kubata migariro yakaoma, kubatanidza mari yokumwe uye kushuma kweFBAR.
  • Valunteer Indamupirwa yeTrusa (VITA): betsero yemitero yapachena nokuda kwavanhu vane mari yakaderera kusvikira kumari inoringana, urema, kana kuti unyanzvi hushoma hwechiNgezi. Nzvisarudzo dze VITA dzinowanzova munzvimbo dzenzanga namalaibhurari.
  • [[[NHAU]] , Chirango chaVakweguru (TCE):[ Betsero yomutero yapachena nokuda kwaavo vane makore 60 navakuru.
  • [[FLT: 0] Rongedzero Yomutero: Kana mugariro wako wemitero wakaoma — somuenzaniso, une bhizimisi rokumwe kana kuti une mari yokupinzwa kwezvinhu inokosha kune imwe nyika — Aprpostant yaVoruzhinji (CPA) kana kuti Mumiriri Akapetwa (EA) ane ruzivo rwokuzviwanira rwomutero wamarudzi ose anogona kuva anokosha.

Paunonyora pakombiyuta, unogona kusarudza mari yakananga yokuisa mari yako, iri kukurumidza uye yakachengeteka kupfuura kugamuchira cheki yepepa.

Zvikanganiso Zvinowanzoitwa Nevagari Vatsva

Kudzivisa zvikanganiso izvi zvinowanzokuchengetedza nguva, mari, uye kuongorora kunobvira:

  • Kufara kushuma mari yose yokumwe: Vamwe vagari vamo vatsva vanofunga nenzira isati iri iyo bedzi mari yeU.S. inobhadharwa. Yeuka kuti mari yenyika yose inofanira kushumwa, kunyange kana usati watongounza mari muUnited States.
  • [[NHAU: 0] Kuisa pa FBAR pascread: Kunyange kana usina mutero wakafanira, FBAR chinodikanwa chakaparadzana. IRS inoratidzira kundikano yokunyora FBAR zvakakomba, nezvirango zvakakwirira se $157,180 (yakagadzirirwa kukwira kwemitengo) nokuda kwokuputsa kwamaune.
  • Mugariro wokusaruramisa:[[FLT: 1] Mugariro wako weroorano unotsamira pamutemo wehurumende saDecember 31. Kana wakaroora pamutemo pasi pomutemo wokumwe, unorangarirwa kuva wakaroora nokuda kwamadonzo omutero weU.S., kunyange kana uchigara woga. Vakwanyina vakaroorana vanogona kuita mubatanidzwa kana kuti wakasiana, asi mitemo chaiyo inoshanda kana mukwanyina mumwe ari muenzi asina mugari wemo.
  • Kusarudza Iniverse Exclusion nenzira isiriyo: Unofanira kusangana nomuedzo wokugara kana kuti muedzo wokuvapo chaiko. Kana usina kukodzera, haugoni kubvisa. Uyewo, unofanira kutsaura nokubvisa nokuisa muforoma 255.
  • Hauchengeti mapepa akakwana: Chengeta mariti, zvitatisiti zvebhangi, uye zvinyorwa zvemitero yokumwe zvakabhadharwa kwaanenge makore matatu (kana kuti nguva refu nokuda kwemigariro yakati). Pasina ufakazi, IRS ingarega zvikwereti kana kuti kubvisa.
  • Kushora misengwa yemitero yehurumende: Nyika zhinjisa dzinewo mitero yemari inotambira. Kana uchigara muhurumende, ungada kunyora Hurumende inodzokawo. Dzimwe nyika dzinowirirana nemirau yehurumende, asi dzimwe dzine rondedzero dzakasiana dzemari inowanwa.

Zviwanikwa Zvokubatsira Vagari Vatsva Kubhadhara Mitero

IRS inogovera zvinyorwa zvakawanda nemidziyo zvakagadzirirwa vagari vatsva navaenzi vasiri vagari:

  • IS Purishi 519 – U.S. Taxi Guide for Aliens: Inotsanangura mitemo yokugara, kudzoka kwembiri, uye gadziriro chaidzo nokuda kwavagari vapasi vatsva.
  • IS PICURT 901 – Tsamba Dzomutero: Kukubetsera kunzwisisa kuti chibvumirano nenyika yako yekare chingatapura sei chikwereti chemitero cheU.S.
  • IS PICURC – Mutungamiriri weTrusa weVagari veU.S. naResident Aliens Abrord: Inofukidza mari inotambirwa kunze kwenyika, kubviswa kwedzimba dzokumwe, uye chikwereti chemitero yokumwe.
  • IR.gov/fireing: Chiteshi chesuo cherongedzero yapachena yezvisarudzo, zvimiro, uye miraidzo.
  • [[[NHAU: 0] . . . . sangano rakasununguka mukati meIRS rinobetsera kupedza zvinetso zvavateri. Unogona kuonana neTAS kana uri kutambura nhamo huru nemhaka yenhau dzemitero.
  • [[NHAU]] Masangano asingapinduri purofiti [[FLT: 1]: Mapoka akafanana neNational Association of Latino Edefied and Gurukota (NALEO) uye United Inzira dzeChibatanwa kazhinji kazhinji dzinopa betsero yapachena yemitero nokuda kwavagari vemo vakasikwa.

Kune vaya vanogara kune dzimwe nyika, sangano reAmerican Citizens Abraute (ACA) rinopa nhungamiro uye rinoita kuti vagari vemuUnited States vade kubhadhara mitero.

mhedziso

Kurumidza mitero yemitero semugari weUnited States mutsva hakufaniri kuva nesimba. Nokunzwisisa kuti unofanira kushuma mari yaunowana munyika yose, kuzvirovedza umene nezvimiro zvikuru uye nguva, uye kushandisa mutengo nechikwereti zvinowanika, unogona kushandisa gadziriro yacho nechivimbo. Kukurumidza, tanga kuunganidza mapepa ako, uye shandisa mari yapachena paunenge uchikwanisa. Kana purogiramu yako yezvemari iri yakananga, kombiyuta kana kuti VITA ingakwana. Kana une bhizimisi rokumwe, iva nemari yakaoma, kana kuti iva nenhau mbiri mbiri, unoshandisa mutero unosanopedzerwa. Yeuka kuti IRS inopa mapepa akawanda orusununguko nebetsero dzakagadzirirwa kukubetsera. Nokusanoronga nokunyora zvakanaka, unogona kuita mitero yako uye kudzivisa zvikanganiso zvinodhura apo unenge uchibhadhara.