Kudzoka Kwenyu Mutero: Muitiro Wokuva Mugari Wemo Ane Mutoro

Kubhadharisa mutero wako wegore negore inopfuura zvikuru basa rehurumende; chiito chikuru chokuvimbisana kwehurumende kuti mari inokosha yemabasa avose kubvira pagadziriro nedzidzo kumarudzi nokudzivirira nzanga. Nepo muitiro wacho unogona kunzwa wakura, mutoo wakarongwa unouchinja kubva kumanyuko efunganyo kuva anodzoreka, kunyange simba, basa regore negore. Iyi nhungamiro yakakwana inofamba panhanho dzose dzinokosha, kubva pakunzwisisa chimiro chako chapashure pokuchengetedza pamutemo, kukubatsira kusvitsa misengwa yako zvakarurama, kusimbisa misengwaro yako, uye kufamba nechivimbo.

Kuongorora Zvaunofanira Kuita Pamutero

Zvinodikanwa zvako zvokunyora zvinotsamira pazvikonzero zvinoverengeka: mari inobhadharwa, mamiriro ezvinhu akarongwa, zera, uye kana uchigona kunzi unotsamira pamunhu. IRS inogadza mibairo yegore negore inotema kuti ndiani anofanira kunyora. Kunyange kana mari yako ikapinda pasi pechikumbaridzo ichocho, ungada kunyora kuti upe mutero unobhadharwa kana kuti kupiwa mitero yakabatana, yakasiyana, musoro wemba, kana kuti inokwanirisa mari yako inokwira mutengo.

Ita nzvero dzamanyuko ose anowanwa: mibayiro, mibayiro, mari yepamberi (zvinoshumwa paForm 1099-NEC kana 1099-K), mhindu nemhindu (Form 1099-INT, 1099-UNIV), mari inorenda nzvimbo, kugoverwa kwenzvimbo, kupiwa kwomudyandigere, mari yemari (yakapinzwa pamberi pa2019), uye imwe mari ipi neipi inobhadharwa mutero. Kunzwisisa chinofanira kushumwa (Form 1099-INT), 1099-US), uye chinonzi fandesheni yokudzoka kwakarurama.

Kuunganidza Mashoko Anotsigira

Usati watanga kuzadza mafomu, unganidza gwaro riri rose rinoratidzira mari inotambirwa kana kuti zvimwe zvingada kubviswa. Kuronga zvinenge zvagara zvichiitwa kunodzivisa kumhanya kwepakati uye kunoderedza ngozi yokupotsa nhamba dzinonetsa. Shandisa ndandanda yokuongorora kuti uve nechokwadi chokuti wakakwana:

  • Mapepa anouya: W-2] W (vashandi vanofanira kutumira panosvika January 31), 1099 (basa remibato, mhindu, mhindu, mhindu), kugoverwa kwomudyandigere), K1 (mibato yemari kana kuti masangano esangano), uye zvinyorwa zvemari, kutengesa, kana kuti kutengeserana kwemitengo (rumano rwetsika).
  • [[FLT: 0] Kutora nokukwereta zvinyorwa: Mazita emipiro yeyamuro, ndyiko dzezvokurapa nedzemazino (kana zvichiisa) mubereko wembavadza (Fom 1098), mitero yezvinhu, mhindu yavadzidzi (Form 1098-E), kubhadhara mari nemitero yemari (Fum 1098-T), mutengo wekutarisira mwana nezvitsama zvezvitsama, uye maripidhi emagetsi epamusha.
  • Mashoko echipameso: Mavambo 1095-A (Musika), 1095-B (zvidukusa zvinobatanidza) kana kuti 1095-C (basa rinobhadharwa). Nokuda kwa2024 uye kupfuura, chirango chomutoro chimwe nechimwe chinenge chiri zero, asi zvinyorwa zvichiri kupetwa.
  • Kuva kwechokwadi: Nhamba dzeNhare dzenzanga (kana kuti ITINS) nokuda kwako, mukwanyina wako, uye mumwe nomumwe anotsamira pamunhu, kubatanidza misi yokuberekwa.

Nokuda kwebasa rimene, unganidzawo mashoko emhindu nerokugara, marisiti emari yebhizimisi (maripi, hofisi yemusha, midziyo), matanda emotokari, uye mipiro yemidyandigere (SEPRA, Solo 401k). Nzvera nenzira yemari kana kuti mifananidzo magwaro epepa uye anoachengeta nenzira ikachengeteka kwaanenge makore matatu pashure pomusi wokunyora (windo rinoyera repanguva dzose).

Kusarudza Nzira Yako Yokunyengera

Nzira huru nhatu dziripo nokuda kwokuisa purofiti yako yehurumende. Imwe neimwe ine mutengo, kuoma, uye tsigiro yakarurama.

SOFURO YEMUtero INOTEVERA

Kutungamirira mapurogiramu yekombiyuta yezvokutengeserana (TurboTax, H&R Block, Trusarslayer) uye purogiramu yeIRS Free File kukutungamirira kupfurikidza nebvunzurudzo, kuita chiverengero chamasanga, uye kubata efil. Zvakakodzera nokuda kwokudzoserwa kwakananga kwe(W-2 mari inodzorwa, kubviswa kwakafanira, zvikwereti zvinokosha. Sarudza shanduro inowirirana nemamiriro ako ezvinhu (g., chinyorwa chokuzvishandira chavashandi). Vazhinji vanopa vazivi vemitengori uye zvinyorwa zvokuvara zvakarurama.

Mugadziri Wemitero Ane Unyanzvi

Kudzosera kuoma kwematai erendi, kunyora maakaundi ebhizimisi, maakaundi okunze, kusavimba, kana kuti zviitiko zvoupenyu zvakadai seroorano, chatanuro, kana kuti rufu rwomukwanyina(a CPA, mugadziri akanyoresa, kana kuti mugadziri ane ruzivo rwokuzviwanira anogona kukuponesa mari nedzvinyiriro. Zvinokumirira pakunzvera, ramba uchiwana chinjo dzemitemo, uye zvinogona kugovera zano rokuronga mari. Kubvunza pamusoro pezvikwereti, mari (kazhinji inotarwa kana kuti nguva), uye kana vachihwirudzura magwaro ako pamberi pekurangana.

Kufema Mapepa

Mutoo wegamuchidzanwa wokutumira nawo pepa 1040 uchiripo asi wakaodzwa mwoyo zvikuru. Kugadzirwa kwepepa kunogona kutora mwedzi, zvikurukuru mukati memwaka wapamusoro, uye zvikanganiso zvakarovedzeka zvikuru. IRS haisati ichidazve siginicha muinki nokuda kwokudzorwa kwepepa, asi unofanira kudhinda, kusaina, posi kukero yakarurama (nehurumende), uye kumirira nguva refu yokugadzira. Ingoshandisa mutoo uyu kana usina kukwanisa kuvhura Indaneti kana kuti une chikonzero chinogombedzera kudzivisa kutumira.

Indandara yemagetsi (e-file) ndiyo inomhanya zvikurusa, yakachengeteka zvikurusa, uye mutoo wakarurama zvikurusa. Inenge dzokero dzose dzinopiwa kupfurikidza nee-file dzinogadzirwa mukati mavhiki matatu kana ukasarudza nzvimbo yakananga yeforending. IRS inogamuchira e-fact kudzoka kuvambira pakati-January kusvikira kuna October 15 (kuwedzera).

Kupedza Mitero Yenyu Zvakarurama

Ungave uchishandisa purogiramu yekombiyuta kana pepa, matanho anoverengeka anokosha anoda kunyatsofungwa.

Pinza Mashoko Ako

Kunzvera nakaviri kuperevedza kwezita rako sezvarinooneka pakadhi rako reSocial Security. Mutauro mumwe usingawirirani unogona kuparira kunonoka kwekuratidza kana kuti kusundira kudzokororwa kwemitengo. SSN, musi wokuberekwa, uye kero zvinofanira kuwirirana neredhi reIRS. Kudavirira, kuvimbisa kuti unosangana nemwana anokwanisa kana kuti miedzo ine mwero: ukama, zera, tsigiro, uye kuedza kudzoserana.

Mudza Vose Vari Kuwana Chokwadi

IRS inogamuchira makopi ose W-2 na1099, uye gadziriro yayo inogadzira mapepa inoenzanisa ayo nedzokero yako. Kutumira kunyange chimuko chiduku che 1099 cheIN nokuda kwemhindu yebhangi kukoka chiziviso nechirango chinobvira. Kana une mari kana kuti mari isingashumwi pafomu, unodikanwa pamutemo kushuma. Mano esangano okuyambuka 76orefe 3 769 - +kmich ihuru; kutendeseka ndiwo muitiro bedzi wakakotsekana.

Iti Kudya Kwose Kwomubayiro Nechikwereti

Vanhu vazhinjisa vanobetserwa nokutora mutengo unotarwa [ (womuna 2024: $14,20 000, $29 200 yakaroora pamwe chete, $21 900 000 musoro wemba). Chingoronga bedzi kana ndyiko dzako dzose dzinokwana dzichipfuura chitsama ichocho. Zvitsama zvapanguva dzose zvinobatanidza:

  • Mitero yehurumende neyemari kana kuti yezvokutengeserana (inokwana $10 000)
  • Mubereko wemari (pakuwana chikwereti chinosvika ku $750 000)
  • Mipiro yeCharitable (kashe nezvinhu)
  • Mari yokurapwa inopfuura 7,5% yeAGI

Zvikwereti zvemitero zvinotokosha kupfuura mari inobviswa nokuti zvinoderedza mari yako yemitero zvakananga.

  • [[[FOT:0] Chikwereti chemari yeMitero (ETC)[[FT:1] – nokuda kwavashandi vakaderera vane mwero, zvikurukuru avo vane vana.
  • [ Credition yeTC (CTC) - kusvikira ku $2 000 pamwana anokwaniriswa (zvinodzoserwa).
  • [ American Opportunity Tax Created Creding [[FOTC] – kusvika $2,500 pamushandi woga woga wedzidzo yakakwirira yakakwana.
  • [ Credit (LLC) – kusvika ku $2 000 padzokero paimwe nokuda kwedzidzo yesekondari.
  • [ Kuchengetesa Kugovera Kupa (Credit’s Leasure) – nokuda kwezvinenge zvapiwa zviduku zvinopiwa kumaakaundi okurega basa.

Shandisa IRS Mutsigiri Wemitero paISPAIN kuti uedze kupiwa zvikwereti zvakati usati wanyora.

Kuhwirudzura Kudzoka Kwako Nokuda Kwezvikanganiso

Kunyange vanoshandisa purogiramu yekombiyuta vanogona kuchinja madhigirii kana kusarudza bhokisi risina kururama. Heuno muenzaniso wakasimba wokuongorora:

  • Tsvakai mazita ose, maSSN, uye misi yokuberekwa nokuda kwenyu, mukwanyina wenyu, uye mumwe nomumwe anotsamira paari.
  • Cherechedza kuti akaundi yako yebhangi uye nhamba dzokufambisa mari yawakaisa yakarurama, zvinonzi “rafound ” (a digit) isina kururama zvinoreva kuti mari inoiswa kune wausingazivi.
  • Iva nechokwadi chokuti gwaro riri rose rinowana rinorongwa; shandisa “mari inotambirwa ” inoshuma mapurogiramu ekombiyuta akawanda anobudisa.
  • Nyatsoongorora masvomhu ari papepa rako kana kuti mashoko echikamu chokupedzisira chesoftware.
  • Kana uri kushandisa nzvimbo inotarisirwa vanhu, iva nechokwadi chokuti wabhadhara mari inopfuura hafu yokuchengeta musha wegore uye kuti munhu anokwanisa aigara newe inopfuura hafu yegore.
  • Cherechedza kuti wasaina ndokuronga musi wokudzokera (siginicha yeelectronic yee ­file, ink signate nokuda kwepepa).
  • Kufamba kwegore remutero kunoreva kuti unoshandisa mafomu 2024, kwete 2023.

Masangano akawanda epurogiramu dzemitero anopa shoo yePurceltificial Application kuti mireza mitsvuku inozivikanwa navose (sezvinei, mari inoderedzwa zvikuru yeyavanoshandira, hofisi yepamusha yevashandi, makiromita akakwirira ebhizimisi). Shandisa nyaya iyi kuti uongororezve kurayira kwokudenha.

Kuzviisa Pasi Pokudzoka Kwako

Eûfile indiro yendarama. Tevera kunyandura kwesoftware kudzokera zvakakotsekana kuIRS. Uchagamuchira kugamuchirwa mukati mamaawa 48(IRS yakagamuchirwa ndokupfuudzwa cheki dzeschema dzokutanga) kana kuti kuramba nebumbiro remitemo renhema. Resubmit nokukurumidza pashure pokururamisa mhosho. Nguva inowanzova April 15 wegore rinotevera; kana ikoko kuchisvika pakupera kwevhiki kana kuti zororo, nguva inochinjika kuzuva rinotevera. Nokuda kwa 2024 inodzokorokera kubhizimisi.

Kana usingagoni kunyora panhambo, dhekodhi Fourm 4868 (Imodu yeGadziro inozviitikira yenguva kufaira) pamusi wapakuvamba wakafanira. Ikoku kunokupa kusvikira October 15 kupedzisa kudzoka kwako, asi hakuiti [ kubvumira nguva yokuwedzera kubhadhara. Kurangarira mutero upi noupi wakafanira uye kuripira iwo unovapo panosvika April 15 kudzivisa mhindu netsoro. Kufuratira kufutunurwa uye kukurumidza kuparira chirango chapamberidzo cha5% pamwedzi (kukwira 25%) pachiyero chemari inobhadhaka, kubatanidza kundika kwechirango 0,5] pamwedzi.

Nokuda kwaavo mapepa anodzokerwa, shandisa tsamba dzakaziviswa neriti redzo rakakumbirwa kubvumikisa mafaindi akakodzera nguva. Maemvuropu eIRS kunzvimbo yakakodzera yebasa yeIRS (anowanwa mumirayiridzo yechimiro chako kana kuti IRS.gov). Chengeta makopi ezvinyorwa zvose zvakatumirwa.

Kunzwisisa Zvinofadza Nezvibhadharo

Pashure pokugamuchirwa, mugariro wako weIRS.gov kana kuti IRS2 Goracrate app. Chishandiso chako cheSSN, uye chitsama chaichoicho chinodzorwa. Chishandiso chinochinja zuva nezuva uye chinoratidza nhano nhatu: Dzoka Avhood, Revond Acced, uye Refred Send. Zvishandiso zvizhinji nokuda kwe-egmaild zvinodzoswa nechiteshi chakananga cheIRS2. Chidzoresai. Chidzoreso cheSS, SS, uye transfrect recums zvinogona kutora mavhiki masere.

Kana une mutero, une zvisarudzo zvinoverengeka zvemitero:

  • [[FFL:0] Mubhadharo [ - wapachena, chengeteka mari yemagetsi kubva paakaundi yako yebhangi kupfurikidza neIRS.
  • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
  • Mabhiti kana kuti kadhi rechikwereti – anogadzirwa namaparera echitatu (mari anoshandiswa).
  • Check kana kuti mirairo yemari - zvinobhadharwa ku “United States Treasurence,” nechekubhadharisa (FORM 104078V).
  • Chibvumirano - kukumbira chirongwa chokubhadharisa (Form 9465) paIndaneti kana usingagoni kubhadhara zvakazara. Mufarwa nemari inodzorwa inoshandiswa, asi inodzivisa chirango chakaipisisa chemari inobhadharwa yapera kusvika 76.

Nguva dzose rinofanira kubhadharwa nomusi wapakuvamba (pasina kufutunurwa). IRS inopa mubereko wezuva nezuva padziyo dzisingabhadharwi; chirango chokukundikana chaanoita muna 7696 chinowedzera nokukurumidza.

Zvikanganiso Zvinozivikanwa Navose uye Nzira Yokuzvidzivisa Nayo

Kunyange vagadziri vemabhora vane ruzivo vanokanganisa. Hezvino zvinonyanya kukanganisa uye mafambiro aungaita:

  • MMT [ - Muscread, zvikanganiso zvokuwedzera zviri nyore zvinononotsa kugadzirwa kwemashoko. Software inobvisa izvi, asi bhokisi re W&2 risingashandisiwi nekaviri (g., bhokisi re W.2).
  • Kushatisa kana kuti kukanganisa SSNs – Use Social Security cards, kwete kufungidzira. DVD imwe isina kururama inoparira chikwereti kuva chisingabvumirwi.
  • Zvikanganiso zvokuratidzira – Nokuda kwedzorero dzemajoini, vakwanyina vose vari vaviri vanofanira kusaina (kana kuti kushandisa maPIN nokuda kweĕfile). Zvitsama zvisina kusinwa hazvishandi.
  • Vachipoka mumugariro usina kururama – varoorani vanowanzopotsa chisarudzo chenhau [“putu·househouse] apo vakaparadzaniswa; vagadziri vemichero mumwe vanoshandisa nenzira isati iri yechokwadi migariro apo vanorarama nehama yokunyama isiri yezvizvarwa.
  • Kutarira Indaneti [ – Kana ukapa kuakaundi yebasa ndokusvitsa ganhuriro yemari inotambirwa, iyi chikwereti inogona kuenzana ne50% yemipiro ($1,000 pamunhu).
  • Kusashuma kutengeserana kwokunyepera[[FL:1] - IRS kwakawedzera kuchengetwa kwayo; kunyange kutengeswa kuduku kweBitcoin nokuda kwezvinhu kunoparira chinoitika chinobhadharwa mutero. Shandisa Manyoro 8949 kana ukarasa zvinhu zvemichina.
  • Kukanganwa kubatanidza dzorero dzomugariro - Nyika zhinjisa dzinodawo kudzokerwa kwakaparadzana. Tsvaka nyika netarisiro yakaenzana, zvikurukuru kana ukatama mukati megore.

Inveedia ine pfupiso yakanaka yezvikanganiso zvenguva dzose inogona kukubetsera kuzvidzivisa.

Kufanorongera Gore Rinotevera

Vagadziri vakangwara vanoshandisa kudzoka kwegore rino sechishandiso chokuronga nokuda kwerinotevera. Kana une chikwereti chemari yakawanda, gadziridza chikwereti chako nokuisa itsva Form W.[FLT] kumunhu waunoshandira]. Kana wakagamuchira purofiti huru, uri kupa hurumende chikwereti chapachena; rangarira kuderedza nokuchengeta nokuisa musiyano. Nokuda kwavanhu vanobhadharwa, ita mitero inofungidzirwa kuva nemitero yaparidzo pasi pezvirango nezvishamiso zvikuru naApril mukuru.

Ndyiko dzinokwana gore rose uchishandisa maapps kana kuti akaunzi yebhangi yakatsaurirwa. Chengeta makiriti eminu emipiro yemipiro yorupo, yemishonga, uye ndyiko dzebhizimisi. Ongorora mipiro yako yokurega basa ndokurangarira kuiwedzera( regamuchidzanwa IRA ne 401(k) mipiro inoderedza mari inobhadharwa pamutero wazvino uno, nepo maakaundi eRth achigovera kugoverwa kwomutero wapachena mukurega basa.

Kutarisira Misangano Yokunyorerana Tsamba Nemipinduro

Kana ukagamuchira tsamba inobva kuIRS, usavhunduka. Nhengo zhinjisa itsika yakarongwa, kukumbira mapepa akawanda, kukupa gadziridzo yemasvomhu, kana kuti kukuzivisa nezvechinoringanira chakafanira. Rava bhii racho nokungwarira; ichadudza nguva inosvika (kazhinji mazuva 30). Usaifuratira. Pindura nemashoko akumbirwa, kunyange kana usingabvumirani. Unogona kudana IRS (nhamba iri patsamba) kana kuti kunyora tsamba inopesana nechinjo inokarakadzwa. Nokuda kwechinjo duku, vanhu vazhinji vanongoripira bedzi kudzivisa tsvina, asi vane maruramiro okukwidza.

inzvero ine udzame zvikuru yedzokero yako. IRS inosarudza kudzokerwa kwakavakirwa pamienzaniso yakatevedzana, chinyorwa chinopesana, kana kuti mireza mitsvuku sendyiko dzebhizimisi dzakakwirira dzechienzi kana kuti mari dzinogoverwa. Kana yakaongororwa, uchakumbirwa kugovera kunyorwa kwamashoko ezvinhu zvakati kuti. Chengeta marekodhi ako akarongwa uye iva anobatira pamwe. Unogona kuzvimiririra iwe umene kana kukumbira nyanzvi yemitero. Zvikamu zvizhinjisadzo zvemitero zvinodzorwa netsamba (Corescondempicment audition) uye zvinogadziriswa nezvinyorwa. Zvingafungwa zvemibhadharo zvemariwo chaiyo zviri pasi pe 1%* asi zvichiri kuchenjera kushuma zvakarurama kudzivisa dzvinyiriro.

Zviwanikwa Zvedzimwe Betsero

Hausi woga unoita zvokunyora, asi kune zvinhu zvakawanda zvakasununguka uye zvemari shoma:

  • IRS.gov - zvimiro zvapamutemo, zvinyorwa (kubatanidza Purishi 17, Federal Inhome Taxis), uye zvishandiso zvokunyorerana.
  • [ IROR FAUT [ – kugadzirirwa nokubhadharwa kwevateresi neAGI pasi pe $79 000 (yomuna 2024).
  • [[FOLT:0]VITA (I COMCOM) – betsero yomutero yapachena nokuda kwavanhu vanotambira $64 000 kana kuti pasi, vanhu vane urema, uye vakurukuri vechiNgezi vakaganhurirwa. Wana nzvimbo inopfuura IRS.gov.
  • [[[NHAU]] RUPANGERO RWAVAkwegura [[FT:1] - - batsira pachena nokuda kwaavo vane zera ramakore 60 navakuru, vachinyanya kukoshesa midyandigere nezvinorega basa.
  • Masangano echirongwa chemitero - nyika imwe neimwe ine website yayo uye inowanzogovera pachena vagari vemo vakaderera vanogamuchira.
  • Masangano emitero ounyanzvi[ – AICPA uye NAEA[ anopa matura eCPA akakwaniriswa nevanonyoresa.

Kukurumidza kushandisa mabasa aya. Kumirira kusvikira April 15 kunovimbisa kunetseka uye zvikanganiso zvingangovapo.