Kuziva nguva yako yemitero nemitoro ndihumwe hwounyanzvi hunokosha zvikurusa hwemari hwaunogona kukudziridza. Kupotsa nguva kana kuti kufuratira musengwa mukuru kunogona kutungamirira kuzvirango zvinodhura, mitero, uye kunyange kunzvera. Chinoitika ndechokuti vagari vemo vazhinji havazivi nezvemhatsa yakazara yemisi nemitero inoshanda kwavari. Nyaya ino inopa kuderedzwa kwakakwana kwemitero, marudzi emitero, mitero, mitero, misungo yavose, uye mipiro yakanakisisa yokukubetsera kuramba uchiwirirana. Kana uri muripi wemitero wokutanga kana kuti ane ruzivo rwokuziva, kusara kuchakuponesa nemari nedzvinyiriro.

Kukosha Kwokushandira Mitero

Kana pasina mari yakawanda yemitero, vanhu vanotsoropodza vaizoita kuti zvinhu zvose zvainge zvarongwa kubva pakuchengetedza mugwagwa zvichigadziriswa, mari yemitero yaizopera.

Kunze kwezvinodiwa nemutemo, kubhadhara mitero yakawanda kunotsigira vanhu vaunogara navo kungasakurumidza kuzivikanwa, nokuti izvi ndizvo zvinoita kuti mugari wemo wose ade kubhadhara mitero:

  • Kuumba Masangano aVoruzhinji:[ Mitero yezvikoro, mapurisa nedhipatimendi rokudzima moto, zvipatara zvavose, mapaka, uye maraibhurari.
  • Kupa mirayiridzo: [[FL:1] Mitero inovaka nokugadzira migwagwa mikuru, mabhiriji, nhandare dzendege, mamichina emvura, uye mibatanidzwa inofambisa vanhu vose. Kugadzirwa kwemibato yezvirongwa zvemari kunoparira kukura kwemari nokukotsekana.
  • Protating Social Welfare:[ Programs dzakadai seSocial Security, Medicare, inishuwarenzi yokushaya basa, uye yamuro yezvokudya zvinotsigirwa nemari yemari yemitero. Zvirongwa izvi zvinobetsera vanhu vasina dziviriro uye zvinogovera dziviriro mukati menjodzi.
  • Kuchengeta Mabasa eHurumende:[ Mutero unobhadharwa nokuda kwegadziriro yedare, matare emitemo, uye masangano anotungamirira anodzika mitemo uye anodzivirira maruramiro avagari vemo.

Mukuwirirana ne Tax Foundation, muAmericawo zvake akabhadhara inenge $15 000 muhurumende, nyika, uye mumunzvimbomo muna 2023. Kunzwisisa uko mari iyoyo inoenda kunobetsera vabhadhari kunzwisisa ukoshi hwokuita misengwa yavo.

Mirayiro Mikuru Yemutero Inogona Kukutadzisa Kubhadhara

Misi inosvika mitero inosiana nemhaka yemafaro ako, bhizimisi, uye nzvimbo. Zvisinei, misi inoverengeka inoshanda kuvazhinjisa vateresi. Kukundikana iyi misita kungaguma nezvirango zvokukundikana (kusvikira ku 5% zvemitero isingabhadharwi pamwedzi) uye zvirango zvokukundikana (0.5% pamwedzi).

Munhu Mumwe Nomumwe Anogamuchira Mitero

  • April 15 (kana kuti zuva rebhizimisi rinotevera): Iyi ndiyo nguva inotarwa yokudzosa bhadharo yako yomutero yemari yehurumende nokuda kwegore rakapfuura. Inoshanda kuvanhu vazhinjisa, kubatanidza mapuropiteri ebasa rimwe namaLLC enhengo imwe.
  • Nhanho yekuwedzera inosvika nguva yaunotora:[[FT:1] Kana ukapa IRS Maererano 4868 pa April 15, unogamuchira kufutunurwa kwemwedzi mitanhatu kuti udzoke. ZVINOBHATIRA: Kufutunukira kunotambanudza bedzi musi wako wechekunyora, kwete musi wako wokubhadharwa. Unofanira kuyera nokuripira mitero ipi neipi yakafanirwa pakasvika April 15.
  • [ January 31: Vashandirwi vanofanira kugovera zvimiro W-2 kuvashandi uye zvimiro 1099-NEC kuvagadziri vakazvimirira panosvika musi uno. Unoda aya magwaro kupedzisa kudzoka kwako.
  • April 15, June 15, September 15, uye January 15 (mitero inoyeresa): Kana uchizvishandira iwe umene kana kuti une mari inokosha isingaregi, unofanira kubhadhara mitero inofungidzirwa kuva yegore rimwe. IRS inoda iyi mitero kufukidza mutero wemari yaunotambira nokuzvibhadharira mutero mugore rose.

Hurumende Nezvakafa Munharaunda

Nyika zhinjisa dzine mitsara yemitero inowirirana nomusi wehurumende (April 15), asi mimwe yakasiana. Somuenzaniso, nguva inosvika Hawaii iApril 20, uye Delaware’s musi waApril 30, kuwedzera, mitero yezvinhu inosiana nenzvimbo. Nguva dzose nzvera hofisi yesangano remari yehurumende nokuda kwemisi chaiyo. Yeuka kuti mutero wemari unodzo webhizimisi unowanzova mwedzi nomwedzi, gore negore, kana kuti gore negore zvichitsamira pavhoriyamu yako yokutengesa.

Migariro Chaiyo

  • [[FLT: 0] Vashandi: Mitezo yamauto akashongedzwa anobatira munzvimbo yehondo ingakwanirisa nokuda kwenhambo dzakarebeswa.
  • Vanyajambwa vesuru: IRS inowanzowedzera mitero munzvimbo dzinoziviswa ngwavaira. Nzvera pawebsite yeIRS nokuda kwezviziviso zvokuyamura zvazvino.
  • Machira anodzosa: Kana ukapotsa nhambo pasina futunuro, dhairo nokukurumidza sezvinobvira kuderedza zvirango.

Mhando Dzemitero Dzinofanira Kuzivikanwa Nevagari Vomunyika Vose

Mitero inovapo nenzira dzakawanda, uye mitoro yako inotsamira pamawaniro ako emari, kuva nezvinhu zvako, uye kushandisa mari.

Mutero Wemari

Iyi ndiyo mitero inobhadharwa pamutero wako kubva pamubhadharo, mibhadharo, mari, mahofisi. Mutero wemari inotambirwa nehurumende unofambira mberi, zvinoreva kuti mabhuroko emari inotambirwa mari yakawanda anobhadharwa pamwero wakakwirira. Vashandi vazhinjisa vanonyimwa mutero wemari yavo yavanobhadhara yakavakirwa paFum W-4. Vanhu vanoshanda vamene vanofanira kubhadhara zvose zviri zviviri vashandiri nevashandirwi veSocial Security uye Medicarare (mutero webasa ravo) pamwe chete nemitero yemari inotambirwa. Mitero yehurumende inosi yemari inosimukoshi inosiana: (Awah, Florida, Nevada, Newpre, South Dakotare, Texas, Texas, Washington, uye Wyoming) havana mari yemitero, neyavamwe vanhu vakapedza basa.

Kutenga Mutero

Mitero inotengeswa inoshandiswa pakutengesa zvinhu uye mamwe mabasa. Mwero inosiyana nehurumende uye kunyange neguta. Somuenzaniso, mutero wehurumende newomunzvimbomo wokutengesa muChicago, Illinois, unopfuura 10%, nepo muPortland, Oregon, hapana mutero wokutengesa. Mabhizimisi ane mutoro wokuunganidza mutero wokutengesa kuvatengi uye kuudzosera kuhurumende. Somutengi, unobhadhara mutero pakutenga zvinhu zvizhinji, asi zvinokosha zvakadai semitero nemishonga inobhadharwa kazhinji kazhinji.

Mutero Wezvinhu

Mitero yenhumbi inoiswa nehurumende dzomunzvimbomo panzvimbo yenzvimbo yenzvimbo yenzvimbo yehurumende yenzvimbo nezvivako uye pane dzimwe nguva pazvinhu zvomunhu oga zvakafanana nemotokari nezvikepe. Mutero unoverengwa wakavakirwa paukoshi hwemari yenzvimbo. Zvikoro izvi zvemitero, migwagwa, mapurisa, madhipatimendi okudzima moto, uye mamwe mabasa omunzvimbomo. Varidzi vemisha vanogona kuderedza kusvika ku $100,000 yehurumende nemitero yomunzvimbomo (kubatanidza mutero wezvinhu) pakudzoka kwavo kwomubatanidzwa, pasi pekepisi yeSALT. Kana iwe ukarenda, mubereki wezvinhu ungapa mari yemari kupfurikidza nerendi huru.

Guta Rinowana Mutero

Apo unotengesa pfuma yakadai semasheya, zvisungo, nzvimbo, kana kuti mutengo wemhindu, une chikwereti chemari inobhadharwa. Kuwana kwenhambo pfupi (dzinochengetwa pasi pegore rimwe) kunobhadharwa semariwowo. Kuwana nguva refu (kunoonekwa rinopfuura gore rimwe) kunokwanirisa nokuda kwemwero yakaderera: 0%, 15%, kana kuti 20% kutsamira pamubereko wako. IRS inoda kuti ushuma mhindu yose yemari huru, kunyange kana usingagamuchiri fomu ye1099-B. Kurasikirwa kunogona kuderedza kuwana ndokuderedza chikwereti chako.

Mimwe Mitero

  • [[[Nto:0] Mitero yokuwedzera: Mitero pazvinhu zvakati sepeturo, chinwiwa chinodhakisa, fodya, uye matikiti endege. Iyoyi inowanzobatanidzwa mumutengo wokutenga.
  • Mitero yenhaka neNhaka: Mutero wenzvimbo weFederal unoshanda bedzi kunzvimbo dzinokosheswa kupfuura mamirioni $13.61 muna 2024. Dzimwe nyika dzinomanikidzira mitero yenzvimbo yadzo kana kuti nhaka pazvikumbaridzo zvakaderera.
  • [[FOT:0] Mutero weGiff: Ungapa mutero wezvipo kana ukapa unopfuura $18 000 pamunhu pagore (2024 muganhu). Zvipo zvegore negore pasi pechikumbaridzo chino hazvibhadharwi.
  • MUTSHU: The Federal Inssurances Act Recurity Security and Medicare. Vashandi vanobhadhara 7,65% yemibhadharo, inoenzaniswa navashandirwi; vanhu vanobhadhara zvakazara 15.3%.

Mitoro Yevateresi

Kuita mitero yako kunopfuura kungoronga kudzorera.Heino ndiyo mitoro mikuru muteresi ari wose anofanira kunzwisisa.

Kudzoka Kwakakwana uye Kwakarurama

Unofanira kushuma mari yose inobva kumanyuko api naapi, kubatanidza mubhadharo, mhindu, basa rerendi, mari yokubhejera, kuhwina, uye kunyange mabasa anochinjanwa. Shandisa mugariro wakarurama wokuisa mapepa (asina kuroora, akaroora, akarongeka, musoro weimba, kana kuti anokwaniriswa. Kudzokorora nenhamba dzako dzeNhare dzenzanga, nhamba dzeakaunzi dzebhangi, uye masvomhu. Zvikanganiso zvinonyandura IRS ziziviso nebvisoridzo mudzero.

Kubhadhara Mitero Panguva

Kana une chikwereti chemari, bhadhara zvishoma zvinodiwa nenguva yaunofanira kudzivisa chirango. IRS inopa mibhadharo inoverengeka: kubviswa kwemari yemagetsi, kadhi rechikwereti kana kuti rebhadharo rechikwereti, uye kubvumirana kwezvimwe zvibvumirano kana usingagoni kubhadhara zvakazara.

Kuchengeta Manyoro Akarurama

IRS inorumbidza kuchengeta mapepa emitero kwaanenge makore matatu kubva pamusi waunonyora kudzoka kwako (kana kuti makore maviri kubva pamusi wawakabhadhara mutero, upi kana upi wapashure). Kana ukasashuma mari inotambirwa neanopfuura 25%, mutemo weganhuriro unotambanukira kumakore matanhatu. Chengeta makopi eW-2, 1099, mari dzinobhadharwa nokuda kwendyiko dzinobhadharwa, mashoko ebhangi, uye dzodzo dzemitero yegore rinotangira. Nokuda kwavaridzi vebhizimisi, vachengete marekodhiredhi nokuda kwokutenga kwezvinhu nezvinosimutsidzirwa zvinhu kwenguva refu sewako iwe une zvinhu kubatanidza makore matatu.

Kushuma Kuchinja Kwoupenyu

Zivisa IRS nezvechinjo huru dzinotapura mugariro wako womutero. Mienzaniso inobatanidza roorano, chatanuro, kuberekwa kwomwana, chinjo mumugariro webasa, kutamira kunyika itsva, kutanga bhizimisi, kana kuti kugamuchira nhaka huru. Kuchinja uku kunogona kuchinja mugariro wako wokuisa mari, mari inobhadharwa, uye zvikwereti. Kuwedzera kero yako neIRS uchishandisa Form 8822 kuvimbisa kuti unogamuchira tsamba dzose.

Kupindura Mashoko EmaIRS

Kana ukagamuchira tsamba inobva kuIRS, usaifuratira. Zviziviso zvinowanzobatanidza kururamisa kwemasvomhu, zvikumbiro zvemasvomhu okuwedzera, uye zviziviso zvedzinoyera zvakafanira. Pindura mukati menguva yakatarwa frame(kazhinji kazhinji 30 mazuva) kudzivisa kudzokororwa. Unogona kudana nhamba yacho paziviso kana kuti giramu yeIRS paIRS paIndaneti nokuda kwoudzame hwemashoko.

Zvikanganiso Zvemitero Zvinozivikanwa Navose Zvokudzivisa

Hedzino zvikanganiso zvinogaroitwa uye nzira yokuzvidzivisa nayo.

  • Information: A Nhamba yeNhare yeSocial Security, zita rakashatiswa, kana kuti musi wakaipa wokuberekwa kunogona kuparira kunonotsa kugadzirwa kana kuti kuramba. Kudzokororwa kwamashoko ose pamusoro pezvinyorwa zvako zvapamutemo.
  • [[[FT:0] Misiting Mafline: Ziva karenda yako nemisi yose yakafanira. Gadza zviyeuchidzo nokuda kwemitero inofungidzirwa kuva zvina kana uchizvibatira umene. Faira yokuwedzera kana uchida nguva yakawanda, asi yeuka haisi purojeti yokuripira.
  • Kuratidzira mitero nechikwereti: Vabhadhari vazhinji vanofuratira kuzorora kunokosha seInicage Inhood Tax Create (EITC), Child Leach, crectors dzidzo, uye zvikwereti zvemari yemari yemari yechikwereti chavadzidzi, mipiro yeIRA, uye ndyiko dzezvokurapa. Shandisa purogiramu yemitero kana kuti nyanzvi yokuita kuti ude kukwaniriswa chinhu chiri chose.
  • Kufara Kushuma Zvose Zvinouya: IRS inogamuchira makopi e W-2 nemi 1099. Mari inopa mari inogona kunyandura chiziviso chinoshanda pasi pechinoshuma. Kubatanidza mari inobva kumabasa ezvemari, kutengesa paIndaneti, mari yemari, uye mhindu pamaakaunzi.
  • [[NHAU: 0] Zvikanganiso zvemasvomhu nezvikanganiso zvemasvomhu: zvikanganiso zvemasvomhu zviri nyore zvinogona kutungamirira kukunonotsa kana kuti zviratidzo zvechirango. Shandisa purogiramu yemitero iyo inoverenga zvitsama, kana kuti kunzvera kaviri basa rako nemaoko.
  • Kuratidzira nokuronga misi isiriyo: Kudzorwa kusina chiratidzo hakushandi. Kana kuisa mapepa, vakwanyina vose vari vaviri vanofanira kusaina. E-plad inodzokera kunoda mari yakagadziridzwa yegore rakatangira (AGI) kana kuti IRS issued PIN kusimbisa chizivikanwo.
  • Kusarudza Mamiriro Ezvinhu Akaipa: Mugariro wako unotapura bhuroko remitero, kuderedzwa kwomuzvarirwo, uye kukwaniriswa kwechikwereti. Ongorora nhungamiro dzeIRS nokungwarira, zvikurukuru kana mugariro wako weroorano uchichinja mukati megore.
  • Kutarisira Hurumende neMiganhu Yomunzvimbomo: Usakanganwa kunyora mutero wako wehurumende kana uchidikanwa. Nyika zhinji dzine miganhu nemirau yakaparadzana. Uyewo, varidzi vebhizimisi vanofanira kutarisira mutero nerezinesi panzvimbo yeguta kana kuti mwero wenyika.

Manyuko Okuyamura Mutero

Musika wemitero unenge uine zvinhu zvakawanda zvisingabhadharwi uye zvisingabhadharwi zvinokubatsira kuti ukwanise kuita zvaunofanira kuita.

Zviwanikwa ZveIRS

  • TVV (masumo): Manyuko apamutemo nokuda kwezvimiro, mirayiridzo, zvinyorwa, uye midzo yemitero. Shandisa “Kupi Kuzvidzosera Kwangu?” chishandiswa neUniversal Account kurangarira nhau yako yokunyora nokubhadhara.
  • IRS Free Window: Kana mari yako yakagadziriswa iri $79 000 kana kuti pasi, unogona kushandisa purogiramu yemitero yeIRS yeIRS yeSangano rapachena nekambani dzinogadzirira mitero kuti ipe kugadzirira kwakatungamirirwa.
  • IR PICURT 17:[ Nhungamiro yakakwana kumutero wemari inotambirwa yavanhu vamwe navamwe. Inofukidza zvinodikanwa zvokuisa mutero, mari, zvitsaru, uye zvikwereti mumutauro wakapfava.
  • [ COMPLATURS Centers (TAC): Betsero mumunhu inowanika kupfurikidza nokurangana pamahofisi eIRS omunzvimbomo. Shandisa murongi paits.gov kuwana iri pedyo newe.

Gadziriro Dzokugadzirira Mutero Makasununguka

  • VITA (I PIS inodzorwa Mutero): Betsero yemitero yapachena nokuda kwavanhu vanotambira $64 000 kana kuti pasi, vane urema, kana kuti vane unyanzvi hushoma hweEngland. Vazvipiri vanosimbiswa vakagadzirira mibayiro mikuru panzvimbo dzenzanga munyika yose.
  • [[[NHAU]] RUPANGERO RWAVAkweguru):[[FT:1] Betsero yemitero yapachena nokuda kwavabhadhari vemitero vane makore 60 navakuru, nengwariro panhau dzomudyandigere nemudyandigere.
  • Miltax:[ Purogiramu yemitero yapachena nepfuma nokuda kwechiuto chinoshingaira uye varwi vakabudirira kupfurikidza neMissource Yoga yeMikhosi.

Rubatsiro Rwenyanzvi Nesoftware

  • Vareversi vapachena (CPS) naVamiriri vakapetwa (EA): Idzi nyanzvi dzinogona kukumirira pamberi peIRS uye kubata nemigariro yemitero yakaoma. Fees dzinosiana dzakavakirwa pazvakaoma kunzwisisa.
  • purogiramu dzinoshandiswa pakugadzirira:[[FT:1] purogiramu dzinotapurwa dzakadai seTurboTax, H&R Block, Porosa, uye FreeTaxUSA zvinokutungamirira mugadziriro yokuisa muburi necheki dzezvikanganiso uye zvikamu zvinoderedza. Vakawanda vanopa tsigiro mukunzvera.
  • Departments reRevolution: Hurumende imwe neimwe ine website yayo imene ine mafomu, masuo emicheto, uye mitsetse yebetsero. Zivisa peji yesangano remitero rehurumende.

Zvatinoverenga Pakudzidzisa

ISCHENGEDZO ZVINHU] ZVINOTAURWA KUSHURA NHEVERA RECHIVAMBA peji inokubatsira kududzira zviziviso zvinozivikanwa. Zvitsama & Decuties zvinotsanangura betsero iri yose iripo. Nokuda kwemiitiro yakafara yemitero, Commentach Foundation uye [[FLT:]] National Bureautal of Economic Research[[[[FLTL:5]]] inobudisa kunzvera pamusoro pemiitiro yemitero.

mhedziso

Kunzwisisa mitero yaunotarwa nemitoro hakungori bedzi pamusoro pokudzivisa zvirango. Nemhaka yokuziva nguva yokunyora zvinyorwa zvako zvemari. Nokuziva nguva yokuzvigadzira, mitero inoshanda kwauri, uye nzira yokuita nayo mabasa ako zvakarurama, unogona kuderedza dzvinyiriro ndokuwedzera mari yako yapashure pemitero. Kuvamba gore rimwe nerimwe, unganidza magwaro ako, uye shandisa zviwanikwa zvakawanda zvapachena zvinowanika. Kana mugariro wako wakaoma, usazengurira kubvunza nyanzvi. Maawa mashomanene okugadzirira anogona kukuponesa mazana emadhora uye makore okutemwa nomusoro.