Kunzwisisa Basa Revemari yeAustralia Mudambudziko Rokusagadzikana Kwedzimba

Njodzi yedzimba dzeAustralia ndiimwe yedenho dzemari inopfuurira zvikurusa nedzinorwisana nenyika. Mwero yezvokuridzi vemisha yakaderera pakati pezvizvarwa zviduku, dzvinyiriro yokurenda yakapararira, uye mhuri dzinowana mari shoma dzinoparapatika kuti vawane nzvimbo yakachengeteka, inobhadharwa. Nepo zvinhu zvakawanda zvichiparira kukura kwavagari vemo, kuganhurira ganhuriro, ganhuriro, uye kuisa mari mudhuredzi mudhuro kudzodzo yemari yehurumende, Hurumende yeAustralia, ine pesvedzero huru pamusoro pemitengo iyo inogona kuumba miuyo inobetsera. Nyaya inonzvera kukura kwazvino uno uno uno uno unovapo, zvishandiso zvokurasika, uye ganhuriro zvainotarisana nokutarisana nechinetso chinoraira chiito chemari, mari, uye nzvimbo dzinodzorwa.

Mabumbiro Emari Nenzvimbo Dzokuronga Dzimba

Hurumende yeAustralia ndiyo ine mutoro wokupa zano hurumende pamusoro pomutemo wemari, kubatanidza nzira dzemari, kugadziridza mitero, mirau yemitero, uye kuchengetwa kwenguva refu kwemari yavose. Dzimba dzinobatanidza rutivi rwuri rwose rweichi chibvumirano. Dzimba dzinomirira chikamu chikurusa chepfuma yemba, chikwereti chemari inochengeteka, uye mari yedzimba dzinobatanidzwa pamutero (zvakadai sokuronga mitero yakashata uye kubhadhara mutero wemari inobhadharwa) zvinodyira mabhiriyoni emaritai emari gore negore. Mari yeCendi yehomwe inofukidza mari yedzimba, kukwira kwemari, kupfumba, kugovera kwapasvo, 0693,566, uye miuyo inopa miuyo yemari yemari mukugadzira nokuparadzira zvivako zvedzimba.

Gadziriro Dzemari Nemitero

Varidzi vezvemari vanonyatsotarisira magadzirirwo uye mari inoshandiswa pakubhadhara mitero yehurumende ine chokuita nemisika yedzimba.

  • Kugadzira kwokuyera: Kubvumira vatengi vemari kubvisa kurasikirwa kwokurenda kudzimwe mari. Treasur nguva dzose inoisa mupimo wemiuyo yokuganhurira kana kuti kubvisa iyi mvumo, ichiyera purofiti dzemari mukurwisana nemiuyo pamari yokurenda nemitengo yemba.
  • Kuwana mutero weCapital mutengo: Kuderedzwa kwe50% kwezvinhu zvakachengetwa mwedzi inopfuura 12. Bhetine rinonzvera kuti kuchinja kuderedza kukumbira kwokufungidzira kungava kwakasununguka kuderedza sei kudiwa kwemari kwakasununguka nokuda kwemipimo yokuzvikweretesa.
  • Gadziriro yeMusha Super Saver (FHSS): inobvumira vatengi vehome yokutanga kuchengeta mukati memitero inobvumirwa pamwero wemitero. Bhenikiti inodzora mipiro, kurasha, uye kepisi yegore negore.
  • Home Trusted Scheme Scheme: Hurumende inovimbisa kuti inogonesa vatengi vakakodzera kutenga nemari yakaderera, inotarisirwa neveveMari yeHome neProcement Corporation yeNational Home and Investicement (NHFIC).

Nepo Njeredzi ichigovera kunzvera kwaaya matanho, haisi kugadza nomutoo mumwe chete pakupedzisira muitiro wemitero(8 zezvematongerwe enyika zvinosara nehurumende.

Kubhajetiswa kwemabhangi nokuda kwePurogiramu Dzedzimba

Mari yehurumende imwe neimwe inobatanidza mari yakawanda inodzorwa pakuwanikwa kwedzimba, dzakawanda dzacho dzakagadzirwa uye dzinoshandiswa neveCeenter. Idzi dzinosanganisira:

  • Kushandisa kutsigira Australia Nguva yemberi Fund, mari yezvirongwa yemari inodzosa $10 mabhiriyoni (Z $56 000) iyo inodzosa mari kuti ivake misha yenzanga neyokurenda inodhura inopfuura makore mashanu. Kondirasi inodzora chivako chehomwe yehomwe nerudungwe rwerudungwe.
  • Marekodhi kuhurumende nendima pasi pe Parval House and Homes Active [NHA], iyo Nhingi inowirirana neBato reMari reMagariro avanhu kuti ivambe tsinhirano nenheyo dzinosimba.
  • Hurumende yakananga kupfurikidza ne MPURORONIRO, inoratidzira kurenda wedzero kupfurikidza neVhinzi gore rimwe nerimwe.
  • Kushandisa NHFIC [[FLT: 0] Imba dzinoda kugadzirirwa [[FLT: 1], izvo zvinoderedza mutengo wedzimbahwe nokuda kwedzimba dzenzanga.

Basa rayo mukugadzirira kudzokororwa kwezvirongwa zvezvirongwa zvedare kunofanira kuratidza kuti chikarakadzo chitsva chipi nechipi chinofanira kubhadhara mari uye zvinozoshandiswa zvisati zvasvika padare.

Kugovera Mareyidhi: Zvirongwa uye Kusunungurwa Kwenyika

Mugove wedzimba unotsamira zvikuru pakuwanika kwenzvimbo, mirau, uye simba rezvirongwa. Treasureri haidzore zvakananga kugarwa kana kuti kuvaka tendero . masimba iwayo anogara nehurumende dzomunzvimbomo. Zvisinei, inogona kupesvedzera mugove kupfurikidza nezvishandiso zvehurumende:

Kuisa Mari Nekiyi Yedzimba Mumba

Zvirongwa zvokufambisa zvikuru nepfuma yezvirongwa zvinotsigirwa nehurumende yehurumende (jere, kupfurikidza neInfrastruclare Australia neNational Partnership Advsects) zvinodhura nokuyera neveHofisi. Zvisarudzo pamusoro pezvirongwa zvinogamuchira nzvimbo yokutanga (/zvinodikanwa zvipi zvinobatanidza kutsigira mari kupfuudza nokuwedzera kwemijenya) mundima dzegirini kana kuti nzvimbo dzokuzadza dzaizoramba dziripo. Kondira yemari inoshanda neBato reInfrastructives kuenzanisira kudzosera kudzorero yemari yokupfuudza dzimba kumigovana kutakura, uye inogona kurumbidza kuti mari yehurumende ibviswe pamari inodzosera kudzosera kudzodzodzodzodzo.

Zvakatipoteredza Nenyika 76 Shandisa Kuedza

Tsamba dzemhoteredzo pasi pe Environment Protection and Biodiversity Conservation Act 1999 dzinogona kunonotsa kana kuti kumisa zvinoitika zvokugara zvikuru. Treasurendi inotora rutivi mukunzvera kuyera migariro yemhoteredzo kumira miganhu yedzimba, ichireverera nzira dzenzvero apo kwakakodzera. Kushanda kwedzimba dzinoda kupesana nezvipo zvinorongwa kuzivisa chimiro chehurumende pamusoro pokuti nguva dzinotenderwa dzinodavirwa dziri zvinhu zvokunyama here.

Kupindira Kukuru: Kubatsira Mune Zvemari uye Kubatanidza Macroudida

Kunze kwemitero, Vezvemari vanotarisira gadziriro dzemari dzokuyamura dzinotapura kudiwa kwedzimba.

Zvinhu Zvokutenga Nevimbiso Zvokutanga Pamusha

Home Confincict Scheme (kubatanidza First Home Confidect, Regional Home Regional Spective, uye Home Confidect) Yakawedzera nokukurumidza, nenzvimbo 50 000 dzinowanika muna 202425. Treasury inotarisira mabhii, mipimo yokuda kukwereta. Nepo gadziriro idzi dzichibetsera vatengi vanopinda mumusika, vatsoropodzi vanotaura kuti ivo vanowedzera zvikurukuru kudikanwa uye vanokwidza mitengo .Nyamupiyuta yakabvuma.

Kupindira Nebhengi Renyika NeAPPA

Dare hariisi mari yemhindu kana kuti mitemo yokuchenjera, asi rinobatira pamwe neReserve Bank of Australia (RBA) nePrudial Regative Authority yeAustralian (APRA) kupfurikidza neDare rePuncial Regator. Musika wedzimba unonyanyoshambadza nekamwero wemari inokweretesa (jeesss) yakaita kuti APRICA ipe ganhuriro yemubereko yemubereko nemari inodzoresa mari. Boka raMoza remari rinogadza ngozi yemitengo kubva kumingava yakakwirira yemhuri uye rinogona kurumbidza kuti migariro yemari iwiriraneidzo yakananga. Nepo aya maturusi ari maa asingatsigiri maza akananga, anovavarira kudzivisa rudzi rwemubereko yechikwereti.

Kubatana Mune Zvehurumende Dzehurumende Dzehurumende

Kuwanikwa kwedzimba hakugoni kupedzwa neCommonwealth yoga. Nyika dzinodzora kushandiswa kwenzvimbo, dzimba dzavose, mitero inodzorwa (basa rokushanda), uye dziviriro dzemari. Kondirakiti inotungamirira kurukurirano dzehurumende pakutamiswa kwedzimba, kubatanidza NHA nezvibvumirano zvitsva zvedzimba zvakaziviswa muna 2024. Basa rayo rinobatanidza:

  • Kugadzira michina yaishandiswa pakupa dzimba dzehurumende, yakabatana nemari yokushandisa mari.
  • Zvikarakadzo zvehurumende zvinobvisa simba zvokuchinja basa (muchiito, kuchinja kumitero yakafara yepasi) uye kuyera migumisiro yemari panyika.
  • Kuronga Dare Rokushandira Nerokushandira Pamusha kuti rironge mamiriro emari yehurumende nepurogiramu dzehurumende dzokugadzirisa zvinhu.

Kukwanisa kwevezvemari kubvumirana nezvibvumirano zvevatongi kwavandudza nokugadzirwa kwenzvimbo yePunity Australia iri mukati medhipatimendi, iyo inoshanda somuzinda wakatsaurirwa wenhau dzokutonga.

Kutanga Kukuru Kwemisi Ichangobva Kupfuura: HFF, NHHA Reformation, uye Kubvumira Kugara Kwenyika

Zvirongwa zvedzimba zvinokosha zvikuru zviri pasi pehurumende yeAlban zvine pazvakatangira.

Dzimba Australia Munguva Yemberi (HAFF)

Yapfuudzwa muna September 2023, HaFF inopa mari inokwana mabhiriyoni 10 000 mumitengo yavose kuti igadzirire mhindu nokuda kwokuvakwa kwedzimba dzenzanga. Treasury haina kungogadzira bedzi chivako chikuru chehomwe yacho (ichinotangisa kudzokera kwe 5% yegore negore) asiwo yakaparira kurasikirwa kwaipwisa Office yeParamende yeBanki yeHramendi yokuchengetedzwa kwayo refu. Mari yacho inovavarira kupfuudza misha 30 000 mumakore mashanu, pamwe chete ne 10 000 nokuda kwemhinduro dzokusagara. Inzverwa inotarisirwa nevengi inotarisirwa neHFIC mukonzation mubonne naHost Australia (Orie HOFISI).

Kutsiva Dzimba Dzorudzi Nebvumirano Yokusava Nedzimba (NHHA)

Muna 2024, hurumende yakazvipira kuNHHA inowedzera mari inopiwa ($2 mabhiriyoni mabhiriyoni anopfuura mashanu) uye migariro yakasimba zvikuru inoda kuti zvitsigire masangano okuronga. Treasur yakaronga nzira itsva yokushandisa mari (yakavakirwa panhamba dzavagari vemo dzinogoverana, zviratidzo zvokurenda kudzvinyirira, uye kuiswa kwedzimba dzenhau kururamisa zvakapfuura. Yakatangawo chinodikanwa chehurumende kushuma pachena pamusoro pekusunungurwa kwenyika nokubvumira nguva, kuyera Mouse yakaitwa mubato wakanakisisa wenyika dzose.

Mugove Wedzimba Zvorudzi

Yakatangwa muna 2022 uye yakavandudzwa muna 2024, Tsamba ibatira pamwe pakati pehurumende dzehurumende, dzehurumende, uye dzomunzvimbomo, pamwe chete nenzvimbo yenzvimbo dzenzvimbo nedzimba dzenzanga, ichivavarira kuvaka misha mitsva ine 1.2 mamirioni yakasanoiswa na2029. Dare rinogovera kudeyanwa kwemacroplace yezvoupfumi kwekukura kwechiverengero chavagari vemo nechirongwa chemhuri izvo zvinotsigira zvipfuro zvapamberi zveProcence, uye inobatanidza mishumo yenhambo yegore negore.

Zvinetso Netsoropodzo Zvenzira Yokuita Nayo Mari

Pasinei zvapo noukuru hwayo hwokudzora nokusvika kwayo, Treasurer inotarisana neganhuriro mukugadzirisa kukwanisa kwedzimba.

Kuparadzaniswa Kwemitemo Nekupfupi Kwapashure Penyika

Gadziriro yedzimba inokamuraniswa mumadhipatimendi akawanda(Treasury, Services, Intracture, Chinjo yeClimate) ichitungamirira kuzviratidzo zvisingawirirani. Somuenzaniso, apo Treasurendi inoronda kubhadharwa kwemitero parutivi peji nokuda kwavatengi, Dhipatimendi remari yeMasangano enzanga rinorenda betsero inodzokororwa nenzira isina kunanganira kumitengo imwe cheteyo. Komishoni yemari yakatsoropoteswa nokuda kwokusakudzora chinjo dzakafaradzo inowirirana, mutero, uye gadziriro dzegariko.

Kutsungirira Kurwisana Nemitero Yairayirwa

Mapoka makuru ose ari maviri akadzivisa chinjo huru kukugadzira zvinhu kwakaipa uye kuderedza kweCGT, pasinei zvapo nerumbidzo dzinodzokororwazve dzeTreasury mumakumi amakore kuti zviitwe. Sarudzo yehurumende 2019 yakaratidzira ndyiko yezvamatongerwe enyika yechinjo dzakadaro, uye Treasury zvino inoshanda mumirairidzo yakajeka yehurumende kwete kuisa mari inotsiva. Vatsoropodzi vanopikisa uku kuzvimirira kwedhipatimendi.

Kushaikwa Kwekudzora Kwakananga Kunodyisa

Hurumende nehurumende dzomunzvimbomo dzine zvishandiso zvokubatanidza nzvimbo, kuronga mvumo, uye mirairo yedzimba inodhura. Vhingi inogona kuvandudza asi haigoni kuimanikidza. Migariro yeNHA yave yakaneta mubasa, nehurumende dzinoverengeka dzichikundikana kusvitsa zvinodikanwa pasina chirango. Chishandiso chePfuma chinoganhurirwa kupa nokupa jeko remari rinodzongonyedza mutengo panzvimbo pokukurudzira chinjo yechokwadi.

ZVINHU Zvisingakoshi Zvingadhura

Kuenzanisira kwezvemari namasangano ezvemari seAustralian House and Urban Research Institute (AHURI) nguva dzose kunoratidza kuti kupa nokuvimbisa nokuda kwavatengi vokutanga vehomewo kunowedzera kukwira kwemitengo pasina kuwedzera mugove wemari. Bheni reProjekita rakabvuma ikoku muzvipfupi zvomukati asi rinopfuurira kutungamirira kuidziro dzinobudirira zvikuru nemhaka yemukurumbira wavo wezvamatongerwe enyika. Kuda kunoshanda kwenguva refu kungabatanidza kutsigira zvakananga kugovero itsva, zvakadai semifanikiso inogoverwa yemari inokwira mutengo.

Mipimo Yenguva Yemberi: Icho Veimba Yaigona Kuita Mukuwirirana Nakasiana

Vachitarira mberi, Vezvemari vangagona kusimbisa tapuro yaro kupfurikidza nokuchinja kunoverengeka:

  • Urongwa hwedzimba hwakapinzwa: Hunopa urongwa humwe, kukwanisa kubhajeta muBhangi rimwe nerimwe, nenzvimbo dzakajeka dzokupa, kurenda mutoro, uye mwero yemuridzi wepamba.
  • Tabhex mepu yokuchinja mugwagwa: Model ndokubudisa chinjo yakarongwa kubva pakugadzira kwakashata neCGT perefu, yakabatanidzwa negadziriro dzekiyini kudzivisa kudzongonyedza vatengi varipo.
  • [ Mari yehwaro:[[FLT: 1] Inoda mari ipi neipi yehurumende nokuda kwezvifambiso zvomuguta kana kuti zvinhu zvinoshandiswa kutsamira pachinjo dzehurumende dzinobvumira dzimba dzepakati penzvimbo pedyo nenzvimbo dzezvokufambisa.
  • Kubatanidza kuri nani nedzikamo yemari: Kuumba Treasurence .RBAPAPRA “Unonzvera kufambidzana pakati pekuderera kwechikwereti nemitengo yemba, uye kurumbidza zviito zvinoparira.

Matanho aya aizoita kuti Vezvemari vakwanise kuongorora mari uye kuronga mari asi achirambidza miganhu yezvayaifanira kuita panguva iyoyo.

mhedziso

Hurumende yeAustralia inobetsera zvikuru mugadziriro yemitemo yokuwana mari. Kudzora kwayo miganho yedzimba, ganhuriro dzemari, uye mari yehurumende inoipa simba rokuumba zvose zviri zviviri kugovera nokuda kwenzvimbo yedzimba. Kupfurikidza nemotokari dzakadai seHouse Australia Future Fund, National Houses Licectives, uye Homedictive Stual, Kompations yakabudisa mari itsva netsigiro. Kunyange zvakadaro kupfuurira kwemitengo yakakwirira, kukwira kwedzvinyiriro, uye kuderera kwemitengo yedzimba kunoratidza kuti kusvika kwazvino uno hakukwani. Kana kuti vei mari igove inoita kuti ipedze mamiriro ayo anobvira, inofanira kufambisa magadzirirwo makuru oumbidziko, zvikurukuru mumutero wehurumende, uye mubatanidzwa pakati pedzimba dzemari nenzvimbo dzinodiwa nenzvimbo dzakakurumbira. Kungogona kufambisa bedzi purogiramu kudzorwa kukuva kumugariro wokuzviito.

Nokuda kwokuravazve, ona 2024 Mushumo weChimurenga [[FLT:] pamiitiro yedzimba, kunzvera kwaAHURI kwe bhakitire nokukwanisa [, uye Komission yeIctive Commission ye 2022 kurongedza kushambiso.