Sumo

Kunzwisisa kodzero dzako dzemitero nemitoro somugari weUnited States zvinokosha mukutarisira mari yako nokuteerera mutemo. Mitero inotsigira mabasa ehurumende anotsoropodza akadai sedziviriro yorudzi, marongedzero, dzidzo. Kunyange zvakadaro vabhadhari vazhinji vanonzwa vakurirwa nokuoma kwegadziriro. Iyi nhungamiro yakakura inopfuura nomudziviriro dzako huru somubhadhari wemitero, misengwa yaunofanira kusvitsa, migumisiro yeisine ganhuriro, uye nzira dzakanakisisa dzokunyora nokuwana nayo betsero. Pamugumo, uchava nenzwisiso yakajeka, yenzira yokufamba nayo nomutero nechivimbo.

Kodzero Dzako Dzemitero: Mubhadhari Wekodzero Dzevanhu

Mubhadhari ari wose weUnited States anodzivirirwa ne Mubhadhari weTrusa Bill of Rights , mubatanidzwa wekodzero gumi dzinokosha idzo IRS inofanira kuremekedza. Aya maruramiro anoshanda mukati mebatano dzose nesangano, kubva pakudzosa kudzokororwa kuzvokunzvera nokuunganidza. Kuaziva kunobetsera kuzvireverera umene kana zvinetso zvimuka.

1. Kodzero Yokuva Akadzidziswa

Une maruramiro okujekesa, anonzwisisa pamusoro pemitemo yemitero, miitiro yeIRS, nemisengwa yako. IRS inofanira kutsanangura maruramiro ako uye mutoo wokupedza nawo magakava mumutauro wakajeka. Ikoku kunobatanidza udzame pamusoro pezvisarudzo zveripo, zvirango, uye miraudzo. Somuenzaniso, kana ukagamuchira chiziviso pamusoro pechikwereti chemitero, IRS inofanira kurondedzera chitsama, hwaro hwechikwereti, uye zvisarudzo zvako zvokufadza kana kuti kugadza gadziriro yokubhadhara. Nguva dzose verenga zviziviso nokungwarira; kana chimwe chinhu chisina kujeka, unogona kudana IRS kana kuti kubvunza nyanzvi yomutero. [[FLT:] MUTSHURI wekodzero dzepaji yepaji

2 Kodzero Yokuita Basa Rakanaka

Une kodzero yokukurumidza, kuva noruremekedzo, uye kubatsira kwenyanzvi kubva kuIRS. Kana ukatarisana nokubatwa zvisina kunaka kana kuti kunonoka kusina mufungo, unogona kuisa nyunyuto. IRS inewo Taxpareter Religiver Service (TS) inobetsera vanhu namabhizimisi kupedza zvinetso zvemitero zvisina kugadziriswa. TAS yakazvimirira uye inoshanda pasina mutengo.

3. Kodzero Yokusabhadhara Kupfuura Nhamba Yakarurama

Kana uchidavira kuti wadhura mari, unogona kupokanidzawo chitsama chefariro nezvirango, (zvinofanira kuva zvakarurama pamutemo) Kuchengeta zvinyorwa zvakarurama kunobetsera kubvumikisa nhau yako kana kuchidikanwa.

4. Kodzero Yokudenha Nzvimbo YeIRS

Kana usingabvumirani nechisarudzo cheIRS (mutoo, kuwana kunzvera, kunzvera chirango, kana kuti bhii retsono), une maruramiro okuramba. Unogona kukumbira kupfurikidza neIRS Office of Appeals, basa rakaparadzana rinopedza nharo pasina kujekeswa. Muitiro wokukwirira wacho ndowemasanga uye haudi mumiriri, kunyange zvazvo kumirira kwachiremba kuchibvumirwa.

5. Kodzero Yokukwirira Chisarudzo CheIRS Muchirongwa Chekuzvimirira

Kupfuura kukwirira kwehurumende, unogona kuendesa nhau yako kudare: Dare reMitero reU.S., Dare reMatare reUnited States Rinotaura Nezvokutongwa, kana kuti Dare roRuwa romunzvimbomo reU.S. inhau inozivikanwa zvikurusa nemhaka yokuti haufaniri kubhadhara chitsama chakapokanidzwa usati wanyora.

6. Kodzero Yokuguma

Une kodzero yokuziva nguva yakanyanya kuwanda IRS inofanira kuongorora kudzoka kwako kana kuti kuunganidza chikwereti chemitero. Muzviitiko zvizhinjisa, IRS inofanira kuyera mutero munenge mava nemakore matatu pazuva rakakodzera rokudzoka kwako (kana kuti musi wawaisa mutero, upi kana upi wawava gare gare). Mutemo weganhuriro yeganhuriro kazhinji kazhinji imakore gumi pashure pokunzvera. Kana nguva idzodzo dzapera, IRS haigoni kurondazve chimwe chiito (musaina mutengi kana kuti munyengeri.)

7. Kodzero Yokuva Woga

Mutero wako, mashoko emari, uye mashoko ako oga zvinodzivirirwa nomutemo. IRS haigoni kuzivisa mashoko ako kumativi matatu pasina kubvumira kwako, kunze kwemumamiriro ezvinhu akaganhurirwa (sezvinei, kudzika mutemo nemurayiro wedare). Nguva dzose ngwarira pakugoverana magwaro omutero nomunhu upi noupi; vamiriri bedzi vanobvumirwa navagadziri vanofanira kuva navanogona kupinda.

8 Kodzero Yokuvanza

IRS ine mitemo yakadzika midzi yevashandi vanobhadhara mitero. Kana ukafungidzira kuti pane kuputsa, unogona kushuma kuBhaareka General for Tax Administration.

9. Kodzero Yokumiririrazve

Ungabvumira nyanzvi yemitero yakakodzera (CPA, mumiriri akanyoresa, gweta) kukumirira pamberi peIRS. Iyi maruramiro anoshanda panguva ipi neipi, kubatanidza kunzvera, kukumbira, uye mipiro. Kana usingagoni kunyora, ungakwanirisa nokuda kwebetsero yapachena kupfurikidza Row - Initachnics (LTCS).

10. Kodzero Yokushandisa Gadziriro Yemitero Yakanaka Neyakarurama

Uku kunyanyodzora rudyi kunovimbisa IRS kubata vabhadhari vose nenzira yakaenzana. Kana uchifunga kuti wakabatwa zvisina kufanira nemhaka yorusaruro kana kuti chikanganiso, unogona kuonana neTexhaker Serviceer pa parachraddervocate.varenzi.gov

Mitoro Yenyu Yemitero

Kuita misengwa iyi kunoita kuti urambe uchiteerera uye usingadi zvirango. Heano mabasa makuru anofanira kuitwa nevagari veUnited States vose.

Kubiridzira Mutero Wako Nokudzoka Zvakarurama Uye Panguva

Vagari vemo vazhinjisa veU.S. vanofanira kunyora bhadharo remitero rehurumende gore rimwe nerimwe kana mari yavo yakakomba inopfuura chikumbaridzo chakati (ya2024, $14 600 nokuda kwamarobhoti ari pasi pe 65). Nguva inowanzova April 15. Kana uchida nguva yakawanda, unogona kukumbira futunuro kusvikira kuOctober 15, asi futunuko yei kwete [ wedzero yokurisabhadharwa nokuripira mitero ipi neipi yapapo yapapo nguva yapapo pa April 15.

Kushuma Mari Yose

Mari yose inobva kumanyuko api naapi inobhadharwa kutoti ichibviswa zvakananga nomutemo. Ikoku kunobatanidza mibhadharo, miripo, mari yokushanda, mari yokurenda, mibayiro yemari, mhindu, mhindu, kuwina, uye kunyange kutengeserana nemari. IRS inogamuchira makopi ama W-2, 1099, uye mamwe mashoko anodzoswa, naizvozvo kushuma kunoonekwa nyore nyore.

3. Kubhadhara Mitero

Unofanira kuripa chitsama chakazara chechikwereti chako nezuva raunofanira kubhadhara. Kana usingagoni kubhadhara zvizere, faira inongova zvayo ndokubhadhara zvikuru sezvinobvira. IRS inopa gadziriro dzeripo (zvibvumirano zvokubvumirana) uye, mune zvimwe zviitiko, kukarakadza kubvumirana pane zvisina kufanira kuti ugare zvishoma. Asi kufuratira mutero kunowedzera bedzi mubereko nezvirango. Shandisa chishandiso cheIRS Respeciocreal pawebsite ye

4. Kuchengeta Manyoro Akarurama

Chengeta mapepa emari yose yaunowana, mari yaunobhadhara, uye zvikwereti zvaunoda kudzoka. chengeta mapepa emapepa omutero kwaanenge makore matatu (nguva inoongororwa pepanhau), asi mamwe mamiriro ezvinhu anoda nguva yakareba (sezvinei, achitaura kuti arasikirwa nezvinhu zvisina basa: makore manomwe). Mapepa akanaka anosanganisira mariti, mashoko ebhangi, matanda, uye mari inobhadharwa. Haangokudziviriri paunenge uchiongorora mutero asi anoitawo kuti kugadziriswa kwomutero kunguva yemberi kuve nyore.

5 Kupindura Mashoko EmaIRS

Kana IRS ikakutumira chiziviso, usachifuratira. Nhevedzano dzinotumirwa nokuda kwezvikonzero zvakawanda($math system, kusaina, gadziridzo dzinokarakadzwa, kana kuti mibvunzo pamusoro pokudzoka kwako. Chiziviso chimwe nechimwe chinobatanidza musimboti wokupindura. Kupindura nokukurumidza kunodzivisa kunyepa, zvikwereti, kana kuti zvirango. Kana usingabvumirani.

Migumisiro Yokusawirirana

Kukundikana kusvitsa mitoro yako yomutero kunogona kuva nemigumisiro yakakomba yechinguvana uye yenguva refu. Kuinzwisisa kunokubetsera kuramba uchisundwa kuramba uchizviisa pasi.

Mubayiro Nefariro

IRS inoisa zvirango zvikuru zviviri: kusakwanisa kunyora mufaira uye kukundikana kuripa[. Kukundikana kuenda kusiri kuini mutero kunosvika 5% yomutero usingabhadharwi pamwedzi (kusvikira ku25%). Kukundikana kuri kubhadhara mutero uri 0. Kuwedzera, mutero pazuva rakafanira kutozosvikira pakubhadharwa. Mwero wemubayiro iko mupfupi wezuva remubatanidzwa ne 3%. Iyi indyiko inowedzera nokukurumidza.

Mitemo

Nhamba dzisingawirirani nedzisingawirirani nedzinoshumwa zvikurukuru pakati pemari inoshumwa namashoko zvinodzoka. Zvitsamisiro zvinogona kuva nepositi (Mapikicha omumunda) kana kuti munhu. Zvinogona kuva zvinopa nguva, zvinonetsa, uye zvinoguma nemitero yokuwedzera, zvirango, uye fariro. Muzvimwe zviitiko, IRS inganongedzerawo kumhaka yemhosva kana kubiridzira kuchibatanidzwa.

Maperesi naRevhi

Kana ukafuratira chikwereti chemutero, IRS inogona kunyora [[FOLT:0] Notice of Federal Tax Lien, iyo inonamatira kuzvinhu zvako zvose nechikwereti. Ikoku kunokuvadza chikwereti chako ndokukuita kuti kuve kwakaoma kutengesa zvinhu kana kuti kuwana zvikwereti. Kana usati wabhadhara, IRS inogona kuita levy (ibatise) maakaundi ako ebhangi, mari, kana kuti zvimwe zvinhu. Vanofanira kukupa chiziviso pamberi peringi, vachikupa mukana wokupindura.

Kurasikirwa Nevane Mufi

Kana usingatakuri bhadharo mukati mamakore matatu omusi wakafanira, unorasikirwa nechikwereti chipi nechipi chaunofanira kuva nacho.

Kupiwa Mhaka Kweutsotsi

Boka reIRS Criminal Investigation rinotsvaka nokushingaira mhosva dzevasingabvumiri nemaune, dzakadai sokuvanza mari mumaakaundi ari kunze kwemhenderekedzo yegungwa kana kuti kutaura mari dzenhema.

Zvaungaita Kutengesa Mitero

Kusarudza nzira yakarurama kunogona kuchengetedza nguva, kuderedza zvikanganiso, uye kuwedzera mari yaunobhadhara.

Faira yeIRS isina mutengo

Kana mari yako yakagadziridzwa iri $79 000 kana kuti pasi pa2024, unogona kushandisa IRS Free File(varand- zita reIRS inopiwa pachena kupfurikidza ne FAUNIS WIS. Zvimwe zvinhu zvinopawo dzorero yapachena. Ichi chisarudzo chikuru nokuda kwedzorero yakapfava.

2. Software Yezvokutengeserana Yemitero

Purogiramu dzepachipasuru dzakadai seTurboTax, H&R Block, uye Teaksi zvinokutungamirira panhano nenhano uye kubata mamiriro ezvinhu akaoma akadai semari inotengwa, zvinhu zvokurenda, kana kuti mabasa okuzvibhadharira. Zvakawanda zvinopa tsigiro nokutsigiswa. Mitengo inosiana pachivanze cheshanduro.

3. Kumhanya

Unogona kukopa mafomu kubva paIRS pawebsite, azadzei nemaoko, uye atumire. Chikamu chepepa chinononoka kutora mavhiki 6-8 zvichienzaniswa namazuva 21 e-filifilifing(nasssssssss reconfieds. Haakusi kurumbidza kana usina usvikiro hweInternet.

4. Kugadzirira Mitero Kweunyanzvi

Kushandisa mutengi weakaunzi yavose (CPA), munyoresi, kana kuti mugadziri wemitero akanyoreswa marezenisi kuchenjera nokuda kwedzorero dzemari yebhizimisi dzakaoma (mari yebhizimisi, mamiriro enyika akawanda anodzorwa, mari yokumwe, zvichingodaro). Nyanzvi dzinoramba dziripo pachinjo dzomutemo wemitero uye dzinogona kukumirira pamberi peIRS kana kuchidikanwa. Fees dzinodziviswa sendyiko yemari isingawi.

5. Kuzvipira Kubatsira Mutero (VITA)

Kana uchiita mari inokwana $64 000 kana kuti pasi, uine urema, kana kuti uri mukurukuri mushoma wechiNgezi, unogona kuwana betsero yapachena kuvazvipiri vakasanotsigirwa panzvimbo dze VITA munyika yose. Vanogadzira mazasi echiNgezi ndokuatumira pafoni. Wana nzvimbo kupfurikidza neIRS VITA rocator.

Zviwanikwa Zvevateresi

IRS nemamwe masangano anopa maturusi akawanda okukubatsira kunzwisisa uye kuita mitero yako.

  • TCP [manyuko]: Manyuko makuru nokuda kwezvimiro, zvinyorwa, kugadziridza kwomutero, uye maturusi apaIndaneti akafanana ne “Kupi Kunondifadza?"" uye Mushandisi weMitero Anoshanda Nemitengo.
  • [ Bhesa reMutsigiri: Hofisi yakazvimirira mukati meIRS inobetsera kupedza zvinetso izvo mikoto yenguva dzose isingagoni kugadzira. Mabasa akasununguka uye akavanzika.
  • [[[NHAU: 0] Zvipatara zvemari inotambirwa (LITC): Iyi kiriniki inogovera vanhu vanotambira mari yakaderera. Inopawo dzidzo pakodzero dzemutero.
  • PIRM DEFM & Publications: Kudaidzira muchina unonyorwa nokuda kwechimiro chiri chose nomurayiridzo. Mabhuku Anokosha anobatanidza Publication 17 (Mutungwa weFederal Inhome) uye Publication 334 (Nhungamiro yeMitengo miduku).
  • Nzvimbo iri IRS Taxhair Ahelp Centers [[TCS: Tsarudzo dzinowanika nokuda kwebetsero ye-person pamahofisi munyika yose. Shandisa hofisi yeIRS kutsvaga imwe iri pedyo newe.
  • Dare Rokuronga Mitero [[FLT: 1]: Masangano akawanda asingapinduri mitero nenzvimbo dzenzanga zvinopa mabasa okugadzirira mitero pachena nokuda kwemhuri dzinowana mari yakaderera, kazhinji kazhinji kupfurikidza ne VITA kana kuti AARP Foundation Trax-Aide.

Zvikanganiso Zvemitero Zvinozivikanwa Navose Zvokudzivisa

Kunyange vateresi vanosanochengetwa vanoita zvikanganiso. Hedzino mhinganidzo dzinozivikanwa navose uye nzira yokudzinzvenga nayo.

  • [ Tsika dzinoshanda: zvikanganiso zviri nyore zvokuwedzera zvinogona kunonotsa kudzorwa kana kunyandura zviratidzo zveIRS. Korofa yeE-filifilifit inodzivisa zvizhinjisa zveizvi.
  • Kuisa kana kuti kurasika nhamba dzeNzvimbo dzeNzvimbo yenzanga: Kudzosa kaviri SSN imwe neimwe nokuda kwavabatiri navakwanyina.
  • Kukanganwa kusaina kudzoka kwako: Kudzoka kusina kusinwa hakushandi. Mafaira anosaina pakombiyuta; mafaira epepa anofanira kusaina nomusi.
  • [ Zvinotsamira pamunhu zvisingachinjiki: Tevedzera mitemo yokukwanirisa mwana kana kuti hama yokunyama. IRS inonzvera kutsamira pamunhu pazvinyorwa.
  • [ Kurerutsira kutarira zvitsama zvemari nechikwereti: Vabhadhari vazhinji vanopotsa Inivertive Regit Commission, Child Trust Creen, kana kuti chikwereti chemhindu yavadzidzi. Shandisa purogiramu yekombiyuta kana kuti nyanzvi kukudza mari yako pamutemo.
  • Kusashuma maakaundi okudzimwe nyika: Kana une akaundi yebhangi yokumwe inopfuura $10 000 panguva ipi neipi, unofanira kunyora FiN FM 114 (FBAR). Wakaparadzana nedzorero yako yomutero, chirango nokuda kwokusabatanidza chinogona kuva chakakomba.

Kunzwisisa Zvibvumirano Zvemitero uye Kubudirira

Vanhu vazhinji vanotya kutamira muboka rakakwirira remitero nemhaka yokuti vanofunga kuti inoreva mari yavo yose inobhadharwa pamwero wakakwirira. Iyoyo ingano. U.S. inoshandisa gadziriro yomutero inofambira mberi [. Mari yako inokamurwa kuva zvikamu, mari inobhadharwa pamwe chete. Nokuda kwa2024, mabhuroko omutero emafayile echipareraridziro ari 10%, 12%, 22%, 24%, 32%, 35%, uye 37%. Somuenzaniso, kana mari yako inobhadharwa mutero iri $50, $16,50 pa10,50,50 pa 12%, uye yasara pa 22% [FFF] bedzi: mutero, uye mwero wako unokamuraudzo.[3]

Zvikwereti Zvemitero Zvinopesana: Chii Chiri Musiano?

Zvose zviri zviviri deredza mari yako yomutero, asi munzira dzakasiyana. [[FLT: 0]] inoderedza mari yako inobhadharwa. Kana uri muboka ra22%, $200 inokuchengetedza se $20. credit[[FL:3]] deredza mutero wako we $3]. Chikwereti chinoderedza mari yemari yako inobhadharwa. Zvimwe zvikwereti zvinokuchengetedza $200. (Unowana mari yakawandisa sechikwereti), apo vamwe vasingazoregi (inogona kuderedza mutero wako bedzi). Chikwereti chemariso chinobatanidza chiNgezi, chitsamachikwereti cheAmerica, chikwereti cheIscc (Chscces) uye chiTrevoswo chemari inochengeterwa (chikwereti).

Nyika Nemitero Yomunzvimbomo

Kuwedzera kumitero yehurumende, nyika dzakawanda nemamwe maguta anoisa mitero yemari. Mimwe mitero yehurumende inosiyana zvikuru. Dzimwe nyika dzinotevera mari yakagadziriswa yehurumende asi dzine mwero yakasiyana nependi. Dzimwe (seFlorida, Texas, Nevada) hadzina mutero wemari yadzinobhadharwa asi dzingava nemitero yakakwirira zvikuru kana kuti mitero yenhumbi. Unofanira kuisa mari inodzoswa kana kuti kubhadharwa mari munyika. Mapurogiramu akawanda epurogiramu emitero anobata zvose zviri zviviri nyika nehurumende anodzosera mari. Kana ukatama mugore, ungada kudzosa mafaira egore ose ari maviri.

Kutarisira Mutero Kwenyika Dzose Nokuda Kwevagari veUnited States

U.S. Mutero unotsigirwa nouvami vakaberekerwa munyika unoreva kuti unofanirawo kushuma uye sezvinobvira kubhadhara mutero pamari yako yenyika yose (kunyange kana uchigara kune imwe nyika. Zvisinei, ungakwanirisa nokuda kweFoom Foreigned Income Exclion (kusvikira ku $126,500 muna 2024) kana kuti Foreign Header. Mitero inokudzwawo: avo vanogara kunze kweU.S. musi waApril 15 vanowana kufutunukira kwemwedzi miviri kusvikira kuJune 15, uye vanogona kukumbira kumwe kuwedzera kusvikira kuOctober 15.

Kuronga Nguva Yemberi: Kurangarirwa Kwokubhadharwa Mutero

Kana uchishanda woga, usingabhadhari mari yakawanda, ungada kuita mari yemitero inofungidzirwa kuva zvikamu zvina kuti usabhadhare zvirango. Shandisa Mafomu 1040-ES kuti uverenge mari yako. Murairo wakachengeteka: ringabhadhara inenge 90% yemari yako yegore raunobhadhara kana kuti 100% yechikwereti chako chegore rapamberi pegore (10% kana mari yakagadziridzwa yauri kuwana inopfuura $150 000). IRS inopawo mutero tsika yokubhadhara nokutyaira pasina kubhadhadharwa kupi nokupindwa.

mhedziso

Kuziva kodzero dzako dzemitero uye mitoro inoramba iripo. (Mitemo inochinja, mamiriro oupenyu anochinja. Asi nokunzwisisa zvinhu zvinokosha zvataurwa pano, unogona kusvika nenguva yomutero nechivimbo. Shandisa zvinhu zvakarongwa, gara wakarongwa nezvinyorwa zvako, uye usazengurira kukumbira kubatsirwa nenyanzvi kana kuti neMubhadhari Anotsigira. Kuita misengwa yako panguva isati iri bedzi inodzivisa zvirango asiwo inoita kuti uwane betsero iri yose yakafanirwa nayo. Gadzirirwe mitero yacho inoshanda zvakanakisisa apo vagari vemo vanoziviswa, vanobhadharwa, uye vanozviisa pasi. Kudzorwa kwemitero yako, uye udzore nguva yako yemberi.