Mitero yemari yehurumende yomunzvimbo iyoyo ndiyo inonyanya kukosha, kubhadhara mitero inokosha inochinja upenyu hwedu hwezuva nezuva — kubva kuzvikoro zvinoenda kumigwagwa yatinotyaira uye mabasa ekurumidziro anotichengetedza.

Mitero Yezvinhu Chii?

Mitero yenhumbi ndi mitero yemhando yenzvimbo , kureva kuti inobhadharwa yakavakirwa paukoshi hwenzvimbo. Hurumende dzomunzvimbomo . "Nhambadzino inoverengwa, manisiparati, maruwa ezvikoro, uye maruwa chaiwo anobhadharisa mitero iyi panzvimbo chaiyoiyo (nyika nezvivako) uye pane dzimwe nguva panzvimbo yomunhu oga (semotokari, midziyo, kana kuti midziyo yebhizimisi). Kopi yemari inopa mari ndiyo inonyanyoshandiswa nokuda kwemibato yavose nezvivako.

Kusafanana nemitero yemari inotambirwa kana kuti yokutengesa, iyo inounganidzwa namasangano ehurumende kana kuti ehurumende, mitero yezvinhu inodokuva nhau yomunzvimbomo chose chose.Iyi inopa nzanga danda rakananga mugadziriro yayo yemitero, asi kunorevawo kusiyana kukuru mumwero, mitoo yokunzvera, uye kuhesvura mumativi akasiyana - siyana.

Nhoroondo Yemitero Yezvinhu

Mitero yezvinhu ine mavambo makuru munhau yeAmerica. Kunyange Bumbiro reMitemo reUnited States risati ratenderwa, hurumende dzehurumende dzeko dzakatsamira pamitero yezvinhu nemhaka yokuti zvinhu zvakanga zviri chinhu chinooneka, chisingatsungiririki icho chakanga chakaoma kuvanza kuvanzveri. Mumazana amakore apfuura, tsika yacho yakachinja kuva inowirirana zvikuru, asi yakatarisanawo nokutsoropodzwa nokuda kwokuva inodzokorodza kana kuti kujeka. Kunzwisisa iyi nhau kunobetsera vagari vemo kunzwisisa chikonzero nei nhamburiko dzokuchinja kana kuti kuva vazvino uno dzichinonoka uye dzichipomerwa.

Maverengerwe Anoitwa Mitero Yemitero Yezvinhu

Nzira huru yokushandisa mitero yezvinhu yakapfava, asi zvinoumba zvinogona kuva zvakaoma:

  • Ratidziro yakaiswa × Tax Rate = FAUT PATS Id Bit [

Pazasi apa, tinoputsa chimwe nechimwe chezvinhu.

Kukosha Kwacho

Nzvimbo imwe neimwe inogoverwa ukoshi hwekuyera hunoiswa nomunzveri wemitero womunzvimbomo. Ukoshi uhwu hunoitirwa kumirira chiverengero chepesenti yemari yenzvimbo inotengeswa (mutengo waichatengeswa mumusika wakashambadzirwa). Zvisinei, nhamba dzenhamba dzekuongorora dzinosiyana nehudzo. Dzimwe nzvimbo dzinoyera pa 100% dzemari inotengeswa, nepo dzimwe dzichishandisa chikamu chiduku (g. 50% chomutengo womusika). Mukuwedzera, zvitsananguro hazvigadziriswi gore negore munzvimbo dzakawanda, izvo zvinogona kutungamirira kumisiyano pakati pomutengo unotemwa uye ukoshi chaihwoiwo.

Vaongorori vanorangarira zvinhu zvakadai soukuru hwenzvimbo, nzvimbo, mugariro, vandudziko, uye kutengeswa kwemavara akafanana. Kana wakaita kugadziridza kukuru(kwakaita kuwedzera) kwokuwedzera imba itsva yokugezera kana kuti kupedza pasi pevhu) ukoshi hwako hwemipimo ingawedzera.

Mwero Wemitero

Mwero womutero, unowanzoratidzirwa semwero wemari (madhora), chitsama che $6 000 pamutengo wemari yakatemwa. Chigadziko chinoenzana ne $1 000 yemitero pamutengo we $6 000. Somuenzaniso, mwero wemari 25 unoreva nzvimbo ine ukoshi hwe $50 000 (Z $20 000 000 000) mumitero yenzvimbo (Z $120 000 000 × 25 = $5 000).

Hurumende dzomunzvimbomo dzinogadza iyi mwero kupfurikidza nomuitiro wadzo wokuronga mari. Hwerengedzo levy (chitsama chinofanira kusimudzwa) inokamuraniswa nehwerengedzo inofungidzirwa yemitero yose inobhadharwa muhurumende kusvika pamwero wacho. Ikoku kunoreva kana mipimo yezvinhu ikawedzera, mwero wemitero ungaderera kuchengeta levy isingatori rutivi, kutoti kana vavhoti vachibvumira mwero wedzero (kazhinji kazhinji kupfurikidza nemipimo yechisungo).

Kusunungurwa Nokuderedzwa

Kuderedza chikamu chinobhadharwa chenzvimbo chinoongororwa. Kusapinda mumitero kunowanzoitwa:

  • Homestead Expection:[[FL:1] iripo nokuda kwedzimba dzokugara dzapakuvamba dzinoshandwa namuridzi. Inoderedza ukoshi hunobhadharwa, zvikurukuru nechitsama chakatarwa kana kuti chiverengero chakagadzwa.
  • [ Kuzvinyima nokushatisa: kwakapiwa munyika dzakawanda kuderedza mutoro womutero nokuda kwavaridzi vapamusha vakwegura kana vakaremara.
  • Hurumende: Nokuda kwavakare vakasunungurwa nenzira inokudzwa, padzimwe nguva vakavakirwa paurema hwebasa.
  • [ Utsvene ne Charitable Expect: zvivako zvinoshandiswa nokuda kwokunamata kana kuti madonzo asingapinduri angahesvurwa zvizere kana kuti zvishoma.
  • [[FLT: 0] Rima Shandisa Mitero: Farmland ingarangarirwa yakavakirwa pakushandiswa kwayo kurima panzvimbo poukoshi hwemari, kuchideredza mitero.

Nzvera nehofisi yomunzvimbomo yomunhu anoongorora kuti ndeipi kuhesvura kunoshanda kwauri, uye kuti imarii inoshanda kwauri.

Kuverenga Mienzaniso

  • Mutengo wemusha wenyu: $340 000
  • Kuongorora: 80% (ukoshi hwakaongororwa kudaro = $240 000)
  • Kurega kupinda pamusha: $30 000 (ukoshi hunobhadhara hunova $240 000 - $30 000 = $2 000)
  • Mwero wemirimo: zvigayo 20 ($20 pamutengo unobhadharwa we $96 000)
  • Mutero wezvinhu = $20,000 × 20 = [[FLT: 0] $4 200

Marudzi Emitero Yezvinhu

Kunyange zvazvo vanhu vakawanda vachifunga nezvemitero yezvivako nezvivako, mitero yezvinhu inogona kushanda kumapoka akasiyana - siyana ezvinhu.

Mutero Wezvinhu Chaiwoiwo

Uyu ndiwo mutero panyika uye zvivako zvakabatanidzwa nokusingaperi nayo — “dzimba, zvivako zvezvokutengeserana, nzvimbo dzeindasitiri, uye nzvimbo dzisina chinhu. ”

Mutero Wezvinhu Zvomunhu Oga

Mune dzimwe nyika, zvinhu zvakadai semotokari, zvikepe, ndege, midziyo yebhizimisi, uye kuverengwa kwezvinhu zvinobhadharwawo.

Nzvero Chaidzo

Iyi haisati iri miterowo zvayo yezvinhu asi mitero chaiyo inopinzwa panzvimbo inobetserwa nevandudziko yakati, yakadai senzira itsva, magetsi omumugwagwa, kana kuti mutsetse wetsvina.

Nei Mitero Yezvinhu Ichikosha?

Masangano emari yemitero yenhumbi ayo anokosha muupenyu hwezuva nezuva. Ndiwo mashandisirwe anoitwa mari yacho:

  • Public K-12 Education: paavhareji, inenge 30-40% yemari yemari yemari inoendeswa kumaruwa ezvikoro zvomunzvimbomo, kuchikuita manyuko makurusa emari nokuda kwezvikoro zvavose munyika dzakawanda.
  • Public Safety:[ Madhipatimendi amapurisa, masangano omwoto, mhinduro yezvokurapa, uye 911 mitero inotsamira zvikuru pamitero yezvinhu.
  • Kuchengetedzwa kwemigwagwa:[[FL:1] Mabhiriji, kufambiswa kwavose, mvura netsvina, uye kutarisirwa kwetsvina zvinotsigirwa nemari kubva pano.
  • [[FLT: 0] Mapark, Maraibhurari, uye Nhandaro:[[FLT: 1] paki, nzvimbo dzenzanga, maraibhurari avose, mapurogiramu enhandaro, uye nzvimbo dzetsika kazhinji kazhinji zvinotsamira pamari yomutero wezvinhu.
  • General Government Services: Matare, kuchengetwa kwechinyorwa, kutarisirwa kwemitero, uye mamwe mabasa okutarisira ehurumende yomunzvimbomo.
  • [ Kurwara uye Masangano enzanga: Mune dzimwe nharaunda, mitero yezvinhu inotsigira madhipatimendi outano avanhu vose, mabasa outano hwendangariro, uye zvirongwa zvevarombo.

Nemhaka yokuti mitero yezvinhu inokumbirwa munharaunda, vavhoti vanotaura zvakananga kuti imarii yavanoda kuisa mumabasa aya kupfurikidza nesarudzo yechisungo uye kuronga mari. Uku kubatana kunokosha kukudzora kwehurumende yehurumende.

Kunzwisisa Mutoro Wezvinhu Zvako

Mari yemitero yezvivako inogona kuvhiringidza. Hechino chikamu chimwe nechimwe chinowanzobatanidza uye chokutsvaka:

  • [[[FRANT:0] Kuzivisa:[[FL:1] Parcel nhamba, rondedzero yapamutemo, uye kero yenzvimbo.
  • [[FLT: 0] Nhamba yairangarirwa kuva inokosha nemutengo wemutero: Ukoshi hwakarangarirwa uye kusunungurwa kupi nokupi kwaidikanwa kusvika paukoshi hunobhadharwa mutero.
  • Mwero weTax (Nguva yeMirau): Mwero waishandiswa kuukoshi hwako hunobhadharwa, kazhinji kazhinji wakaputswa nechiremera chinobhadhara (nyika, guta, ruwa rwechikoro, zvichingodaro).
  • [ Mutero weTotal Tax Iwakafanira:[ Chitsama chokupedzisira chaunofanira kuva nacho, dzimwe nguva kubatanidza misi yechikamu.
  • Misi inotarwa neMibayiro yoKupera: mativi mazhinji anobvumira mari yemari kana kuti yegore negore. Mari yokupedzisira ingaparira mhindu kana kuti zvirango.
  • [[[FT:0] Mitoo yeTripo: Mashoko pamusoro pokuripira paIndaneti, kupfurikidza netsamba, mumunhu, kana kuti kupfurikidza nechikwereteso chechikwereti chechikwereti.

Kana une chikwereti chechikwereti, mitero yezvinhu inowanzounganidzwa muakaundi yemari, kureva kuti unobhadhara chitsama chemwedzi nemwedzi icho mukweretesi wako ipapo anobhadhara kuchiremera chomutero pauri. Nguva dzose hwirudzura mutero wacho kunyange kana wakacheneswa(matyairi ari mukunzvera kana kuti kuhesvura kunogona kupfuurira kwamakore.

Kukumbira Kubhadharwa Mutero Wezvinhu Zvako

Kana uchidavira ukoshi hwako hwakaongororwa hahuna kururama, zvichida nemhaka yokuti munzveri akaregwa kuderera kwetsatsananguro, kuvadziko yemisi ichangobva kupfuura iyi, kana kuti nemhaka yokuti kutengesa kwakaenzana kunokarakadza ukoshi hwakaderera(*) une maruramiro okukwirira. Pano ndipano panhungamiro yenhano-tsoka:

  1. Kurangarira Nzwisiso Yako Yokunzvera: Tsvaka zvikanganiso mumavara enzvimbo (tsoka, nhamba dzezvimbudzi, ukuru hwemazakwatira) uye iva nechokwadi chokuti kusunungurwa kwose kwaunoti kunoshandwa.
  2. Ufakazi huzhinji: unganidza mashoko okutengesa emavara akaenzana (macomp) munharaunda yako, zvikurukuru kubva panguva imwe cheteyo yokunzvera. Uyewo, rangarira kuwana nzvero yenyanzvi. Nokuda kwemitengo, mari nemari yendyiko zvingava zvakafanira.
  3. Ziva Nhevedzano: Kukumbira kune mahwindo anodzorwa zvikuru (kazhinji kazhinji 30 kusvikira ku 60 mazuva pashure pokunge chiziviso chatumirwa. Kurasikirwa nenhambo inorasikirwa namaruramiro ako okukumbira nokuda kwegore iroro.
  4. File a Formal Appeal: Izvozvi zvinobatanidza chaizvoizvo kuisa kushanda kwakanyorwa kuboka rako rokukumbira kana kuti dare reruwa rokunzvera rapanoro. Masangano akawanda anogovera masuo paIndaneti.
  5. Gadzirira kunzwa: Ungadikanirwa kupa nhau yako somunhu kana kuti kupfurikidza nokunzwa chaiko. Iva mupfupi, wakarongwa, uye gadzirira kutsanangura chikonzero nei ufakazi hwako huchitsigira ukoshi hwakaderera.
  6. Funga nezveMapiona Anobetsera: Vapi vemitero yePropatimenti, vazivi venzvimbo, kana kuti magweta enzvimbo anogona kubata muitiro wacho nokuda kwomubhadharo, kazhinji kazhinji chikamu muzana chemari yakachengetwa.

Kukwidza vanhu kunowanzoitika, uye matambudziko akawanda anobudirira anoita kuti uderedze kuongorora kwaunoita, kunyange kuderedza zvishomanana kunogona kukuchengetedza madhora mazana kana zviuru.

Mirangariro Isina Kururama Yakakurumbira Pamusoro Pemitero Yezvinhu

  • Mhiko: Mitero yenzvimbo yakavakirwa paukoshi hwemusha wako. [[FLT:] FT: Yakavakirwa paukoshi hwakatemwa, ungava chiverengero chemari inotengwa. Mitero yenzvimbo inowanzova inononozeka serisa chinjo mumusika.
  • [[[FLT: 0] Mhiko: Varidzi vemisha bedzi vanobhadhara mitero yenzvimbo. FUD] Vatakuri vanobhadhara mitero yezvinhu nenzira isina kunanga kupfurikidza nerendi yavo, savaridzi vedzimba vanoisa mitero yemitero yenzvimbo mumitengo yokurenda.
  • Myth: mwero yemitero yenzvimbo yakafanana kwose kwose. [[FT:2]FACT: Mwero inosiana zvikuru nehurumende, nyika, uye kunyange mukati memaguta. Somuenzaniso, mwero yemitero yezvinhu inobudirira (mutero sechikamu chemari inotengo yapamba) inovambira pasi pe 0.5% muHawaii kusvikira kuinopfuura 2% muNew Jersey mukuwirirana neTSCFoundation.
  • [[FLT: 0] MVURA: Mutero wako wezvinhu unokwira bedzi kana ukoshi hwezvinhu zvako hukawedzera. [[FLT:] Fact: Kunyange kana mutengo wezvinhu zvako ukaramba wakati sandara, mwero wemitero unogona kuwedzera kana hurumende yomunzvimbomo ichida mari yakawanda kana kuti kana ukose hwerengedzo yenzvimbo dzose dziri mudendedzeko.
  • [[FLT: 0] Mhiko: Kana ukabhadhara chikwereti chako, hauchafaniri kubhadhara mitero yenhumbi.[[FT:1] Stock: mitero yezvinhu musengwa usingaperi pasinei zvapo nenzvimbo yechikwereti. Uchiri kugamuchira chikwereti uye unofanira kuchibhadhara zvakananga kana usina kuchekwa.
  • Myth: Masangano aHerrect anohesvurwa nguva dzose pamitero yezvinhu. SAC: mirau yokusunungura inosiana; mimwe miuyo isingapinduri inofanira kushanda uye ingangohesvurwa bedzi nokuda kwenzvimbo inoshandiswa nokuda kwebasa rayo romutsa.

Mazano Okutarisira Mutoro Wenyu Wezvinhu

Nepo usingagoni kudzivisa mitero yezvinhu chose chose (kupfupikisa kuva nenzvimbo inogarwa), kune nzira dzapamutemo dzokuideredza nadzo:

  • [[FT:0] Claim All Redections: iva nechokwadi chokuti wakumbira nokuda kwenzvimbo yokugara, mukuru, akaremara, urema, kana kuti zvimwe zvisakafanira nokuda kwako.
  • Appe Assuement Yako Nguva dzose: Kana ukoshi hwezvinhu zvako hwaderera kana kuti kunzvera kwako kusina kururama, nyora foni yokufadza. Dzimwe nyika dzinobvumira kukwirira gore riri rose; dzimwe ganhuriro.
  • Funga nezvePurogram yeTrusa Deferral: Dzimwe nyika dzinobvumira vakuru kana kuti varidzi vemisha vakaremara kunonotsa kubhadhara mitero yenhumbi kutozosvikira nzvimbo yatengeswa kana kuti muridzi afa. Ikoku kunogona kuderedza kuyerera kwemari asi purofiti.
  • [[FOLT: 0] . . . . . Kana uri kuparapatika kubhadhara panguva, mahofisi akawanda emitero omunzvimbomo anopa zvibvumirano zvechikamu kuti udzivise zvirango.
  • Kunatsiridzwa Kunowedzera Ukoshi Hunokosha: Nepo kugadziridza kuchigona kuwedzera ukoshi, kungaparira kurangarirazve. Nzwisisa kuti ivavadzikoi dzinosarudzwa munharaunda yako (g., kushanda zvakanaka kwesimba pane dzimwe nguva hakugoni kuwedzera).
  • [[NHAU][[NHAU]] REPASI REMAFUTA REPURO: Mitemo inotenderwa, seProcessium’s California 13 kana kuti Mubhadhari weTrustax Bill of Rights muColorado, ganhurira wedzero yegore negore yemari inotemwa kana kuti mwero yemitero. Unogona kubatanidzwa muzviito zvomunzvimbomo.

Mitero Yezvinhu Nechibvumirano Chekushanda

Kunzwisisa mitero yenzvimbo kunokupa simba rokutora rutivi mukuita chisarudzo chemari chenzanga yako. Mari yehurumende yomunharaunda inowanzovakwa nemari yemitero yemari. Pinda misangano yehoro yetaundi, misangano yezvikoro, uye masangano eruwa umo mwero wemitero nendyiko inokakavadzana. Kupa mitero pamatanho echisungo (inowanzoda kuva mukurusa) inotapura zvakananga kana zvikoro zvitsva, migwagwa, kana kuti paki zvichivakwa. Kuziva kuti unogona kutsigira nokuda kwemitero inokwana zvakanaka, mitero inokwana vanhu vose vanoda neyamuke.

Gadziriro yemitero yenzvimbo haina kukwana() inogona kuva yakanyanyisa, inodzokororwa, uye inokombamira kusasarura( asi ndeimwewo yemitengo yehurumende inosarudzwa navanhu zvikurusa. Muridzi wenzvimbo ari wose ane danda rakananga mumashandisirwe emari yavo.

Kutarira Mberi: Nguva Yemberi Yemitero Yezvinhu

Ruzivo rwokugadzirwa kwezvinhu rwuri kuchinja kuongorora zvinhu. Dzimwe nzvimbo zvino dzinoshandisa magiramu anodzorwa nemunhu zvino. Kuramba uchiziva nezvechinjo dzinokarakadzwa kuvandudza ururami nokufamba kwenguva. Parutivi rwemitemo, pane kurukurirano inopfuurira pamusoro pokuchinja mitero yenzvimbo dzegamuchidzanwa kuenda kuukoshi hwemitero yenyika (LVT) kana kuti dzimwe gadziriro dzinoshandiswa. Idzi kurukurirano dzinonyanya kukosha munharaunda umo kupfumbira kwedzimba kuri njodzi. Kuramba uchiziva nezvechinjo dzinokarakadzwa kunokupa mukana wokuita kuti uitewo remangwana routano hwenzanga yako.

mhedziso

Mitero yezvinhu inopfuura zvikuru mutero wegore negore, uye inoshandiswa zvikuru kutsigira zvinhu zvavose zvinoita kuti nzanga dzedu dzive dzinokosha, dzisingakuvadzi, uye dzibudirire. Nokunzwisisa kuti mutero wezvinhu wako unoverengwa sei, kuti ungada kukumbira kudzorwa sei, uye nei iyi mitero ichiva mutsigiri anoshanda nokuda kwefashoni yako umene nezvakanaka. Iva nenguva yokuongorora bhajeti yako, shandisa mari yako yomunzvimbomo, uye nzvera zviwanikwa zvinogoverwa namasangano akadai se [[FLT:]] mari yemitero, uye chengeta mari yemitero [[FLT:] kana kuti [FOct:] zvinhu zvawo.[FT]