Kunzwisisa Hwaro Hwemitoro Yako Yemitero

Muteresi ari wose muUnited States anoshanda mugadziriro yapamutemo inorondedzerwa neRevolution Code. Nepo kuwanda kwemirau yemitero kuchigona kunzwika kuva kukuru, mitoro mikuru yakananga zvikuru. Kuziva izvi zvinokosha hakungokubatsiri bedzi kudzivisa zvirango zvinodhura asiwo kukuisai munzvimbo dzokushandisa zvakazara mikana yokuchengeta mutero yapamutemo. Iyi nhungamiro inokudza mitoro inokosha mubhadharo ari wose anofanira kuzadzika, namazano anoshanda okuchengeta gore negore.

IRS inotarisira munhu ari wose nebhizimisi kutora rutivi mugadziriro yemitero nenzira yokutendeseka uye nokukurumidza. Misengwa yako inobatanidza kuronga mitero yakarurama, kubhadhara mitero panguva, kuchengeta zvinyorwa zvakakwana, kushuma mari yose, uye kutaura bedzi mari yaunowana nenzira yapamutemo. Kuregeredza ipi neipi yeidzi nzvimbo kunogona kunyandura kunzvera, mutengo wemutero, uye mutengo wakaisvonaka. Ngatinzverei mutoro mumwe nomumwe mukudzika kuti ugogona kuronda mwaka wemitero nechivimbo.

Kukohwa Mutero Wako: Kumira Nezvokwadi

Basa rimwe rinooneka zvikurusa nderokuronga kudzorwa kwomutero wako wegore negore. Nokuda kwavanhu vazhinjisa, nguva inotarwa iApril 15, kunyange zvazvo ingachinja zvishoma kana musi iwoyo ukavapo pakupera kwevhiki kana kuti zororo. Kumhanya panguva kwakakomba nemhaka yokuti IRS inoyera chirango che 5% chemitero isingabhadharwi pamwedzi (kusvikira ku 25%) kana ukarega kusvitsa nguva yakatarwa. Kunyange nokuwedzera kusvikira kuOctober 15, unofanira kubhadhara mutero upi noupi unofungidzirwa kuti une chikwereti nezuva raApril rapakuvamba kuti udzivise mutero nezvirango.

Kusarudza Nzira Yakarurama

IRS ine zvimiro zvinoverengeka zvakagadzirirwa kumigariro yakasiana - siana. Kusarudza chakarurama inhano yako yokutanga kudzokerero yakarurama:

  • [[FOLT:0] FORm 1040 - Dzoro remari inobhadharwa yemari inobhadharwa, inoshandiswa nevoruzhinji zvikuru vemitero. Inobatanidza mari yose, zvitsaru, uye zvikwereti.
  • FORm 1040-SR - Yakagadzirirwa vakwegura vezera ramakore 65 navakuru, ine mabhii makuru zvikuru nechati yokudzikiswa yakaenzana nayo inowanzoita kuti pasave nesaizi.
  • FORm 1040-NR - Zvinodikanwa nokuda kwavaenzi vasiri vagari vane mari yeU.S. kana kuti vakabatikana mubhizimisi kana kuti bhizimisi muUnited States.
  • [[FOLT:0] FORm 1065 - Inoshandiswa nebatira pamwe (kubatanidza maLLC anobhadharwa semibatanidzwa) kushuma mari, mari inobviswa, purofiti, uye kurasikirwa. Vashandi vanogamuchira Sheminali K1.
  • [[FOR:0] FORm 1120 – Kudzoka kwemitero yemari yebhizimisi nokuda kwamasangano eC.

IRS inogovera nhungamiro inotanhamariswa paFomu 1040 nemisiano yayo. Kana mugariro wako wakaoma zvikuru . Kwakadai sokuva nebhizimisi, kugamuchira mari yokumwe, kana kuti kuva nezvinhu zvakawanda zvokurenda zvisati zvasarudza zvimiro zvinogona kudzivisa zvikanganiso.

E-Firift v. Pepafiling

Purani yemagetsi (e-file) inorumbidzwa zvikuru neIRS. Inoderedza zvikanganiso, inokurumidzisa kugadzirwa, uye inogovera simbiso dzapakarepo. Vateresi vazhinjisa vanokwaniriswa nokuda kwenyufa yepachena kupfurikidza nepurogiramu yeIRS Free File kana mari yavo yakagadziridzwa iri $79 000 kana kuti iri pasi. Mafaira epepa anofanira kuva ane ngwariro; mhosho yemasvomhu inogona kunonotsa kubvisa kana kuti kumutsa chiziviso.

Kubhadhara Mitero Zvakakodzera

Kudzosa kunongova hafu yehondo yacho chete, uye unofanirawo kubhadhara mitero ipi neipi yaunofanira kubhadhara. IRS inokarira kuripirwa zvizere nenguva yakarongwa, asi inopa nzira dzinoverengeka kuita kuti kuteerera kuve nyore zvikuru:

  • [[FOLT:0] Mubhadharo [ - Basa rapachena rinokuita kuti ukwanise kubhadhara zvakananga kubva pakunzvera kwako kana kuti kubhangi. Unoita purogiramu yeripiro paIndaneti uye unogamuchira chibvumikiso chapakarepo.
  • Mabhati kana kuti Kadhi rechikwereti - Unogona kubhadhara kupfurikidza nenzvimbo yechitatu inotenderwa. Ziva kuti vagadziri vanobhadhara mari yeyamuro (sezvingangova 1.87% kusvikira ku 2.35% yechitsama chemari inobhadharwa).
  • [[[NHAU]] ZVIDZO ZVOKUSHAYA - Kana ukaita e-file, unogona kubvumira IRS kubvisa muripo paakaundi yako yebhangi pamusi womunguva yemberi wauchatsanangura.
  • Chibvumirano chokugadza [ - Kana usingagoni kuripa zvizere, unogona kukumbira rongedzero. Rongedzero dzenguva pfupi (110 mazuva kana kuti ari pasi) dzine mari yakaderera. Rongedzero dzenguva refu dzinoda mari yemari yemwedzi nemhindu dzinopfuurira kupfuurira.
  • [ Kupa mari muKubvumirana pane zvisina kufanira – Chisarudzo chisingawanzoitiki nokuda kwavateresi vasingagoni kubhadhara chikwereti chavo chakazara chemitero ndokusvitsa mipimo yemari yakakomba. IRS inowana mari shomanene kupfuura chikwereti chakazara.

Kubhadharwa zvirango zvinoshanda kana uine mungava we $10 000 papepa uye usina kuva neripo rakakwana kana kuti kuita mari inofungidzirwa zvakakwana mukati megore. Kudzivisa ikoku, gadziridza kubvisa kwako kupfurikidza neFum W-4 kana kuti kuita mibhadharo inofungidzirwa kuva zvikamu zvina zvemari inoshandisa [ ES 1040-S.

Kunyora: Kutsigira Kushandira Mutero

Kunyora zvakarurama hakungoitwi pasina zvaunoda. Zvinyorwa zvako zvinofanira kutsigira nhamba yose paunodzoka. IRS kazhinji kazhinji ine makore matatu kubva pamusi wako wekunyora kuti uongorore kudzoka kwako (kana kuti makore matanhatu kana usati washuma mari yaunowana neanopfuura 25%). Kana uchikundikana kunyora mubumbiro remitemo, hapana mutemo weganhuriro.

Zvaunofanira Kuchengeta uye Kwenguva Yakareba Sei?

Heino nyaya inoshanda:

  • Mapepa anouya [ – W-2s, 1099 (nokuda kwekusununguka, chibvumirano, chitsama, mhindu, mibayiro, kugoverwa pamudyandigere), uye K1.
  • Repicts nokuda kwendyiko dzezvokurapa[[FLT: 1] - Ndyiko dzemari, mipiro yoruyamuro, ndyiko dzebhizimisi, kutaura kwemubereko wembavaki (Form 1098), mitero yezvinhu, uye ndyiko dzevashandi dzisina kudzorwa (kana dzichishanda).
  • Marekodhi okuisa zvinhu [ - kutaura kweBrokerage kunoratidza ndyiko yemashekero ebhizimisi, zvisungo, mari, uye nzvimbo.
  • Mazita ekadhi rechikwereti [[[FT:1]] - Betsero kusimbisa ndyiko kana marisiti akarasika.
  • [[[NHAU]] Gore rinodzosera mutero – Chengeta makopi kwaanenge makore manomwe kana uchida kunyora kana kuti nongedzero nhamba dzakapfuura.

IRS inorumbidza kuchengeta mafaira nokuda kwa makore matatu kuvambira pamusi wawakaisa bhadharo yapakuvamba (kana makore maviri kubva pamusi wawakabhadhara mutero, upi kana upi uri gare gare). Nokuda kwezvinhu zvakafanana nomusha kana kuti nzvimbo yemitero, chengeta zvinyorwa kutozosvikira watengesa mari yacho pamwe namakore matatu pashure pokudzoka kwegore iroro.

Mapepa Anogara Achitevedzwa Nemagetsi

Mapepa epepa anoiswa mumugwagwa akachengetedzwa kana kuti akavharwa zvakasimba. IRS inogamuchira mifananidzo yemagetsi chero bedzi ichinyorwa uye yakakwana. Gara uchichengeta midziyo inovhara zvinhu.

Kushuma Manyuko Ose Ezviri Kuuya

Bumbiro remitero rinoda kuti ushuma “mari yose inobva mumanyuko api naapi anowanwa,” kutoti ichibviswa zvakananga nomutemo. Ichi chinodikanwa chikuru kupfuura zvinozivikanwa navakawanda. IRS inogamuchira makopi emishumo yemari inowanwa (W-2, 1099) kubva kuvashandirwi, masangano ezvemari, uye vatengi. Mitezo yokutapa yemireza inogona kupesana nyore nyore.

Vaingogara Vachingotsvaka Uye Vaitarira Kwazvaiwanikwa

  • [[[Nhamba: 0] Mari, mibayiro, mari yemibayiro - Yakataurwa paFum W-2. Batanidza mari yose nemari isiri yecash inopfuura $20 pamwedzi.
  • [ mari yebasa remaoresa – Freelance, upfumi, bhizimisi duku, uye mari inotambirwa yakazvimirira (zvinoshumwa pa1099-NEC kana 1099-K).
  • [ Mari inotambira – Fariro (1099-INT), mhindu (1099-RC), mari huru inobva mukutengeswa kwamatanda kana kuti zvinhu (1099-B).
  • [ mari inotambirwa [ - Zvose mari yerendi nemutengo wakaisvonaka wemisika yebasa kana kuti nzvimbo inogamuchirwa murendi.
  • [ Kuparadzirwa [ – Pension, IRAS, 401(k) mari inobhadharwa (1099-R).
  • Chitatiko nemutero womunzvimbomo - Kana ukaisa zvitsama zvakatapurwa mugore rakatangira, ungada kushuma mari inobhadharwa semari inobhadharwa.
  • Chikwereti chekanganwiro - Kana mukweretesi akadzima chikwereti chinopfuura $600, unogamuchira chaizvoizvo Chimiro 1099-C uye unofanira kushuma kanganwiro yacho inosvika mari kutoti yakashandiswa (pamutsetse, mukunyungudutsa).
  • [ mari inotambirwa – mari inowanwa mumubato usati uri wemhindu (su tatsveyamisa, kutengesa mabasa panhambo nenhambo) inofanira kushumwa, kunyange zvazvo ndyiko dzingava dzakaganhurirwa.
  • [[[FROM:0] Kutenga kwokuzvinyima mutengo - IRS inobata kunyengera sepfuma. Kutengesa, kutsinhana, migodhi, mibayiro, uye madonhwe emhepo zvose zvinoitika zvinobhadharwa. Unofanira kuzvishuma pakudzoka kwako, kunyange kana usingagamuchiri 1099.

Kana ukabatanidzwa muidzi mibato, chengeta zvinyorwa zvine udzame. IRS transcription 17 inogovera nhungamiro yakakwana pamusoro peinokosha semari inotambirwa uye isati yabviswa.

Kusimbisa Zvikwereti Nezvikwereti Mumutemo

Zvipatara zvinoderedza mari yako inobhadharwa mutero, nepo zvikwereti zvichideredza mari yako yemari yomutero yedhora nokuda kwedhirori. Kunzwisisa musiano nokuziva zvaunokodzera nokuda kwako kunogona kukuponesa zviuru.

Kubatanidza

Muna 2025, kuderedzwa kunodiwa i $15 000 nokuda kwemafaira ari mufaira, $22 500 nokuda kwemisoro yemhuri, uye $30 000 nokuda kwevaroorani vanounganidza pamwe chete (yakagadzirirwa gore negore nokuda kwokukwira kwemitengo). Kana zvitsana zvako zvese zvese (fariro yomubayiro, hurumende nemitero yomunzvimbomo kusvikira ku $10,000, mipiro yomutsa, ndyiko dzokurapa dzinopfuura 7,5% dzeAGI) zvichipfuura mari inotsaurwa, kuisa zvinhu kunobetsera.

Kutaura zvazviri, pashure pokunge muna 2018 mitero yachinjwa, vanhu vashomanana ndivo vanobatsirwa nokuisa zvinhu mumitero nokuti mari inenge yaderedzwa inenge yapetwa kaviri.

Mbiri Huru Dzomutero Dzokufunga Nadzo

  • Chikwereti chemari inotambirwa (ETC) – A akafanirwa navashandi vanotambira mari yakaderera kusvika kuinosvika kupakati, zvikurukuru avo vane vana. Kubudirira kunotsamira pamari inotambira nemari inotakurwa. Chikwereti chinogona kuva chakafanira $7,830 muna 2024 nokuda kwemhuri dzine vana vatatu kana kuti kupfuura.
  • Created Trust (CTC) - Up kusvikira ku $2 000 pamwana ari pasi pezera ramakore 17, ane $16 750 inodzokororwa seKoresa Yomuraudzo yaChild Trust.
  • [ American Opportunity Tax Created Creding [[FOTC] - Kukwira kusvika $2,500 pavadzidzi vakakodzera nokuda kwamakore mana okutanga edzidzo yapamusoro. 40% inodzoreswa.
  • [ Indaneti Yedzidzo yemari (LLC)[[FLT]] - Kusvikira ku $2 000 pagore padzokero nokuda kwekosi dzakaderera, dzakapedza kufunda, kana kuti dzebasa. Hapana muganhu pamakore.
  • Mutoro wokuchengeta [ – Ascreen ye50% yemipiro yokurega basa (kusvikira ku $2 000) yavashandi vanotambira mari shoma vanopa kuIRA kana kuti 401(k).
  • Mwana neChesterent Care Creence - inofukidza chikamu muzana chendyiko dzetarisiro nokuda kwavana vari pasi pe 13 kana kuti vakaremara, vachikubvumira kushanda kana kuti kutsvaka basa.

Ratidza nguva dzose kuti unonyatsofara. Kuzviti haukwaniri kungakuchidzira kuongorora nokubhadhara nokuwedzera zvirango. Shandisa IRS neDhiviro [[FLT: 1] peji sepokutangira.

Kuramba Uchichinja Mutemo Wemitero

Chinjo dzinooneka munguva pfupi yapfuura dzinosanganisira kugadziridza kukwira kwemitengo, kuchinja kunoitwa mumitemo, kuisa mitero panzvimbo imwe chete.

Nzira Yokuramba Uchidzidza Usina Kunyanyowandirwa

  • Zvinyorere kuIRS Taits Pigns email trans pa IRS.gov
  • Nzvera IRS inoti “Chinopisa” pachikamu chayo chapamusha nokuda kwengwariro pamusoro pezvimiro zvitsva kana kuti miganhu.
  • Tevera manyuko emitero akakurumbira se COURY MUTHORO kana kuti Foundation yeTrusa.
  • Funga uchishandisa purogiramu yemitero inogadzirwa nenyanzvi dzinongozvichinja nemutemo paunenge uchichinja.
  • Pinda shopu yeMitero yeIRS kana ikapiwa munharaunda yenyu.

Kana mugariro wako wezvemari uchichinja zvikuru — roorano, chatanuro, kuberekwa kwomwana, kutanga bhizimisi, kutamira kunzvimbo itsva(zvionere kuti mutemo wemitero unoshanda sei kumigariro yako mitsva. Kunzvera kwegore rapakati neCPA kana kuti nomumiriri akanyoreswa kunogona kudzivisa zvishamiso panguva yakarongwa.

Mamiriro Ezvinhu Anokosha: Mitero Yakafungidzirwa uye Kuzviriritira

Kana uchizvishandira, usingabhadhari mari yakawanda yemari isina kudziviswa, ungada kubhadhara mari yemitero inofungidzirwa kuva chikamu chimwe muzvina chemari. IRS inoda kuti ubhadhare inenge 90% yechikwereti chako chegore razvino kana kuti 100% chemari yomutero yegore rakatangira (110% kana mari yako yakagadziriswa yakanga iri inopfuura $150 000) kudzivisa chirango.

Mibhadharo inofungidzirwa kuva yakafanira kana pagore: April 15, June 15, September 15, uye January 15 yegore rinotevera. Unogona kubhadhara paISC kupfurikidza neIRS Directive Reasurence kana kuti Electronic Federal Peasurency System (EFTPS). Kukundikana kuripira zvakakwana kunogona kuguma nechirango chakaderera kunyange kana ukagara panguva yomutero.

Vanhu vanoshanda vamene vanewo musengwa wezvose zviri zviviri mushandiri nomushandirwi zvikamu zveSocial Security neMedicaras (15.3% pambure vanowana mari inosvika pachivako cheSocial Security, kubatanidza 0.9% Medicare sursus pavashandi vakakwirira). Ndicho chikonzero nei kuronga kwakafanira kwezvikamu zvina zvamabasa kuchikosha.

Kutsvaka Rubatsiro Rwenyanzvi Pakunodikanwa

Kunyange zvazvo vabhadhari vemitero vakawanda vachigona kugadzirisa mibhadharo iri nyore, kazhinji kacho yakaoma kunzwisisa kunoda unyanzvi.

  • Vane bhizimisi kana kuti zvinhu zvokurenda.
  • Wana mari inobva kune dzimwe nyika kana kuti iva nemaakaundi ebhangi okumwe (FBAR).
  • Kuudza vanhu nezvemusha, zvinhu zvawakagarwa nazvo, kana kuti zvakaitika muupenyu hwavo hwose.
  • Anobatanidzwa mukutengeserana kwokunyepedzera kana kuti mumugodhi.
  • Vakaziviswa nezveIRS inoongorora kana kuti vane zvikwereti zvemitero zvisina kugadziriswa.

Nyanzvi ine unyanzvi inogona kukubatsira kuronga bhizimisi rokuderedza mitero, kuva nechokwadi chokubvuma, uye kukumiririra pamberi peIRS kana kuchidiwa.

Mugumisiro: Kuvaka Chivimbo Chemari

Kupa mitemo yemitero hakusi pamusoro pokuziva nomusoro mutemo uri wose, kuri pamusoro pokunzwisisa mitoro yako mikuru nemiitiro yokuvaka zvinokuchengeta uchiita kuti uwirirane. Faira inoita kuti urambe uchiwirirana. Panguva, bhadhara chikwereti chako, chengeta zvinyorwa zvakanaka, shuma mari yose yaunowana, uye taura bedzi mari yakakodzera. Gara uchiziva pamusoro pechinjo, uye usazengurira kutsvaka nhungamiro yenyanzvi apo mugariro wako unova wakaoma.

Kupfurikidza nokubata mitero segadziriro yegore panzvimbo pekushanda kwerimwe gore, unoderedza funganyo, kudzivisa zvirango, uye kuchengeta mari yako yakawanda yaunoshuva. Mutero igwaro remari; itai nokungwarira kumwe cheteko ungava negwaro ripi neripi rinokosha.