Kunzwisisa Mazuva Anokosha Mumitero Yakafa

Misi yokunyora mitero iri pakati pemisi inokosha zvikurusa pakarenda nokuda kwavanhu vamwe navamwe navanosaidzira bhizimisi. Kupotsa nguva inotarwa kunogona kunyandura zvirango, tsoro, uye dzvinyiriro isiri madikanwa. Kuramba uchinzwa kunoda zvinopfuura kungoziva bedzi apo April 15 anowa — kunoda nzwisiso yakakwana yemisi mikuru, mirau, zvinodikanwa zvehurumende, uye miganhu. Iyi nhungamiro ine revo yakakwana inofukidza chinhu chiri chose chaunoda kuziva kuti ugare mumukoto ndokudzivisa zvikanganiso zvinodhura.

Makomoni Anouraya Panzvimbo Yakakwirira

Kunyange zvazvo mamwe madanho achimbochinja zvishoma kana akapera pakupera kwevhiki kana kuti pazororo, zvinotevera ndizvo nguva dzinonyanya kuzivikanwa dzehurumende dzaunofanira kunyora pakarenda yako:

  • [ January 31: Mutsetse wekufa kuti vashandirwi vape zvimiro W-2 kuvashandi na 1099-NEC kuvavaki vakazvimirira. Iyi inguvawo yokurongedza mashoko akati kuti achidzokororwa neIRS.
  • April 15: dzokororo dzomutero mumwe nomumwe (Form 1040) yakafanira. Iyi ndiyowo nguva inotarwa yokunyora chikumbiro chokuwedzera (For 4868) uye nokuda kwokuita muripo wemitero wokutanga unofungidzirwa nokuda kwegore razvino.
  • Juni 15: Mutsetse wakafa nokuda kwavagari ve U.S. uye vagari vomunyika vanogara kunze kwenyika kunyora dzokororo dzavo dzomutero. (Kuwedzera kusingashandisi mwedzi miviri kunopiwa pasina kunyora fomu, asi mutero uchiri kuwirirana pamutero upi noupi usingabhadharwi kuvambira muna April 15.)
  • . Mutsetse wafa wemasangano egore S (Form 1120-S) uye zvikwata (Form 1065) kunyora mitero yawo. Uyu ndiwo musiwo wakafanira weripi rechitatu rinofungidzirwa nokuda kwavanhu vamwe navamwe.
  • Nguva yokupedzisira nokuda kwavanhu vakaisa panzvimbo yewedzero yemwedzi mitanhatu pa1040. Uyu ndiwo musi wakafanira wemasangano egore rekarenda C ayo akagamuchira futunuko.
  • Dect 31: zuva rapera kuita mipiro yorupo kana kuti mimwe mibhadharo inoringana inoverenga nokuda kwegore razvino remitero. Uyewo nguva yezvinenge zvichigoverwa zvishoma (RMD) kubva kumaakaundi okurega basa.

Iyi misi inoumba mucheto wekarenda yomutero. Kushaiwa ipi neipi yayo kunogona kuguma nezvirango, sezvakurukurwa gare gare munyaya ino. Nokuda kwemisi yazvino zvikurusa, nguva dzose nzvera peji inopenya [[[FLT: 0] gore negore.

Tsamba Dzakaisvonaka Pazviyero Zvemitero

Kuwedzera inzira inozivikanwa navose apo unoda nguva yakawanda yokuunganidza magwaro kana kuti kupedza migariro yemitero yakaoma. Zvisinei, vateresi vazhinji havanzwisisi izvo wedzeredzo inogovera chaizvoizvo. Kunokosha kuparadzanisa mufaira [ kubva [[FLT]] kubhadharisa [[FLT]

Masungiro Aungaita Purani Kuti Uwane Chikamu Chinowedzerwa

Vanhu vamwe navamwe vanogona kukumbira kufutunurwa kunozviitikira kwomwedzi mitanhatu kupfurikidza nokuisa Form 4868 pamusi wakafanira wapakuvamba (kazhinji kazhinji April 15). Mabhizimisi anoshandisa zvimiro zvakasiyana — somuenzaniso, mabatanidzwa anoshandisa Mareko 7004. Nheyo huru: unofanira kunyora chikumbiro papo kana kuti pamberi penguva yapakuvamba , kwete pashure.

Kuwedzera Hakurevi Kubhadharwa

Pano ndipo apo vanhu vazhinji vanogumburwa. Wedzero kunyora bhadharo rako remitero ndi kwete [[FT:1] futunuro yokubhadhara mutero upi noupi waunofanira kuva nechikwereti. Kana ukasaita faira kuti uwane chikwereti chako chose, unofanira kuyera chikwereti chako chose ndokubhadhara chinenge chitsama chipi nechipi chenguva yapakuvamba. Kana ukakundikana kubhadhara inenge 90% yechikwereti chako chaicho panosvika April 15, uchatarisana nechirango chokukundikana nemubayiro nebhengiro pachiyero chisingabhadharwi, kunyange kana ukazonyora fa panguva yapashure muna October.

Apo Kuwedzera Kusingashandisi

Haisi mitero yose inodzorwa nokuda kwokuwedzera kunoitika kwoga. Somuenzaniso, nzvimbo nechivimbo zvinodzokororwa zvine mitemo yakasiana.

Kunzwisisa mifungo iyi kunogona kukudzivirira pazvisingafariri. IRS inogovera nhungamiro ine udzame pakuwedzera, asi vateresi vazhinji vachiri kurangarira kuti vanogona kungo‘kudziridza ’ ndokunetseka pamusoro pokubhadhara gare gare — fungidziro iyoyo inogona kutungamirira kuzvirango.

Vashakabvu Vemitero yeHurumende: Musavafuratira

Nepo miganhu yehurumende ichiwana ngwariro hurusa, hurumende imwe neimwe ine zvinodikanwa zvayo imene zvezvikamu zvemitero, uye izvo hazvisati zvichiwirirana nguva dzose nekarenda yeIRS.

  • Dzimwe nyika dzinoda masherufu okuwedzera akasiyana, saka kufutunurwa kwehurumende hakungoerekani kwatambanudza nguva yako yomugariro.
  • Nyika dzinoverengeka dzine misi yakasiana yakafanira nokuda kwamasangano ebhizimisi, akadai seS masangano neLLC, izvo zvingasawirirana nenguva yomubatanidzwa yaSeptember 15.
  • Zvirango zvehurumende zvokunonoka kurongedza zvinogona kuva zvakakomba — pane dzimwe nguva kunyange zvakakwirira kupfuura zvirango zvomuhurumende.
  • Nyika shomanana, dzakadai seTexas neNevada, hadzina mutero wemari yadzinobhadhara, asi dzichiri kuda kuti dzide mari yemitero yebhizimisi uye mari yemitero padzo.

Kuchengeta, shanyira website yechiremera chehurumende chechiremera chemitero pakuvamba kwegore. Shandisa Kugamuchirwa kwekarusaro kavatungamiriri veTsvene kuti uwane batano kumasangano ose ehurumende. Mako ose ari maviri ehurumende nehurumende miraudzo pakarenda yako, uye yeuka kuti kufutunurwa kwehurumende kunowanzoda chimiro chakaparadzana uye kungangoda kubhadharwa kwomutero unofungidzirwa.

Kufeya Mitero Nokuda Kwemabhizimisi Akasiyana - siyana

Varidzi vebhizimisi vakatarisana nekarenda yakaoma zvikuru kupfuura vagadziri vemitero. Rudzi rwesangano runosarudza kuti nderupi rudzi rwokunyora peji uye kuti ndirini. Hechino kuputsika kwemisi inozivikanwa zvikurusa yemitero yebhizimisi:

Zvikepe Zvinogara Pasi Nematombo Ane Mamirotsi Mumwe Chete

Masangano aya anoshuma mari inotambira padzorero yomutero womunhu oga (Fom 1040, Sheymal C). Naizvozvo, nguva inotarwa yaApril 15 inoshanda nokuda kwokurongedza nokubhadhara. Zvisinei, kana bhizimisi rine mari yakawandisa yebasa raanozvishandira, muridzi anofanirawo kuita mitero inofungidzirwa kuva zvikamu zviduku (ona chikamu pasi apa).

Zvikepe Zvine Mamiromita Akawanda

Faira yezvikepe zvinoshandira pamwe For 1065 panosvika March 15 (kana kuti zuva rechi15 romwedzi wechitatu pashure pegore rekubatana). Nokuda kwezvibvumirano zvegore rekarenda, nguva inotangira musi waMarch 15. Kuwedzera kusvika muna September 15 kuripo kupfurikidza neForm 7004, asi zvakare, mitero inofanirwa nemisi yapakuvamba. Cherekedza kuti mubatanidzwa wacho umene hauripi mutero wemari yaunobhadhara — mari inopfuudza shamwari, uyo anoushuma pakudzorwa kwavo.

Mapoka

Makambani eS Madenderon 1120-S pa March 15 (gore rakakomba). Kuwedzera kusvikira kuna September 15 kunowanika. Sezvokubatana, mari yeS corp inopfuura kundovara, vanobhadhara mutero pamwero wavo. Vakwereti vanofanira kuva nechokwadi chokuti vanobatanidza iyi mari pakudzosera kwavo pagore ra15 paMay 15, (kana kuti October 15 kana yawedzerwa).

Masangano

Masangano eC Makambani Anosvika 1120 panosvika zuva rechi15 romwedzi wechina pashure pomugumo wegore rawo remitero (April 15 nokuda kwegore reCcorps). Kuwedzera kusvikira kuna October 15 kuripo. Kusafanana namasangano anopfuura, C inobhadhara mutero pamubhadharo wazvo zvakananga; nguva yokubhadhara mutero wacho iApril 15. Pasi pomutemo wemitero wazvino uno, maCcorp maduku akawanda angakwanirisa nokuda kwemwero wemitero yakaderera, asi achiri kufanira kunyora pasi nenguva.

Varidzi vebhizimisi vanofanirawo kuziva misi mirongwiro yemitero yebasa (mapepa anobhadharwa mitero yose) uye mapepa omutero. Aya akaparadzana nemitero yemari inobhadharwa uye ane misi yavo vamene yakafanira. ZVINORIPIRA peji [ inopa karenda yose yamarudzi ose emitero.

Kubhadharwa Mutero Kunofungidzirwa Pamavhiki: Chikamu Chinokosha Chemitero

Nokuda kwavanhu vane mari isingapiwi mari yokuzvinyima (mutoo, mabasa okuzvirovha, mari yokutenga mari yokubhadharisa) uye nokuda kwamabhizimisi akawanda, kuita mitero inofungidzirwa kuva yakaderera kunokosha kudzivisa zvirango zvokuripirwa. IRS inokarira vabhadhari vemitero kubhadhara sezvavanowana mari, kwete bedzi pamugumo wegore.

Mitero Yaifungidzirwa Kuti Inofanira Kuchengetwa

Mubhadharo wemitero unofungidzirwa kuva wechikamu chimwe muzvina wemabhizimisi nemunhu mumwe nomumwe unotevera muitiro uyu:

  • April 15: Mubhadharo wokutanga (nokuda kwemari yakawanwa January 1 – March 31)
  • [[ITS. 0] Juni 15: muripo wechipiri (April 1 – May 31)
  • [[ITSOGURE] 15:[ Mubhadharo wechitatu (June 1 – August 31)
  • [ January 15 wegore rinotevera: Mubhadharo wechina (September 1 – December 31)

Kana ukarasikirwa nemubhadharo wechikamu chimwe chezvina, IRS ingayera chirango chakaderera chakavakirwa pachitsama chakafanira nenhamba yamazuva anonoka. Mwero wechirango unoiswa muzvikamu zvina uye hauwanzodzoreswa. Kudzivisa ikoku, vabhadhari vazhinji vanoshandisa mutemo wechiteshi chengarava chakakotsekana: ripa inenge 110% yemari yomutero yegore rakatangira (kana 100% kana mari yako yakagadziridzwa yakanga iri pasi pe $150 000).

Zviverengero zvemitero zvebhizimisi zvinotevera mutoo wakafanana asi zvingasiana norudzi rwemasangano. Somuenzaniso, makambani eC angava norudungwe rwakasiana kana akashandisa gore remari. Nguva dzose iva nechokwadi nanyanzvi yemitero 1040-ES (yavanhu) kana kuti Makambani 1120-W) kuti averengere chitsama chakarurama.

Kufunga Mitero Munyika Yose

Vagari veU.S., vane makadhi akasvibira, uye vagari vakati vanogara kunze kwenyika vachiri kudikanirwa kunyora bhadharo remitero reU.S. mashoko akanaka ndeokuti vanogamuchira kufutunurwa kwemwedzi miviri kunoitika kwomwedzi mumwe naJune 15.

  • [ Ichiripo: Kana une chikwereti chomutero, mutero unotanga kuvambira paApril 15, kwete June 15. Naizvozvo unofanira kubhadhara mutero upi noupi unofungidzirwa kupfurikidza nenguva yapakuvamba kudzivisa kubhadhara.
  • FBAR naFATCA zvimiro: Mabudiro mazhinji anodikanwawo kunyora FiN FN For 114 (FBAR) pakasvika April 15, newedzero inongoerekana yavapo kusvikira kuna October 15. Kukundikana kunyora peji kunogona kutungamirira kuzvirango zvakakomba.
  • Zvibvumirano zveTax nechikwereti chemitero zvokunze: Izvi zvinogona kuderedza mutero wako weU.S., asi zvinoda kurongedzerwa kwakakodzera nguva kweFomu 1116 kana kuti zvimwe zvimiro. Kushaikwa kwemitemo kunogona kuguma nokurasikirwa nebetsero dzebvumirano.
  • Zvisarudzo zveruwa: Dzimwe nyika, kufanana neCalifornia, hadzipi kufutunuka kumwe cheteko kuvanogadzira mafaira mhiri kwamakungwa. Ungada kunyora kufutunuko yenyika kwakaparadzana.

[[[NUMBO: 0] ZVINOTAURA peji reMitemo yeNyika Yose[[FT: 1] inogovera nhungamiro ine udzame. Kana uchigara kune imwe nyika, rangarira kushanda nanyanzvi yemitero inonzvera mitero kuti iva nechokwadi chokuti nguva dzose dzinopedzwa.

Kupiwa Zvirango Kunowanzoitwa uye Mashandiro Azvinoita

Kunzwisisa chirango kunogona kuva chinokurudzira zvakasimba kunyora nokubhadhara panguva.

Kukundikana kuenda kuFile

Ichi chirango i5% yomutero usingabhadharwi womwedzi mumwe nomumwe (kana kuti rutivi rwomwedzi) wokuti kudzoka kwako kwanonoka, kusvikira kuukuru hwe25%. Kana kudzoka kwako kuchipfuura mazuva 60 kunonoka, chirango chidukusa cha $45 (nokuda kwa2024, chakagadziridzwa nokuda kwokukwira kwemitero) kana kuti 100% yomutero usingabhadharwi.

Kukundikana Kuwana Mubhadharo

Kana ukafaidzira bhadharo panguva asi usingabhadhari chitsama chakakwana, chirango chokukundikana kubhadhara chinenge 0,5% chomutero usingabhadharwi pamwedzi, uyewo chirango ichi chinopfuurira kunyange pashure pefaira, chero bedzi chiyero chisati chabhadharwa.

Kubhadharwa Kwakaitwa Uye Kufarira Kunoitwa Pamwe Chete

Apo zvirango zvose zviri zviviri zvinoshanda panguva imwe cheteyo, mwero wakabatanidzwa unowanzova 5% pamwedzi (ukoshi hwekundikano kuenda kufashoni hunotsiva mwero wokundikano mukati menhambo dzose dziri mbiri dziri kushanda). Kuwedzera, IRS inoparira mhindu pamutero upi noupi usingabhadharwi kubva pamusi wakafanira kusvikira wabhadharwa zvizere. Mwero wemubereko unoiswa pamwero wezvikamu zvitatu uye wezvikamu zvegore. ] Mutengo wakawanda haugoni kubhadharwa muzvinoitika zvizhinjisaririra, naizvozvo kukurumidza kubhadhara sezvinobvira nguva dzose mufariro yako yakanakisisa.

Nokuda kwamabhizimisi, zvirango zvingashandawo nokuda kwemitero inononoka kubhadharwa, kukundikana kugovera W-2 panguva, uye kushaikwa kwamashoko (munenge 1099). Ikoku kunogona kuva kukuru, kazhinji kazhinji kutanga pa $50 pachimiro chimwe uye kuwedzera kana kuzvidza kwamaune kukawanikwa.

Kuchengetedza: Mambure Ako Okudzivirira

Imwe nzira iri nyore zvikurusa yokudzivisa kupotsa kurovha nokukanganisa ndeyokuchengeta zvinyorwa zvakarongeka mugore rose. Kunyora kwakaisvonaka kunotsigira fungidziro dzakarurama, kunokubatsira kuunganidza magwaro nokukurumidza nokuda kwokuwedzera, uye kunopa ufakazi kana urongwa hukaongororwa. Heyi miitiro yakanakisisa:

  • Shandisa karenda kana kuti purogiramu yemitero: Isa zviyeuchidzo nokuda kwenhambo dzose huru — dzose dziri mbiri dzehurumende nedzehurumende — inenge vhiki mbiri pachine nguva mberi.
  • Chengeta chisaririra chemitero chakatsaurirwa: Muchengete W-2, 1099, mariti, zvitatisiti zvebhangi, uye tsamba dzipi nedzipi dzinobva kumasangano eIRS kana kuti hurumende. Chengeta makopi emitaro mubasa regore rakachengeteka.
  • [ Kurutsirai zvitatiso zvemari inotambirwa mwedzi nomwedzi: nokuda kwavaridzi vebhizimisi, kuyananisa kutengeswa, ndyiko, uye kubhadharwa kwemari mwedzi mumwe nomumwe kunodzivisa zvishamiso pamugumo wegore uye kubetsera nemitero inofungidzirwa.
  • Zvinyorwa zvamakore anenge matatu: IRS kazhinji kazhinji ine makore matatu okunzvera bhadharo, asi nokuda kwemigariro yakati (sekusashanda zvikuru kwemari inotambirwa), hwindo rinotambanukira kumakore matanhatu. Chengeta zvinyorwa zvetengi nezvinosimudzirwa zvenzvimbo zvenzvimbo kwenguva refu yose sezvaunazvo.

Kushandisa idzi gadziriro kunoderedza ngozi yokupotsa nguva inotarwa nemhaka yokubvisa. ZVIRATIDZO ZVINORATIDZA peji [[FLT: 1] zvinopa nhungamiro yokuwedzera pamusoro pezvinofanira kuchengetwa uye kwenguva yakareba sei.

Zvikanganiso Zvinozivikanwa Navose uye Nzira Yokuzvidzivisa Nayo

Hedzino zvikanganiso zvinonyanya kuzivikanwa zvine chokuita nokuronga mitero uye kuti ungaidzivisa sei:

  • [[FT:0] Kufukidzira kufukidzwa kunofukidza muripo: Sezvasimbiswa pamusoro apa, ichi ndicho chisakiso chokutanga chezvirango zvisingakarirwi. Nguva dzose muripira mutero wako unofungidzirwa kupfurikidza nenguva yapakuvamba.
  • Kuwedzera kwehurumende: Vateri vemitero vazhinji vanoisa pekuwedzera kwehurumende asi vanoregeredza kuisa kutambanudzwa kwehurumende kwakaparadzana, kuchitungamirira kuzvirango zvehurumende. Nzvera mitemo yenyika yako nokukurumidza.
  • Kubhadharwa kwemitero kunofungidzirwa: Mubhadharo unogona kuguma nezvirango kunyange kana ukanyora pazera. Shandisa fomu racho muForm 1040-ES kana kuti bvunza nyanzvi kuti uwane nhamba yacho.
  • Kuronga nguva yaJanuary 31 nokuda kwaW-2s/1099:[ Vashandiri navabhadhari vanotarisana nezvirango nokuda kwokunonoka kupfuudza. Chinokosha kutanga kuunganidza mashoko kubva kuvagadziri navashandi muna December.
  • [ Kufungidzira mitsara mitatu yenguva yebhizimisi: Kubhadharisa mitero kunokwana parudungwe rwevhiki nevhiki kana kuti rwemwedzi, uye mitero yokutengesa inowanzova nemisi yapanguva yakatarwa nehurumende. Shandisa mubhadharo webhadharo kana kuti purogiramu yemitero kuzviyeuchidzo zvemotokari.

Nokuziva ngozi idzi, unogona kutora matanho okuzvidzivisa.

Mazano Anoshanda Pakuramba Tichishandira Gore Negore

Kupa munyengetero hachisi chinoitika chegore rimwe chete — kunoda ngwariro inopfuurira. Heano matanho anogona kushandirwa kukuchengeta uri mugwara:

  • [ Tunga karenda yemitero: kubatanidza misi yemisi inodikanwa yose — yehurumende, hurumende, inofungidzirwa, uye zvimiro zvemitero yebhizimisi. Ihwirudzurei pamwero wezvikamu zvitatu.
  • Shandisa zvirongwa zvokugadzirira mitero: Sa TurboTax, H&R Block, kana kuti purogiramu inogadziridzwa inogona kuronga nguva, kuverenga mari inofungidzirwa, uye kufutunurwa kweifaira.
  • Basa neCPA kana kuti mumiriri akanyoresa: Nokuda kwemigariro yakaoma — yakadai sekuva namabhizimisi akawanda, mari yokumwe, kana kuti kuwana mari huru yokutenga mari — nhungamiro yebasa inokosha. Vanogonawo kubetsera nokuronga mitero kuderedza bviro.
  • [[NHAU: 0] Mitemo yeIRS yemheni uye chinjo dzemitemo yemitero: Mitemo inogona kuchinja pakati pegore, ichitapura mipimo yemisi yapamberi kana kuti kubhadharwa. Saina nokuda kweIRS eie nendrop kana kuti kutevera manyuko omutero anoremekedzwa.
  • Isa parutivi mari yemitero: Kana uchizvishandira iwe umene, vhura akaundi yemari yakaparadzana ndokuisa chikamu chemari imwe neimwe yatapirwa. Ikoku kunovimbisa kuti une mari yakagadzirirwa nokuda kwemitero inofungidzirwa uye ganhuriro yegore ripi neripi.
  • Revo inodzokororwa gore risati rasvika:[[FT:1] Enzanisa mari yazvino nederedzero kugore rapfuura. Chinjo muupenyu hwako — roorano, chatanuro, bhizimisi idzva, kutengeswa kwomusha — zvinogona kutapura miganhu yako nezvitsama zvokuripira.

Kuteerera kune chokuita nokuvaka, kukurumidza kuunganidza magwaro, uye usambofunga kuti kufutunura kunokupa mari yausingabhadhari.

mhedziso

Misi yokunyora mitero chinhu chinokosha zvikuru kuutano hwemari kuvanhu vose vari vaviri uye kumabhizimisi. Nokunzwisisa misi mikuru yokudzoka kwehurumende nehurumende, kushandiswa kwakarurama kwemibhadharo inofungidzirwa, kukosha kwemitero inofungidzirwa, uye migumisiro yemigumisiro yokushayikwa kwemitero, unogona kushandisa nguva yemitero nechivimbo. Unogona kushandisa zviwanikwa zvinowanika — kubatanidza IRS, masangano emitero, uye nyanzvi dzemitero — kugara waziviswa. Kuzviisa mutero hakungodzivisi bedzi zvirango asi kunoderedza kunetseka kwako uye nzvimbo nokuda kwokuronga mari kuri nani mugore rose. Yeuka: Nguva yacho inogadzikiswa, asi gadziriro yako iri mukati moudzoro.Star, gara, wakarongwa, uye hautongozenguri kutsvaka betsero apo kunodikanwa.