Table of Contents
Mitero inokwevera mitero inonyanyova mumwe wemitoro yegore negore yakakomba zvikuru nokuda kwomuridzi webhizimisi upi noupi muduku. Kupfuura zvikuru basa rokuteerera riri nyore, kuisa mitero inobudirira kunodzivirira kambani yako pazvirango, kunowedzera kufamba kwako kwapashure pemitero, uye kunogovera mufananidzo wakajeka woutano hwako hwemari. Bva kuoma kwehurumende, hurumende, uye mitero yomunzvimbomo kupfurikidza nemirayiro inodzorwa. Iyi nhungamiro inoita kuti mubato uoredze.
Kunzwisisa Mitoro Yako
Usati wanyora mutero wakakwana uye wakarurama, unofanira kuziva kuti mitero ipi inoshanda kubhizimisi rako rakati.
Mutero Wemari
Mutero mukurusa irevy pamhindu yako yebhizimisi. Nokuda kwevarongi bedzi, vashandi biyako mubatira pamwe, uye vagoverani veS sangano, mari “inopfuura kudzokera ku” uye inobhadharwa pamwero wako pachako. Masangano, mukupesana, muripira mwero wemasangano 21% pamberi pokugoverwa kuvaridzi. mabhizinesi anobva pa] mari inotambira [[FLT:]] zvinobhadharwa [[FLT:]] zvinobhadharwa [[FT]] inowirirana nemari yako inobhadhadharwa. Kuwana uku kuri kurudyi ndiko nheyo yedzo iri yose.
Mutero Wokuzvitsigira
Kana uchishanda semubato mumwe chete, mubiyako, kana kuti nhengo imwe yeLLC, unofanira kubhadhara mutero webasa rako pamari yako yemambure. SEA inofukidza zvose zviri zviviri mushandi nomushandirwi mari yeSocial Security neMedicare mitero nemhaka yokuti SEARS inowedzera kumitero. IRS inogovera [[FLT: 0] SEUT]. Iwe deducatace 5% yeinumber painenge iri mari yako yakagadziriswa.
Kutenga Mutero
Kana uchitengesa zvinhu zvinogadzirwa kana kuti mamwe mabasa, ungada kuunganidza ndokudzosera mutero wokutengesa kuhurumende uko mutengi ari. Mitemo inosiana zvikuru nehurumende. Zvinhu zvinokosha zvinosanganisira:
- Economic nexus - Nyika zhinji dzinoda kunyoreswa kana unopfuura vhoriyamu yakati yokutengesa (kazhinji kazhinji $100,000 kana kuti 200) munyika iyoyo.
- [[[[Ndo] Mitemo yemisika [ – Platforms seAmazon kana kuti Etsy ingabata muunganidzwa wako.
- [ Uwandu hunowedzera[ - Mwedzi, chikamu chimwe muzvina, kana kuti gore negore hwakavakirwa pavhoriyamu yako yokutengesa.
Kutadza kunyoresa kana kuti kukurumidza kunyoresa kunogona kuguma nezvirango zvakawanda uye mufariro.
Mitero Yebasa
Bhizimisi ripi neripi navashandi rinofanira kunyima mutero wemari wehurumende, weSocial Security and Medicasare (FACA), uye muripira urovha hwehurumende (FUTA). Unofanirawo kunyora mutero wezvikamu zvina zvina zvina zvina Fomu naFomu 940 gore negore. Vashandirwi vatsva vanofanira kuwana Mutengi weInteficiation nhamba yeMarifinity paIN paIRS paIS. Mapepa emari inobhadharwa panguva yakafanira, uye marongedzero ebasa akarurama (vazvivaki vazvishandisi.) haadiwi. Kushanda zvisina kufanira kwapamhiro.
Mimwe Mitero Yokurangarira
Zvichienderana nemabasa ako, ungatarisanawo:
- [[[Ntomba:0] Mitero yokuwedzera [ - On forod, alcohol, fodya, kana kuti motokari dzinorema.
- [[[NHAU] Mitero yemari [ – Revhi yakaitwa nedzimwe nyika pamusoro peropafadzo yokuita bhizimisi (kunyange kana femu yako isingabetseri).
- [[[[FURO] Mitero inodzorwa[ – Pabhizimisi renzvimbo nenhumbi.
Kuhwirudzura kwenguva dzose nachiremba wemitero kunokuvimbisa kuti haufuratiri chipi nechipi cheidzi bviro.
Kunyora Nokunyora
Marekodhi akasimba inzvimbo inochengeterwa mitero yakarurama uye inobudirira yokuzvidzivirira pasina tsigiro yakanyorwa, kunyange mapepa epamutemo anogona kudziviswa.
Zvinyorwa Zvinokosha Kuti Zvichengeteke
- [ Mashoko anowanwa [ - Mariziresi ose, marisiti, zvitatisiti zvekadhi rechikwereti, uye maakaundi ebhangi.
- [[[FOLT:0] Mariti echiNgezi - nokuda kwechitengwa chiri chose chebhizimisi, kunyange chiduku. Batanidza musi, chitsama, mutengesi, uye donzo rebhizimisi.
- Bheja repepa - Timeshipus, kutaura kwemitero, zvikamu zvokunyima (W-4), uye kupeta madzokere (Forms 941, W-2, W-3).
- Tsigiro dzekadhi rechikwereti[[FT:1] - kutaura kwemwedzi nemwedzi kunobetsera kutsinhiranisa mari nendyiko.
- Vehicle nedanda remamita – Kana ukatora ndyiko dzemotokari, log yapanhambo nenhambo inodikanwa.
- Mapepa okutenga [ – Invoisi, zvibvumirano, uye zvibvumirano zvechikwereti zvemidziyo kana kuti zvinhu.
Miitiro Yakanakisisa Yokuchengeta
Gadza mapikicha epepa rescan anobva mugore (Bhuku reChimbichimbi, Xero, Maza) kana kuti kushandisa marapiti akadai seFobserftice kana kuti Dex. Gadza chiyeuchidzo chevhiki nevhiki kuyananisa nhau. Iyi tsika inoderedza kuvhunduka kwegore rapera uye inopa nzwisiso chaiyo mukufamba kwemari. IRS inokarakadza kuchengeta mapepa anenge makore matatu [[FLT:] kuvambira pamusi wawakaisa kudzoka, kunyange zvazvo nhambo refu zvikuru (makore matanhatu kusvikira kunomwe) dzinova dzakakodzera kana une zvinhu zvinodzorwa kudzorwa kana kuti kana kuti kana pane mukana wemari yawakawana pasi pokushuma.
Kubatsira Kunoita Software Inoongorora
Kushandisa kuisa mapurogiramu anobhadharwa, mari inotambirwa, uye kuita mishumo yokuti mepu ichadzoka zvakananga pamutero. Mabhizimisi maduku mazhinji anobetserwa nePurceBooks Online nokuda kwemativi awo akasimba okugadzirira mitero uye kubatanidzwa kwepurogiramu yemitero. A akazvitsaurira SS Small Tax Center anogoverawo zviwiro zvapachena. Kunyange kana ukapinza mutarisiri wemari, kuva namarekodhi emite yemitero akagadzirira kuchengetedza maawa enguva.
Zvirongwa Zvemitero Zvemabhizimisi Maduku
Mitero inoderedza mari yaunotambira uye inogona kuderedza zvikuru mari yako yemitero. Chinokosha ndechokuziva kuti ndeipi yaunokwaniriswa nokuda kwejeri (uye kuinyora zvakanaka.)
Kugadzirwa Kwehofisi Yepamusha
Kana ukashandisa rutivi rwomusha wako mururimi rwakawanda uye rwakakwana[[FTL:1] senzvimbo yako huru yebhizimisi, ungabvisa chikamu chemhindu yembavha, rendi,tendi, inishuwarenzi, uye gadziridzo. Mutoo wakapfava unobvumira $55 pamita ina makaenzana mana kusvikira ku3 300 (max $1,500). Mutoo wenguva dzose unobatanidza 8829 uye unoda goverano yakakwana yendyiko chaidzo chaiyoiyo. Inzirai iri nani? Enzanisa navose vari vaviri; nokuda kwomutoo mudukusa wokuchengeta zvinyorwa.
Ndyiko Dzemari
Kushandiswa kwemotokari yako kunogona kunzi kupfurikidza nemwero wemaira (65,5 masendimita pakiromita) kana kuti ndyiko chaidzoidzo (gasi, mafuta, kugadziridza, inishuwarenzi). Unofanira kuchengeta giramu yemisi, mairagilamu, uye donzo rebhizimisi. IRS inonzvera zvitsama zvemotokari zvakanyanyowandisa, naizvozvo zvinyorwa zvokungwarira zvinokosha.
Zvinhu Zvatinowana Nokushandisa
Zvinhu zvisingakoshi uye zviri madikanwa zvakadai senzvimbo dzokushandira dzehofisi, zvokuchenesa, uye zvishandiso zviduku hazvishandi chose chose mugore rokutenga. Zvinhu zvikuru "$220 000 muganhu) wemutengo mugore rakaiswa mubasa, usati waiswa panze. (59%) mutengo wemaparera .
Kushambadza Nokushambadza
Kunyange makadhi ebhizimisi, kusimudzirwa, uye mari inobhadharwa yokutsigira basa iri zvinoda mari yakawanda, kushambadzwa kwesocial network, kudhinda, kudhinda, kushambadzira, uye kutsigira mari.
Dzimwe Nheyo Dzinozivikanwa Navose
- [[[FURO:0] mari inodiwa [ - Utano, mutoro, zvinhu, uye muripo wavashandi.
- [[[[FL:0] Mibhadharo yemibato [ – Authority, magweta, uye vapi zano.
- Travel nezvokudya – Airfere, hotera, 50% yezvokudya zvebhizimisi (80% nokuda kwa 2025 uye kupfuura pasi peTCJA? Zvomenemene zvokudya zvinosara pa50% kazhinji kazhinji; ngwarira: 100% reteshi yezvokudya zvebhizimisi muna 2021-20222.
- [[[Njeta:0] Mipiro yokuronga [[[FT:1] – SEP IRA, Solo 401(k), SIMPLE IRA mipiro kupfurikidza nebhizimisi.
- Kudzidzisa nokurovedza - marobhakiti, makosi, kuzvinyoresa kune chokuita zvakananga nemunda wako.
Kukanganisa Kunowanzoitwa
Kubatanidza ndyiko dzomunhu oga nedzebhizimisi muakaundi imwe cheteyo kana kuti pakadhi rimwe chetero mureza mutsvuku mukuru. Uyewo, kutenga mari dzinobviswa pasina marisiti kana kuti mapepa akakwana kunotendera kubvumirwa pakuongororwa. Dzivisa “macheredzi a"asingashandisi rondedzerowo zvayo neyakafanira; shanda mukati menhungamiro dziri mu SAUPURO:535 [].
Kusarudza Mabhizimisi Akakodzera
Kusarudza sangano rako kunochinja zvakananga mafashoni aunoita, zvaunoshandisa, uye mitero yaunobhadhara.
Kuzvinyengera
Chivako chakapfava zvikurusa. Unoshuma mari yebhizimisi nendyiko paShedynal C yakabatanidzwa neFom yako umene 1040. Unobhadhara mutero webasa pamibairo yemambure. Hamuna purofiti yekambani yakaparadzana; mutoro hauna kuganhurirwa. Mamiriro akanakisisa nokuda kwemari yakaderera, mabasa akaderera anoripirwa namuridzi mumwe.
Kushandira Pamwe
Vaviri kana kuti vakawanda vanogoverana mari, mari inobviswa, uye zvikwereti maererano nechibvumirano. Kubatana pachako kunogadzira purofiti yemashoko (Form 1065) uye nhau shoo Shoom K1 kumumwe nomumwe. Vashandi pamwe vanoshuma mugove wavo pamusoro pemitero yavo yomunhu oga uye vanobhadhara mutero weSe. Kuchengetedzwa kwenhau kwakaoma kunodikanwa.
Kambani Yemarimi Yakaganhurirwa (LLC)
ZVINOPA dziviriro pasina mutero wamabasa. Munhu mumwe anenge LLC anobhadharwa mutero sechikamu chimwe chete. MaLLC akawanda anobhadharwa semasangano kutoti asarudza kubhadharwa seS Corp kana kuti C Corp. Kuchinjika kunokosha, asi unofanira kunyora bhiza redzoko rako woripa mari yose yeSauni kana usati wasarudza S Corp.
Kokorodzano
Vasarudzi veS Corp kuti vapfuure nomubhadharo kumitero yomunhu oga yavaridzi. Chinokosha: mubhadharo wako bedzi une mufungo unobhadharwa mitero; mhindu dzasara hadzisi pasi pepapapakubhadharwa kwomutero. Zvisinei, IRS inonzvera mitero yeS Corp kuva nechokwadi chokuti haina kuva yakaderera. Unofanira kugadzira 1120-S ndokumhanya mutero. Ichi chirongwa chinotambira mabhizimisi ane mibhadharo ine mwero (inopfuura $500,000-100,000) inogona kururamisa mubhadharo une mufungo.
Kombiya
Chirongwa chakaparadzana chinobhadhara mitero. Sangano racho rinobhadhara 21% pamhindu, uye vatambi vanobhadharazve mutero pamitero (kaviri). Zvisinei, Chikwata chinochengeta mari yakawanda yakachengetwa nokuda kwokukura, betsero dzakati dzoutano (g. 100%) uye chinogona kusarudza makore akasiana - siana emari. Kazhinji kazhinji kudiwa namakambani kuronga kuenda pachena kana kuti kukwezva vabetseri vemari.
Zvinhu Zvokufunga Nezvokusarudza
- Kudzivirira miromo kunodiwa
- Nhamba yavaridzi vedzimba nokubatanidzwa kwavo
- Mwero wemari unokarirwa
- Kuda kudzorera mari yaunowana kupfurikidza nokuparadzira mari.
- Mitero yepamusoro pehurumende
Kuchinja marongerwo aunoita gare gare kunogona kukonzera mitero, saka usati wasarudza bvunza CPA.
Kufema Nemazuva Anokosha
Kutadza kusvitsa nguva kunoguma nokunonoka kubhadharwa uye kunonoka kubhadharwa kwemitero ya5% pamwedzi yokurota kwapera, uye 0.5% yokunonoka kubhadharwa.
Kudzoka Kwemitero Kwegore Negore
- propiterir nenhengo imwe yeLLC - Maererano 1040 + Samende C April 15.
- [ Chikamu nenhengo dzakawanda - Chikamu 1065
- [[[ITSOURO] SAINDA[[ZIMERI:1] - HURI 1120-S [ [March 15,.
- [[[ITSORO] - HURI 1120 [ Applia 15,[.
Kana muchina ukasarudza kurapwa neS Corp, unotevera nguva yaMarch 15.
Kufungidzira Kubhadharwa Kwemitero Panhambo Nenhambo
Kazhinji kazhinji kunodikanwa kana uchikarira kuva nechikwereti che $6 000 kana kuti kupfuura pashure pokuvanyima nechikwereti. misi yokubhadharwa yakafanira ndeiyi:
- [[INDANGA] April 15 (yokuna Jan --Mar)
- [[ITSV: 0] Juni 15 (ya- Apr-May)
- [[ITSORO] DEBH 15 (yamuJun-Aug)
- [[ITSV:0] January 15 yegore rinotevera (yaSep-Dec)
Unogona kubhadhara paIRS Direct Pay kana kuti Electronic Federal Taxis Petraceptary System (EFTPS).
Kudzikisa
Unogona kutambanudza nguva yako yokuronga kupfurikidza nokupa Gadziriro 4868 nokuda kwedzorero dzomunhu oga kana kuti Gadziriro 7004 nokuda kwedzorero dzebhizimisi. Kufutunurwa kwenguva yokunyora shange hakusati kuri tambanuro yenguva yokubhadhara. Uchiri kufanira kuyera nokubhadhara mutero upi noupi wakafanira nenhambo yapakuvamba kudzivisa zvirango.
Chirango Chokuziva
IRS inoshandisa kundikano yekukundikana (5% pamwedzi, kusvikira ku 25%) uye kundikano kukwira kubhadharo (0,5% pamwedzi, kusvikira ku 25%). Kana zvose zviri zviviri zvikashandisa, chirango chakabatanidzwa i 5% pamwedzi wemwedzi mishanu yokutanga. Mhindu inowiriranawo nezvitsama zvisingabhadharwi. Kana kuripirwa, shandisa nokuda kwe2210[[FLT]]]
Kufunga Nemitero Yomunyika
Mitero yehurumende inogona kuva yakaoma zvikuru (iko isati iri huru zvikuru). Nyika zhinji dzinowirirana nemitemo yemari inotambirwa yehurumende asi nemwero yakasiana- siyana, perefu, uye chikwereti. Mimwe haina mutero wemari (umh., Texas, Nevada). Mitero yemitero inosiana: mimwe mitero yehurumende, mimwe inohesvurisa zvinhu zvakati. Kana ukaita bhizimisi munyika dzakawanda, ungava nexus (kuvapo kwomukati kana kuti kwemari) uye unoda kudzorwa mutero mumwe nomumwe.
Kufungidzira Kwokubhadharwa Mutero Nokusabhadharwa
Kuti udzivise chirango chokuripirwa mari shoma, unofanira kubhadhara 90% yechikwereti chegore razvino kana kuti 100% yomutero wegore rapfuura (110% kana mari yakagadziridzwa ichipfuura $150 000). Ichi chinodikanwa chechiteshi chengarava chakakotsekana chinovimbisa kuti hausati une chikwereti chinokatyamadza muna April. Shandisa For 1040-S kuti uverenge mari inobhadharwa. Kana mari yako ikachinja, rangarira kubhadhara mari yako gore negore uchishandisa Form 2210. Kana kuti, kuwedzera nokunyima basa kana kuti W-2 mibhadharo yokuripira mari yako yemitero.
Kuronga Mitero Kunoitwa Mabhizimisi Maduku
Kuronga kunogona kuderedza mutero wako unobudirira uye kuvandudza kufambiswa kwako nemari mugore rose.
Nguva Yemari Yokutenga Nendyiko
Kana uchikarira mari yakakwirira gore rinouya, kurumidzisa mari inotapurwa kupinda mugore razvino (mari inobhadharwa, tenga migove) uye mari inodzorwa kugore rinotevera (kubvisa mari). Nenzira yakapesana, kana uchikarira mari yakaderera gore rinouya, chinja nzira. Iva anorangarira “mariti anonyorwa” mutemo unobhadharwa kana une, kwete apo unosarudza kuubvisa.
Gadziriro Dzokurega Basa
Kupa mupiro kuSEP IRA (kusvikira ku 25% yebhadharo, kimeter $70 000 mu 2025) kana Solo 401(k) (matandi ebasa anosvika $23,500 nemipiro yavashandirwi) kunopa mari yakatsaurirwa pakuvaka mari yomudyandigere. Zvisarudzo zveroth zvinobvumira pashure pemitero nezvinobviswa pamutero gare gare.
Kurapa Kwoutano
Kana uchizvishandira, ungabvisa mari yeinishuwarenzi youtano yaunobhadhara, yawakaroorana naye, uye inotarisirwa nevanhu vaunoshandira.
Kusvibisa Nhengo Dzemhuri
Kana ukapinza mari yemari yebhizimisi kana kuti yemari inobhadharwa, mari yavo inobhadharwa, uye sezvingabvira vanowira mumabhuroko omutero akaderera.Vana vari pasi pe 18 vari pasi pebasa revabereki havasi pasi peSocial Security/Medicare kana kuti FUTA mutero. Ikoku kunogona kuchinja mari inotambira kuva bhuroko rakaderera ndokuderedza mutoro wemitero wemhuri yose.
Mabhizimisi Maduku Anowanzokanganiswa Paanobiridzira Mitero
Kuziva ngozi kunogona kuchengetedza zviuru zvemadhora nemaawa okunetseka.
- [ Kuronga vashandi - Kuzivisa vashandi savagadziri vakazvimirira kudzivisa kubhadhara mitero inodzorwa kumitero, faindi, uye mhindu. Sebenzisa IRS Form SS 8 nhungamiro kana kuti kuedza kwa 20 purovhinzi.
- Kutarira mari dzinoderedzwa - Vatengesi vazhinji vanorasikirwa nederedzero nokuda kwokushandiswa kweserura nekombiyuta, Internet, kufambira mberi kwebasa, uye kutanga ndyiko (kusvika ku $5 000 mugore rokutanga).
- Mukusaruramisa mapepa omutero - Kusaisa mupimo 941 panguva kana kukundikana kuisa mari yemari yechivimbo inogona kuguma neTrust Fund Recovery Penact, iyo inoita kuti varidzi vapiwe mhaka.
- [ Kuisa mari yomunhu oga neyebhizimisi - Kushandisa kaundi imwe yebhangi kunokoka zvikanganiso, kunoita kuti kunzvera kuve kunorwadza, uye kunogona kuboora chifukidziro chebhizimisi cheLLC kana kuti sangano.
Kushanda Nenyanzvi Dzemitero
Nyanzvi yakarurama inogona kuchengetedza mari yakawanda mumutero kupfuura inodhura, ichifunga nezvokuoma kwazvakaita, vanhu vakawanda vane mabhizimisi vanobatsirwa nenhungamiro yenyanzvi.
Nguva Yokuramba Nyanzvi Yemitero
Rangarira betsero yenyanzvi kana:
- Bhizimisi rako mubatanidzwa, S Corp, kana kuti C Corp.
- Une vashandi kana kuti vanogadzira zvinhu vakasununguka munyika dzakawanda.
- Marisiti ako akakura anopfuura $50 000 kana kuti une kutenga kunokosha.
- Wakagamuchira chiziviso cheIRS kana kuti uri kutarisana nokuongororwa kweIRS.
- Unoda kuronga mutero wegore rose, kwete kungoronga.
Marudzi Enyanzvi Dzemitero
- [ Accounting recustom respoint (CPA) – Mipiro inopupurira, kunzvera, uye mitero. Zvakanakisisa nokuda kwamabhizimisi akaoma.
- Mumiriri akapetwa (EA) - akanyoreswa regitari yemitero, kubatanidza kumirira pamberi peIRS.
- Tax Attorney - Nokuda kwenhau dzemitemo dzakadai sereritiga yemitero, kuronga nzvimbo, kana kuti zvivako zvemasangano akaoma.
Nzira Yokusarudza Nayo Mutungamiriri Akakodzera
Tsvaka zvitupa, ruzivo rwokuzviwanira nebhizimisi rako neindasitiri, uye nongedzero dzavatengi. Bvunza pamusoro penzira yadzo yokuronga zvinhu uye kana zvichakubatsira kutanga gadziriro dzeakaunzi.
Kubatanidzwa Kwegore Negore
Pane kusangana panguva yomutero chete, kushamwaridzana kwegore rose kunoita kuti mushandisi wako akwanise kubatsira kufungidzira, kusarudza, kutenga zvinhu zvikuru, uye kusarudza zvinhu zvinoshanda.
mhedziso
Mitero yokubiridzira yebhizimisi duku haisati iri chinhu chinenge chamboitika gore rimwe. Ibasa rinopfuurira rinoda kunzwisisa misengwa yako, kuchengeta zvinyorwa zvisina kushata, kupfuudzira mari inobvumirwa, kusarudza gadziriro yakarurama, uye kuita nguva dzose. Nokuramba uchitsigira bhizimisi rinoziva nenyanzvi apo rinenge richidikanwa, unogona kuchinja kutera mitero kubva panzvimbo inonetsa kuva betsero yezvokuronga. Yeuka: nguva yaunoisa mumitero uye kuronga inobhadhara mitero yakaderera, mitero mishomanene, uye mutsetse wokupedzisira wakanaka. Nokuda kwenhungamiro ine udzame, IS Small naUS Translity Officet yeUS Office yeUS,[[FLT: 1] Ndiyokutanga kumira kwako; CPA kana kuti EA iEA ndiyenyu yechipiri.