Kugadzira mitero paIndaneti kwazova mupimo kumamiriyoni evaAmerica, zvichiratidza kuvhengana kwekumhanya, kururama, uye kugadziridza kuti kuisa pepa hakungawirirani. Kunyange zvazvo purogiramu yekombiyuta yeshamwari yomunhu, muitiro wacho ungakukurira kana usina kugadzirira. Kana uri mutengi wemitero wokutanga kana kuti wakagadzirwa zvakanaka, chiitiko chemitero paIndaneti chinodzika kugadzirira nokungwarira, kusarudza purogiramu dzemakombiyuta dzakanaka, uye kunzwisisa mitemo. Iyi inotungamirira inogovera mazano anoshanda kukubatsira kudarika chikamu chimwe nechimwe chemitero paIndaneti nechivimbo, kudzivisa misungo, uye inogona kukudzosera mitero.

Nzwisisa Kubiridzira Kunoitwa PaIndaneti

Usati wavhura purogiramu ipi neipi yekombiyuta, pa nguva yokuronga kugadzirwa kwebasa rose. Kuziva zvaunofanira kutarisira kunoderedza funganyo uye kunodzivisa kutsveyamisa magetsi kwokupedzisira. Kuisa mitero paIndaneti kunosanganisira matanho aya makuru:

  • Mapepa okubatanidza: unganidza mashoko ose anowanwa, mariti, uye nhamba dzinozivisa.
  • Sarudza chirongwa chokugadzirira mutero: Sarudza purogiramu yekombiyuta inowirirana nemamiriro ako ezvinhu emari uye bhajeti.
  • [[FT:0] Mashoko okupinda: Pedzisa zvimiro zvemifungo, kazhinji kazhinji nemibvunzo yebvunzurudzo nhanho.
  • Kurangarira nokuda kwokururama: Kudzora kaviri kubuda kuri kwose usati warova.
  • [ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Masangano mazhinji zvino anopa "wzard" iyo inokutungamirira mumubvunzo mumwe nomumwe. Kunzwisisa uku kunobetsera kuronga nguva ndokuderedza zvikanganiso. Mukuwirirana neIRS, kuisa museve wakananga inzira inokurumidza zvikurusa kuwana nayo tsvina, kazhinji kazhinji mukati mamazuva 21. Kuziva muitiro wacho kunoitawo kuti kuve nyore zvikuru kucherekedza mireza mitsvuku kana kuti zvikanganiso mudzokerero yako.

Manyoro Anokosha Auchada

Kuva nemapepa ako ose akarongwa usati watanga inzira yokutanga kuchengetedza nayo nguva. Ita fairasi (inooneka kana kuti inonyorwa) ndokuunganidza izvi zvinokosha:

  • Magwaro anouya: W-2 kubva kuvashandirwi, 1099-NEC kubva kuvatengi, 1099-INT/1099-RV kubva kumabhangi uye mari inopinzwa mari, kutaura kwokubhadharwa kwamabasa, uye mamwe mapepa api naapi emaripi.
  • Zivikanwo yomunhu oga:[ Nhamba dzeNhare dzeNzanga, wokuroorana naye, uye dzinotsamira pamunhu; marezenisi okutyaira kana kuti maID ehurumende (dzimwe nyika dzinoda kuti iwawa).
  • Marekodhi okukwereta: maritables dzemipiro yorupo, ndyiko dzezvokurapa, mhindu yembavarira (Fom 1098), mhindu yechikwereti chavadzidzi (Fom 1098-E), uye ndyiko dzedzidzo.
  • Mapepa akanyorwa: mashoko okutarisira mwana, ndyiko dzedzidzo (Fom 1098-T), kusanoita kwesimba kunowedzera, uye mamwe mapepa api naapi ane chokuita nechikwereti.
  • [ Gore redzorerwo: Dzorero yako yegore rakapfuura inogona kubetsera nokutakura (sekurasikirwa nedzimbahwe) uye kusimbisa mashoko anowirirana.

Nokuda kwendaza yakakwana, IRS inogovera tax Time Guide iyo inoratidzira zvaunofanira kuunganidza. Kuverenga kunokupa nguva yokukumbira magwaro anoshaikwa kuvashandirwi kana kuti masangano ezvemari.

Sarudza Software Yemitero Yepakombiyuta Yakakodzera

Kusarudza kwaunoita kunobva pakuoma kwekudzosa, kuronga kwaunoita mari, uye kugadzikana kwaunoita neruzivo rwekugadzira zvinhu.

Mutengo Namativi

Zvikamu zvakasununguka zvesoftware huru (sezviya zviri muIRS Free File program) tevedzera mibhadharo iri nyore (W-2, derevedzo yemari inotsaurwa, zvikwereti zvakaganhurirwa). Kana ukapa, une mari yakasununguka, kana kuti une bhizimisi, ungada musara unobhadharwa. Enzanisa nokungwarira: mimwe mibato inoraira kudzokerwa nehurumende, purogiramu C (kushanda kwako umene), kana kuti tsigiro. Tsvaka shai gira puro inojeka pasina mibhadharo yakavanzwa.

Kuziva Uye Kutsigira Mushandi

Chiwiyo chakachena, chinoberekwa chinoderedza zvikanganiso. Tarira purogiramu inopa mutengi wemikoto, michina yemhosho, uye "review" chepfupiso pamberi pokunyora. Tsigira purojekiti inokosha(kuvhura kuti uone kana runhare, kutaura, kana kuti iemail zvichibatsira kupindura. Zvikuva zvizhinji zvinogoverawo kunyanzvi yomutero nokuda kwomubhadharo wokuwedzera.

Kunyengera Nokururama

Software yemitero yazvino uno inogona kupinza W-2s, 1099, uye kudzoka kwegore rapfuura zvakananga kubva mumibhadharo nemasangano ezvemari. Iyi fashoni inodzosa nguva yokupinda kwemadata uye inobvisa typos. Cherechedza kana purogiramu yekombiyuta ikabatana nebhangi rako kana kuti midziyo yeakaunzi (seMipiro yeBhaupiki). Uyewo simbisa kuti inotsigira zvimiro zvose nepurogiramu zvaunoda, zvikurukuru kana une mari, zvinhu zvokurenda, kana kuti zvinhu zvokumwe.

Nokuda kwekuenzanisa kumativi ose kwezvisarudzo zvakakurumbira, shanyira NerdWallet shopu yegore negore yemitero kana kuti nzvera ndaza yeIRS Free Fayili pa .gov/FreeFile.

Ramba Wakarongeka Mugore Rose

Kuronga mapepa ako omutero hausi basa regore rimwe chete. Kugamuchira tsika dzegore rakapoteredza kunoderedza funganyo uye kunokubatsira kudzivisa kushaikwa kwemari inoshaikwa. Kunyange kana uchingonyora mafaira kamwe chete pagore, gadziriro shomanene dzakapfava dzinogona kuchengetedza maawa.

Ita Kubhururuka Kwako

Shandisa basa regore rakachengeteka (seGoogle Drug, Rockbox, kana kuti chisakiso chemitero chakatsaurirwa muapp yemari yako) kuchengeta zvisano kana kuti mapikicha amariti, zvitatisiti zvebhangi, uye tsamba. Bvisa mabhii neboka: Mari, Zvikwereti, uye Mabudi okudzokera. Nokuda kwamariti epepa, chengeta hamvuropu duku mumotokari yako kana kuti chikwama chokuadonhedzeramo kutozosvikira wagona kuaisa mubatanidzwa.

Tsvaka Magetsi Sezvaanoitika

Kana uchironga kunyora, nyora mari dzinotengwa gore rose. Shandisa purofiti kana kuti app yakadai seinoita kuti izivikanwe mipiro yemibairo yokuyamura, mari yezvokurapa, uye ndyiko dzebhizimisi. Ikoku kunodzivisa kusvetuka kuti uwane marisiti muna March. Kuda kubhadharwa kwehofisi dzapamusha, chengeta girabhu yezvikwereti zvezvikwereti nezvikwereti zvemari zvinowirirana.

Zviyeuchidzo Zvokufa

Usamira kutozosvikira April 15. Tsvaka zvingwarudzo nokuda kwa: [[FLT: 0]

  • January 31: Vashandirwi vanofanira kutumira W-2; chinyorwa 1099-NEC.
    • [[FLT:]] Fact:Februarys: kutanga kugadzirira kudzoka kwako. [[FLT]] [[FLT]]

    Kuramba wakarongwa kunorevawo kuchengeta kopi yedzorero rako rakachengetwa uye magwaro ose anotsigira kwaanenge makore matatu (kana une zvinhu zvebhizimisi kana kuti mari isina kunyorwa). IRS inorumbidza kuchengeta zvinyorwa kutozosvikira mutemo weganhuriro nokuda kwokunzvera wapera.

    Chengeta Zvakatsetseka Mashoko Ose

    Gore roga roga, IRS inoti zvikanganiso zvinozivikanwa zvinononoka kupera kana kuti kukwidza.

    • Nhamba dzeMazita neNzvimbo dzeSocial Security: Kusimbisa zita riri rose neSSN sezvakaratidzwa pakadhi reSocial Security. Chikanganiso chimwe chejini chinogona kuparira kurambwa.
    • [[FT:0] Mari inoringana: Kuchekerera mahwerengedzo echipiyaniso kubva ku W-2 uye 1099 mukurwisana nezvawakapinda. Mabhutsu anogona kutungamirira kuziviso yeIRS.
    • Ufakazi hweakaundi yeBhanki: Nokuda kwenzvimbo yakananga, cherechedza kuendesa nenhamba dzeakaundi kaviri. Vhidhi isina kururama inogona kutumira mari yako kune mumwe munhuwo zvake.
    • [[FFT:0] MHURA nenhamba: Kunyange zvazvo zviverengero zvesoftware zvinongoerekana zvaiswa, zvinosimbisa nhamba dzokupedzisira nokuda kwezvitsaru nezvikwereti. Tsvaka miuyo isina mufungo sechikwereti chikuru chaunofanira kuisa.
    • [[FT:0] Mugariro wokusagona kudzora: Sarudza mugariro wakarurama (mukamu mumwe, akaroorana, musoro wemba). Kunotapura kubviswa kwako kwomupimo nezvikwaniriso zvemitero.
    • [ Nheyo: dzinotemwa zvakarurama dzinorongwa namaSSN avo neukama. Kana uchigoverana kodzero yokuchengeta mwana, nzwisisai mitemo yokutaura.

    Ziva purogiramu yako yekombiyuta yaunowana zvikanganiso uye dzokorora mapeji echidimbu layini jira. Kana uine panikiro, rangarira kushandisa IRS Mutepi weMitero unoshanda [ kusimbisa kuva asina kukwaniswa nokuda kwechikwereti.

    Faira Ichangotanga Kukohwa Zvikomborero

    Kufara kana uchangowana mapepa ako ose kunobatsira pazvinhu zvakawanda:

    • Mvura dzinoita semheto:[[FT:1] Miitiro yeIRS inodzoka pahwaro hwokutanga, hwokutanga. Mafaira okutanga anowanzowana mafitiro mukati memavhiki maviri kusvikira kumatatu ane musundo wakananga.
    • Nguva yakawanda yokubata nhau: Kana ukaita chikanganiso, kukurumidza kukupa nguva yokugumisa (Form 1040-X) nguva yaApril isati yasvika.
    • Yakabviswa ngozi yokuba chiziviso: Kukurumidza kunobetsera kudzivirira vanyengeri kudzosa kudzokera kwokunyepedzera muzita rako.
    • dzvinyiriro: Unoita kuti udzivise gadziriro yokukurumidzira neinobvira idererei inoitika mumavhiki okupedzisira.

    Kana usingagoni kunyora pasi pakasvika April 15, unogona kukumbira kufukidzwa kunozviitikira kwomwedzi mitanhatu. Asi yeuka: futunuko yefaira haisati iri purotesheni yokuripira. Kuyera mutero wako ndokuripa chitsama chipi nechipi chechikwereti kudzivisa zvirango nemhindu. IRS inobhadhara mhindu pawedzero yemitero isingabhadharwi inobva pamusi wakagadzwa.

    Kufara: Nzira Yakachenjera Kuzviisa Pasi

    E-filifiki (Indaneti) yakatsiva zvikuru kunyorwa kwamapepa nokuda kwechikonzero chakanaka. Inenge 94% yedzokero rimwe nerimwe zvino yasakara, maererano nemashoko eIRS. Betsero dzinobatanidza:

    • Kugadzirwa kwechakare: purofiti dzemagetsi dzinogadzirwa mumaminiti; kudzorwa kwepepa kunogona kutora mavhiki.
    • Chibvumikiso chisingachinji: Unogamuchira kubvumwa kubva kuIRS mukati memaawa 24-48 apo kudzoka kwako kwakagamuchirwa kana kuti kurambwa.
    • zvikanganiso zvakabviswa: Software inonzvera yoga minda ishayikwa, mazita asingashandi, uye zvikanganiso zvemasvomhu usati wazviisa pasi.
    • Kudzivirira kupfuudzwa kwetsamba: Tsime yakavanzika inopera nokupera, inoderedza ngozi yokuba tsamba kana kuti kurasikirwa.
    • [[[FOL:0] Yakajeka: Hapana pepa, aiwa toner, pasina posso.

    Masangano mazhinji emitero paIndaneti anobhadharisa mari yokudzosera hurumende yako, asi mamwe anosanganisira. Kana mari yako yakagadziriswa iri $79 000 kana kuti pasi, unokwaniriswa nokuda kweIRS Free File, iyo inopa hurumende uye pane dzimwe nguva mari yehurumende e-fire. Kunyange kana une chikwereti, unogona kubhadhara uchishandisa debit, kadhi rechikwereti, kana kuti IRS Directive Pasur.

    Chengeta Mazita Pashure Pokunwa

    Kuchengeta zvinyorwa zvakarongeka kunodzivirira kana ukaongororwa kana kuti ukada kudzorera.

    • [[FT:0] Sara PDF yokudzoka kwako:[[FT:1] Software zhinjisa inokubvumira kukopa kopi yokupedzisira. Ichengete munzvimbo yakachengeteka, pasina wirirano uye kosi yegore.
    • Ramba uchiita magwaro anotsigira: Retaints W-2s, 1099, mariti, uye kutaura kwechikwereti kwamakore matatu pashure pekunyorwa kwenguva. Kana wataura kurasikirwa nemidziyo isina maturo, chengeta zvinyorwa kwamakore manomwe.
    • Tsamba yako yokugadzirira: Mashoko pamusoro pezvisarudzo (mutoo, nei wakasarudza kuderedza kwakafanira kuisa zvinhu panzvimbo yechinhu) inogona kubatsira mukunzvera.
    • [[NHAU] shandisa IRS "Kuripi Kuzvidzosera Kwangu? chishandiso:[[FT:1] Kurongedza nzvimbo yako yepaIndaneti pa .S.gov/Revodds.

    Kana ukawana gare gare mhosho kana kuti kushaikwa kwemitengo, unogona kugadzira hwindo yakagadziridzwa (Fom 1040-X) kusvikira kumakore matatu kubva pamusi wapakuvamba wakafanira. Chengeta zvinyorwa zvose nokuda kwenhambo iyoyo yose.

    Tsvaka Rubatsiro Rwenyanzvi Kana Zvakakodzera

    Kana uine rimwe remitemo yemitero iri paIndaneti, haukwanisi kubhadhara CPA, kana kuti kubhadharisa gweta remutero kana uchishandisa mamwe emabasa anotevera:

    • [ Basa remaoresa kana kuti mari yemari: Kuderedza ndyiko dzebhizimisi, hofisi yapamusha, uye kushandiswa kwemotokari kunoda zivo yakajeka.
    • [[[FT:0] Mari inotambira: Mashambadziro ematanda, nzvimbo yokurenda, kunyorwa, kana kuti maakaundi okumwe.
    • [ Kuisa mitemo yakaparadzana kana kuti musoro wemhuri: Mitemo yeChikwaniriso inogona kuva inonyengera.
    • [[FT:0] Kuchinja kwoupenyu:[ roorano, chatanuro, kuberekwa kwomwana, nhaka, kana kuti kutengeswa kwomusha.
    • [[FLT: 0] Mukai!: Kana ukagamuchira chiziviso cheIRS kana kuti kutya kuongororwa, nyanzvi inogona kukumirira.
    • [ Mitero yakafanira: Kugadza gadziriro yomubhadharo kana kuti kupa mukubvumirana pane zvisina kufanira.

    Kunyange kana ukashandisa purogiramu yekombiyuta, unogona kuisa painenge yashandiswa inosanganisira CPA kana EA. Ndyiko yacho i $100-300 (Z $280) nokuda kwokudzokerwa kumwe, uko kunowanzokosha rugare rwendangariro uye mari inochengetwa. Cherekedza kuti nyanzvi dzemitero dzinofanira kuwirirana nebumbiro remitemo uye dzingava dzinochinja zvikuru mukududzira kwavo (jere) chinhu chakanaka chokurambira kurudyi rwomutemo.

    Nzwisisa Mitero Nezvinzvimbo

    Kuderedza mari yako kana kuti kuderedza chikwereti chako kazhinji kazhinji kunotsamira pakuda mari yakakwana nechikwereti. Heino mutungamiriri anokurumidza:

    Mitemo yemadhigisi nehomwe

    Bhegi [ rinoderedza mari yako inobhadharwa mutero. Somuenzaniso, mari inoderedzwa $220 [$2] kana uri muboka re2%. Bhegistiki inoderedza mari yako yemutero ye $6 000 (Z $56) mumitero.

    Zvikomborero zvinowanzoitwa ndeizvi:

    • [[[FOL:0] Chikwereti chemari inotambirwa (ETC): Nokuda kwavashandi vanotambira mari yakaderera kusvikira kuinodzika; inodzoserwa.
    • [ Mutero wavana:[ Kukwira kusvikira ku $2 000 pamwana ari pasi pe17 (zvisingaganhurirwi).
    • [[NHAU] American Opportunity Is: nokuda kwemibhadharo yekoreji (kusvika $2,500 pamudzidzi).
    • [ Credit: Nokuda kwedziyo ipi neipi (kusvikira ku $2 000 padzokero).
    • Credit comment: nokuda kwemipiro yokurega basa kana mari yakaderera.

    Zvimwe zvinongoshandiswa:

    • Desitiki yakaenzana: $4 600 nokuda kwemafaira mamwe muna 2024 (yakagadzirirwa kukwira kwemitengo).
    • yakaisa mari yakatapurwa:[ favo yemari, mitero yehurumende neyomunzvimbomo (yakaiswa pa $10 000), mipiro yorupo, ndyiko dzezvokurapa dzinopfuura 7.5% yeAGI.
    • [[[FT:0] Mubereko wechikwereti wevasina kuronga: Kukwira kusvikira ku $2,500.
    • Mipiro yeIRA yemagamuchidzanwa: isingabviri zvichitsamira pakuwana mari uye gadziriro yokurega basa.

    Shandisa IRS Access neDhectroscopes peji kuona kana uchikwaniriswa. Mafaira akawanda anofuratira zvikwereti zviduku zvinogona kuwedzera.

    Dzivisa Kubiridzira Mitero PaIndaneti

    Kunyange kana mapurogiramu ekombiyuta akapinda, kanganisa. Ngwarirai idzi ngozi dzinoitika nguva dzose:

    • Kudzosa kana kuti kurasisa SSNs: Chisakiso chikuru chokurambazve.
    • [ Kufara kushuma mari yose: IRS inogamuchira makopi ose W-2 na1099. Kuisa mumwe kunogona kunyandura chiziviso cheCP2000.
    • Kusarudza mugariro wehwiro usina kururama: Kurongedza kwakaparadzana kazhinji kazhinji kunoguma nomutero wakakwirira kupfuura kunyora mapepa ezvikamu, kutoti migariro chaiyo ichishanda.
    • [ zvikanganiso munhamba dzeakaundi yebhangi: Traise redifiti rePrequence inogona kunonotsa kudzokororwa kwemwedzi.
    • Kusanzvera misengwa yemitero yehurumende: Kana ukatama kana kuti kushanda munyika dzakawanda, ungada kunyora inopfuura hurumende imwe.
    • [[FLT: 0] Kutarira zvinhu zvemichina kushuma: Chifo cha 2020, IRS inoda kuti ushuma kutengeserana kupi nokupi kwenhema kana kuti kwemichina.

    Shandisa shoo yesoftware inonzi "Review" uye nzvera nemaoko danda rimwe nerimwe. Kana usina chokwadi pamusoro pomubvunzo, bvunza zviwanikwa zveIRS kana kuti nyanzvi pane kufembera.

    Ronga Gore Rinotevera

    Kana wangochengeta, tanga maminiti mashomanene kuzvigadzirira umene nokuda kwomuitiro unotova unotsvedzerera gore rinotevera. Yadzisa kusashandisa IRS . Kana une chikwereti cheEstam Estemitor . Kana une chikwereti chikuru, wedzera mari yako kana kuti bhadhara inofungidzirwa. Kana wakagamuchira trand, rangarira kuderedza kubvisa kwako kuti uwanze mari yokutora musha wako mugore rose.

    Uyewo, kana upenyu hwako huchichinja pari zvino, kufanana nebasa idzva, muchato, kana kuti kutenga musha, kuronga mutero maererano nezvaunoda.

    Mitero inotsvedza paIndaneti haifaniri kuva inonetsa. Nokunzwisisa zvirongwa, kusarudza purogiramu yekombiyuta yakarurama, kugara wakarongwa, uye kuongorora mashoko ose, unogona kushandisa nguva yemitero nechivimbo. Kana ukatarisira chinhu chose kana kuti uchitsvaka nhungamiro yenyanzvi, chinhu chinokosha kugadzirira. Tanga nokukurumidza, tanga chengeta zvinyorwa zvakarurama, uye shandisa midziyo iripo. Nemashoko aya, unogona kunyora mitero yako zvakanaka paIndaneti uye zvimwe kutodzorera mari yakawanda muhomwe yako.