Kunzwisisa Mitoro Yako

Usati watanga kubhadhara mitero yako, kunokosha kuva noungwaru hwakajeka hwemitero yako. Musengwa wako unotsamira pamugariro wako wokurongera, manyuko emari inotambirwa, uye nzvimbo yokugara. IRS inotarisira vanhu namabhizimisi kushuma mari yose yaunotambira (kana iri pamubhadharo, basa rokuzvibhadharira, mari yokutenga mari, kana kuti kubhadharwa kwemari) pasina kubviswa zvakananga nomutemo. Kukundikana kushuma mari kunogona kutungamirira kuzvirango, mhindu, uye kunyange kudzosera.

Kutanga, zivisa manyuko ose emari inotambirwa. Marudzi anozivikanwa anobatanidza W-2 mari inobva kuvashandirwi, 1099-NEC kubva kurusununguko kana kuti basa, mari yokurenda, mhindu, mhindu, mari inowana mari, uye umoni. Kunyange mari inobva kumakwikwi ezvemari akaita seUber kana kuti Airbnb inobhadharwa. IRS inorondedzera mari yose yaunotambira se “mari yose inobva kunzvimbo ipi neipi yakabva,” naizvozvo nguva dzose inokanganisa parutivi rwekushuma.

Tevere, sarudza nzvimbo yako yokuisa mari. Mitemo mishanu yemari inonyorwa. Nhamba shanu yemari inobhadharwa neyakaroorana, Kurongeka Kwakaparadzana, Musoro Weimba, uye Qualisating Priesten(er). Kubvisa mwero wako wemitero, mari inoringana, uye kukwanisa kwezvimwe zvikwereti. Somuenzaniso, Musoro Wemhuri unoda kuti ubhadhare inopfuura hafu yemutengo wokuchengeta musha nokuda kwomunhu anokwaniriswa. Kusarudza mugariro wakaipa kunogona kuguma nokuripira kana kuti kubhadhara mitero yakaderera.

Pakupedzisira, inzwisisa mwero wemitero inoshanda kubhurokwa rako rinotambira mari. U.S. inoshandisa gadziriro inofambira mberi yemitero ine mabhuraketi manomwe (10%, 12%, 22%, 24%, 32%, 35%, uye 37%). Mari iri mubhuraketi imwe neimwe inobhadharwa pamwero iwoyo bedzi. Kuziva mwero wako womucheto inobetsera kuronga (g.g., kusarudza kana ungapa IRA kana kuti Roth IRA).

Nokuda kwenhungamiro ine udzame zvikuru, nongedzera kunhungamiro yeIRS Taxis yaVanhu vamwe navamwe (IRS Peji yapaji)[[FT:1] nePURO:1 [[FUB]] (UB 501 – Fiting Strate).

Kuunganidza Mapepa Anodiwa

Mapepa emitero akarurama anotsamira papepa rakakwana nerakarongwa. Tanga kuunganidza mafomu, marisiti, uye mashoko pamberi chaipo pekuronga nguva. Heino ndandanda yakakwana:

  • Mapepa anowanwa: W-2 kumushandi mumwe nomumwe, 1099-NEC nokuda kwebasa rokuzvishandira, 1099-INT nokuda kwemhindu inopfuura $10, 1099-IV nokuda kwemibayiro, uye 1099-B nokuda kwemibereko. Kutenga nokusatendeseka, ungagamuchira 1099-B kana kuti kushaiwa kuzvishuma.
  • Déduction naMapepa Anobva: Mazita emipiro yorupo (kash neasiri macash), ndyiko dzezvokurapa, mhindu yembavara (Form 1098), hurumende nemitero yomunzvimbomo zvakabhadhara (mariti omutero wakafanira, W-2 inonyima), ndyiko dzedzidzo (FORm 1098-T, 1098-E), uye ndyiko dzebhizimisi nokuda kwebasa rako umene (g., hofisi, migove, matanda).
  • Mapepa Awo Oga: Nhamba dzeNhare yeSocial Security nokuda kwako, mukwanyina wako, uye vanotsamira pako, pamwe chete nedzorerwo yomutero wegore rapfuura (kufungidzira mari kana kuti marefu).
  • Mafomu eInishuwarenzi yeHealth: Mafomu 1095-A (Progiramu dzomusika), 1095-B (mushandi anozvirongera amene), uye 1095-C (chitsama chebasa chinopiwa mushandi). Chirango chimwe nechimwe chakabviswa nokuda kwa 2019 zvichienda mberi, asi uchiri kuda kushuma chinyorwa.
  • [[[NHAU]] Gore Rakadzorwa kana kuti Udzame Hwokubhadharwa: Kana une chikwereti kana kuti uri wakafanirwa neraundi, nyora mashoko eakaundi yako yebhangi nokuda kwechitsama chakananga kana kuti kunzvera udzame hweakaundi nokuda kweripi remagetsi.

Kushandisa basa regore rakachengeteka rakadai seGoogle Drive kana kuti Rockbox kunogona kudzivisa kurasikirwa. Kune vanani vebhizimisi, funga nezvesoftware inochengetera mari inongoda mari yoga yozoshandisa.

Kana uri kurasikirwa neW-2, onana nomushandirwi wako nokukurumidza. Kana usingaigamuchiri naFebruary, IRS inogona kubetsera kupfurikidza ne Dda chishandiso chayo chokunyorera . Nokuda kwezvimiro 1099, muripi anofanira kuzvigovera panosvika January 31.

Kusarudza Mutero Wakarurama

Mashandiro aunosarudza ndiwo anoratidza kuti unoshuma sei mari yaunotambira, kuti unoda marii, uye kuti unoda kubhadhara sei zvikwereti, uye kuti unoita sei mutero wakaita sei.

  • FORm 1040 - Chimiro chomupimo chainenge vateresi vemitero vose. Inobatanidza mari inotambirwa, mabasa anozvishandira, mhindu dzamadzimbahwe, mibayiro, uye zvikwereti zvizhinjisa. Ine marusarudzo mashoma kupfuura amakore 1040, asi ungada marusando okuwedzera (Prositemu 1 nokuda kwemari yokuwedzera, Sanda A nokuda kwemiteshi yezvitsananguro, Shinde C nokuda kwemhindu yebhizimisi/ros, Shonda yemily D nokuda kwemiwaro yemari yapamusoro).
  • FORm 1040-SR - Yakagadzirirwa vakura (adhi 65 kana kuti kupfuura). Ine mabhii makuru zvikuru uye inobatanidza chati yezvitsaru yemafaira evakura. Mafaira mazhinjisa ane makore 65 anogona kushandisa chimiro ichi kunyange kana ane migariro yakaoma.
  • FORm 1040-NR - Nokuda kwavatorwa vasina nzvimbo vanopinda mari yakabatana nenzira inobudirira nebhizimisi reU.S.. Kana uri munhu wokumwe ane kadhi regirini reU.S. kana kuti kuvapo kukuru, ungava mugari wokumwe.
  • FORm 1040-X - Inoshandiswa kudzorera kudzokera kwakachengetwa kare. Kana ukawana chikanganiso pashure pokuisa (mutoo, wakarasikirwa nedefiti kana kuti mari yakashumwa zvisina kufanira), une makore matatu kubva pamusi wedindiro yapakuvamba kudzosa.

Mabhizimisi navanhu vanozvishandira vangadawo kunyora mafomu okuwedzera anofungidzirwa kuva zvikamu zvina zvemitero (Fom 1040-ES). Kana une vashandi kana kuti uri muS-Corp, mafaira anobhadhara mitero yakaparadzana.

Kuti uone nzvimbo yokugara (mumwe mugari kana kuti asina mumiririri), ona IRS Publication 519.

Kuvazhinjisa vateresi vemitero, IRS inorumbidza sherufu yemagetsi (e-file) nemhaka yokuti inoderedza zvikanganiso nokumhanya kugadzirwa. Shandisa IRS Free File kana mari yako yakagadziriswa iri pasi pe $73 000, kana kuti kushandisa purogiramu inobhadharwa yakadai seTurboTax, H&R Block, kana kuti FreeTaxUSA.

Kuzadza Mutero Nhanho Nenhanho

Danho 1: Tanga Mashoko Ako

Tanga nezita rako, Nhamba yeSocial Security, kero, uye mafashoni. Kunyorazve mazita mawirirano neredhibhurobhu dzeSocial Security(-mismates) kunganonotsa kunyora mashoko eIRS. Kana une wawakaroorana naye, batanidza mashoko avo. Kana uine vadivi, SSNS, uye ukama newe. Munhu mumwe nomumwe anofanira kuva neSSN, ITIN, kana kuti ATIN kuti anzi.

Nhano 2: Udza Vose Vari Kuwana

Chitsama chokuendesa kubva kumagwaro ako kuenda kumitsetse yakafanira. Nokuda kwemibhadharo W-2, shandisa Bhokisi 1 nokuda kwemari yokushanda paPhemily C, shuma marisiti akakomba abvisa ndyiko dzebhizimisi. Nokuda kwemhindu nemhindu, shuma hwerengedzo kubva kuzvimiro 1099. Usakanganwa kubatanidza muripo wourovha (Fm 1099-G), muripo wedare rinobetsera, kuwina, uye chikwereti chipi nechipi chinokanganwirwa (Fm 1099-C).

Kukanganisa kunozivikanwa navose: Kuisa zvikamu zviduku zvemativi (mutoo, $500 kubva murusununguko) kana kuti kuisa zvisakafanira vashandi savagadziri vakazvimirira. IRS yapamhenesa 1099-NEC inoumba nokudzoka kwako. Kana nhamba dzacho dzisingawirirani, ungawana tsamba.

Danho 3: Itaura Kuti Kudzidzisa Nezvaunoda

Sarudza kana uchifanira kutora mutengo wakafanira kana kuti kuisa zvinhu. Kuderedza kwomupimo nokuda kwa 2024 i $1,600 nokuda kwamafaira mamwe, $4 200 nokuda kwemapepa akarongedzerwa akaroora, $21 900 nokuda kwomusoro wemba. Kana ndyiko dzako dzinokodzera (mubereko wemari, mitero yehurumende, mipiro yorupo, ndyiko dzezvokurapa dzinopfuura 7,5% yeAGI) dzinopfuura chitsama chomupimo, tsaura uchishandisa Shemeter A.

Zvitsama zvinodavirwa: Mubereko wechikwereti wavadzidzi (kusvikira ku $2,500), ndyiko dzomudzidzisi (kusvikira ku $300), mipiro yemari yokuchengeta zvoutano, uye mipiro yeIRA. Zvikwereti zvinotokosha zvikuru nemhaka yokuti zvinoderedza mari yomutero nokuda kwedolar. Zvikwereti zvisingadaviriki: Kupiwa Iniverse Taxis (EITC), Child Treasurer (Kusvika ku $2 000 pamwana mumwe), Child ne Chenvo Crence, American Observective Leasurective (dhis) uye Varungu Varindi vemari yokurega Basa.

Danho 4: Cherechedza Kukosha Kwako Kwomutero

Shandisa mari yomutero kumari yako inobhadharwa (AGI inoderedza mari inobhadharwa). Shandisa IRS Tables Tables yeTrutho kana kuti Computation Mecation Messicor shall Meccom. Cheki yezvikamu zviviri zvemhindu zvemasvomhiti; purogiramu yesoftware inobata izvi mugariro. Kana une mari yokuzvishandira, SE (.3% yemari inobhadharwa yemambure) uye wedzera kumitero yemari inobhadharwa. Uyewo, cherechedza kana une chikwereti cheTS $8.8% pakuripi yemari iri pamusoro pezvikumbaridzo) kana kuti Medicasarias .

Nhano 5: Rongai Vapi Nevapi Nevapi

Gadzirisa zvikwereti zvipi nezvipi zvawatoita (kunyima W-2, mitero inofungidzirwa, gore risati rasvika). Muuyo wacho mungava mutero (kana wakaipa, une chikwereti) kana kuti urefounded (kana wakarurama). Kana marendi, sarudza mari yakananga yokupfuudza nokukurumidza. Mabhangi mazhinji anopa kusvika kwapakarepo. Mitero, unofanira kubhadhara panosvika April 15 kuti usabhadhare kukundikana kubhadhara zvirango.

Kudzokorora Nokusimbisa Kudzoka Kwako

Kuongorora IRS kunoratidza kuti 20% yemazamu acho ane mhosho. Nyaya dzinowanzotaurwa:

  • Mukusainwa SSN - Rimwe digit rinogona kuparira kudzoka kurambwa.
  • [ Mhosho [ - Zvikurukuru mukuverenga hwerengedzo dzomutsetse kana kuti mutero kubva patafura.
  • Kuisa rudungwe - Kukanganwa kubatanidza Purogiramu A, C, kana D apo kunodikanwa.
  • Nhamba dzeakaundi yebhangi yeWarleng nokuda kwechitsama chakananga kana kuti debit.
  • Isaini nemusi[ - mapeji anodzorwa anofanira kusainwa uye kunyorwa misi; e-files inofanira kushandisa PIN (yakasarudzwa gore risati rasvika kana kuti kodhekisi yeTP kubva kuIRS).
  • [ Kushuma mari [ – somuenzaniso, kushuma mari yebhizimisi yakakomba panzvimbo pemhindu yemambure.

Shandisa chishandiso cheIRS chinopa mitero chinobatsira kuongorora kuti zvikwereti zvakanaka here. Rangarira kuva nachiremba wemitero kana kuti shamwari inovimbwa naye achihwirudzura kudzoka kana usina chokwadi. Kana ukashandisa purogiramu yekombiyuta, shandisai macheki ose ezvikanganiso zviripo. Zvirongwa zvakawanda zvinopa “hwirudzuro yematombo” inosimbisa minda yabviswa.

Chengeta kopi yako yedzokero yako, mapepa ose anotsigira, uye tsikisiro yokuti wakaisa (nhamba inogamuchirwa kana kuti risiti inotumirwa). IRS inogona kukutumira mashoko makore gare gare, naizvozvo kuchengetwa kwezvinyorwa kwakakomba(whengedzo, kuchengetera kwamakore anenge matatu (makore matanhatu kana usati washuma mari inotakurwa navanopfuura 25%).

Mitoo yokunyengedza: E-File v. pepa

Une nzira mbiri huru dzokutumira kudzokera kwako kuIRS: nekombiyuta kana kuti neposi. Indaneti inopiwa mashoko akawanda nemhaka yokuti inokurumidza, yakarurama zvikuru, uye unogamuchira kusimbiswa kwapakarepo. IRS inoita kuti idzoke mumazuva 21 (kana kuti shoma nokuda kweidzenzi). Zvigadzirwa zvakawanda zvesoftware zvapachena uye zvinobhadharwa zvinotsigira e-file.

Papu inononoka uye inopa zvikanganiso zvakawanda. Kana ukatumira pepa rekudzosera, shandisa kero yakarurama yakavakirwa pamugariro wako uye kana uchibatanidza muripo. Kuronga kunogona kutora mavhiki 6-8 kana kuti kupfuura. Nokuda kwa 2024, IRS inopawo mutyairi weFiriji mudzimwe nyika, ichikubvumira kugadzirira nokutumira paIRS / wakasununguka chose chose. Nzvera website yeI yeIVT]

Kana une chikwereti, unogona kubhadhara nekadhi rechikwereti (nemubhadharo wokugadzira) kana kuti kupfurikidza nemari yokubuda muakaundi yepabhangi. Nokuda kwaavo vasingagoni kubhadhara zvizere, IRS inopa zvibvumirano zvechitsama chamaakaundi (asi mubereko nezvirango zvichiri kuwedzera. Chenjera: kuripira nekadhi rechikwereti kungadhura mari yakawanda nemhaka yemitero, naizvozvo rangarira ndyiko yacho mukurwisana nebetsero.

Kuisa mutero mubhengi iri chimwe chinhu. CPAS, vanyoresi, uye magweta emitero zvinogona kugadzirira kudzokerwa, kukumirira munzvero, uye kugovera zano. Zvisinei, iva nechokwadi chokuti mugadziri ane PTIN inoshanda (Gabhatation Idefinition Request) uye haisi “mugadziri wemitero.” Iwe pakupedzisira une mutoro nokuda kworurama kwedzorero.

Kana Uine Mitero: Kubhadharwa Kwemari uye Kubhadharwa Kwechikwereti

Mitero inocherwa inogona kuva inodzvinyirira, asi une zvisarudzo zvokutarisira nokudzivisa zvirango zvinodhura. IRS inoraira chirango chokukundikana 0.5% pamwedzi pachiyero chisingabhadharwi, uye mhindu (mwero wenguva pfupi yehurumende pamwe chete ne 3%). Kumisa wachi yechirango, ripa yakawanda sezvaunogona panosvika April 15.

Sarudza mutoo wokubhadhara:

Usatongofuratira chiziviso cheIRS. Kana usingagoni kubhadhara, nyorera IRS ichiita misikanzwa. Chishandiso cheIP Pline Peparension Aprrect [ chinokubvumira kutanga gadziriro pasina kuridza runhare. Dzivisa kutora chikwereti chakakwirira chinobhadhara mitero kana kuti kunonoka kubhadhara zuva rokubhadhara mitero; panzvimbo pezvo, shandisa sarudza raIRS rakaderera zvikurusa.

Kutsvaka Kufara Kwako Nokupedza Nguva

Kana wakafanira kubhadhara mari, sezvingabvira unoda nokukurumidza sezvinobvira. Nzira inokurumidzisa ndeyokuti e-file ine nzvimbo yakananga. Unogona kunzvera mugariro uchishandisa IRS “Wwww Wangu Unoda?” chishandiso ([] mubhadhari wemutero [). Uchada nhamba yako yeChengetetion Security, mamiriro echite, uye chitsama chakakwana. Chishandiso chinogadziridza kamwe chete mumaawa 24 ose, kazhinji kazhinji kacho.

Nguva yakagadzirwa:

  • E file ine chitsama chakananga [ - mazuva 21 (isingasarurwi mukati mamazuva 14-21).
  • Pepa rePurce inodzoka nenzvimbo yakananga [ – 4 kusvikira ku6 kumwero.
  • Pepaji inodzoka nokuongorora – 6 kusvikira ku8 kvhiki.
  • [[FT:0] E . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Kunonoka kunoitika kana zvikanganiso zvokudzosera zvichiitika, zvisipo, kana kuti zvaiswa pachena kuti ndezvechokwadi. Kana parafu yako ichinonotswa kudarika mazuva 21 nokuda kweipeji kana kuti mavhiki 6 nokuda kwepepa, dana IRS pa 1-800-829-19. Uyewo, cherekedza kuti IRS haigoni kubudisa maregisi okudzoka achitaura kuti mari yeCheedtswo yeChegis kana kuti yowedzera Child Tax Cricesss Prece iri pamberi pepakati-FEBruact. IRS inobudisa marends anotanga March 1 nokuda kwemafaira.

Kana uchifunga kuti mari yako yabiwa kana kuti uri nyajambwa wekuba chizivikanwo chine chokuita nemitero, mafaira anoumba 14039 (Indatiso yeIFIDAvit) uye kutevera miitiro yeIRS Universe Protection Speciated Unit. Nhano dzinobatanidza kuwana Chiteshi chePN (IPPIN) pa DZODZOROWA PIN.

Kuramba Takarongeka Nokuda Kwegore Rinotevera

Nzira yakanakisisa yokuderedza nayo kunetseka nemitero kuronga kwegore rose. Kushandisa gadziriro inoshanda kwauri:

  • Shinongedza chisaririra chemitero chemitemo - Shandisa chisaririra chegore chakachengeteka (jere, Google, OneDrive) nezvisiiwa zvemari shomanene nokuda kwegore rimwe nerimwe remutero. Chengeta makopi ezvinyorwa zvose zvemari inosaiwa (W-2, 1099s), makiriti nokuda kwendyiko dzinobhangirwa, zvitatiro, uye mabhangi atangira.
  • Ndyiko dzeTrack mugore rose [ - Kana iwe uchishanda iwe umene kana kuti une zvitsama zvakawanda, shandisa app yakadai seCheckbooks Personal-Employd, inopa mari, kana kuti kunyange shopu yakapfava. Rekoda mari, maira, uye zvokudya zvebhizimisi sezvo inosvika.
  • Chengeta karenda yemitero inotarwa [ – Mako misi yemitero inofungidzirwa kuva misha mine zvikamu zvina yazvino uno (April 15, June 15, September 15, uye January 15 yegore rinotevera) uye nguva yokunyora chinyorwa chegore negore.
  • shandisa maakaundi ebhangi akasiyana - nokuda kwemari inotambirwa kana kuti kudivi rinomanikidzira, chengeta kaundi yokunzvera yakatsaurirwa nekadhi rechikwereti.
  • Ratidza kunyima kwako - Pashure pokunyora, shandisa IRS Mutero Unodzosa ( chishandiswa charo ) kuona kana uchifanira kugadziridza W wako kuti udzivise kunyanyokura kana kuti mutengo usingakarirwi gore rinotevera.
  • Ameni kana uchida[ - Kana ukaona chikanganiso pashure pokuisa jiru rekare, mepu 1040-X nokukurumidza. Unowanzova namakore matatu kubva pamusi wapakuvamba wakafanira kusvikira kukudzosa ndokuita kuti hwindo refuru.

Pakupedzisira, funga nezvemumwe chiremba wemitero kamwe chete pagore kuti akupe mazano anobatsira kuronga zvinhu, vangaona zvaungarasikirwa nazvo uye vangakubatsira kuronga mari yako nemitero yakaderera.

mhedziso

Kuderedza mitero yako zvakarurama hakusati kuri bedzi pamusoro pokunzvera bhokisi(*kukudzivirira pachirango, mabhadharo, uye kupotsa.

Kunyange kana muitiro wacho ukaita sowakawanda, une zvinhu zvakawanda zvaunogona kushandisa: website yeIRS, purogiramu yemitero inoremekedzwa, uye nyanzvi dzinokwanisa. Shandisa nhanho dziri muiyi nhungamiro kuvaka gadziriro inodzokororwa inoita kuti mwaka wemitero uve usina kunyanyonetsa gore negore. Kushandisa nguva yokuwana mari yemutero. (hwunotambira mari) uye ndyiko gore rose (hwunochinja kutemwa kwerimwe gore kukuva basa regore negore.

Yeuka, mitemo yemitero inochinja kazhinji kazhinji. Gara uchiziva kupfurikidza nokunzvera IRS Newsroom ([[FLT: 0]] IRS News House[[FLT: 1]]) uye rangarira kunyoresa kupepa remitero kana kuti kutevera mepu yemitero yakavimbika. Kana usina chokwadi, bhizimisi duku rebetsero yenyanzvi rinogona kukuponesa zvikuru muzvikanganiso uye kupotsa mikana.