Kutanga: Kuisa Nzvimbo Yemitero Semusha Werusununguko muIndia

Kuchinja kubva pabasa rinobhadharwa kuenda kubasa rokusunungura muIndia kukura kukuru kunopa kupfava, kuzvitonga, uye mukana wokuvaka chimwe chinhu chako. Zvisinei, kuchinja uku kunounzawo kudzidza kukuru mukutarisira mari yako, zvikurukuru ganhuriro dzako dzemitero. Kusafanana nebasa ramagamuchidzanwa apo mushandirwi wako anobvisa mutero pamavambo anogona kukuponesa pamitero (TDS) uye mirangariro yakawanda inopa mitero, somutungamiriri akasununguka achava nemhaka yemativi ose okunyoresa mutero – pakunyoresa mitero nokuchengeta zvinyorwa zvokudzosera mitero. Kuwana ikoku kwakananga kubva kumavambo kunogona kukuponesa pachirango (TS), fariro, uye nhamo. Iyi nhungamiro inonzwika ichafamba munhanho dzose kuti udzore zvakanaka, inoderedza mutero wako uye inovimbisa pamutemo, uye inochengetedza pamutemo mitemo yako.

Kunzwisisa Mutero Wako Somusununguki Webasa muIndia

Mumutemo wemitero weIndia, maraundi anorongwa se vanhu vanoshanda voga. Iyi shavo inotapura mashandire aunoita basa rako. kana kuti [FLT]prositions[. Mari yauchata inobatwa se "nobuda pabasa" kana kuti "kubhadharwa," zvichitsamira pamitengo yebasa rako. Iyi inotapura marongedzere aunogona kuita mari yako, uye mapire anoita kuti upedze mari yako. Muripo, 1961, inogovera mwero unofambira mutero unowedzera nokuda kwavanhu, uye mahara anowira pasi pemimwe mitero, inogoverwa kuti isaro yemitengo inotengo inotengwa.

Kureverwa Mutero Kunokosha Nokuda Kwavasununguki

  • Mutero unobhadharwa: Wakavakirwa pamubhadharo wako unobhadharwa (mari yose inobhadharwa isingabvumirwi), unobhadharwa semwero yebrocket inoshandisika nokuda kwavanhu vamwe navamwe.
  • Mutero weAdvance: Kana chikwereti chako chose chemitero pashure pokunge TDS ipfuura 7610 000 mugore remari, unofanira kubhadhara mutero wapachine nguva mberi mumativi mana (15% pakasvika June 15, 45% pakasvika September 15, 75% pakasvika December 15, uye 100% paMarch 15).
  • Makanaka neMitero yeBasa reBasa (GST): Kana jiko rako regore negore reaggrega kubva kumasangano ehhala rinopfuura 7620 lakh (2016 lakh nokuda kwemitengo chaiyo), unofanira kunyoresa GST, kudzosera GST painvoices, uye jira remwedzi nomwedzi/gore negore.
  • [ Mimwe mitero: Kutsamira panzvimbo yako, ungadawo kubhadhara mutero wenyanzvi kana kuti mimwe mitero yomunzvimbomo.

Kunzwisisa misengwa iyi ndiko kunoita kuti munhu aronge mitero.

Danho 1: Wana uye Vandudza Tsika Yako

Akhawunti Yechigarire (PA) iri mumurairo nokuda kwokuronga mitero yemari inobhadharwa, kugamuchira miripo kubva kuvatengi vanobvisa TDS, uye nokuda kwokutaura marefu. Kana uchitova nepanyuko yakabva mumazuva ako anocheneswa, iva nechokwadi kuti inoshanda uye yakabatanidzwa neAadhaar yako. Kana kusati. Ipai mari nokukurumidza kupfurikidza ne Department yeTDS. Chengeta udzame hwako hwechitsama, sezvauchavada nokuda kwokunyoresa, maakaunziro, uye mutengi muThineti muvo.

. . . . . . . . . . . . . .

Nhano 2: Sarudza Nzira Yako Yokuzvidavirira uye Chengeta Zvinyorwa Zvisingachinjiki

Semunhu akasununguka, unogona kusarudza pakati pe mercantile (acct) kana sh (recects) hwaro hwokuzvidavirira. Vatengi vazhinji vanosarudza pahwaro hwemari - ureko apo unoigamuchira chaizvoizvo, uye ndyiko apo unoibhadhara. Ikoku kwakapfava uye kunowirirana namashoko ako ebhangi. Upi kana upi waunosarudza, unoichengeta nguva dzose.

Zvinyorwa Zvokuchengeta

  • Zvinyorwa zvemari yaiwanikwa: Maritaivwo ose akakwidzwa, marisiti anobhadharwa (kusiiwa kwechibharo, makopi akachekwa, mari yemapikicha emifananidzo), uye TDS magwaro eTFM 16A anobva kuvatengi.
  • Mabhiri ezvishandiso: nokuda kwemidziyo (papoto, purogiramu yekombiyuta, Internet), ndyiko dzekufamba, rendi yehofisi (kana iri ipi neipi), mari yebasa (akaunzi yemari, magweta), mari yeinishuwarenzi, uye imwe bhizimisi ripi neripi.
  • Zvitatiso zvekadhi rechikwereti: Chengeta kutaura kwomwedzi nomwedzi sechibvumikiso chebvumirano.
  • [[[FOL:0] Zvibvumirano nezvibvumirano: zvibvumirano zveFreelance navashandisi zvinogona kubetsera kururamisa mari nendyiko.

Shandisa purogiramu inotemwa kuti uverenge kana kuti kunyange purofiti iri nyore kuronda chinhu chiri chose. Vavariro ndeyokuva nenzira yakajeka, inoongororwa inoita kuti zvive nyore kuongorora mitero uye kumira kunenge kuiongorora. Nokuda kwenhungamiro ine udzame, nongedzera ku shangu dzinooneka paraundi reflancer recure-recure [.

Nhano 3: Kunyoresa Nokushandira Pamwe

GST inowanzova nzvimbo inokangaidza zvikurusa nokuda kwemitemo mitsva inosunungura. Evalute kana uchifanira kunyoresa pahwaro hwako . Ikoku kunobatanidza hwerengedzo yemigove yose inobhadharwa, migove yakasununguka, uye kuendesa kunze kweIndia, inoverengwa pahwaro hweinter-Indiya. Kana pawiro pauri pakakwirira panopfuura 7620 lakh (2910 rakh nokuda kwematanho chaiwo akadai seJammu & Kashmir, Uttankakav, zvichingodaro), kunyoreswa kunobvumirwa.

Betsero Dzokunyoresa Nokuzvidira

Kunyange kana bhangi rako riri pasi pechikumbaridzo, kunyoresa kwokuzvidira kunogona kuva kunobetsera kana vatengi vako vazhinjisa vari mabhizimisi eGST anonyoreswa. Kunokubvumira kutora GST kubva kwaari, kuripira painvoice, uye kukumbira mutero wezvefaundi patenga kwako kwebhizimisi (semarapy, makombiyuta, mapepa eInternet). Zvisinei, kunowedzerawo mutoro unodzorwa — unofanira kudzoka (GST-3B mwedzi nomwedzi kana kuti nguva huru, uye GSTR-1 nokuda kwemigove yokunze) ndokuchengeta mapepa akakodzera.

Kana ukanyoresa pasi peGST, vatengi vako vanogona kushandisa mubatanidzwa wechikwereti chemitero pamuripi wako, uko kunogona kuita kuti mabasa ako ave anokwezva zvikuru. Asi yeuka: Unofanira kubudisa GST-complicant invoces nefaira zvinodzoka panguva kuti zvisadzoke. Teresa mukuru mukuru GST nokuda kwechinyorwa nokudzokoro.

Nhano 4: Ramba Uchingwarira Kuronga Kupa Rovero Yemari (Kudzidzisa 44 ADA)

Kana marii akakwana anobva mukusunungura (senyanzvi inodudzwa pasi peChikamu 44ADA, iyo inobatanidza mainjiniya, vagadziri vemapurani, vanohaya vaongorori vemaakaundi, vanyori vekambani, uye vamwe nyanzvi zhinji) asingapfuvuri 7650 lakh mugore remari, unogona kusarudza chirongwa [ chokubhadharisa mutero unobhadharwa. Musi weizvi, mari yako inorangarirwa kuva 50% yamaripi ako makuru. Haudi kuchengetedza mabhuku ane udzame enhauro kana kuti kudzorwa. Ikoku kunoderedza zvikuru ndyiko.

Nhamba yacho inokosha: Urongwa hwacho husingasarudziki. Kana ndyiko dzako chaidzoidzo dzakakwirira kupfuura 50% yamarisiti makuru, unofanira kusarudza ndokuverenga mari chaiyoiyo. Uyewo, kana wangosarudza chirongwa chinotevera, haugoni kusarudzazve umo kwamakore mashanu anotevera. Naizvozvo sarudza nokuchenjera. Kana uchida tsananguro ine udzame, ona rugwaro rweTSC [FLT] paChikamu 44A[FLT]].

Nhano 5: Kudziridza Kudzidza Pasi Pezvikamu Zvakarurama

Gadziriro inoshanda inogona kuderedza mari yako inotapurwa nemitero. Semubhadharo, unogona kuwana mari inoderedzwa nokuda kwendyiko dziri . Hedzino mari huru dzokurangarira:

Kutaurwa Kunowanzoitwa

  • Office rendi netiti thipatimeti: Kana ukarenda nzvimbo yokushandira yakaparadzana, rendi, magetsi, uye Internet. Kana ukashanda uchibva kumba, govera migove yemari yepamba (kuvhotera, Internet, rendi, mutero wezvinhu). Inivertime Metax Department inobvumira kuyera kune mufungo, asi iva akagadzirira kuiruramisa.
  • mutengo nemigove: Lappots, computer, mudhindi, chiteshi, maresitorendi, maraisensi ekombiyuta, uye serura. nokuda kwezvinhu zvinodhura pasi pe 7625 000, unogona kutora mari yakakwana mugore rokutenga. Nokuda kwezvitengwa zvakakwirira, kuderera kwemari kunoshanda.
  • [[[FOL:0] Nhambo dzomunzvimbomo nokuda kwemisangano yavanhu vakasununguka, misangano, uye nzendo dzinobatanidza bhizimisi. Chengeta marisiti nezvinyorwa zvemitemo.
  • [ Mibhadharo yemitero:[[FLT: 1] Mibhadharo yakabhadharwa kuhaya vatarisiri veakaundi, magweta, kana kuti vapi zano remitero kana kuti rapamutemo.
  • [[ITSOGURE] Mibhadharo yeIndasitiri yoUtano:[[FT:1] Inishuwarenzi yoUtano (DHAURORO), inishuwarenzi youpenyu (Upfumi 80C), uye inishuwarenzi yemari yebhizimisi.
  • Dzimwe ndyiko dzebhizimisi:[[FLT: 1] Mitengo yeWebsite yokugamuchira, mitero yenzvimbo, kushambadzira, kushambadza, kuzvinyoresa, mabhuku, kosi dzokurovedza, uye kunyange zvinozorodza nokuda kwavatengi (zvinozviisa pasi peganhuriro).

Uyezve, unogona kutora mari yakabviswa pasi peSahluko VI-A (80C, 80D, 80E, zvichingodaro) kuti uzvipinze uye uzvipinze muinishuwarenzi. Asi yeuka kuti: Iyi yakacherwa uye yakaparadzana nebhizimisi. Shandisa karata yemitero kana kuti bvunza CA kuti uigadzirise.

Kuranga: kungoti bedzi ndyiko dzebhizimisi chaidzoidzo.

Danho 6: Tsvakai uye Muripire Mutero Wamunofambira Mberi

Kusafanana navashandi vanobhadharwa TDS avo vakabvisa mubhadharo mumwe nomumwe, vabhadhari vanofanira kubhadhara mutero wavo pachine nguva mberi kana bviro yose ichipfuura 7610 000. Ikoku kunobatanidza mutero wemari inotambirwa pamwe chete neses. Kukundikana kubhadhara mutero pachine nguva mberi kunokweva mubereko pasi peChikamu 234B ne 234C – zvino 1% pamwedzi paripo.

Purogiramu Yemitero Yakarongwa

  • Pari kana kuti pamberi pa [[CK:0] Juni 15: Para inenge 15% yehwerengedzo yehwerengedzo yemitero.
  • Pari kana kuti pamberi pa [[TSV: 0] 01 [: Para zvinenge 45% zvinowedzera (kubatanidza June muripo).
  • Pari kana kuti pamberi pa [[[CK: 0] Decrets 15: Para inenge 75% yakawedzerwa.
  • Pari kana kuti pamberi pa March 15: Para 100% yasara.

Rangarira mari yako yakavakirwa pahedhi chaiyo nendyiko dzinozivikanwa. Unogona kuhwirudzura fungidziro dzakatevedzana kana mari yako ichichinja. Nguva dzose bhadhara paInday Taxi kupfurikidza neInicotal Taxil 280 (sarudza chikamu "0021" nokuda kwomutero wemari). Chengeta chibvumikiso chokubhadhara.

Kana uri pasi pegadziriro yokuzvitutumadza (Secostation 44ADA), uchiri kufanira kubhadhara mutero wagara wapiwa, asi munhevedzano imwe bedzi panosvika March 15 – unohesvurwa pamativi apakuvamba zvikurusa.

Nhano 7: Chengeta Kudzoka Kwako Mutero (IT) Nokururama

Freelances dzinofanira kunyorwa -3 (pakuwana mari yebhizimisi kana kuti basa ramabhuku eakaundi) kana kuti TRIT-4 (Shugamu) kana ukasarudza mutero unobhadharwa pasi peChikamu 44ADA. Musi wakafanira wekunyora ndi [[FLT:]] Joly 31 wegore rerangariro, asi kana uchidikanirwa kuwana nhau dzako dzinobhadharwa zvikuru (maripidhi akakwirira [1][FLT]

Mapfundo Makuru Paanenge Achibhururuka

  • Batanidza manyuko ose emari inotambirwa: kusunungura, mubereko webhangi, kuwana mari huru, kurenda, zvichingodaro.
  • Mushumo weTDS wakataura kubva kuvatengi – maererano neFor 26AS (mashoko ako echikwereti).
  • Ipa mari yose inobviswa uye inobviswa pamunhu.
  • Nyatsoongorora kuti kudzoka kwako pakombiyuta uchishandisa Aadhaar OTP, kuisa mari muhomwe, kana kuti kuisa mari pafoni.

Usaita zvikanganiso zvinozivikanwa nevanhu vose zvakadai sokusanyora mari, kusayananisa TDS, kana kuti kusanzwisisa purogiramu yacho.

Nhano 8: Nzwisisa Mutero Wekare Uchisarudza Nokuchenjera

Nokuda kwavasununguri, chisarudzo pakati pehurumende yekare yomutero (nemitengo yemitero) nehurumende itsva (mwero yakaderera asi isina mutengo) chakakomba. Hurumende yekare inokubvumira kutora ndyiko dzose dzebhizimisi netsatsanaso yeChitsauko VI-A, zvinogona kuderedza zvikuru mari inobhadharwa. Hurumende itsva inopa mwero yakaderera zvikuru asi inobvisa mari zhinjisa (kubatanidza Chikamu 80C, 80D, HRA, uye ndyiko dzebhizimisi kunze kwevashomanene).

Sezvo varegi vane ndyiko dzebhizimisi dzakawanda dzisingabhadhari, hurumende yekare inodokuva inobetsera nguva dzose kutoti marisiti ako makuru akaderera zvikuru uye usina ndyiko. Shandisa calculator yemitero kuti uite chisarudzo chegore rimwe nerimwe. Unogona kuchinja pakati pehurumende gore negore, asi kana wangosarudza mutero unotevedzerwa, haugoni kutorazve makore mashanu (kusiyanisa nokusarudzwa kwehurumende).

Danho 9: Ronga Nokuda Kwokurega Basa Nechengeteko Yenzanga Semudyandigere

Vatarisiri vemitero havasati vachingova bedzi pamusoro pokuteerera – kuri kudokuva chivako chepfuma chenguva refu. Rangarira kupa mari kumaakaundi omudyandigere anopa betsero dzemitero:

  • [Public Placent Fund (PPF): Kukwira kusvikira ku 761.5 lakh pagore kunokwanirisa nokuda kwechitsaru pasi peChikamu 80C.
  • Panyika Pension System (NPS): Kuderera kwokuwedzera kusvikira ku650 000 pasi peChikamu 80CCD(1B) kupfuura napamusoro pe 80C.
  • [ Kusainwa Kubatanidza Kuchengeteka (ERS): Kuisa mari yeMitero nekiyi yegore rechitatu.

Uyewo, funga nezvokutenga inishuwarenzi youtano (inishuwarenzi 80D) uye inishuwarenzi youpenyu hwose kuti uzvidzivirire nemari.

Nhano 10: Dzivisa Kukanganisa Kunoitwa Nevanhu Vanobhadhara Mitero

  • Kushora mutero wapamberi: Vabudisi vazhinji vegore rokutanga vanofunga kuti vanogona kuripa chinhu chiri chose panguva yokunyora, kuchitungamirira kuzvirango zvemubereko.
  • Kusanyoresa GST pasinei zvapo nechikumbaridzo: Kunyange kana ukakanganwa, dhipatimendi ringaronda kubuda kwako mumashoko eTDS evashandisi uye zvirango zvelevy.
  • Kuisa chikwereti cheTDS: Zvitengi zvinowanzobvisa TDS pasi peChikamu 194C kana 194J. Cherechedza Frame 26AS ndokunyora mutengo mumwe nomumwe. Kana mutengi akakundikana kuisa TDS, ungasawana chikwereti; tevera pamusoro.
  • [ Kuisa ndyiko dzomunhu oga sendyiko dzebhizimisi: Kuchengeta musiyano wakajeka pakati pomunhu oga nebhizimisi. Dhipatimendi rinogona kubvisa nokuranga.
  • Chirango chakaipa chinonzi ITR: Ushandisi ITR 1 (Sahj) chinorehwa nokuda kwavanhu vakaripirwa hachina kururama uye chichatungamirira kukunonoka kudzokera.

Kuti udzivise idzi mhinganidzo, chengeta karenda yomutero ine miganhu yenguva yokufanopiwa mutero, GST inodzoka, uye kuisa zviyeuchidzo.

Nguva Yokunzvera Bhuku Rakanyorwa (CA)

Nepo vakasununguka vachigona kutarisira mapepa makuru emitero, betsero yenyanzvi inova inokosha apo:

  • Marisiti ako makuru egore negore anopfuura 7650 lakh (chinodikanwa chouzivi).
  • Une hova dzakawanda dzemari inotambirwa kana kuti vatengi vokumwe.
  • Unogamuchira chiziviso chomutero kana kuti wakasarudzwa kuti unzvere.
  • Hausi nechokwadi pamusoro pemaderedzero akaoma kunzwisisa kana kuti kurongwa kweGST.
  • Unoda kuderedza mutoro wemitero kupfurikidza nokuyera struct iri pamutemo (mutoo, kuumba femu yakaganhurirwa yapachivande kana kuti yebatira pamwe).

CA yakanaka inogona kukuchengetedza mari yakawanda zvikuru kupfuura yavanochengeta mutero uye kudzivirira zvikanganiso zvinodhura.

Kutarira Mberi: Kubhadharwa Nemitero

Hurumende yeIndia iri kuwedzera kuwirirana nemitero. Incomendi Retach Department zvino inoshandisa mashoko akabva kumabhangi, magedhi, uye GST zvinodzokera kudzorero dzapasati pazarwa nokuwana kusawirirana. Sezvinoziviswa mubhadhari, nechokwadi chemari yako yose inoziviswa, uye mari yose inotsaurwa. Shandisa maakaundi ebhizimisi ndokudzivisa mariti emarizi pamusoro pe 762 lakh.

Uyewo, ngwarira . Kana ukagamuchira mari kubva kune imwe nyika yakadai sePayPal, Gregroup, kana kuti kutumirwa kwebhangi, unovimbisa kuti uwirirane nemitemo yokumwe yokuchinjana uye ushuma zvinhu zvokumwe kana zvichidikanwa.

Mugumisiro: Vaka Bhizimisi Rokusununguka Mutero

Kugona kudzora mitoro yemitero nenzira inobudirira hakusati kuri bedzi pamusoro pokudzivisa zvirango bedzi — kuri pamusoro pokusunungura dzimbahwe kuti udzore unyanzvi hwako, maturusi, uye kukura.