Table of Contents

Iinzuzo zikarhulumente zibalulekile ezilungiselelwe ukulungiselela ukubonelela uncedo lwemali, unyango lwezempilo, inkxaso yokutya, uncedo lwezindlu, nezinye iinkonzo ezibalulekileyo zokulungiselela abantu neentsapho kulo lonke elaseUnited States. Ezi nkqubo ziluncedo kakhulu kwizigidi zabantu baseMerika, zinceda ekunciphiseni ubuhlwempu, ekukhuthazeni unqabiseko kwezoqoqosho, nasekuphuculeni umgangatho wobomi. Ukuqonda indlela urhulumente anceda ngayo, abafanelekela ngayo, nendlela yokufumana ezi zixhobo kunokwenza umahluko omkhulu kubomi babo bajamelana nobunzima bemali okanye ezinye iingxaki.

Nokuba ngaba ungummi okhulileyo, ummi ofumana imali ephantsi, umntu oneziphene, okanye umntu oneengxaki zemali zokwexeshana, kukho iinkqubo ezininzi zikarhulumente eziluncedo ezifumanekayo ukukunceda. Olu khokelo lunentsingiselo luza kukuhambisa kwiingenelo ezingundoqo zikarhulumente, luchaza iintlobo ezahlukeneyo zoncedo olukhoyo, iinkcukacha zeemfuno ezikhoyo, kwaye lunika ulwazi olusebenzisekayo malunga nenkqubo yesicelo.

Ukuqonda Iingenelo Zikarhulumente: Indinyana

Iinzuzo zikarhulumente ziquka iinkqubo ezininzi ezinikezelwa kumgangatho wesizwe, wesizwe, nowasekuhlaleni. Ezi nkqubo zixhaswa ngemali ngee-dola zerhafu kwaye zenzelwe ukunceda abantu neentsapho ezifikelela kwiimfuno ezithile. Injongo ephambili yezi nzuzo kukuqinisekisa ukuba bonke abantu baseMerika bayakwazi ukufumana izinto ezisisiseko ezifana nokutya, ukunyamekela impilo, ukuhlala, kunye nenkxaso yengeniso ngamaxesha ayimfuneko.

Iinkqubo zorhulumente eziyingenelo ezisebenza phantsi kolawulo olungqongqo olumiselwe ngumthetho kwaye zihlaziywa rhoqo ukubonakalisa utshintsho kwiimeko zezoqoqosho, iindleko zobomi, kunye nezinto eziphambili. Iinkqubo ezininzi zisebenzisa iFederal Ubuhlwempu (FPL) njengesiseko ukumisela ubunjani, nangona iinkqubo ezininzi zimisela i-inguqu kwipesenti yeFPL, enjenge-888% yeMedicaid kumaphondo okwandisa okanye 130% ye-SNAP.

IFPL isekelwe kubungakanani bendlu kwaye ilungiswa nyaka ngamnye ukubonisa utshintsho kwiNguquko yeCumer Price for All Urbans (CPII-U). Ngo-2026, kwintsapho enamalungu amane, yanyuka ngama-R350 (ukususela kuma-R3,150 ukuya ku-3,000), malunga nolwandiso lwe-2,2%. Olu hlengahlengiso luthetha ukuba abantu abangakumbi banokufanelekela ingeniso esekelwe kwi-2026, njengoko izilingi zengeniso zinyukile.

Iintlobo Ezinkulu Zeingenelo Zikarhulumente

Inzuzo karhulumente ingabekwa kwicandelo elibanzi kwiintlobo ezininzi ezingundoqo, nganye ithetha ngeemfuno ezahlukeneyo kunye nokunceda abantu abahlukeneyo. Ukuqonda ezindidi kunokukunceda uqonde ukuba zeziphi iinkqubo ezinokuchaphazela imeko yakho.

Iinkqubo zoncedo lwezonyango

Iinkqubo zoncedo lokutya zinceda abantu abafumana ukutya okuncinane kunye neentsapho zithenge ukutya okunesondlo. Eyona nkqubo yaziwayo kulo didi yi-Someral Nutrition Application Program (SNAP), eyayisaziwa njengezitembu zokutya. ngaphambili zaziwa ngokuba "zitempe zokutya," iSomeral Nutrition Active Program (SNAP) inokukunceda uhlawule ukutya ukuba ufumana umvuzo omncinci.

Nangona iSNAP iyinkqubo karhulumente, abameli bakarhulumente baqhuba inkqubo kwii-ofisi zasekuhlaleni. Nyaka nganye, iingenelo ze-SNAP zongezwa kwikhadi le-Ectronic Gave (EBT) lokusebenzisa xa uthenga ukutya. Ikhadi le-EBT lisebenza njengekhadi ledebit kwaye linokusetyenziswa kubathengi abagunyazisiweyo abamkela i-SNAP.

I-SNAP elpigable ixhomekeke kwiimeko ezininzi. Ingeniso eninzi yenyanga — oko kukuthi, ingeniso yendlu phambi kokuba naziphi na iintengiso zodweliso lwenkqubo zisetyenziswe — jikelele kufuneka ibe ngaphantsi okanye ngaphantsi kwe- 130% yomgca wobuhlwempu. Kwi-fiscal ngonyaka wama-2026, umgca wobuhlwempu osetyenziswayo ukubala i-SNAP kwiinzuzo kunyaka wama-2026 yimali engu-R3,221 ngenyanga. Ngalo ndlela, i-30% yomgca wobuhlwempu wentsapho ethathu ngu-3,8888 ngenyanga, okanye malunga no-R34,666 ngonyaka.

Kwanabo bangenamakhaya banokungenelwa yiSNAP, njengoko usenako ukufumana iingenelo zeSNAP enoba awunayo idilesi, indawo yokuhlala, okanye indawo yokuphekela ukutya.

Iingenelo Zonyango

Iingenelo zonyango zimele olunye lwezona ntlobo zibalulekileyo zoncedo lukarhulumente, ziqinisekisa ukuba abantu abachanabekekileyo bayakwazi ukunyangwa. Iinkqubo ezimbini eziphambili zonyango lwaseburhulumenteni zeMedicare neMedicaid, nganye inceda abantu abahlukeneyo abaneendlela ezahlukeneyo zokufumana unyango.

i-Medicare

IMedicare ngucwangciso lweinshorensi yempilo yasekuhlaleni kubantu abaneminyaka engama-65 nangaphezulu, nangona ikwagquma abantu abathile abaselula ngesiphene.

Malunga nama-99% abaxhamli beMedicare abafumana inkxaso abangenayo iNgxelo A kuba ubuncinane baneekota ezingama-40 zomsebenzi osisigxina we-Medicare, njengoko kuqinisekiswe yi-Social Security A Icandelo A kwisibhedlele esinezigulana ezihlawulayo ukuba abaxhamli ukuba banokuhlawulwa esibhedlele baza kuba ngu-R366,000 ku-2026, ulwando lwe-$60 ukusuka kwi-R36666 ku-2025.

Inkqubela ebalulekileyo kwabaxhamli beMedicare yixabiso lexabiso lamayeza agunyazisiweyo. Ukususela ngowama-2026, indleko yemali ye-pacrent yemali ye-Medicare yemali ye-$2,000, ukukhusela abaphezulu kwiindleko zengozi zeziyobisi. Oku kumela inzuzo enkulu kwabakhulileyo abaxhomekeke kumayeza amaninzi.

Iinkqubo Zokugcina ZeMedica

IiNkqubo zokuSasa iMedicaress Savings (MSPs) ziinkqubo zoncedo lwesizwe ezinceda abaphezulu abafumana imali ephantsi bagqume iMedicare, abahlawulwayo, nabahlawulwayo ngaphandle kwexabiso. Ngelishwa, abantu abaninzi abakhulileyo abafanelekileyo abafuni zinzuzo — uqikelelo lucebisa izigidi zabantu abalushiyayo olu ncedo lungachazwanga nyaka ngamnye.

I-Medicaid

Inkqubo kaMedicaid yinkqubo edityanisiweyo karhulumente nekarhulumente enika inkcazo yempilo kubantu abafumana imali ephantsi kunye neentsapho. Ukunganyaniseki kuyahluka ngokwemeko, kodwa ulwandiso lwamazwe lusebenzisa i-888% yeSebe lobuhlwempu njengomgangatho wengeniso. IMedicaid igubungela uludwe olubanzi lweenkonzo zonyango, kuquka ukutyelelwa ngugqirha, ukuhlala esibhedlele, ukukhusela, kunye neenkonzo zokunyamekela abaguli ezinde.

Iingenelo Zokhuseleko Loluntu

Iinkqubo zoKhuseleko Loluntu zixhasa abantu abadla umhlala - phantsi, abaneziphene nabasindileyo kwimisebenzi yabo.

Iingenelo Zokuthatha Umhlalazo

Iingenelo zoKhuseleko loLuntu zinika abasebenzi abafanelekileyo abakwiminyaka yokudla umhlala-phantsi. Imali efunyenweyo ixhomekeke kwingeniso yobomi babo bonke nakwiminyaka eqala ngayo. Ngo-2026, abangenelwayo bafumana ilahleko ebalulekileyo yokulungisa ilahleko ephilayo. I-A 2.8% Social Security CLARA yasebenza ngoJanuwari 2026, ngeAARP nganye, inceda abantu abathatha umhlala phantsi baqhubeke nokunyuka.

Indleko yonyaka yolungiso lokuhlala (COLA) yenye yezona ngenelo zikhululekeyo zikarhulumente okhululekileyo kubantu abadala, ngokuzenzekelayo intlawulo yoKhuseleko loNtlalo ukugcina isantya sokunyuka kwamaxabiso. Ngo-2026, abangeneli bafumana ulwando oluzizii-c5% CLA, ithetha ukuba umqeshwa oqhelekileyo ubona malunga nama-50,50 (50) ngenyanga ngaphandle kwesicelo esifunekayo.

I-inshorensi yoKhuseleko loNtlalo (SDI) kunye nemali yoKhuseleko oluSongezelelweyo (SSI)

SSDI inika iingenelo kubantu abasebenze nabahlawule iirhafu zeNtlalo-ntle kodwa abangakwazi ukusebenza ngenxa yesiphene esifanelekileyo. Kwelinye icala, i-SSI inikela uncedo lwemali kubantu abakhubazekileyo abafumana ingeniso elinganiselweyo nabanezinto ezimbalwa, kungakhathaliseki ukuba ziziphi na imbali yomsebenzi. Zombini iinkqubo zineemfuno ezingqongqo zezonyango nezemali.

Iinkqubo zoncedo lwezindlu

Iinkqubo zoncedo lwezindlu zinceda iintsapho ezifumana imali ephantsi, abantu abadala, nabantu abakhubazekileyo bayakwazi ukufikelela kwizindlu ezikhuselekileyo nezifanelekileyo. Eyona nkqubo yaziwayo yinkqubo yokukhetha iHome Voucher, eyaziwa njengeCandelo lesi-8, enika uncedo lokuqesha kwiintsapho ezifanelekileyo. Abathathi-nxaxheba badla ngokuhlawula ama-30% engeniso yabo elungelelanisiweyo kwirente, kunye nomxhasi ogquma umahluko ngokwemigangatho yokuhlawula.

Ezinye iinkqubo zezindlu ziquka izindlu zikawonke wonke, ezinika amaziko ezindlu zikawonke wonke anokuhlawulela nokunyamekela iinkqubo ezahlukeneyo zoncedo zamakhaya ezinceda abathengi baqala ukuthenga amakhaya.

Imfundo Noqeqesho Ziyingenelo

Imfundo inceda abafundi nabasebenzi bafumane amathuba emfundo kunye noqeqesho lomsebenzi. Umgangatho wamaFederal Pell Grants unikela uncedo lwemali olufunekayo ukuze abafundi bafumane imali encinane, ngoxa iinkqubo ezahlukeneyo zemali ezibolekisa ngemali zinceda abafundi ukuba baxhase imfundo yabo. Iinkqubo zophuhliso loshishino lomsebenzi zinikela uqeqesho lomsebenzi, ukucebisa ngomsebenzi, kunye neenkonzo zemisebenzi ukunceda abantu bafumane ubuchule nokufumana umsebenzi.

Iinkqubo zoncedo lwamandla

INkqubo yeLow Inhome Home Energy Application (LIHEAP) inceda iintsapho ezifanelekileyo zihlawulela ukufudumala nokupholisa amatyala, ukutshintsha amakhaya azo, kunye nokunika idilesi yeengxaki ezinxulumene namandla. Le nkqubo ibaluleke ngokukhethekileyo kubantu abadala kunye neentsapho ezinabantwana abancinane abasengozini yobushushu obugqithisileyo.

Indlela Iingenelo Zikarhulumente Ezixhaswa Ngayo Zize Zisetyenziselwe Ngayo

Iinkqubo eziyingenelo zikarhulumente zixhaswa ngemali ngemithombo eyahlukeneyo, ngokuyintloko ingeniso yerhafu karhulumente. Ezinye iinkqubo, njengeNkundla yoKhuseleko neMedicare, zixhaswa ngemali ngeerhafu zerhafu ezihlawulwa ngabasebenzi nabaqeshi. Ezinye iinkqubo, ezinjengeSNAP neMedicaid, zixhaswa ngemali ngerhafu eqhelekileyo kunye neengxelo zerhafu eziphuma kwiBhunganelo.

Ulawulo lwale nkqubo luyehluka ngohlobo. Iinkqubo zeSizwe ezifana noKhuseleko loLuntu zilawulwa ngqo ngamaqumrhu karhulumente, ngoxa ezinye iinkqubo ezininzi zibandakanya ubudlelane phakathi koorhulumente borhulumente norhulumente. Umzekelo, ngoxa iSNAP iyinkqubo karhulumente enenkxaso nemigaqo karhulumente, abameli besizwe baqhuba inkqubo kwii-ofisi zasekuhlaleni kwaye banokubhetyebhetye-bhetye ekuzalisekiseni.

Ukungaqiniseki Ngeengenelo Zikarhulumente

Ukukwazi ukuzuza urhulumente kuxhomekeke kwizinto ezininzi ezahluka-hlukeneyo ngokwenkqubo. Ukuqonda ezi zinto kubalulekile ukuze kubonwe ukuba ziziphi iingenelo onokuzifanelekela.

Iimfuno Zengeniso

Imali efunyenweyo yenye yezona migaqo ziqhelekileyo ukwenzela iinzuzo zikarhulumente. Iinkqubo ezininzi zimisela imida yengeniso esekelwe kumgangatho weFederal Ubuhlwempu, nangona ipesenti ethile ingafani. Umzekelo, iityala zerhafu ze-ACA zikhona ukuya ku 400% FPL, CHIP igquma abantwana ezintsatsheni ukuya kumakhulu amabini ukuya kumakhulu amathathu e-FPL kuxhomekeke kurhulumente, kwaye i-SNAP isebenzisa 130% ye-FPL njengomlinganiselo ophezulu wengeniso.

Xa ubala ingeniso eyingenelo, iinkqubo ziqwalasela ingeniso epheleleyo (ingeniso epheleleyo phambi kwentlawulo) kunye nengeniso yomnatha (ingeniso emva kokuhlawuliswa kwemali okuvumelekileyo). IDTA ibala ingeniso evela kwimithombo emininzi, njengomvuzo, uncedo lwemali, uKhuseleko lweNtlalo, i-inshorensi yokungaqeshwa, kunye nenkxaso yabantwana.

Imida Eqingqiweyo

Iinkqubo ezininzi eziyingenelo zikwamisela imida yee-asethi okanye yoovimba. Le mida iqwalasela ixabiso lee-akhawunti zogcino-mali, utyalo-mali, izithuthi, kunye nezinye izinto. Noko ke, izinto ezithile zikhutshelwa ngaphandle, njengekhaya ohlala kulo kunye nenqwelo enye.

Umlinganiselo Wasendlwini Nokwakhiwa Kwamatyala

Ubungakanani bendlu buneziphumo eziphawulekayo eziyingenelo ekufumaneni ubusela kunye nobuninzi boncedo olufunyenweyo. Iinkqubo zichaza "ulawulo" ngokwahlukileyo, kodwa ngokuqhelekileyo ziquka abantu abahlala kunye nabasabelana ngeendleko. ISNAP iqwalasela ubungakanani bendlu yakho, ichazwa njenge "Wonk'endibaniselwano kunye nentengo kunye nokulungiselela ukutya kunye," xa ubala ubunikazi bakho kunye neengenelo ezinokwenzeka.

Ukuba ngummi noBume bokuHlakulela

Iinkqubo ezininzi eziyingenelo kurhulumente zinezi mfuneko zobumi okanye ukufuduka. UMthetho weTreaty and Nutrition ka-2008 umisela iingenelo ze-SNAP kubemi base-U.S. kunye nezinye iinzuzo ezikhoyo ezingekho semthethweni. Ngokuqhelekileyo, ukufanelekela i-SNAP, abantu abangengobemi-ziphene kufuneka bahlangabezane nenye yezi migaqo zilandelayo: Ukuhlala eUnited States ubuncinane iminyaka emihlanu. Ukufumana uncedo olunxulumene nesiphene okanye iingenelo olunxulumene ne-U.

Kubalulekile ukuqaphela ukuba ukuba abantwana bakho bakhona ngokusemthethweni okanye bangabemi base-U.S., basenokufanelekela ukufumana i-SNAP nokuba awufanelekanga. Ungafaka isicelo kubantwana bakho ngaphandle kokukunika ulwazi malunga nemeko yakho yokufuduka.

Iimfuno Zomsebenzi

Ezinye iinkqubo eziyingenelo zimisela iimfuno zomsebenzi kubantu abadala abakwaziyo ukuthwala izidumbu. Ngokuqhelekileyo, abantu kufuneka bahlangabezane neemfuno zomsebenzi ukuze bafanelekele i-SNAP. Utshintsho lomthetho lwakutshanje lwandisa ezi mfuneko. Njengo Feb. 1, 2026: Phantsi kwemithetho ehlaziyiweyo, abantu abadala abaneminyaka engama-55-64 abangenazo iinkonzo abasenokufuna ukusebenza, ukuncedisa, okanye ukungenela inkqubo yoqeqesho lwe-SAP yeeyure ezingama-80 nyanga nganye ukuze baqhubeke befumana iinzuzo.

Iimfuno zomsebenzi ziquka ukubhalisa umsebenzi, ukwamkela imisebenzi efanelekileyo, ukungawushiyi ngokuzithandela umsebenzi, nokuba nenxaxheba kwiinkqubo zemisebenzi nokuqeqesha xa bewabelwe. Abanye abantu abasebenzi, kuquka abo bakhulelweyo, abanyamekela abantwana abaselula, abakwazi ukusebenza, okanye abasele besebenza iiyure ezaneleyo.

Iimfuno Zobudala

Ubudala bunguthunywashe omisela iinkqubo ezininzi eziyingenelo. Ukungafumani mandla kudla ngokuqala xa uneminyaka engama-65 ubudala, ngoxa iingenelo zokhuseleko loluntu zinokuthatyathwa xa zisemtsha ngeminyaka engama-62 ubudala, nangona zilinde de zifike kwiminyaka yokuthatha umhlala-phantsi okanye kamva ziphumele kwintlawulo ephezulu yenyanga. Ezinye iinkqubo zijoliswe ngokukhethekileyo kubantu abadala, ziqonda iimfuno zabo ezikhethekileyo kunye nokungabi nanto yanto.

Ubume obuDlulileyo

Ukungabikho kwemeko kuchaphazela ukufezeka kweenkqubo eziliqela, kuquka ii-SSDI, SSI, kunye neendidi ezithile zeMedicaid. Iinkqubo zisebenzisa iinkcazelo ezithile zesiphene, ezidla ngokufuna ukuba imeko ithintele umsebenzi ozizizo kwaye kulindeleke ukuba ihlale ixesha elide ubuncinane iinyanga ezili-12 okanye iziphumo zokufa. Uxwebhu lwamayeza kunye novavanyo luyafuneka ukuseka ubume bokukhubazeka.

Inkqubela Yesicelo: Isikhokelo Ngenyathelo

Ukusebenzisa iinzuzo zikarhulumente kusenokubonakala kuyinto enzima, kodwa ukuqonda inkqubo nokuyilungiselela kakuhle kunokwenza ihambe kakuhle. Nangona iinkqubo ezithile zingafani, abaninzi balandela indlela efanayo.

Inyathelo 1: Xelisa Ukuba Ziziphi Iingenelo Onokuzifanelekela

Phambi kokuba usebenzise, uphando olunokuba lulungele iinkqubo zakho. Amaphondo amaninzi nemibutho inika uncedo lokuxilonga izixhobo ezinokukunceda uchaze iinkqubo ezifanelekileyo.

Inyathelo 2: Buyela kuxwebhu olufunekayo

Izicelo ezininzi eziyingenelo zifuna uxwebhu oluninzi ukuqinisekisa ukuba iyafumaneka. Amaxwebhu aqhelekileyo afunekayo aquka:

  • Ubungqina bochazo (iphepha-mvume lomqhubi, i-ID karhulumente, isatifiketi sokuzalwa, isindwendwe)
  • Inani loKhuseleko loNtlalo kuwo onke amalungu eentsapho
  • Isiqinisekiso sengeniso (iimali ezincinci, iimbuyiselo zerhafu, iingxelo zoKhuseleko loNtlalo,
  • Ubungqina bemali yokuhlala (iindleko zokuhlawula, izivumelwano zokuqesha, iingxelo zendlu)
  • Ingxelo yemali ebhankini
  • Ingxelo zonyango (ukuze kungenelwe isiphene)
  • Ubungqina beendleko (ezinexabiso eligqithisileyo, ezizi-asethi, iindleko zokunyamekela abantwana, iindleko zezamayeza)

Ungasebenzisa la maxwebhu alandelayo njengobungqina: Uqinisekiso olufana nelayisensi yokuqhuba, ikhadi le-ID yombuso, isatifiketi sokuzalwa, umsebenzi okanye ikhadi le-ID yesikolo, ikhadi le-inshorensi yempilo, ikhadi lombhaliso wovoti, okanye ubungqina bobuzwe basemzini.

Inyathelo 3: Gqibezela Isicelo

Izicelo zingafakwa ngezixhobo ezininzi ezixhomekeke kwinkqubo nakwimeko yakho. Uxhomekeke kwimeko yakho, ungakwazi ukunikezela isicelo sescreen sokutya kwi-intanethi, ngokomntu, ngeposi, okanye nge fax. Izicelo ze Internet ziqheleke kakhulu kwaye zisoloko zinika amaxesha okulungiselela akhawulezileyo.

Xa ugqiba isicelo sakho, yenza ngokucokisekileyo kwaye nyanisile. Nika ulwazi olupheleleyo kuyo yonke imibuzo, kwaye musa ukushiya amacandelo angenanto ngaphandle kokuba ngokwenene awasebenzisi kuwe. Izicelo ezigqityiweyo zingalibazisa uqhubekeko okanye ziphumele ekukhanyeni.

Inyathelo 4: Yiya Kudliwano - ndlebe Nomntu Oza Kudibana Naye

Kusenokufuneka ube nenxaxheba kudliwano-ndlebe ngaphambi kokuba uvunywe nge-SNAP. Olu dliwano-ndlebe lungaqhutywa ngobuqu okanye ngomnxeba kwaye lunike abasebenzi abanokulungisa ulwazi, babuze imibuzo eyongezelelweyo, baze bachaze iimfuno zocwangciso. Lulungiselele udliwano-ndlebe ngokuhlola isicelo sakho kwaye ube nawo onke amaxwebhu afumanekayo.

Inyathelo 5: Linda Isigqibo

Ukulungelelanisa amaxesha kwahluka kakhulu ngokwenkqubo kunye nolawulo. Emva kokuba ufake, iDTA iza kukuthumelela isigqibo kwientsuku ezingama-30. Noko ke, ucwangciso lwendlela yokusebenza lukhona kwabo baneemfuno ezingxamisekileyo. Unokuba ufanele ukwamkela iinzuzo ze-SNAP ngeentsuku ezi-7 zomhla wakho wesicelo ukuba ufikelela kwiimfuno ezongezelelekileyo. Umzekelo, ukuba indlu yakho inee-$50 kwingeniso ephezulu, okanye ukuba ingeniso yendlu yakho idityaniswe ingeniso enkulu kunye nemali ephumayo emanzi ingaphantsi kokuba uhlawule nganyanga nganye ukwenzela ukuqesha okanye ukuhlawula imali ehlawulwayo.

Ngexesha lokulinda, ungacelwa ukuba unikezele uxwebhu olongezelelekileyo okanye ucaciso. Phendula ngokukhawuleza nakweziphina izicelo zokuphepha ukulibazisa.

Inyathelo 6: Zifumane Iingenelo Zakho

Ukuba uvunyiwe, uzakwamkela isaziso esichaza ungenelo lwakho, xa inzuzo izakuqala, kwaye ixesha lokwalatha lithatha ixesha elide kangakanani. Ukuba ufunyanwe ufanelekile, uzakwamkela isaziso esikuxelela ixesha oza kufumana ngalo uncedo lwe-SNAP; oku kubizwa ngokuba lixesha lakho lokuqinisekisa.

Inzuzo yeSNAP, ukuba ufunyaniswe ufanelekile, uzakwamkela inzuzo ye-SNAP kwikhadi le- electronic Benefied Transrection (EBT), elisebenza njengekhadi le debit. Iingenelo zifakwa ngokuzenzekelayo kwi akhawunti yakho nyanga nganye. Izicelo ezininzi zifumana ikhadi ngeentsuku ezintathu-5 zokushicilela isicelo sazo.

Indlela Iingenelo Ezibalwa Nezabelwe Ngayo

Ubuninzi bengenelo oyifumanayo buxhomekeke kwizinto ezahlukeneyo ezicaciswe kwinkqubo nganye. Ukuqonda indlela ezibalwa ngayo iinzuzo kunokukunceda uqonde uncedo onokulufumana.

I-SAPS Ingenelwa

Kuba iintsapho ze-SNAP zilindeleke ukuba zichithe malunga nama-30 ekhulwini obuncwane bazo ekutyeni, izabelo zakho zibalwa ngokuphinda-phinda umnatha wendlu yakho wengeniso yenyanga nge-0.3, kwaye zithabathe isiphumo kwinani elikhulu lemali ozahlulwe ngenyanga kubungakanani bendlu yakho. Le nkqubo iqinisekisa ukuba ingenelo longezelo, kunokuba ithathe indawo, uqingqo-mali lokutya kwendlu.

Izibalo zichaza ukuhlaziywa kwemali ehlawulwayo, kuquka ukuhlaziywa kwemali ehlawulwayo, ukuhla kwemali ehlawulwayo, ukuncitshiswa kwemali exhomekeke ekuhlawulweni kwemali, ukuhla kwemali yezonyango yamalungu akhulileyo okanye aneziphene, kunye neendleko ezithe kratya.

Iingenelo zokhuseleko

Iingenelo zoKhuseleko loNyaka zisekelwe kwingeniso yakho ephezulu yeminyaka engama-35, elungelelaniswe nokunyuka kwamaxabiso. ULawulo loKhuseleko lweNtlalo lusebenzisa indlela enika abangenisi abaphantsi abafumana ingeniso, iqinisekisa ukuba inkqubo iyahambela phambili. Ubudala obuthi bungenelwe bukwachaphazela umlinganiselo wengeniso, ngokukhawuleza uthi iziphumo zincitshisiwe kwaye libazise ukubiza imali ehlawulwayo ngenyanga.

Isalathisi somsebenzi wePhondo

Iinkqubo zokuqinisekisa ngeerejista zezindlu, abathathi-nxaxheba bahlawula ama-30% engeniso yabo elungelelanisiweyo yenyanga kwirente nakwizinto eziluncedo, kunye nesiqinisekiso sokugquma umahluko phakathi kwemali kunye nomgangatho wokuhlawula (okusekelwe kwirente entle yorhwebo yasekuhlaleni). Oku kuqinisekisa ukuba iindleko zendlu zihlala zinokufikeleleka ngokwemali ehlawulwayo.

Iindlela zoSasazo

Iingenelo zisasazwa ngeendlela ezahlukeneyo kuxhomekeke kucwangciso:

  • I-Direct Deposit: Ukhuseleko loluntu nezinye iingenelo ezininzi zemali zifakwe ngqo kwii-akhawunti zebhanki
  • Amakhadi e-EBT: SNAP nezinye iingenelo zifakwe kumbane Iifestruce Greeve Card
  • IiChecks [[FLT: 0] Ezinye iinkqubo zisakhangela iphepha lokushicilela, nangona oku kusiba yinto engaqhelekanga
  • Abagcini boncedo lwendlu: kunye nezinye iinkqubo zisebenzisa iisiqinisekiso ezihlawulwa ngqo kubanikezeli benkonzo
  • Iinkonzo zobuGcisa: Ezinye iingenelo, njenge Medicaid, zinikezela ngonikezelo oluthe ngqo kwiinkonzo kunokuba zinikezelwe imali

Ukulondoloza Iingenelo Zakho: Iimfuneko Eziqhubekayo

Ukufumana imvume ngeengenelo kusekuqaleni nje. Iinkqubo ezininzi zineemfuno eziqhubekayo ezimele zihlangatyezelwe ukuze ziqhubeke zifumana uncedo.

Ukuziqinisekisa

Iinkqubo eziluncedo ezininzi zifuna ukuphinda ziqinisekiswe ngamaxesha athile ukuqinisekisa ukuba iyaqhubekeka. Umgama wokuqinisekisa ukuba iyaqhubekeka. Ukwenziwa kwesiqinisekiso kuyahluka ngokwenkqubo nangamanye amaxesha ngeempawu zomsenzi. Umzekelo, amakhaya apho onke amalungu enziwe ngabantu abadala (abaneminyaka engama-60 nangaphezulu) okanye abantu abakhubazekileyo bafanele ukuba nenxaxheba kwi-Texas Simple Apps Project (ATAP), eyenza ukuba inkqubo yesicelo se-SNAP ibe lula kwaye inikezele iminyaka emithathu yeengenelo ngexesha endaweni yeenyanga ezintandathu.

Ngexesha lokuphinda ubhalise, kuza kufuneka unike ulwazi oluhlaziyiweyo malunga nengeniso, ukwenziwa kwengxelo yendlu, iindleko, nezinye izinto ezinxulumeneyo. Ukungafumaneki kwexesha lokwenza umsebenzi wesiqinisekiso kungaphumela ekuphelisweni, ngoko ke kubalulekile ukuphendula ngokukhawuleza kwizaziso zokuphinda ubhale.

Iintlawulo

Abamkeli kufuneka baxele utshintsho oluthile kwiimeko ezinokuchaphazela ukufezekiswa okanye umlinganiselo oyingenelo. Iinguqu eziqhelekileyo ezisemngciphekweni ziquka:

  • Ukutshintsha kwengeniso (umsebenzi omtsha, ukunyusa, ukuphulukana nomsebenzi)
  • Ukutshintsha kohlobo lokuqanjwa kwasekhaya (ukuzalwa, ukufa, umntu ofudukela ngaphakathi okanye ngaphandle)
  • Iinguqu kulwazi lwedilesi okanye loqhagamshelana naye
  • Iinguqu kwiindleko (ukwanda okuqhubekayo, iindleko ezintsha zonyango lwabantwana)
  • Iinguqu kwimpahla okanye kwizinto
  • Iinguqu kwimeko yemisebenzi

Iimfuno zokunika ingxelo kunye nezakhelo zexesha ziyahluka ngokwenkqubo. Ezinye iinguqu kufuneka zixelwe ngeentsuku ezilishumi, ngoxa ezinye zinokuxelwa xa ziphinde zaqinisekiswa. Ukusilela ukuxela iinguqu ezifunekayo kungaphumela ekuhlawuleni ngokugqithisileyo okumele kuhlawulwe, okanye kwanetyala lokuqhatha kwiimeko ezinzulu.

Ukungqinelana nemithetho yenkqubo

Inkqubo nganye eyingenelo inemithetho ekhethekileyo abamkeli abamele bayilandele. KwiSNAP, oku kuquka ukusebenzisa iinzuzo kuphela kwizinto ezifanelekileyo zokutya nokungathengi okanye iinzuzo zorhwebo. Kwimali yendlu, iquka ukugcina iyunithi ikwimeko elungileyo kwaye ihambelana neemfuno zomsebenzi, kuthetha ukuhlangabezana nezo zimfuno okanye ukufaneleka kokukhululwa.

Ucelomngeni Oluqhelekileyo Nendlela Yokoyisa

Ukuyazi imiqobo eqhelekileyo nokuyazi indlela yokuyilungisa kunokukwenza uphumelele.

Isicelo Siyakhanyela

Izicelo maxa wambi ziyakhatywa ngezizathu ezahlukeneyo, kuquka ulwazi olungaphelelanga, ukulahleka koxwebhu, ingeniso ngaphezulu kwemida, okanye ukungaphumeleli ukuhlangabezana nezinye iindidi ezifanelekileyo. Ukuba isicelo sakho asivunywanga, unelungelo lokufaka isibheno kwisigqibo. Iinkqubo zesibheno kunye neexesha lokufika kwexesha zahluka ngokwenkqubo, kodwa ngokuqhelekileyo zibandakanya ukucela ukuviwa apho unganikela khona ulwazi olongezelelweyo okanye uvavanye isigqibo sommeli.

Upelo

Ukuqokelela amaxwebhu afunekayo kunokuba lucelomngeni, ingakumbi kubantu abangenamakhaya, abo banobuchule obuncinane bamaNgesi, okanye abantu abaneziphene. Iinkqubo ezininzi kunye nemibutho yoluntu inikela uncedo ngokufumana amaxwebhu afunekayo. Musa ukuvumela ucelomngeni loxwebhu lukuthintele ekusebenziseni/_oomasipala banokucebisa ezinye iindlela okanye bancede ufumane amaphepha afunekayo.

Amaxesha okuqhubekeka amade

Ulibaziseko lokucwangcisa lungadala ubunzima kwabo bangxamisekileyo. Ukuba ujongene nemeko yongxamiseko, buza malunga neenketho zokulungisa ezizizo. Iinkqubo ezininzi zineenkqubo zokulungisa ngokukhawuleza xa abafaki besicelo befumana imfuneko ezithile ezibonisa ukuba kufuneka ngokukhawuleza.

Imbono Ephosakeleyo

Ngelishwa, ukuhlaziswa ngenxa yokufumana inzuzo karhulumente kuthintela abantu abathile abafanelekileyo ukuba bangayisebenzisi. Kubalulekile ukukhumbula ukuba ezi nkqubo zikho ngokukhethekileyo ukunceda abantu ngamaxesha obunzima, kwaye zisetyenziswa xa ufanelekile xa ungeyonto omele uzive uneentloni ngayo. Abantu abaninzi abanikela kule migaqo ngerhafu ekugqibeleni bafuna ukuyisebenzisa ngokwabo.

Imithetho entsonkothileyo nemithetho

Iinkqubo eziluncedo zinemithetho entsonkothileyo ekunzima ukuyiqonda. Musa ukuthandabuza abasebenzi abasebenza kumatyala, funa uncedo kwimibutho yasekuhlaleni, okanye jongana nabacebisi abaluncedo. Iintlangano ezininzi ezingafumani ngeniso zisebenzisa indlela yokusebenzisa inzuzo kwaye zinokunikela uncedo ngesisa.

Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abahlukahlukeneyo

I-ECD

Abantu abadala banazo iinzuzo ezininzi ezikhethekileyo. Ngo-2026 abantu abadala bayakwazi ukufumana iinzuzo zorhulumente eziziingenelo ezingemahlanu ezimalunga ne - 14, kuquka iindleko zokhuseleko loluntu, iiNkqubo zeMedicare Saves, kunye nendleko yonyaka exabisa imali ephilayo (COLA). Noko ke, izigidi zama-America ezingama-65 nangaphezulu zishiya amawaka ee-dola kwiingenelo zikarhulumente ezingahlawulwanga minyaka le.

Abantu abadala kufuneka bazazi iinzuzo ezongezelelekileyo ngaphaya kweenkqubo eziqhelekileyo. AmaMelika aneminyaka engama-65 nangaphezulu afanelekela ukuhlawuliswa okusezantsi komgangatho ophezulu kunabasebenzi befayile abaselula — inzuzo ecacileyo yerhafu karhulumente enciphisa ingeniso ehlawulwayo ngaphandle kokufuna irhafu. Ngokutsho kwe-IRS, asebekhulile bakwangenelwa ekulungiselelweni kwerhafu ngesisa ngocwangciso olunobunonophelo lweeNkqutyana (TCE) kunye nenkqubo ye-AAARP Foundation Teach - Aide, zombini ngaphandle kwentlawulo.

Abantu Abaneziphene

Abantu abakhubazekileyo bangalufanelekela iinkqubo eziluncedo ezininzi, kuquka iSSDI, iSSI, iMedicaid, iSNAP, kunye noncedo lwezindlu. Ukungafezeki komgangatho wokungamkeleki kwezinye iinkqubo, maxa wambi bangabandakanyeka kwiimfuno zomsebenzi okanye bavumele iinkonzo eziphezulu. Inkqubo yesicelo yeengenelo zesiphene inokubande kwaye ibe ntsonkothile, ifune uxwebhu oluninzi lwezamayeza ngamanye amaxesha kunye nezibheno ezininzi.

Iintsapho Ezinabantwana

Iintsapho ezinabantwana ziyakwazi ukufumana iinkqubo ezahlukeneyo ezilungiselelwe ukuxhasa ukukhula kwabantwana kunye nozinzo lwentsapho. Ezi ziquka iSNAP, iMedicaid kunye neCIP kubantwana, uncedo lononophelo lwabantwana, iNkxaso yabantwana neenzuzo zemfundo. Iinkqubo ezininzi zibeka ingqwalaselo kwiintsapho nabantwana abaselula, ziqonda ukubaluleka kwenkxaso yabantwana besebancinane.

Veterans

Abasebenzi be-Vendans neentsapho zabo bangafanelekela ukufumana iinzuzo ezikhethekileyo ngeSebe leMicimbi yeNkxaso yeeNkcubeko zoNyaka ukongeza kwiingenelo eziqhelekileyo zikawonke-wonke. Iingenelo ze-VA ziquka imbuyiselo yesiphene, iinkqubo zengqesho, iinkqubo zempilo, uqeqesho, imfundo, iimali-mboleko zasekhaya, neengenelo zokungcwaba. Abathathi-nxaxheba kufuneka bahlole iinkqubo ze-VA-ephandle neengenelo jikelele ukuze bakhulise uncedo olukhoyo.

Abafuduki

Ukufaneleka kweengenelo zikarhulumente kuyahluka ngokuphawulekayo ngenxa yokuma kwabantu abafudukayo. Nangona abaphambukeli abangaxelwanga bengamkelekanga ukuze bafumane iingenelo zikarhulumente, abaphambukeli abaninzi abakhoyo ngoku ngokusemthethweni bangafumana iinkqubo ezithile emva kokudibana kweemfuno zokuhlala. Abantwana babemi base-U.S. bangafumana iingenelo kungakhathaliseki ukuba ngabazali babo abakwindawo ephezulu, baze bacele iingenelo kumalungu entsapho afaneleyo azichaphazele izikhundla zokufuduka okanye izizicelo zexesha elizayo zokuba ngummi.

Iinguqulelo Zakutshanje Nokuhlaziya Iingenelo Zikarhulumente

Iinkqubo eziyingenelo zikarhulumente zihlaziywa rhoqo kwaye zitshintshwa. Ukuhlala unolwazi ngezi nguqulelo kubalulekile kumntu okhoyo nonokufumana.

2026 Ukuhlaziywa

Zininzi iinguqu ezibalulekileyo ezithathe isiphumo okanye ezicwangciselwe 2026. Imigaqo yeFederal Ubuhlwempu ihlaziyiwe, ichaphazela ukufezekisa kwiinkqubo ezininzi. Iimfuno zomsebenzi ze-SNAP zinyusiwe ziquka abantu abadala, kunye neemfuno zomsebenzi ezandisiweyo (ezisebenzayo Disemba 1, 2025) kunye nemithetho emitsha engeyoyoyoyonto (ephumezayo kwi-Februwari 1, 2026).

Kwiintsapho ezineendleko zokonga abantwana, kukho iindaba ezikhuthazayo. Okwesihlandlo sokuqala kwiminyaka emalunga nama-40, umlinganiselo weNkqubo yokuNcedwano oluNcedisiweyo uzakwanda ukusuka ku-R2 500 000 ukuya ku-R2 500 ukuya ku-R2 500 igadi etshatileyo ngokulinganayo) phantsi kweBhili eKhulu eliPhakamileyo eyadlula ngoJulayi ka-2025. Ulwando lusebenza kwiminyaka emalunga ne-1925, ukususela ngoJanuwari 1, 2026 kwaye alunakubekwanga salathiso sokunyuka kwexabiso.

Ukutshintsha kwempilo

Imali ebhadliweyo kunye nemali esetyenziswayo iyalungiswa ngonyaka. Ixabiso le-teksipiki limela utshintsho olukhulu kuma-Medicara afumana uncedo, lunika ukhuseleko olubalulekileyo kwiindleko eziphezulu zamayeza. Ngaphezu koko, iBhili enkulu eBoneleyo i-Agne Beat Bull iyakwazi ukubuyisela ngokusisigxina izibuko elikhuselekileyo elisebenzayo ngoDisemba 1, 2025, ivumela ii-HDHP kunye nabaqeshi be-i-injini ukuba bagqume kwisiseko sokuqala se-trilerheal-jeopar ngaphandle kokufaka i-HSAIlijijiji. Oko kuthetha ukuba abaqeshi be-$0 bangagcina okanye babuyise i-$0 i-2025.

Oovimba Nendawo Onokufumana Kuyo Uncedo

Zininzi izinto ezinokukunceda uqonde iinzuzo zikarhulumente.

IiWebsters zikaRhulumente kunye neziHotline

Iiwebhsayithi zikarhulumente ezisemthethweni zinika ulwazi olunegunya malunga neenkqubo eziyingenelo. Inzuzo.gov lubonelela ngengqiqo ebanzi ngeenzuzo zikarhulumente kwaye iquka isixhobo sokubonisa. Iwebhsayithi yeSocial Security Administration (s.gov) inikela iinkcukacha ezineenkcukacha ngeenkqubo zeSocial Security, izicelo ze-intanethi, kunye neewebhusayithi zikarhulumente zobulali ezinika ulwazi ngeenkqubo ze-Cacineyo kunye nee-ofisi zobulali.

Imibutho yoLuntu

Imibutho emininzi engafumani ngeniso inceda abantu bafumane iingenelo. Ezi ziquka imibutho yoncedo olusemthethweni, amaqumrhu asebenza ngokusemthethweni, amaziko aphezulu, amaqela akhubazekileyo eenkonzo zobugxwayiba, nemibutho yoncedo yabaphambukeli.

Izixhobo zokuScreenshot

Izixhobo zokuxilonga kunxibelelwano zinokukunceda uqonde iinkqubo onokuzifanelela ngaphandle kokuba zifune ukuzisebenzisa. Ezi zixhobo zifihlakeleyo zibuza imibuzo malunga neemeko zakho zinikezele uluhlu lweenkqubo ezinokusetyenziswa. Ngoxa zingesosiqinisekiso sokukwazi ukunikezela, zinokukunceda unikele imigudu yakho kwiinkqubo ezithembisayo.

Uncedo Loochwepheshe

Kwezinye iimeko, uncedo lobuchule kumagqwetha, iingcali ezincedayo, okanye abacebisi bezemali lungaba luncedo, ingakumbi kwiimeko ezinzima okanye kwizibongozo. Imibutho emininzi inikela ezi nkonzo ngomlinganiselo otyibilikayo okanye ngesiseko se-prono kubantu abafumana imali ephantsi.

Ziphucule Iingenelo Zakho

Ukuqonda indlela yokubona iingenelo ezikhoyo kunokuyiphucula ngokuphawulekayo imeko yakho yemali.

Sebenzisa kuzo Zonke Iinkqubo Ezinokufumaneka

Abantu abaninzi bafanelekela iinkqubo eziyingenelo ezininzi kodwa bafake isicelo esinye okanye ezimbini kuphela. Zinike ixesha lokuphanda zonke iinkqubo onokuzifanelekela kwaye uzisebenzisele ngamnye. Iingenelo ezivela kwiinkqubo ezahlukeneyo zingadityaniswa ukuze zinikeze inkxaso ebanzi.

Ukuqonda Iingcamango Ezivumelekileyo

Iinkqubo ezininzi zivumela ukuhlaziywa kwengeniso ephezulu xa ubala ukubala kunye nexabiso eliyingenelo. Qiniseka ukuba ubiza zonke iincopho onelungelo lokuzihlawula, njengendleko zokonga umntwana, iindleko zezonyango, kunye nenkcitho yebhaso. Ezi zincopho zingenza umahluko phakathi kokufaneleka okanye ukungafezeki, okanye zinokunyusa ungenelo lwakho.

Thabatha yingenelo kwiinkqubo Ezikhethekileyo

Amazwe amaninzi anikela iinkqubo ezongezelelekileyo eziluncedo zoncedo lwezwe. Umzekelo, amanye amaphondo aneenkqubo ezinika uncedo lokutya okungakumbi ngaphaya kwe-SNAP, uncedo oluluncedo ngaphaya kwe-LIHEP, okanye iinkqubo zonyango olunemiqathango karhulumente. Hlola oko kukhoyo kwimo yakho.

Zisebenzise Ngobulumko Iingenelo

Zisebenzise kakuhle iinzuzo ozifumanayo ngokuzisebenzisa kakuhle. Ukufumana inkxaso yeSNAP, ukuthengisela, ukuthenga kakhulu xa kunokwenzeka, nokukhetha ukutya okunesondlo okunika ixabiso elifanelekileyo. Ukusebenzisa iinkonzo zokuzikhusela ezingahlawulwanga mali.

Hlala Unolwazi

Zigcine wazi ngotshintsho olunokukuchaphazela ngokufunda isaziso esifumaneka kumaziko ancedayo, ngokulandela iindaba ezifanelekileyo nokuhlala unxibelelana nemibutho yabantu encedayo.

Amalungelo Neembopheleleko Zokubakholiswa

Njengomntu ofumana iingenelo, unamalungelo neembopheleleko ezibalulekileyo ukuze uziqonde.

Amalungelo Akho

Lumkisa abamkeli bakho banelungelo lokuphathwa ngesidima nangentlonelo ngabasebenzi beziko, ukufumana inkcazelo ecacileyo ngemithetho neemfuno zeenkqubo, ukuba izicelo zibhalwe ngendlela efike ngexesha elifanelekileyo, ukuze zifumane iingenelo ngokukhawuleza ukuba zivunyiwe, ukubhena izigqibo ongazange uvumelane nazo, ukuba inkcazelo yakho igcinwe iyimfihlo, nokufumana uncedo ngolwimi oluthandayo okanye kwizindlu ezineziphene.

Iimbopheleleko Zakho

Abamkeli banembopheleleko yokunika inkcazelo echanileyo nepheleleyo kwizicelo, ukunikela ingxelo ngeenguquko ezifunekayo kwiimeko, ukusebenzisa iingenelo kuphela ngenjongo yabo, ukuthobela imithetho neemfuno zenkqubo, ukuya kumadinga nokuphendula, ukugqiba ukuqinisekiswa ngexesha, nokusebenzisana nohlalutyo okanye uphando lomgangatho.

Ukukhusela ubuqhophololo

Ukungenelwa kokuqhatha kuthathwa nzulu kwaye kungaphumela ekuhlawuleni izityholo zolwaphulo-mthetho, ekuhlawuleni, nasekungahlawuleni kwiinkqubo. Ngamaxesha onke nikela inkcazelo eyinyaniso, chaza zonke iinguqu ezifunekayo, sebenzisa iinzuzo njengoko kucetyiwe, ungaze uthengise okanye uthengise iinzuzo zorhwebo. Ukuba wenza impazamo enyanisekileyo, yixele ngoko nangoko.

Ikamva Likarhulumente Liya Kungenelwa

Iinkqubo zikarhulumente eziyingenelo ziyaqhubeka ziguquka ngenxa yokutshintsha kweemeko zezoqoqosho, ukutshintsha kwamanani, kunye nenkqubo ephambili. Ukuqonda iinguqulelo ezinokwenzeka kwixesha elizayo kunokukunceda ucebe ngokufanelekileyo.

Uqikelelo lobuxhakaxhaka

Iinkqubo eziluncedo ziya zihambela phambili kwiqonga lamanani, xa kufakwa izicelo zekhompyutha, iikhompyutha zekhompyutha, zinokusetyenziswa ngendlela efanelekileyo.

Iimpikiswano Zenkqubo

Iinkqubo eziyingenelo zidla ngokuxhotyiswa yingxoxo yezopolitiko, ngengxubusho emalunga nemilinganiselo yokungafezeki, ingeniso yemigangatho, iimfuno zomsebenzi, kunye nemali. Ukuhlala wazi ngeenkqubo ezicetyisiweyo kunokukunceda uqonde iinguqu ezinokukuchaphazela kwaye zikuvumele ukuba ube nenxaxheba kwinkqubo yedemokhrasi ngokuvota nangokuba ngumgunyazi.

Iinguqu Zomfanekiso

Njengoko abantu bekhula, iinkqubo zokunceda abantu abakhulileyo ziya kubona ukwanda kwamanani abo yaye zisenokujamelana neengxaki zemali.

Isiphelo

Iinzuzo zikarhulumente zifeza indima ebalulekileyo ekuxhaseni izigidi zabantu baseMerika kumaxesha obunzima nasekuqinisekiseni iimfuno ezisisiseko ziyafezeka. Ngoxa le nkqubo inokuba nzima yaye maxa wambi idimazeka ukuqhuba indlela, ukuqonda indlela onokusebenza ngayo, oko unokukufikelela, nendlela yokukusebenzisa kunokwenza umahluko omkhulu kubomi bakho nakubomi bamalungu entsapho yakho.

Musa ukuvumela ukuntsonkotha, ukuhlazeka, okanye iimbono eziphosakeleyo zikuthintele ekufumaneni iinzuzo onelungelo lokufumana kuzo. Ezi nkqubo zikho ngokukhethekileyo ukunceda abantu abanjengawe, kwaye zisetyenziswe xa ufaneleka kulungelwe wena kwaye usenza isigqibo semali esifanelekileyo. Sebenzisa uxhamla kwizinto ezikhoyo, cela uncedo xa ufuna uncedo, kwaye phikelela ekufuneni uncedo olufunayo.

Nokuba ujongene nokuphazamiseka kwexeshana okanye ujongene nocelomngeni lwexesha elide, uncedo lukarhulumente lungakunika inkxaso engundoqo ekuncedeni uhlangabezane neemfuno zakho ezisisiseko, ulondoloze impilo yakho, usebenzele ukuzinza nokuzinceda. Ngokuyiqonda inkqubo kwaye ube nenxaxheba kuyo, ungafumana ubuncwane obulungiselelwe ukukunceda uphumelele.

Kulwazi oluninzi malunga neenkqubo eziluncedo kunye nokufumana izibonelelo zesicelo kwindawo yakho, tyelela iBenifit.gov, qhagamshelana norhulumente wakho okanye umbutho weenkonzo zasekuhlaleni, okanye fikelele kwiintlangano zoluntu ezinobuchule obuluncedo. Khumbula ukuba imithetho yokusebenza kunye noncedo lwemali oluzingeneyo isoloko itshintsha, ngoko ke kusoloko kufanelekile ukukhangela ulwazi lwangoku kwaye usebenzise nokuba akuqinisekanga kufanelekile ukuba ufanele ufanele uphumelele.

Ongezelelweyo oovimba abaluncedo baquka [ Ulawulo lokhuseleko lomhlala-phantsi, ukukhubazeka, kunye neenzuzo zabasindi; i-USDA Food kunye neNutrition Service yolwazi lwe-SAP; [[FLT:]] iMecareade. [FLT]''''''''''. . .gov[FLT' [iiiindawo ekhoyo] i-Mecareare.'s''''''. [iiii-mephulo lokhuseleko lokhuseleko nokhuseleko lwemali.