Ixesha lerhafu lingavakala njengentlutha magama, ixesha elicwangcisiweyo, kunye neentlobo ezididayo. Kodwa xa ulungiselela kakuhle, ukuhlawula iirhafu akuyomfuneko ukuba ube ngumsebenzi owoyikekayo, kwaye ungawusebenzisa kakuhle, unika amandla, umsebenzi wonyaka. Ngokuqonda iimbopheleleko zakho, ukuqokelela amaxwebhu ngendlela elungeleleneyo, usebenzisa izixhobo zangoku, kunye nokuceba kusengaphambili, unganciphisa iimpazamo, kwaye ukhulise irhafu yakho. Le sikhokelo siyakwazi ukwandisa iingcebiso elibalulekileyo lokukunceda uqhubele phambili inkqubo ngentembelo nangempumelelo.

Ziqonde Ngokuzeleyo Iimbopheleleko Zenu Zerhafu

Ngaphambi kokuba uvule uhlobo olunye, kufuneka wazi oko ukuchasile. Iimfuno zerhafu ziyahluka kuxhomekeka kwingeniso oyifumanayo, kwisikhundla sakho, nakwindawo ohlala kuyo.

  • [[UMTL:0] Irhafu yengeniso ebhatalayo - ngokusekelwe kwingeniso yakho yonke ehlawulwayo yerhafu kunye nemeko ye-screen.
  • Irhafu yengeniso yesizwe – uninzi lwamazwe lufumana irhafu yengeniso yawo; khangela i-website yombutho werhafu karhulumente wakho.
  • Irhafu yengqesho yomsebenzi oziphakamisayo – ukuba usebenza njengenkomfa ezimeleyo, uboleka umqeshi nenxalenye yerhafu yeNtlalo-ntle neMedicara.
  • [[FLT: 0] Irhafu ehlawulwayo – iyafuneka ukuba ulindele ukuba unetyala ubuncinane i $1,000 kwirhafu karhulumente xa ufaka ifayile (eqhelekileyo yabahlawulwayo nabanini shishini abancinane).

Umba ofileyo. Umhla we-applican ye-IRS ungowoku- April 15, kodwa ungatshintsha ngenxa yeeholide okanye iintlekele. Ukungafumani ziphumo ezicwangcisiweyo kwimiqathango nenzala. "____________zingahlawuli zingafikelela ipesenti yerhafu engahlawulwayo ngenyanga ukuya kwi-25%. Ukuba ufuna ixesha elingakumbi, ifayile yokwandisa ukusebenzisa i-IRS Formage 4868, kodwa khumbula: ulwandiso lwefayile [[FLT: 0] ayiyithiliyiyo [[[[FL:]] [[FL:1]] ukwandisa ixesha lokuhlawula. Uqikelelo lwakho lwerhafuthelo nolukhotho lwemali.

Wahlanganise Kudala Ngokucokisekileyo Amaxwebhu Akho

Akukho nto inciphisa ukulungiselelwa kwerhafu njengokuzingela amaxwebhu alahlekileyo ngomzuzu wokugqibela. Qala ukuqokelela yonke into oyidingayo ekuqaleni konyaka, ngokufanelekileyo xa iifomu zifika ngoJanuwari. Uxwebhu olupheleleyo luquka:

Uxwebhu lwengeniso

  • [[UMTH: 0]W-2 fomu kumsebenzi-we ukunikela intlawulo kunye nerhafu ezirhoxisiweyo.
  • [[UMTL:0]-INEC kwimbuyekezo yokungaqeshwa (ukukhululeka okanye umsebenzi wesivumelwano).
  • [[UMTL:0]-INT kunye --Dav yenzala kunye nengeniso eyahlulweyo.
  • -G-1099-109 kwintlawulo karhulumente (imbuyiselo yokungaqeshwa, ii-rending zikarhulumente).
  • [[UMTL:0]-R kusasazo lwe akhawunti zomhlala-phantsi.
  • [[Ukhuseleko:0] Ukhuseleko olulungileyo (SA-1099) ukuba ufumana uncedo.
  • Iingxelo ze ingeniso yezoqoqosho ukusuka kwii-apps ezinjenge-Uber, i-Gaurdash, okanye i-Airbb.

Ulungiso & Amaxwebhu Oncomo

  • [[UMTL:0] Intengo yenzala (Form 1098) ukusuka kumboleki wakho.
  • [[UMTHETHO: 0] Irhafu yerhafu egqithisileyo okanye iingxelo ezibonisa irhafu ehlawulwayo.
  • [[UMTL:0] IReips zeminikelo yoncedo (iminikelo yecash ifuna uvumo olubhaliweyo lwemali engaphezu kwama-R250).
  • Iingxelo zemali yamazinyo nemali yamazinyo [ (inani elingaphaya kwe 7,5% yengeniso yakho elungisiweyo).
  • [[UMTL:0] Iingxelo zenzala yemali-mboleko yamalungu (Form 1098-E).
  • Iindleko zemfundo kunye neengxelo zemfundo (Form 1098-T)).
  • Inkcazelo yesinikezeli sosana kunye nerisithi ukuba ufuna umntwana noMphathi wenkathalo.
  • Iingxelo zemali yeshishini kubantu abasebenza ngokwabo (ii-recet, ii-atcam, izibalo ze-ofisi yasekhaya).

Sebenzisa ulawulo lwamanani (umz., Wisbox, Google Drive) okanye ifayile ephathekayo yokugcina yonke into. Lo mkhwa awugcini ixesha kuphela ngexesha lefayile kodwa unika ugcino olubalulekileyo ukuba i IRS icela uxwebhu. I IRS icebisa ukugcina iirekhodi zerhafu ubuncinane iminyaka emithathu, nangona ezinye iimeko zingafuna inkumbulo ende.

Khetha Indlela Efanelekileyo Yokusebenzisa Imeko Yakho

Indlela oyichaphazela ngayo ifayile yocoselelo, ixabiso, uncedo, kunye nomngcipheko wophicotho-zincwadi. Iindlela ezintathu ezingundoqo zezo:

Ukujija unxibelelwano nge-Software yerhafu

I-software yerhafu (njenge TurboTax, H&R Block, okanye i-Tax Act) ikukhokela ngenyathelo- elihamba ngokubuya. Ibala irhafu yakho, ivavanya iimpazamo, kwaye icebisa izincopho. Iimpahla ezininzi zinikela iinguqulelo zobulula kubuyelo olunzima. Ngo-2023, amaqabane enkqubo eIRS Free EFaceal edwe ngezixhobo ezininzi ze-software ukunikezela ngenkozo zemali ekhululweyo ehlawulwayo ye-$73,000 okanye ngaphantsi. I-eafly ithelekelela, kwaye ufumana iintlobo zakho zokubuyisela (ngoko kumaxesha angama-21). Kuphephe iimpazamo ezibhalwe ngesandla kwaye kubuyeke indlela enconywayo.

Ukungamniki Irhafu Ugqirha

Ukuba imeko yakho yerhafu intsonkothileyo . "njengento yokuba neshishini, izinto ezininzi zokuqesha, okanye ingeniso yehlabathi lonke"a CRIN i-APS (CPA), i-Anterrier eqengqelekileyo (EA), okanye igqwetha lerhafu linokuba luncedo kakhulu. Irhafu ihlala isebenza ngexesha lomthetho werhafu, yandisa iincopho, kwaye ikumele phambi kwe-IRS ukuba iyafuneka. Hlola iisiqinisekiso (umz., PTIN, i-EA) kunye nenkcitho yokuzimela. Abahlawuleli berhafumnoloji abaninzi, imali ihlawuliswa ngexesha eligciniweyo kwaye uxolo lwengqondo yokuba ukubuya kulungile.

Ukuhambisa I-imeyili Ngeefomu Zephepha

Iphepha ithambe kakhulu, uninzi lwemposiso- ukhetho. Ngaphandle kokuba awunayo unikezelo lwe Internet okanye ubuyelo olulula kakhulu, yinqabe. Iphepha libuyisela iinyanga kwinkqubela, kwaye iimpazamo ziqhelekile. Ukuba kufuneka unike iposi, khangela kabini inani ngalinye kwaye utyikitye ufomu; dibanisa zonke iindidi ezifunekayo. I IRS inikeza iifomu ezishicilelweyo nemiyalelo kwi website yayo.

Qwalasela inkqubo yeIRS yokuzithandela iInhome Task Application (VITA) ukuba ufumene iidola ezingama - 60 000 okanye ngaphantsi, unesiphene okanye uthetha isiNgesi esincinane. Amatsha - ntliziyo aqeqeshiweyo anceda ekulungiseleleni iimbuyekezo ezisisiseko zesisa.

Yandisa Indlela Oyisebenzisa Ngayo I-Software Yerhafu

Ukuba ukhetha ifayile, i-software yerhafu ingenza lula ngokuphawulekayo inkqubo. Nantsi indlela yokuyisebenzisa ngokunempumelelo:

  • Phendla ubuyile kunyaka ophelileyo – izixhobo ezininzi zikuvumela ungenise ugcino-lwazi ngqo ukusuka kubuyelo lwakho lonyaka ongaphambili (PDF okanye i-akhawunti yelayini). Oku kugcina ixesha kwaye kunciphisa iimpazamo ze CD.
  • Ngenisa W-2s kunye 1099s – abaqeshi abaninzi kunye namaqumrhu emali ngoku bathumela idata kwi IRS kwaye bavumela ungeniswa kwisoftware yakho yerhafu. Buza umqeshi wakho ukuba banenxaxheba kudweliso lwenkqubo yokurhweba ngeW-2.
  • landela inkqubo yodliwano-ndlebe - - iimpendulo zemibuzo. I-software iza kufana neempendulo zakho nezincopho ezifanelekileyo. Musa ukutsiba amacandelo ucinga ukuba awufaneleki; ungaphoswa yinto ethile.
  • Jonga impazamo- yokukhangela iziphumo - phambi kokuba unikezele, sebenzisa ukhangelo lwecomputer. Iinkqubo ezininzi iflegi ye-typos, ulwazi olulahlekileyo, okanye amanani aguquguqukayo.
  • [[Uphicotho-zincwadi:0] Ukujonga umngcipheko wophicotho-zincwadi – ezinye iimpahla zinikela inkxaso yophicotho-zincwadi (umz., ukhuselo lophicotho-zincwadi lwe-TurboTax, ukhuseleko lwe-H&R Block Application). Oku kunganika uncedo olubalulekileyo ukuba ubuyile bakho buphenyiwe.

Ukusebenzisa i-software akukukhululi kuxanduva; ekugqibeleni uza kuphendula ngokuchanekileyo kokubuya. Kodwa inkqubo ecwangciswe kakuhle inciphisa amathuba eempazamo eziqhelekileyo/impazamo zinobangela # woqhagamshelwano lwe-IRS.

Gcina irhafu efunekayo ukukhuthaza uluntu ukutyhubela unyaka

Intelekelelo zinciphisa ingeniso yakho ehlawulwa yirhafu, enokuthi inciphise irhafu yakho okanye yandise irefu yakho. Isitshixo kukwazi oko ungakukhuphayo kwaye ugcine iirekhodi ezifanelekileyo. Inkoliso yabaxhasi berhafu ingakhetha phakathi kwe [ esesikweni intlawulo [ [$13,850] kwiifayile ezikomnye ku 2023, $2,7,700 kwiminxeka yomtshato) kunye nezithengiso ezithelekisa imali ezithenjiweyo . Kufuneka unike imali yakho epheleleyo efunekayo kwixabiso elingaphezulu. Iindleko eziqhelekileyo ziquka:

  • [[UMTL: 0] Inzala yemali [[FT: 1] kwikhaya lakho elisisiseko okanye elisemgangathweni (umda osekelwe ekufumaneni ityala).
  • [[UMTL:0] Irente yerhafu yasekuhlaleni (ingeniso okanye irhafu yerhafu yempahla + ukuya kwi R10 000 idityanisiwe).
  • Iminikelo yemali kwimibutho efanelekayo (ikhash, impahla, imayile eqhutyelwa ukusebenziswa ngokuzithandela).
  • Inkcitho yemali egqithiseleyo ngaphezulu kwe 7.5% yeAGI yakho.
  • Ukuhlahlela nobusela kwilahleko kwintlekele ebhengezwe ngurhulumente (semva konyaka ka-2018, kuphela kwiintlekele ezivakaliswe ngumongameli).

Kubantu abasebenza nzima, uluhlu lwandisiwe: ukuthengwa kweofisi yasekhaya, ukusetyenziswa kwemoto (umlinganiselo wemayile emalunga ne-65 nge-mayile ngo-2023), ukubonelelwa, izixhobo, iimali ze-inshorensi yempilo, kunye neminikelo yokusebenza umhlala-phantsi. Gcina ilog enenkcukacha zemayile kunye nee-lisithi zemali zeshishini. I-IRS ingqongqo; isithuba kufuneka sisetyenziswe rhoqo kwishishini.

Kwenze umkhwa ukuvavanya kunye neerisithi zefayile nyanga nganye usebenzisa ii-apps njenge Khwebisa okanye Ibhanki Yerelidale. Kulo nyaka wonke uzama ukuphelisa ukuhamba ngoAprili kwaye uqinisekisa ukuba uthatha zonke iincopho ezisebenzayo.

Qiniseka- Kabini Zonke iinkcukacha Phambi Kokungenisa

Itypo elula ingalibazisa irefu yakho, ichumise isaziso, okanye iphumele kuphicotho-zincwadi. Ngaphambi kokuba ubethe, faka /okanye wisa imvulophu yakho kwiposi/_jonga oku kulandelayo:

  • Ulwazi lwesiqu sakho: Igama, inani loKhuseleko loNtlalo, nomhla wokuzalwa kwakho nomntu ngamnye oxhomekeke kuye kufuneka angqinelane neengxelo zoKhuseleko loLuntu. Ukungahambelani kungakwala ukubuya.
  • Amanani afunyenweyo: Thelekisa amanani kwiW-2 kunye ne 1099 kwinto oyingenileyo. Sebenzisa i IRS''''''s “Fuma iscript” isixhobo ukuqinisekisa ukuba umqeshi okanye umhlawulanikazi wakho ungenise amanani achanileyo.
  • [[FLT: 0] ulwazi lwetyala lobumnyama: Ukuba ukhetha ugcino oluthe ngqo lwe-refounds yakho, khangela kabini ukuhambisa kwakho namanani e-akhawunti. Umvo ongachanekanga ungathumela i-frest yakho komnye umntu.
  • [[UMTL:0] Imali kunye namatyala: Qinisekisa ukuba unenkxaso kwinto nganye. Umzekelo, ukuba uthi i-Infeece Intejanti yerhafu ehlawulwayo (EITC), qinisekisa ukuba ufumana ingeniso kunye neemfuno zokuhlala.
  • [[FLT: 0] Isalathisi: Iphepha libuyisela ifayile kufuneka ityikitywe; ifayile ibuyisela ifuna utyikityo lwamanani (usebenzisa unyaka wakho wangaphambili AGI okanye i Desktop Yokuzikhetha yodwa kwi IRS).

Emva kokunikezela, ungasebenzisa i IRS2 Go Goo okanye i I “Wuphi Umphambili Wam?” isixhobo kwi website ye IRS ukulandelela ubume be-revend yakho. Ukuba ufumanise impazamo emva kokupakisha, fayile ibuya ngoku lungisa usebenzisa i Form 1040-X. Linda de i-revennd ilungiswe (ubuncinane iiveki ezintathu ze- efile, ixesha elide ukwenzela iphepha).

Ifayile ngexesha Ize Iphephe Ityala

Umthetho oyintloko: ukuhlangabezana nommiselo wesiqinisekiso. Ukuba awukwazi ukufaka ifayile ngoAprili 15, ucela ulwandiso oluzenzekelayo (Form 4868) ngomhla ofanelekileyo. Oku kukunika de kuOktobha 15 ukufakela ubuyiselo lwakho, kodwa hayi [ yandisa ixesha lokuhlawula. Phatha ubuncinane 90% yerhafu yakho eqikelelwayo ngoAprili 15 ukunqanda isiso sokubhata- emva kwexesha (0.5% ngenyanga kwimali engahlawulwanga). Ukuba unetyala, qwalasela ukusebenzisa iinketho zemali ezithiweyo ezifana nobhaso oluthe ngqo okanye iSebe le-Genetroli ye-Genetroli (EFTS).

Kubantu abahlawula iirhafu abahlala okanye abasebenza kwelinye ilizwe, ulwandiso oluzenzekelayo lwenyanga ezimbini luyafumaneka, kodwa inzala isekhona ngerhafu engahlawulwayo. Abasebenzi basemkhosini kummandla wokulwa bangafumana ulwandiso olongezelelekileyo. Ngamaxesha onke khangela i-website ye-IRS ukwenzela eyona misebenzi ithe yakhawuleziswayo kunye nentlaselo yentlekele.

Cebela Unyaka Ozayo

Xa sele uyibhalile, ungayivali le ncwadi ngerhafu de ube uzimisele ukuzenzela amava amnandi ngonyaka ozayo. Nawa amanyathelo aqhubekayo:

  • lungisa ukuphatha kwakho usebenzisa i-IRS Treaxing Anithamsator. Ukuba ufumene i-refounding enkulu, unika urhulumente imali-yomzabalazo engenanzala; ukuba ubolekisa ngenkokhelo, ungafumana isohlwayo esiphantsi kwemivuzo. Faka ifomu entsha W-4 kumqeshi wakho ukucotha imali ethanjiswe kwi-ebhaso ngalinye.
  • [[UMTL:0] Yenza irhafu eqikelelwayo ukuba uziqesha. Paso iqumrhu (Aprili 15, Juni 15, Septemba 15, wesiNgesi 15, 15 kaJanuwari 15 wonyaka olandelayo) ukuphepha izigwebo. Sebenzisa Ifomu 1040-ES ukubala nokuhlawula nge-elektroniki.
  • [[FLT: 0] Ukuqinisekisa ukugcina irekhodi kunyaka wonke. Nyikela amaxwebhu erhafu udibanise amarisithi njengoko uwafumana. Ii-apps ezininzi ziyakwazi ukudibanisa iindleko kwaye zingadityaniswa ne-software yerhafu.
  • [[FLT: 0] Hlala usazisiwe ngotshintsho lomthetho werhafu. Umthetho werhafu nowomsebenzi ka-2017 wenze iinguqu ezitsha kwisigaba kwiminyaka edluleyo; imithetho emitsha efana noMthetho we-Inflatection Reduction Reduction Act ichaphazela ityala (umz., inkqubela-mandla yasekhaya). Zibophelele kwi IRS email uhlaziyo okanye inqaku lencwadi i IRS News room.
  • Ityala elibhekiselele kwityala lomhlala-phantsi. Iminikelo kwii-IRAS, 401(k) kunye ne-SEP IRA inganciphisa ingeniso yakho ehlawulwayo. Nokuba ngaba awunakukwazi ukuyenza inkulu, nikela into enciphisa irhafu yakho kwaye ukhulise imali yakho.

Ukuqala kwangethuba, ukuhlala, nokusebenzisa izixhobo ezifanelekileyo kuguqula ulungiselelo lwerhafu ukusuka kuxaso olungxamisekileyo lube ngumsebenzi olawulekayo wonyaka ngamnye. Ukuba uziva woyiwe, musa ukuthandabuza ukufuna uncedo kugqirha ofanelekileyo okanye usebenzise ubuncwane be-IRS obufana i-IS Free Fayile[ inkqubo, [[FLT:] inkqubo, [[FLT:]] i-Volteer Infection mediation mediation inkqubo, okanye ulawulo olubanzi [[FLT:]] lwe-17 .. Ngokwamkela ezi zicwangciso, ungayifayile yakho elungeleyo kwaye ngokuqiniseka unyaka ngamnye.