Table of Contents
Ukuqonda indlela ezisetyenziswa ngayo iinkonzo zoluntu zikarhulumente kungaguqula abantu kunye neentsapho ezijongene neengxaki zemali. Ngomgangatho worhulumente wama-2026 wobuhlwempu obumiselwe malunga no-R35,960 ngonyaka kumntu ngamnye kunye nama-R3 000 ngonyaka kwentsapho enamalungu amane, ezi migaqo zihlaziywa zimisela ukuba kulula ukufikelela kuMedicaid, SNAP, inkxaso-ACAP, i-CIP, kunye nezinye ezininzi zorhulumente ezikhoyo. Nangona kukho ezi zinto, izigidi zabantu abafanelekayo azizenziwa zifumane iingenelo abanazo — ngokufuthi ngenxa yokuba abazi ukuba zikhona iinkqubo, abazikwazi ukusebenzisa, okanye abathathi bangene. Olu khokelo lubanzi luya kukunceda ukuba uhambe kwiinkqubo zehlabathi zeenkonzo zoluntu kunye nezingokweenkqubo zikarhulumente zakho.
Ukuqonda Iinkqubo Zoncedo Zikarhulumente
Iinkqubo zoncedo lukarhulumente zimela umnatha obalulekileyo wokhuseleko kwizigidi zamaMelika. Ezi nkqubo zinceda ekunikezeni iimfuno ezisisiseko ezinjengokutya, ikhusi, imfundo, kunye nonyango kubemi base-U.S. ngemfundo yokuqala neyemfundo ephakamileyo, inkxaso yemfundo ephakamileyo, ukungasebenzi ne-inshorensi eyimiqobo, inkxaso-mali yabasebenzi abanokufumana abaphantsi kwemali, inkxaso-mali yezindlu, inkxaso-Mithelelanotion Confection Program, iimali zemperance, kunye neenkqubo ze-inshorensiverance. Iinkqubo zenziwe ukuxhasa abantu abasengozini ngexesha lobunzima noncedo lweentsapho ezifumana ukhuseleko loncedo lwemali
Zininzi iinkqubo zoncedo eziqulethwe ngurhulumente norhulumente ezikhoyo ukuxhasa abantu ababuthathaka eUnited States, zisenza ubomi bubenothezeko ngakumbi ngexesha lobunzima bezoqoqosho. Ezi nkqubo ziquka iindidi ezininzi eziquka unyango, ukutya okunesondlo, inkxaso yengeniso, imfundo, kunye nezixhobo eziluncedo. Inkqubo nganye ineemfuno ezikhethekileyo ezinokufezekisa ezisekelwe kwimiba enje ngengeniso, ubukhulu bendlu, ubudala, ubulwelwelwe, kunye nobumi.
Umgangatho Wobuhlwempu Bomanyano Nobugocigoci Benkqubo
Umgangatho wobuhlwempu obumanyeneyo ngumqobo wengeniso ehlaziywe rhoqo ngonyaka yi-HHHS esebenza njengesiseko sokumisa ubuchule kwiinkqubo ezininzi zoncedo. Ukuba ingeniso yendlu yakho ingaphantsi okanye ingaphantsi kweepesenti ezithile zezi mali, ungafanelekela ukucuthwa kwemali okanye iinzuzo ezikhululekileyo. Iinkqubo ezahlukeneyo zisebenzisa imiqobo eyahlukeneyo yeFPL ukugqiba i-elig, ukusuka kwi-100% ukuya ku-400% kuxhomekeke kwinkqubo.
Umlinganiselo we FPL uyafana ngaphaya kwamazwe angama-48 ahambayo kunye ne Washington, D.C., kunye ne-Alaska neHawaii zinemigaqo ephezulu. Noko ke, urhulumente ngamnye ungazimisela imiqobo yenkqubo yawo engenakulinganiswa kwimida eyahlukeneyo yeFPL, ithetha umlinganiselo wengeniso yenkqu yenkqubo ethile ungahluka kakhulu ngokombuso.
Iinkqubo zonyango
I-Medicaid: ISigqumo sempilo esiNcedisiweyo sokuHlakulelwa kwabantu abaza kungena phantsi
UMedicaid yinkqubo yezempilo yabantu abathile kunye neentsapho ezifumana ingeniso ephantsi kunye nezibonelelo. Lucwangciso lobuchule oluxhaswe liphondo norhulumente, kwaye lulawulwa ngamaphondo. Njengomthombo omnye omkhulu wengxelo yempilo eUnited States, uMdicaid udlala indima ebalulekileyo ekuqinisekiseni ukufikelela ekukhuseleni impilo yabemi abasengozini.
Abaxhamli be-Medicaid kufuneka babe ngabemi base-United States okanye abanye abantu abangengobemi abafanelekayo, abafana nabahlali abahlala ngokusemthethweni. Ukongezelela, amanye amaqela angenayo inzala alinganiselwe ngenxa yobudala, okanye ngenxa yokumitha. Kuwo onke amazwe, uMedicaid unikela ingxelo yempilo kubantu abathile nakwientsapho, kuquka abantwana, abazali, abantu abakhulelweyo, abantu abadala abafumana ingeniso ethile, nabantu abaneziphene.
Iimfuno Zokoyisa
Ukufaneleka kweMedicaid kuyahluka ngokwemeko, kodwa kukho iimfuno eziqhelekileyo kuwo onke amazwe. Abangeneli beMedicaid kufuneka ngokuba ngabemi belizwe apho bafumana khona iMedicaid. Umthetho womanyano ufuna iimeko zokugquma amaqela athile abantu. Iintsapho eziphantsi ezifunyenweyo, amabhinqa akhulelweyo kunye nabantwana abafanelekayo, nabantu abafumana i-Someral Security Infige (SS) bayimizekelo yamaqela anyanzelekileyo.
Ngokutsho kwengxelo ekwandiseni i-Medicaid, ungafaneleka ngokusekelwe kwingeniso yakho yodwa. Ukuba ingeniso yendlu yakho ingaphantsi kwe- 133% yomgangatho wobuhlwempu karhulumente (FPL), uyafaneleka. (Ngenxa yendlela oku oku oku oku oku okukubalwa ngayo, kuvela ukuba yi-138% yomgangatho wobuhlwempu obulawulayo.) Noko ke, iNkundla ePhakamileyo yase-U.S. iwise umthetho wokuba ulwandiso lweMdicaid luqhutywa ngokuzithandela ngamazwe, ngoko amanye amazwe awandisa iinkqubo zawo zeMedicaid.
Iindlela ezizodwa ze-Medicaid
Ama-Atopic anokukhetha ukuseka "ucwangciso olufunekayo kwezonyango" kubantu abafumana iimfuno zempilo eziphawulekayo ukuba banokukwazi ukufikelela kwi-Medicaid phantsi kwamanye amaqela angakwaziyo ukufikelela. Abantu abasweleyo kwezonyango basenokufaneleka ngo "kuxhobisa" umlinganiselo wengeniso engaphezulu kwengeniso karhulumente efunekayo. Abantu bachitha imali eninzi ngokufumana iindleko zezonyango kunye nokunyanga abangenayo i-inshorensi yempilo. Xa iindleko zomntu ngamnye ezifunyenweyo zinokudlula kumgangatho wengeniso yomntu ngamnye kunye nemali yelizwe eliswele inkxaso yezamayeza, umntu angasetyenziswa ukuze afaneleke kwi-Medid.
Inkqubo yabantwana ye-inshorensi yempilo (CHIP)
Inkqubo yeInshorensi yezempilo yabantwana (CHIP) yinkqubo elungiselelwe liSebe lezempilo kunye neeNkonzo zoluntu eUnited States enika imali engqinelanayo ukuze ifumane imali ye-inshorensi yempilo kwiintsapho kunye nabantwana. Le nkqubo yenzelwe ukugquma abantwana abangafakwanga kwiintsapho ezinengeniso encinane kodwa ephezulu kakhulu ukuba bafanelekele uMedicaid. Le nkqubo igcwalisa umsantsa onzima kwiintsapho ezisebenzayo ezifumana imali eninzi kakhulu ukuba zifanelekele iMedicaid kodwa zingakwazi ukuthenga i-inshorensi yempilo yabucala.
Ukuba umvuzo wakho uphezulu kakhulu ukuba ungathi uMedicaid, umntwana wakho usenokufanelekela kwiNkqubo yeInshorensi Yezempilo yabantwana (CHIP). Igubungela ukunyanyekelwa kwabantwana abanamazinyo kunye nabantwana abangakhange bafumane amazinyo de bafikelele kwiminyaka eli-19.
i-Medicare
IMedicare yinkqubo ye-inshorensi yempilo yesizwe ngokuyintloko kubantu abaneminyaka engama-65 nangaphezulu, nangona ikwagqubuthela abantu abathile abaselula abaneziphene kunye nabo bane-End-Stage Renal Disease. Ngokungafaniyo noMedicaid, iMedicare ayisekelwanga kwingeniso kodwa kumgangatho wobudala okanye wesiphene. Emva kweenyanga ezingama-24 ufumene i-SSDI, uyafaneleka ngokobuqu ukuba uthethelelwe ngezonyango lweMedicare.
Iinkqubo zoncedo lwezonyango
Inkqubo yoncedo lokutya eyongezelelweyo (SNAP)
E-US, uncedo lwemali lokuthenga ukutya kwabantu abaphantsi nabangahlawulwayo lunikezelwa ngeSomeral Nutrition Application Program (SNAP), eyayisaziwa njenge-Foood Stamp Program. Le nkqubo yoncedo lwamagunya ilawulwa yi-Food and Nutrition Service yeSebe lezeLimo lase-U.S. i-SNAP yenye yeenkqubo zoncedo zikarhulumente ezisetyenziswa kakhulu, ukunceda izigidi zeentsapho zithenge ukutya okunesondlo.
Iingenelo ze-SNAP zinikezelwa ngekhadi le-ECM Transvection (EBT) elisebenza njengekhadi elikhutshwayo kubathengisi abagunyazi. Inzuzo yendlu ixhomekeke kubukhulu bendlu, ingeniso, kunye nemali evumelekileyo. Iintsapho ezinokusebenzisa i-SNAP ukuthenga ukutya okuquka iziqhamo, imifuno, inyama, izithako zobisi, izidlo, izidlo, kunye neenkozo zokulima ukutya.
ISAP
I-SNAP elungelelanisiweyo inqunyulwa yimida yengeniso epheleleyo kunye nengeniso yomnatha, enxulumene nomgangatho wobuhlwempu obumanyeneyo. Iintsapho ezininzi kufuneka zihlangabezane nemida yengeniso ephezulu (phambi kokuhlaziywa) kunye nemilinganiselo yengeniso yomnatha (ngokokuba zithenjiswe). Iintsapho namalungu akhulileyo okanye akhubazekileyo kufuneka kuphela afikelele umlinganiselo wengeniso yomnatha. Kwi-SNAP, i-Social Secuty ibalal Secuty ifumana ingeniso kodwa iincopho ezithile zinokusetyenziswa.
Inkqubo Ekhethekileyo Yezondlo Zamabhinqa, Iimveku Nabantwana (Wic)
Inkqubo yeWic inika amagunya asekuhlaleni ukuze kufumaneke ukutya okongezelelekileyo, ii-arhente zonyango, kunye nemfundo yokuzondla amabhinqa akhulelweyo aphantsi, ancancisa ibele, amabhinqa angengomalungu ebeleko, iintsana nabantwana abafikelela kwiminyaka emihlanu abanokufunyanwa besengozini yokutya okunesondlo. I-WiC inika ukutya okunesondlo esithile kwizongezo zokondla, ulwazi olungentlalo, kunye nee-arhente ezibhekisele kwimpilo kunye nezinye iinkonzo zoluntu.
Ezinye Iinkqubo Zokunceda Ngokutya
Udweliso lwenkqubo ye-Child and Adult Care Food Program (CACFP) luluhlobo loncedo lwamazwe aseUnited States olunikwa liSebe lezeLimo lase-U.S. luza kuchaza ukulungiselela ulungiselelo lokutya okuncinane imihla ngemihla kubantwana abaqikelelwayo abasisi-3, nabamalunga ne-112 000 000 000 abalupheleyo okanye abantu abadala abagulayo okanye abagulayo ngokwengqondo okanye abakhubazekileyo kwizicwangciso zemini zomcikica. Iinkqubo ezongezelelekileyo ziquka iSikolo seSikolo saseLunch Program, iSikolo soPhuhliso leMidlalo, kunye neNkqubo yeNdlumo yeProalisa Iimarikethike.
Iinkqubo zoncedo lwezindlu
Inkqubo Yokhetho lwezindlu (Unyuso 8)
UMthetho weNdlu kunye noPhuhliso loLuntu wamaCandelo angowe-1979 wakha iCandelo lesi-8, ukuhlawulwa koncedo lwerente kumninindlu wabucala ngenxa yezindlu ezifumana imali ephantsi. INkqubo yokuKhetha iHouse Voucher (Ulwandiso 8) ihlahlela irente yezindlu ezifumanekileyo eziphantsi — abathathi-nxaxheba bahlawula malunga nama-30% emali ehlawulwayo kwirente yaye abaxhasi bahlawula abaseleyo.
ICandelo lesi-8 lilawulwa ngabasemagunyeni beendawo zoluntu zasekuhlaleni (PHA) kwaye linceda iintsapho ezifumana imali ephantsi kakhulu, abalupheleyo, nabantu abaneziphene bayakwazi ukuthenga izindlu ezifanelekileyo, ezikhuselekileyo, nezicocekileyo emarikeni. Abathathi-nxaxheba bakhululekile ukukhetha nayiphi na indlu ehlangabezana neemfuno zocwangciso kwaye ayipheleli kwiprojekthi yezindlu eziphantsi.
Izindlu zikawonke-wonke
Izindlu zikawonke-wonke zibonelela ngeepokotho zerenti ezinokufikeleleka zezakhono nezilawulwa ngabasemagunyeni bezindlu zikawonke-wonke basekuhlaleni (PHA). Izindlu zikawonke-wonke zasekwa ukulungiselela ukuqesha iintsapho ezifanelekileyo nezikhuselekileyo ezifanelekileyo zemali ehlawulwayo, abantu abakhulileyo, nabantu abaneziphene. Izindlu zikawonke-wonke zisuka kuzo zonke iisayizi nentlobo, ukusuka kwizindlu ezithe saa saa nezindlu ezihlala iintsapho ezikhulileyo ukuya kwizindlu eziphezulu.
Ezinye Iinkqubo Zezindlu
Iimali zorhulumente zemali zoncedo lwezindlu ezininzi nge-HUD. Iinkqubo ezongezelelekileyo ziquka iProject-sesiseko se-Rente helpation, Indlu yabalupheleyo (Ukhupho 202), Indawo Yokuhlala Abantu Abaneziphene (Ukhubazeko 811), kunye neenkqubo ezahlukeneyo zolawulo lwamakhaya. Ucwangciso ngalunye luneemfuno ezikhethekileyo ezinokufezekisa kunye neenkqubo zesicelo.
Iinkqubo zokuxhasa ingeniso
Ingeniso yoKhuseleko eyongezelelweyo (SSI)
SSI inika abantu abadala nabantwana abaneziphene okanye abamfamayo abafumana ingeniso elinganiselweyo kunye nezinto, kwakunye nabantu abadala abangama-65 nangaphezulu abangenaziphene ezifikelela kwiimfuno zemali. I-SSI ilawulwa yiSocial Security Administration (SA).
Imali ehlawulwayo ye-SSI ye-2026 yi-$967 ngenyanga kumntu ngamnye kunye nesibini esino-R3450 ngesibini. Amanye amaphondo ongeza esi simbuku ngentlawulo eyongezelelekileyo karhulumente. SSI inika inkxaso yengeniso efunekayo kwamanye amalungu asengozini kwibutho labantu, iwanceda ahlangabezane neemfuno ezisisiseko zokutya, impahla, kunye nekhusi.
I-inshorensi yokhuseleko loluntu (SDI)
Ngokungafaniyo ne-SSI, i-SSDI isekelwe kwimbali yakho yangaphambili yomsebenzi nerhafu yoKhuseleko lweNtlalo ozihlawulele. Ukuze ufaneleke, kufuneka ube nesiphene esifanelekileyo esithintela umsebenzi onzima kwaye uzuze imali eyaneleyo yokuthenga umsebenzi ngomsebenzi. Imali e- SSDI e-avareji ngo-2026 imalunga ne-$1,400 ngenyanga, nangona iimali zahluka ngokweemfuno zakho ngokwembali yemali.
I-SSDI inika iingenelo kubantu abangakwaziyo ukusebenza ngenxa yemeko yezonyango elindeleke ukuba ihlale ixesha elinokuba ngunyaka okanye ibangele ukufa. Le nkqubo ifuna ukuba abafaki-zicelo basebenze kwimisebenzi egqunywe yiNtlalo-ntle kwaye babe nemeko yempilo ehlangabezana nenkcazelo yeNtlalo-ntle yesiphene.
Uncedo Lokwexeshana Kwiintsapho Ezisweleyo (TanF)
UT.T. unika iintsapho ezinabantwana uncedo lwemali lokwexeshana xa abazali okanye ezinye izizalwana ezinoxanduva zingenakukwazi ukulungiselela iimfuno ezisisiseko zentsapho. Olu cwangciso lugxininisa kumsebenzi, imbopheleleko, nokuzinceda. Abamkeli kufuneka babe nenxaxheba kwimisebenzi efana nokuqeqeshwa emsebenzini okanye umsebenzi.
Iinzuzo zemali ziyahluka-hluka ngokwemeko-bume — ukusuka ngaphantsi kwama-$200/nyanga kwamanye amazwe ukuya kuma-$900/nyanga kwamanye kwintsapho enamalungu amathathu. ATANF lucwangciso olunika inkxaso, oko kukuthi urhulumente wengingqi unika intlawulo yemali emiselweyo kumazwe, ngoko eyila kwaye isebenzisa iinkqubo zayo ngaphakathi kwemigaqo yorhulumente.
I-inshorensi yemisebenzi
I-inshorensi ye-inshorensi yokungaqeshwa inikela inkxaso yengeniso yexeshana kubasebenzi abaye baphulukana nemisebenzi yabo ngaphandle kwempazamo yabo, yaye ngokukhutheleyo bafuna umsebenzi omtsha. Le nkqubo lumanyano lwamazwe, kunye norhulumente ngamnye onika inkqubo yakhe ngaphakathi kwemigaqo karhulumente. Iingenelo zithathe indawo yenxalenye yomvuzo wangaphambili ngexesha elilinganiselweyo, ngokuqhelekileyo malunga neeveki ezingama-26, nangona oku kunokuthi kwandiswe ngexesha lokungaqeshwa okuphezulu.
Ukuze bafanelekele iinzuzo zokungaqeshwa, abasebenzi kufuneka bahlangabezane neemfuno zikarhulumente zomvuzo ofunyenweyo okanye ixesha elisetyenziselwe kwixesha elimiselweyo, elibizwa ngokuba lixesha lokuthotywa kwesiseko. Bakwamele bazimisele ukungasebenzi ngaphandle kwempazamo yabo, bakwazi ukusebenza kwaye bafumaneke, baze bafune umsebenzi ngokukhutheleyo.
Ukungabikho kwamandla kunye noncedo lwamandla
Inkqubo yoncedo lwamandla asekhaya ehlawulwayo (LIHEAP)
I-LIHEAP kunye ne-Weathering Application Application inceda kwiindleko zamandla kunye nokusebenza kwemozulu ekhaya. I-LIHEAP yinkqubo exhaswa ngurhulumente enceda amakhaya afumana imali ephantsi kunye neendleko zamandla awo, inika uncedo ngeendleko zokufudumeza nokupholisa, ungenelelo lwengxaki yamandla, kunye nokulungisa imozulu kunye nolungiso lwamandla olunxulumene nekhaya.
ILIHEAP inganceda iintsapho ezifanelekileyo ezihlawulela ukufudumala okanye ukupholisa amakhaya azo, yaye kwezinye iimeko, zinganceda kwiimeko zobunzima bombane. Ucwangciso lulawulwa ngamazwe, imimandla, nezizwe, nganye kwezizimisela iimfuno zayo ezifanelekileyo kwimigaqo karhulumente. Ukuqala kunikwa iintsapho ezinengeniso ephantsi kakhulu kunye neendleko okanye iimfuno eziphezulu zamandla.
Inkqubo Yobomi
Iinkqubo ezikhethekileyo njengenkqubo yoLondolozo lweMpatho zinika iinkonzo zonxibelelwano ezincitshisiweyo. Inkqubo yoLondolozo lweMbali inika ipesenti kwimfonomfono okanye kwinkonzo ye-Internet kubathengi abafumana imali ephantsi, iqinisekisa ukuba bonke abantu baseMerika bayakwazi ukufikelela kwiinkonzo zonxibelelwano abafuna ukunxibelelana nazo nemisebenzi, intsapho, kunye neenkonzo zongxamiseko.
Iinkqubo zoncedo lwemfundo
Inkqubo yeFederal Pell Grant
Imfundo inika uqeqesho olufana noluyiFell Grant Program neFSEOG ixhasa abafundi abafumana imali ephantsi abasukela imfundo ephakamileyo. UPederal Pell Grant ngowona cwangciso lukhulu lokunika urhulumente olunikezelwayo kubantwana abangaphantsi kwegunya kwaye lwenzelwe ukunceda abafundi abasuka kwiintsapho ezifumana imali ephantsi. Ngokungafaniyo nemali-mboleko, amaGrant akunyanzelekanga ukuba ahlawulelwe ngaphandle kwaphantsi kweemeko ezithile.
Umlinganiselo wemali ka-Pell Grant ubonakala ngemfuno yemali, indleko yokuya, ubume bokubhalisa (ixesha elipheleleyo okanye inxalenye yexesha), nokuba umfundi uyaya kunyaka wemfundo opheleleyo okanye ngaphantsi. Utshintsho oluphezulu lukaPell Grant ngeminyaka lusekelwe kwinkxaso-mali yenkqubo.
Uncedo lwabafundi abamanyeneyo
Ngapha koko, urhulumente wesizwe unika iintlobo ezahlukeneyo zoncedo lwabafundi kuquka iimali-mboleko ezincinci nezingalawulwayo, iinkqubo zomsebenzi, kunye nolunye uncedo lwemfundo. Isicelo samaNgeniso soKhuseleko Lomfundi (FAFSA) siyindlela yokufikelela kwezi nkqubo. Abafundi kufuneka bagqibe iFAFSA ngonyaka ukugqiba ukufaneleka kwabo ukuze bafumane uncedo loluntu.
Iingenelo Zokuhamba Neenkozo
Inkxaso yezonyango isetyenziswa yi-Vereteran Health Administration yaye inikela intlawulo yempilo yasekhaya, iinkonzo zempilo yasekhaya, uncedo lokuva, uncedo lwamazinyo, iinkqubo zempilo yengqondo, kunye neenkonzo ezininzi. Abasebenzi be-Veretans basenokufanelekela iingenelo ezininzi eziquka intlawulo yesiphene, iinkqubo zempesheni, imfundo neengenelo zoqeqesho, isiqinisekiso sokubolekisa ekhaya, kunye neenkonzo zokubuyisela umsebenzi.
Ukufaneleka kweengenelo zamavalendre kuxhomekeke kwizinto ezifana nokukhulula, ubude benkonzo, umlinganiselo wokukhubazeka, nomgangatho wengeniso. ISebe leMicimbi yeMicimbi yezeMicimbi (VA) liqhuba inkqubo yonyango edityanisiweyo yelizwe, linika ukhathalelo kumaziko ezamayeza eVA kunye neekliniki ezingaphandle kwe-kliniki
Indlela Yokusebenzisa Iinkqubo Zoncedo Zikarhulumente
Ukuqonda Ukuba Unesidima
Ukugqiba enoba intsapho yakho iyakufanelekela ukuzuza iingenelo phantsi kwemigaqo engama-2026, bala ingeniso yendlu yakho ngokudibanisa ingeniso eninzi yonyaka yabo bonke abakwintsapho yakho. Quka imivuzo, ingeniso yokuziqesha, iingenelo zoKhuseleko loNtlalo, intlawulo yokungaqeshwa, kunye neminye ingeniso ehlawulwa yirhafu.
Ukufaneleka kweenkqubo zoncedo zikarhulumente kudla ngokufuna ubumi base-U.S. okanye ubuhlali obusemthethweni, ukuhlangabezana nemigaqo ekhethekileyo yengeniso, kunye neemfuno zobungakanani bendlu. Noko ke, iimfuno zahluka ngokuphawulekayo ngokwenkqubo, ngoko kubalulekile ukukhangela imigaqo ekhethekileyo yokulungelelaniswa kwenkqubo nganye onomdla kuyo.
Iindlela zeNkqubo
Zininzi iindlela zokufaka isicelo soncedo lukarhulumente. Xelela umbutho wakho wentlalo wesizwe ukuze ufumane ulwazi olungeenzuzo zeenkqubo zikarhulumente nezinye ezingakumbi. Iinkqubo ezininzi zikuvumela ukuba usebenzise i-intanethi ngeewebhsayithi zikarhulumente ezisemthethweni, ezinokuba yeyona ndlela ikhawulezayo nefanelekileyo.
Ungasebenza nakumntu kwii-ofisi zikarhulumente okanye kwimibutho yasekuhlaleni. Ezinye iinkqubo zifuna udliwano-ndlebe oluphumayo njengenxalenye yenkqubo yokufaka isicelo. Ukongezelela, iinkqubo ezininzi zivumela izicelo ngeposi okanye ngemfonomfono. Indlela yokufaka isicelo isenokuhluka kuxhomekeke kwinkqubo ethile nakwimo yakho yokuhlala.
Ukusebenzisa Iingenelo.
Qhagamshelana neSebe leSebe lezeNtlalo okanye iinzuzo zotyelelo.gov ukufumana inkqubo karhulumente wakho. Iingenelo.gov yiwebhsayithi esemthethweni karhulumente wase-U.S., inika ulwazi ngeengenelo neenkqubo zoncedo ezingaphezu kwe-1,000. Esi sigqwesi sinika isixhobo sokuzibonisa ngesisa isixhobo esisisibonelelo esinokukunceda uqonde iinkqubo onokuzifanelekela ngokweemeko zakho.
Uxwebhu Olufunekayo
Xa ufaka isicelo senkonzo yentlalo, uzakufuna ukunikezela ngeentlobo ezahlukeneyo zoxwebhu ukuqinisekisa ukuba uyafaneleka. Amaxwebhu aqhelekileyo aquka ubungqina (iphepha-mvume lomkhosi, i-ID yombuso, okanye ipassport), amakhadi oKhuseleko lwasekuhlaleni kuwo onke amalungu endlu, ubungqina bengeniso (iziphendu, irhafu, okanye iingxelo eziyingenelo), ubungqina bokuhlala (iityala lemali okanye izivumelwano zobhaliso), kunye nesiqinisekiso sokuzalwa kwabantwana.
Xa ufaka i Medicaid, ungafuna ukunika ulwazi oluthile okanye uxwebhu. Kodwa into efunekayo ixhomekeke kumbuso wakho. Kucetyiswa ukuqokelela onke amaxwebhu afunekayo phambi kokuba uqale isicelo sakho ukuqukuqela inkqubela-nkqubo kwaye uphephe ulibaziseko.
Ukusebenza nabasebenzi bamatyala
EUnited States of America, umtyikityi wovavanyo unikwa wonke umntu oqhelene naye ofaka isicelo kwiinkqubo zentlalo ukufumanisa nokuqinisekisa iimfuno zomntu ocelayo. Abasebenzi bomsebenzi banganika uncedo olubalulekileyo kuyo yonke inkqubo yokufaka isicelo, ukukunceda uqonde iimfuno zenkqubo, izicelo ezipheleleyo ngokuchanekileyo, kwaye uhambe naluphi na ucelomngeni oluvelayo.
Musa ukuthandabuza imibuzo okanye ucele ingcaciso kumsebenzi wakho. Bakhona ukukunceda ufumane iingenelo onelungelo lokuzifumana. Ukuba awuvumelani nokuzimisela, iinkqubo ezininzi zinenkqubo ekhuthazayo ongayichaza umcebisi wakho.
Ukuqonda Amalungelo Neembopheleleko Zakho
Amalungelo Akho Njengomkholisayo
Njengomntu ocela okanye ofumana iinzuzo zikarhulumente, unamalungelo abalulekileyo. Unelungelo lokuphathwa ngesidima nangentlonelo, ukufumana inkcazelo ecacileyo ngeemfuno zocwangciso neengenelo zakho, ukuba inkcazelo yakho igcinwe iyimfihlo, nokubhena izigqibo okholelwa ukuba azichananga. Ukwanelungelo lokufumana uncedo ngolwimi lwakho oluthandayo ukuba unobuchule obulinganiselweyo bamaNgesi.
Iinkqubo azivumelekanga ukucalula ngokusekelwe kuhlanga, umbala, imvelaphi yobuzwe, isini, ubudala, ubulwelwe, unqulo okanye iinkolelo zobupolitika. Ukuba ukholelwa ukuba ucalulwe, ungafaka isikhalazo kwisebe elifanelekileyo okanye kwiSebe lezempilo neSebe leeNkonzo zoLuntu lase-U.S.
Iimbopheleleko Zakho
Kunye namalungelo azayo iimbopheleleko. Kufuneka unikezele iinkcukacha ezichanileyo nezipheleleyo kwizicelo zakho uze uxele naziphi na iinguqu kwiimeko zakho ezinokuchaphazela ukufaneleka kwakho, ezifana neenguqu kwingeniso, ukwenziwa kwendlu, okanye idilesi. Ukungaphumeleli ukuxela utshintsho kungenza ukuba uhlawulelwe kakhulu, kwaye kwezinye iimeko, kungaphumela kwizisohlwayo okanye ekukhutshweni kwiinkqubo.
Kufuneka uthobele iimfuno zocwangciso, ezinjengeemfuno zomsebenzi zeTANF, iimfuno zokukhangela umsebenzi ukwenzela i-inshorensi yokungaqeshwa, okanye iimfuno zokuphinda uqinisekise nge-SNAP kunye neMedicaid. Ukuqonda nokufikelela ezi mbopheleleko kukunceda ukuba uqhubeke ufumana iinzuzo ozifunayo.
Ukulondoloza Iingenelo Zakho
Ukuqinisekisa nokuphinda uvuselelwe
Imeko yakho ingahlola ulwazi lwakho nyaka ngamnye ukugqiba ukuba ufanelekele iMedicaid. Ukuba bafuna ulwazi oluninzi kuwe, baza kuqhagamshelana nawe malunga nokuhlaziya intlawulo yakho. Iinkqubo ezininzi eziluncedo zifuna ukuqinisekiswa kwakhona ngezihlandlo ezithile ukuqinisekisa ukuba uqhubekeka komqambi-magama. Ixesha lokuphinda ubhalise ngenkqubo liyahluka ngokwenkqubo, usuka kwiinyanga ezimbalwa ukuya kunyaka ngamnye.
Phawula ikhalenda yakho nexesha lokuphinda ubhale incwadi yoqinisekiso kwaye qokelela uxwebhu olufunekayo kusengaphambili. Ukungalufumani ixesha lokuphinda ubhalise uxwebhu kungaphumela ekuphunyezweni kweenzuzo, nokuba uhlala ufanelekile. Ngoku uninzi lwamazwe lunika ukhetho lwe Internet lokuphinda ulwenze ulwenze olulula.
Iintlawulo
Ukunika ingxelo ngokukhawuleza ngeenguqu kwiimeko zakho kubalulekile ukuze ugcine iingenelo ezichanileyo. Iinguqulelo ekumele zixelwe ziquka ukwanda okanye ukuncipha kwengeniso, iinguqu kubungakanani bendlu (ukuzala, ukufa, okanye abantu abafudukela ngaphandle), utshintsho kubume bemisebenzi, utshintsho kwizinto okanye kubuncwane, kunye notshintsho kwidilesi okanye kwidilesi yoqhagamshelwano.
Iinkqubo ezininzi zinika iindlela ezininzi zokuxela utshintsho, kuquka ii-portal ze-intanethi, iilayini ezishushu zomnxeba, i-imeyili, okanye utyelelo lwe-person. Ezinye iinguqu kufuneka zixelwe kwisakhelo esithile sexesha, ngokufuthi kwientsuku ezilishumi, ngoko ke ziqhelane neemfuno zokwenziwa kwengxelo kwakho.
Ukoyisa Izithintelo Eziqhelekileyo Zokufumana Iingenelo
Imbono Ephosakeleyo
Omnye umqobo obalulekileyo wokufumana iingenelo kukungahoywa abanye abantu abakucingayo ngokufumana uncedo lukarhulumente. Kubalulekile ukukhumbula ukuba ezi nkqubo zikho ngokukhethekileyo ukunceda abantu ngamaxesha obunzima, kwaye ukuzisebenzisa akuyonto ebangela iintloni. Abantu abaninzi abahlawula irhafu kubomi babo bomsebenzi bangafuna uncedo ngaxa lithile, kwaye ezi nkqubo zimela ukubuyisela kwabo kwiminikelo kwibutho labantu.
Ngokomzekelo, abanye abantu baxhalatyiswa kukuba ukufumana iingenelo eziza kuchaphazela isikhundla sabo sokufuduka okanye amandla abo okuba ngummi, kodwa iinkqubo ezininzi zikho kubantu abavela kwamanye amazwe, yaye ukufumana iingenelo azichaphazeli ekufudukeni.
Imiqobo Yeelwimi
Ukuba isiNgesi asilolwimi lwakho oluyintloko, imiqobo yolwimi akumele ikuthintele ekufumaneni iingenelo. Umthetho weFederal ufuna ukuba abameli banike abantu abanobuchule obuncinane bolwimi. Oku kusenokuquka amaxwebhu aguqulelweyo, iinkonzo zokutolika, okanye abasebenzi abathetha iilwimi ezimbini. Musa ukuthandabuza ukucela uncedo lolwimi xa ucela okanye ufumana uncedo.
Ukufumaneka kobuxhakaxhaka
Nangona iinkqubo ezininzi zinika abantu iizicelo ze-intanethi kunye nolawulo lwe-akhawunti, asinguye wonke umntu onobuchule bokukwazi ukufunda nokubhala obufunekayo ukuze ahambe kwi-intanethi. Ukuba akunazo iikhompyutha okanye ikhompyutha, uyakwazi ukucela uncedo kwi-intanethi, kwifowuni okanye ngeposi.
Iingxaki Zezothutho
Ukucela izicelo zoncedo kusenokuba lucelomngeni ukuba akukho zithuthi zinokuthenjwa. Iinkqubo ezininzi zinika udliwano-ndlebe nonxulumano okanye izicelo zekhompyutha zokunciphisa imfuneko yokutyelela abantu abatyeleleyo. Ezinye iintlangano zoluntu zinikela uncedo lwezothutho okanye zinokukunceda ufake isicelo sokufumana iingenelo kufutshane. Ngaphezu koko, ezinye iindawo zineziganeko zokubhalisa ezizisa iinkonzo kubantu abangaphantsi kwenkonzo.
Inkxaso eHlakulelwayo
Imibutho yoLuntu
Imibutho emininzi esekelwe kuluntu inikela uncedo kwiinkqubo eziyingenelo zikarhulumente. Ezi ziquka amaqumrhu aManyeneyo e-Catholic Way, iSebe lezeNtsapho lamaYuda, amaqumrhu oncedo olusemthethweni, imibutho yeenkonzo yoluntu, nabaphambukeli kunye nemibutho yeenkonzo yeembacu.
Amaziko empilo yoluntu nezibhedlele zisenokuba neengenelo zeengcali ezibhalisayo ezinokukunceda ufake isicelo sokunikela ngempilo nezinye iinkqubo. Uninzi lwale mibutho lufumana inkxaso karhulumente ngokukhethekileyo ukunceda abantu bafumane iingenelo abanelungelo lokuzifumana.
211 Uncedo
I-PGP idibanisa ulwazi olubanzi kunye nenkonzo yoncedo enokukunceda ufumane oovimba bobulali kunye neenkqubo zoncedo. Umsebenzi wama-211 ukhona kwiindawo ezininzi kwaye unika ulwazi ngeenkonzo ezininzi kuquka uncedo lokutya, inkxaso yezindlu, uncedo lwemisebenzi, unyango lwezempilo, nezinye. Iingcali eziqeqeshiweyo zinokukunceda uqonde iinkqubo onokuzifanelekela kwaye zikunxulumanise nabanikezi basekuhlaleni.
Imeko kunye noovimba bobulali
Urhulumente ngamnye unemibutho yakhe yoncedo lwentlalo enika urhulumente neenkqubo eziyingenelo. Iiwebhsayithi zikarhulumente zibonelela iinkcukacha ezibanzi malunga neenkqubo ezikhoyo, neemfuno ezifanelekileyo, kunye neenkqubo zenkqubo. Amazwana amaninzi aneengenelo zezixhobo zokubala ezinokukunceda uthelekelele iinzuzo onokuzifumana.
Iiofisi zikarhulumente wasekuhlaleni, kuquka amasebe eenkonzo zentlalo, zinganikela uncedo olusemgangathweni kunye nolwazi malunga neenkqubo zoluntu nezengingqi zoncedo. Amanye amaqela anamaziko amisa igumbi elinye ahlala iinkonzo ezininzi phantsi kophahla olunye, nto leyo eyenza kube lula ukufikelela kwiinkqubo ezahlukeneyo.
Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abathile
I-ECD
Abantu abadala basenokufanelekela uludwe lweenkqubo ezingaphaya kweengenelo zokhuseleko loluntu, kuquka iSSI, iSNAP, iMedicaid, Iinkqubo zokuKhuthazwa kweeNkcukacha, kunye neenkqubo zoncedo lwerhafu. Amaphondo amaninzi anikela iinkqubo ezongezelelekileyo ngokungqalileyo kubantu abadala, njengoncedo olugunyazisiweyo lweziyobisi, uncedo lwezezezentlalo, kunye namaziko amakhulu alungiselela ukutya kunye nemisebenzi yoluntu.
IBhunga lesiZwe elikwizibonelelo zokwaluphala seCheck Up liyilelwe ngokukhethekileyo ukunceda abakhulileyo baqonde iinzuzo abanokuzifanelekela. Ingingqi yee-Atmosfects ezithetha ngoKwaluphala inika ulwazi, uncedo, kunye neenkonzo zokunceda abantu abadala ukuba bahlale bezimele kwaye besebenza kwingingqi yabo.
Abantu Abaneziphene
Abantu abakhubazekileyo bangafanelekela i-SSI, i-SSDI, iMedicaid, i-SNAP, uncedo lwezindlu, kunye neenkonzo zokubuyisela imisebenzi. Inkqubo yoKhuseleko loluntu luxhasa ukuphuhliswa komsebenzi kubantu abaneminyaka eli-18 ukuya kwengama-64 ubudala abafumana iinzuzo zezeSikhundla soNtlalo kwaye bafuna ukusebenza. Ngolu cwangciso lwesisa nolokuzithandela, abathathi-nxaxheba banokusebenza nabasebenzi bezentlalo-ntle ukuze bafumane inkxaso neenkonzo eziyimfuneko zokufumana nokuzigcina befuna umsebenzi befuna ukuzimela ngokwasemsebenzini.
Amazwe amaninzi anikela iinkqubo ezongezelelekileyo kubantu abakhubazekileyo, kuquka iinkonzo zomntu ngamnye, iinkqubo zobugcisa ezincedisayo, kunye neenkonzo zamakhaya nezentlalo ezivumela abantu bahlale emakhayeni abo kunokuba bangene kumalungiselelo okunyamekela abantu.
Iintsapho Ezinabantwana
Iintsapho ezinezingane zisenokufanelekela i-TANF, i-SNAP, i-Medicaid, iSIP, i-WIC, uncedo lokunyamekela abantwana, ityala lokuhlawula irhafu yabantwana, ityala lerhafu elikhutshiweyo, kunye nezo kutya kwesikolo okukhululekileyo okanye okuncitshisiweyo. Intloko yeSiqalo neNtloko inika imfundo yabantwana ebanzi, impilo, ukungondleki, nokubandakanyeka kubazali kwingeniso ephantsi kunye neentsapho.
INgxowa-mali yabantwana neyoPhuhliso inceda iintsapho ezifumana imali ephantsi yokufumana ukunyanyekelwa kwabantwana ukuze abazali basebenze okanye bangene kwiinkqubo zoqeqesho okanye zemfundo.
Abahambi Ngezilwanyana Neentsapho Zasemkhosini
Abasebenzi bemikhosi neentsapho zabo basenokufanelekela ukunyamekela impilo ye-VA, imbuyiselo yokukhubazeka, inzuzo yemfundo nge-GI Bill, isiqinisekiso sokubolekisa ngemali esekhaya, ukubuyiselwa komsebenzi, neenzuzo zokungcwaba. Iintsapho zomkhosi zisenokufanelekela iinkqubo ezikhoyo kuluntu ngokubanzi, ezinjenge-SNAP ne-Medicaid, kuxhomekeka kwingeniso neemeko zazo.
I-VA ilungiselela iinkonzo ezikhethekileyo kumagqala angenamakhaya, ahlangabezana neengxaki zempilo yengqondo, okanye asebenzisa iingxaki zeziyobisi. IiNtlanganiso zeNkonzo ze-Vterns zinganikela uncedo ngesisa ngezicelo eziluncedo zeVA kunye nezibongozo.
Abafuduki Neimbacu
Ukufaneleka kweengenelo zikarhulumente kuyahluka-hluka ngenxa yemeko yokufuduka. Ngokuqhelekileyo, abemi base-U.S., iimbacu, i-aslaees, kunye nabanye abaphambukeli abafanelekayo bangaba ngabafanelekileyo ukuzuza kwinkxaso karhulumente, nangona abanye abaphambukeli abafanelekayo bajongene nexesha eliyiminyaka emihlanu belinde iinkqubo ezithile. Abaphambukeli abangaxelwanga inani elilinganiselweyo leengenelo zikarhulumente, nangona benokufanelekela ukufumana iMedicaid kunye neenkqubo ezithile zombuso kunye noluntu.
Abantwana abangabemi base-U.S. bafanelekela iingenelo kungakhathaliseki ukuba abazali babo bakwindawo engakanani na. Iingenelo zokufumana azibachaphazeli ubume bokufuduka okanye ubuchule bokulungisa imeko yobumi okanye ukuba ngummi, nangona kukho iinketho phantsi kwemithetho kawonke-wonke. Imibutho ye-Immigrant inokunikela ukhokelo lokungenelwa kwe-elyinti kunye neziphumo zokufuduka.
Impembelelo Yeenkqubo Zokunceda Zikarhulumente
Ukunciphisa Ubuhlwempu Nokuphucula Imiphumo
Uphando lubonisa ukuba iinkqubo zikarhulumente wase-U.S. ezijolise ekuphuculeni impilo nemfundo yabantwana abafumana imali ephantsi ziphumelela kakhulu, zineengenelo ezithe zanele kangangokuba urhulumente ude aphinde asebenzise imali yakhe eseleyo ngenxa yengeniso yerhafu engakumbi evela kubantu abadala abangenelweyo njengabantwana. Iinkqubo zoncedo lukarhulumente zidlala indima ebalulekileyo ekunciphiseni ubuhlwempu, ekuphuculeni iziphumo zempilo, nasekuqhubeni phambili kwezoqoqosho.
Uphando lubonise ukuba iinkqubo ezifana ne-SNAP zinciphisa ukunganqabiseki kokutya ziphucula iziphumo zempilo, ingakumbi kubantwana. Ingxelo ye-Medicaid iphucula amathuba okunyanyekelwa kwempilo kwaye inciphisa amatyala empilo. Uncedo lwezindlu lunciphisa ukungabi namakhaya nokungazinzi kwezindlu, nto leyo ebangela ukuba abantwana baphucule iziphumo zemfundo kunye nokuzinza kwemisebenzi kubantu abadala.
Ukungafumani Nto Yezoqoqosho
Iinkqubo zoncedo lukarhulumente zikwasebenza njengezinzisi ezibalulekileyo zezoqoqosho, ingakumbi ngexesha lokuwohloka kwezoqoqosho. Iinkqubo ezifana ne-inshorensi yokungaqeshwa ne-SNAP zifaka imali kwizoqoqosho zasekuhlaleni ngokukhawuleza, njengoko abamkeli bechitha iinzuzo kwiimfuno zemali. Oku kuxhasa imisebenzi yezorhwebo, yezonyango, yezindlu, namanye amaziko, kudala iziphumo ezinceda uluntu lonke.
Iingenelo Zexesha Elide
Iinzuzo zeenkqubo zoncedo zidla ngokudlulela ngaphaya kwemfuneko ekhawulezileyo. Abantwana abafumana isondlo esaneleyo, unyango, nezindlu ezizinzileyo basengozini yokuphumelela esikolweni, baphumelele kwisikolo samabanga aphakamileyo, baye ekholeji, baze baphumelele ngokwezoqoqosho njengabantu abadala. Ukufumana unyango ngoMedicaid okanye nge-CIP kunokwenza iingxaki zempilo ezincinane zingabi ziingxaki ezinzulu nezibiza imali eninzi.
Iinkqubo ezixhasa umsebenzi, njengoncedo lokunyamekela abantwana kunye neNkundla yerhafu eHlanganyelweyo, zinceda abantu bagcine imisebenzi baze bandise ingeniso yabo ngokuhamba kwexesha. Iinkqubo zemfundo nezoqeqesho zinceda abantu bahlakulele ubuchule obukhokelela kwimisebenzi engcono nemivuzo ephezulu.
Ukukhangela Phambili: Iinguqulelo Neenkqubo Zeenkonzo Zoluntu
Imigudu Yokuzihlaziya Kwezi Mini
Amaziko karhulumente asebenza ngokukhulayo ekuncedeni iinkqubo zokuhambisa eziyingenelo, okwenza kube lula ngabantu ukufaka isicelo sokufumana nokugcina iingenelo. Oku kubandakanya ukuphuhlisa ii-accomparials ezisebenzisa unxibelelwano lomsebenzisi kwi-intanethi, izicelo zeselula, kunye neenkqubo zokudibanisa ezivumela abantu ukuba basebenzise iinkqubo ezininzi ngesicelo esinye. Amanye amazwe asebenzisa izivumelwano ezinciphisa umthwalo wogcino-lwazi kwizicelo.
Ukuthetha Nomphathi
Kukho ukuvunywa okukhulayo kokuba iinkqubo ezintsonkothileyo zokusebenza, iimfuno zokuphinda zibhalwe kwakhona, kunye neemfuno zoxwebhu ezinzima zingathintela ukufaneleka kwabantu ekufikeleleni kwiinzuzo. Abenzi bomthetho kunye nabalawuli bahlola iindlela zokwenza iinkqubo zibe lula, zandise amathuba okuqinisekisa ukufezeka, kwaye zisebenzise ugcino-lwazi olufana nokuqinisekisa ukuba ayafumaneka ngaphandle kokufuna uxwebhu oluninzi olusuka kwizicelo.
Inika Imvume
Imigudu iyaqhubeka yokwandisa ukufikelela kwiingenelo ngokufumana uncedo olungaphaya kolwandiso, ingakumbi kuluntu olungasetyenziswayo. Oku kubandakanya iziganeko zokubhaliswa kweselula, amaqabane nemibutho yoluntu ethembekileyo, nokujoliswe ekufikeleleni abantu abathabatha inxaxheba ephantsi nangona bengenamdla
Ukuthabatha Inyathelo Elilandelayo
Ukuqonda iinkqubo zikarhulumente ezikhoyo linyathelo lokuqala ekufumaneni uncedo olufunayo. Musa ukuvumela ukungaqiniseki okanye iimbono eziphosakeleyo zikuthintele ekufuneni ukhetho lwakho. Abantu abaninzi bayamangaliswa kukufunda ukuba balufanelekele ucwangciso ababengalwazi ukuba lukho okanye becinga ukuba abanakukulungela.
Qalisa ngokuqwalasela iimfuno zendlu yakho kunye neemeko. Sebenzisa izixhobo zovavanyo kwingingqi ezifana nezikhoyo ku .gov ukuchonga iinkqubo onokuzifanelekela. Lunganisela uxwebhu olufunekayo kwaye ufikelele kwingingqi yakho okanye kwinkonzo yoluntu ukwenzela uncedo ngezicelo.
Khumbula ukuba ukucela iingenelo akuthethi ukuba asilolize kodwa kunoko kukusebenzisa kakuhle izinto ezilungiselelwe ukunceda abantu ngamaxesha ocelomngeni.
Ukuba ukhanyelwe iingenelo okholelwa ukuba unelungelo lokuzifumana, musa ukunikezela. Iinkqubo ezininzi zinenkqubo zezibheno, kwaye imibutho yoluntu okanye iinkonzo zoncedo olusemthethweni zingakunceda uqhubele phambili. Imithetho yobuchule ingaba nzima, kwaye ukukhanyela kokuqala kusekelwe ekungaqondani okanye kwinkcazelo elahlekileyo enokulungiswa.
Iinkqubo zoncedo lukarhulumente zimela umnatha obalulekileyo onceda izigidi zabantu baseMerika zihlangabezane neemfuno ezisisiseko, zoyisa ucelomngeni, kwaye zisebenzele ukuzanelisa. Ngokuqonda ukuba ziziphi iinkqubo ezikhoyo nendlela yokuzifikelela, ungaqinisekisa ukuba wena nentsapho yakho nifumana inkxaso onelungelo lokuyifumana. Nokuba ngaba ufuna uncedo ngonyango lwezempilo, ukutya, inkxaso yengeniso, okanye ezinye izinto eziyimfuneko, zikhona ukukunceda. Luxhase uncedo lwezinto ezifumaneka ngamaziko karhulumente, imibutho yoluntu, kunye nezixhobo ze-intanethi ukuze uqhubele phambili inkqubo yendalo kunye neenzuzo ezinokwenza umahluko ofanelekileyo ebomini bakho.
Ulwazi oluninzi malunga neenkqubo ezithile kunye nokuqalisa inkqubo yenkqubo, tyelela USA. uphando lwenzuzo kwiphepha, qhagamshelana neSebe leNkonzo yeNtlalo karhulumente wakho, okanye umnxeba wama-211 ukunxibelelana nogqirha oqeqeshiweyo onokukudibanisa noovimba bobulali. Indlela yokufikelela kwiingenelo zingabonakala zinzima, kodwa ngolwazi olulungileyo nenkxaso, ungaqhuba ngempumelelo inkqubo kwaye ufumane uncedo olufunayo.