Ukuqonda Iinkqubo Zokunceda Ngokutya

Iinkqubo zokuhlala kukawonke-wonke kunye nokunceda ukutya zizenza umnatha wokhuseleko obalulekileyo kwizigidi zamaMelika ajongene nobunzima bezoqoqosho. La manyathelo karhulumente axhotyisiweyo anceda ukuqinisekisa ukuba iintsapho ezifumana imali ephantsi, abakhulileyo, amagqala, kunye nabantu abaneziphene abanokufumana izindlu ezizinzileyo kunye nokutya okunesondlo. Ukanti iintsapho ezininzi ezifanelekileyo azizenzi kuba le nkqubo ibonakala ididanisa okanye isoyikisa. Le ndlela ikhokela ichaza ngokuchanekileyo ukuba ezi nkqubo zisebenza njani, zifaneleke, kwaye zisebenza njani ngempumelelo.

Enoba uphanda ngokwakho okanye unceda ilungu lentsapho, ukuqonda iindongomane neekholiti ezifumaneka kwezi nkqubo zoncedo kunokwenza umahluko phakathi kokuzama ukuzilwela wedwa nokufumana inkxaso oyifunayo ukuze uzinze ebomini.

Iinkqubo zezindlu zikawonke-wonke: Imboniselo equkuqelayo

Izindlu zikawonke wonke zinika iintsapho ezifumana imali eninzi yokuqesha kwiintsapho ezifumana imali ephantsi, abantu abadala nabantu abaneziphene. Ezi zakhiwo zezezolawulo lwezindlu zoluntu (PHA), ezifumana inkxaso-mali nolawulo kwiSebe leZindlu neNkhlumelo yaseUrban (UD).

Yintoni Izindlu Zikawonke - wonke?

Izindlu zikawonke-wonke ziquka iintlobo ezininzi zezindlu: izakhiwo zokuhlala, izindlu zedolophu, namakhaya eentsapho enye. Injongo kukunikezela ngezindlu ezikhuselekileyo, ezindilisekileyo, nezinokufikeleleka kubantu abangakwaziyo ukuthenga iirente zemali. Iimpawu zisasazwa kwiidolophu, kwimimandla yasemadolophini, nasemaphandleni, ngoko abaqeshi bangahlala kumakhaya abo.

Inkqubo ibuyela emva kuMthetho weNdawo ka-1937 yaye ivele ngokuphawulekayo ukutyhubela amashumi eminyaka. Namhlanje, amakhaya amalunga nezigidi ezisisi-1,2 ahlala kwiindawo zikawonke-wonke ezilawulwa malunga nama-3,300 PH kumhlaba wonke. Abalindi bexesha bande kwiindawo ezininzi, kodwa inkqubo isengumthombo obalulekileyo kwabo bafanelekileyo.

Indlela Imali Ebalwa Ngayo Kwizindlu Zasewonke

Enye yezinto ezibalulekileyo ekunokuqondwa ngazo ngendawo yokuhlala kawonke-wonke yindlela esebenza ngayo irente. I-Amen yohlawulo malunga [[FLT: 0]30 ekhulwini lomvuzo wabo otshintshiweyo wenyanga kwirente. Le modeli esekelwe kwingeniso iqinisekisa ukuba indawo yokuhlala ihlala ingenamali nokuba ingeniso yakho iyatshintsha.

Izibalo zerente ziquka oothunywashe abaliqela:

  • Ingeniso yonyaka ukusuka kuyo yonke imithombo (imisebenzi, uKhuseleko lweNtlalo, inkxaso yabantwana, njl.njl.)
  • Izincopho ezivunyiweyo ezifana neendleko zezonyango kumalungu endlu akhulileyo okanye akhubazekileyo, iindleko zokunyanyekelwa kwemali, kunye nentlawulo yomntwana
  • Ingeniso elungiselweyo yinto esalayo emva kokuba ucociwe, kunye nama-30 ekhulwini oko kuba yintlawulo yakho yerente

Ukuba ingeniso yakho iyehla, irente yakho inokubalwa kwakhona phantsi. Ukuba ingeniso yakho inyuka, irente yakho isenokunyuka, kodwa ingakumbi ngaphandle kwerente yeqela lemali.

Iimfuno ezinokufumaneka ukuze kuhlalwe uluntu

Ukuze ufanelekele ukuhlalisa uwonke wonke, kufuneka ufikelele iingqikelelo ezimiselwe yi-HID nePHA yasekuhlaleni:

  • Imida efunyenweyo: Ingeniso yakho yekhaya kufuneka iwele ngaphantsi komqobo obekwe yi-HUD kwingingqi yakho. Le mida ingu 50% okanye 80% yengeniso yommandla wolawulo-lwazi (AMI), kuxhomekeke kwinkqubo ethile.
  • Inqanawa okanye imeko yokufuduka efanelekileyo: Ubuncinane ilungu elinye lendlu kufuneka libe ngummi wase-U.S., ummi wesizwe sase-U.S., okanye elingenayo imeko yokufuduka efanelekileyo.
  • Ukhangelo lokungasemva : I-PH eqhuba imo yolwaphulo-mthetho iyahlola. Iinkolelo ezithile, ingakumbi ezonxulumene neziyobisi okanye ulwaphulo-mthetho olunogonyamelo, zingakunqanda.
  • Izikhethelo zokukhetha : Ezinye iiPH zinika abemi basekuhlaleni, amagqala, okanye abantu abangenamakhaya okanye abasengozini yokungabi namakhaya.

I Fayile Menu

Inkqubo yesicelo sezindlu zikawonke-wonke iyahluka ngokwendawo, kodwa ngokuqhelekileyo ilandela le ndlela:

  1. [[UMTL: 0] Fumana i PHA yasekhaya. Sebenzisa isixhobo se HUD' PHA leakhator okanye tyelela [[FLT: 2]'s PHUD'' kwiphepha loqhakamshelwano ukuchonga igunya lendlu elisebenza kummandla wakho.
  2. Isicelo . I-PH njengenee-portes zengingqi, kodwa izicelo zephepha zikhona. Kuza kufuneka unikezele iinkcukacha ngomququzelelo wendlu yakho, ingeniso, kunye nezinto zakho.
  3. Iprovide uxwebhu. Amaxwebhu ohlobo aquka ubungqina bengeniso (iimali ezihlawulwayo, iimpendulo zerhafu, inzuzo yoonobumba), uchazo (iphepha-mvume lomqukumbelo, isatifiketi sokuzalwa, ikhadi lokhuseleko loluntu), kunye nesiqinisekiso sedilesi.
  4. [[FLT: 0] Ifake udliwano-ndlebe. IPH ezininzi zifuna i-paperson okanye udliwano-ndlebe lomnxeba ukuqinisekisa ulwazi lwakho nokucacisa imithetho yenkqubo.
  5. [[FLT: 0] Linda unikezelo. Xa livunyiwe, igama lakho lihamba kuluhlu lokulinda. Ixesha lokulinda lingasuka kwiinyanga ukuya kwiminyaka, kuxhomekeke kwimfuno kunye nokufumaneka kweyunithi kwindawo yakho.

Iingxaki Nezinto Ezinokukhethwa

Ukuba ufuna izindlu ezinokufikeleleka ngokukhawuleza, cinga ngezi zinye iindlela:

  • [[FLT: 0] Inkqubo Yokhetho (Ukhetho 8). Endaweni yokunika iyunithi ethile, le nkqubo ikunika isiqinisekiso sokuqesha kumninindlu wabucala owamkelayo umgangatho osezantsi. Abalindi banokubande ixesha elide, kodwa inkqubo inika ubhetyebhetye-bhetye olwengeziweyo.
  • I- projected-esekelwe kwi-Rntal Uncedo. Ezinye iziko leflames ezizimeleyo zifumana inkxaso-mali yokunikezela ngasezantsi kwerente kwingingi efanelekayo.
  • [[FLT: 0] Ityala lerhafu elifumanekileyo leHotela (LIHTC). Ezi ziyunithi ze-ofele kodwa ezisisigxina zendlu ezifumana ama-60 ephesenti ka-AMI. Abalawulwa yi-PH njenge, ngoko inkqubo yesicelo yahlukile.

Iinkqubo Zokunceda Ngezondlo: Ukuphelisa Indlala Nokuphucula Ukutya

Iinkqubo zoncedo lokutya zixhasa izigidi zabantu baseMerika abazama ukuthenga ukutya okwaneleyo. Eyona nto iphambili kwezi yiSomaral Nutrition Application Program (SNAP), eyayisaziwa njengezitembu zokutya, kodwa ezinye iinkqubo eziliqela zidlala indima ebalulekileyo.

Indlela I-SNAP Esebenza Ngayo

I-SNAP inika iinzuzo nyanga zonke kwikhadi leengenelo ze-EBT, elisebenza njengekhadi lokukhupha inzala. Abamkeli basebenzisa eli khadi ukuthenga izinto zokutya ezifanelekileyo kubathengisi abagunyazisiweyo, kuquka iivenkile, iivenkile ezinkulu, kunye nezinye iimarike zamafama.

Iingenelo zibalwa ngokwendlela elingana ngayo indlu, ingeniso neendleko. Umlinganiselo wemali enikwayo uhlengahlengiso nyaka ngamnye yaye uyahluka-hluka ngokomlinganiselo wendlu. Kwiintsapho ezininzi, iSNAP ifumana iingenelo ezinokuquka inxalenye yoqingqo-mali lokutya kwazo, yaye kulindeleke ukuba zongezelele ezinye kwimithombo yazo.

Impahla enokwenzeka yokutya [[[FLT: 1] iquka:

  • Iziqhamo nemifuno
  • Inyama, inkuku nentlanzi
  • Imveliso yedairy
  • Isonka nesonka
  • Ukutya okune-Snack kunye neziselo ezingezizo ialkhoholi
  • Imbewu nezityalo ezivelisa ukutya

Izinto ezingagqibekanga[[FLT: 1] ziquka:

  • Isiselo Esinxilisayo
  • Icuba
  • Iivithamini kunye nezongezo
  • Ukutya okuphekwe ngokushushu
  • Izinto ezingekuko ukutya (ukucoca izinto, imveliso yococeko, ukutya kwezilwanyana ezifuywayo)

I-SNAP Elula

Ukufanelekela iSNAP, iintsapho kufuneka zihlangabezane nemida yengeniso kunye novimba. Imithetho ibekwe ngurhulumente wesizwe kodwa ilawulwa ngabameli bakarhulumente. Izinto ezingundoqo ezingundoqo ziquka:

  • Ingeniso yenyanga . Kwiintsapho ezininzi, ingeniso ephezulu kufuneka ibe phantsi okanye ngaphantsi kwe 130 ekhulwini lomgangatho wobuhlwempu bezwe. Lo mqobo utshintsha minyaka le.
  • Ingeniso yenyanga ekhoyo . Emva kokuba kusetyenziswe izincopho, ingeniso ye-nethi kufuneka ibe phantsi okanye ngaphantsi kwe-100 ekhulwini lomgangatho wobuhlwempu karhulumente. I-Decucture iquka intsalela esezantsi, ipesenti yengeniso ehlawulwayo, iindleko ezixhomekeke kwimali ehlawulwayo, iindleko zonyango kumalungu akhulileyo okanye akhubazekileyo, kunye nentlawulo lomntwana.
  • ummiselo wephepha. Izindlu kufuneka zibe nempahla engaphantsi kwee $2,750 (okanye ii-4,250 (okanye ubuncinane ilungu elinye likhulile okanye likhubazekile). Ezinye izinto, njengee-akhawunti zakho zekhaya kunye nezomhlala-phantsi, azibali.
  • Imfuno zomsebenzi . Abantu abadala abafileyo abanokuxhomekeka kwilungu eliphakathi kwe 18 ne 49 kufuneka basebenze okanye bathabathe inxaxheba kwinkqubo, ubuncinane iiyure ezingama-20 ngeveki ukufumana uncedo lweenyanga ezingaphezulu kwezi-3 kwithuba lenyanga ezingama-36. Amanye amaphondo anee-averise kwimimandla enentsebenzi ephezulu.

Ezinye Iinkqubo Zokunceda Ngokutya Ezifanele Ziziwe

Amabhinqa, Iimveku, kunye nabantwana [WIC:1] anika ukutya okunesondlo, imfundo yokondleka, kunye nonyango olubonisa amabhinqa akhulelweyo ancinane, oomama abatsha, nabantwana abangaphantsi kweminyaka emihlanu. Iingenelo ze-WIC zingasetyenziswa kwizinto ezithile ezifana neentsana, izidlo, amaqanda, ubisi, kunye nemveliso entsha.

Inkqubo yeSikolo sohlanga Lunch (NTLP) kunye School Pream Parapt Armed (SBP) inika abantwana ukutya okunexabiso eliphantsi okanye okucuthiweyo kwiintsapho ezifumana imali ephantsi. Iintsapho kufuneka zisebenzise kwisikolo somntwana, kwaye i-engileyo isekelwe kwingeniso. Abantwana abamalunga nezigidi ezingama-30 bafumana ngesisa okanye ipesenti-3 yesidlo sasemini suku ngalunye.

[ Inkqubo ye-Summer Food Service (SFSP) izala ikhefu xa isikolo singasekho. Indawo ezinjengezikolo, iipaki, kunye namaziko oluntu zinika abantwana ukutya kwasimahla ngexesha lekhefu lehlobo.

Inkqubo ye-Emergency Food Ahelper Program (TEFAP) inika ukutya kwiibhanki zokutya zasekuhlaleni, kwizindlu zokutyela, nakwizindlu ze-ip. Izindlu zingafumana iimpahla zokutya zongxamiseko ngaphandle kokukufaka kurhulumente ngokobuqu, nangona abameli basekuhlaleni benobuchule babo bokutya.

Indlela Yokusebenzisa Izindlu Zoluntu Nokutya

Ukusebenzisa ezi nkqubo kufuna amaxwebhu okuqokelela nokulandela amanyathelo akhethekileyo. Ucwangciso longa ixesha lunciphisa amathuba okulibaziseka.

Amaxwebhu Uya kufuna

Nokuba ufaka isicelo sezindlu zikawonke-wonke, iSNAP, okanye zombini, kufuneka ululungise olu lwazi lulandelayo:

  • Isiqinisekiso sokwazi [[FLT: 0]. Iphepha lomqhubi, i-ID yemeko, isatifiketi sokuzalwa, okanye ipasi yokundwendwela ilungu ngalinye lendlu.
  • [[FLT: 0] Amanani oKhuseleko oluPhambiliyo. Kuwo onke amalungu endlu, okanye uxwebhu olubonisa ukuba usebenzise inani.
  • Isiqinisekiso sengeniso. Ityala lemali elihlawulwayo kutsha nje, iingxelo zomqeshi, iimbuyekezo zerhafu, irhafu yeNtlalo, intengiso yokungaqeshwa, imiyalelo yokuxhasa umntwana, kunye nawo nawuphi na omnye uxwebhu lwengeniso.
  • Isiqinisekiso sokuhlala. Isivumelwano seNtsaleko, isibonelelo, okanye ikhadi lobhaliso lovoti elibonisa idilesi yakho yangoku.
  • Uxwebhu lwe-. Kwi-SNAP, ungafuna ubungqina bemali yerente okanye yendlu, iindleko zokunyamekela umntwana, iindleko zezonyango, kunye nenkxaso yomntwana ehlawulwayo.
  • [[UMTL: 0] Amaxwebhu ohluzo. Ukuba akhona, kumalungu angekho mzini.

Iindlela zocwangciso

Ukusebenzisa ezi nkqubo kunokuziva kunzima, kodwa la maqhinga aluncedo:

  • [[FLT: 0] faka kwilayini xa kunokwenzeka. Uninzi lwamazwe luneelayini eziselayinini zesicelo se SNAP. IiPH ezininzi zinika izicelo ze Internet. Ezi zikhawulezile kwaye ziyakuvumela ukuba ulandelele ubume besicelo sakho.
  • [[FLT: 0] Sebenzisa amaxwebhu afanayo kwiinkqubo ezininzi. Uninzi lwengeniso efanayo namaxwebhu olwazi luyafuneka kuncedo lwezindlu nokutya. Gcina ifayile yamanani okanye ulawulo lwemipu evavanyiweyo.
  • Check ukuba uyayifanelekela i-SNAP ekhutshiweyo. Ukuba indlu yakho inengeniso encinane kakhulu kunye nobuncwane, ungafumana inzuzo ye-SNAP ngeentsuku ezisixhenxe endaweni yexesha eliqhelekileyo lokuqhubekeka kosuku lwamashumi amathathu.
  • Ukudibanisa umbutho woluntu ukuze ufumane uncedo. Iingingqi ezingangeni ngeniso, abameli bemisebenzi yoluntu, kunye nemibutho yenkonzo yoluntu isoloko inabahambi ngenqanawa abanokukunceda ugqibezele izicelo, uqokelele amaxwebhu, kwaye ulandele kwityala lakho.
  • Landela rhoqo[. Uqhubekeko lwenkqubo lungathatha iiveki. Landela ngesinikezeli ukuba awuvanga nto kwisakhelo sexesha elilindelekileyo. Gcina ingxelo yokuba uthethe naye nini na.

Oko Umele Ukwenze Ukuba Akufunwa

Ukukhanyela akuthethi ukuba awunakufumana uncedo. Yonke inkqubo yakho inenkqubo yezibheno. Ukuba isicelo sakho asivunywanga, umxhasi kufuneka akuthumelele isaziso esibhaliweyo esichaza isizathu kwaye ukwazisa ngelungelo lakho lokubhena. Une window elinganiselweyo yoku faka isibheno, ngoko yenza ngokukhawuleza. Izibheno ezininzi ziphumelela ekunikezeleni uxwebhu olongezelelekileyo okanye ekucaciseni ukungaqondani.

Uguqu-guquko lwemeko

Kubalulekile ukukhumbula ukuba ngeli xesha urhulumente wengingqi emisela imithetho ebanzi yeenkqubo ezifana neSNAP nezindlu zikawonke-wonke, amazwe kunye ne-PHA yobulali inobubhetyebhetye obubalulekileyo kulawulo. Oku kuthetha ukuba imiqobo engenakuguquka, iinkqubo, kunye nobungakanani obuyingenelo bungahluka ngokwendawo nganye.

Umzekelo, amanye amazwe andise i SNAP eliggement okanye ayenze lula inkqubo yesicelo sabemi abathile. Abanye aba-PH basebenzisa inkqubo yelottery ukwenzela abalindi, ngelixesha abanye besebenza kwingeniso yokuqala, egcinwe kuqala. Usoloko ukhangela nomncedisi wakho wobulali ukufumana eyona nkcazelo ichanileyo.

Ungafumana ulwazi lwe-SNAP olucacileyo ngokugqitha kulawulo lwezwe [[FLT: 0]. Kwindlu kawonke-wonke, qhagamshelana ne PHA kwisixeko okanye kwingingqi apho ufuna ukuhlala khona.

Inkxaso eHlakulelwayo

Ngaphandle kwezindlu zikawonke-wonke neSNAP, umbutho osekelwe kuluntu unganika uncedo nokhokelo olukhawulezileyo:

  • Ukufuya iMelika. Umbutho omkhulu welizwe olawula indlala usebenza uthungelwano lwemali yokutya esasaza ukutya ngqo kwiintsapho. Fumana ibhanki yokutya yasekuhlaleni nge-website.
  • Benefit. gov. Le website yorhulumente ikunceda ukuba ukhuselwe kuzo zonke iintlobo zeenkqubo zoncedo lukarhulumente ezisekelwe kwiimeko zakho. Ingagcina ixesha ngokukukhokelela kwiinkqubo onako ukukufanelekela.
  • 2111.org. IDial 211 okanye tyelela i-website ukunxibelelana neenkonzo zoluntu zasekuhlaleni, kuquka uncedo lwezindlu zongxamiseko, iipartet zokutya, kunye noncedo lwezibonelelo.
  • Isenzo soluntu lwasekuhlaleni. Le mibutho ixhaswayo ngurhulumente ibonelela ngeenkonzo ezininzi, ukusuka kumacebiso ezindlu ukuya kwiinkqubo zokutya, ngokufuthi ijolise ekuncedeni abantu bafumane ubuchule bokwanelisa.

Isiphelo: Ukuthabatha Inyathelo Lokuqala

Iinkqubo zokunikela ngoncedo lokuhlala nokutya azinakunikelwa — zibangela ukuba abantu abaninzi baseMerika bafumane ucwangco, impilo namathuba okufumana inkxaso.

Ukuba wena okanye umntu omaziyo ulwa nemali yendlu okanye ukutya okungakhuselekanga, yenza okuthile namhlanje. Hlanganisa amaxwebhu akho, fumana umbutho ofanelekileyo wasekuhlaleni, uze wenze isicelo. Nokuba ngaba awuqinisekanga ukuba uyafaneleka, akukho nto ibizayo ukuyisebenzisa, kwaye inzuzo enokwenzeka inokuba kukutshintshwa kobomi.

Ukufunda ngokubhekele phaya, uphando [[FLT: 0] lwenkxaso ye-HID yotsalo luboniselo olukhoyo kunye ne-USDA SNAP uqwalaliso lwenkqubo[. Zombini zinika izikhokelo ezinenkcukacha kunye namakhonkco angqalileyo kumasebe asekuhlaleni.