Ukuqonda Isiseko Sikarhulumente Nerhafu

Irhafu lingubomi bomsebenzi worhulumente kumgangatho wesizwe nombuso. Nyaka ngamnye, izigidi zabantu baseMerika zisebenzisa uludwe oluntsonkothileyo lwemiqathango yerhafu karhulumente neyorhulumente. Ngoxa le nkqubo isenokuziva yongamele, ikwazi ukuyiqonda kakuhle iinkalo ezingundoqo ``intlobo, izibiyeli, iziqwenga, iimali, iimali zokutyala, iimfuno zeshefu, nemigibe eqhelekileyo --itshintsha imbopheleleko enzima ibe yinxenye yobomi bakho bemali. Le ndlela inika ukujonga okunzulu kwirhafuno-ografiyo kunye nerhafuthezo zikarhulumente, inika uluvo olusebenzisekayo kubemi abafuna ukuhlala belungeleleneyo kwaye bengenisa iziphumo zabo zerhafu.

Irhafu EsisiKrweqe: Isiseko seNgeniso yeSizwe

Irhafu ehlawulwa ngurhulumente wase-U.S. ihlawulwa ngurhulumente ukuxhasa iinkqubo neenkonzo zelizwe lonke, kuquka ukukhusela ilizwe lonke, izibonelelo, uKhuseleko lweNtlalo, iMedicare, kunye nokunyanzelisa umthetho wezeNtlalo. Inkqubo yerhafu karhulumente inika le rhafu inkxaso-mali.

Iintlobo zerhafu

  • [[NKQUBO:0] Irhafu efunyenweyo yoluntu: owona mthombo mkhulu wengeniso karhulumente. Abahlawuli bahlawula ipesenti yengeniso yabo, kunye namaqondo asusela kwi 10% ukuya ku 37% ngonyaka wama-2024. Le rhafu isebenza kumvuzo, imivuzo, iimali, ingeniso yotyalo-mali, ingeniso yokuziqesha, kunye nezinye.
  • [[UMTHETHO: 0] Irhafu efunyenweyo yerhafu: Irhafu ethe tyaba 21% kwingeniso yequmrhu (emva koMthetho werhafu noMthendeleko wonyaka ka-2017). Amaqumrhu azimele ahlawulelwe kwirhafu kumniniwo.
  • Irhafu eqengqelekayo: Yaziwa njengerhafu yeFAYI, le mali yokhuseleko lwentlalo (12.4% kwimivuzo yekopu) kunye neMedicare (2.9%, akukho capte). Abaqeshi bahlawula isiqingatha (7.65%) nabaqeshi bahlawula isiqingatha esifanayo. Abantu abaziqeshileyo bahlawula zombini iintambo.
  • [[NKQUBO: 0] Ingeniso yerhafu yeCapital : Irhafu kwingeniso yokuthengiswa kwempahla egcinwe ngaphezu konyaka omnye (umgama omde) ihlawulwa ngokwexabiso elikhethekayo: 0%, 15%, okanye 20% ixhomekeke kwingeniso. Ingeniso yexesha elifutshane (iziphumo ezigcinwe unyaka omnye okanye ngaphantsi) zihlawulwa kwixabiso lengeniso eqhelekileyo.
  • [[FLT: 0] Isitati kunye neNgxowa-mali yeNkqutyana: Irhafu yefama yesawuli isebenza kumda ophezulu ongaphezulu komqobo wokukhulula ophezulu (R3,61 ezigidi ngo-2024). Irhafu yezipho isebenza kuthutho lobomi obukhulu.
  • [[UMTL:0] Irhafu ekhutshiweyo: Irhafu kwimpahla ezithile njengepetroli, utywala, icuba, kunye namathikithi enqwelo-moya. Ezi zisoloko ziqukwa kwintengo.

Kwinkcukacha ezisemthethweni, tyelela i-website ye-, umthombo onegunya weefomu zerhafu, imiyalelo, iimpapasho kunye nokhokelo lukarhulumente.

Irhafu Karhulumente: Ukuxhasa Izinto Eziza Kuqala Kummandla

Urhulumente ngamnye (neSithili saseColumbia) unenkqubo yakhe yerhafu yokuxhasa iinkonzo zerhafu zikarhulumente ezifana nemfundo karhulumente yeK-12, iiyunivesithi zikarhulumente, iindlela, iibhulorho, amapolisa karhulumente, iipaki, kunye neenkqubo zempilo. Imithetho yerhafu yephondo iyahluka ngokubanzi, kwaye amanye amazwe akanayo irhafu yengeniso konke konke.

Irhafu Eqhelekileyo Karhulumente

  • Intevoration Infige Taxior: Amazwana asisithoba (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) akanayo irhafu yemali karhulumente kumvuzo ohlawulwayo. I-New Hampshire kuphela inzala nengeniso. Amanye amazwe asebenzisa irhafu ecacileyo (umz. Colorado, 4.4%, Pennsylvania 3.07%) okanye inkqubo eqhubekekayo. Uludwe luhamba ukusuka ku-~1% ukuya ku-13% kwibhulokhwe ephezulu yeKhalifoni.
  • Irhafu : Ibekwe evenkileni yempahla yobuqu nemisebenzi ethile. Isantya siyahluka ngokwemeko kwaye ngokufuthi ngemithetho yoluntu (isixeko, iphondo). Amazwana amahlanu akanayo irhafu karhulumente: i-Alaska, i-Delaware, iMontana, i-New Hampshire, kunye ne-Oregon. Irekhompathi yerhafu yasekuhlaleni ingagqitha ku-10% kwizixeko ezithile.
  • [[[NTL:0] Irhafu ePentekosteyo: Leya ibhaliswe ngamabala, izixeko, isithili sesikolo, kunye namanye amazwe asekuhlaleni kwizindlu zengingqi (ilizwe nezakhiwo). Amaqondo aboniswa kwimigaqo (iizixhobo zemali ngexabiso le-$000). Ama-odola angahlawula irhafu njengezithuthi kunye nezixhobo zoshishino.
  • [[UMTL: 0] Irhafu ekhutshiweyo: Irhafu yomgangatho karhulumente kwipetroli, icuba, utywala, ne-cannabis kumaphondo asemthethweni. Umzekelo, irhafu yerhasi yelizwe iyahluka ukusuka ngaphantsi kwe-$0,5 ngelithanu ukuya ngaphezu kwe-$0.5 ngelitha.
  • Isitati kunye nePasika Irhafu: Amanye amaphondo anyanzela irhafu yawo yomhlaba (umz., Massachusetts, Oregon) okanye irhafu yelifa (ehlawulwa ngabaxhamli, umz. Nebraska, Pennsylvania).

Kuba imithetho yerhafu yemeko yahlukile ngokuphawulekayo, soloko ujonga isebe lakho lengeniso yemali yezwe ukwenzela ulwazi oluchanekileyo, oluphezulu ukuya kumhla.

Indlela Ezisebenza Ngayo Izibiyeli Zerhafu: Umanyano Nesizwe

Ukuqonda izibiyeli zerhafu kubalulekile ekulinganiseni irhafu yakho. Inkoliso yaseMelika ibhekisela kwibhaso layo elisebenzayo (ulona luhlawula njengepesenti yengeniso epheleleyo) isezantsi kunomyinge ongaphantsi (umlinganiselo wemali yokugqibela efunyenweyo).

Izibiyeli Ezingundoqo (2024 Umzekelo omnye wefayile)

Taxable IncomeMarginal Tax Rate
$0 to $11,60010%
$11,601 to $47,15012%
$47,151 to $100,52522%
$100,526 to $191,95024%
$191,951 to $243,72532%
$243,726 to $609,35035%
$609,351+37%

Umzekelo werhafu onika isiphumo[: Ukuba ingeniso yakho erhafu ngu $50 000 (ongatshatanga), awuhlawuli 22% kwimali epheleleyo. Uhlawula 10% kwi R1,000, 12% kwi R3,550, kunye 22% kwimali eseleyo $2,850. Iyonke irhafu: phantse i-$6,8777, ngenani elisebenzayo le ~13.75%.

Uqwalaselo lwezigweqe zelizwe

Uninzi luchaza izibiyeli ezibonisa isakhiwo sikazwelonke kodwa ezinemiqathango eyahlukeneyo. Amanye amaphondo anesantya esinye esithe tyaba. Zimbalwa (njenge Hawaii) ezinezibiyeli ezineethala ezininzi. Ukuba uhlala kwilizwe elingenayo irhafu yengeniso, usebenza kuphela nezibiyeli zezwe kulo nxalenye yakho yembopheleleko. Kodwa unokuba nentengiso ephezulu okanye irhafu yempahla efuna ukuyihlawulela. Iqela lenqanawa yeFOLT inika isikhokelo esithelekisayo kwixabiso lerhafumvo.

Ukuncitshiswa Kwezikhuseli

Iintlawulo netyala zingayihlisa kakhulu imali yakho yerhafu, kodwa zisebenza ngokwahlukileyo:

Ingeniso ehlawulwayo

  • Esezantsi iDeduction: ngo2024, 4 600 (R1,000) kwiifayile ezizodwa, ii $200 zefakethi yefatyi edityanisiweyo. Abanikazi berhafu abaninzi bathatha izincopho ezisezantsi kuba zilula kwaye zidla ngokuba nkulu kunentengiso zempahla.
  • Ifakelwe ii-Dictives: Ukuba iindleko zakho ezifanelekileyo zigqitha izinyusi ezisesikweni, unganikela. Iintengiso eziqhelekileyo ezithenjiweyo ziquka: irhafu yorhulumente kunye nentengiselwano yasekuhlaleni (SALT) ukuya kutsho kwi-R10 000, inzala yendlu yendlu yendlu kwimibutho ephambili nakwemitshana efikelela ku-R350 000 yamatyala, iindleko zezamayeza ngaphezu kwe-7,5% yeminikelo yoncedo, kunye nelahleko yemali yemali ehlawulwa yintlekele ekwayamkelekileyo.
  • Ngaphezu komgca--kumgangatho ophezulu : Ukhona nokuba umbalela, kuquka iminikelo kwizithethe zeIRAs, inzala yomfundi (unyuke kumaR2 500), iAkhawunti yeHealth Savings (HSA) iminikelo, ukuhlawuliswa kwerhafu, kunye ne-antimonium ukuba isivumelwano soqhawulo mtshato sigqibelele phambi ko-2019.

Amatyala erhafu (uxwebhu- loMgaqo- weCandelo)

  • [[FLT: 0] Ityala lerhafu elifunyenweyo [ETC]: Ityala elinokubuyiselwa kwingeniso ephantsi yabantu abasebenzayo neentsapho. Ityala elikhulu ngo-2024 kwentsapho enabantwana abathathu okanye abangaphezulu lingu-$7,830.
  • [[UMTL:0] Ityala lerhafu yabantwana (CTC): Ukufikelela ku-$2,000 kumntwana ngamnye ofanelekelayo engaphantsi kwe 17, kunye ne R1,80 kumntwana ngamnye ngonyaka wama-2024. i- Phase-out ifaka kwingeniso ephezulu.
  • Ityala leTroffitude yaseMelika (AOTC): Ukufikelela kwii $2,500 kumfundi ofanelekileyo kwiminyaka emine yokuqala yekholeji, encitshiswe ngokwenxalenye.
  • [[UMTL: 0] Ityala lokufunda ubomi (LLC): Ukufikelela ku-$2,000 [ii-$2 000] ngentlawulo nganye ebuyayo kulo naliphi na umgangatho wemfundo yasemva kwesekondali, engaphinde ibuyiselwe.
  • [[Umthetho:0] Ityala lokugcina [: kubantu abafumana imali ephantsi nephakathi abafak ’ isandla kwii-akhawunti zomhlala-phantsi.
  • [[Umntwana:0] netyala lokunyamekela umntwana : Ukufikelela ku-$3,000 kumntu ofanelekelayo okanye ii-$6,000 kwindleko ezimbini okanye ngaphezulu, ukuhlangabezana neendleko zokunyamekela umntwana.
  • Amatyala angekho mthethweni: ityala lamandla acocekileyo (ilanga, i-geothermal, njl.njl.) kunye nonyuselo olusebenzayo lwamandla ekhaya.

Ukuhlawula Irhafu: Amanyathelo Abalulekileyo

Ubume Bokutyibilika

Ubume bakho bokufaka bumisela uhlaziyo olusemgangathweni, izibiyeli zerhafu, kunye nokulingana kwetyala kunye nezincomo ezithile. Ezi meko zihlanu zezezi: Ongatshatanga, Otshatileyo, Ohlukeneyo, Intloko yeNdlu yoNdlela (ongamiselwanga ngokuxhomekekileyo), kunye noQualing Surviviving Sviviving Spouse (ofumaneka iminyaka emibini emva kokufa komtshakazi ukuba unomntwana oxhomekeke kuye). Khetha ngononophelo; intloko yeNtsapho inika imilinganiselo engcono kuneyo engomntu omnye.

Imigca Yabafileyo Nezongezelelo

Uhlaziyo lwerhafu lufuneka ngoAprili 15 ngonyaka ngamnye. Ukuba olo suku luye kwimpelaveki okanye kwiholide, ixesha lokusebenza lihamba ukuya kumhla weshishini olandelayo. Ungacela ulwandiso oluzenzekelayo lwenyanga ezintandathu (ukuya kuOktobha 15) ngokufaka Form 4868. Kodwa, ulwandiso kwifayile luyi [ hayi ulwandiso lokuhlawula; kufuneka uthelekise nayiphi irhafuthelo ekufuneka ihlawulelwe nohlahlozo ngoApril 15. Imiqathango yerhafu esoloko ifana nenzala neso. Imiqathango yerhafu karhulumente idla ngokuhambelana nommiselo womthetho, kodwa hayi rhoqo; ukhangelo lwemali yemali yemali yezwe lakho.

Iindlela Zokudada

  • .Electronic Filing : Eyona ndlela iqhelekileyo, ukuzila, nokuchanekileyo. I-IRS inikela ingxelo yeqondo elamkelweyo kumaza okuqala. Iinketho zefayile zasimahla zikhona kubahlawuleli berhafu abafumana ingeniso phantsi ko $79 000 (2024).
  • [[FLT: 0] Iphepha Lokuhambisa : Usamkelekile kodwa kancinci kwaye imposiso- engaphezulu. Kuza kufuneka uthumele iposi ukubuyela kumbindi woqhubekeko lwe IRS (okanye isebe lombuso).
  • [[UMTL: 0] I-software yokulungiselela : Iinkqubo ezinjenge TurboTax, H&R Block, kunye ne TrashiSlayer ikhokela kuwe kwinkqubo kwaye ukhangele iimpazamo. Uninzi lwenkxaso yombuso lubuya ngokufanayo.
  • Izilungiseleli zomsebenzi : ii-CPA ezigunyazisiweyo, abameli ababhalisayo, kunye namagqwetha erhafu angalungiselela aze alungise ukubuya kwakho, ingakumbi okuluncedo kwiimeko ezinzima (amashishini, utyalo-mali, ingeniso yemiba emininzi).

Iimpazamo Eziqhelekileyo Omele Uziphephe

Kwanabarhabi abanonophelo bangatyibilika. Nazi iimpazamo ezisoloko zikhona ezinokulibazisa ukubuyiselwa kwemali okanye ukuxhobisa isaziso se IRS:

  • Ukhuseleko lwentlalo oluchanekileyo Amanani : Amanani adlulisayo okanye amagama apeyintiweyo (kufuneka athelekise ikhadi le SSN) ngqo.
  • [[UMTL: 0] Ulwazi lweBanki yogcino-lwazi: Kwindawo ezifakelwe ngqo, qinisekisa ityala kunye namanani okuhambisa.
  • Iimposiso zemath (ezingeyonto eqheleke ne e- fayile kodwa enokwenzeka): Iimpazamo zezibalo ezilula kwizibalo zezandla.
  • Ukulibala Ukuphawula: ukubuya okungenaphawu kuthathwa njengokungaphelelanga. Iifayile ze-E- kufuneka zisebenzise i-PIN (ukhetho okanye i- IRS- issued).
  • Ingeniso etshintshayo: W-2, 1099, kunye namanye amaxwebhu engeniso axelwe kwi IRS; ukungaphumeleli ukunikela ingxelo kuza kubangela isaziso esingqinelanayo.
  • [[UMTL:0] Ukubeka izikhuseli okanye amatyala: Ukukhangela ngaphezulu iIniveeting Prese okanye ukungaphumeleli ukukhangela iminikelo yoncedo.
  • [[FLT: 0] Ukumelana nobume obungalunganga: isithi yiNtloko yeNdlu yeNdlu ngaphandle kokudibana nenkxaso kunye neemvavanyo zokuhlala.
  • [[UMTL: 0] Ukubhatala Ngaphandle kwesongezo : Imali ebhaliswe emva kwexesha (ipesenti ngenyanga yerhafu engahlawulwayo) inganqwanqwa ngokukhawuleza.

Iimeko Ezikhethekileyo: Ixhomekeke kuwe, Ingeniso, kunye nomsebenzi okude

Abasebenzi abazimeleyo nabasebenzi

Ukuba ufumana ingeniso evela kwinkokhelo, ukukhwela inqwelo-mafutha, ukuhambisa iinkonzo, okanye nawuphi na umsebenzi ngaphandle kwerhafu, kufuneka uhlawule irhafu yokuziqesha (i-[FLT: 2] irhafu ye-FICA) ukongeza kwirhafu ehlawulwayo. Kufuneka ubeke irhafu yerhafu yerhafu [ C (Intengi okanye ilahleko eBhwebeni)[FLT] kunye [[FLT]] ne-Screcureat Set Se (Impactive rhafu). Irhafu yerhafu ebanzi yerhafu yemali ekhoyo okanye kwirhafu yomthetho. Gcina iingxelo zemali ezithelekayo zoshishino zomsebenzi ekhaya, izibonelelo, iimayile, iimayile, kunye nemali ze-inshorensi.

Abasebenzi abakude nerhafu yesizwe esinemiba emininzi

Ukuba uhlala kwelinye ilizwe kwaye usebenzela inkampani kwenye iphondo, kufuneka ukhuphe iirhafu kumazwe omabini ." imeko yekhaya lakho (njengommi) kunye nombuso apho umqeshi wakho ebekwe khona (njengomntu ongengowomtshana, ukuba elo lizwe linomthetho "wokuthelela umqeshi", njengo New York, Delaware, Nebraska okanye Pennsylvania). Amanye amazwe anezivumelwano zobundlobongela. Imeko ingaba nzima ukuba usebenza okwexeshana kumazwe amaninzi. Ngamaxesha onke jongana nogqirha werhafuthe ukuba unengeniso eninzi.

Iindlela Ezibalulekileyo Zokuba Neentlobo Zokudibana

  • [[UMTL:0]W-2: Iphepha neNgxelo yerhafu evela kumqeshi wakho.
  • [[UMTL:0]-NEC: Imbuyekezo engeyomisebenzi esebenzayo (iinkokheli ezizimeleyo).
  • [[UMTL:0]-1099-INT / 1099-uRH[[UMTL:1]: umdla nenzuzo efunyenweyo.
  • [[UMTL:0]-G: Imbuyiselo yemisebenzi, urhulumente kunye nerhafu yasekuhlaleni.
  • [[UMTL: 0] Uphawu : Udidi lwerhafu yomntu ngamnye lwendlela yokubuyisa irhafu (1040, 1040-SR kunyuso).
  • [[UMTHL: 0] Utyalo A: ucoselelo lwento.
  • [[UMKHL: 0] Ifashoni C: ingeniso yokuzisebenzela/izinto.
  • [[UMTL: 0] I-E: Umhlaba wesimo, ubukumkani, umanyano, njl.njl.
  • [[UMTL:0] Form 862: Iyafuneka ukuba uthi iEITC kwaye ayivumelekanga kunyaka ongaphambili.
  • [[UMTL:0] IForm 2555: ukhuthuzo lwengeniso efunyenweyo kwamanye amazwe ukwenzela ii-exat.

Ukulungiselela Irhafu Kusengaphambili

Ukucwangcisa irhafu ngobuchule akungoAprili kuphela; ngumsebenzi ojikeleza unyaka onokuthi unciphise iimfanelo zakho. Qwalasela la maqhinga:

  • Ityala kwii-akhawunti zomhlala-phantsi: I-IRA (enokwenzeka ukuba ufikelela kwimida yengeniso) okanye umqeshi 401(k) iminikelo inciphisa ingeniso yakho ehlawulwayo. Iminikelo yeRoth ayivumi ukunciphisa iirhafu zakho namhlanje kodwa inika ulwando lwerhafu.
  • UKUKHULISA Iminikelo yeHSA : Iityala zempilo zinika iinzuzo zerhafu ezithathu: iminikelo ifumaneka, ingeniso ikhula ingenarhafu, kwaye ukurhoxa kwiindleko ezifanelekileyo zezamayeza akuhlawulwa. Kwi-2024, umlinganiselo ngu-$150 ngenkxalabo yokwamlaza yentsapho.
  • [[UMTL:0] Sebenzisa iTsholo-Intengo yokuvuna [: thengisa ngaphantsi kokwenza utyalo-mali ukwenzela ukuhlengahlengisa ingeniso yekomkhulu (kunye nomlinganiselo we R1,000 wengeniso eqhelekileyo).
  • Iingcebiso ezincomekayo: Ukuba ucotho lwento ozibekeleyo lusondele kuhlaziyo olusezantsi, qwalasela iindleko ngexesha (umz., iminikelo yoncedo, iinkqubo zonyango) ukuya kugqitha kunyaka omnye.
  • Thatha inzuzo yamatyala emfundo: Ukuba wena okanye i-accursty isekholejini, i-AOTC ixabisekile. Cwangcisa ukwandisa iindleko ezifanelekileyo (ingeniso, iindleko, iinkcitho zemfundo) kwiminyaka efanelekileyo.
  • [[UMTL:0] Jonga ukunqanda kwakho: Khangela W-4 ngonyaka, ingakumbi emva kotshintsho lobomi (umtshato, uqhawulo-mtshato, umntwana omtsha, umsebenzi wesibini). Sebenzisa i I-IRS Poss Phosa ngokubopha umlinganisi kwi-intanethi.
  • [[NTLA:0] Cinga nge-FSA exhomekeke kuncedo oluthe ngqo: Ukuba umqeshi wakho uthembisa ukukunika, nikela ngengeniso ehlawulwayo ehlawulwayo kwaye awukho phantsi kwerhafu yeFICA. Sebenzisa ezi ndleko ekunyamekeleni umntwana.
  • [[NTL:0] Isisindisi se-inshorensi esisinyithi sobugxwayiba : I-Deduct 100% yempilo, amazinyo, kunye nexesha elide lokunyamekela wena nentsapho yakho (ngasentla-mgceni).

Ukuntywila kakhulu ekucwangcisweni, iziko lerhafu yeIntedediya [ linika amakhulu amanqaku akwindlela zocwangciso lwerhafu kuwo onke amaqondo obomi.

Isalathisi somsebenzi wePhondo

Akunyanzelekanga ukuba uhambe uwedwa kwirhafu. Kukho ubutyebi obungahlawulelwanga nobuhlawulwayo ukuze kuncedwe uqonde imfuneko, ubhale phantsi ngokuchanileyo, nokucombulula iingxabano.

  • [[NTL:0] IMIQONDISO.: Ulawulo olupheleleyo lwezwe. Sebenzisa isixhobo se "Funa Impesa Yam", "Iyini Icebo Lam?" i-app, kunye noMxhasi werhafu osebenzayo kwimibuzo esisiseko. I-IRS ikwanikela uncedo lwerhafu nge-VITA (I-VUnter Inkcaso yoMphathi) kunye ne-TCE (Umcebisi wabadala) ukwenzela ababuthi berhafumbhi.
  • Isebe leNgeniso leSizwe: Umbuso ngamnye usebenzisa eyawo i-website ngeefomu, imiyalelo, iitafile zesantya, kunye nee-ifilithi zezibuko. khangela "[izwe lakho] lemali" ukufumana ezakho.
  • [[NTL: 0] Inkonzo yoMxhasi we-Acter (ATAS): Umbutho ozimeleyo ngaphakathi kwe-IRS onceda abaholi-ndlu abafumana ubunzima bemali okanye abakwazanga ukusombulula ingxaki yerhafu ngemijelo eqhelekileyo. [ I-CAS kwingingqi ye-intanethi
  • [[UMTL:0] I-software yamalungiselelo erhafu engahlawulelwayo: Inkqubo yeIRS Ekhululekileyo namaqabane enkqubo eefayile kunye neenkampani ezifana nerhafu, i-Act, irhafu, kunye ne-FreeTaxUSA. Ukuba ingeniso yakho ingaphantsi ko-$79,000, ungasebenzisa i-software yokulungiselela ngaphandle kwexabiso.
  • [[UMTLL:0] Uncedo lomsebenzi womsebenzi [: Cinga ngokuqesha i-Akhawunti kaRhulumente (CPA) okanye i-EA eqengqelekileyo ukuba imeko yakho intsokothileyo. Bangakumela phambi kwe-IRS.
  • [[UMTL:0] Ithala leencwadi likawonke-wonke elikufutshane: Abaninzi banikela iifomu zerhafu zesisa kunye noncedo olunye-okanye ngexesha lerhafu, ngokufuthi kunxulumano neAARP okanye VITA.
  • I-ISTARS Taxhawarer Actives (TCS): Ezi ofisi ze-person zinika uncedo, kodwa ukumiselwa kuyafuneka. Fumana iofisi ekufutshane edlula kwi-website ye-IRS.

Isiphelo: Ukulawula Iimbopheleleko Zenu Zerhafu

Ukunikwa kwerhafu yelizwe nerhafu yesizwe ngumthwalo wonyaka ngamnye onokuthi xa ufikelwa ngolwazi nangocwangciso, "ngokuba" unokuba noxinezeleko oluncinane kwaye ube luncedo kakhulu ngokwemali. Ukuqonda isiseko sendlela irhafu eqokelelwa ngayo, umahluko phakathi kweentlobo zerhafu, amandla okuthelekisa kunye netyala, kwaye iinkqubo zentengiso zikunika amandla okuhlala uthobela, ukuphepha isohlwayo, nokugcina imali yakho eninzi. Ngokufaka isibonelelo esichazwe ngasentla, ukuhlala ulungelelene nonyaka wonke, nokulungisa indlela yakho yokutshintsha irhafutheza, ungaliguqula ixesha lerhafutheko ube yinxalenye eqhelekileyo yenkxalabo yakho. Ukuba ulungiselela ukubuya kwakho usebenzisa i-software okanye umsebenzi ongochwepheshe, isitshixo sakho kukubuza imibuzo, ungaze uphoswe nangaphoswa nayiphosa.