Ukufikelela kwimpilo esemgangathweni yenye yezona zinto zisisiseko ezithintela impilo entle yoluntu. Kodwa ukufumaneka, ukubonelela, kunye nomgangatho weenkonzo zezamayeza azisasazwanga kulo lonke elo lizwe. Amandla amakhulu alolonga olo mahluko yinkxaso karhulumente. Iinkqubo ezinkulu zikarhulumente ezifana neMedica zikwenzela amasebe enkcubeko eenkonzo zemali asekuhlaleni, ii-dola zikawonke-wonke ezigqiba ukuba yiyiphi imibutho ephumelelayo neyiphi imigudu. Ukuqonda indlela ezi ngxowa-mali ezisebenza ngayo, apho zipholile khona, nendlela abemi abanokubaphembelela ngayo nabani ofuna ukubona imiphakathi ephilileyo neziphumo zempilo entle.

Indima yokuxhasa iNgxowa-mali kaRhulumente ekunyamekeleni impilo

Imali karhulumente yenza okungaphezulu kunokuhlawula nje amatyala ezonyango. Yakha izibhedlele, iikliniki, amakhaya anyamekela abalupheleyo, kunye namaziko ezempilo asemaphandleni axhomekeke kwii-dola zikawonke-wonke ukuze zisebenze, zandise, ziphinde zisebenzise inkxaso-mali eqhubekayo. Ngaphandle kwenkxaso-mali eqhubekayo, amaziko anokuphelelwa lixesha, izixhobo ziphelelwe lixesha, kwaye abantu abakwazi ukufumana iinkonzo ezibalulekileyo ezifana nokunyamekela umhlaza, impilo kamama, kunye nolawulo lwezifo ezimachiza.

Ukuxhasa inkxaso yabasebenzi bezonyango. Iinkqubo zezemali zoqeqesho loogqirha, obongikazi, abancedisi boogqirha, kunye nabasebenzi boluntu. Iinkqubo zokuhlawula imali, njengeNational Health Service Corps, zibeka amaziko ekliniki kwiindawo ezingaphantsi kwenkonzo. Oku kuchaphazela ngokuthe ngqo ukuba idolophu yasezidolophini inagqirha okanye enoba ingingqi yedolophana ephantsi ingatsala iingcali. Xa inkcitho yemali ithe yanda, abasebenzi iyaba mandundundu, nto leyo ekhokelela ekubeni abasebenzi balinde ixesha elide kwaye banciphise umgangatho wenkathalo.

Uphando lorhwebo lukawonke-wonke lukhulisa uphando nophuhliso lonyango. IZiko loMsebenzi wezempilo (NIH) lifumana amawaka ezigidi zezigidi ngeziphumo zemali nyaka ngamnye, ukuqhuba impumelelo yonyango lomhlaza, isifo sentliziyo, isifo seswekile, nezifo ezasulelayo. Uphando lomgangatho woluntu oluxhaswa yi-Agency for Healthhatechare Research and Mounce (AHRQ) lunceda ukuchaza ezona zinto zingcono ezisetyenziswayo kwinkqubo yempilo yasekuhlaleni. Ngaphandle kwale mali, inkqubela yezonyango ingacotha, kwaye abantu bebeya kushiywa benendlela zokwehla

Ekugqibeleni, inkxaso-mali karhulumente ingundoqo kumanyathelo okuthatyathwa kwempilo kawonke-wonke. Amaphulo okunika uncedo lwezifo, ukujongwa kwezifo, imfundo yempilo, kunye nokuzilungiselela ngongxamiseko konke kuxhomekeke kwi-irandi ehlawulwayo yerhafu. Iziko lolawulo lwezifo (CDC) linikezela ngemali kurhulumente nakwisebe lezempilo lasekuhlaleni, libanceda baphendule xa kuqhambuka, ukuhlasela okunganyangekiyo, kwaye likhuthaza ukuziphatha okusempilweni. Xa inkxaso-mali ifanelekile, le misebenzi ibuthathaka, kwaye bonke abantu baba sengozini yokuchachachacha kwizigu ezinokuthinteka.

Iintlobo zokuRhulumente eziNcedayo

Ukuyiqonda le maleko kunceda kucacise isizathu sokuba uluntu oluthile lube neenkonzo ezomeleleyo ngoxa olunye ucelomngeni lokuhlangabezana neemfuno ezisisiseko.

Imali ebhankini

Imali exhaswa ngomanyano yemali yemali yeyona nto ininzi esetyenziswa ngurhulumente kwezonyango. I-Medicare inika i-inshorensi yempilo kubantu abaneminyaka engama-65 nangaphezulu kunye nabantu abathile abancinane abaneziphene. IMedicaid ibandakanya abantwana abafumana imali encinane, amabhinqa akhulelweyo, abantu abadala nabaneziphene. Inkqubo yeHealth Inshorence Program (CHIP) izalisa izithuba zentsapho ezifumana imali eninzi kakhulu ukuba zifanelekele iMedicaid kodwa zingakwazi ukuthenga i-inshorensi.

Ngaphezu kwe-inshorensi, i-Manyano yezimali karhulumente karhulumente, i-Veretans Health Administration, i-Indiya Health Service, kunye namaziko ezempilo yoluntu ngoLawulo lwezempilo kunye neSebe LezobuGcisa (HRSA). La maqumrhu anikela inkathalo ngqo kubemi abathile, ngokufuthi kwiindawo apho abanikezi bobuqu banqabileyo. Umanyano lunika kwakhona inkxaso kurhulumente nakumasebe kawonke-wonke, iinkonzo zempilo kawonke-wonke, unyango lwengqondo, unyango lweziyobisi, kunye namanyathelo empilo yasemaphandleni. Umzekelo, iinkqubo ze- HRASA ezinika iinkqubo ezinika abantu abasebenzi abasebenzi boluntu eziluncedo kumaziko oluntu asebenza kummandla omnye kumaMerika amahlanu asemaphandleni.

UMthetho we-Affordble Care (ACA) owandisiweyo wemali karhulumente ngokuhlawula irhafu eninzi kunye nolwandiso lwe-Medicaid kumatyala afuna ukuyithatha. Uphando lubonisa ukuba uMdicaid wafumana unciphiso olubalulekileyo kumlinganiselo ongenakusetyenziswa, ukuphuculwa kokufumana inkathalo, kunye nokuzinziswa kwemali ezibhedlele. Ngokuchasene noko, amaxwebhu athi awayangandisanga uMedicaid athelekisa izithuba ezithe zinziwa, ingakumbi kwiindawo zasemaphandleni.

Ukuxhasa Kwemeko

Oorhulumente banikela imali yabo ukuze banyamekele impilo yabo, ngokufuthi beyongeza ii-dola zesizwe ukuhlangabezana neemfuno zasekuhlaleni. Uqingqo-mali lwemali lumisela ukuba ziziphi na iinkqubo zeMedicaid, kuquka intlawulo yemali ehlawulelwa abanikezeli. Amaqondo emali aphezulu atsala oogqirha abangakumbi ukuba babe nenxaxheba eMedicaid, ukuphucula ukufumaneka kwabantu abafumana iingenelo.

Kwakhona iUnited States ixhasa amasebe ayo ezempilo kawonke-wonke, amasebe empilo yengqondo, kunye neenkqubo zemfundo yezamayeza. Amanye amazwe anikela kakhulu kwizibhedlele ezinezibhedlele ezikhuselekileyo nakumaziko ezonyango aseyunivesithi anyamekela abaguli abangakhange bafumaneke nabangenazo iziko lonyango. Ezinye zigcina iinkqubo ezomeleleyo zempilo yoomama kunye neyomntwana, iziviwo zokuthintela, kunye nolawulo lwezifo ezingapheliyo. Noko ke, inkxaso yemali karhulumente iyahluka kakhulu. Intsalela yoqingqo-mali ingakhokelela kwiinkonzo ezandisiweyo, ngoxa ukuhla kohla kohlalo isoloko ibangela ukuncitshiswa okuchaphazela ngokungenakubonwa kwabemi abachaphazelekayo.

Izigqibo zomgangatho karhulumente malunga nolwandiso lweMedicaid zibonisa amandla emali karhulumente. Ngonyaka wama-2025, amazwe amaninzi awayandisanga Medicaid, eshiya izigidi zabantu abadala kwithuba lokugquma apho zifumana imali eninzi kakhulu ngenxa yeMedicaid kodwa incinane kakhulu kwi-inshorensi yabucala. La maphondo asoloko enamanani aphezulu angenakulinganiswa nangaphezulu neziphumo zempilo ezingaphezulu, ingakumbi kumakhaya nakuluntu olufumana imali ephantsi.

INgxowa-mali yangaphakathi

Oorhulumente basekuhlaleni (iirejista, izixeko, nesithili esikhethekileyo) baxhasa ingeniso ngerhafu yempahla, irhafu, neerhafu zengingqi ukuxhasa iinkonzo zonyango. Le mali idla ngokuxhasa amasebe esizwe ezonyango, iinkonzo zongxamiseko, izibhedlele zikawonke-wonke, kunye neekliniki-ntlalo. Ii-dola zengingqi zingazalisa izithuba ezishiywe ngurhulumente kunye neenkqubo zikarhulumente, kodwa zikwadala nenkcitho enzulu. Iinginyanezentengiso zemali ziyakwazi ukuthenga kakuhle amasebe ezempilo aqeqeshiweyo kunye nezixhobo zoncedo, ngoxa uluntu luzama ukunyamekela iinkonzo ezisisiseko.

Ngokomzekelo, ingingqi enesiseko serhafu ephezulu yempahla ingafak ’ imali kwisibhedlele sanamhlanje esineengcali ezininzi. Ingingqi ekufuphi neendawo ezikwimeko esezantsi ingaxhomekeka kwikliniki encinane engenazixhobo zokubonisa okanye iinkonzo zempilo yengqondo. Le nkxaso yemali yasekuhlaleni inegalelo kwisiganeko esinengxelo ephambili “yokunyamekela abantu abagulayo” ekufumaneni imali ephantsi nakummandla wasemaphandleni, apho abahlali kufuneka bahambe imigama emide ukuya kungena kwi-mgadi.

Inkxaso-mali yasekuhlaleni ikwaxhasa amanyathelo oluntu athetha ngeemfuno zoluntu ezingqalileyo, njengesikhokelo sokunika ingcebiso, amaziko empilo asekelwe kwizikolo, kunye neenkqubo zokunciphisa iziphumo zemali. Ezi nkqubo zidla ngokuba zezokuqala ukujamelana nokuncitshiswa ngexesha lokuwohloka kwezoqoqosho, nangona ziphakathi kwezona ndlela zibangela ilahleko ephuculayo kwimpilo yabemi.

Izixhobo neendawo

Imali kunye nenkxaso-mali-mali .ukusuka koorhulumente nakwimithombo yabucala .. Ukubonelela ngemali ejoliswe kwiiprojekthi ezithile zonyango. Umanyano lwemali lunika inkxaso evela kumaqumrhu anjenge-HRSA, i-Substance Abused kunye ne-Mental Ser Service Administration (SA), kunye neCDC ixhasa yonke into esuka kwi-HIV/AIDS ukuya kukhathalelo lonyango lwe-opioid ukuthintelwa kwezifo ezingapheliyo. Urhulumente kunye noorhulumente basekuhlaleni bakwanikela inkxaso, ngokufuthi engqinelanayo ingeniso engqinelanayo ukunyusa iziphumo.

Iziseko zabucala, ezinjenge-Robert Wood Johnson Foundation ne-Khalifoniya, zinika ubuncwane obengeziweyo bokuphuhlisa nokujolisa iliso elithe ngqo. Ezi zibonelelo zingaqhuba imizekelo emitsha yenkathalo, inkxaso yabasebenzi bempilo, kunye nophando lwemali kwizahlulo zempilo. Noko ke, ingbonelelo idla ngokuba yeyokungamaxesha kwaye iphantsi kwemiqathango yezopolitiko, ikwenza kube nzima kwiinkqubo ukuxhasa iziphumo zexesha elide.

Izindlu ezingaphantsi kwemali-mboleko, ezifana neetyala lerhafu ezihlawulelwayo phantsi kwe-ACA, zinceda abantu ukuba bafumane i-inshorensi yabucala. Ezi nkxaso zemali ziluhlobo lwemali karhulumente ephembelela ngokuthe ngqo ukufikelela ngokunciphisa iindleko zemali zemali ezihlawulwayo. Xa intlawulo yemali ibonelelwa ngesisa, unyuko kunye nesantya esingakhange siqiniseki. Xa zihlawulwa okanye zithintelwe, ukulahlekelwa kulandela, kunye nonyuko lwetyala nokungakhathalelwa.

Impembelelo yokuNciphisana kweNkcitho yoNcedo

Umgangatho kunye nokusasazwa kwemali karhulumente kubumba ngqo indlela ekufikeleleka ngayo ukunyanyekelwa kwempilo yamalungu oluntu.

Ubuchule beenkonzo

Imali eyaneleyo iqinisekisa ukuba izibhedlele, amakliniki, kunye namagumbi ezempilo ahlala evulekile kwaye exhotyiswe. Iintsapho ezinemijelo eqinileyo yemali isoloko inezinto eziphambili ezinika uncedo kumntu ngamnye, imigama emifutshane yokuhamba ukuze anyamekele, kunye neenkonzo ezithe chatha. Ngokwahlukileyo koko, inkxaso-mali encinane idla ngokukhokelela ekuvalweni kwezibhedlele, iiyure ezincitshileyo, kunye neenkonzo ezincinane. Izibhedlele zasemasimini ziye zahlaselwa kakhulu, yaye ziveliswe nzima kakhulu, zineziqingathanga-100 ukususela ngo-2010, ezininzi ezinxulumene nemali ezinxulumene neemali ezincinane zeMedicaid.

Lindela Ixesha Nokubaluleka Kwalo

Xa inkxaso-mali ixhasa ukubekwa kwamagosa aneleyo nezibonelelo, izigulana ziba namava amafutshane okulinda ixesha elifutshane kwiinkqubo zokucwangcisa kunye neenkqubo. Amaxesha okulinda ixesha elide aphawuleka kwiinkqubo ezingaphantsi kwemiqathango, ingakumbi kwimpilo yengqondo nakwinkathalo ekhethekileyo. Umzekelo, isigulana esikummandla wasedolophini ochukumisiweyo sisenokufumana i-mammogram ngeentsuku ezimbalwa, ngelixa isigulana esikwingingqi yekliniki yokhuseleko enzima. Ukulinda ixesha eliphantsi komdla kungakhokelela kwiziphumo eziyingozi zempilo, kuquka noqhathamo lomhlaza kunye namaqondo aphezulu ezokuhlaliswa kwezibhedlele.

Ubunjani Benkathalo

Ukubonelela ngenkxaso kuchaphazela ubulunga bokwenza utyando lobugcisa, uqeqesho, kunye nokuphucula umgangatho. Izibhedlele kunye neekliniki ezaneleyo ezifumana ii-dola zikawonke-wonke zingazithenga iirekhodi zempilo, izixhobo ze-telemedicine, kunye nokuqhubeka kwemfundo yabasebenzi. Zinokuba nenxaxheba kwiinkqubo ezifana nenkqubo yoLawulo loMbutho wokuLungisa i-Reduuction okanye iZibhedlele-Compativement Homes, eziphucula ukulungelelanisa kunye neziphumo. Abaxhasi abaphantsi kwemibutho basoloko beswele ezi zixhobo, nto leyo ekhokelela ekubeni bancitshiswe kwimilinganiselo yomgangatho ophezulu kunye nemilinganiselo ephezulu yempazamo yezonyango.

Impilo Kawonkewonke Nokuzikhusela

Iinkonzo zokukhusela ukunqanda ukugonywa kwezifo ezingapheliyo. Xa kunqandwa, iqondo lokugoma, ukuxilongwa komhlaza, kunye nokutyelelwa kakuhle, kuxhomekeke kakhulu kwinkxaso-mali kawonke-wonke. I-CDC’s Preventive Health kunye neeNkonzo zezempilo Iblock Grant ixhasa iinkqubo zomgangatho wombuso ezinciphisa ukuhlasela kwezifo ezinganyangekiyo. Xa kusikwa inkxaso-mali, amaqondo okugoma, kunye nokuqhambuka kwezifo ezinokuthintelwa kunokwenzeka. Umzekelo, ukuhla komdla wemibutho yempilo kawonke wonke ngexesha le-COVID-19 kwafak ’ isandla ekulibanzeni ungeneni kwezenzo zolwaphulo-mthetho.

Impilo

Imali karhulumente inokuba yintabalala okanye intlawulo encinane. Iinkqubo ezijoliswe phantsi kwemibutho yezempilo yabemi, iNkonzo yezempilo yaseIndiya, kunye neMedicaid .help zinciphisa imiqobo yokufumana imali ephantsi, yemiphakathi yasemaphandleni, kunye neyabantu abambalwa. Noko ke, xa inkxaso yeenkqubo ingemincinane okanye xa imiqathango engakwaziyo ukuthoba ibekwa, iiyahlukaniso. Umzekelo, urhulumente ongayandisanga Mdecaid unemiqobo emikhulu ye-inshorensilensile nokufikelela kwinkathalo. Ngokufanayo, ukusetyenziswa ngokungapheli kwenkonzo yempilo yamaIndiya ikhokelela kwimibango yobomi ekwiminyaka elishumi ye-Indiyanawase ngokuthelekiswa namanye amaqela eentlanga.

Iingxaki Ekuxhaseni Imali Kurhulumente

Phezu kwako nje ukubaluleka kotyalo - mali lukawonke wonke, iingxaki eziliqela ezizingisileyo ziphazamisa ukuphumelela kwemali yonyango.

Iindlela Zoqingqo-mali Neziphakamiso Zezobupolitika

Imali exhaswa ngocoselelo lwezempilo kufuneka ikhuphisana nemfundo, izibonelelo, ukhuseleko lukawonke-wonke, nezinye izinto eziza kuqala. Ngexesha lokuwohloka kwezoqoqosho, uqingqo-mali lwezonyango lusoloko luphakathi kwezokuqala ukunqanyulwa. Oku kusenokuba kunqamleza ibhodi okanye kujoliswe kwiinkqubo ezithile, ezifana nokuceba intsapho okanye iinkonzo zempilo yengqondo, ezisengozini kwezobupolitika. Isiphumo sisekwehlisa inkqubo yemali enciphisa ucwangciso lwexesha elide nokuzinzisa.

I-Bureacracy Intefficiences

Iinkqubo zolawulo ezintsonkothileyo, umgangatho odibeneyo, kunye nentlawulo yenkxaso-mali eninzi ebangela ii-intefficiences. Abalungiseleli bangachitha ixesha elibalulekileyo kwiprojekthi nakwinkxalabo yomonde. Iinkqubo zeGrant zidla ngokufuna ukuxelwa nokuthotyelwa okukhulu kwaloo mibutho emincinane yoluntu. Ezi ziququzelelwano zinganciphisa impembelelo esebenzayo yemali echithwayo, ingakumbi kwizicwangciso zemali.

Iimpembelelo Nemigaqo - siseko Yezobupolitika

Iinguqu kulawulo neNgqungquthela zingakhokelela ekutshintsheni kwemali ngequbuliso kwizinto eziza kuqala. Umzekelo, iACA, iye yajamelana neengxaki ezininzi zomthetho kunye nemigudu yokuzinzisa ukususela ekudluleni kwayo. Amazwe awandisa uMedicaid aye abona ukwanda komkhenkce okanye ukuguquka. Ukuxhasa iinkqubo zempilo yoluntu kunganyuka kwaye kunciphe umjikelo ngamnye woqingqo-mali, kushiye abanikezeli abangaqinisekanga kunye nezigulana zisengozini. Ukungabi namali eqinisekileyo, eqikelelwenileyo kwenza kube nzima ukuba abantu bafumane ulwando nokugcina iinkqubo zonyango ezizinzileyo.

Ukwazisa Uluntu Nemida

Abemi abaninzi abayazi indlela urhulumente abumba ngayo ulawulo lwabo lwempilo yasekuhlaleni. Ngaphandle koxinzelelo lukawonke-wonke, amagosa anyuliweyo asenokungathathi thaca inkcitho yempilo. Abahlali abanamandla angaphantsi kwezobupolitika.

Ukusetyenziswa kwemali yezonyango

Abantu ngabanye nemibutho yabantu banokuba nendima ephambili ekupheliseni izigqibo zezonyango. Ukusebenzisa imali ngokunempumelelo kufuna ukuqonda inkqubo, ukwakha imibutho nokusebenzisa inkcazelo ukuze kulungiswe loo meko.

Yiya KwiiHolo Zesixeko Nakwiindlebe Zasekuhlaleni

Amagosa asekuhlaleni nawaseburhulumenteni aba neentlanganiso apho kuxoxwa ngezigqibo zoqingqo-mali. Ukuthetha ngemfuneko yokuxhasa ezonyango kunokuchaphazela izinto eziza kuqala. Amabali obuqu athetha ngempembelelo yokuvalwa, ukulinda ixesha, okanye ukuswela iinkonzo kunyanzelisa ngokukhethekileyo.

Dibanisa okanye Amaqela Ongafundi

Imibutho enjengeeParents USA, iNational Rural Health Association, kunye neSizwe sezempilo esisekelwe kurhulumente zisebenza ukukhusela kunye nokwandisa inkxaso-mali. Ukuthelela la maqela kudibanisa amazwi afanayo. Zisoloko zinikela uqeqesho, iingongoma, kunye namaphulo alungelelanisiweyo. Umzekelo, Families USA inikela ubuncwane kwimiba yemali karhulumente kunye nemali.

Sebenzisa amanqaku asekuhlaleni

Ukwandisa ulwazi kwi-intanethi kungenza umlinganiselo ophambili. Kwabelana ngolwazi ngeziphumo zempilo yasekuhlaleni, iisithuba semali, kunye neenkqubo eziphumelelayo. Bhala iileta kumhleli nakumaphephandaba asekuhlaleni. Ukusebenzisana nabameli kumajelo eendaba, ubacela ukuba baxhase amanyathelo athile emali. Izinto ezifana neemaphu ezibonisa iintlango zonyango okanye iigrafu zemali ezisiwe zinokuba luncedo kakhulu.

IGama nabaPhathi-nkonzo

Izibhedlele, amakliniki, namasebe ezempilo kawonke-wonke anokuba ngamagunya anamandla. Zinogcino-lwazi kunye noluthembekileyo lobugcisa. Ukusebenzisana nawo kumaphulo okuphathana ngezakhono . njengokubhalelana ileta kwindlu yowiso-mthetho karhulumente okanye ingqungquthela yamaphephandaba .

Amanyathelo ebhola yokuxhasa kunye nezindululo zenkqubo

Kumaphondo amaninzi, inkxaso-mali yezonyango igqitywa ngokusetyenziswa kwemiqathango esekelwe kwimiba yokuvota yemali, njengeevoti zeMedicaid okanye irhafu yempilo kawonke-wonke. Ukuxhasa la manyathelo ngokunikela ngokuzithandela, ngeminikelo, nangemigudu yokuphuma ekwakheni inkxaso-mali ingaba nempembelelo engqalileyo. Ngaphezu koko, ukubhaliswa kwemigaqo-nkqubo njengemiqathango yexabiso eliqingqiweyo, iimfuno zomsebenzi zeMedicaid, kunye nongeniso lwemali yemisebenzi kungaphucula indlela esetyenziswa ngayo imali ekhoyo.

Isiphelo

Imali karhulumente ayingothunywashe othe ngqo kwimpilo yasekuhlaleni, kwaye yisiseko esakhelwe kuso ukufikelela kwezonyango. Ukusuka kwiinkqubo zikarhulumente ezigquma izigidi ngee-dola zerhafu zekliniki encinane, umsinga ngamnye wemali kawonke wonke uchaphazela enoba umntu unokubona ugqirha, afumane inkathalo yokukhusela, okanye aqhubeke ekwimeko yongxamiseko yezonyango. Ukuqonda le nkqubo linyathelo lokuqala ekuphuculeni impilo. Imingeni ekhoyo: uqingqo-mali, ukujika kwezopolitiko, nokungadlulisi mathuba. Kodwa ke ngoko ke amathuba okutshintsha. Ngokuhlala esazi, ukuthetha, nokusebenza kunye, kunye nabahlali bebond ’ ebhekileni, bayakwazi ukuqinisekisa ukuba inkxaso yemali elungiselelwe yimpilo efumaneka kuwo wonke umntu, kungakhathaliseki ukuba baphi nakuphi nakufumana kakhulu.

Ugcino-lwazi olunzulu olukumgangatho onzulu wolawulo lwempilo karhulumente kunye nenkqubo, tyelela i- Kaiser Family Foundation. Ukuhlola indlela amaziko ezempilo zoluntu axhaswe ngayo kwaye apho asebenza khona, bona i- HRA Health Center Program data[. Ukhokelo lwenkqubo yempilo esebenzayo, [[FLT: 4.] i-Communy Catalyst[[FL:]] umbutho onika ugcino kunye noqeqesho.