Chaza Umsebenzi Wakho Nendlela Osebenza Ngayo Ngemali

Iziganeko eziphumelelayo zoncedo ziqala nge mendu ye crystal. Phambi kokuba ubhale indawo okanye ushicilele ibhayisikile enye, zibuze: Sisiphi isiphumo osifunayo? Ingaba kunyusela i-R1 000 kwibhanki yokutya yasekuhlaleni, ukuqokelela iijazi eziyi 500 ukuze ukhusele indawo zokufihla ingcwangu, okanye ukwandisa ulwazi lwesiseko sophando lwezamayeza? Bhala phantsi usukelo lwakho lokuqala kunye nezinjongo ezimbini okanye ezintathu ezisezantsi. Oku kucaca kuzakukhokela isigqibo sakho uze uthintele umlinganiselo othe wandisa imali yakho yokuhlawula imali.

Ngeenjongo zakho ezitshixiweyo, yenza uqingqo-mali logcino-mali. Yenza ipesenti nganye enokwenzeka: indawo yokuqesha, imvume, i-inshorensi, izihombiso, izixhobo zokubona isandi, ushicilelo, ukulungiswa, ukuzonwabisa, abasebenzi, kunye nengxowa yemali edityanisiweyo (ngokunjalo 10-15% yamaxabiso ayonke). Sebenzisa i-spread ukulandelela iindleko eziveziweyo nezizokwenene. Uphando lwexabiso kwindawo yakho ukwenzela izinto ezifanayo. Umzekelo, inkqubo esisiseko yePA yokuqesha ingabiza R520,500, ngexesha iqela lasekuhlaleni lingasebenzisa i-R1,500, ngexesha elinolwazi lala lamanani aluncedo.

Ukugcina uqingqo-mali lwakho lusengqiqweni, iimfuno ezahlukileyo kwizinto ezifunwayo. Isidlo esihla phantsi nesisebenzi sokulinda siyafuneka; ibhataleza elibhakiweyo elisetyenziswa ngamatshantliziyo liyimfuneko enokusindisa amawaka. Thetha ngoko kunokunikelwa ngamanani oluntu lwakho. Sebenzisa [[FLT: 0]] izikhokelo zoqingqo-mali zesisa somali [[FLT: 1] enzelwe iziganeko ezinganiki ngeniso ukuqinisekisa ukuba wenza i ’ ungaphuthelwa nawuphi na umba welayini.

Khetha i Vneue Ephumelele i’ uTsoko lokuTyaphula iBhanki

Iindleko zeVenie zingathabatha ama-40% okanye ngaphezulu koqingqo-mali lwakho ukuba ukwi-’ ubuchule. Qala ngokukhangela kwiinketho ezikhululekileyo okanye eziphantsi. Izithuba zikawonke-wonke ezifana namaziko oluntu, iipaki zikawonke-wonke (nemvume), iiholo zesikolo, amagumbi angaphantsi ecawa, okanye kwanendlu enkulu yabucala yabucala ingasebenza njengendawo ezintle. Iincwadi zemali zasekuhlaleni zisoloko zineentlanganiso zamagumbi ukwenzela iindleko-mali zentengiso. Ukuba ufuna ucwangciso oluqhelekileyo, ukusondela kwicawa okanye kwiiholo zoluntu ezinokubiza iindleko zezezo zoncedo.

Elinye iqhinga lobuchule kukusebenzisana neshishini lasekuhlaleni elinendawo enkulu, njengendawo yokutshisa, yesiganeko, okanye indawo yokugcina impahla. Amashishini amaninzi avulekile ukulungiselela isiganeko sobubele xa kuboniswa ububele. Unganikela ukudibanisa ilogo kuwo onke amaxabiso okuthengisa, uwanike ukhuzo oluphumayo kwiqonga, okanye adwelise njengenkxaso. Ngamaxesha onke unecebo lokuxhasa iziganeko ezingaphandle: ukuqesha intente ($150/$400) okanye ukukhangela ukuba indawo ye-ofisi inenye indawo yorhwebo. Amabhusayithi afana [[FLT: 0][FLT] [[FLD:1]] uyakwazi ukukunceda ufumane iindawo ezinokuthengwa zizinto ezingeyo.

Xa uvavanya indawo, buza malunga neendleko ezifihliweyo. Ingaba irente iquka iitafile, izihlalo, kunye ne-AV esisiseko? Ingaba kukho iindleko zokucoca? Ingaba zifuna ukuba usebenzise irente ezikwindlu elungiselelweyo? Negotiate: cela intengiso engakhuphi ngeniso, thembisa umququzeleli ngexesha lokungabikho kwepeyinti ngexesha (imini zeveki ngemini ngemini ngeveki, ngoMgqibelo ngokuhlwa), okanye cela ukunciphisa umlinganiselo wokutshintshisana ngethuba elide ukuba uceba iziganeko ezininzi.

Ukukhusela iminikelo ekhuselweyo kunye neenqanawa

Enye yezona ndlela zinamandla zokwandisa uqingqo-mali lwakho kukufumana iimpahla neenkonzo ezinikelweyo. Yenza uluhlu olunqwenelayo lwazo zonke izinto ozifunayo `ukutya, iziselo, ushicilelo, izihombiso, impetho, i-inshorensi, kwane-inshorensi, kwaye kwangoko i-inshorensi nganye ilingana nento enokwenzeka ukuba inikele ngemfonomfono-mfono. Umzekelo, ivenkile ye-pizza inganikela nge-pizza kwintlanganiso yamatsha - ntliziyo; ibhaka inganika itafile yokuthayinki; inkampani yokushicilela inganikela ngezixhobo zokubhabhabhabha kunye neebhanile.

Yiza kula mashishini ngesicelo sobuchule sokuxhasa irhafu. Chaza umsebenzi wakho, ubukho bakho obulindelekileyo, noko bakulindeleyo, kunye noko i’ izakufumana ukubuya: ukubekwa kwegama kwi-website yakho yesiganeko, isalathisi kwisiganeko, kunye nerisithi yomnikelo wabo othe kratya. Ukuba unganikela ngomgangatho wemali exhasayo (umz., Silver, Gold, Platinum), uyenza ibe lula ukuba amashishini azo zonke iisayizi athabathe inxaxheba.

Doṉt ingahoyi imigangatho yokuqokelela imali kwi Internet. Cwangcisa iphulo kwi GoFound Me, Facebook Fundraisers, okanye iphepha lomnikelo onikezelweyo kwi webhsayithi yakho iiveki phambi kwesiganeko. Sebenzisa umbhalo-to-odonate ikhowudi ukwenzela ukuba abekho banike kwelo ndawo. Kwakhona, qwalasela i “ itikiti lokwenza i-ankile ” imodeli: endaweni yokufaka isicaba, icebisa umnikelo onconyelweyo we R56 kodwa abantu bavumele ukuhlawula oko banokukwenza. Oku kunganyusa ingeniso epheleleyo ngexesha benokuququlungela.

Ukuthembela Kumatsha - ntliziyo Ukuze Kuncitshiswe Iindleko Zemisebenzi

Amavolontiya aluncedo kuwe. Ukusuka kwisiseko sakho esikhoyo somxhasi, iikholeji zasekuhlaleni (ingakumbi abafundi abanomoya wobukrwada, ukuceba iziganeko, okanye iinkqubo zorhwebo), kunye namaqela oluntu afana no-Rotary okanye i-Kiwanis. Yabelani iindima ezicacileyo: ukujonga kwidesika, iqela elisekwe kwiqela, i-up ecocekileyo, abasebenzi abacocekileyo, iimbaleki, abasebenzi be-ndali, abaququzeleli, kunye nokufota. Sebenzisa isixhobo sodweliso lomsebenzi njenge Sign UpGenenius okanye udweliso lwe-Googleogle.

Ukugcina amatsha - ntliziyo ebophelelekile, inikeza imiyalelo ecacileyo, amagama, kunye nentlanganiso yoqeqesho ekhawulezileyo. Nika umqondiso omncinci woxabiso: iT-shirt, isitya esincinane esikhululekileyo, okanye umfanekiso wokubulela abanokuwufaka kwi media yezentlalo. Ungaze ucinge ukuba abantu bayazi ukuba bazakwenza ntoni na.

Ukuba ufuna ubuchule obukhethekileyo (umz. u-DJ okanye umfoti) kodwa i-’ izifundiswa zemali, qwalasela urhwebo. Zinike ukukhuthaza ishishini labo ngamandla ngexesha lesiganeko, unike umsebenzi wazo kwimijelo yakho yentlalo, okanye ubanike idokodo yamahala kwisiganeko. Imisebenzi emininzi yokuyila iyakukuvuyela ukuxhasa unobangela olungileyo wokuchasana nokrwelelo lwerhafu.

Uyilo luphantsi, imisebenzi esebenzayo ephezulu

Imisebenzi yakho kufuneka ibe yeyokwenza kodwa ingabi yexabiso eliphezulu. Nazi iingcamango ezivunyiweyo ezibangela imivuyo nemali ngaphandle kokubiza kakhulu ukuvelisa:

  • indawana ethengisayo enezinto ezinikelweyo (iingobozi zesipho, iziqinisekiso zevenkile yokutyela, iipakethi zeplanga, imemoridiss zezemidlalo). Sebenzisa iposi kwi-intanethi efana namaqonga angama-32 okanye i-Handbid ukunciphisa iphepha kunye nomsebenzi.
  • [[UMTL: 0] Umgca okanye 50/50 zoba. Thengisa amatikiti ngexesha lesiganeko nebhaso (ewisiweyo) okanye wohlulwe imbiza.
  • Imidlalo ye carnival . Imidlalo elula njengeringi, ingxowa yebhoni, okanye itanki ye-dnki (iqokobhe okanye yakha iinguqulelo ezingabizi mali eninzi).
  • [ ukuzonwabisa okunenzuzo. Iimvumi zasekuhlaleni, amaqela omdaniso, okanye ii-comedia zidla ngokuzilungiselela ngesisa okanye ngesixhobo esincinane sokugcina ulwazi ukuba i’ ifuna uncedo. Zimeme ukuba ziqokelele iinkcitho okanye zithengise izinto zentengiso kwesi siganeko.
  • [[FLT: 0] Ikhamandela leFoto. Beka isizikithi ngemiboniso yokuzonwabisa (ugcino lwasemva lufunyenwe) kwaye sebenzisa iselula yefowuni kwi trap nge app ekude. shicilela iifoto usebenzisa umshicileli ophathekayo okanye sabelana nje iifayile zamanani.
  • [[UMTL:0] Ibhodi yomnikelo engasebenziyo. Yenza udonga okanye iposi apho abantu banokudibanisa iminikelo yabo baze babone ukunyuka okupheleleyo. Oku kunyuswa kukhuthaza ukupha okuninzi.

Umsebenzi ngamnye kufuneka unxibelelene nosukelo lwakho lokunika imali. Umzekelo, ukuba wena ’ unyusa imali yezibonelelo zesikolo, seka i “ Zalisa i Backpack” isikhululo apho abantu banikela izinto ezithile/impumelelo ebonakalayo.

Umngcakazi, Kodwa Akanzima

Izibhengezo ezincinane zingaludla ngokukhawuleza uqingqo-mali lwakho. Endaweni yoko, qwalasela kurhwebo lwezinto ezingephi, olusetyenziswa ngabantu olungabizi nto ngaphandle kwexesha. Sebenzisa ezi ziqhagamshelanisi ezibiza imali ekhululekileyo:

  • [[FLT: 0] I-media ye-pane. Yenza iphepha lesiganeko se Facebook, i-Instagrams, kunye nothotho lwevidiyo i-TikTok olukhokelela kusuku. Khuthaza amalungu ebhodi yakho kunye namavolontiya ukuba abelane ngayo yonke imihla. Sebenzisa i-hashtags yengingqi (umz., #DenverCharity Enementity).
  • [[FLT: 0] Udubulo lweposi. Thumela i-imeyili yeveki nganye kuluhlu lwakho ngebali lakho lobuqu malunga nesizathu sokuba wena ’ urhuqe isiganeko, ubalo phantsi, kunye nemizobo esukkayo. Sebenzisa iMailchimp okanye i-MailLite Ù izicwangciso zamahala.
  • [[FLT: 0] I-media yengingqi yengingqi . Thumela ukhupho loshicilelo kwiphephandaba lasekuhlaleni, izitishi zikanomathotholo, iikhalenda zoluntu zikamabonwakude, neeblog. Nika ikhowudi yexabiso okanye amatikiti akhululekileyo kubantu bokuqala abangama-50 abathe baphendula.
  • Iibhodi zesaziso eziququzelelayo. Shicilela iibhayisikile ezilula kwaye uzifaka kumathala eencwadi, kwiivenkile zekofu, kwiivenkile, nakumaziko oluntu.
  • [[UMKHLO: 0] Icandelo leenqanawa. Cela abaxhasi bakho ukuba bakhuthaze isiganeko kuluhlu lwabo lokuposa nakubalandeli boluntu. Ukwandisa ubuninzi bofikelelo lwakho ngaphandle kokuchitha umlinganiselo omncinane.

Xa uqingqo-mali oluncinane, cinga ngokunyusela i-ofisi enye okanye ezimbini ze-Facebook kubaphulaphuli basekuhlaleni abajoliswe kufutshane (R220-$50). Olo chitha luncinane lungavelisa iimbuyiselo ezibalulekileyo ukuba ujolise ngqo.

Ubuchule bokulinganisa kunye nosuku-lokuphunyezwa komlambo

Isiganeko esigudileyo siziva singasebenzi kodwa sifuna ucwangciso oluneenkcukacha. Yenza imigca engundoqo yemini(ukusukela kweseti ukuya ezantsi) kwaye sisasaze kubo bonke abasebenzi kunye namatsha - ntliziyo. Quka imisebenzi, abantu abanoxanduva, kunye neewindow zexesha. Nazi iinkcazo ezingundoqo zogcino-mali nentloko ebuhlungu:

  • [[FLT: 0] Uluhlu lweCheckers. Pakisha ibhokisi enezintya zokwandisa, iintambo zezip, i-sup, iteyipu yokuqala yoncedo, iibhetri ezongezelelweyo, ii-group, kunye nesixhobo sombane. Izinto endaweni yokuthenga.
  • Uphawu. Sebenzisa iibhodi zetshokhwe, iibhodi ezimhlophe, okanye iibhodi ezineenjongo kwakhona zeempawu zepeyinti yetshokhwe. The ’ zithatha iixabiso eliphantsi, ziphinde zibonakale, kwaye zitsala.
  • [[NTL: 0]'uluvo. Endaweni yokuqesha i DJ, yenza uluhlu lokudlala oluphezulu usebenzisa i-Spoify okanye i-Apple Music kwaye uyidlale kwinkqubo yesandi esiqeshiweyo okanye esibolekiweyo. Umxholo wesithokozo ucela kwangaphambili.
  • [[NTL:0] Ikhatheyini. Iplanga elincinane okanye ilori yokutya enikela inxenye yentengiso ngumhlobo woqingqo-mali. Okanye, sebenzisa intwana elula njenge popcorn, iikontiki, kunye ne-lemonade enikezelwe ngamatsha - ntliziyo.
  • CK- ngaphakathi. Sebenzisa i-app ekhululekileyo yetrakte efana ne-Cearbrite (ikhululekile kwiziganeko ezikhululekileyo) okanye ifomu elula ye-Google ukuze ubekho kwaye uqokelele iidilesi ze-imeyili ukuze ulande.

Ngosuku, chaza umqeqeshi wenkathazo, -- umntu ongabotshelelwanga kumsebenzi othile kwaye angasingatha imibandela engalindelekanga efana nentambo yolwandiso elahlekileyo okanye ivolontiya eyenze i ’ umboniso. Gcina ipholile kwaye ukhumbule isizathu sokuba wena ̱ xhasa unobangela kwaye uzise abantu kunye.

Yandisa Iminikelo Ebudeni Nasemva Kweso Sihlo

Don’ ishiye imali etafileni. Cwangcisa isiganeko sakho ukuthatha iminikelo kwiindawo ezininzi zobambo:

  1. ekubhaliseni -cela icebiso lomnikelo.
  2. [[UMTL:0] Ngethuba lesiganeko - yenza izibhengezo ezichaza ifuthe lomnikelo ngamnye (umz., “ $50 yondla intsapho iveki kwi ̵).
  3. [[UMTL:0] ekuhlolweni kwentengiso ethuleyo — khuthaza abantu kwi “ ingqukuva i ̵ iyonke.
  4. [[UMTL:0] Ekupheleni — isibheno sokugqibela sentliziyo epheleleyo esivela kwilungu lebhodi okanye indlalifa.

Ineendlela ezininzi zomnikelo ezibonakalayo: ikhowudi ye QR enxulumanisa iphepha lomnikelo weselula, ingqayi ebekwe ngokuphandle, nekhadi lokubhaliweyo-ukuya- ekudaleni. Ukuba kuyenzeka, nikela isipho esincinane sokubulela kubanikeli (isixhobo sokuncamathela okanye ikhadi lokwenziwa) ukwenza uqhagamshelwano olulibalekiyo.

Emva kwesiganeko, umsebenzi ngu ’ ugqibile. Thumela i email- yakho yombulelo kwiyure ezingama-48. Quka isiboniseli sefoto, imali epheleleyo ephakanyisiweyo (ukuba unaso), kunye nebali lobuqu lendlela imali ezakusetyenziswa ngayo. Cela impendulo kuphando olufutshane. Oku kulandela kwakha ububele kwaye kucwangcise iqonga lesiganeko sakho esilandelayo. Qwalasela ukwenza ividiyo exhasa iinkonzo kunye nezisebenzi zokuzithandela, ngoko yabelane ngayo ngapha kwesixhobo sokugcina ulwazi.

Amacebiso Okusebenzisa Uqingqo - mali Nokukhula Kwexesha Elizayo

Isiganeko soqingqo-mali esinye sinokuba sisithethe sonyaka ukuba ulandela oko kusebenzayo noko kwenzekayo i’t. Emva kwesiganeko sakho, phatha idebeksi ngeqela lakho elingundoqo. Hlola uqingqo-mali lwakho ngezo zinto. iinyani, phawula ukuba ngawaphi amajelo okuthengisa ahamba ehamba esiya, kwaye phawula ukuba yiyiphi imisebenzi eyaphakamisa imali eninzi. Gcina zonke iisikhokelo, uluhlu, kunye noqhagamshelwano lwabathengisa ukwenzela ukuphinda usebenzise unyaka ozayo.

Gcina i “ iiprojekti ezifundiweyo ̵ uxwebhu. Umzekelo, ukuba ufumanise ukuba iinkqubo zokushicilela zazingafundwa rhoqo, zitsibele kwixesha elizayo kwaye zisebenzise uguqulelo olulula lwamanani. Ukuba amavolontiya ayesoyiswa kukhangelo- ngaphakathi, faka kwicwecwe lesibini okanye uloliwe omnye umntu ngokukhethekileyo ngenxa yelo candelo. Ulungiso oluqhubekayo lunciphisa iindleko kwaye lunyusa impembelelo ngexesha.

Cinga ngokuseka imodeli ephindaphindwayo yokuxhasa inkxaso. Ukuba ushishino lwasekuhlaleni luxhaswe isiganeko sakho kulo nyaka, zihlanganise neenyanga eziliqela kunyaka ozayo kunye nezifundo zesiganeko i’ impumelelo. Ngokufanayo, yakha ikomiti yamatsha - ntliziyo edibana ngokulinganayo ukuqala ucwangciso, ngoko ungokuba ungowe̱ ukrumba umatshini wokugqibela.

Ukufunda ngokubhekele phaya ekusebenzeni iziganeko ezingeyongeniso ephantsi, khangela phandle i-Tech Soup’ izibonelelo zobugcisa ezingancediyo kwingeniso kunye Wildapricot ’ udweliso lweziganeko kuludwe lwezinto. Ezi zixhobo zinceda ukudibanisa isoftware ekhululekileyo okanye encitshisiweyo kwinkqubo yakho yokucwangcisa.

Isiphelo: ISipho Sinye Esisindileyo Siyahamba Ngokubhekele Phaya Ngenxa Yakho

Ukufumana isiganeko sokunceda abasweleyo kuqingqo-mali olulinganiselweyo kungu’ ut uthetha ukuzimela kancinci. Ngokwahlukileyo koko, izithintelo zidla ngokuvelisa ubuchule bokwenza izinto kunye nokubandakanyeka okunzulu koluntu. Ngokumisela iinjongo ezicacileyo, unxulumano oluxhotyiswe ngamatsha - ntliziyo, ngokuthembela kumatsha - ntliziyo, nangokuqwalasela imisebenzi ephantsi, ungaphosa isiganeko esiziva siphandle kwaye singonobuchule ngaphandle kwexabiso elithandathu. Abaxhasi bakho baya kukhumbula inkanuko nenjongo, hayi iilinen ezithengwayo.

Qalisa ingeniso encinci, i-iretate, kwaye ubhiyozele yonke impumelelo. Ingeniso yomnatha efumaneka kuqingqo-mali lwe-R3 500 yi-aR3 000% iziphumo ezingcono kakhulu kunesiganeko se-R1 000 esithi iminatha i-$4 000. Ubuchule, yisebenzise ngobulumko, kwaye yenza ukuba ityala lakho likhazimle. Leyo yindlela yokulungiselela isiganeko sempumelelo yempumelelo yokwenene yoncedo kuqingqo-mali.