Table of Contents

Iinkqubo zikarhulumente zinika izigidi zabantu kunye nobuncwane obubalulekileyo kwizigidi neentsapho kulo lonke elaseUnited States. Ngokubhekisele kwimpilo nenkxaso yezondlobongela yokuhlala kunye noncedo lwemali, ezi nkqubo zenzelwe ukunceda abantu bahlangabezane neemfuno zabo ezisisiseko kwaye baphucule umgangatho wobomi babo. Noko ke, izigidi zamaMelika afanelekayo azize zifumane ncedo zilufanelekele — ngokufuthi ngenxa yokuba azazi iinkqubo ezikhoyo, awazi ukuba zingayisebenzisa njani, okanye aziqondi ukuba azinako ukuphumelela. Ukuqonda indlela yokufikelela nokusebenzisa ezi nkqubo ngokunempumelelo kungenza umahluko omkhulu ekuzinzeni kwakho kwemali nokulunga kwakho konke.

Lo khokelo lunentsingiselo luza kukuhamba kumanyathelo abalulekileyo okuqhuba iinkqubo zoncedo zikarhulumente, ukuphawula iingenelo ezikhoyo ukugqiba ngempumelelo izicelo kunye nokwandisa inkxaso oyifumanayo. Nokuba ngaba ujamelene neengxaki zemali zokwexeshana okanye ufuna uncedo oluqhubekayo, ukwazi indlela yokufumana ezi zixhobo ngokunempumelelo lungakunika uncedo olufunayo ngamaxesha anzima.

Ukuqonda Iinkalo Zeenkqubo Zikarhulumente

Urhulumente waseUnited States uqhuba iinkqubo ezininzi zoncedo ezilungiselelwe ukunceda abantu neentsapho ezifumana umvuzo omncinci zihlangabezane neemfuno zazo ezisisiseko. Ezi nkqubo ziquka iindidi ezininzi zabemi, ukususela kwiintsapho eziselula ukuya kubantu abadala, amagqala kubantu abaneziphene.

Iindidi Ezinkulu Zoncedo Lukarhulumente

Iinkqubo zoncedo lukarhulumente zifumaneka kwiintlobo eziliqela ezingundoqo ezithetha ngeemfuno ezisisiseko:

Inkqubo yokondla neNtshontsho: Fumana ukutya okunesondlo kwi-SNAP (izitem zokutya), i-WIC yamabhinqa, iintsana, kunye nabantwana, kunye noncedo lokutya olungxamisekileyo. SNAP — ngaphambili eyaziwa njengezitembu zokutya — yinkqubo yoncedo olukhulu lwesondlo karhulumente, enceda amaMelika angaphezulu kwama-42 ezigidi. Ezi nkqubo zinceda ukuqinisekisa ukuba iintsapho zifumana isondlo esaneleyo kungakhathaliseki ukuba zifumana ntoni na iimeko zazo zemali.

[[NTL:0] Isigqumo sobuGcisa bobuGcisa: Fumana ulwazi malunga ne-Medicaid, CHIP, Medicare, I-ACA Health Inishuwarence Mmarks, kunye ne-COBRA. Iinkqubo zezonyango zimela ezinye zeengenelo ezixabisekileyo zikarhulumente ezikhoyo, ukunikezela ukufumaneka kwendlela yonyango, amayeza onyango, kunye neenkonzo zokukhusela ezinokuthi ngandlel'ukungasetyenziswa.

Uncedo olunika uncedo: Funda malunga neenkqubo zoncedo lokuqesha nomthengi. Fumana indawo yokuhlala yongxamiseko uze uphephe ukugxothwa. Iinkqubo zendlu zinceda iintsapho ezifumana imali ephantsi zifumane inkxaso ekhuselekileyo, ecocekileyo ngoncedo lweziqeshi, izindlu zikawonke-wonke, kunye nokuhlawula uncedo lwabathengi bamakhaya.

Inkxaso yoThungelwano: Funda ngeenkqubo zikarhulumente ukunceda ukuhlawula ifowuni, i-Internet, kunye namatyala anamandla. Ezi nkqubo zinceda ekunciphiseni iindleko zenyanga ngokucutha iinkonzo eziyimfuneko abantu abaninzi abazifunayo emsebenzini, kwimfundo, nokuhlala bedityanisiwe.

[[NTL: 0] Inkxaso yeCash kunye neNkxaso yezeMali: Funda ngeengenelo zentlalo-ntle, uncedo lwemali, kunye nezinye. Iinkqubo ezifana ne-TANF (Inkxaso Engundoqo Yeentsapho Ezisweleyo) kunye ne-SSI (Ukhuseleko Olungundoqo) zinika uncedo lwemali olungqalileyo kubantu abafanelekileyo kunye neentsapho.

Umanyano vs. Iinkqubo zikaRhulumente

Ukuqonda umahluko phakathi kweenkqubo zikarhulumente norhulumente kubalulekile kuba kuchaphazela iimfuno ezi-oyile kunye nenzuzo. Ezinye iinkqubo zigcina imilinganiselo engaguquguqukiyo kulo lonke ilizwe, ngoxa ezinye zahluka ngokuphawulekayo ngokwendawo.

Ilizwe lonke liyafana. Ukufumaneka nokungenelwa kuyangqinelana kuwo onke amaphondo. Iinkqubo zeFederal njengoKhuseleko loLuntu neMedica zilandela imithetho efanayo kungakhathaliseki ukuba uhlala phi eUnited States.

Ngokwahlukileyo, iVary ngurhulumente. Umbuso ngamnye umisela eyawo imithetho, imigangatho eyingenelo, kunye nokufezekisa. Iinkqubo ezifana ne-Medicaid, TANF, kunye neenkqubo ezahlukeneyo zoncedo lwezindlu zinikezelwa kumgangatho karhulumente, okuthetha imida yengeniso, umlinganiselo wengeniso eyingenelo, kunye neenkqubo zesicelo zingahluka ngokubhekiselele kwindawo ohlala kuyo.

Iinkqubo ezikhoyo zophando nokufumanisa ukuba kulula

Inyathelo lokuqala nelona libalulekileyo ekufumaneni uncedo lukarhulumente kukuchaza ukuba zeziphi iinkqubo onokuzifanelekela. Oku kufuna ukuqonda iinqobo zobuchule nokusebenzisa izixhobo zokuxilonga ezikhoyo ukufanisa iimeko zakho neenkqubo ezifanelekileyo.

Ukuqonda Imigaqo Engenamtsalane

Iinkqubo ezininzi zisebenzisa iFederal Ubuhlwempu njengesiseko somgangatho. Imida yahluka ukusuka kwi-100% ukuya ku-400% yeFLL kuxhomekeke kwinkqubo nakwisayizi yendlu. Umgangatho woBuhlwempu uhlaziywa rhoqo ngonyaka kwaye usebenza njengesiseko sokugqiba ukuba ngubani ofanelekela iinkqubo ezininzi zoncedo.

Abameli bakarhulumente neenkqubo zabo bayisebenzisa njengesiseko ukugqiba ukuba ngubani ofanelekela uncedo. Kunokuba kunqunyulwe enye, uninzi lweenkqubo zimisela i-inguqu ngepesenti yeFPL, njenge-88% yeMedicaid kumaphondo olwandiso okanye 130% ye-SNAP. Oku kuthetha ukuba ungalufanelekela uludwe oluthile lwenkqubo nokuba ingeniso yakho ingaphezulu komgca wobuhlwempu.

Umzekelo, amatyala erhafu atsalwayo e-ACA afumaneka ku-400% FPL, i-CHIP igquma abantwana ezintsatsheni ukuya kutsho kwi-200% ukuya ku-300% FPL kuxhomekeke kurhulumente, kwaye i-SNAP isebenzisa i- 130% ye-FPL njengomlinganiselo wengeniso egqithisileyo. Ukuqonda le miqobo kukunceda ukuba uqonde iinkqubo ofanele uzilandele.

Isebenzisa Izixhobo Zokuxilonga Kunxibelelwano

Kunokuphanda program nganye, sebenzisa izixhobo zokuhlola ezinokukuhlola ngokukhawuleza ukuba uyafaneleka kuphi na kwiinkqubo ezininzi. Sebenzisa isixhobo esiluncedo ekufumaneni okanye ekuphengululeni ngodidi ukuze ufunde ukuba ziziphi iingenelo wena nentsapho yakho eninokuzifanelekela. Qonda indlela yokusebenzisa oko nikufanele.

Ezi zixhobo zokuhlola zidla ngokubuza imibuzo malunga nobukhulu bendlu yakho, ingeniso, iminyaka yobudala, ukukhubazeka, ubume bamava, nezinye izinto ezinxulumene nayo. Zikhululekile, zizimele, kwaye zithatha imizuzu engaphantsi kwemihlanu ukugqiba. Iziphumo zinika uludwe lweenkqubo onokuzifanelekela, zikugcina ixesha elininzi nomgudu.

Qalisa ngenzuzo yokuhlola inzuzo.gov namhlanje, uze ufake yonke into oyifanelekelayo. Le webhsayithi karhulumente esemthethweni inika isiqalo esiphambili sokuhlola iinkqubo zoncedo zikarhulumente.

Iimfuno Zenkqubo Ezikhethekileyo Zokuphanda

Xa ufumene iinkqubo ezifanelekileyo ngokuvavanywa kwezixhobo, phanda iimfuno ezikhethekileyo ze-website nganye. Yiya kwii-website zikarhulumente osemthethweni ukuze uqokelele iinkcukacha ezineenkcukacha ezimalunga nemilinganiselo yokusebenza, iimali eziyingenelo, kunye neenkqubo zenkqubo.

Oothunywashe abangundoqo abachaphazela ubunjani baquka:

  • Ingeniso nempahla yendlu
  • Ubukhulu kunye noqulunqo lwendlu
  • Ukwaluphala kunye nemeko yesiphene
  • Ukuba ngummi okanye ubume bokufuduka
  • Ubume bomsebenzi
  • Imeko yokuhlala
  • Iimeko ezikhethekileyo (ukuhlala, ubume bamava, njl.njl.)

Umhlaba ngamnye okanye wesizwe ngasinye uneemfuno zawo zokufumana i-TANF. Kufuneka ube ngummi welizwe apho usebenza khona. Ngamaxesha onke qinisekisa iimfuno ezithile zemeko yakho xa uqhubana neenkqubo ezilungiselelwe ngurhulumente.

Uxwebhu Olufunekayo

Uxwebhu olufanelekileyo lubalulekile ukungqina ukuba uyafaneleka nokuqinisekisa ukuba isicelo sakho silungiswa kakuhle. Iinkqubo ezininzi zoncedo zikarhulumente zifuna amaxwebhu axhasayo ukuqinisekisa ulwazi olunikayo kwisicelo sakho. Ukucwangcisa la maxwebhu kusengaphambili kungadibanisa ngokuphawulekayo inkqubo yesicelo kwaye kunciphise ukulibaziseka.

Amaxwebhu Angundoqo kwiinkqubo ezininzi

Amaxwebhu aqokelelwa kuqala: I-ID, ubungqina bengeniso, amanani oKhuseleko loLuntu, ubungqina bokuhlala, kunye namatyala. Nangona iimfuno ezithile zingafani ngokwenkqubo, amaxwebhu athile adla ngokucelwa kwiinkqubo ezininzi.

[[FLT: 0] Amaxwebhu okubonisa: Ufuna ngokuqhelekileyo ukuphawulwa kwefoto karhulumente njengephepha-mvume lomqhubi, ikhadi le-ID lemeko, okanye ipasis. Kumalungu endlu, iziqinisekiso zokuzalwa okanye amanye amaxwebhu asemthethweni abonisa ukuba uchazo kunye nobudala bungafuneka.

Inkcukacha zoKhuseleko loluntu: Amanani oKhuseleko loNtlalo ayafuneka kuwo onke amalungu endlu afuna uncedo. Gcina amakhadi oKhuseleko lweNtlalo okanye olunye uxwebhu lubonisa lamanani efumaneka lula.

Isiqinisekiso sengeniso: Ungacelwa ukuba ubonise intlawulo yengeniso xa ufaka isicelo sobomi (njengendlela yokubuyisa irhafu okanye iinyanga ezintathu zerhafu elandelelanayo). Ukufumana kungqinelana neyona ndawo ibalulekileyo yokuzinza. Amaxwebhu amkelekileyo angaquka:

  • Iinqobo ezihlawulwayo zakutshanje (ngokuqhelekileyo ziintsuku ezingamashumi amathathu anesithandathu)
  • Irhafu ibuya kunyaka ophelileyo
  • Ifomu zeW-2 okanye iifomu
  • Ingxelo yemali efunyenweyo
  • Ukuzikhusela koluntu
  • Ukungaqeshwa
  • Inkxaso yomntwana okanye uxwebhu lwe-antimon
  • Imali yetyala okanye ingeniso yomhlala-phantsi

Isiqinisekiso sokungatshintshi: Iinkqubo zifuna uqinisekiso lokuba uhlala kwilizwe okanye kwigunya apho usebenza khona. Amaxwebhu amkelekileyo aquka ityala lezenyuselo, izivumelwano, iingxelo zendlu yendlu, okanye iposi esemthethweni ebhekiswe kuwe kwindlu yakho yangoku.

Iziphumo zenkcitho: Ezinye iinkqubo ziqwalasela iindleko zakho xa ugqiba ukuba zifanelekile okanye ziyingenelo. Gcina iikopi zemali zerente, iingxelo zendlu, iindleko zezezezenkcitho, iindleko zezamayeza, neendleko zokonga abantwana.

Uxwebhu Olukhankanyiweyo Lwenkqubo

Ezinye iinkqubo zifuna uxwebhu olukhethekileyo olusekelwe kuqwalaselo lwazo olukhethekileyo:

Iinkqubo zokwalathisa: KuMdicaid, Medicare, okanye ezinye iinkqubo zomtyunjwa wempilo, ungafuna uxwebhu lwentlawulo ye-inshorensi yempilo yangoku, iindleko zezonyango, okanye ubungqina bobulwelwe ukuba lufanelekile.

Iinkqubo zoncedo lwendlu: izicelo zoncedo lwendlu zisoloko zifuna iinkcukacha ezineenkcukacha malunga nemeko yezindlu zakho zangoku, kuquka ulwazi loqhagamshelwano lwengingqi, uxanduva lwerente, kunye neemeko zezindlu.

IiNkqubo zokuSebenza: Ukuba usebenzisa ngokusekelwe kubume bokukhubazeka, uzakufuna iirekhodi zezamayeza, iingxelo zogqirha, kunye noxwebhu lwemeko yakho nendlela oluchaphazela ngayo ubuchule bakho bokusebenza.

Iinkqubo ze-Vetran: kufuneka zibe nefomu ye DD-214 (Ingqikelelo yoKhupho okanye iDSrefree ukusuka kwiSebe elisebenzayo) kunye naluphi na uxwebhu lwesiphene senkonzo esidityanisiweyo.

Ungacelwa ukuba ubonise ubungqina bobundilele benkqubo xa ufaka isicelo sobomi (njengeleta eluncedo okanye uxwebhu olusemthethweni). Ukuba sele ufumene iingenelo kwinkqubo enye, uxwebhu olo nxaxheba lungakunceda ufanelekele iinkqubo ezongezelelweyo ngokulula.

Ukucwangcisa Uxwebhu Lwakho

Yenza ulawulo olunikezelweyo okanye inkqubo yefayile ukwenzela ukuba ufumane amaxwebhu esicelo. Yenza iikopi zawo onke amaxwebhu angaphambili phambi kokuba uwathule, njengoko amanye amaqumrhu engenakuwabuyisela oonobumba bokuqala. Cinga ukwenza imibhalo yamanani kunye nenokuba luncedo kwizicelo ze Internet.

Gcina uxwebhu lwakho olukhoyo. Iinkqubo ezininzi zifuna ulwazi oluhlaziyiweyo ngamaxesha athile, ngoko ke ukugcina iirekhodi ezicwangcisiweyo kungenza inkqubo yokuphinda ulwenze lube lula.

Izicelo Ezigqityiweyo

Inkqubo yesicelo kulapho abantu abaninzi bedibana khona nobunzima obunokulibazisa okanye obuphazamisa ukufikelela kwabo kwinzuzo. Ukusebenzisa indlela ecwangcisiweyo, ukugqiba izicelo ngononophelo kuphucula amathuba akho okuvunyelwa.

Ukuqonda Iindlela Zokwenza Isicelo

Iinkqubo zikarhulumente zinika iindlela ezininzi zokusebenzisa, kuquka izicelo zekhompyutha, iifomu zamaxwebhu, izicelo ezifaka izicelo ze-person, okanye izicelo zefowuni. Khetha indlela esebenza kakuhle kwimeko yakho nomgangatho wokhuseleko ngobugcisa.

[[FLT: 0] Iinkqubo ze-Appline: Iinkqubo ezininzi ngoku zinika ii-portas zesicelo zengingqi zengingqi ezinokuba luncedo kwaye zikhawuleze kunezicelo zephepha. Iinkqubo zengingqi zisoloko ziquka usebenzo olwakhekileyo olunokubamba iimpazamo phambi kokunikezela.

Iinkqubo zephepha ze Paper Source: Izicelo zephepha zesithethe zisafumaneka kwiinkqubo ezininzi. Ezi zingafunyanwa kwiiofisi zobulali, zilayishwe kwiiwebhusayithi ezisemthethweni, okanye zicelwe ngeposi.

Kwi Uncedo- Lwendawo: Funda okuninzi ngendlela onokufanelekela ngayo iinkqubo ezithile kwaye ufake iinkonzo kwi-intanethi okanye kwenye yee-ofisi zeeNkonzo zoLuntu ezininzi ezikhoyo kulo lonke urhulumente. Ukuba ufuna itoliki okanye uncedo lokuzalisa isicelo, ungafumana uncedo kuzo zonke ii-ofisi zethu. Musa ukuthandabuza ukutyelela iofisi yasekuhlaleni ukuba ufuna uncedo kwinkqubo yesicelo.

Imigaqo Engundoqo Yokuphumelela Ekusebenziseni

[[UMTL: 0] Imiyalelo Yokufunda Ngokucokisekileyo: Phambi kokuba uqalise nayiphina isicelo, funda zonke imiyalelo efunekayo. Ukuqonda ulwazi olufunekayo nendlela yokulunika ngokuchanekileyo lukhusela iimpazamo ezinokuthi zilibazise uqhubekeko.

[[UMTL:0] Phendula Yonke Imibuzo Ngokupheleleyo: Izicelo ezigqityiweyo zisosizathu esiqhelekileyo sokulibazisa okanye ukukhanyela. Phendula wonke umbuzo osebenza kwimeko yakho. Ukuba umbuzo awusebenzi, bonisa "N/A" okanye "Ayikho enokwenzeka" kunokuyishiya ingenanto.

Ulwazi oluchanekileyo:[[FTL:1] Ukunyaniseka nocoselelo lubalulekile. Ukunika ulwazi lobuxoki kungaphumela ekukhanyeni iingenelo, ukupheliswa kweengenelo ezikhoyo, okanye kwaneziphumo ezingokwasemthethweni. Ukuba akuqinisekanga ngendlela yokuphendula umbuzo, funa uncedo kunokuqagela.

[[UMTL: 0] Ukuqiniseka ukuba ulwazi olunikayo kwisicelo sakho lufana nolwazi kumaxwebhu akho okuxhasa. I-inconstencies ingaphakamisa iiflegi ezibomvu zikhokelele kongezelelweyo lwemfuno okanye ukukhanyela.

Ubeko- Oluphinda- Kabini Phambi Kokungenisa: Hlola isicelo sakho sonke phambi kokunikezela. Khangela iimpazamo zezibalo, ukungabikho kotyikityo, amacandelo angaphelelanga, kwaye qinisekisa onke amaxwebhu afunekayo adityanisiwe.

Iimpazamo Ezimele Ziphetshwe Zizenzo Eziqhelekileyo

Ukuqonda imigibe eqhelekileyo kunokukunceda uyiphephe:

  • [[FLT: 0] Ukufaka utyikityo okanye imihla: iinkqubo zifuna utyikityo kwiindawo ezininzi. Ukungakho nomnye ungenza isicelo sakho singasebenzi.
  • [[UMTL: 0] Ukunika ingxelo ngayo yonke ingeniso: xela yonke imvelaphi yengeniso, nokuba ibonakala incinane. Ingeniso engachazwanga kamva inokubangela iingxaki ezinzulu.
  • Ayinakuquka onke amalungu endlu: ngokuchanekileyo ingxelo yomntu wonke ohlala endlwini yakho, njengokuba oku kuchaphazela ukubala ukubala kobuchule.
  • [[UMTL: 0] Icwangcisa ixesha lokugqiba: Ezinye iinkqubo zinamathuba athile esicelo okanye amaxesha okusebenza. Phawula ezi kwikhalenda yakho kwaye ungenise izicelo kusengaphambili.
  • Ukubopha amaxwebhu afunekayo: Yenza uluhlu lokuhlola amaxwebhu afunekayo kwaye uqinisekise ukuba ngalinye liqukiwe phambi kokuzithoba.

Ukusebenzisa Iinkqubo Ezininzi Ngendlela Efanayo

Faka iinkqubo ezininzi ngexesha elinye. Ii-ofisi ezininzi zikarhulumente zingakuxilonga kuzo zonke iinkqubo ezikhoyo kutyelelo olunye. Le ndlela isebenza kakhulu kunokusebenza kwiinkqubo enye ngexesha kwaye iqinisekisa ukuba awuphoswa ncedo olufanelekeleyo.

Amanye amaphondo anikela ngezicelo ezidityanisiweyo ezikuvumela ukuba usebenzise iinkqubo ezininzi usebenzisa uhlobo olunye. Buza iofisi yakho yenkonzo yoluntu yasekuhlaleni ukuba olu khetho lukhona kusini na kwindawo ohlala kuyo.

Qoboshela Inkqubela Yesicelo Ulandele Oku

Ukungenisa isicelo sakho akusosiphelo senkqubo. Ukulandela ngokukhutheleyo nonxibelelwano olusabelayo kunye nomlawuli wenkqubo kubalulekile ekuqinisekiseni inkqubo yakho iqhubekela phambili ngempumelelo.

Ukuqonda Ukulungelelanisa ixesha

Iinkqubo ezahlukeneyo zinezakhelo ezahlukeneyo zocwangciso. Ezinye iinkqubo, njengoncedo longxamiseko, zinganikela izigqibo ngeentsuku ezimbalwa, ngoxa ezinye zinokuthatha iiveki eziliqela okanye kwaneenyanga. Ukuqonda ixesha eliqhelekileyo lweenkqubo zakho ezithile kukunceda wazi ukuba uza kulandela nini yaye nini ulindele isigqibo.

Kwiinkqubo zonyango, akukho xesha lokubhalisa iMedicaid — ungasebenzisa nangaliphi na ixesha. Oku kubhetyebhetye kuthetha ukuba ungasebenzisa nanini na ufuna ukupapashwa, ngaphandle kokulindela iifestile ezithile zobhaliso.

Ukuhlolwa Ubume Benkqubo

Iinkqubo ezininzi ngoku zinika iilayini apho ungakhangela khona isimo sakho sesicelo. Ukuba olu khetho lukhona, khangela rhoqo uhlaziyo okanye izicelo zolwazi olongezelelweyo.

Ukugcina iingxelo zonxibelelwano olunxulumene nesicelo sakho, kuquka:

  • Iqinisekisa amanani okanye iirisithi
  • Uninzi lwabathathi-nxaxheba (73%) lubonise ukuba
  • Imihla yazo zonke iimfonomfono, iindwendwe ze-ofisi, okanye iziqhagamshelo
  • Iikopi zamaxwebhu onke zingenisiwe
  • Ingxelo exutyushwayo

Ukusabela Kwizicelo Zolwazi Olwahlukileyo

Kuqhelekile ukuba abameli bacele ulwazi olongezelelekileyo okanye ukucaciswa ngexesha lohlolo lwesicelo. Kuphendule ezizicelo ngokukhawuleza nangokupheleleyo. Ukulibazisa ekunikezeni ulwazi oluceliweyo lungandisa amaxesha okulungisa okanye luphumele ekukhanyeni isicelo.

Ukuba ufumana isicelo solwazi ongaluqondiyo, qhagamshelana nombutho ngoko nangoko ukuze ucacise. Kungcono ukubuza imibuzo kunokunika iimpendulo ezingachananga okanye ezingaphelelanga.

Ukusebenzisa amaZibonelelo enkxaso

Akuyomfuneko ukuba usebenzise inkqubo yesicelo yedwa. Zininzi izinto ezikhoyo ukukunceda uphumelele:

Inkqutyana ye Uncedo: Iinkqubo ezininzi zikarhulumente zisebenza izincedisi ezisetyenziswa ngabameli abanokuphendula imibuzo, banikeze uncedo lwesicelo, kunye noncedo lokusombulula imiba. Gcina la manani efumaneka lula.

Ii-ofisi zengingqi: Ii-ofisi zeenkonzo zoLuntu kunye namasebe eenkonzo zoluntu anganikela uncedo nge-person ngezicelo, ukuphendula imibuzo malunga nokusebenza, kunye nokunceda iingxaki zentlalo-ntle.

Iintlangano zobunyani: Cela uncedo kumthetho okanye kwiintlangano zobugcisa. Iintlangano ezingancediyo, imibutho yoncedo olusemthethweni, kunye namaqela okungagunyaziswanga asoloko enikela uncedo ngesisa ngezicelo eziyingenelo, ingakumbi kwiimeko ezinzima.

Izixhobo zeInshorensi Yoncedo lwezempilo yeInshorensi yeStatem Active Inshorensis (Inqanawa): Iinqanawa zinika injongo, ukukhululeka, uncedo olunye-lunye kuMedica abaxhamli, iintsapho zabo, kunye nabakhathaleli, ukunika amandla okugqiba ngolwazi ngentelekelelo nenkathalo yabo. Ezi nkqubo zizinto ezixabisekileyo ukwenzela iinzuzo zonyango oluphezulu.

Omakwenziwe Ukuba Isicelo Sakho Asivunywanga

Umtsalane ukuba uyakhanyelwa. Ukukhanyela okuninzi kungapheliswa ngesibheno. Ukuba isicelo sakho asivunywanga, musa ukunikezela. Unelungelo lokubhenela ukruthakrutha ukhanyelo olulungileyo, kwaye izibheno ezininzi ziyaphumelela.

Xa ufumana isaziso sokukhanyela:

  • Funda esi saziso ngenyameko ukuze usiqonde isizathu esingqalileyo sokukhanyela
  • Phawula ixesha elimiselweyo lokubhala isibheno (le misebenzi ingqongqo)
  • Ukuqokelela nawaphi na amaxwebhu awongezelelekileyo achaza isizathu sokukhanyela
  • Qwalasela ukufuna uncedo kumthetho okanye kwiintlangano zobugcisa
  • Ifayile yakho efaka isibheno phambi kwexesha elipheleleyo, nokuba usaqokelela ulwazi oluxhasayo

Inkqubo yezibheno iyahluka ngokwenkqubo, kodwa idla ngokuquka ukukhupha isicelo esibhaliweyo sokuphinda uphinde ujonge kunye nawo nawaphi na amaxwebhu axhasayo. Ezinye iinkqubo zikwanika ukuva apho unokunikela imeko yakho ngokobuqu.

Yandisa Iingenelo Zakho Uze Uhlale Ungenakuze Ube Mhle

Xa uvunyiwe ukuba ufumane uncedo, ukuqonda indlela yokwandisa ezo nzuzo nokugcina ububhali bakho kuqinisekisa ukuba uyaqhubeka ufumana inkxaso oyifunayo.

Ukuqonda Iingenelo Ozifumanayo

Zinike ixesha lokuqonda ngokupheleleyo ukuba ziziphi iingenelo ozifumanayo nendlela yokuzisebenzisa ngokunempumelelo. Umzekelo, iingenelo ze-SNAP zifakwa kwikhadi le-Electronic Gaves (EBT) nyanga nganye, elisebenza njengekhadi lokukhupha imali kwivenkile ezininzi zevenkile kunye nentengiso ezininzi zamafama. Ukwazi apho ungazisebenzisa khona kwaye uzisebenzisa njani iingenelo zakho kukunceda ufumane ixabiso elingcono kuzo.

Funda zonke izinto ezinikelwe ngucwangciso, kuquka iincwadi eziluncedo, izivumelwano zabanezakhelo, nemithetho yocwangciso.

Ukuchaza Iinguqulelo Kwiimeko

Iinkqubo eziyingenelo ezininzi zifuna ukuba uxele utshintsho kwiimeko zakho olunokuchaphazela ubunewunewu okanye ubungakanani obunenzuzo. Iinguqu eziqhelekileyo ezimele ziqukwe:

  • Iinguqu kwingeniso okanye kumsebenzi
  • Ukutshintsha kohlobo lokuyila lwasekhaya (ukuzala, ukufa, abantu abafudukela okanye abaphume)
  • Iinguqu kwidilesi
  • Iinguqu kwimpahla okanye kwizinto
  • Iinguqu ezifunyenweyo zezinye iingenelo
  • Ukutshintsha kweendleko (ukunyamekela abantwana, iindleko zezonyango)

Ukungaphumeleli ukuxela utshintsho olufunekayo kungaphumela ekuhlawuleni ngokugqithisileyo okuza kufuneka uhlawule, okanye kwanokuphelisa uncedo. Utshintsho olukhawulezileyo ngokwezikhokelo zenkqubo.

Ukugqiba Iimfuno Zokuqinisekisa

Iinkqubo eziyingenelo zifuna ukuphinda zifumaneke ukuze kuqinisekiswe ukuba usafikelela kwiimfuno ezifanelekileyo. Ukubuyiselwa koxwebhu kubandakanya ukunikezela ngenkcazelo ehlaziyiweyo ngengeniso, ukwenziwa kwendlu, nezinye izinto eziyimfuneko.

Phawula kwakhona ixesha lokufumana isiqinisekiso kwikhalenda yakho kwaye uqalise ukuqokelela amaxwebhu afunekayo kusengaphambili. Ukungawalandeli ixesha lokuphinda ubhalise ngamaxesha kungaphumela ekuphelisweni kweenzuzo, kwaye ukuvuna kungathatha ixesha elininzi.

Ukuphepha Ukukhohliswa

Imali ehlawulwayo, iinkqubo zikarhulumente ezisemthethweni zikhululekile ukubhalisa. Lumka kubaqhathi. Ngelishwa, abaqhathi badla ngokuhlasela abantu abafuna uncedo lukarhulumente.

Zikhusele ngokukhumbula:

  • Isebe likarhulumente alisoze likucele ukuba uhlawule iindleko zesicelo
  • Mkrokrele nabani na oqhagamshelana naye othi ufuna ukukunceda
  • Ungaze unike abantu abafowunayo inkcazelo yakho, iinombolo zokhuseleko loluntu, okanye ulwazi lwe-akhawunti yebhanki
  • kusetyenziswa kuphela iiwebhsayithi zikarhulumente ezisemthethweni (ukuthumela nge-.gov)
  • Ukuba into oyithembisayo ibonakala ingenakwenzeka, mhlawumbi

Ukhokelo lwenkqubo ekhethekileyo

Ngoxa le migaqo ingasentla isebenza kwiinkqubo ezininzi zoncedo zikarhulumente, ezinye iinkqubo eziphambili zineempawu neemfuno ezikhethekileyo ezifanele ziqondwe ngokweenkcukacha.

SNAP (Inkqubo yoncedo lwezonyango lweNkcubeko ePhaphamisayo)

ISNAP inika iinzuzo nyanga nganye ukunceda abantu abafumana imali ephantsi kunye neentsapho zithenge ukutya. Ukufanelekela, umvuzo wendlu yakho kufuneka ube phantsi okanye ngaphantsi kwe 130% yomgangatho wobuhlwempu (FPL) kangangokuba, imithetho esebenzayo inokuba ntsokothile, ngezincopho ezahlukeneyo kunye nezikhutshelo ezinokusebenza kwimeko yakho.

Iingenelo ze-SNAP zibalwa ngokusekelwe kubungakanani bendlu, ingeniso, kunye neendleko ezivumelekileyo zeendleko ezifana nezindlu, ukunyamekela abantwana, kunye neendleko zezonyango. Inkqubo yokufaka isicelo ibandakanya udliwano-ndlebe nomntu olungisa iinqwelo-mafutha, onokuthi uqhutywe ngokobuqu okanye ngemfonomfono.

I-Medicaid ne-CIP

IMedicaid inikela ingxubusho yempilo kubantu abangenayo kunye neentsapho. Ngaphantsi koMthetho we-Affordble Care ACA, uninzi lwamazwe andisa iMedicaid ukugquma abantu abadala ngengeniso ukuya ku- 138% yeFPL. Noko ke, asingawo onke amaphondo aye andisa iMedicaid, ngoko ke i-eligiole iyahluka kuxhomekeka kwindawo ohlala kuyo.

Abantwana bafanelekela ukuzuza imali eninzi nge-CHIP (Inkqubo Yabantwana Ye-Imfirensi Yezempilo). Oku kuthetha ukuba abantwana bakho banokukufanelekela ukunikela ngempilo yabo nokuba ingeniso yakho ingaphezulu kakhulu ukuba i-Medicaid ingakanani.

Sebenzisa i-intanethi kwi-ofisi ye-Medicaid yempilo.gov, nge-ofisi yesizwe yakho, okanye umntu kwi-ofisi yeNkonzo yeNtlalo yasekuhlaleni. Inkqubo yesicelo ikhutshiwe kwiminyaka yakutshanje, ikwenza kube lula ukusebenzisa nokufumana ukuzimisela ngokukhawuleza.

i-Medicare

IMedicare yinkqubo ye-inshorensi yempilo yesizwe ngokuyintloko kubantu abaneminyaka engama-65 nangaphezulu, nangona nabo abancinane abaneziphene ezithile bekufanelekele.

Icandelo A linceda ukugquma isongezo sokunyamekela abaguli ezibhedlele, ukunyamekela abalupheleyo ngobuchule, ukunyamekela abagulela ukufa, kunye nokunyamekela impilo yasekhaya. Malunga nama-99% abantu abangenelweyo abakhange bahlawule imali ehlawulwa nyanga nganye ngenxa yokuba bona okanye amaqabane abo bahlawula irhafu eMedicas ubuncinane kwikota ezingama-40. Abo bangakufanelekeliyo ukufumana iCandelo elikhululekileyo eli-A bangathenga ngemali engama-R311/inyanga (inani eli-R36565/inyanga elipheleleyo) ngowama-2026.

Inkoliso yabantu ihlawula intlawulo yenyanga nganye yama-202.90 eCandelo B ngowama-2026, kunye nemali ehlawulwa ngonyaka engama-R283. Inxalenye B igubungela ukutyelelwa ngugqirha, ukunyangwa kwamapolisa, nezinye iinkonzo zezonyango.

Abaxhamli be-Medicare bane-asethi ye-R2,100 yeziyobisi ezigunyazisiweyo ngowama-2026, emva koko abahlawuli nto ngeziyobisi ezigqunyiweyo okokugqibela ngonyaka. Le ngxaki inika abakhulileyo ukhuseleko lwemali olubalulekileyo olunexabiso eliphezulu elibiza amayeza agunyazisiweyo.

Iingenelo Zokhuseleko Loluntu

Ukhuseleko loluntu lunika umhlala-phantsi, ukukhubazeka kunye neenzuzo zokusinda. I-2.8% yoKhuseleko loLuntu CLA yasebenza ngoJanuwari 2026, ngeAARP nganye, inceda iingenelo ezihambisana nokunyuka kwamaxabiso ezinto.

Kwiinzuzo zomhlala-phantsi, ungaqalisa ukufumana iinzuzo ezincitshisiweyo xa uneminyaka engama-66-67 ubudala okanye ulinde de ube neminyaka yokuthatha umhlala-phantsi ngokupheleleyo (66-67, kuxhomekeke kunyaka wokuzalwa) ukuze ufumane iingenelo ezipheleleyo. Ukulibazisa xa uneminyaka emitsha yokuthatha umhlala-phantsi kwandisa intlawulo yakho yenyanga ukuya kutsho kwiminyaka engama-70 ubudala.

Ingeniso yoKhuseleko eyongezelelweyo (SSI)

Imali yokhuseleko eyongezelelweyo (SSI) inika iimali ngenyanga kubantu abaneminyaka engama-65 nangaphezulu, abaziimfama, okanye abaneziphene, yaye abafumani mali ininzi kunye nezinto ezimbalwa.

I-SSI inemida engqongqo yengeniso nempahla, kwaye inkqubo yokufaka isicelo ingaba nzima, ingakumbi xa kuthethwa ngesiphene. Cinga ngokucela uncedo kumphathi wesiphene okanye kwigqwetha ukuba uyisebenzisa ngenxa yesiphene.

ATANF (Uncedo Olungathethekiyo kwiintsapho Ezisweleyo)

TANF inika iintsapho ezinabantwana imali yexeshana xa abazali okanye abakhathaleli bengenakukwazi ukulungiselela iimfuno ezisisiseko zentsapho. UTTANF unikezelwa kumgangatho karhulumente, ngoko ke ungenelo, imithetho enika intlawulo, namagama odweliso lwenkqubo ahlukene kakhulu.

ITANF iquka iimfuno zomsebenzi nemilinganiselo yexesha kwiingenelo. Iinkqubo zisoloko zinikela iinkonzo zokuxhasa njengoqeqesho lomsebenzi, uncedo lomntwana, kunye noncedo lwezithuthi lokuxhasa abathathi-nxaxheba ekufumaneni ubuchule bokwanelisa.

Iinkqubo zoncedo lwezindlu

Uncedo lwezindlu lufumaneka ngeendlela ezininzi. IiNkqubo zoMncedi Woncedo oLawulweyo zinceda abo bathenga izinto zasekhaya ukuba bahlawule iindleko zangaphambili xa bethenga ikhaya.

Kubaqeshi bendlu, iNkqutyana Yokukhetha iVoucher Program (ukuTshabalalisa 8) ingumthombo oyintloko woncedo. Inkqubo yokukhetha iHome Voucher (Ukhupho 8) yinkqubo exhaswa ngurhulumente enika uncedo olurhwebisayo kwizindlu ezifumana imali ephantsi ngenxa yengeniso yazo. Uncedo luhlawulwa ngqo kumnini-ndlu xa isivumelwano sokuqeshiwa sityiwe kwaye iyunithi yoncedo ivavanyiwe kwaye yavunywa.

Iinkqubo zoncedo lwezindlu zisoloko zinemihlathi yokulinda, ngoko sebenzisa ngokukhawuleza xa ucinga ukuba ufuna uncedo, nokuba akufuneki ngokukhawuleza.

Iinkqubo zoncedo lwamandla

INkqubo ye-Low Inhome Home Energy Application (LIHEAP) inceda amakhaya afumana imali ephantsi ahlawulela ukufudumala nokupholisa amatyala. Kwakhona amazwe amaninzi anika iinkqubo zokuphucula imozulu ezenza uphuculo lwamandla kumakhaya ngaphandle kwexabiso lokufumana iintsapho, ukunciphisa iindleko zamandla zexesha elide.

Iinkqubo zabaNkulumbuso

Izigidi zamaMerika ezingama-65 nangaphezulu zishiya amawaka eerandi kwiinzuzo zikarhulumente nyaka ngamnye. Abaninzi abakhulileyo abafanelekayo bashiya amawaka engazange achazwe nyaka ngamnye ngokungafaki sicelo kuzo zonke iinkqubo ezikhoyo.

Amagosa asebuntwaneni kufuneka ahlole iMedicare Saves Programs, ezizinkqubo zoncedo lwesizwe ezinceda abaphezulu abasezantsi abafumana imali eninzi, abasebenzi abangakwaziyo ukuhlawula, kunye neemali ezihlawulwayo ngaphandle kwexabiso. Abakhululi abaninzi abafanelekileyo abafuni ziziphumo ezi. Uqikelelo lucebisa izigidi zabantu abafanelekileyo ukuba bashiye olu ncedo lungachazwanga unyaka ngamnye. Ubuchule busekelwe kwingeniso nakwizinto ezikhoyo, kwaye ukusebenza nge-ofisi yelizwe lakho iMedicaid kuthatha malunga nemizuzu engama-30.

Ezinye iinkqubo ezilungiselelwe abantu abadala ziquka iinkqubo zokutya okunesondlo okuphezulu okunika ukutya okungeyomfuneko, uncedo lwezithuthi, izibonelelo zokulungiswa kwamakhaya kunye neenkqubo ezisetyenziswa kuMgaqo-siseko wokwaluphala ezixhasa ukuzimela.

Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abahlukahlukeneyo

Veterans

Amagqala aphezulu anokufumana unyango olubanzi ngeVeterans Health Administration (VHA) ngaphandle kwexabiso — enye yeengenelo ezixabisekileyo zikarhulumente wesisa kubantu abadala baseMerika abakhonzayo. IVHA igubungela ukunyanyekelwa okuphambili, iinkonzo zempilo yengqondo, ukunyanyekelwa okukhethekileyo, kunye neziyobisi ezigunyazisiweyo, ngokufuthi zisebenzisa iimali ezihlawulwa amagqala akwinkonzo okanye ingeniso ephantsi.

Abasebenzi be-Vametans kufuneka baphinde bahlole intlawulo ye-VA, iinkqubo zempesheni, iinzuzo zemfundo, iinkqubo zemali-mboleko yasekhaya kunye neenkonzo zokubuyisela imisebenzi.

Abantu Abaneziphene

Kubantu abakhubazekileyo kusenokufuneka bafumane iinkqubo ezininzi kuquka i-Social Security Disability Inshorensi (SSDI), i-SSI, iMedicaid, iSNAP, uncedo lwezindlu, kunye neenkonzo zokubuyisela imicimbi yengqesho. Inkqubo yokuzinzisa iziphene ingabande kwaye ibe ntsokothile, ngoko ke khawucinge ngokusebenza nommeli okanye igqwetha.

Amazwe amaninzi anikela iinkqubo ezingakumbi kubantu abaneziphene, kuquka iinkonzo zonyango lobuqu, iinkqubo zobugcisa ezincedisayo, kunye neenkonzo zengqesho.

Iintsapho Ezinabantwana

Iintsapho ezinezingane kufuneka zihlole iSNAP, iWIC (Amabhinqa, iintsana kunye nenkqubo yokuziphilisa yabantwana), i-TANF, i-CHIP, uncedo lokunyamekela abantwana, iNtloko neNtloko yokuqala, kunye neNkxaso-Mphathi-Mbindi weNtlalo-ntle yabantwana. Amaphondo amaninzi akwanikela iinkqubo ezongezelelekileyo zokuxhasa iintsapho, kuquka iinkqubo zokutyelela amakhaya ukwenzela abazali abasebatsha kunye neenkonzo zokuxhasa intsapho.

Abafundi

Abafundi bangalufanelekela uncedo lwabafundi lukarhulumente kuquka izibonelelo, iimali-mboleko, kunye neenkqubo zomsebenzi. Qelisa Isicelo Samahala Sokufunda Igalelo (FAFSA) ukuze ugqibe ukuba ngabangenamdla. Abanye abafundi basenokufanelekela i-SNAP, iMedicaid, kunye nezinye iinkqubo zoncedo, nangona imithetho elula kubafundi inokuba ntsonkothile.

Abafuduki

Ukufaneleka kweenkqubo zikarhulumente kuyahluka-hluka ngenxa yemeko yokufuduka. Ngokuqhelekileyo, abemi abathile base-U.S. kunye nabanye abaphambukeli abafanelekayo bangafumana iinkqubo eziluncedo zikarhulumente. Abahlali abahlala ngokusisigxina abanomthetho kufuneka balinde iminyaka emihlanu emva kokuba befumene isikhundla sabo ngaphambi kokuba bafanelekele iinzuzo ezininzi zikarhulumente, nangona ngaphandle kwazo zikho kwiimbacu, i-asylates, nezinye iindidi ezithile.

Ezinye iinkqubo ezifana neMedicaid neWic, zikhona kungakhathaliseki ukuba ngabahlali abahlala kwelinye ilizwe. Urhulumente neenkqubo zasekuhlaleni zisenokuba nemithetho eyahlukeneyo kuneenkqubo zikarhulumente. Xelana negqwetha okanye umbutho weenkonzo zabaphambukeli ukuba unemibuzo ngendlela ukucela uncedo olunokuchaphazela ngayo imeko yakho yokufuduka.

Ukucwangcisa kweXesha elide nokuziphumeza

Ngeli xesha iinkqubo zoncedo zikarhulumente zinikela inkxaso ebalulekileyo ngamaxesha obunzima, abantu abaninzi bafuna ukusebenza ukuze bafumane inkululeko engakumbi yemali. Iinkqubo ezininzi ziquka iinkonzo kunye nenkxaso eyenzelwe ukunceda abathathi-nxaxheba bafumane ubuchule.

IiNkonzo zoMsebenzi noMqeshwa

Lusebenzise kakuhle uqeqesho olunikezelwa kwiinkonzo zemisebenzi ezifana ne-TANF, i-SNAP ORGOLIC, kunye neenkqubo zokuphuhlisa umsebenzi. Ezi nkonzo zisenokuquka uncedo lokufuna umsebenzi, ukuphinda uqalise ukucela uncedo, ukulungiselela udliwano-ndlebe, uqeqesho lomsebenzi, kunye neenkqubo zemfundo.

Ukuba nomsebenzi ozinzileyo kunokuzisa ukhuseleko noxolo lwengqondo. USosiba womsebenzi lumanyano lwelizwe lonke olunika uqeqesho noncedo ukuze ufumane umsebenzi wakho olandelayo omkhulu. Fumana ulwazi malunga nemisebenzi efunwayo, ufunde ngemisebenzi eyahlukeneyo, uze ufumane uncedo kwinkqubo yokufuna umsebenzi ukusuka ekubhaleni kwakhona ukuya kuxubusha ngobuchule bokwenza udliwano-ndlebe.

Imfundo nophuhliso lobuchule

Uphando lweenkqubo zokufundisa, iiklasi zoluntu, iiklasi zemfundo, uqeqesho lwemisebenzi, kunye neenkqubo zoqeqesho. Iinkqubo ezininzi zezi zibonelelo zinika uncedo lwemali okanye zikhululekile kubantu abafumana iingeniso ezincinci.

Ukukwazi Ukubhala Nokufumana Imali

Imibutho emininzi yoluntu inikela iiklasi zemali yokubhala nokubhala eziquka uqingqo-mali, ukonga, ulawulo lwemali nezinye iiprojekthi zolawulo lwemali. Ezinye iinkqubo zikwanceda abathathi-nxaxheba bakhe iimpahla ngeenkqubo zemali ezihambelana nogcino-mali okanye ukucebisa ngomnini-ndlu.

Ukudlulisela Iingenelo

Xa ufumana ingeniso eninzi, ungaxhalatyiswa kukulahlekelwa zingenelo zemali phambi kokuba uzinzile. Iinkqubo ezininzi zineengenelo ezitshintshileyo okanye isigaba esithe chu esilungiselelwe ukuxhasa ukutshintsha kwakho ukuze uphile. Buza umenzi wotyando malunga notshintsho lweMedicaid, uncedo lomntwana, okanye ezinye izinto ezixhasayo ezinokubakho njengoko ingeniso yakho inyuka.

Ukuhlala Usazi Ngeenguqu Zenkqubo

Iinkqubo zikarhulumente zitshintsha ngamaxesha athile ngenxa yomthetho omtsha, uhlaziyo, okanye utshintsho lohlahlo-lwabiwo-mali. Ukuhlala wazi ngeenguqu ezichaphazela iingenelo zakho kukunceda ugcine ukulungelelaniswa kwaye usebenzise amathuba amatsha.

Zibophelele kwii-imeyili zohlaziyo kwinkqubo, landela ii-akhawunti zezentlalo-ntle, kwaye unike ingqalelo kwizaziso ozifumana kwiinkqubo eziyingenelo. NgoFebruwari 3, uMongameli uTrump watyikitywa umthetho wesizwe ngenkxaso yoninzi lwamasebe karhulumente ngonyaka wama-2026 (FY26), ophela ngoSeptemba 30. Le mpahla iquka izibonelelo ezingundoqo zonyango kunye neziguqulo, kuquka iMedicare telehealth lexassibial kunye nenkxaso yokufumana ingeniso ephantsi kwemali ngaphandle. Ikwakhusela kakhulu iinkqubo zoLawulo loLuntu zoluntu oluphilayo (ACL) kunye nezinye ezibaluleke kakhulu kubantu abadala kunye nabantu abadala abaneziphene.

Utshintsho lwenkqubo yakutshanje lwandisa ukufikelela kwiingenelo ezithile. Umzekelo, ityala linwebela i-COVID-19 Medicare telehealth proponerial eMarial kunyaka wama-2027, ukugcina indawo nendawo kunye nendawo, uluhlu olwandisiweyo lweendawo ezikhoyo kunye noogqirha abafanelekileyo, kunye nokukhutshelwa kwesandi kuphela, phakathi kwezinye iinkqubo.

Inkxaso eHlakulelwayo

Imibutho emininzi noovimba banokukunceda usebenzise iinkqubo zoncedo zikarhulumente:

[[FLT: 0] Iwebhusayithi zoRhulumente zobuRhulumente: Ukuqala nge-website ezisemthethweni .gov ukwenzela ulwazi oluchanekileyo, ukunyukela- ukuya- kwinkcukacha. Amanxuwa angundoqo aquka ubukhuni.gov, [[FLT:]], [[FLT]]

I-Dial 211 ukusuka kwimfonomfono nayiphina ukufikelela kwingcaphephe eqeqeshiweyo enokunikezela ngolwazi malunga noovimba bongingqi kunye neenkqubo zoncedo. Le nkonzo yesisa ekhululekileyo iyafumaneka 24/7 kwimimandla emininzi.

[[NKQUBO:0] Intlangano yoncedo olusemthethweni:[ inikela uncedo olusemthethweni ngokukhululekileyo kubantu abafumana imali ephantsi, kuquka uncedo ngezicelo eziyingenelo, izibongozo, kunye neembambano. Fumana umbutho wakho woncedo lwasekuhlaleni nge-webhsayithi yeNkonzo yeze-mthetho.

[[UMTL:0] Isenzo se-community APPressure: Isenzo soluntu se-APP sisebenza kuluntu lonke ilizwe, ukubonelela ngenkxaso eluncedo, uncedo lwamandla, inkxaso yezindlu, kunye nezinye iinkonzo.

[[UMTL: 0] Area Amaziko afuna Ukwaluphala: Aba bameli banikela inkcazelo noncedo kwabakhulileyo kunye nabakhathaleli babo, kuquka uncedo lokuhamba ngenqanawa, iMedicaid, nezinye iinkqubo zabantu abadala.

Intlangano zamalungelo alungileyo: Ukhuseleko kunye nemibutho yokwabelana ngemithetho-siseko kwilizwe ngalinye inika uncedo kubantu abaneziphene, kuquka ukufikelela kwiingenelo neenkonzo.

Intlangano yokholo neyoluntu: iicawa ezininzi, iinkonzo, iindlu zesikhungu, kunye nemibutho yoluntu inikela uncedo ngezicelo eziyingenelo okanye inokukudibanisa noovimba.

Ukoyisa Izithintelo Zokufikelela

Nangona kukho iinkqubo zoncedo zikarhulumente, abantu abaninzi abafanelekayo bajamelana nemiqobo yokufikelela kuzo.

Imbono Ephosakeleyo

Iinkqubo zoncedo lukarhulumente zikho kuba ibutho loluntu liqonda ukuba wonke umntu ujamelana namaxesha anzima, kwaye akukho mntu ofanele ahambe ngaphandle kokutya, ukunyamekela impilo, okanye indawo yokufihla intloko ngenxa yeemeko ezingaphaya kwendlela elilawula ngayo. Ukuba uzama, ukusebenzisela iingenelo ozifaneleyo akuluphawu lobuthathaka — bubulumko, buluncedo, kwaye kanye oko iinkqubo zenzelwe kona.

Abantu abaninzi bayathandabuza ukucela inzuzo ngenxa yokuhlaziswa okanye ukungaqondani ngomntu o "lufuna" uncedo. Khumbula ukuba ezi nkqubo zikho ukuze kuncedwe abantu ngamaxesha obunzima, kwaye zisetyenziswa xa ufanelekele.

Imiqobo Yeelwimi

Ukuba isingesisiNgesi asilolwimi lwakho lokuqala, imiqobo yolwimi ayimele ikuthintele ekufumaneni uncedo. Iinkqubo ezininzi zinika izixhobo ngeelwimi ezininzi kwaye zinika iinkonzo zokutolika. Musa ukuthandabuza ukucela uncedo lolwimi xa ucela uncedo lweengenelo okanye ukunxibelelana nabasebenzi benkqubo.

Ukufumaneka kobuxhakaxhaka

Xa izicelo zekhompyutha zinokuba luncedo, asinguye wonke umntu onobuchule obuthembekileyo bokufikelela kwi-intanethi okanye obuyikhompyutha.

Iingxaki Zezothutho

Ukuba kunzima ukuhambisa ii-ofisi zeenkqubo, buza ngodliwano-ndlebe, izicelo zeposi, okanye utyelelo lwamakhaya. Ezinye iinkqubo zinika abantu iinkonzo zokuhambisa.

Ukufunda Nokufumana Ucelomngeni

Iindlela ezintsonkothileyo zokusebenzisa imithambo zinokuba nzima, ingakumbi kubantu abaneengxaki zokungakwazi ukufunda nokubhala okanye ukucinga.

Isiphelo

Iinkqubo zoncedo lukarhulumente zinika inkxaso ebalulekileyo kwizigidi zamaMerika, zinceda abantu neentsapho ukuba bahlangabezane neemfuno ezisisiseko, ukunyanyekelwa kwempilo, ukukhuselwa kwezindlu ezikhuselekileyo, nokusebenza ukuze bafumane intabalala. Izigidi zamaMerika zifanelekela ukungenelwa ezingaziyo, nto leyo ethetha ukuba zithabathe ixesha uphando lweenkqubo ezikhoyo kwaye zisebenzise abo ufanelekeleyo ukuze wenze umahluko omkhulu kwimeko yakho yemali nomgangatho wobomi.

Amanyathelo angundoqo okufikelela kwiinkqubo zikarhulumente ngokunempumelelo aquka uphando lweenkqubo ezikhoyo ezisebenzisa izixhobo zokuhlola, ukuqokelela uxwebhu oluyimfuneko, ukugqiba izicelo ngononophelo kunye nokusebenzisa inkxaso yakho ekhoyo. Musa ukudimazeka ukuba inkqubo ibonakala intsonkothile/help ikhona kwinyathelo ngalinye, kwaye unyanzelo lusoloko luhlawula.

Khumbula ukuba ukucela iingenelo akuyonto omele uzive uneentloni ngayo.

Nokuba ujongene nokuphazamiseka kwexeshana okanye ujongene nocelomngeni lwexesha elide, iinkqubo zoncedo zikarhulumente zingakunika inkxaso oyifunayo ukuze uqinise imeko yakho kwaye usebenzele kwiinjongo zakho. Thatha inyathelo lokuqala namhlanje ngokusebenzisa isixhobo sokubonisa iingenelo zokubonisa iinkqubo onokuzifanelekela, kwaye ungathandabuzi ukuzabalazela uncedo kwinkqubo yokuqhuba isicelo. Inkxaso oyifunayo inokuba luncedo ngakumbi kunokuba ucinga.