Ukubonakala kobungcathu neembopheleleko

Phambi kokuba kuhlalwe isicelo, kubalulekile ukuqinisekisa ukuba uhlangabezana nenkcazelo yomxhasi ofanelekileyo. Umxhasi kufuneka abe ngomnye wale njongo ilandelayo: ummi waseBritane okanye wase-Ireland, umntu onekhefu elingagqibekanga ukuze ahlale e-UK, umntu ozinzileyo phantsi kwe-EU Settlement Scheme, okanye umntu oneembacus ezishiyekileyo okanye inkxaso yoluntu. Umele ukuba uxhasa inkxaso kufuneka abe neminyaka eli-18 okanye ngaphaya kwexesha lesicelo. Xa udibana ne-ofisi yeKhaya, uya kuqinisekisa ukuba wena ngokwenu awuzange uxhaswe njengeqabane kwiminyaka emihlanu edluleleyo, ngaphandle kokuba uxhasa iqabane elifanayo ebelikuxhasa ngaphambili. Imfuneko yemali, ilungiselelo, i-longini, kunye nolwalamano lokwenyaniso lwexesha lokuhlala kwakho, njengoko iimeko zihamba. Ukuba ungazingqinelani, imigaqo ebanzi, iya kuba isenokungalwa, kwaye ityala elibalulekileyo.

Eyona Nto Incinci Ifunekayo Ngaphantsi Kwesongezo SeFM

Isizathu esiqhelekileyo sokwala phantsi kwendlela ye-vsave esetyenziswa kunye kukusilela ukwanelisa i-Inicomet Infivore Consured Reques (MIR). NgoAprili 2024, umqobo ume ku-$29 000 ngenani. Le ngeniso ingavela emsebenzini, kwimisebenzi yokuziqesha, iimpesheni ezithile, okanye intlanganisela yemali ehlawulwayo kunye nemali egciniweyo. Imithetho ingqongqo, kwaye ubungqina obufunekayo kufuneka bulandele iindidi ezithile ezimiselwe kwi-Addresction FM-SO yeMithetho-Imigration.

Udidi A noB: Uqeshwa okanye

Ukuba umxhasi (okanye umqeshi ofake isicelo) uqeshwe nomqeshi omnye kangangeenyanga ezintandathu okanye ngaphezulu, bangasebenzisa iCedi A. Oku kufuna ukuthotyelwa kwemali ehlawulwayo epheleleyo yeenyanga ezintandathu, iingxelo zebhanki ezingqinelanayo ezibonisa iindleko zenethi, kunye neleta evela kumqeshi eqinisekisa indima, umvuzo, kunye nobude bengqesho. Umvuzo opheleleyo wonyaka osuka emsebenzini kufuneka ube zii-$29 000 okanye ngaphezulu.

Ukuba umxhasi ebenamqeshi wakhe iinyanga ezingaphantsi kwezithandathu, udidi B luyasebenza. Olu hlobo lukuvumela ukuba uxhomekeke kwingeniso epheleleyo efunyenweyo kwiinyanga ezilishumi elinesibini ezidlulileyo, ukuba umsebenzi wangoku unika umvuzo omninzi ongonyaka ubuncinane $29,000. Kufuneka unikezele ngeemali ezibhanki kunye neengxelo zenyanga ezilishumi elinesibini ezipheleleyo. Olu didi luluncedo kwabo batshintshe imisebenzi kutshanje okanye babuyela emva kwixesha lomsebenzi phesheya.

Udidi D: Ugcino

Ugcino-mali luyindlela ebhetyebhetye yokuhlangabezana nemfuno yemali, enoba iphelele okanye inxalenye. Ingcaciso yogcino-mali ingqongqo: imali kufuneka igcinwe kwi-akhawunti yebhanki egameni lomxhasi, umfaki-sicelo, okanye ngokwelungu. Kufuneka ukuba igcinwe ubuncinane iinyanga ezintandathu ngaphambi komhla wesicelo kwaye kufuneka ifikeleleke ngoko nangoko (ii-IS, ii-akhawunti zesaziso, okanye izabelo).

Ukuhlangabezana nemfuneko yokusebenzisa imali yogcino kuphela, ifomu yeyokuba: ugcino lwemali ngaphezulu ko £16,000 (ungahoyi i ofisi Yasekhaya) yandiswa ngu 2.5. Ukubala ku: Ugcino lwemali olufunekayo = $16,000 + (2.5 x $2,000) = $89,000. Ukuba unengeniso kodwa ingaphantsi komda we $16,000, ungayidibanisa ngebhanki. Imali ebhalisweyo ibalwayo, kwaye imfuneko yemali ngu £6,000 + + / 2,5 x x fall). Umzekelo, ukuba ingeniso yakho ingu £9,000. Ufuna + + + ~6,000.

Udidi C noE: Ingeniso engalawulekiyo kunye nentengiso

Ezinye imithombo yengeniso zingabalwa. Icandelo leCubic ligubungela ingeniso engeyoyongqesho yempahla efana nokuqeshwa kwepropati, inzuzo efumaneka kwisabelo, okanye inzala evela kwimali egciniweyo. Icandelo ngalinye ligquma imali evela kumhlala-phantsi. I-CPU lineemfuno ezingqongqo zobungqina. Kwimali yokuqeshwa, umzekelo, kufuneka unikezele isivumelwano, ubungqina bokungaqeshwa kwempahla, kunye nobungqina bokuba ingeniso yokuqeshwa kwemali ifunyenwe ngokungaguqukiyo. Ingeniso yemali yemali kufuneka ingqinwe ngeenkcukacha ezisemthethweni zemali yomhlala-mali okanye isaziso se-HMRC.

Ukungqina Ulwalamano Lokwenene Nolungasondeleliyo

IOfisi Yasekhaya ifuna ubungqina obuqinisekileyo bokuba ulwalamano lwakho luyinyaniso yaye luyaphila, nokuba uzimisele ukuhlala kunye ngokusisigxina kwiUK. Ubungqina obufunekayo buxhomekeke ekubeni utshatile kusini na, udlelane noluntu, okanye usebenza njengamaqabane angatshatanga.

Ukuba utshatile okanye ungumtshato, kufuneka unikeze isiqinisekiso somtshato wakho okanye sobuhlobo basekuhlaleni. Umtshato kufuneka uqwalaselwe phantsi komthetho we-UK. Izibini eziye zahlala kunye kwi-UK okanye phesheya kwelizwe kufuneka zinikezele izibophelelo zemali ezidibeneyo ezifana neengxelo zebhanki ezidityanisiweyo, iindleko ze-asethi ezidityanisiweyo, okanye isivumelwano sobukhomfanyeni. Ukuba anizange niphile kunye, kufuneka nibonise ukuba niye nahlala nolwalamano olunyanisekileyo ngonxibelelwano oluzinzileyo, utyelelo, kunye nokulungiselela kunye ngekamva. Ubungqina boku buquka iithi zokubhabhabha, iincwadi zehotela, iziteshi ezibonisa uhambo ezibonisa uhambo, kunye nobalo oluntsonkothile lolwalamano lwembali lwembali yenu.

Kumaqabane angatshatanga, imfuneko ingqongqo kakhulu. Kufuneka ubonise ukuba ubuhlala kunye ngolwalamano olufanayo nomtshato iminyaka emibini. Oku kuboniswa ngokukhutshelwa ngamaxwebhu agqume ixesha elipheleleyo leminyaka emibini, ebonisa ukuba indawo ohlala kuyo idityanisiwe. Iimida zokuhlalisana zinokuchazwa kodwa zimele zixhaswe bubungqina bokudibana okuqhubekayo kunye notyelelo. I-ofisi yeKhaya iya kubeka obu bungqina ngocoselelo, ngoko ke kucetyiswa ukunikezela ngesicelo esicacileyo nesilungeleleneyo esigubulo lonke ixesha lolwalamano lwakho.

Iimfuno zokuhlala kunye nolwimi lwesiNgesi

Unikezelo olwaneleyo

Kufuneka ube nendawo eyaneleyo yokuhlala kwi-UK kuwe, kuqabane lakho, nakweyiphi na into exhomekeke kulo. Oku kuthetha ukuba uhlala nendlu okanye uthe tyaba okanye uqengqeleke. Akufunekanga uxinezeleke kwaye ungabi namfuneko yokuba uxhomekeke kwimali kawonke-wonke. Ukuba unekhaya lakho, nikeza isiqinisekiso semali yemali yefama okanye isitatimende semali yendlu yendlu. Ukuba uqeshadisile, nikeza isivumelwano sobukhokhozi okanye abahlobo, kufuneka unikezele ileta evela kubo iqinisekisa ukuba uyakwazi ukuphila apho, kunye nobungqina bemali yabo okanye ubukhobo bonke, kwaye ingxelo yendlu yovavanyo lwemali eqinisekisa impahla ayigxutywanga kwaye udibana nemigangatho yendlu ye-UK.

Ulwimi lwamaNgesi

Umfaki-sicelo kufuneka adibane nemfuneko yolwimi lwesingesi ebekwe kwi Appendix FM. Kwisicelo sokufaka ungeno lokuqala, umfaki makadlulise uvavanyo olukhuselekileyo lolwimi lwesiNgesi (UMTL) kumgangatho A1 ekuthetheni nasekuphulaphuleni. Kwisicelo solwandiso, umgangatho unyuka ukuya kuA2. Ukushiya okungagqibekanga, isikhalazo kufuneka sidlulise uBume kuvavanyo lwe-UK kunye ne-SELT kumgangatho B1 (ukuthetha nokuphulaphula).

Iintshaba ziyasebenza. Amazwe amaninzi athetha amaNgesi (njenge USA, Canada, Australia, New Zealand, ne Ireland) akhululekile. Kwakhona angenamdla wamkelekileyo ngamalungu afake iqondo afundiswayo okanye aphengululwe ngesiNgesi. Ukuba uxhomekeke kwiqondo, kuza kufuneka ufumane inkcazelo yokwahlukana kweEcctis (eyayiyiyi-UK NARIC) eqinisekisa iqondo elilingana neqondo le-UK kwaye yafundiswa ngesiNgesi.

Inkqubo yesicelo seqabane elinguVisa

Inkqubo yesicelo yahlukile ngokuxhomekeke ekubeni umfaki-sicelo ufaka isicelo esisuka ngaphandle kweUK (ukucacisa) okanye ukwandisa ukuhlala kwabo ngaphakathi kwe-UK.

Ucalulo Lokuqala Isicelo Solwandle

Umfaki-sicelo kufuneka agqibe ifomu yesicelo se-intanethi ye-VAF4A kwi-website ye-UKVI. Baza kufuna ukuhlawula umrhumo we-visa ($1,846 ukuze bafumane ungeniso, baxhomekeke ekutshintsheni) kunye ne-Immigration Health Surrefution (IHS). Emva kokunikezela ifomu, iincwadi ezicelayo zi-biometric imotion kwi-Visa IC Center (VAC) kwilizwe labo lokuhlala. Amaxwebhu avavanywa aze abekwa kwi-UKVIc eportal. Alungiselela amaxesha okungena ngokucacileyo aqhelekile akwiiveki ezi-8 ukuya kwi-12, nangona indawo yokuqala kunye neenkonzo eziphambili zikhona kwezinye iindawo kwixabiso elongezelelwe kwimali.

Ikhefu Elingakumbi Lokuhlala (FLR) Isongezo se-UK

Ukuba umfaki-sicelo sele ekwi-UK kwimvume yomxhasi kwaye ufaka isicelo sokwandisa ukuhlala kwabo iinyanga ezingaphezulu ezingama-30, basebenzisa iFLR(M) indlela. Umrhumo wesicelo sokubhalisa ngu $1,048 kunye ne-IHS. Emva kokunikezela isicelo se-intanethi, iincwadi ezicelayo ukunikezela nge-UKVCAS ukubonelela ngebhayoloji kunye nokufaka amaxwebhu axhasiweyo. Ukubaluleka okukhulu (umsebenzi wosuku olunye) kunye nemisebenzi ephambili (ientsuku ezi-5) ifumaneka ngokubanzi kwizicelo zemali, inika izigqibo ezikhawulezayo.

Ixhasa uluhlu lwee-checkss

Isicelo esipheleleyo siza kubandakanya la maxwebhu alandelayo, aguqulelwe kwisiNgesi ukuba akaguqulelwanga ngesiNgesi ntlandlolo:

  • I-PASport esemthethweni
  • Ukutshata okanye ukudibana kwabemi (okanye ubungqina beminyaka emi-2 yokuhlalisana)
  • Iinyanga ezintandathu zokuhlawulwa kwemali kunye neengxelo zebhanki zomxhasi
  • Ileta eqinisekisa indima nomvuzo
  • Isiqinisekiso sokuhlala (isivumelwano okanye inqaku lobhaliso lomhlaba)
  • Isiqinisekiso se Ecctis chaza isiqinisekiso
  • Ubungqina bolwalamano (iifoto, iiplagi zonxibelelwano, amatikiti okuhamba)
  • Isiqinisekiso se-IHS

Amaxesha Okulungiselela Indlela Yokulandela Inkqubo Yakho

Xa isicelo kunye nebhayoloji igqityiwe, i-ofisi yasekhaya iza kuvavanya ifayile. Ulungiso olusezantsi lokusebenza ngokucacileyo lumalunga neeveki ezili-12 ukusuka kumhla we-biometric. Kwizicelo ze-ocounterry FLR(M), ixesha elisesikweni lokulungiselela liziiveki ezisibhozo. Ukubaluleka komsebenzi ophambili nokubaluleka kunciphisa ngokukhawuleza eli xesha. Izigqibo zokubaluleka zidla ngokunikezelwa ngesiphelo sosuku olulandelayo lokusebenza kwizicelo ze-oficity. Ngethuba lokusebenza, i-ofisi yasekhaya ingacela ulwazi olongezelelekileyo (a "furtherinies" email). Ukuphendula okukhawulezileyo kuthintela ulwanogalelo. Ungafumana uqwalaselo lwakho kwi-intanethi ngengxelo ye-UKVI, nangona uhlaziselo ludla ngokuncinane de kwenziwe isigqibo.

Izizathu Eziqhelekileyo Zokwala Nendlela Yokuwakhuthaza

Ukuqonda imigibe ngaphambi kokuba uyisebenzise kunokukusindisa kwixesha, imali noxinezeleko.

  1. Isiqinisekiso sezezimali Asikho Imet: Esi sisizathu esisoloko sikho. Ukubhatala okungachananga, iingxelo zebhanki, okanye ukungaphumeleli ukungqina ingeniso kuza kuphumela ekwala. Qinisekisa ukuba amaxwebhu akho agqume ixesha elililo elifunekayo kwaye ahlangabezane nemigangatho yokulungiselela echazwe kwi Appendix FM-SE.
  2. Ubungqina bolwalamano olungonelanga: I-Ofisi yeKhaya kufuneka ibone ulwalamano "lokwenyani kunye nolokuhlala". Ukuba anihlali kunye, ubungqina botyelelo nonxibelelwano kufuneka buqine kwaye bungaguquguquki. Iimida ekuqhakamshelaneni okanye ukunqongophala kobungqina boxanduva lungakhokelela ekulaleni.
  3. Imbali yokususela edlulileyo: Ukuba umfaki-sicelo ebesoloko eshiywe kakhulu, wala i vhisa, okanye waphula nayiphi na imeko yokufuduka, oku kunokusicalula isicelo. Kwimeko ezinjalo, ukutyhilwa ngokupheleleyo kunye nobungqina obuxhasayo bolwalamano lokwenene kuya kuba nzima ngakumbi.
  4. [[Umthetho:0] Imali yoluntu: Ingxelo yolwaphulo-mthetho kwi-UK okanye phesheya kwelizwe ingakhokelela ekulaleni ngokusekelwe kwimfuno ezifanelekileyo. Ngokufanayo, ukuba umxhasi uthe wabiza imali kawonke-wonke ebenganelungelo layo, le inokuba yingxaki.
  5. [[UMTL:0] Udidi lwesicelo oluchanekileyo okanye iFOT: Usebenzisa uhlobo olungalunganga okanye ukuhlawula umrhumo yimpazamo yobuchule enokuthi ikhokelele ekulahlweni ngokupheleleyo.

Indlela Yokuhlala Nobumi

Imvume yokusebenza neqabane eliphumelelayo inika imvume yokuqala yeenyanga ezingama-30. Ukuza kuthi ekupheleni kweli xesha, kufuneka ufake isicelo sokufumana iNgxelo Enye ukuze Uhlale (FLR), enika ezinye iinyanga ezingama-30. Emva kokugqiba iminyaka emihlanu eqhubekekayo kwindlela yeqabane, uyakufanelekela ukufaka isicelo sokuhlala (ILR). Ukufanelekela i-ILR, kufuneka udlulise uBume kwi-UK uvavanyo kwaye ubonise i-B1 impumelelo yolwimi lwesiNgesi. Umele ukuba uye waphila kwi-UK ngexesha elifanelekileyo ngaphandle kwexesha eli-180 (ngokubanzi iintsuku ezingaphezulu kwe-UK) nakweliphi naliphi naliphi ixesha lenyanga). Emva kokuba ufumene i-ILR, ungafaka umsebenzi wobuNgilani emva kweenyanga ezili-12 ezithe kokugqibela, uqhubeke nophawu olulungileyo lokuhlala.

Ixesha Lokufuna Amacebiso Omntu Ovela Kumntu Othile

Inkqubo ye-visa yamaqabane ingumthetho osemthethweni kwaye ithetha kakhulu. Ngelixesha iimeko ezininzi ezicacileyo zingalungiselelwa ngabaceli nabaxhasi ngokwabo, kukho iimeko apho icebiso lobuchule linconyelwa ngamandla. Ukuba imeko yakho ibandakanya ukuzenzela imisebenzi (````G' okanye H), iimeko zemali, ukwala okunzima, ukuhlala, ulwaphulo-mthetho, okanye ulwalamano olungelulo oluqhelekileyo, okanye unxulumano olungekho semthethweni, imbali yembali, umcebisi weOISC-ant ingaba luncedo kakhulu. Isakhiwo soncedo sakho somsebenzi, chaza imiqobo ekwizingqibo ezingqongqo ze-Ofishini. Ukusebenzisa umcebisi ongalawulwayo, nokokuba, kungabeka isicelo sakho esisemngciphekweni, ngoko ke, ngoko ke sisoloko siqinisekisa ukusetyenziswa kwabo, ukuqinisekisa ukusetyenziswa kwe-OISC.

Ukucingwa Kokugqibela Ngokugqithiselwa

Ukuqokelela iqabane lakho okanye iqabane lakho kwi-UK transmission yinkqubo ebalulekileyo esemthethweni eneziphumo ezinde zobomi bosapho lwakho. Isitshixo sokuphumelela sixhomekeke ekulungiseleleni ngenyameko, ekuqondeni ngokucacileyo iMithetho yokuHlela, kunye nokutyhila okunyanisekileyo. Qala ukuqokelela ubungqina bakho kwiinyanga eziliqela ngaphambi kokuba uzimisele ukusebenzisa. Nika ingqalelo ngokusondeleyo kubume bamaphepha emali. Qinisekisa ubungqina bolwalamano lwakho buxelela ibali elicacileyo nelingaguquguqukiyo. Ngokulandela iimfuno ezichazwe kwiApesenti FM nokulungiselela isicelo esibanzi, ngokuphawulekayo ungawaphucula amathuba akho esiphumo esilungileyo kwaye uqalise ubomi bakho kunye kwi-UK kwinyawo oluzinzileyo.