Table of Contents
Iinzuzo zikarhulumente eziyimfuneko zinkqubo zikarhulumente ezilungiselelwe ukulungiselela inkxaso ecacileyo kubantu ngabanye kunye neentsapho ezijamelene nobunzima bemali, iingxaki zempilo, ukungaqiniseki kwezindlu, nokunganqabiseki kokutya. Ezi nkqubo zokhuseleko zinceda izigidi zabantu baseMerika nyaka ngamnye, zinika ukhuseleko ngexesha lobunzima, zinceda abantu bagcine imigangatho esisiseko yokuphila ngoxa besebenzela ukuzinza nokuzinceda. Ukuqonda ngokupheleleyo iingenelo ezikhoyo zikawonke-wonke, indlela abasebenza ngayo, kunye namanyathelo okubafikelela kuwo angenza umahluko omkhulu kubomi babo bafanelekileyo.
Ukugada isixokelelwano soncedo lukawonke-wonke kungaziva usongamela, ingakumbi xa sele uqhubana noxinzelelo lwemali okanye olunye ucelomngeni. Noko ke, ezi nkqubo zikhona ngokukhethekileyo ukunceda abantu abasweleyo, kwaye ukwazi amalungelo akho kunye nokhetho linyathelo lokuqala ekufumaneni uncedo olukufaneleyo. Olu khokelo lubanzi luzakuhamba kuwe kuyo yonke into ofuna ukwazi ngeengenelo zikawonke-wonke, ukusukela ekuqondeni iintlobo zodweliso lwenkqubo ezahlukeneyo ukugqiba ngempumelelo inkqubo yesicelo.
Ziziphi Iingenelo Zikawonke - wonke?
Iinzuzo zikawonke-wonke, ezikwabizwa ngokuba luncedo lukawonke-wonke okanye iinkqubo zentlalo-ntle, ziinkonzo nenkxaso yemali elungiselelwe ngamasebe karhulumente, urhulumente, kunye neentsapho zasekuhlaleni ukunceda abantu ngabanye bahlangabezane neemfuno zabo ezisisiseko. Ezi nkqubo zixhaswa ngemali ngee-dola ezihlawulwayo kwaye zenzelwe ukukhuthaza uluntu ngokuba kuqinisekiswe ukuba abantu ababuthathaka bayakwazi ukufumana izinto ezibalulekileyo ezinjengokutya, unyango, izindlu, kunye nenkxaso yengeniso.
Ingcamango yeenzuzo zikawonke-wonke eUnited States ivele ngokuphawulekayo kule nkulungwane idlulileyo, isenzeka ngolwandiso olukhulu ngexesha leNew Deal yee-1930 kunye neenkqubo zoMbutho Omkhulu zoo-1960. Inkqubo yanamhlanje yenzuzo kawonke-wonke iquka uninzi lweenkqubo ezinikezelwa kumgangatho owahlukeneyo karhulumente, nganye inemilinganiselo ekhethekileyo yokufumana inzuzo, kunye neenkqubo zokusebenza.
Iinzuzo zikawonke-wonke zisebenza imisebenzi emininzi ebalulekileyo ebutho labantu. Zinika isiqabu esikhawulezileyo kubantu abahlwempuzekileyo okanye abakwimeko enzima, zinceda ekuthinteleni ukungabi namakhaya nokulamba, zixhasa inkqubela-ntle yabantwana, zinika abantu abaneziphene isidima, kwaye zinika iintsapho uzinzo olufunekayo ukuze zifumane imfundo kunye namathuba omsebenzi. Ezi nkqubo zikwaneengenelo ezingakumbi zezoqoqosho, njengoko befaka imali kwizoqoqosho zasekuhlaleni kwaye benceda abathengisela imali xa imeko yezoqoqosho ithe xhaphaze.
Ingqikelelo yeMidlalo yeNgeniso kaWonke-wonke
Ukuqonda zonke iindidi zoncedo olufumanekayo kunokukunceda wazi zonke iinkqubo onokuzifumana.
Inkqubo yoncedo lokutya eyongezelelweyo (SNAP)
Inkqubo ye-SNAP ebizwa ngokuba yi-SNAP okanye izitembu zokutya, yinkqubo yezondlobozo enkulu yelizwe. i-SNAP inika abantu abafumana intlawulo ephantsi kunye neentsapho iingenelo ezifanelekileyo zenyanga ezifakwe kwikhadi le-Electronic Games Transation (EBT), elisebenza njengekhadi elikhutshwayo eligunyazisiweyo kwizitore zevenkile kunye nakwiimarike zokutya. Le nkqubo inceda izigidi zamaMelika zithenge ukutya okunesondlo kwaye iboniswe ukuhlisa ukunganqabiseki nokuphucula iziphumo zempilo, ingakumbi kubantwana.
Iingenelo ze-SNAP zisekelwe kubungakanani bendlu, ingeniso, kunye nokuncitshiswa kweendleko ezivumelekileyo njengezindlu kunye nokunyamekela abantwana. Iimali eziziimali eziphezulu ziyahlengahlengwa minyaka le ukuze kubonakale utshintsho kwiindleko zokutya. Ukongeza ekuthengeni ukutya ezivenkileni, i-SNAP ingasetyenziswa rhoqo kwiimarike zamafama, kwaye amanye amazwe aneenkqubo ezilingana ne-SNAP ezichithwa kwiimveliso neentsana nemifuno, ngokunempumelelo ziphinda-phinda amandla okuthenga ukutya okunempilo.
Kukho amalungiselelo akhethekileyo kubantu abakhulileyo, abantu abakhubazekileyo, nabantu abangenamakhaya. Olu cwangciso luquka imisebenzi kunye noqeqesho oluyinxalenye kumazwe amaninzi, oluyilelwe ukunceda abantu abadala abakwaziyo ukuzenzela iziqu zabo ngaphandle kokuxhomekeka kwimo yokuzihambela. i-SNAP ingqineke ingenye yeenkqubo ezisebenzayo zokulwa nobuhlwempu, ukuphakamisa izigidi ngaphezu komgca wobuhlwempu xa ifumana ingeniso.
Inkqubo ye-inshorensi yempilo yabantwana kunye ne-Medicaid (CHIP)
UMedicaid ngudweliso lwenkqubo oludityanisiweyo lukarhulumente kunye norhulumente onika izigidi zabantu baseMerika abafumana imali ephantsi, kuquka abantwana, amabhinqa akhulelweyo, abantu abadala abalupheleyo, kunye nabantu abaneziphene. Urhulumente ngamnye usebenzisa inkqubo yakhe yeMedicaid kwimigaqo karhulumente, ethetha ukuba imigaqo ekwazi ukumelana ne-elligration, iinkonzo ezigqunyiweyo, kwaye amagama odweliso lwenkqubo angahluka kakhulu ukusuka kurhulumente ukuya kumazwe ngamazwe. IMedicaid igubungela uludwe lweenkonzo zezempilo, kuquka ukutyelelwa ngugqirha, ukunyanyekelwa kwezibhedlele, amayeza, ukuthintela, iinkonzo zempilo, kunye nokunyanyekelwa kwexesha elide.
UMthetho we-Affordicules Care wandisa uMdicaid elyid kwimimandla emininzi ukuquka abantu abadala abafumana ingeniso ukuya kutsho ku-88% yomgangatho wobuhlwempu karhulumente, ngokuphawulekayo ukufikelela kwimpilo yabantu abafumana imali ephantsi abangenabantwana. Noko ke, asingawo onke amaphondo amkela olu lwando, nto leyo ebangela umsantsa wokugquma ityala kwiindawo ezithile apho abantu bafumana imali eninzi kakhulu ukuba bafanelekele i-Medicaid kodwa bambalwa kakhulu ukuba bathenge-inshorensi yentengiso.
Inkqubo yeInshorensi yezempilo yabantwana (CHIP) inika abantwana inkxaso ephantsi yempilo kwiintsapho ezifumana imali eninzi kakhulu ukuze zifanelekele iMedicaid kodwa ezingakwaziyo ukuyihlawula i-inshorensi yabucala. I-CIP igquma uhlolo oluqhelekileyo, ukugonywa, ukutyelelwa, ugqirha, amayeza, unyango lwamazinyo kunye nokubona, ukunyanyekelwa kwesibhedlele, kunye neenkonzo zongxamiseko. Kumazwe amaninzi, i-CIP ikwafihla amabhinqa akhulelweyo, iqinisekisa ukuba omama nabantwana bafumana iziphumo eziyimfuneko zokubeleka kunye nokunyanyekelwa kwasemva kokubeleka.
Iinkqubo zoncedo lwezindlu
Iinkqubo zoncedo lwezindlu zinceda iintsapho ezifumana imali ephantsi, abantu abakhulileyo, nabantu abaneziphene bafumana izindlu ezikhuselekileyo nezifanelekileyo. Iinkqubo ezinkulu zoncedo lwezindlu zesebe zilawulwa liSebe leNdlu yeNdawo neNguquko yeUrban (HID) kwaye ziquka iindlela eziliqela ezahlukeneyo zokwenza indawo yokuhlala ikwazi ukufikeleleka.
Inkqubo yokuKhetha iHome Voucherer, eyaziwa ngokuba yiCandelo 8, inika uncedo lwerente kwiintsapho ezifanelekeleyo, ivumela ukuba zikhethe izindlu zazo kwintengiso yangasese. Abathathi-nxaxheba badla ngokuhlawula ama-30% engeniso yabo elungelelanisiweyo kwirente, kwaye umxhasi ugquma umahluko ngokwendlela eqingqiweyo esekelwe kwintengiso entle yentengiso. Le nkqubo yenza iintsapho zikwazi ukuhlalisa kwingiselwano yeendawo ezikhethelwe kuzo, kuquka iindawo ezinezikolo namathuba angcono omsebenzi.
Izindlu zikawonke-wonke zinika iikontinethi zerente ezinokufikeleleka nezilawulwa ngamaziko ezindlu zikawonke-wonke. Ezi nkqubela-phambili zisuka kwizindlu ezisasazekileyo ezineentsapho ezinentsapho enye ukuya kwizindlu eziphezulu kwaye zikhona kwiintsapho ezifumana imali ephantsi, abantu abalupheleyo, nabantu abaneziphene. Njengenkqubo yokuqesha, irente isekelwe kwingeniso elungelelanisiweyo yendlu.
Iinkqubo zoncedo ezisekelwe kwiprojekthi yokuqesha zinika inkxaso-mali kwizakhiwo ezithile okanye kwinkqubela-phambili, apho uncedo luhlala neqela kunokuba lube yindawo yokuhlala. Ezinye iinkqubo zezindlu ziquka izindlu ezixhasayo kubantu abangenamakhaya, iindawo zokuhlala abantu abaneHIV/AIDS, kunye neenkqubo zezindlu zasemaphandleni ezilungiselelwe liSebe
Iinzuzo Zeinshorensi Yokungaqeshwa
I-inshorensi ye-inshorensi yengqesho inikela inkxaso yengeniso yexeshana kubasebenzi abaye baphulukana nemisebenzi yabo ngaphandle kwempazamo yabo. Le nkqubo yesebe elimanyeneyo ixhaswa ngemali ngerhafu yomqeshi kwaye ilawulwa ngamasebe asebenzayo karhulumente. Urhulumente ngamnye umisela iimfuno zakhe zokufumana umgangatho, iimali eziyingenelo, kunye nethuba leengenelo ezingaphakathi kokhokelo lorhulumente.
Ukuze bafanelekele iinzuzo zokungaqeshwa, abasebenzi kufuneka bahlangabezane neemfuno ezinxulumene nembali yabo yomsebenzi, bafumane ingeniso ngexesha elisisiseko, isizathu sokwahlukana emsebenzini, nokufumaneka okuqhubekayo komsebenzi. Abamkeli kufuneka bawufune ngenkuthalo umsebenzi baze babhale imisebenzi yabo yokukhangela umsebenzi. Iimali eziluncedo zidla ngokubalwa njengepesenti yengeniso yomqeshwa wangaphambili, ukufikelela kumlinganiselo we-morenti, kwaye zisoloko zifumaneka malunga neeveki ezingama-26, nangona iingenelo ezandisiweyo zinokubakho ngexesha lokungaqeshwa kakhulu.
I-inshorensi yokungaqeshwa isebenza njengendlela ebalulekileyo yokuzinzisa izoqoqosho ngexesha lokudodobala koqoqosho ngokugcina imali ethengiswayo nokunceda abasebenzi baphephe ukuphelisa imali yabo okanye ukuhlahlela ebuhlweni ngexesha lokutshintsha umsebenzi. Le nkqubo ikwaquka iinkonzo zokuphinda zisetyenziswe ukuze kuncedwe abasebenzi abangasebenziyo bafumane imisebenzi emitsha ngokukhawuleza.
Uncedo Lokwexeshana Kwiintsapho Ezisweleyo (TanF)
Uncedo lwexeshana kwiintsapho ezifuna ugcino-mali lucwangciso lokunika urhulumente ulawulo lwemali olunika iinkqubo zokusebenzisa iinkqubo zoncedo kwiintsapho ezifumana imali ephantsi kunye nabantwana. UTTANF wathatha indawo yocwangciso oludala loNcedo kwiintsapho olunabantwana abaNxele (AFDC) ngo1996 kwaye ugxininisa umsebenzi, uncedo olulinganiselweyo, kunye nobhetyebhetye-bhetye kwinkqubo yocwangciso.
Iinkqubo ze-ATANF zahluka ngokuphawulekayo ngokwemeko karhulumente kodwa ngokuqhelekileyo zinika iintsapho uncedo lwemali ngabantwana, kunye neemfuno zomsebenzi, uqeqesho lomsebenzi, kunye neenkonzo ezixhasayo ezifana nokunyamekela abantwana kunye noncedo lwezothutho. Umthetho womanyano umisela umlinganiselo wobomi obuzinyanga ezingama-60 kuncedo lwemali olugunyazisiweyo, nangona amaphondo enokumisela imida emifutshane yexesha kwaye anokusebenzisa imali yombuso ukunceda iintsapho ezingaphaya komda wesizwe.
Ukongezelela kuncedo lwemali, amatyala asebenzisa imali yeTANF ukwenzela iinkonzo ezininzi eziquka ukuxhaswa kwabantwana, imfundo kunye neenkqubo zoqeqesho lomsebenzi, amanyathelo okuthintela ukumitha, kunye neenkqubo zokukhuthaza iintsapho ezizalileyo ezimbini. Iimfuno zomsebenzi zigunyazisa ukuba abantu abadala abamkela iinkonzo bathabathe inxaxheba kwimisebenzi ethile yeyure ezithile zemisebenzi ngeveki, ngaphandle kwabazali abanabantwana abancinane okanye abantu abaneziphene.
Ingeniso yoKhuseleko eyongezelelweyo (SSI)
Inkqubo yoKhuseleko oluzongezelelweyo yinkqubo karhulumente enika abantu iimali zemali zemali ehlawulwa nyanga nganye nabafumana imali elinganiselweyo kunye nobuncwane obulinganiselweyo, abaneminyaka engama-65 okanye abangaphezulu, abaziimfama, okanye abakhubazekileyo. Ngokungafaniyo neSocial Security Disability Inshorensidensidenside (SSI), esekelwe kwimbali yomsebenzi, i-SSI lucwangciso oluxhaswa ngemali ngeerhafu zerhafu eziqhelekileyo kunokuba kuhlawule irhafu yeNtlalo-ntle.
I-SSI inika ingeniso esisiseko ukuze incede ekuhlangabezaneni neemfuno ezisisiseko zokutya, impahla, kunye nekhusi. Inzuzo karhulumente ilungiswa minyaka le ngenxa yokunyuka kwamaxabiso, kwaye amazwe amaninzi ongezelele intlawulo yemali yorhulumente ngemali eyongezelelweyo. Ukuze afaneleke, afake izicelo kufuneka ahlangabezane nemali engqongqo nemali epheleleyo, kwaye abo bathi bakhubazekileyo kufuneka bahlangabezane nengcaciso yeNtlalo-ntle yoBukhuseli-Mnyango, nto leyo efuna ukuba le meko ithintele inzuzo enkulu kwaye kulindeleke ukuba ihlale iinyanga ezili-12 okanye iziphumo zokufa.
Abamkeli be-SSI bafanelekela ngokwabo iMedicaid kumazwe amaninzi yaye basenokufanelekela iinzuzo zeSNAP. Le nkqubo iquka imithetho ekhethekileyo yabantwana abaneziphene, kwaye iingenelo zinokuqhubeka kubantu abakhulileyo abaneziphene ngaphambi kokuba babe neminyaka engama-2, kwanokuba bahlala nabazali abafumana ingeniso ephezulu.
I-inshorensi yokhuseleko loluntu (SDI)
I-Inishorensi yoKhuseleko loLuntu inika iinzuzo nyanga nganye kubantu abasebenze nabahlawule irhafu yoKhuseleko loNtlalo kodwa abangakwazi ukusebenza ngenxa yengxaki enzima, ende. Ngokungafaniyo ne-SSI, i-SSDI iluncedo olusekelwe kwimbali yomsebenzi wakho, kwaye akukho ngeniso okanye imida yovimba yokungabi namali ngaphezu komsebenzi onokuthi ungenele kwinzuzo epheleleyo.
Ukuze ufanelekele i-SSDI, kufuneka usebenze ixesha elide ngokwaneleyo kwaye kutshanje ngokwaneleyo kwimisebenzi efunyaniswe yiNtlalo-ntle, kwaye kufuneka ube nemeko yempilo ehlangabezana nenkcazo engqongqo yeNtlalo yoKhuseleko loLuntu. Inzuzo yakho yenyanga nganye isekelwe kwingeniso oyifumanayo epheleleyo ekhuselwe yiNtlalo-ntle. Emva kokwamkela i-SSDI iinyanga ezingama-24, abaxhamli bayo bafanelekela iMedicare, kungakhathaliseki ukuba bangakanani na ubudala.
I-SSDI iquka izinto ezikhuthaza umsebenzi ezivumela abo bangenelweyo bavavanye amandla abo okusebenza ngaphandle kokukhawuleza baphulukane neengenelo, beqonda ukuba abanye abantu abaneziphene banokubuyela emsebenzini benoncedo olufanelekileyo neendawo zokuhlala.
Amabhinqa, Iintsana Nabantwana (WIC)
I-Social Orcalition Program for Women, Infants, and Children (WIC) inika inkxaso-mali yezonyango, yezokutya, yezonyango, kunye nemfundo yokondleka kwamabhinqa akhulelweyo, oomama abatsha, iintsana, nabantwana abaneminyaka emihlanu ubudala abasengozini yokufumana ukutya okunesondlo. I-WiC isebenza njengenkqubo ebalulekileyo yokukhusela impilo, iphucula iziphumo zokumitha, inciphisa ukufa kwabantwana, ikhuthaza ukukhula okusempilweni nokukhula okusempilweni kwabantwana.
IMITYALO enika iziqhamo iquka ukutya okunesondlo okunokuthanani neemfuno zamabhinqa akhulelweyo nasemva kokubeleka, iintsana nabantwana abancinane, njengobisi olusakhulayo, ubisi, itshizi, amaqanda, ukutya okupheleleyo, iziqhamo, imifuno, iintsana nokutya okuncinane.
Ngokungafaniyo ne-SNAP, iWiC asiyonkqubo encomelayo, ithetha ukuba imali ilinganiselwe yaye asinguye wonke umntu ofanelekileyo onokuthi athathe inxaxheba xa inkqubo ifikelela kumgangatho wayo. Noko ke, iWiC inceda izigidi zabantu abathabatha inxaxheba nyaka ngamnye kwaye ibonise ukuphucula umgangatho wokutya, ukwandisa umgangatho wokufumana unyango, kwaye ivelise iziphumo ezifanelekileyo zexesha elide kubantwana.
Inkqubo yoncedo lwamandla asekhaya ehlawulwayo (LIHEAP)
I-Low Inhome Home Energy Application Program inceda amakhaya afumana imali ephantsi ahlawulela ukufudumala nokupholisa amatyala, ilungelelanisa amakhaya awo ukunciphisa amaxabiso ombane, kwaye ilawule iimeko ezinxulumene namandla. I-LIIAP yinkqubo enikezelayo yesizwe elawulwa ngamaphondo, amasimi, kunye nezizwe, ngokumisela ulawulo ngalunye umgangatho ofanelekileyo kunye nengenelo kumgangatho ophakathi kwemigaqo yorhulumente.
Uncedo lwe-LIHEAP lunganikezelwa njengentlawulo engqalileyo kubalungiseleli bezixhobo zombane, inkcitho yemali kwizindlu ezifanelekileyo, okanye ngeenkonzo zokulungisa imozulu eziphucula ukusebenza kakuhle kwamandla ekhaya. Le nkqubo icwangcisa amakhaya ngeendleko eziphezulu zamandla anxulumene nengeniso, kwakunye nabantu abangakhuselekanga kuquka abantu abakhulileyo, abantu abakhubazekileyo, kunye neentsapho ezinabantwana abaselula. Amanye amaphondo anika uncedo olumanqamkayo kwiintsapho ezijongene nokufudumala okanye ukupholisa ingxamiseko, njengokuwohloka kweklo ebusika okanye ukutshisa okuyingozi ehlotyeni.
Inkqubo yokudibanisa i-Modelline ne-Fffordrientation
Inkqubo yoLondolozo lweziBone inika intlawulo eziphucukileyo kunye nenkonzo ye-intanethi ukwenzela ukuba kulungelwe abathengi abafumana imali ephantsi, iqinisekisa ukuba bonke abantu baseMerika bayakwazi ukufikelela kwiinkonzo zonxibelelwano abazifunayo emsebenzini, kwimfundo, kwimpilo, nakwimisebenzi yongxamiseko. Iintsapho ezinokufumana ipesenti yenyanga kwinkonzo yemfono-mfono-mfono, inkonzo ye-intanethi ebanzi, okanye iimpahla ze-i-trankings ukusuka kubanikezeli abathabatha inxaxheba.
Inkqubo ye-AffordFreametics inika inkxaso eyongezelelekileyo kwinkonzo ye-intanethi, inika iintsapho ezifanelekileyo ipesenti yemali ebhankini ebanzi nyanga nganye kunye nexabiso elinye elincinane kwikhompyutha okanye kwicwecwe. Ezi nkqubo ziyaqonda ukuba ukufumaneka kwe-intanethi kuye kwafuneka ukuze kubekho inxaxheba epheleleyo kwibutho labantu lanamhlanje, ukusuka ekufakeni isicelo semisebenzi nasekufikeleleni iinkonzo ze-telekhtha yomsebenzi wesikolo ukuya ekugqibeni umsebenzi wesikolo owenzelwa ekhaya nokuhlala kunxulumene nentsapho.
Uncedo lokunyamekela abantwana
Iinkqubo zoncedo lokunyamekela abantwana zinceda iintsapho ezifumana imali ephantsi ukuze zifumane ukunyamekela umntwana, zinika abazali ithuba lokulondoloza umsebenzi okanye ukusukela imfundo noqeqesho. INgxowa-mali yoLawulo oluNciphisano kunye noPhuhliso-nkqubo (CCDF) ngumthombo ophambili wenkxaso-mali yezezimali kubantwana, ukubonelela ngemiqathango kumaphondo ukulungiselela iinkqubo zoncedo lomntwana.
Umgangatho wokusebenza noncedo lwawo uyahluka ngokwesikali sikarhulumente, kodwa iinkqubo zinika iintsapho ezifumana ingeniso engaphantsi kwepesenti ethile yengeniso yogcino-lwazi lukarhulumente, enika ingqwalaselo kwiintsapho ezifumana imali ephantsi kakhulu kunye nezineemfuno ezikhethekileyo. Abazali bahlawula imali exhomekekileyo ngokusekelwe kwisikali semali etshebelezayo, kunye nexabiso elingaphantsi kwexabiso eliseleyo lokunyanyekelwa kwemali. Iintsapho zidla ngokukhetha kwiindlela ezahlukeneyo zokunyamekela abantwana, kuquka nakumaziko okunyamekela abantwana, nakwiimeko ezithile, ukunyanyekelwa zizalana.
Iinkqubo Zesidlo Sesikolo
Inkqubo yeSikolo seSizwe iLunch kunye neSicwangciso seTshampulo seSikolo silungiselela ukutya okunexabiso eliphantsi okanye okuncinane ukwenzela abantwana abafanelekelayo ukuba bathathe inxaxheba kwizikolo nakumaziko okunyamekela abantwana abahlala apho. Ezi nkqubo ziqinisekisa ukuba abantwana abakwiintsapho ezifumana intabalala ephantsi bayakwazi ukutya ukutya okunesondlo ebudeni bemini yesikolo, okuxhasa impilo yabo kunye nobuchule babo bokufunda.
Abantwana abasuka kwiintsapho ezifumana ingeniso okanye abangaphantsi kwe- 130% yeqondo lobuhlwempu likarhulumente bafanelekele ukutya okukhululekileyo, ngeli xesha abo banengeniso ephakathi kwe- 130% kunye no-185% yobuhlwempu bafanele ukuhla-hleliswa kokutya okuntlukwano. Izikolo ezininzi kwimimandla ephezulu yobuhlwempu zithatha inxaxheba kwiSibonelelo soLuntu, esibavumela ukuba banike bonke abafundi ngesisa ngaphandle kokuqokelela izicelo zabo, zinciphisa ihlazo nomthwalo wolawulo.
Kwiinyanga zasehlotyeni, ucwangciso lokufumana isidlo sasehlobo neNdlela yokutya eNgangeni Makhulu ehlobo inika abantwana isidlo sesisa kwiindawo abafumana kuzo imali encinane xa kungekho cwangciso esikolweni, nto leyo enceda ekuthinteleni umsantsa wesondlo ehlotyeni onokubakho xa abantwana bengafumani zidlo esikolweni.
Ukuqonda Iimfuneko Zokonwaba
Ukufaneleka kwenzuzo kawonke-wonke kuxhomekeke kwizinto ezininzi ezahluka-hlukeneyo ngokwenkqubo. Ukuqonda ezi mfuneko kubalulekile ekuboneni ukuba ziziphi iinkqubo onokuzifanelekela nokulungiselela isicelo esinempumelelo.
Imida Nemigaqo Yengeniso
Iinkqubo ezininzi ezinceda uluntu zisebenzisa imida yengeniso efumanekayo ukufumanisa ukuba i-piligne, echazwa njengepesenti yomgangatho wobuhlwempu obumanyeneyo (FPL). Umgangatho wobuhlwempu obumanyeneyo uyahlaziywa ngonyaka kwaye uyahluka-hluka ngokobungakanani bendlu. Umzekelo, intsapho enamalungu amane isenokufuna ingeniso engaphantsi kwe- 130% yeFPL ukuze ifanelekele i-SNAP, ngaphantsi ko-88% ukwenzela iMedicaid ekunyuseni amazwe, okanye ngaphantsi ko-185% ukwenzela ukuncitshiswa kwesidlo sesikolo.
Ubalo lwemali lungantsonkotha kwaye lwahluke ngokokuhlelwa kwenkqubo. Ezinye iinkqubo zibala ingeniso epheleleyo (phambi kwerhafu kunye nezincopho), ngoxa ezinye zisebenzisa ingeniso yomnatha (emva kwentlawulo ezithile). Izincopho eziqhelekileyo ezinokuvunyelwa ziquka iindleko zokunyamekela abalupheleyo okanye abakhubazekileyo, iindleko zezonyango kumalungu eentsapho akhulileyo okanye asele ekhubazekile, kunye neendleko zokufihla ingeniso ezithelekelelwayo. Ukuqonda ukuba yiyiphi ingeniso ebalwayo kwaye ziziphi iintengiso ezivumelekileyo eziyimfuneko ukuqinisekisa ukuba iyamkeleka ngokuchanekileyo.
Iintlobo ezahlukeneyo zengeniso zinganyangwa ngokwahlukileyo kwiinkqubo. Ingeniso efunyenweyo evela kwimivuzo okanye kwimisebenzi yobuqu ibalwa ngazo zonke iinkqubo, kodwa unyango lwengeniso engasetyenziswanga njengeengenelo zoKhuselo loNtlalo-ntle, imbuyiselo yokungaqeshwa, inkxaso yabantwana, nezipho zohluka-hlukene. Eminye ingeniso isenokungakhutshwa ngokupheleleyo kwimibalo ebangela ukuba ungafumani buchule, njengemivuzo ethile yemfundo okanye ihlawulwa ngokwemali yokunyanyekelwa komntwana.
Ukwakhiwa Kwamacandelo Endlu
Umlinganiselo wendlu uchaphazela imiqathango yengeniso kwaye ungenelwa kwiinkqubo ezininzi. Noko ke, ingcaciso ye "ndlu" isenokuhluka kakhulu phakathi kweenkqubo. Kwi-SNAP, indlu idla ngokwahluka abantu abahlala kunye nabathenga kunye nabalungisela kunye ukutya kunye. Ingcaciso yekhaya ixhomekeke ekubeni usebenza njengomzali, umntwana, umfazi okhulelweyo, okanye elinye iqela, kwaye isenokusekelwe kwimo yokugcinwa kwerhafu.
Ukucinga ukuba ngubani obalulekileyo njengenxalenye yendlu yakho kunokuba nzima kwiimeko ezibandakanya izizukulwana ezininzi ezihlala kunye, izibini ezingatshatanga, okanye iintsapho ezihlala kunye. Ezinye iinkqubo zibala bonke abantu abahlala kwikhelingi, ngoxa ezinye zibala amalungu athile entsapho. Ukufumana olu khetho kubalulekile kuba kuchaphazela ingeniso omele uyifumane kunye nomvuzo onokuwufumana.
Ukuba ngummi noBume bokuHlakulela
Iimfuno zobumi nezokufuduka zahluka kakhulu kwiinkqubo eziyingenelo kuluntu. Abemi base-United States ngokuqhelekileyo bafanelekela zonke iinzuzo zikarhulumente ukuba bahlangabezana nezinye iimfuno zenkqubo. Abaphambukeli abafanelekileyo, kuquka abahlali abahlala ngokusisigxina (abaphethe amakhadi aluhlaza), iimbacu, ii-asylates, nezinye iindidi, basenokufanelekela iingenelo zikarhulumente, nangona abanye bejongene namaxesha okulinda.
UMthetho wobuqu weCandelo kunye noMbutho Wokwenza Impindezelo ka-1996 wamisela imiqathango ekwamkeleni iingenelo zorhulumente zabaphambukeli, kodwa iinkqubo ezininzi azinamdla kubantwana, kumabhinqa akhulelweyo, iimbacu, namanye amaqela angenabungozi. Amanye amazwe asebenzisa imali yawo ukulungiselela iinzuzo kubemi abavela kwamanye amazwe abangafanelani neenkqubo ezimiselwe ngurhulumente. Imeko yexesha likaxakeka ikhona kubo bonke abantu kungakhathaliseki ukuba imeko yokufuduka ixhomekeke ekunyangeni iimeko zongxamiseko.
Kubalulekile ukuphawula ukuba ukucela nokufumana iingenelo ezininzi zikawonke-wonke akuyi kuchaphazela isimo okanye izicelo zexesha elizayo zobumi. Noko ke, umthetho "umthetho kawonke-wonke" ubangele ukudideka noloyiko kuluntu oluphambukeleyo. Iingenelo ezininzi, kuquka iMedicaid yabantwana, iSNAP, i-CHAP, kunye nezinye ezininzi, azijongwa njengezigqibo zikawonke-wonke. Iintsapho azimele ziboyiki ukuba zingangeni kwiingenelo ezifanelekileyo, ngokukodwa kubantwana base-U.S.
Iimfuno Zomsebenzi
Ezinye iinkqubo ezinceda uluntu ziquka iimfuno zomsebenzi okanye imisebenzi enxulumene nomsebenzi njengemeko yokuba luncedo. Ezi mfuneko zahluka-hluka kakhulu ngokwenkqubo kwaye zisoloko ziquka ukungacalucalulwa kwabantu abathile abakhulileyo, abantu abaneziphene, abanyamekela abantwana abaselula, nabafundi.
I-SNAP ineemfuno zomsebenzi kubantu abadala abakwaziyo ukubulala ngaphandle kokuxhomekeka kwabo baxhomekeke (ABAWDs), abamele basebenze okanye bathabathe inxaxheba kwiinkqubo zomsebenzi ubuncinane iiyure ezingama-20 ngeveki ukufumana uncedo lweenyanga ezingaphezu kwezithathu ngexesha lenyanga engama-36, ngaphandle kokuba bahlala kwindawo enesiphazamiso ngenxa yokungaqeshwa okuphezulu. Iinkqubo ze-TANF zifuna abamkeli abadala ukuba bathathe inxaxheba kwimisebenzi yenani elichaziweyo leeyure ngeveki, kunye neemfuno ezithile ezithe ngqo ngombuso.
I-inshorensi yemisebenzi ifuna abamkeli abakwaziyo nabafumanekayo emsebenzini nokufuna umsebenzi ngenkuthalo. Iinkqubo ezininzi zichaza imisebenzi eyamkelekileyo ngokuphandle kungekuphela nje ukuquka umsebenzi kodwa kwanemisebenzi yokukhangela umsebenzi, uqeqesho lomsebenzi, iinkqubo zemfundo, kunye nenkonzo yoluntu. Ukuqonda ezi mfuneko kunye nokungakhululeki okufumanekayo kubalulekile ukuze kungenelwe ukufaneleka.
Imida Yezinto Ezifanelekileyo Nezibonelelo
Ezinye iinkqubo ezinceda uwonke wonke zimisela imida kwixabiso lempahla okanye izibonelelo abafaka isicelo abanokuhlala befaneleke. Le mida idla ngokungafaki izinto ezithile njengekhaya eliphambili, isithuthi esinye, impahla yendlu, nee-akhawunti zomhlala-phantsi. Ii-asethi ezinokuthengwa zidla ngokuquka iimali, ii-akhawunti zebhanki, ii-anters, amatyali, kunye nempahla ezongezelelekileyo okanye iimoto ezingaphaya kwezo zingadityalwanga.
Imida ebekweyo yahluka kakhulu ngokwenkqubo. I-SSI inemida engqongqo yovimba wama-$2,000 kubantu kunye nee-$3,000 zezibini. Amazwana amaninzi ashenxise uvavanyo lwempahla ye-SNAP, eqonda ukuba olu luvavanyo lwenza umthwalo wolawulo kwaye lungadinisa ukugcinwa kwemali. Imida yempahla yeMedicaid yahluka-hluka ngodidi kunye norhulumente, enemithetho ekhethekileyo yexesha elide lokunyamekela elungiselelwe ukukhusela abantu ekuzithwaleni ukuze bafanelekele ukuhlawulela ekhaya.
Imigaqo eqingqiweyo yemida iye yaphikiswa, abagxeki bephikisa ngelithi ayikukhuthazi ukugcina imali kunye nokwakha ubutyebi phakathi kweentsapho ezifumana imali ephantsi. Amanye amazwe aye azenza iinkqubo zawo ngokususa okanye ngokuphakamisa imida yempahla, eqonda ukuba imali ebekelwe imali encinane inika ukhuseleko lwemali olubalulekileyo kwaye ayifaneleki ukuba iintsapho zingalufumani uncedo.
Iimfuno Zokuhlala Uhleli
Iinkqubo ezininzi eziluncedo zikawonke-wonke zifuna abafaki-zicelo ukuba babe ngabemi belizwe abasebenzisa kulo. Utshintsho ludla ngokuba luthetha ukuhlala kummandla ngenjongo yokuhlala apho, hayi nje ukutyelela okwexeshana. Awufuni dilesi esisigxina ukumisela indawo yokuhlala-------------------------------------------------------khaya abantu abangenakhaya bangalufanelekela uncedo kummandla apho bahlala khona ngoku.
Amazwe akanakunyanzela ukuba kufunyanwe iimfuno zokuhlala ezizinzileyo (ezifana nokufuna ukuba uphile kurhulumente kangangexesha elithile ngaphambi kokuba usebenzise) okanye anikeze iinzuzo ezincinci kubemi abatsha kunakubemi abahlala ixesha elide. Ukuba ufudukela kurhulumente omtsha, kufuneka ufake izicelo zeengenelo kwimeko yakho entsha yokuhlala kwaye uvale imeko yakho yangaphambili ukuze uphephe ukufumana iingenelo ezizizo, ezinokuba nesiphumo sokuhlawulwa ngokugqithisileyo.
Uxwebhu Olufunekayo lweenkqubo
Ukuqokelela uxwebhu olufunekayo phambi kokuba usebenzise iinzuzo zikawonke-wonke kungadibanisa ngokuphawulekayo inkqubo yesicelo kwaye kunciphe ulibaziseko ekufumaneni uncedo. Ngelixesha iimfuno ezithile zahlukayo ngenkqubo, ezinye iintlobo zoxwebhu ziceliwe.
Amaxwebhu achazayo kunye nobumi
Kufuneka unikezele ubungqina bemoscio-mfono-mfono kubo bonke amalungu endlu afuna uncedo. Amaxwebhu amkelekileyo adla ngokuquka ilayisensi yokuqhuba, ikhadi le-ID likarhulumente, ikhadi lokundwendwela, isatifiketi sokuzalwa, okanye ezinye iimvo zokumiselwa kombutho karhulumente. Ukuze ufumane iinkqubo ezifuna ubumi, kufuneka unikezele ubungqina bokuba ngummi okanye ubumi obufanelekileyo bokufuduka, njengesiqinisekiso sokuzalwa, isatifiketi sokungena komntu, isatifiketi sokuyila indalo, okanye amaxwebhu okufuduka abonisa ubume bakho.
Ukuba awunawo la maxwebhu afumaneka lula, musa ukukuvumela oko kukuthintele ekusebenziseni. Abameli abaninzi banokukunceda ufumane amaxwebhu ayimfuneko, kwaye ezinye iinkqubo zikuvumela ukuba unikezele izicelo uze ufumane iinzuzo ngexesha usebenza ekuqokeleleni amaxwebhu. Kwiintsapho kunye nabantwana bommi wase-U.S., abantwana bangafumana iingenelo kwanokuba abazali abafaneleki ngenxa yesikhundla sokufuduka.
Ukuqinisekiswa kwesiphumo
Ubungqina bengeniso bufuneka kwiinkqubo ezininzi eziyingenelo zikawonke-wonke. Uxwebhu olufunekayo luxhomekeke kwimithombo yengeniso. Kubantu abaqeshiweyo, iintsilelo zakutshanje (ngokuqhelekileyo ezigquma iintsuku ezingama-30) ziyafuneka. Abantu abaziqeshileyo basenokufuna ukunikezela ngeerekhodi zeshishini, iimbuyekezo zerhafu, okanye umqeshi okhokelayo kwingeniso kunye neendleko.
Ukuze ufumane ingeniso ongayifumananga, kufuneka unike iileta okanye iingxelo zebhanki ezibonisa iinzuzo zoKhuseleko loNtlalo-ntle, imbuyiselo yokungaqeshwa, imbuyiselo yabasebenzi, intlawulo yomhlala-phantsi, okanye ezinye imithombo yengeniso. Ukuba ufumana inkxaso yabantwana, ungafuna uxwebhu olubonisa intlawulo kunye nentlawulo epheleleyo. Ukuba awunayo ingeniso, kufuneka unikele ingxelo echaza imeko yakho nendlela ohlangabezana ngayo neemfuno zakho ezisisiseko.
Ubungqina bokubuyiselwa kwakhona
Amaxwebhu anokuqinisekisa ukuba uhlala njani aquka irente okanye irente yendlu, amatyala e-injini emali yezekhompyutha ngegama lakho, iposi evela kumasebe karhulumente, ingxelo evela kumnini-khaya wakho, okanye ileta evela kwikhusi ukuba ungenakhaya. Isitshixo sibonisa ukuba uhlala kwilizwe osebenza kulo. Ukuba ungenakhaya okanye uhlala nabanye okwexeshana, abameli bangasebenza nawe ukusungula indawo yokuhlala ngokusebenzisa iindlela ezingezizo.
Uxwebhu lweNkcitho yeNkcitho yeMpahla
Iinkqubo ezininzi zivumela ukuba kuncitshiswe iindleko ezithile xa ubala ingeniso yomnatha wakho okanye imali eyingenelo. Kusenokufuneka unikele ngamaxwebhu erente okanye imali yendlu, iindleko zemali yemali, iindleko zokunyamekela umntwana, iindleko zezonyango, kunye nemali yomntwana ohlawula umntu ongengomniniyo. Gcina ii-lisithi, iindleko, iindleko kunye neengxelo zezi ndleko ukuze uxhase isicelo sakho.
Uxwebhu Oluninzi Lwenkqubo
Iinkqubo ezithile zifuna uxwebhu olukhethekileyo. Iinkqubo zokunganeliseki njenge SSI ne-SSDI zifuna iirekhodi zezamayeza ezibhaliweyo kwiimeko zakho, unyango, kunye nokungasebenzi kwakho. Iinkqubo zoncedo lwendlu zingafuna ulwazi lomnini-khaya kunye nembali yokuqesha. Iinkqubo zoncedo lwabantwana zifuna ulwazi malunga nomgcini-khaya wakho kunye nomsebenzi okanye ucwangciso lwesikolo. I-inshorensi ye-Inshorensi ye-Shorver ifuna ulwazi malunga nomqeshi wakho wangaphambili kunye nesizathu sokwahlukana nomsebenzi.
Inyathelo Ngenyathelo Isikhokelo Sokusebenzisa Iingenelo zikawonke-wonke
Ukusebenzisa iingenelo zikawonke wonke kusenokubonakala kuyinto enzima, kodwa ukuyiyeka loo nkqubo ibe ngamanyathelo afanelekileyo kunokwenza ifikeleleke ngakumbi. Ngoxa iinkqubo ezithile zingafani ngokwenkqubo nangorhulumente, la manyathelo alandelayo asebenza kwiinkqubo ezininzi.
Inyathelo 1: Cwangcisa Ngeziphi Iinkqubo Onokuzifanelekela
Qala ngophando ukuba ziziphi iinkqubo ezinokubakho kuwe ngokweemeko zakho. Cinga ngengeniso yendlu yakho, ubungakanani, kunye neemfuno ezithile. Abantu abaninzi bafanelekela iinkqubo ezininzi ngaxeshanye, kwaye ukufumana uncedo olunye kukwenza ufaneleke ngokuzenzekelayo kwabanye. Umzekelo, abamkeli bamaSSI badla ngokufumana i-Medicaid kunye ne-SNAP.
Ushicilelo lwezixhobo kunxibelelwano lungakunceda uchaze iinkqubo onokuthi uzifanele. Ii-website ezifana ne- Benefit.gov zinika ii-intshi zemibuzo ezivavanya ukuba ukulungele ukufikelela kwakho kwiinkqubo ezininzi zengingqi zezwe ngexesha elinye. Urhulumente kunye namasebe obulali asoloko enika izixhobo zokumisa iinkqubo zawo.
Inyathelo 2: Buyela kuxwebhu olufunekayo
Phambi kokuba uqalise isicelo sakho, qokelela uninzi lwexwebhu olufunekayo kangangoko kunokwenzeka. Ukuba namaxwebhu alungile kuzakukunceda ugqibelise isicelo ngokukhawuleza kwaye ngokuchanekileyo. Yenza imibhalo yawo onke amaxwebhu eerekhodi zakho phambi kokuba uwanikezele, kwaye ungaze uthumele amaxwebhu angaphambili ngaphandle kokuba kufuneka ngokukhethekileyo (kulapho, sebenzisa iposi eqinisekisiweyo ngokulandelelana).
Dala ifayile okanye ulawulo ukugcina onke amaxwebhu anxulumene nengenelo yakho acwangcisiweyo. Oku kuzakunceda hayi kuphela kwinkqubo yokuqala kodwa nakokuphi na ukuqinisekiswa okunokuvela kamva. Ukuba uphumile amaxwebhu, phawula oko ufuna ukukufumana nokuqalisa inkqubo, kodwa ungalindi de ube nayo yonke into phambi kokuba usebenzise, iinkqubo ezininzi zikuvumela unikezele izicelo kwaye unikezele uxwebhu kwi furem yexesha elikhankanyiweyo.
Inyathelo 3: Khetha indlela yakho yokusebenza
Iinkqubo ezininzi ezinceda uwonke wonke zinika iindlela ezininzi zokusebenzisa, kuquka izicelo zekhompyutha zekhompyutha, izicelo zephepha ezifumaneka ngeposi okanye ngomntu, kunye nezicelo zomnxeba. Izicelo zekhompyutha zisoloko zihamba ngokukhawuleza kwaye ziluncedo, zikuvumela ukuba usebenzise nangaliphi na ixesha kwaye ugcine inkqubela yakho ukuba ufuna ukuqokelela ulwazi olongezelelekileyo. Amazwe amaninzi anenkqubo ezidibanisa iinkqubo ezikuvumela ukuba usebenzise iinkqubo ezininzi ngesicelo esinye.
Ukuba ukhetha ukuncedisa kwi-person okanye uneemeko ezintsonkothileyo ezinokungenelwa kunxibelelwano olungqalileyo nomcebisi, ukutyelela iofisi yombutho wasekuhlaleni kunokukunceda uphendule imibuzo, ukukunceda ugqibe isicelo, kwaye uqinisekise ukuba usebenzisa zonke iinkqubo onokuzifanelekela. Ezinye iindawo ziyawanceda amasebe okwazisa okanye iinkqubo zoncedo eziqhutywa yimibutho engafaki ngeniso enokukunceda uqhube inkqubo yesicelo.
Inyathelo 4: Gqibezela Isicelo Ngokucokisekileyo Nangokuchanekileyo
Xa ugqiba isicelo sakho, phendula yonke imibuzo ngokupheleleyo kwaye ngokunyaniseka. Ukunika ulwazi olungelulo kungaphumela ekukhanyeni iingenelo, ukupheliswa kweengenelo osele ufumene, kunye nezityholo ezinokwenzeka. Ukuba umbuzo awusebenzi kuwe, bonisa oko kunokuyishiya ingenanto, okungenza kubonakale ngathi uphumile kumbuzo.
Zichaze ngokucokisekileyo zonke iimfuno zendlu, imithombo yengeniso kunye neendleko. Nokuba ucinga ukuba inkcazelo ethile isenokuwaphazamisa amathuba akho okuvunyelwa, kungcono ukuyichaza ngokuchanekileyo, kwaye ngokunjalo /iingcali zemisebenzi ekhoyo zingachaza indlela izinto ezahlukeneyo ezichaphazela ngayo ukungafezeki, kwaye ezinye izinto ocinga ukuba zingakuchaphazeleli kukuzihambela kwakho okanye zisenokukunceda ngokukumisela ukukuhlawula.
Ukuba akuqinisekanga ukuba ungawuphendula njani umbuzo, funa ingcaciso kunokuqagela. Ungabiza umbutho, ucele uncedo kwi ofisi yobulali, okanye qhagamshelana nocebisi lwengenelo. Gcina ukhuphelo lwesicelo sakho esigqityiweyo se rekhodi yakho, kuquka umhla owungenise ngawo.
Inyathelo 5: Ngenisa Isicelo Noxwebhu Lwakho
Ngenisa isicelo sakho esigqityiweyo kunye nalo naluphi na uxwebhu olufunekayo ngohlobo lwakho olukhethiweyo. Ukuba usebenzisa i Internet, udla ngokufaka amaxwebhu ngqo. Ukuba usebenzisa iposi, gcina imibhalo yayo yonke oyithumelayo kwaye uqwalasele ukusebenzisa iposi eqinisekisiweyo kumaxwebhu abalulekileyo. Ukuba uyisebenzisa umntu, cela irisithi ebonisa oko ukuthumeleyo kwaye nini.
Qaphela umhla owungenise isicelo sakho, njengokuba lento ingachaphazela xa iinzuzo zakho ziqala ukuba uvunyiwe. Ezinye iinkqubo, iingenelo zingabuyiselwa kumhla wakho wesicelo, ukwenza kubeluleka ukusebenzisa ngokukhawuleza xa ucinga ukuba uzakufaneleka kunokuba ulinde de ube nawo onke amaxwebhu esandleni.
Inyathelo 6: Sabela Kwizicelo Zolwazi Olwahlukileyo
Emva kokungenisa isicelo sakho, umbutho uza kusihlola kwaye ungacela ulwazi olongezelelekileyo okanye uxwebhu. Phendula ezizicelo ngokukhawuleza nangokupheleleyo. Iinkonzo zinika ixesha elipheleleyo lokunikezela ulwazi oluceliweyo, kwaye ukungaphumeleli ukuphendula ngexesha elifanelekileyo kungaphumela ekukhanyeni kwesicelo sakho.
Ukuba ufuna ixesha elingakumbi lokuqokelela inkcazelo oyifunayo, qhagamshelana nesebe ngaphambi kwexesha lokucacisa imeko yakho uze ucele isiqinisekiso. Gcina iingxelo zazo zonke iincoko nesebe, kuquka amagama abantu othetha nabo, imihla yencoko, noko kuxutyushwe ngayo.
Inyathelo 7: Yiya kudliwano - ndlebe Olufunekayo
Iinkqubo ezininzi zifuna udliwano-ndlebe oluvunyiweyo njengenxalenye yenkqubo yokufaka isicelo. Olu dliwano-ndlebe lungaqhutywa ngokobuqu, ngemfonomfono, okanye ngokukhula ngevidiyo. Udliwano-ndlebe lukunika ithuba lokuchaza iimeko zakho, ukukunika umongo ongakumbi ngemeko yakho, nokubuza imibuzo malunga nocwangciso.
Lungiselela udliwano-ndlebe lwakho ngokuhlola isicelo sakho, ukuqokelela nawaphi na amaxwebhu awongezelelekileyo anokuba luncedo, kunye nokubhala phantsi imibuzo ofuna ukuyibuza. Thembeka kwaye ubhale kwiimpendulo zakho. Ukuba awuwuqondi umbuzo, cela ucaciswe. Ukuba ufuna itoliki okanye unengxaki efuna indawo yokuhlala, cela le nkonzo kusengaphambili.
Ngexesha lodliwano-ndlebe, umsebénzi wetyala uza kuqinisekisa ulwazi olukwisicelo sakho, abuze ukulandelela imibuzo, acacise imithetho kunye neemfuno zenkqubo. Eli lixesha elilungileyo lokubuza ngezinye iinkqubo osenokuba ukulungele ukudideka kunye nokucacisa nayiphi na isiphi na isiphithiphithi kwinkqubo yesicelo.
Inyathelo 8: Yamkela Uze Uphinde Uhlole Isigqibo Sokuphumelela
Emva kokuba isicelo sakho siphuculiwe, uza kufumana isaziso esibhaliweyo ngesigqibo sesebe. Ukuba sivunyiwe, isaziso siza kuchaza inzuzo yakho, xa iinzuzo ziza kuqala, kunye nazo naziphi na iimfuno eziqhubekayo omele uhlangabezane nazo ukuqhubeka ufumana uncedo. Ukuba uyakhanyela, isaziso kufuneka sichaze izizathu ezingqalileyo zokukhanyela kunye nelungelo lakho lokubhenela kwisigqibo.
Hlola isigqibo ngononophelo. Ukuba uvunyiwe kodwa ukholelwa ukuba umlinganiselo oluncedo awuchanekanga, okanye ukuba uyakhanyelwa kwaye ucinga ukuba isigqibo siphosakele, unelungelo lokubhena. Amalungelo esibheno neenkqubo ziza kuchazwa kwisaziso, kuquka ixesha elimisiweyo lokufaka isibheno. Don akukutyesheli ukukhanyela `ukuba ukholelwa ukuba ufanelekile, sebenzisa amalungelo akho okubhena.
Inyathelo 9: Ziqonde Iimbopheleleko Zakho Eziqhubekayo
Xa uthe wavunywa ukuze ufumane iingenelo, uneembopheleleko eziqhubekayo zokulondoloza ubugocigoci. Ezi ziquka ngokuqhelekileyo ukuxela utshintsho kwiimeko zakho ngaphakathi kwesakhelo sonyaka ochaziweyo, ukugqiba ukwenziwa kwakhona okanye uhlaziyo ngamaxesha athile, nokuthobela iimfuno zodweliso lwenkqubo ezinjengemisebenzi okanye ukuphengulula umsebenzi.
Iinguqu kumele ngokuqhelekileyo ziquke utshintsho kwingeniso, ukwenziwa kwengxelo yendlu, idilesi, okanye ezinye iimeko ezichaphazela ukungafezeki. Ezinye iinguqu kufuneka zixelwe ngeentsuku ezilishumi, ngelixa ezinye zinokuxelwa kwisiqinisekiso esitsha. Ukuqonda iimfuno zakho zokunika ingxelo kubalulekile kuba ukusilela ukuchaza iinguqu kunokubangela ukuba uza kuhlawula imali eninzi, okanye kwanerhafu yokuqhatha ukuba ukungaphumeleli ukunikela ingxelo kugqalwa njengenjongo.
Apho Unokungenelwa Khona Kubantu Bonke
Ukwazi indawo ofanele uyisebenzisele iinzuzo zikawonke-wonke ezahlukeneyo kubalulekile ekufumaneni uncedo. Iindawo zomsebenzi neendlela zomsebenzi ziyahluka ngokwenkqubo nangorhulumente.
Isebe leSebe
Iinkqubo ezininzi ezinceda uwonke wonke zinikezelwa ngorhulumente okanye ngamasebe karhulumente asekuhlaleni. Kwinkqubo ezifana ne-SNAP, i-TANF, kunye ne-Medicaid, udla ngokusebenzisa isebe lesebe lentlalo, iinkonzo zoluntu, okanye impilo kunye neenkonzo zabantu. La masebe adla ngokuba nee-ofisi zasekuhlaleni kwimimandla okanye kwingingqi yorhulumente apho unokusebenzisa khona, ufumane uncedo ngezicelo, kwaye udibane nabenzi betyala.
Uncedo lwezindlu lusetyenziswa ngamaziko asekuhlaleni ezindlu zikawonke-wonke (PHA), azimeleyo asebenza kwizixeko ezithile okanye kumasebe eenkonzo. Ukuze ufake isicelo sokufumana uncedo lwezindlu, kufuneka uqhagamshelane nePHA ekhonza indawo ofuna ukuhlala kuyo. I-inshorensi yemisebenzi iphethwe ngamasebe abasebenzi okanye amasebe emisebenzi karhulumente.
Isicelo se KDE
Ulawulo oluninzi ngoku lunika iilayini zesicelo ze mvume yoncedo lukawonke- wonke, ezikuvumela ukuba usebenzise ukusuka ekhaya nangaliphi na ixesha. Ezi ziqhagamsheli zikuvumela ukuba ufake iinkqubo ezininzi ngesicelo esinye, phakamisa amaxwebhu, khangela ubume besicelo sakho, ingxelo, kunye neziqinisekiso ezipheleleyo. Izicelo ze Internet zinokuba luncedo kwaye zikhawuleze kunezicelo zephepha, kwaye zikuvumela ukuba ugcine inkqubela yakho kwaye ubuyele ekugqibeni isicelo kamva ukuba kuyimfuneko.
Ukufumana isicelo sombuso wakho kwi-intanethi, khangela igama lakho lombuso dibanisa "ufumana iinzuzo kwi-intanethi" okanye tyelela i-website yombuso wakho enempilo kunye neenkonzo zoluntu. Benifacts.gov iyakukhomba kwi-website yakho yesicelo semeko-mouse kwaye inike ulwazi malunga neenkqubo zengingqi.
Iiofisi zolawulo lokhuseleko loluntu
Iinkqubo ze-SSI ne-SSDI ziphethwe yi-Social Security Administration. Ungasebenzisa i-intanethi nge-website yoKhuseleko lweNtlalo-ntle, ngokufowunela 1-80-7721213, okanye umntu kwi-ofisi yoKhuseleko lobulali. Kwiziphazamiso zengingqi, kusoloko kuluncedo ukusebenza nommeli wesiphene okanye igqwetha elinokukunceda uqhube inkqubo entsonkothileyo yokusebenza nokuqokelela uxwebhu oluyimfuneko lwezamayeza.
Imibutho esekelwe kuluntu kunye neenkqubo zoncedo
Imibutho emininzi engafumani ngeniso, abameli bezenzo zoluntu, iiofisi zoncedo olusemthethweni, neminye imibutho esekelwe kuluntu inikela uncedo lwesisa ngengenelo yoluntu. Le mibutho inokukunceda uqonde ukuba ziziphi iinkqubo onokuzifanelekela, uqokelele iixwebhu eziyimfuneko, izicelo ezipheleleyo, kwaye isebenzise inkqubo yokucela ukuba iyafuneka. Kwakhona iyakwazi ukunceda kwimibandela efana nokukhanyelwa, ukukhutshwa, okanye ukuhlawulwa ngokugqithisileyo.
Ukuze ufumane uncedo kummandla wakho, qhagamshelana nabaguli abakufutshane ngokufowunela 2-1, khangela imibutho yoncedo olusemthethweni kwiphondo lakho, okanye khangela amaqumrhu oluntu okanye iinzuzo zeenkqubo zokubhalisa. Izibhedlele ezininzi kunye namaziko ezempilo akwanokuba nabo banokunceda abaguli bafake isicelo sokufumana iMedicaid nezinye iingenelo.
Imarike yezonyango
Ukuba ufuna ukunikezela ngempilo, ungasebenzisa nge-inshorensi ye-inshorensi yempilo karhulumente (ebizwa ngokuba yi-inshorensi) okanye intengiso yezwe ku-.
Ucelomngeni Oluqhelekileyo Nendlela Yokoyisa
Ukusebenzisa inzuzo kawonke-wonke nokuyigcina ilungile kungazisa iingxaki ezahlukeneyo. Ukuqonda imiqobo namaqhinga okuzisingatha kunokuwaphucula amathuba akho okuphumelela.
Isicelo Siyakhanyela
Ukuba isicelo sakho asivunywanga, musa ukunikezela. Ukukhanyela kunokwenzeka ngezizathu ezininzi, kuquka ukuphosa amaxwebhu, iimpazamo ekuqhubekekeni, ukungaqondani kweemeko zakho, okanye ukungaqondani okusemthethweni. Hlola isaziso sokukhanyela ukuze uqonde isizathu esikhethekileyo sokukhanyela. Ukuba ukukhanyela kungenxa yokulahleka kolwazi okanye uxwebhu, ungakwazi ukuvuna ngezinto eziyimfuneko.
Ukuba ukholelwa ukuba ukukhanyela bekungachanekanga, unelungelo lokubhena. Iinkqubo zesibheno kunye nexesha lokunika ixesha zicaciswa kwisaziso sokukhanyela. Izibheno ziquka ukunikezela isicelo esibhaliweyo sokuva apho unganikela ubungqina kwaye uchaze isizathu sokuba ukholelwa ukuba ufanelekile. Ungafuna uncedo kwigqwetha elisemthethweni okanye uncedo lokuxhasa inkqubo yokubhenela, ingakumbi kumatyala anzima.
Amaxesha okuqhubekeka amade
Ezinye iinkqubo ezincedayo zinamaxesha okulungiselela amade, anokuba buhlungu xa ufuna uncedo ngokungxamisekileyo. Izicelo ze-SNAP kufuneka zilungiswe ngeentsuku ezingama-30 (okanye iintsuku ezisixhenxe ukwenzela izicelo ezikhutshiweyo), izicelo zeMedicaid ngeentsuku ezingama-45 kwindidi ezininzi (ientsuku ezingama-90 zeMedicaid ekhubazekileyo), kwaye intengiso yesiphene ingathatha iinyanga okanye kwaneminyaka eliqela.
Ukuba ujongene nemeko yongxamiseko, buza malunga nocwangciso olungxamisekileyo. I-SNAP inika uncedo olukhutshwayo kwizindlu ezifumana imali encinci kunye nezibonelelo okanye iindleko eziphezulu zokukhusela ingeniso. Amanye amazwe anikela iinkqubo zoncedo longxamiseko kwiintsapho ezijongene neengxaki ezikhawulezileyo. Ngelixesha ulindele ukuba isicelo sakho silungiswe, funa uncedo kwiibhanki zokutya zasekuhlaleni, iinkqubo zoncedo longxamiseko, kunye nemibutho yasekuhlaleni enokuthi inikeze inkxaso ngokukhawuleza.
Ukufumana Uxwebhu Olunzima
Ukuhlanganisa amaxwebhu afunekayo kungaba lucelomngeni, ingakumbi ukuba awunayo idilesi eqinileyo, ulahle amaxwebhu, okanye unobunzima ekufumaneni iirekhodi kubaqeshi okanye abanye abantu abavela kwamanye amaqumrhu. Musa ukuvumela amaxwebhu alahlekileyo akuthintele ekusebenziseni. Faka isicelo sakho kwaye uchaze ukuba ngawaphi amaxwebhu onengxaki yokufumana. Iinjongo zinokukunceda ukuba ufumane amaxwebhu ayimfuneko okanye ukwamkela ezinye iintlobo zoqinisekiso.
Amaxwebhu okuchaza, abameli basenokukwazi ukukunceda ufumane iziqinisekiso zokuzalwa okanye ii-ID zikarhulumente. Ukuqinisekisa ngengeniso, ukuzingqina (ukuzingqina) kungamkelwa kwezinye iimeko. Ukuba ungenamakhaya, amaqumrhu angasebenza nawe ukuqinisekisa iimeko zakho ngezinye iindlela. Imibutho yoncedo olusemthethweni kunye namaqumrhu enkonzo yoluntu akwanokuncedisa ekufumaneni uxwebhu oluyimfuneko.
Imiqobo Yeelwimi
Ukuba isiNgesi asilolwimi lwakho oluyintloko, imiqobo yolwimi akufunekanga ikuthintele ekufumaneni iinzuzo. Umthetho weFederal ufuna ukuba abameli banike abantu abanobuchule obuncinane besiNgesi ukufikelela kwiinkqubo. Oku kuquka ukunikezela ngeezicelo kunye nezaziso ngeelwimi ezithethwayo eziqhelekileyo nokunikela iinkonzo zokutolika kudliwano-ndlebe kunye nezinye iingxoxo.
Ukucela uncedo lolwimi xa ulusebenzisa. Amaphondo amaninzi anika izicelo ngeelwimi ezininzi, kwaye abameli kufuneka bakunike abatoliki iingxoxo ngaphandle kwexabiso kuwe. Usenokuzisa umhlobo okanye ilungu lentsapho elithembekileyo ukuze litolike, nangona abameli besenokukhetha ukusebenzisa abalathisi babo kwimicimbi entsonkothileyo. Imibutho yasekuhlaleni ekhonza abemi abaphambukeli iyakwazi ukunikela uncedo ngeelwimi ezininzi.
Izithintelo Eziphelisiweyo
Kusenokufuneka ukuba abantu abaneziphene bafumane iingenelo ezingakumbi, ukusuka kwii-ofisi zamasebe ukuya kutsho kubunzima bokugqiba izicelo ezintsonkothileyo okanye ukuya kucela izicelo ezithe ngqo.
Ukucela indawo yokuhlala oyifunayo, njengeendawo ze-ofisi ezifikelelekayo, izinto ezikwifomati (ushicilelo olukhulu, iBraille, isandi), ixesha elithe lanikwa ixesha elide lokubotshwa, ukutyelelwa ekhaya ukuba awukwazi ukuya e-ofisini, okanye uncedo olugqityiweyo. Iinkqubo zenkonzo kufuneka zisebenze nawe ukuchaza nokunika indawo yokuhlala efanelekileyo. Ukuba udibana nemiqobo, zibhale phantsi kwaye zifune uncedo kwimibutho elwela amalungelo esiphene okanye uncedo olusemthethweni.
Isandi somsebenzi kunye nolwazi oluphosakeleyo
Iinzuzo zikawonke-wonke ezingqonge inzuzo zikawonke-wonke zingathintela abantu abafanelekileyo ekusebenziseni. Kubalulekile ukukhumbula ukuba ezi nkqubo zikho ngokukhethekileyo ukunceda abantu abasweleyo, kwaye ukuzisebenzisa akuyonto enokuba neentloni. Abantu abaninzi abafumana uncedo lukawonke-wonke ziintsapho ezisebenzayo, abantwana, abantu abakhulileyo, okanye abantu abaneziphene. Ezi nkqubo zisebenza njengomnatha wokhuseleko lokwexeshana kubantu abaninzi ngamaxesha anzima kwaye ziluncedo ekuxhaseni abanye.
Kuxhaphakile ukudunyiswa kwenkcazelo ngeenzuzo zikawonke-wonke. Abanye abantu bayakuphepha ukusebenzisa ulwazi olungachananga malunga neemfuno zokungafezeki, ukukholelwa kwiiNtsomi ngendlela eziza kubachaphazela ngayo, okanye uloyiko lweziphumo ezingekhoyo. Funa inkcazelo kwimithombo ethembekileyo njengeewebhsayithi zomaziko asemthethweni, imibutho yoncedo olusemthethweni, okanye inkxaso eqeqeshiweyo kunokuba ixhomekeke kumarherhe okanye kulwazi olusetyenzisiweyo.
Ukulondoloza Iingenelo Zakho
Xa uvunyiwe ukuze ufumane uncedo lukawonke-wonke, ukugcina ubuxabisi kufuna ingqalelo eqhubekayo kwiimfuno zocwangciso kunye neembopheleleko.
Iintlawulo
Iinkqubo ezininzi zifuna ukuba uxele utshintsho kwiimeko zakho olunokuchaphazela ubunewunewu okanye ungenelelo lwemali yakho. Iinguqu ezimele zixelwe ziquka iinguqu zengeniso, uqalo lwendlu (othile ofudukela okanye ophumile), idilesi, ubume bomsebenzi, iindleko zomntwana, iindleko zezonyango, okanye ezinye iimeko ezichazwe ngucwangciso.
Iimfuno zokunika ingxelo zahluka ngokwenkqubo. Ezinye iinguqu kufuneka zixelwe ngeentsuku ezilishumi, ngoxa ezinye zinokuxelwa kwisiqinisekiso sakho esilandelayo. Isaziso sakho kunye nezinto zocwangciso kufuneka zichaze iinguqu ekuza kuzichaza nanini. Zingxelo zitshintsha ngokukhawuleza ukuphepha ukuhlawulwa okanye ukuhlawulwa okungaphantsi. Ukuba iimeko zakho zitshintsha ngendlela eyandisa intswelo yakho, ukuxela utshintsho ngokukhawuleza kungaphumela kwiingenelo ezongeziweyo.
Unganika ingxelo yotshintsho kwi-intanethi yakho ngengenelo ye-port, ngemfonomfono, ngeposi, okanye ngomntu kwi-ofisi yasekuhlaleni. Gcina iirekhodi zazo zonke iinguqu ozinikelayo, kuquka umhla, indlela, nolwazi olunikileyo. Ukuba uchaza utshintsho kwaye awufumani siqinisekiso, landela ukuqinisekisa ukuba luchaziwe.
Ukuqinisekisa nokuphinda uvuselelwe
Iinzuzo zikawonke-wonke azinasiphelo − kufuneka ngamaxesha athile uphinde uphinde ufumane okanye uhlaziye ixesha lakho lokufumana isiqinisekiso. Amaxesha okuphinda ubhalise ngamaxesha ayahluka ngokocwangciso, asuka kwiinyanga ezimbalwa ukuya kutsho kumgama ongaphezulu. Isebe liza kukuthumelela isaziso phambi kokuba uphinde ubhalise, lichaze oko kufuneka ukwenze kwaye ugqibe ixesha elimisiweyo.
Ukuphinda ubhalise ngokubhekiselele kubandakanya ukugqiba ifomu yokuhlaziya, ukunikezela uxwebhu oluhlaziyiweyo lwengeniso neemeko zakho, maxa wambi uthathe inxaxheba kudliwano-ndlebe. Thatha kwakhona isatifiketi njengomsebenzi wakho wokuqala. Ukungalufumani ixesha lokubhalisa kwakhona kungaphumela ekuphelisweni kweenzuzo zakho, kwaye kusenokufuneka uvune kwaye ulinde ukwenzela ukwenziwa kwengeniso kunokuba ube nentshupheko eqhubekayo.
Phawula kwakhona ummiselo wesiqinisekiso kwikhalenda yakho kwaye uqalise inkqubo kwangoko. Ukuba unenkinga yokugqiba uluvo lwakho loxwebhu ngexesha elimisiweyo, qhagamshelana nombutho ukucela ulwandiso okanye ukuchaza imeko yakho. Amazwana amaninzi ayenze lula inkqubo yokuphinda abhalise amaphepha ancitshiswe kwaye avumele uhlaziyo kwi-intanethi.
Ukuhambisana Neemfuno Zenkqubo
Iinkqubo ezahlukeneyo zineemfuno ezahlukeneyo eziqhubekayo ezingaphaya kokuchaza iinguqu nokuzichaza. Ezi ziquka iimfuno zomsebenzi, imisebenzi yokufuna umsebenzi, ukuba nenxaxheba kwiinkqubo zemisebenzi kunye nokuqeqesha, ukugcina amadinga nabasebenzi bamatyala, ukuqinisekisa ukuba abantwana baya rhoqo esikolweni, okanye ukusebenzisana nokunyanzelisa ukuxhaswa kwabantwana.
Qonda iimfuno ezicacileyo zocwangciso ngalunye othatha inxaxheba kuzo kwaye uthobele nazo ukulondoloza iinzuzo zakho. Ukuba uxakeke kukuhlangabezana nemfuneko, nxibelelana nomcebi wakho ngezisombululo ezinokwenzeka okanye ukungabikho komngeni. Iimfuno ezininzi zinokukhetha abantu abanesizathu esihle, njengokugula, ukuswela ukukhathalelwa kwabantwana, okanye ezinye iimeko ongenakuzilawula.
Ukuqhubana nokuhlawulwa ngokugqithisileyo
Ukuba ufumana iingenelo ezingaphezulu kunezo ubunelungelo lokuzifumana, isebe liya kumisela intengo yokuba kufuneka uhlawule. Ukuhlawula ngokugqithisileyo kunokwenzeka ngenxa yempazamo yesebe, ukungaphumeleli ukuxela iinguqu, okanye ukuqhatha ngeqhinga. Nokuba ukuhlawulwa ngokugqithisileyo bekungeyompazamo yakho, kufuneka uphinde uyihlawule, nangona inkqubo neziphumo zingafani kuxhomekeke kwisizathu.
Ukuba ufumana isaziso esigqithisileyo, sihlole ngononophelo. Unelungelo lokubhenela ukuba ukholelwa ukuba ukuhlawulwa ngokugqithisileyo akuchanekanga. Ukuba ukuhlawula ngokugqithisileyo kufanelekile, ungenza amalungiselelo okuhlawula okanye uthothoze intlawulo encitshisiweyo ukuze uphinde uhlawule imali egqithisileyo ngexesha elithile. Ukunxibelelana nesehlo esinxulumene namandla akho okuhlawula, zinokukwazi ukusebenza nawe kucwangciso olunokulawuleka.
Indlela engcono yokuphepha ukuhlawulwa ngokugqithisileyo kukuxela utshintsho olukhawulezileyo noluchanekileyo, ukuphendula kwizicelo zeziko zolwazi, kwaye ugcine iingxelo ezilungileyo zonxibelelwano lwakho nesibonelelo. Ukuba akuqinisekanga ukuba utshintsho luchaphazela iingenelo zakho, yixele nokuba kunjalo kwaye umbutho ukwenze oko kukuzimisela.
Ukuqwalaselwa Ngokukhethekileyo Kwabemi Abathile
Abanye abantu basenokucinga ngezinto ezikhethekileyo xa befumana iingenelo zikawonke - wonke okanye benokufanelekela iinkqubo ezikhethekileyo.
Iintsapho Ezinabantwana
Iintsapho ezinabantwana zisoloko zifanelekela iinzuzo ezininzi ngexesha elinye. Abantwana basenokuba bafanelekela iMedicaid okanye iKIP nokuba abazali abakufanelekeli, kwaye abantwana bangafumana iingenelo kungakhathaliseki ukuba abazali bakwindawo enjani na. Iinkqubo ezifana ne-SNAP, izidlo zesikolo, i-WIC, kunye noncedo lomntwana zilungiselelwe ngokukhethekileyo ukuxhasa iintsapho nabantwana. Xa ucela uncedo, qiniseka ukuba ufaka isicelo kuzo zonke iinkqubo intsapho yakho ifanelekela, njengokuba ukufumana uncedo olunye kukwenza ufanelekele abanye.
Abantu Abakhulileyo
Abantu abadala basenokuba bafanelekela iinkqubo ezifana ne-SSI, SNAP, Medicaid, iMimiselo yeMedicare Saves ezinceda ukuhlawula iimali kunye nexabiso loncedo lwemali, i-LIHEP, kunye neenkqubo eziphezulu zokutya. Ezinye iinkqubo zinemiqathango ekhethekileyo kubantu abadala abafaka isicelo, njengemiqathango ephezulu okanye imiqathango ephezulu okanye yokwenza ukubala iimfuno. Ukuba unyamekela ilungu lentsapho elikhulileyo, hlolisisa zonke iinkqubo ezikhoyo kwaye uqwalasela igqwetha lomthetho okanye ucebisi oluluncedo malunga nokhetho lwexesha elide lokunyanyelwa kunye nenkxaso.
Abantu Abaneziphene
Abantu abakhubazekileyo bangafanelekela iSSI, iSSDI, iMedicaid, iSNAP, uncedo lwezindlu, kunye neenkqubo ezahlukeneyo zelizwe kunye nezithintelo zasekuhlaleni. Ukuzimisela ukudimazeka kusenokuba luntsokothile kwaye kusoloko kufuna uxwebhu oluninzi lwezamayeza. Kusenokuqwalasela ukusebenza nomncedisi olisiphene okanye igqwetha, ingakumbi kwizicelo zeSSI ne SSDI. Iinkqubo ezininzi zinemithetho ekhethekileyo kubantu abaneziphene, kuquka nokungahlawulwa kwimfuno yomsebenzi kunye nengeniso ephezulu okanye imida yemali.
Ukuba uyafumana uncedo lwesiphene kwaye ufuna ukuzama ukusebenza, funda ngezihlomelo zomsebenzi kunye neenkqubo ezikuvumela ukuba uvavanye amandla akho okusebenza ngaphandle kokulahlekelwa ziingenelo okanye ingxinano yempilo. Ukujongwa emsebenzini nezinye iinkqubo kuxhasa abantu abaneziphene abafuna ukusukela umsebenzi.
Veterans
Abasebenzi be-Vendans basenokuba bafanelekele ukungenelwa ngeenzuzo ngeSebe leMicimbi yezeMicimbi yezeNtlanganiso kunye neenkqubo zikawonke-wonke eziluncedo. Iingenelo ze-VA ziquka imbuyiselo yokukhubazeka, iinkqubo zempesheni, ukunyanyekelwa kwempilo ngamaziko e-VA, iinzuzo zemfundo, kunye noncedo lwezindlu. Abantu abafumana ii-VATAN bayakwazi ukufumana iinzuzo ze-VA kwaye kwakhona bafaka isicelo kwiinkqubo ezifana ne-SNAP, iMedicaid, kunye noncedo lwezindlu ukuba bahlangabezana neemfuno-mfuno-luvo. Xelana neofisi yakho ye-VA okanye umbutho wenkonzo wasekuhlaleni ukuze ufumane uncedo.
Abantu Neentsapho Ezingenamakhaya
Ukungabi namakhaya akumele kukuthintele ekufumaneni iingenelo zikawonke-wonke. Ungamisela indawo yokuhlala ngaphandle kwedilesi esisigxina, kwaye iinkqubo ezininzi zineenkqubo zokunceda abantu abangenamakhaya. Iinkqubo ze-SNAP ezithenjiweyo ze-SNAP zikhona kwiintsapho ezingenamakhaya. Iinkqubo ze-Medicaid zingalungiselelwa ukusebenzisa idilesi yokufihla intloko okanye ukunikezelwa jikelele. Iinkqubo zoncedo lwendlu ziquka izabiso ezikhethekileyo kwiintsapho ezingenamakhaya nabantu ngabanye.
Uninzi lwabantu lulungelelanise iinkqubo zokungena kwimisebenzi yokufumana inkxaso-mali yokungena engenamakhaya ezinokukudibanisa neenkonzo zokuhlala neenkonzo ezixhasayo. Unyango lweenkqubo ezingenamakhaya lunganceda kwizicelo ze-Medicaid nokulungiselela ukunyamekela unyango.
Abafuduki Neimbacu
Ukukwazi ukufikelela kwiingenelo zikawonke-wonke kuyahluka ngokwemeko yokufuduka. Iimbacu, i-asylae, kunye nabanye abaphambukeli abanceda abantu basekuhlaleni basoloko bekufanelekele ukuzuza iingenelo ezifanayo nezabemi. Abahlali abahlala ngokusisigxina abasemthethweni basenokufanelekela iinkqubo ezithile emva kwamaxesha okulinda, ngoxa abaphambukeli abangaxelwanga bengenamali, ngokuyintloko bengenabuchule obungako, ngenxa yeenkonzo zongxamiseko.
Okubalulekileyo kukuba, abantwana ba-U.S. bangafumana iinzuzo kungakhathaliseki ukuba abazali babo bakwindawo ephezulu kangakanani, kwaye ukucela uncedo kumalungu entsapho afanelekileyo akuchaphazeli ngokuqhelekileyo ukufuduka okanye izicelo zexesha elizayo. Iinzuzo ezininzi aziqwalaselwa phantsi kwemithetho kawonke-wonke. Funa uncedo kwimibutho ehamba kwelinye ilizwe enokunikela inkcazelo echanileyo malunga neziphumo zokufuduka nenkxalabo ngeziphumo zokufuduka.
Inkxaso eyongezelelekileyo
Zininzi izinto ezikhoyo ezinokukunceda uqonde iinzuzo zikawonke-wonke.
IiWebsters zikaRhulumente kunye neziHotline
Iiwebhsayithi zikarhulumente ezisemthethweni zinika ulwazi olunegunya malunga neenkqubo eziyingenelo zikarhulumente. Iwebsite ye- ye-orginfocts.gov inika inzuzo yesixhobo sokufumana kunye nolwazi olumalunga neenkqubo zikarhulumente. Impilo yorhulumente kunye neewebhusayithi zeenkonzo zabantu zinika ulwazi malunga neenkqubo ezinikezelwe ngurhulumente kunye neenkqubo zekhompyutha zekhompyutha. Iwebhsayithi yeSocial Secuty Adminity inikela iinkcukacha ezineenkcukacha malunga ne-SSI ne-SSDI, kwaye ungafaka isicelo sokufumana iinzuzo kwi-intanethi.
Iinkqubo ezininzi zinemigca yemfonomfono ezinikezelweyo apho ungabuza imibuzo kwaye ufumane uncedo. Ulawulo lokhuseleko lwentlalo lungafikelelwa ku-1-80-77-1213. Amasebe karhulumente anemigca yenkonzo yabathengi edweliswe kwii-website zawo. Ukuxinanisa 2-1 kwimimandla emininzi kukudibanisa nolwazi lwe-United Way kunye nenkonzo yokhuseleko, enokukukhokelela kwimithombo yoluntu neenkqubo zoncedo.
Isalathisi soMsebenzi weNkqubo
Imibutho yoncedo olusemthethweni inikela uncedo olusemthethweni ngokukhululekileyo kubantu abafumana abantu abaneengxaki eziphantsi zomthetho, kuquka amatyala anxulumene neengenelo zikawonke-wonke. Inganceda ngezicelo, izibheno, ukukhanyela okuphosakeleyo okanye ukuphelisa, kunye nocalucalulo. Ukufumana uncedo olusemthethweni kwindawo yakho, tyelela . org okanye qhagamshelana nonxulumano loncedo olusemthethweni lwesizwe sakho.
Imibutho ejolise kwimibutho ethile yabemi okanye kwimibandela yokungalawuleki inokunikela uncedo olubalulekileyo. Imibutho yamaLungelo okuDila ikho kulo lonke iphondo ukukhusela amalungelo abantu abaneziphene. Iintlangano ezihlala kwamanye amazwe zinganceda kwimibuzo ephathelele ukukwazi ukufikelela kwemali nokungena kwabantu. Amaqela akwabelana ngesondo anceda abantu abadala ngeengenelo kunye nokucwangcisa ixesha elide.
Iinkqubo zoncedo ezisekelwe kuluntu
Imibutho yezobugcisa yoluntu, amaziko oovimba bentsapho, neminye imibutho esekelwe kuluntu isoloko inikela uncedo lokusetyenziswa kwezicelo, ulawulo lwemicimbi, kunye nonxulumano kwezinye iinkonzo ezixhasayo. Le mibutho inokunikela uncedo lobuqu lokuhambisa inkxaso yenkqubo yeengenelo kwaye isenokunikela uncedo olongezelelekileyo njengokutya kongxamiseko, uncedo oluluncedo, okanye iinkonzo zemisebenzi.
Izibhedlele ezininzi kunye neziko lezempilo zisebenzisa iingcali ezinika abaqeshwa inkxaso ezinokubanceda abaguli bafake isicelo se-Medicaid nezinye iinkqubo. Izikolo zisenokuba namagosa okanye amaqabane nemibutho enokunceda iintsapho zifumane iingenelo.
Iingenelo Iinkonzo Zokucebisa Nokuqhuba Inqanawa
Abacebisi abaluncedo kunye nabaphathi-majoni baqeqeshelwe ukuncedisa abantu baqonde kwaye bafumane iingenelo zikawonke-wonke. Abaqhubi be-inshorensi yempilo bancedisa kwii-asente nakwii-Medicaid. Abacebisi abaluncedo kumaziko oshishino okwaluphala neziphene banceda abantu abakhulileyo nabaneziphene. I-SNAP inceda abantu bafumane iinkqubo zokufundisa abantu nokunceda abantu ukuba bafumane ukutya.
Ezi nkonzo azinangxaki yaye zinokuba luncedo ekukuncedeni niqonde ukhetho lwakho, izicelo ezipheleleyo ngokuchanileyo, kunye nokucombulula iingxaki. Zikwanokukunceda uqonde indlela iingenelo ezahlukileyo ezinxulumene ngayo kwaye wenze izigqibo ozaziyo ngokhetho lwakho.
Ukuqonda Amalungelo Akho
Xa ucela uncedo kuwonke wonke, unelungelo elibalulekileyo lokukukhusela ekucalucalulweni, lokukuphatha ngendlela esesikweni, nokukunika uncedo xa kuvela iingxaki.
Iqela lenjongo ethile
Unelungelo lokufaka isicelo seengenelo zikawonke-wonke ukuba ukholelwa ukuba ufanelekile. Iinkampani azinakukwala ukwamkela isicelo sakho okanye zikudimaze ekusisebenziseni. Unelungelo lokufumana uncedo ngenkqubo yesicelo ukuba iyafuneka, kuquka uncedo lolwimi kunye neendawo zokuhlala ezinesiphene.
Ukulungiselela
Ingxamiseko kufuneka iqhubeke izicelo kwisakhelo somhla ochaziweyo. I-SNAP, le iintsuku ezingama-30 (ientsuku ezisixhenxe zezicelo eziphumliweyo). KwiMedicaid, iqhele ukuba ziimini ezingama-45 kwinkoliso yeendidi. Ukuba inkqubo yakho ayilungiswanga kwisakhelo sexesha elifunekayo, unganikwa ilungelo lokuphinda usebenze.
Inqaku
Unelungelo lokufumana isaziso esibhaliweyo saso nasiphi na isigqibo esichaphazela iingenelo zakho, kuquka imvume, ukukhanyela, iingenelo, kunye nokuphelisa. Kufuneka uqwalasele isizathu sesigqibo, imithetho ekhethekileyo okanye imimiselo exhasayo, nelungelo lakho lokubhenela. Iziqinisekiso mazinikwe ngolwimi oluqondayo.
Ukufanele Ubhenele
Ukuba awuvumelani nesigqibo esingeengenelo zakho, unelungelo lokubhenela nokucela ukuchotshelwa ngokufanelekileyo phambi kwegosa elivayo elingenamkhethe. Unelungelo lokuzimela okanye ukumela igqwetha okanye ummeli. Unako ukunikela ubungqina, amangqina okubuza, uze uchaze isizathu sokuba ukholelwe ukuba eso sigqibo siphosakele. Isigqibo sokuva kufuneka sisekelwe kubungqina obunikelweyo nobusebenzayo kwimithetho nemigaqo.
Ukuqhubeka Uzuza Ngethuba Lomtsalane
Ezinye iinkqubo, ukuba ufaka isibheno kwisigqibo sokunciphisa okanye sokuphelisa iinzuzo zakho phambi komhla osebenzayo wenguqulelo, unelungelo lokuqhubeka ufumana uncedo kumgangatho wangoku ngexesha isibheno sakho sisekhona. Oku kubizwa ngokuba luncedo oluqhubekayo okanye uncedo oluqhubekekayo. Ukuba ekugqibeleni ulahlekelwa sisicelo, kungafuneka ubuyekeze iinzuzo ezifunyenwe ngexesha lobheno, kodwa olu khuselo luqinisekisa ukuba awulahlekelwa luncedo ngexesha usebenzisa amalungelo akho okubhenela.
Ekunene Kukungaguquguquki
Unelungelo lokuphathwa ngokusesikweni nangaphandle kocalucalulo olusekelwe kuhlanga, ibala, imvelaphi yesizwe, isini, ubudala, ukukhubazeka, unqulo, iinkolelo zobupolitika, okanye ezinye iimpawu ezikhuselekileyo. Izikhululo kufuneka zinikezele ngokulinganayo kwiinkqubo neenkonzo, kuquka uncedo lweelwimi kunye neendawo zokuhlala eziyizithintelo. Ukuba ukholelwa ukuba unolwahlulo oluneemfezeko, ungafaka isikhalazo kwisikhundla samalungelo abantu okanye kumasebe ajongelesebe.
Ndinelungelo Lokuzifihla
Ulwazi olunikelayo kwinkqubo yakho luyimfihlo kwaye lungasetyenziswa kuphela kwiinjongo ezinxulumene nokufumana imvume nokunika uncedo. Ii-atmosfera azinakwabelana ngolwazi lwakho nokunyanzelisa ukufuduka ngaphandle kweemeko ezilinganiselwe kakhulu. Ulwazi lwakho alunako ukusetyenziselwa iinjongo ezingahambelaniyo ngaphandle kwemvume yakho.
Isiphelo
Iinzuzo zikawonke wonke zinika inkxaso ebalulekileyo kwizigidi zabantu baseMerika, zinceda abantu neentsapho ukuba bahlangabezane neemfuno ezisisiseko, bagcine impilo nenzolo, basebenzele ekuzifumaneni. Ukuqonda uludwe lweenkqubo ezikhoyo, iimfuno ezifanelekileyo, kunye neenkqubo zokusebenza kukunika amandla okufumana uncedo olulufunayo nolululufaneleyo. Ngoxa ukuqhuba inkqubo yenkxaso kawonke-wonke kusenokuba nzima, ubuncwane obuninzi kunye nenkxaso zikhona ukukunceda kule nkqubo.
Ukuba utsala nzima ngokwemali okanye ujongene neengxaki zokuhlangabezana neemfuno zakho ezisisiseko, musa ukuthandabuza ukuqwalasela iinkqubo eziluncedo zikawonke-wonke. Ezi nkqubo zikhona ngokukhethekileyo ukunceda abantu abakubume bakho, kwaye ukuzisebenzisa kuyindlela elungileyo yokuzinzisa iimeko zakho nokudala amathuba ekamva elingcono. Khumbula ukuba ukufumana enye inzuzo kukwenza ufaneleke kwabanye, ngoko ke kufanelekile ukuqwalasela zonke iinketho zakho. Lusebenzise uncedo olufumanekayo kwimibutho yasekuhlaleni, abacebisi, kunye noncedo olusemthethweni ukuqinisekisa ukuba ufikelela kuzo zonke iinkqubo ofanelekela kuzo.
Okubaluleke kakhulu, yazi amalungelo akho kwaye ungadimazeki ngokukhanyelwa kokuqala okanye imiqobo. Abantu abaninzi abavunywayo ekugqibeleni ngenxa yeengenelo bajamelana nocelomngeni ngexesha lesicelo. Ukuzingisa, uxwebhu oluchanekileyo, nokukulungela ukufuna uncedo xa lufuneka, kungenza umahluko phakathi kokulwa wedwa nokufumana inkxaso enokuguqula imeko yakho. Iinzuzo zikawonke-wonke kukuvelisa abantu kunye nabantu, kwaye ukufikelela kubo xa ufuna uncedo kulungile nakumathuba akho angakumbi.