Ukwazisa: Kutheni Kunyanzeleka Ukuba Kunyanzelwe Imibandela

Umthetho ogunyazisa ulawulo lumgaqo oqinisekisa ngawo oorhulumente kunye namaqumrhu ajongene nokukhusela abathengi, imekobume, iimarike, kunye nempilo yoluntu. Ngaphandle kokuqinisekisa ukuba imigaqo elungelelanisiweyo isebenza ngokusisigxina, kwaneyona mimiselo ilungiselelwe kakuhle inokuba zizeze. Amashumi ambalwa eminyaka adluleyo anike uthotho lweemeko eziphezulu ezibonisa kungekuphela nje iziphumo zokungaphumeleli kokulawula kodwa kwanezenzo eziqinisekisa ukuba imigaqo iyasebenza. Ngokuhlolisisa ezi meko, abalawuli, iinkokeli, iinkokeli, kunye neengcaphephe zezomthetho ziyakwazi ukukhupha imigaqo enciphisa ubungozi, ukuphucula ukuthobela, nokuqinisa ukuthembana. Eli nqaku lihlola izimo ezibalaseleyo ezintlanu, ukuqinisekisa ukubonakala, ukufezeka komsebenzi, inkqubo yenkcubeko, kunye nemidalelo yolawulo.

Umhlaba Onemithetho Entle: Izixhobo Zokwakha Neengxaki

Phambi kokuntywila kwiimeko ezithile, kuluncedo ukuqonda imeko-bume apho ulawulo lusebenza khona. I-Arhente enjenge-Evironmental Protection Agency (EPA), iZibonelelo kunye neKhomishoni (SEC), i-Consumer Financial Protection Bureau (CFB), kunye namagqwetha alawula igunya ngalinye elisebenzisa ummandla othile. Ukunyanzelisa kungathatha uhlobo lwezigwebo zamakhaya, ukuqhutyelwa kwezaphuli-mthetho, imimiselo evumayo, okanye ukushwankatheliswa kwemida. Ukuphumelela kwalo naliphi na inyathelo lokuqinisekisa ukugcinwa kwemithetho engaphantsi kwequlukwano, ubuncwane obufumaneka kwiqumrhuluko oluxhasayo, kunye nokuvuma kweenkundla ukuxhasa isigwebo. Umxholo ophinda-phindwayo uyasebenza kakhulu xa kusebenza, ukwenzeka ngokungqindinisa, nokuqinisekisa okunganyaniswa kwexesha elizayo.

Isifundo Setyala 1: IVolkswagen Iphuma Indlela Engaqondakaliyo

Imvelaphi Yangaphambili Nokufunyanwa Kwayo

NgoSeptemba 2015, i-U.S. Environmental Protection Agency yakhupha isaziso sokwaphulwa kwe-Volkswagen AG, ichaza ukuba inkampani ifake iinkqubo zekhompyutha ezaziwa njenge “deat isixhobo i” malunga nama-500 000 ezithuthi zedizili ezithengiswe eUnited States. Le nkqubo yakwazi ukuphawula xa isithuthi sivavanywa kwaye inciphisa ukhupho lwe-oxine le-oxide ngokwexeshana kumgangatho wokulawula. Ngexesha lokuqhuba okuqhelekileyo, izithuthi zikhupha izinto ezingcolisayo kumaxesha angama-40 amanani asemthethweni. Inkohliso ibiqhubeka ukususela ngo-2009, kwaye yathatha abaphengululi abazimeleyo kwiBhunga leNtshona Virginia besebenza neBhunga elicocekile i-Intertransty ukuze ivulule i-1901.

Ukuphendula ngokunyanzelisayo nangomthetho

Ityala lathi lawa likhulu. IVolkswagen ekugqibeleni yavuma ukuhlalisa isimbuku samawaka angaphezu kwama-20 amawaka ezigidi e-United States, kuquka ukuthengwa kwezinto ezibucala, ukupheliswa kwemekobume, kunye nezigwebo zabemi. Izikhulu ezininzi zabekwa ityala, kwaye inkampani yacela ityala lolwaphulo-mthetho ngo-2017. Ityala labangela ukuba kuphinde kufunyanwe ukukhutshwa kwemoto yedizili imilinganiselo yokuqinisekisa ukuba ilungile kwaye kuvavanywe imithetho esemthethweni elawulayo kulo lonke ihlabathi, apho i-Volkswagengen ibekwe intloko, ijongene nokugxekwa kakhulu ngenxa yokuthembela kakhulu kwi-data elungiselelwe abasebenzi kwaye ingabi namandla okuzilungisa okuzimeleyo.

Izifundo Ezifundiweyo

  • Ubungqina obuzimeleyo abunakufumaneka. Ukuthembela kubenzi bengxelo yokuzibika ngaphandle kovavanyo olunamandla oluzimeleyo kwadala imeko-bume apho inkohliso isenokuqhubeka iminyaka. Abalawuli kufuneka bafake imali kwisiseko sabo sovavanyo kwaye benze uphicotho-zincwadi olungamiselwanga.
  • Ubuchule bubangela ukuthembana, kwaye ukungahoywa kwayo kuyayitshabalalisa. Volkswagen ’ inkohliso yamabom iphazamisa ukuthemba kwabathengi kungekuphela kuhlobo kodwa kubugcisa bedizili njengedizili. Iinkampani ezibeka phambili isithethe sokuvula lula umlomo zinciphisa umngcipheko wokungaphumeleli kwengozi.
  • Umkhuseli wesiphekepheke kunye nophandi bakhusela izinto. Oku kufunyanisweyo kwavela kubaphengululi bemfundo, hayi abacuphi bempempe. Ukuqinisa ukhuseleko kwabo baphawula ukungaphumeleli kwemfezeko, nokuba kungaphakathi okanye ngaphandle kwentlangano, kungakhawulezisa ukubhaqwa.
  • Imali ekhoyo kufuneka ibe yeyemali. Imali ehlalwayo engamawaka ezigidi zeerandi ithumele uphawu olucacileyo lokuba ukuqhatha ngesantya esikhulu kuthwala iziphumo ezingaphaya kwenzuzo. Imali encinci kakhulu enxulumene nengozi iba yindleko yokwenza ishishini.

Isifundo Sesibini: Isipringi Solundi Lweoli Olunzulu Lwamanzi Anzulu

Imvelaphi Nezizathu

NgoAprili 20, 2010, uqhushumbo lwe-oyile olusuka kwiMacondo eDeeter Horiyorling exhotyiswe ngeBP kwi-Gulf of Mexico, lwabulala abasebenzi abali-11 lwaza lwaqalisa ukuchitheka kwe-oyile enkulu yaselwandle kwimbali ye-U.Ntsuku ezingama-87 ezalandelayo, ii-oyile eziqikelelwayo ze-oyile zaphuma kwiMacondo zisuka kwi-Macondo zihambe kakuhle ngaphambi kokuba ekugqibeleni zixhotyiswe. Uphando lweBrejini yoMwesi, iRegipente kunye ne-ERightation (BOEMRE) kunye neKhomishini yesizwe kwiBPiewater Diefillfill Spill kunye ne-Out Drilling yachaza ukungaphumeleli okuninzi: umsebenzi ophosakeleyo, ukugqwethwa kwe-semfek, uvavanyo olufanelekileyo, iinkqubo zokulawula ezifanelekileyo, kunye neentive ndleko-ondleko.

Ukuphendula ngokunyanzelisayo nangomthetho

I-BP yajamelana nezohlwayo zamakhaya nezaphuli-mthetho ezingaphezulu kwama-200,000 ezigidi zeerandi, kuquka ii-R3,5 zamawaka ezigidi kwi-Cec Water Act kunye nee-R2,8 zezigidi zezigidi zeerandi zomonakalo wendalo. Inkampani yacela ityala kulwaphulo-mthetho ezili-14, kuquka ukubulala nokuthintela iBhunga. Oku kuphalala kwabangela ukuba kufakwe umthetho ophezulu. Inkonzo eyayisakuba yiMinerals Management Service yabekwa kwicandelo elinguthathu ukuze kupheliswe inzala phakathi kwembutho, ukugcinwa kokhuseleko, kunye nolawulo lwemeko. Imithetho emitsha yakhutshwa ukuba ikhusele abakhuselwe, icelwe kakuhle, kunye nokucwangciiii.

Izifundo Ezifundiweyo

  • Ulawulo lwe-Risk kufuneka luncanyathiselwe kwimisebenzi, hayi amaxwebhu okuthobela. BP inesiseko esisesikweni solawulo lomngcipheko ephepheni, kodwa uphando lwatyhileka ukuba iingcinezelo ezibiza imali eninzi zicinezelwe ngokuphindaphindiweyo. Ulawulo olunempumelelo lomngcipheko lufuna ukuba imithetho yokhuseleko inyanzeliswe kumgangatho ngamnye, ngoxa ingenziwanga.
  • [ Ukubanjwa komthetho yimeko yokwenene neyingozi. Inkonzo yeMinerals Management yagxekwa ngolwalamano oluhle noshishino lwe-oyile negesi, kuquka imizekelo yabaqeshwa abamkela izipho nababandakanyeke kwihambo engafanelekanga. Imisebenzi kufuneka ilondoloze inkululeko kwaye ilungelelaniswe ukubeka ukhuseleko lukawonke-wonke kushishino.
  • [[NTL:0] Izicwangciso ezilungiselelweyo kufuneka zivavanywe, hayi zibhalwe nje. Icebo lokuphendula lifunyaniswe linganelanga ngokulusizi, kwaye ubuchule obuninzi obusetyenziswayo ukuqulatha ukuchitheka okufuneka kucetywe. Abalawuli kufuneka bafune iinkampani ukuba zilawule iinkqubo eziphilayo zokubhola kwaye babonise ukuba banezixhobo kunye nobuchule bokuphendula kwiimeko ezimbi ze-sekisi.
  • [[FLT: 0] Iziphumo zexesha elide zokusingqongileyo kunye nemali zingagqitha kakhulu kuqikelelo lokuqala. Ngaphezu kweshumi leminyaka kamva, i-BP iyaqhubeka ijongene nokumangalelwa kunye namaxabiso okucoca. Oku kubonisa ukuba ixabiso elipheleleyo lokungafezeki komthetho omkhulu alisoloko laziwa kangangeminyaka, ukwenza ukunyanzeliswa kwangoko nokungcungcuthekisa kube nzima ngakumbi.

Ufundisiso Lwetyala 3: IVills Fargo Eyinkohliso

Imvelaphi Yangaphambili Nokufunyanwa Kwayo

Ngo-2016, i-Office Financial Protection Bureau, kunye ne-Ofisi ye- Comptroller of the Lage kunye neSixeko kunye neSithili saseLos Angeles, kwahlawulwa amatyala ngokuchasene noWells Fargo isimbuku se-R125 lezigidi zezigidi zemali. Ibhanki yayibandakanyeke kuqheliselo lokuvula izigidi-zigidi zezijungqu ezingekho mthethweni kunye neengxelo zamakhadi okuthenga ngetyala amagama abathengi ngaphandle kolwazi lwabo okanye ukuvumelana. Abaqeshwa, phantsi koxinzelelo olunzulu lokuhlangabezana nomlinganiselo wentengiselwano, babesebenzise ulwazi lwabathengi ukuyila iingxelo zenkohliso, ngokufuthi ekufakeni utyikityo kunye nemirhumo yemali. Iingxelo zangaphakathi zaziye zayifaka inkupho yasekuqaleni ngo-20022, kodwa abaphathi abakhulu betyala bengazange basebenzise inyathelo elifanelekileyo lokulungisa.

Ukuphendula ngokunyanzelisayo nangomthetho

ICFPB’ inyathelo lokunyanzelisa laba lithuba lokutshintsha. Ukongeza kwintengo, uWells Fargo wajamelana nomyalelo oyalela ukuba alungise abathengi abenzakalisayo kwaye aphelise imisebenzi yabo yokuthengisa. Kamva ibhanki yavuma ukuhlawula iibhiliyoni ezingama-3,000 zemali ekwakuthethwa ngayo ngomthetho we-Dodd-Frank Act. Ityala lehlazo lakhokelela ekuphelweni kweCEO John Stumpf kunye nokukhutshwa kwetyala kwamashumi ezigidi zeerandi yemali ngokuhlawula ngokulawula. Kwakhona lashukumisela iBhunga lemithetho ukuba idlulisele umthetho emva kwemibambombo yokubhalisa iPudiso ye-Fods, nangona umbango wotshintsho lomgaqo worhwebo lwahlala kumbindiso

Izifundo Ezifundiweyo

  • Inkcubeko yeNkcubeko ayiyongxaki elula; bubungozi obuncinci. Inkcubeko yentengiso enobundlobongela eWells Fargo ayibanga yingozi. Yenziwe, yakhuselwa, yaze yaqiniswa kwimibutho ehlawulayo eyavuza umsebenzi ophezulu ngaphandle kohlolo olwaneleyo kumgangatho okanye kwimilinganiselo yokuziphatha. Abalawuli kufuneka bahlole imeko yenkcubeko njengenxalenye yenkqubo yabo yokuhlola.
  • Izikhuseli ze-Whistleer kufuneka zibe zezokwenene nezifikelelekayo. Abaqeshwa abaxele ingxelo yokuvula inkohliso bajongana nempindezelo, kuquka nokuphelisa. Isithethe apho abaqeshwa besoyika ukuthetha sisodwa apho ihambo evakalala inokuba nenti. Ukhuseleko olunamandla lwempepho, kuquka ukuxelwa okungaziwayo amajelo kunye nomthetho wokulwa norhoxoxo, luchaphazekile.
  • [[NTLA] Izakhiwo zonyuso kufuneka zilungelelane nehambo entle. I “ umnqamlezo-okanye imodeli eyaqhuba ukuziphatha okubi yafakwa kwintengiso nakwibhonasi. Abalawuli kufuneka bahlolisise intlawulo, ingakumbi kushishino olungenisa umonakalo apho inokuba ngaphezulu khona.
  • Imicimbi yokulungelelanisa. Imeko ye Wells Fargo ibandakanya oorhulumente abaninzi abasebenza kwikonsathi. Le nkqubo ivelisa iziphumo ezibanzi zokunyanzelisa ukunyanzeleka kogcino-mthetho kunokuba nawuphi na umbutho unokuba waphumelela kuphela.

Ufundisiso Lwetyala 4: Isiqu Esineentambo

Imvelaphi Nokuwa Kwalo

I-Eronron Corporation, eyakha yadlalwa kakhulu eWall Street kunye neFortune 500 sstate, yagcinwa ingena emalini ebhalisweyo ngoDisemba 2001 emva kokuba ityhiliwe ukuba inkampani ibandakanyeke ekuqhatheni okukhulu kwemali. I-Eronron yasebenzisa intengiselwano ekhethekileyo elingana nephepha ukufihla amatyala kwaye ingenisa ingeniso eninzi. Intengiselwano yemali yemali yenziwe ngefektha eArthu Andersen, eyathi kamva yavumela ukukhohlakaza okukhohlisa kwemali kwaye kamva yawatshabalalisa amaxwebhu anxulumene nomsebenzi wayo wokuphicotha. Xa kuvela inyaniso, iEntron&stoqu; intengo yemali yemali yemali yanda ngaphezu kwe-$90 ngonyaka ukuya kwi-R1, kunye namawaka abasebenzi abaphulukanimali abahlawulwa yimali yokuhlala.

Ukuphendula ngokunyanzelisayo nangomthetho

Ihlazo le-Entron, kunye nehlazo lehlabathi elalandela, lakhokelela ngqo ekudluleni kweSarbanes-Oxley Act ka-2002. Lo mthetho wembali wayila i-Public Company Account Oversight Board (PCAOB), wamisela imigaqo engqongqo kulawulo lweziko lenkampani, wagunyazisa ukuba iCEOs kunye neCFOs bavume iingxelo zemali, kunye nesohlwayo solwaphulo-mthetho solwaphulo-mthetho ngenxa yokuqhatha. U-mthetho owenzileyo wafumana ityala lokungasibambi bulungisa, inkampani yatshatyalaliswa ngempumelelo, nangona kamva yabhukuqwa yiNku. Izigqeba ezininzi ze-mthetho zagwetywa ityala kwaye zagwetyelwa entolongweni, kuquka ne-CEFreybing Syceman

Izifundo Ezifundiweyo

  • Uzimeleyo olubalulekileyo kwaye kufuneka lunyanzeliswe. uArthur Andersen ungquzulwano olunzulu, efumana iindleko zokhangelo olunzulu kwi Enron ngexa esebenza njengophicotho lwayo. I-Sarbanes-Oxley Act ithetha oku ngokuthintela iifemu zophicotho-zincwadi ekunikezeleni iinkonzo ezithile ezingezobucuphi kubaxhasi. Abalawuli kufuneka baqhubeke beqwalasela inkxalabo yenzala enokuthi ilungelelanise umgangatho wophicotho.
  • Isakhiwo sephepha elilinganayo sifuna imithetho eyomeleleyo. IEntron yasebenzisa izithuthi zemali ezintsonkothileyo ezingokwasemthethweni kodwa zenzelwe ukulahlekisa abatyali bemali. Isiphazamiso sagxininisa imfuneko yemithetho ecacileyo, esekelwe kwimigaqo efuna iprojekthi kulwazi lwemali.
  • Izakhiwo zolawulo ezizimeleyo kufuneka ziquke uphatho lwezizimeleyo. Enron ’ ibhodi yabalathisi yavuma ukuthengiselana ngesiseko sesiseko esikwiqondo kwaye yarhoxa inkampani i’ ikhowudi yemithetho yokuziphatha kwizihlandlo ezininzi. Ngenene iibhodi ezizimeleyo ezinobuchule negunya lokucel ’ umngeni umgangatho wokuzikhusela.
  • [ Ukhuseleko oluthe ngqo lufuna umgaqo kunye nemfundo. Abasebenzi abaninzi be-Enton babenemali yabo yomhlala-phantsi kwi-ofisi yenkampani engaqondi ubungozi. Ngelixesha ukhuseleko lomthetho lubalulekile, umnini-mfundo malunga nolwandiso kunye nomngcipheko uhlala uyinxalenye ebalulekileyo yempumelelo yemarike.

Uhlolisiso Lwezimo 5: Isivumelwano Esiyintloko Secuba

Imvelaphi kunye noqikelelo

Ngo-1998, amagqwetha angama- 46 esizwe asayina iSivumelwano seMaster Settlement (MSA) neenkampani ezine ezinkulu zecuba eUnited States. I-MSA yazinzisa ukumangalelwa kwamazwe ukuze ifumane kwakhona iindleko zonyango ezinxulumene nokutshaya. Iinkampani zavuma ukuhlawula malunga nama-206 ezigidi zezigidi zeminyaka engama-25 yokuqala, ukuphelisa ukubhengezwa nokuthengiswa kwentengiso, ingakumbi ezo zijolise ekutsha, nokususa imibutho yamashishini asetyenziswa ekulungelelaseni ulwalamano noluntu kunye nemigudu yokutsala izicelo. I-MSA kwafuneka ukuba ibhungangenwe yiBhunga lophando lwecubathi neScuba.

Ukuphendula ngokunyanzelisayo nangomthetho

IMSA yayingesiso isenzo sonyanzelo esingokwesithethe esiziswa ngumbutho wesizwe; yayingumgudu olungelelanisiweyo yijaji-mikhosi yesizwe esebenzisa isiseko somthetho wenkathazo yoluntu, ukhuseleko lwabathengi, kunye nomthetho wokungathembisi. Isivumelwano saba neziphumo ezifikeleleka kude. Saguqula urhwebo lwemveliso zecuba, ukususa iibhodi zomthetho kunye nomfanekiso ohlekisayo ofana noJoe Came. Saseka kwakhona isakhiwo semali ehlawulwayo eqhubekayo ukuze kuqhubeke kumiselwa imithetho yolawulo lwecuba. Kamva, ukuNtsalwa kwemincuka nokulawulwa kwecuba kwango kwangowa 2009 sanika igunya lokulawula i-FGOFFG, ukuseka isiseko semicuba ebekwe yi-MSA.

Izifundo Ezifundiweyo

  • Ukubengezela okulungelelanisiweyo okudityanisiweyo okungaphumeleliyo kumbutho omnye. IMSA yabonisa ukuba amagqwetha jikelele karhulumente asebenza kunye angathatha ushishino oluxhathisayo ngokobuzwe bexesha elithile. Le modeli ilandeliswe kwiimeko ezibandakanya ii-opioids, ubucala bogcino-lwazi, kunye nokungaqiniseki.
  • Izicwangciso zingaba sisixhobo sotshintsho lokwakha, hayi ukuphucula kwemali. IMSA’ imiqathango yorhwebo kunye nokuncitshiswa kwamaqela aphambili eshishino avelisa utshintsho oluhlala luhleli kwihambo yoshishino engaphaya kwesohlwayo semali. Abalawuli kufuneka baqwalasele ukuba amagama okuhlalisa aquka iindlela zokuziphatha ezithetha ngengcambu zehambo engalunganga.
  • Impilo ye-Public kunye nesenzo somthetho zingaqinisana. I-MSA yandulelwa yiminyaka yophando, uphando, kunye nokuhlaziywa ngamaqela ezempilo kawonke-wonke. Imeko ibonisa ukuba ukunyanzeliswa komthetho kusoloko kuphumelela kakhulu xa kuxhaswa ngumnqophiswano omkhulu wabagcini-mathikithi abanokwakha uxinzelelo lukawonke-wonke baze banikezele ubungqina.
  • Iinkqubo zolawulo lwexesha elide ziyafuneka. IMS iquka amalungiselelo okuhlola okuthobelana nokuzinzisa impikiswano. Izivumelwano zokunyanzelisa ezingaquki ubuchule bobungozi bexesha elide obuphelelwe lixesha okanye obungasebenzi ngexesha elide.

Ukuxinana: Imixholo eqhelekileyo ngapha kwemeko ezinyanzelekileyo

Ngelixesha ityala ngalinye libandakanya ushishino olwahlukileyo kunye neseti yezibakala, imixholo emininzi ephindaphindwayo. Okokuqala, isithethe sokuthobela kufuneka sishicilelwe phezulu; xa ukhokelo oluphezulu lubonisa ukuba imicimbi yemali ingaphezulu kunehambo elungileyo, ukuziphatha okubi kuyavunywa. Okwesibini, ukujonga okuzimeleyo kubalulekile, nokuba ngoomatshini, abalawuli, okanye uvavanyo lwesithathu. Iziphumo kufuneka zibe qatha ngokwaneleyo ukuze zithintele hayi inkampani engqubanayo kuphela kodwa nezinye ezicinga ukuziphatha okufanayo. Okwesine, ukulungelelanisa phakathi kwamaziko abaqeqeshisi bemithetho kuyasebenza. Okwesihlanu, isantya sokusebenza kwemibaliso; ukulibazisela ubhaqo nokuphendula kokuzihluza kokuziphethe, okanye ukuyekelela kwesithathu ukunyuka nokulungisa imilinganiselo yokuziphatha exabisa kakhulu.

Iingcebiso Ezisebenzisekayo Kumalathisi nakumaGcisa aQumrhu

Ngokusekelwe kwizifundo ezikweli tyala, izenzo eziliqela zekonkrithi zingaphucula iziphumo zomthetho womthetho. Abalawuli kufuneka bafake ingeniso kugcino-lwazi lwezithintelo kunye novavanyo oluzimeleyo ukuze bafumane iimvavanyo ezinokubonakalisa ukuqhatha okanye ukungahambelani. Iingcali zenkampani ezikhoyo kufuneka ziqinisekise ukuba ijelo lingaziwa ngokwenene kwaye abavuli-mpempe bakhuselwe ekuziphindezeleni. Ibhodi zabaphathi kufuneka bafumane uqeqesho oluthe rhoqo kwiingozi ezilawulwayo kwaye kufuneka bafune ubungqina obubonisa ukuba iinkqubo zokuthobela iinkqubo azikho nje ephepheni kodwa zisebenza ngenene. Iinkampani ezisebenza kwimibutho emininzi, ukubotshelelwana ngemibutho, ukuququzelelana nokuthabatha inxaxheba kwinkqubo yokuzithandela yemiqathango ukuba iyafunyanwa.

Enye indawo efuna ingqalelo ekhethekileyo yindima yobugcisa eluncedo nokubonwa kwemeko engafanelekanga. Izixhobo zokoyisa zeVolkswagen zazisisisombululo sobugcisa kwingxaki yokuthobela, kodwa zazisetyenziselwa ukukhohlisa. Kwangaxeshanye, ugcino-lwazi kunye nomatshini wokufunda usetyenziswa ngobuninzi boomatshini abasetyenziswa ngabalawuli ukuchaza iipakethe ezikrokrelekayo kwintengiso yemali, ugcino-lwazi, kunye nezikhalazo zothengiso. Ikamva lonyanzelo lokunyanzelisa ukulawulwa komthetho liza kubandakanya ukhuphiko lwezixhobo phakathi kobugcisa obuntsonkothile nobuchule bokuthobela i-alytic. Ii-Reagellerers kufuneka zihlale phambili kweli qondo lokugoba ngokuzingeniswa kwemisebenzi yazo yobugcisa kunye nokusebenzisana nabaphandi kunye neingcali kwezoshishino.

Isiphelo: Ukwakha Inkqubo yokunyanzelisa

Uphando lwetyala oluye lwahlolwa kweli nqaku lubonisa ukuba umthetho olawulayo awusebenzi nje ngokutsha; umalunga nokudala inkqubo apho ukuthobela kungumendo ongenakumelana. Imposiso yeVolkswagen yabonisa ukuba ngaphandle kobungqina obuzimeleyo, ukuzilawula kobuchule bobungozi isenokungaphumelela. Intlekele yeDeeaterfiear ibonise ukuba ulawulo lwezingcinga-ngxaki kufuneka lusebenze, hayi intetho. Wells Fargo ibonisa ukuba inkcubeko nembuyekezo yentyezo yesimilo. I-enprojekthi i-ea igxininisa imfuneko yokuzimela ngokwayo nokunika ingxelo enyanisekileyo yemali. I-Tobaccoma ingqina ukuba ukulungele ukuqulunkca ingenza utshintsho. Imeko nganye idityaniswe kunye, isenza iplani yobulumko, isebenza ngakumbi ekhusela umdla nolawulo lweziko-oglobane.