Ukubonelela ngeNgxowa-mali yooJongo oluBalulekileyo

Ukwazisa: Isizathu sokuba iNgxowa-mali Yoontanga Ilungise Imicimbi Ngoku Kunanini na Kungaphambili

Imibutho engafumani ngeniso isoloko ifuna iindlela eziziindleko zokufikelela abanikezeli abatsha ngeli lixa ulwalamano olunzulu nabaxhasi abakhoyo. Ukubonelela ngentsebenzo yemali (P2P) kuye kwavela njengenye yezona ndlela zinamandla zokufikelela zombini. Ngokuguqula inkxaso eqhelekileyo ibe ngabaxhasi abakhutheleyo abasebenzisa inkxaso yabo yobuqu, ababonelela ngeenkonzo banokufumana izikhungo zokuthembana kunye nempembelelo yentlalo ezingakhuthaziyo.

Kwixesha apho abantu behlaselwa ngezibheno zamanani, isicelo esivela kumhlobo okanye kumalungu entsapho sinqumla kwingxolo. Peer-peer juning[ siguqula umxhasi ngamnye abe ngumphathi wesixhobo esincinane, andise ukufikelela kombutho ngaphandle konyuko olulungelelanisiweyo kwixabiso. Le modeli ayiqhubi nje kuphela kodwa ikwakhela uluntu, inyusa ulwazi, kwaye yenza ingqiqo yokuba ngumnini weqela kumsebenzi.

Eli nqaku lihlolisisa ukuqokelela inkxaso-mali yoontanga, isiseko salo sengqondo, amanyathelo asebenzisekayo okuzalisekisa, kunye nemizekelo yehlabathi yempumelelo. Enoba uluphawu oluncinane lokunika ingca okanye uluphawu olukhulu lwe-NGO, ukuqonda indlela yokusebenzisa i-P2P ingxowa-mali kungavula amathuba amatsha okukhula kwaye kuphucule ifuthe lakho.

Yintoni Ingxowa-mali yokuhambisa i-Exchange- Kwipeer? Ingcaciso enenkcukacha

Ukunikezela ngemali yepetroli ye-ointelling ngumzekelo wephulo apho abantu (ngokufuthi amatsha - ntliziyo, abangenelwayo, okanye abaxhasi abanomdla) beyila amaphepha okubonelela ngemali ngaphandle kwengeniso. Aba bantu babuza izangqa zabo/abahlobo, intsapho, abamelwane, abamelwane, ukunikela. Ngokungafaniyo nokunikela ngemali ethe ngqo, apho umbutho ubhenela kuluntu, P2P uxhomekeke kwiingqungquthela zoluntu.

Imizekelo eqhelekileyo iquka:

[[UMTL: 0] Ukuhamba--a-tsons okanye ukuphumeza-impondo apho abathathi-nxaxheba banyusa imali kwimayile nganye egqityiweyo.
[[UMTL: 0] Imali yosuku lokuzalwa kwiqonga lonxibelelwano apho abasebenzisi bacela iminikelo endaweni yezipho.
[[UMKHLO] Iphulo lesikhumbuzo [ apho abathandekayo babeka umntu othile ngokunyusa imali ngenxa yesizathu esinxulumene naye.
Iziganeko ezizizo ze-[FLT] njengemingeni yomkhenkce ekwi-emele okanye ukhuphiswano lwangoLwesibini.

I-P2P exhasa iprotfomu ze-software ezinikezelweyo ezivumela abaxhasi ukuba benze amaphepha, inkqubela-phambili yogcino-lwazi, ukwabelana ngohlaziyo, kunye neminikelo. Ezi zixhobo ziphatha ukuphakamisa ubugcisa okunzima ukuze iingxowa-mali zijolise ingqalelo ekuxelweni nasekukheni ulwalamano.

Indlela IP2P Eyahluke Ngayo Kukuthandwa Kwabantu

Ngeli xesha ididekile, ukuqokelela imali esetyenziswa ngoontanga kunye nokuthoba ingxowa-mali kwahlukile. Ukuthomalalisa okuqhelekileyo kubandakanya abantu abaninzi abafak' isandla kwiphulo elinye eliphakathi (umz., iGoFoundMe ukwenzela iindleko zezamayeza). UP2Pskonkensing, ngokwahlukileyo, ubandakanya amaphulo amaninzi, ngamnye eqhutywa ngumntu owahlukeneyo, bonke abaxhasa umbutho omnye womzali. Isakhiwo esifanelekileyo seP2PPP.

Impumelelo yeP2P exhasa i-PP isekelwe kwisiseko sengqondo yomntu. Abantu basengozini kakhulu yokunikela xa becelwa ngumntu abamaziyo nabamthembileyo. Uphando oluvela kwi- Uthungelwano lwezigulo eziLungileyo zokuphana [ lubonisa ukuba unxibelelwano olungokweemvakalelo kunye nokuqinisekisa kwezentlalo zezibonelelo zeminikelo yoncedo. Ibali lobuqu lomhlobo lidala ibhulorho engokweemvakalelo engenakuze i-imeyili ebandayo.

Ubungqina BobuNtlalo Nempembelelo Yoontanga

Xa umxhasi ebona ukuba abanye bahlonela ukuqokelela into ethile, badla ngokuthelekisa. Lo ngumgaqo obonisa intlalo-ntle, `abantu bakhangela kwindlela yokuziphatha yoontanga ukugqiba inyathelo elifanelekileyo. IP2P yenza oku kubonakale: uludwe lwabahlobo abanikelayo, inkqubela, kunye nolwahlulo lohlaziyo lokwenza konke okuxhasa umgangatho othi “abantu abafana nam baxhase lo mbango."

Ukuba Ngumnini Wazo Nomandla

Ukuba ngumxhasi wemali kunika umxhasi ingqiqo yokuba ngumnini kunye nenjongo. Ababhali nje itsheki; baqhuba umsebenzi abawukhathaleleyo. Oku kunika amandla kwenza ukunyaniseka kukhule, ngokufuthi kuguqula umntu omnye onikelayo abe ngabameli bexesha elide. Isenzo sokucela abanye kwakhona someleza ukuzinikela kwemali yomxhasi, kudala isethi eluncedo.

Iziphumo zomsebenzi womnatha kunye nokufikelela komnxeba

Ingxowa-mali nganye izisa igrafu ekhethekileyo yentlalo. Ukuba abaxhasi abalishumi ngamnye uthatha iphulo lakhe kunye nabahlobo abangama-200, intlangano ifikelela kuma-2 000 amatsha anokuba anokunikela ngamanye amaxesha, yaye abaninzi babo basenokuba abakhange beve ngenye indlela. kwaye abo batsha banikeleyo basenokuqhubeka besenza inkxaso-mali kwixesha elizayo, bedibanisa iziphumo.

Iingenelo zokubonelela ngeNgxowa-mali yoontanga kwiZiko

Ukuqokelela iP2P kunika uludwe lweengenelo ezilwenza lube nomtsalane ngokukhethekileyo kwingeniso engancediyo yobukhulu bonke. Ngaphantsi siyaziqhekeza iinzuzo ezingundoqo ngokweenkcukacha.

Ufikeleleka Okungaphaya Kwenethwekhi Onayo

Inkoliso yeengeniso ezingezizo zinesiseko sogcino-lwazi olulinganiselweyo sokunikezela yaye amatsha - ntliziyo akhutheleyo ancinane. IP2P iqhekeza loo mida. Ijenali nganye idibanisa ngokupheleleyo iqela elitsha labaqhakamshelani/abahlobo, abasebenzi, amaqela e-almni, amaqela emidlalo, uluntu lonqulo, ukuba abanikeli boncedo abanakukwazi ukufikelela ngeposi okanye uluhlu lwe-imeyili ngqo. Oku kubaluleke kakhulu ekufikeleleni abantu abaselula abangasabeli kwizicelo zesithethe.

Ukuqalisa Umtshato Nokunikela Ngenjongo

Abaxhasi bakho bathenjiswe kakhulu kunabanikeli abangasebenziyo. Bachitha ixesha, amandla, kunye nekomkhulu lentlalo ngenxa yesizathu. Oku kugananiswa kuguqulela kwixabiso eliphezulu lenjongo. Ngokwesifundo se-[FLT: 0] iClasy’s State of Modern Philanthropy, oontanga-abanikeli bemali-mali abanoxabiso lobomi elingaphezulu kakhulu kunelo labantu abanikela ngexesha elinye.

Isiphumo-

Ngenxa yokuba abaxhasi bemali benza umsebenzi wokukhangela nokucela, indleko yalo mbutho idla ngokuncitshiswa ngedola. Ukuthengiswa nokubhengezwa kwemali kuyancitshiswa. Inkoliso yee-P2P ihlawula imali yokulungisa kodwa ayibizi mali ininzi. Oku kwenza iP2P ibe lukhetho olunomtsalane kwimibutho enoqingqo-mali olulinganiselweyo.

Ubungqina obakhelweyo bentlalo kunye nokufezeka

Xa umhlobo wakho ekucela ukuba unikele kwimali yabo yokufuna uphando ngomhlaza, isicelo sinobunzima obungaphezulu kunobo sibhengezo esivela kwiAmerican Cancer Society. Ulwalamano lobuqu lubangela ukuthenjwa. Abo bathe banikela ngeli thuba bayaqonda ukuba imali iza kusetyenziswa kakuhle. Kwakhona ubungqina bentlalo busebenza ngomlinganiselo omkhulu: ukubona uninzi lwabantu bebaleka befuna imiqondiso yokuba ifanelekile kwaye ifanelekile.

Ukuthetha Ngezincoko Nonxibelelwano Olungokweemvakalelo

Ingxowa-mali nganye inesizathu sayo sobuqu sokuxhasa oonobangela. Ibali labo . "ngokuba bakhathalela, kutheni umsebenzi uthetha ntoni kubo?" Libonisa irhintyela lemvakalelo elikhethekileyo. La mabali avakalayo kubaphulaphuli babo ngendlela engenakuvalwa yingxelo yentlangano ekhethekileyo. Oku kuzisa unyuko oluphezulu nomlinganiselo wezipho oqhelekileyo.

Ugcino - lwazi Nengqiqo

Iphulo ngalinye leP2P livelisa inkcazelo eninzi ngokuphathelele isimilo sabaxhasi: yiyiphi ijelo lokuthumela imiyalezo, ezinjani iindidi zeemali eziluncedo kakhulu. Iintlangano zinokusebenzisa olu gcino ukuze zicombulule amaphulo exesha elizayo, abaphulaphuli, nokuze zisebenzise abaphathi.

Amalungu angundoqo ephulo leNgxowa-mali yoNcedo oluPhumeleyo

Ukuqalisa iphulo leP2P ngaphandle kokulungiselela kakuhle kungakhokelela kwiziphumo ezingalunganga. Amaphulo aphumelelayo abelana ngezinto ezininzi eziqhelekileyo. Nazi izithintelo zokwakha ezibalulekileyo.

Ulwimi- Mnyama OngumSebenzisi

Abarhwebi bemali ngamatsha - ntliziyo, kungekhona abarhwebi abangoochwepheshe. Iqonga kufuneka libe nethuku kwaye lifune ubuchule obuncinci. Jonga iimpawu ezifana namaphepha omntu aqhelekileyo, ukusabela okuhamba, ukwabelana ngentlalo, ukulandelelana kwenkqubela-phambili yokwenene, kunye nokuzihambela ngokwamanqaku okubulela. Amava athe thaa, abaxhasi abanokuthatha inxaxheba baze bakhuthaze amaphepha abo.

Inkcazo enika ingxelo ngoovimba

Nika iisikhokelo ze-email, ii-application zonxibelelwano, kunye nezikripti zevidiyo. Nika ibhanki yemifanekiso, amanani, kunye namabali achaphazelayo anokusetyenziswa ngabaxhasi bemali. Okukhona uyenza lula ukuba bayibalise le ngxelo, okuya kuba luncedo. Quka unxulumano olucacileyo kwintshukumo nokhokelo ngendlela yokucela iminikelo ngaphandle kokuziva inzima.

Usukelo Neembalasane Ezicacileyo

Seta intelekelelo ecacileyo, ekwaziyo ukunikezela ixhoba lephulo lonke. Yahlulele phantsi kwiqela okanye iinjongo zomntu ngamnye ukuba kuyimfuneko. Imigca yenkqubela-phambili kunye nabachongi ababonayo bakhuthaza abaxhasi bemali ukuba baqhubeke betyhala. Isikhumbuzo esibonakalayo esisobala. "Iindawo eziphambili ezifana nokufikelela ku 50% yenjongo okanye umxhasi wemali ubetha ixhoba labo lobuqu/ukugcina uqhubeko.

Uqeqesho Nenkxaso Eqhubekayo

Bamba isiganeko sokukhaba okanye i-webinar ukuxhasa ii-arhente kwimisebenzi engcono. Ibonelela ngencwadi yesandla okanye FAQ. IKhethelwe ilungu labasebenzi okanye ivolontiya ukuphendula imibuzo nokunika ukhuthazo kulo lonke iphulo. Iindlela ezisetyenziswa rhoqo nge-imeyili okanye iqela lezixhobo zonxibelelwano loluntu zinganyusa umanyano kunye nemibandela yedilesi ngokukhawuleza.

Ukugqalwa Ngoxabiso Nezihlomelo

Abantu abafuna ukuxatyiswa. Ngokuvuma uwonke ukwamkela iimali eziphezulu kwi-media yezentlalo, kumaphephandaba, okanye kwi-website yentlangano. Nika iiphawulo ezincinane zoxabiso /ht-shirts, isiqinisekiso, izimemo ezipheleleyo zesiganeko. Kwanevidiyo elula 76 yomvuzi ingaba khuthaza kakhulu. Ukuqatshelwa akuvuzi nje kuphela iimali zale mihla kodwa kukhuthaza nabanye ukuba bathelele.

Unxibelelwano Olunamandla Nobugosa

Zigcineni bonke abanikeli besazi ngenkqubela yephulo, amabali empumelelo, kunye nempembelelo yemali ekhutshwayo. Emva kwephulo, thumela iingxelo zobuqu ezibonisa oko kufezwe yimigudu yabo. Oku kuvala irhintyela kwaye kumisela ithuba lokuba nenxaxheba kwixesha elizayo.

Indlela Yokuphumeza Iphulo Lokusebenzisa Imali Yoontanga

Ngezantsi kukho imaphu esebenzayo yokucwangcisa nokuphumeza iphulo leP2P, ukusuka kwingcamango yokuqala ukuya kwiposi-mpampagign.

Inyathelo 1: Chaza Izinto Ozicebayo Nezithethwa Liphulo Lakho

Qalisa ngenjongo ecacileyo. Ngaba unyusa imali yenkqubo ethile, ingxowa-mali yoncedo kaxakeka, okanye imisebenzi jikelele? Chaza abaphulaphuli abajoliswe kuko okunokwenzeka ngabaxhasi bemali. Ngaba ujolise i-alumni, amaqabane enkampani, okanye abanikeli abakhoyo? Iphulo lephulo lizakwahluka ngokokuba. Beka usukelo olufanelekileyo olusekelwe kwimisebenzi yangaphambili kunye nenani labasebenzi bemali abalindelekileyo.

Inyathelo 2: Khetha ingxolo yobugcisa elungileyo

Khetha iqonga lokudibanisa iqonga lemali elidibene ne CRM yakho ekhoyo kunye neenkqubo zokuhlawula. Iinketho eziqhelekileyo ziquka iDiam, Qgiv, iNgxowa-mali, kunye noMsebenzi. Ukususa iimpawu ezifana nontanga-------- maphepha epeyinti, iqela lixhasa, ukudityaniswa kwezentlalo-ntle, kunye nokuhamba ngokulunga kwemo yemali yeqonga. Kwakhona cinga ngohlobo lwentlawulo kunye namava omnikeli.

Inyathelo 3: Abaqeqeshi

Chaza abona baxhasi bakho banemdla ngamalungu ebhodi, amatsha - ntliziyo exesha elide, abangeneli, kunye nabasebenzi. Bameme ngokobuqu ukuba bangene kwiphulo njengengxowa-mali yokuseka. Bonelela umbuzo ocacileyo: “Ungasinceda siphakamise i-$10 000 (ii-5K) ngokuqhuba u-5K ngoJuni 1?” Beka umxhasi ngamnye ngesixhobo esiqulathe imiyalezo eqholiweyo, imizobo, kunye nesixhobo sokuphendula imibuzo.

Inyathelo lesi-4: Qhuba Uze Ukhuthaze

Qalisa iphulo ngedangaliso. Thumela isaziso se-imeyili kuluhlu lwakho olupheleleyo, kwiposi kwi-media yezentlalo, kwaye ube neengxowa-mali zakho ezisiseko zabelana ngamaphepha azo ngaxeshanye. Oku kwenza ukhuthazo lwangaphambili olutsala abathathi-nxaxheba abaninzi. Sebenzisa ubalo oluphantsi, ucelomngeni, kunye nezipho ezifanayo ezinika ukuxhasa imincilingo. Khuthaza ukuhlaziya amaphepha abo rhoqo ngeefoto nangenkqubela yeengxelo.

Inyathelo 5: Imonitha kunye neNkxaso

Nika umphathi wephulo ukuba ajonge umsebenzi. Thumela uhlaziyo lwaveki nganye kubo bonke abaqokeleli beemali ngeencam eziphezulu, ukhuthazo, kunye neembalasane. Nceda ngokobuqu kwabo bawa ngasemva okanye abathulileyo. Nikela uncedo lokubhala umyalezo omtsha okanye ukunikezela ngefoto entsha. Yenza iziganeko eziphambili ekuboniseni ukuba unamandla aphezulu.

Inyathelo 6: Sukuyeka Iphulo Uze Ubulele Wonke Umntu

Emva kwephulo, ngokukhawuleza thumela ii-imeyili zakho zombulelo kubo bonke abanikeli kunye nakumaziko emali. Quka uqhagamshelwano kwingxelo yesishwankathelo ebonisa unyuko olupheleleyo, inani labathathi-nxaxheba, kunye nesiphumo esikhethekileyo (umz., “U-$500,000 iza kunika iintsapho ezisweleyo ukutya okuyi-1000). Yabelanani amabali empumelelo kwi-webhsayithi yakho kunye namajelo eendaba. Ukuqwalasela ekuboneleni ngokubanzi. Kwakhona qwalasela ukuthumela isiqinisekiso esincinane somzimba okanye isatifiketi kwinkoliso esebenzayo.

Inyathelo 7: Hlola Amanyathelo Alandelayo Uze Ucebe

Ingxelo yephulo: Ziziphi iindidi zemijelo ephuculiweyo ezaye zasebenza ngcono, ezinjani iziqhagamshelanisi ezatsala iminikelo emininzi, iindleko eziqhelekileyo, nexabiso eliphakanyisiweyo kwidola nganye. Sebenzisa ezi nkcukacha ukuphucula indlela oza kuqhuba ngayo iphulo elilandelayo. Zisebenzisele ukulungiselela ukubonelela abaxhasi abaphezulu uze ubuze enoba bakulungele kusini na ukucebisa abathathi-nxaxheba abatsha.

Ukoyisa ucelomngeni oluqhelekileyo kwiNgxowa-mali yoontanga ukuya kutsho kwiPeerrais

Nangona zininzi iingenelo zoku, ukuqokelela iP2P akunamiqobo. Ukuzazi ezi ngxaki kunokukunceda ucombulule iingcinga zakho.

Ukudinwa nokuzibhokoxa

Abaninzi abafuna ukubonelela ngemali baziva bengakhululekanga ukucela imali kubahlobo. Yichaze ngokulungiselela izikripti ezijolise kwimpembelelo kunokuba zifune. Sigxininise ukuba bamema abahlobo ukuba babe yinxalenye yento ethile enentsingiselo, bangaceli ukuba bafumane uncedo. Babelane ngemizekelo yokubuza okunempumelelo. Nikani “umbuzo we-". ukhetho apho abaqokeleli bemali banokuncedisa khona kwiphulo ngaphandle kokucela imali ngqo.

Iplatform kunye neempikiswano zobuchule

Ii-litki zobuchule zingaphazamisa zombini izibonelelo zemali nabanikeli. Vavanya iqonga ngokucokisekileyo phambi kokunduluka. Ukunika isikhokeli esikhawulezileyo esinengxaki yokudubula kunye noqhagamshelwano ukuze uxhase. Qinisekisa ukuhambelana kweselula, njengepesenti enkulu yemoto yeP2P ivela kwii-cellphone.

Ukuzibandakanya Okuphantsi Nesihlomelo

Abanye abaxhasi bemali bangaqalisa ngamandla kodwa baphelelwe ngamandla. Ukulwa oku ngonxibelelwano oluthe rhoqo, ukhuphiswano lobuhlobo (iibhodi, imingeni yeqela), kunye nezihloniphi ezimangalisayo. Ukuphuma komntu ngamnye kubasebenzi bephulo kungaphembelela. Sebenzisa inkqubela ukuze ubonise ukuba iphulo lisondele kangakanani kusukelo lwalo, nto leyo ebangela ukuba ube nemvo yongxamiseko.

Ukuqokelelwa kwemali kunye nenkcubeko yogcino-lwazi

Qinisekisa ukuba iphulo lakho lempiliso lihambisana nemithetho enxulumene nokucela uncedo kunye ne-data, ingakumbi ukuba usebenza ngaphaya kolawulo oluninzi. Yiba neemfuno ezicacileyo zenkonzo kubaxhasi bemali. Sebenzisa iqonga eliphatha ugcino-lwazi lomnikeli ngokukhuselekileyo kwaye unika abanikeli ulawulo lolwazi lwabo.

Amabali empumelelo yehlabathi lokwenene:

Ukuze ubone indlela okunamandla ngayo ukuqokelela iP2P, qwalasela le mizekelo yecandelo ezahlukahlukeneyo.

Ingxaki Ye - ALS Ekhoyo

Mhlawumbi eyona phulo yaziwayo yeP2P embalini, i-Ice Bucket Challenge yanyusa ngaphezu kwee-R35 zezigidi zezigidi zophando lwe-ALS ngo-2014. Abathathi-nxaxheba bazifota belahla amanzi omkhenkce entloko yabo, becel ’ umngeni abanye ukuba benze okufanayo okanye banikele, baze babelane ngeevidiyo kwi-media. Ngoxa eli phulo lineentsholongwane, labonisa indlela elilula, elinolonwabo, nenyathelo elinokusetyenziswa kunye elinokukhuthaza izigidi zabantu.

Isikhuseli sezilwanyana zasekuhlaleni: “Imbumba 5K”

Ikhusi elincinane lezilwanyana kwi-Midwest lakhupha i-5K ibaleka apho abathathi-nxaxheba baphakamisa izifungo ngemayile enye. Basebenzisa iqonga elilula le-P2P kwaye banika ingxowa-mali nganye ngeposi ephathekayo malunga nomsebenzi wekhusi. Iphulo lanyuka ii-$800,000/8.Phondo lanyusa usukelo kwaye laphumela kwabanikeli abatsha abangama-30 ngenyanga. Isitshixo yaba lunxulumano lwezeemvakalelo: abanikazi bemali babengabaxhasi abafuyileyo abanolwamkeli abanolwa nabo babelana amabali abo okukhulisa umntwana.

Intlangano Yezempilo Yezizwe Ngezizwe: Iphulo Lokuzalwa Lemali

Impilo yomhlaba wonke engekho mvulweni yakhuthaza abaxhasi ukuba benze iimali zomhla wokuzalwa kwi-Facebook. Abathathi-nxaxheba bacela abahlobo ukuba banikele kunokuba bathenge izipho. Umbutho wanikezela iibhodi ezibhalwe kwangaphambili kunye nevidiyo yokubulela evela kubasebenzi basentsimini. Ngaphezu konyaka, iimali zemali zomhla wokuzalwa ezingama-5000 zinyusa i-R340 000, nge-avareji esezantsi yomthwalo wabezo nxaxheba kunye nokudityaniswa kwezentlalo-ndaba kwayimpumelelo.

Impumelelo elinganisiweyo: Isiseko semetrics ukwenzela Iphulo le-Expellic- ukuya- Kwinkangeleko

Ukuvavanya nokuphucula imigudu yakho yeP2P, khangela ezi nkcukacha zibalulekileyo:

Imali ekhoyo enyusiweyo vs. usukelo. Le yeyona mpumelelo icacileyo.
[[UMTL: 0] Inani lemali-mali kunye nomlinganiselo wobungakanani obunyusiweyo kwingxowa-mali nganye. Umlinganiselo ophezulu ucebisa ukuba abanikeli bemali babotshwe kakhulu okanye babe neenkqubo ezityebileyo.
[[FLT: 0] Ukufumana : bangaphi abanikezeli bexesha lokuqala abanikelwa ngeli phulo? P2P igqwesa ekuziseni abaxhasi abatsha.
[[FLT: 0] Izinga lokuguqula : kwabo batyelela iphepha elinika imali, liliphi ipesenti elinikelweyo? Oku kubonisa ukusebenza koyilo lwephepha kunye nokuthumela imiyalezo.
Isabelo sokwabelana kunye neembono : ukulinganisa ukufikelela kwemali ebhankini kumacala aphakathi.
[[UMTL:0] i-cost nge-dola nganye enyusiwe: amaxabiso ephulo apheleleyo (imali yemali yeplatform, ixesha, izikhuthazo) zohlulwa yingeniso epheleleyo.
[[UMTLL: 0] Inkumbulo yecala : khangela ukuba ngaba abanikeli bephulo banikezela kwakhona kwiinyanga ezili-12. Abanikeli badla ngokuba nenkumbulo ephezulu.

Utyekelo lwexesha elizayo kwiNgxowa-mali yokuBonisa i-OARF

Umhlaba ujikeleza ngokukhawuleza. Nazi intsingiselo yokujongwa:

Ukuhamba ngeGada eDala

Iinfo ezifana ne-Twitch ne YouTube zinceda ukunikezela imali yexesha eliyi-69 edlula kwimijelo ephilayo. Imidlalo kunye nabaphembeleli baphakamisa imali ngeli xesha besasaza, besenza ukuganana okukhawulezileyo. “Ulwesibini” ngoku luquka iziganeko ezikhoyo eziziintloko.

Ubuntu bakho obunamandla

Ubuchule bokwenza bunganceda ekudibaniseni iingxowa-mali namabali alungileyo neziqhagamshelanisi. Ezinye iinguqu ngoku zinikela amacebiso aluncedo kwimigca ye-imeyili okanye kumaxesha okubekwa kwezixhobo zezentlalo asekelwe kwihambo yomnikeli.

Iziganeko Ezihlambulukileyo

IPPP-pandemic, amaphulo amaninzi aphumelelayo eP2P adityaniswa kwimbutho 76person enamalungu acacileyo. Abathathi-nxaxheba bangahamba kwimimandla yabo ngeli xesha besavakalelwa kukuba yinxalenye yoluntu olukhulu. Iimodeli zeHybrid zinyusa ukufumaneka nokufikelela.

Ukunika okuhambayo okuqala nokukhawulezayo

Kuninzi lweenqwelo-mafutha ezivela kwizixhobo zeselula, ukuqokelelwa kwemali ye-SMS (iimali ezisekwe kwi-oyile) kunye namaqhosha okunikela anqabileyo angomnye 93 ayaba ngumgangatho. Okukhona kulula ukunikezela, kokukhona unyuko luphezulu

Ukuxhotyiswa kweNgxowa-mali ePhakathi

Iinstagram, ne-TikTok ngoku zakha ``````in contraiform''. Oku kuvumela abaxhasi ukuba benze amaphulo ngaphandle kokushiya iprografi, ukhupho olunciphisa ngokuphawulekayo. Iintlangano kufuneka zamkele ezi zixhobo zomthonyama ngeli lixa zigcina ugcino-lwazi lwazo.

Isiphelo: Makhe Sivelise Amandla Asekuhlaleni

Ukunikezela ngentlawulo yoontanga kumela enye yezona ndlela ziyinyaniso nezinokufumaneka zokukhulisa inkxaso ukwenzela injongo yoncedo. Ngokusuka kwintlangano . ngokusuka kwizicelo eziceliweyo zokuxhasa amaphulo okuxhasa, utsalela kumandla olwalamano lobuqu, ukuthembana, kunye nokuqinisekisa intlalo. Isiphumo asikokufumana imali eninzi kodwa kukuganana okunzulu, ukuphana okunzulu, kunye noluntu olomeleleyo.

Impumelelo ifuna ucwangciso olufanelekileyo, izixhobo ezifanelekileyo, kunye nenkxaso eqhubekayo kubaxhasi bamathala akho. Kodwa umgudu uyaphumelela. Enoba uqalisa iphulo lokuhamba ngeendawo, ingxowa-mali yomhla wokuzalwa, okanye ucelomngeni lwenyani, imigaqo ihlala injalo: unike amandla abaxhasi bakho, ubalise amabali anyanzelisayo, uze ubhiyozele yonke iminikelo.

Ngoku lixesha lokusebenzisa amandla ontanga ukuqokelela intlangano yakho. Qala incinci, funda kugcino-lwazi, kwaye linganisela oko kusebenzayo. Umba wakho unako ukufikelela kude ngaphaya komsebenzi wakho wenethwekhi onawo ngoku.