Ukwazisa: Xa Irhafu Yakho Ifuna Ukujongwa Kwakhona

Ukubuyisela irhafu kunqabile ukuba kube sisiganeko esinye nesodwa sabemi abaninzi. Iimpazamo zenzeka, ulwazi olutsha lufika, okanye imithetho yerhafu iyatshintsha ngokusebenza. Le migaqo yeNqanda yeNgeniso (IRS) inika inkqubo esesikweni ukulungisa ukubuyiselwa okubekwe ngaphambili: ukubuyiselwa kwerhafu okulungisiweyo. Ngelixesha ingcamango yokulungisa imbuyekezo isenokuziva esoyikeka, ukuqonda imithetho, ixesha elimisiweyo, kunye nenkqubo ezithile ezithi ngqo zisuse ukungaqiniseki. Le ndlela igqubuthela yonke into efuna abemi ukuyazi ngokubuyisela irhafuthelo, ukusuka kwisizathu sokuba kufuneka umntu agqibe inkqubo ngokunempumelelo nokuphepha imigibe ebiza imali eninzi.

Ukubuyiselwa kotshintsho asikokuvuma ububi; lilungiselelo lomgaqo lokulungisa elisetyenziswa zizigidi zamaMelika nyaka ngamnye. Enoba uphuthelwe isincopho, ungenise inani lokhuseleko loluntu olungachanekanga, okanye uqaphele ukuba uthenge ingeniso evela kunyaka ongalunganga, ukuhlawula iingxelo zakho zokubuya zinyanisile kwaye uhlawula kuphela oko ufanele ukukuhlawula ngokusemthethweni.

Kuyintoni Ukubuyiselwa Kwerhafu Enyulu?

Ukubuyiselwa kwerhafu okulungisiweyo yifomu engeniswe kwi IRS ukulungisa iimpazamo okanye ukwenza utshintsho kwimbuyekezo yerhafu esele ibekwe. Ifomu yokuqala esetyenzisiweyo yi Fm 1040-X, Amented U.S. Umntu ngamnye u-Infeate Traxity Buyiselo lwerhafu[. Kubalulekile ukuqonda ukuba ukubuya kotshintsho yiyo hayi njengokulungisa impazamo yezibalo elula; i-IRS ilungisa iimpazamo zezibalo ngokuzenzekelayo. Ukubuya okuqhelekileyo kuyafuneka xa ufuna ukutshintsha ingeniso, izihluzo zobucala, ukuqokelelwa kwetyala, okanye nawuphi nayiphi nayiphi na enye into echaphazela irhafuthelisa irhafu yakho.

Abami bangabuyisela kuphela umva wonyaka werhafu kunye nesithathu sangaphambili iminyaka yerhafu. Umzekelo, ngexesha le fayile yonyaka ka 2025, ungalungisa u 2024, 2023, 2022, kunye 2021 ubuyiselo. Le window yeminyaka emithathu ibalulekile kwintelekelelo, njengoko ichazwe kamva.

Izizathu Zokuqokelela Irhafu Ehlawulelweyo

Iimeko ezininzi eziqhelekileyo zifuna ukuqokelela ubuyelo olulungisiweyo. Ngezantsi luluhlu olwandisiweyo olunemizekelo esebenzisekayo ukukunceda ugqibe ukuba ulungiso luyimfuneko kusini na.

  • [[NTL:0] Ukunika ingxelo yengeniso. Ulibele ukuquka iW-2 kwimisebenzi yenxenye, okanye 1099-neC yomsebenzi okhululekileyo ofike emva kokuba ubhalile. Okunye kubandakanya ukulungisa umlinganiselo weengenelo zoKhuselo lweNtlalo-ntle okanye imbuyiselo yokungaqeshwa.
  • [[NTLA] Ukuhlawula iincopho ezibekiweyo okanye iityala. Mhlawumbi wafumanisa ukuba ukufanelekele ukuhlawula irhafu egadiweyo (EITC), ityala lerhafu yabantwana, okanye ityala lerhafu leMelika emva kokugcinwa kwereji. Okanye ulibele ukuphelisa iminikelo yoncedo okanye iindleko zezonyango.
  • Ugcina imeko yakho yefatyi. Wayigcina njenge Ongatshatanga kodwa kamva waqonda ukuba ubunokuyigcina njengeNtloko yeNtloko yeNdlu yoMzi ngenxa yokuxhomekeka komntu ofanelekileyo. Okanye watshata ngoDisemba 31 kwaye kufuneka ubhale ngokudibanisa endaweni yokungatshati.
  • [[UMTL: 0] Ukulungisa irhafu okanye iityala. Ubolek'ityala elinokubuyiselwa elibaliweyo elingachananga, okanye kufuneka ulungise umlinganiselo wemali yerhafu eqikelelweyo okanye ukunqikatha okuxelweyo.
  • Udwelise iimpazamo kwiimeko ezixhomekeke. Udwelise inani loKhuseleko loluntu oluxhomekeke kwingingqi ngokungalunganga, okanye i-alsk kufuneka ijongwe ekubuyeni kwakho kodwa ithatyathwe ngomnye umntu (okanye ngokuchaseneyo).
  • Isiseko sokurhweba okanye ukufumana kwintengiso yempahla. Oku kuqhelekile xa kuxelwa ukuthengiswa kwezitokhwe, impahla, okanye ukufihla indleko. Ukuba isiseko sexabiso besingalunganga, inzuzo okanye ilahleko ifuna ukuthengwa.

Ayiyomposiso yonke efuna ulungiso. Ukuba impazamo yimposiso yezibalo elula okanye udweliso olulahlekileyo, i IRS ingayilungisa kwaye ithumele isaziso. Noko ke, ukuba utshintsho luchaphazela irhafu yakho epheleleyo, ifrend, okanye umba wetyala, kufuneka ubhale ifomu ye 1040- X ukuqinisekisa iirekhodi zakho zichanile.

Indlela yoku faka ifayile Irhafu elungisiweyo: Isikhokelo senyathelo ngalinye

Inkqubo yokulungisa ubuyelo olulungisiweyo ilula kodwa ifuna ingqalelo elula. Ngexa usebenzisa i-software yerhafu ukulungiselela Ifomu ye 1040-X, ifomu kufuneka ithunyelwe ngeposi (i-e-file yerhafu enkulu (i-IRS iqhuba i-e-fil-X kwiimeko ezilinganiselweyo, kodwa njengo-2025, uninzi lufakelwa iphepha). Landela la manyathelo:

Inyathelo 1: Hlanganisa ukubuya Kwakho Kwasekuqaleni nawo onke Amaxwebhu Amatsha

Phambi kokugqiba Ifomu 1040-X, fumana ikopi yembuyekezo yerhafu yakho yokuqala. Kwakhona qokelela nawaphi na amaxwebhu amatsha axhasa utshintsho, njenge W-2s elungisiweyo, 1099s, ii-lisithi, okanye amaxwebhu ephepha. I-IRS ifuna inkcazelo ecacileyo yotshintsho ngalunye, ngoko ukuba namanani akuqala kunye nezilungisi ziyimfuneko.

Inyathelo 2: Ifomati epheleleyo 1040- X

Ifomu 1040-X inemihlathi emithathu: Ikholam A (umlinganiselo wokuqala okanye njengoko ulungisiwe ngaphambili), Ikholam B (utshintsho), kunye nomqulu C (umlinganiselo olungisiweyo). Kufuneka uzalise kuyo yonke imihlathi. Le ndlela ikwanecandelo lokuchaza utshintsho/- beka ngokungqalileyo kangangoko kunokwenzeka. Umzekelo, “Umvuzo odityanisiweyo wokuqala okanye olungisiweyo u-$50,5,000 - yongezwa iW-2% ungekho kwi XYZCOS Corp.” Ungabhali nje “jonga.” I- IRS ifuna ukuqonda isizathu.

Inyathelo 3: Lungiselela Naziphi na Iifomu Okanye Iidrafti Ezizezinye

Ukuba utshintsho luchaphazela ucwangciso okanye uhlobo lwetyala, dibanisa uguqulelo olulungisiweyo. Umzekelo, ukuba udibanisa isinyusi senzala yomfundi, dibanisa iShedyuli elungisiweyo 1. Kwintlupheko kwingeniso yekomkhulu, dibanisa iShedyuli D elungisiweyo. Ukubuya okulungisiweyo makuquke zonke iintlobo ezitshintshayo ngenxa yokulungisa.

Inyathelo 4: Tyikitya kwaye umhla ifomu

Imposiso eqhelekileyo kukulibala ukutyikitya ibuya elilungisiweyo. Ukuba utshatile kwaye udityanisiwe, omabini amaqabane kufuneka atyikitye. Iindlela ezibuyayo ezingasayinwanga azigqalwa njengezisebenzayo kwaye zizakubuyiselwa kuwe, libazise nayiphi na i refrection.

Inyathelo 5: Thumela kwidilesi ye IRS echanekileyo

I IRS ineedilesi ezahlukeneyo zoposa zixhomekeke kwimeko yakho nokuba ufaka intlawulo kusini na. Khangela imiyalelo yefomu 1040- X ukufumana idilesi elungileyo. Musa ukuthumela ulungiso lwakho lokubuyela kwidilesi enye esetyenziselwa ukubuya kwakho koqobo. Ungasebenzisa i IRS [[FLT: 0] Apho kwifayile Peace Realog [[FLT: 1] iphepha lokhokelo.

Inyathelo 6: Buyela Kude

Emva koposi, ungakhangela ubume usebenzisa isixhobo se IRS kwi Internet Aphi ibuya Lam Eliceliweyo?. Esi sixhobo sinika uhlaziyo kusini na ukuba ukubuya kufunyenwe, kusetyenziselwe, okanye kugqityiwe. Ukulungelelanisa ukubuya okulungisiweyo kungathatha iiveki ezili-16 (mhlawumbi kudala), ngoko ke umonde ungundoqo.

Ukuqonda indlela ye1040-X kwinkcukacha

Ifomu 1040-X ayiyi bomvuo epheleleyo yobuyelo lwakho lokuqala. Endaweni yoko, yifomu yoxolelaniso ebonisa umahluko. Ifomu ineenxenye ezintathu ezingundoqo:

  • Iqela I: Intelekelelo, ingeniso, irhafu, irhafu, ibhatala. [[FLT: 1] Yindawo apho udwelisa khona inani lokuqala, utshintsho, kunye neenani ezilungisiweyo zomgca ngamnye.
  • [[FLT: 0] Icandelo II: Ukuchazwa kweenguqu.[FLT: 1] Icandelo elibaliselayo apho uchaza khona utshintsho ngalunye kwisiNgesi esicacileyo. Yibanolwazi nobhekiso oluthe ngqo okanye udweliso lwemigca okanye ucwangciso loonobumba.
  • [[FLT: 0] Part III: Utyikityo. Njengoko kuphawulwe, oku kufuneka kutyikitywe nguwe (naliqabane lakho ukuba lilungu).

Ungadibanisa amaphepha awongezelelekileyo ukuba ayafuneka, kodwa i IRS icebisa ukugcina iinkcazelo ezifutshane. Ukuba uthenga ngaphezu konyaka omnye, kufuneka ufake ifomu eyahlukileyo 1040-X ngonyaka ngamnye.

Imigca Ebalulekileyo Yokubuya

Ukungawugqibi umsebenzi ogqityiweyo kuzakubulala ithuba lakho lokufumana uhlahlo-hlengiso okanye ukulungisa ityala. Nantsi imida yexesha elibalulekileyo:

  • Umthetho oneminyaka emithathu we-freyithi: Ukuba ufuna i-refoundation, kufuneka ubhale ifomu 1040-X kwiminyaka emithathu ukusuka kumhla obekekileyo wokuqala ukubuya. Ukuba ubeke imo ephambili (umz., Matshi 1 ngexesha lonyaka we-15), i-IRS ibala iminyaka emithathu ukusuka kumhla wokuqala olindelekileyo (April 15), hayi umhla wokuphuma. Ukuba ubekelwe emva kwexesha, iminyaka emithathu iqala kumhla obekiweyo.
  • umthetho weminyaka emibini wetyala elithile: Ukuba uthi i-freending esekelwe kwityala lerhafu yerhafu yasemzini, ixesha likwiminyaka emibini ukusuka kumhla owuhlawule ngawo irhafu. Ukufutshaniswa kwemithetho emibini kuyasebenza.
  • [[UMTL: 0] irhafu edityanisiweyo efunekayo: Ukuba unetyala lerhafu eyongezelelekileyo, akukho xesha lingqongqo lokucwangcisa ityala, kodwa kufuneka ubhale ifayile ngokukhawuleza kangangoko kunokwenzeka ukuphelisa izigwebo nenzala kwityala. Okukhona ulinda, kokukhona unetyala elininzi.
  • [[FLT: 0] Ilawula imiqathango: I-IRS iqhele ukuba neminyaka emithathu ukusuka kumhla owufakayo uvavanya irhafu eyongeziweyo. Ukubuya kotshintsho lunganwebela eli xesha kwizinto ozigcinayo.

Ukuba akuqinisekanga ukuba usekwifestile kusini na, jongana nogqirha werhafu. Lo mthetho weminyaka emithathu unyanzelekile ngokupheleleyo ngaphandle kwezi meko ezilinganiselweyo zoncedo lwentlekele okanye iimpazamo ze-IRS.

Ukujonga Abantu Abafayo Ngokukhethekileyo

Ukuba uthutho lwakho lokuqala sele luhlawulwa, ukubuya kotshintsho kungaphumela kwi-refounds eyongezelelekileyo. Ifestile yeminyaka emithathu ithetha ukuba ukuba ubeke ubuyelo lwakho lwama-2020 ngoAprili 15, 2021, unode ube ngoAprili 15, 2024 ukuya kutsho kwisiphelo. Emva kwalo mhla, nayiphi na i-frest yalo nyaka ilahlekile. Oku kusebenza kunyaka ngamnye olandelayo.

Iimpazamo Eziqhelekileyo Ofanele Uziphephe Xa Ubuyela Ngokulula

Kwanabalawuli abanamava banganikezela kwinkqubo yokulungisa. Ngasezantsi zizinto ezisoloko zikho kwaye zinokunqandwa njani.

  • Ukusebenzisa uhlobo olungalunganga. Ngamaxesha onke sebenzisa ifomu yonyaka yangoku 1040-X. Ukusebenzisa uguqulelo oluphelelwe lixesha kuzakubangela ulibaziseko lokuqhubekekisa.
  • Ayiqhobosheli uxwebhu oluxhasayo. Ukuba utshintsho lwakho lusekelwe kucwangciso olulungisiweyo lwe W-2 okanye oluxhasayo, quka ikopi. I-IRS ingayicela kamva.
  • Ukuzichaza ngokucacileyo iinguqulelo. Inkcazelo ye Vague efana “nengeniso etshintshiweyo” ayanele. Bhala “umvuzo owongezwe ngu $2,000 ngenxa yokungafumaneki kweW-2 kumqeshi wesibini.”
  • [[FLT: 0] Ayinakutyikitya ifomu. Ifomu engenaphawu 1040-X ayisebenzi. I I-IRS izakubuyisela kuwe, kwaye kuzakufuneka uqale ngaphezulu.
  • [[UMTL: 0] Ithumela kwidilesi engalunganga. I IRS inamaziko amaninzi okuqhubekekisa. Sebenzisa idilesi kwimiyalelo; musa ukusebenzisa idilesi esuka kwigophe lakho lokuqala ngaphandle kokuba iyafana.
  • [[FLT: 0] Ukukhangela xa kungafunwa. Njengoko kukhankanyiwe, iimpazamo zezibalo kunye nocwangco olulahlekileyo lusoloko lulungiswa ngokuzenzekelayo. Khangela I IRS isaziso phambi kokucwangcisa imposiso. Intengiselwano ngokungeyomfuneko ingenza uqhubekeko olungahambelaniyo.
  • [[FLT: 0] ibuyisela irhafu yemeko. Uninzi lwamazwe lunenkqubo yalo yokulungisa. Kuza kufuneka ulungise imo eyahlukileyo elungisiweyo ukuba iinguqulelo zichaphazela ingeniso yombuso wakho.
  • Ungakhangeli isimo. Xa sele ifakiwe, sebenzisa isixhobo sokulandelela. Ukuba awuwuva emva kwiiveki ezili-16, biza i-IRS kwinani elinikiweyo kwisixhobo.

Ixesha Lokufuna Uncedo Loogqirha

Nangona abemi abaninzi benokukwazi ukusingatha izilungiso ezilula, iimeko ezinzima zifuna ukhokelo lobuchule.

  • [[UMTL: 0] Uneminyaka emininzi yokuphela. Izilungisi zeminyaka emithathu okanye emine zifuna ulungelelwaniso oluneenkcukacha kwaye zithwala umngcipheko ophezulu wempazamo.
  • Utshintsho lwakho lubandakanya imiba yerhafu entsonkothileyo. Umzekelo, ukulungisa ukuhla kwexabiso lexabiso kwimpahla yokuqesha, ukubala umnatha osebenzayo othwele iibacks, okanye ukuxela intengiso yokufihla irhafu.
  • [[UMTL: 0] Uphantsi kophicotho-zincwadi lwe-IRS. Ukuba i-IRS sele ihlola ukubuya kwakho, ukuphendla kungakhohlisa. Ingcali yerhafu ingasebenzisana nophicotho.
  • [[UMTL: 0] Unetyala elibalulekileyo lerhafu eyongezelelekileyo. Abacebisi bangakunceda ukuba ulungise intlawulo, ucele isohlwayo sebhaso, okanye uphando lwezivumelwano zequmrhu.
  • [[UMTL: 0] Kufuneka uphelise unyaka werhafu ovaliweyo ngoku. Kukho okunqabileyo okungakhethwanga (umz., ukuwiswa kwemali, impazamo ye-IRS) efuna ukuphathwa kobuchule.

Inkonzo yerhafu enika umxhasi wenkonzo yerhafu ikwanguvimba wabemi abajongene nobunzima ekucombululeni imiba yerhafu, kuquka ukubuya okucwangcisiweyo.

Impembelelo Ekubuyiseni Irhafu Yaseburhulumenteni

Ulungiso lobuyiselo kuzwelonke phantse rhoqo luchaphazela ubuyelo lwerhafu yakho yombuso. Umbuso ngamnye unefomu yokubuya elungisiweyo (uhlobo lwezwe lwefomu 1040-X okanye ileta elula). Kufuneka wenze imo eyahlukileyo xa imende ye-mende yezwe lonke ilungisiwe. Amazwe amaninzi ayazilungisa ngokuzenzekelayo ukuba ufaka ulawulo lwezwe, kodwa amanye afuna ukuba uqalise utshintsho lwezwe. Khangela i webhsayithi yemali yemali yesebe lemali ukuze ufumane imiyalelo ethile ethile ethile. Umzekelo, eKhalifoniya, usebenzisa iFomu 540-X, ngexa eNew York usebenzisa iForm IT-201.

Ukungaphumeleli ukucwangcisa utshintsho lwezwe kungakhokelela kwisohlwayo esahlukeneyo nakwinzala. Nokuba imeko yakho ayifuni kulungiswa ngokusemthethweni (amanye amazwe ayamkela ukubuya kolawulo olulungisiweyo), kububulumko ukuqinisekisa ngegunya lerhafu.

Ukukhangela Indlela Oza Kubuya Ngayo Nento Oza Kuyilindela

Emva kokuposa iFomu yakho 1040-X, i IRS izakuthatha iiveki eziliqela ukuyiqhuba. Ixesha lokuqhubekekisa eliqhelekileyo ziiveki ezisibhozo ukuya kwezili-16, kodwa ngexesha lencopho yamaxesha (umz., emva koAprili 15) ingaba yende. Ungafumana inkqubela usebenzisa Icebo le My Amented Returd? , elihlaziya kanye ngosuku. Uzakufuna inani lakho lokhuseleko lwentlalo, umhla wokuzalwa, nonyaka werhafumbhiso.

Ukuba i IRS ifuna ulwazi olongezelelekileyo, baza kuthumela ileta. Phendula ngokukhawuleza ukuphepha ulibaziseko olungaphaya. Ukuba utshintsho lwakho luza kubuyiselwa, luza kuthunyelwa ngokwahlukileyo kwimali ebuyiselweyo yantlandlolo. Ukuba unetyala elongeziweyo, kufuneka uyihlawule ngokukhawuleza kangangoko kunokwenzeka ukulinganisela inzala nesohlwayo. I-IRS ityala nzala ephantsi kwentlawulo yomhla wokuqala wokubuya.

Inqaku elinye elibalulekileyo: Ukulungisa ukubuya okulungisiweyo akukukhuseli ekuphicothisweni kobuyiselo qobo. I-IRS iyakwazi ukuhlolisisa ifatyi yakho yantlandlolo ngaphakathi komthetho wesithintelo. Noko ke, ukulungisa iimpazamo ezaziwayo ngokulungisa kubonisa ukholo olulungileyo kwaye isenokunciphisa izigwebo.

Isiphelo: Ukulawula Iingxelo Zenu Zerhafu

Ukulungisa imbuyekezo yerhafu elungisiweyo yinkqubo ecacileyo enika abemi amandla okulungisa iimpazamo nokukhusela ukuma kwabo kwemali. Nokuba uphuthelwe ityala elixabisekileyo, uxelwe ingeniso engachanekanga, okanye ubume beshedi obutshintshileyo, Ifomu-X inika indlela ecacileyo yokulungisa irekhodi. Ngokuqonda izizathu zokulungisa, ukulandela inkqubo yenyathelo ngenqanaba, kunye nokucwangcisa ixesha, ungawusebenzisa lo msebenzi ngentembelo. Isitshixo kukuthatha umsebenzi ngokukhawuleza.

Lusoloko ugcina imibhalo yembuyekezo yakho yasekuqaleni, onke amaxwebhu axhasayo, kunye nokubuyiselwa okulungisiweyo ukukugcina. Sebenzisa isixhobo sokulandelela inkqubela-phambili ye-IRS, kwaye musa ukuthandabuza ukubuza kugqirha werhafu kwiimeko ezinzima. Ngokufanelekileyo, ukubuya kotshintsho akungomthwalo kodwa sisixhobo esixabisekileyo sococeko noxolo lwengqondo.

Ukhokelo lwe IRS olusemthethweni, lubhekisa kwi imiyalelo ye1040-X kunye [[FLT :2] Iphepha le FAQ . kwaye kwimithetho karhulumente ecacileyo, tyelela isebe le-webhsayithi yemali karhulumente.