Table of Contents
I-Australian Treasure ithe yamiselwa njengesebe eliphambili kwezoqoqosho kurhulumente wesizwe, isebenzisa impembelelo eninzi kwingeniso yemali yelizwe. Iziphumo zayo ezibonakalayo zeyoMbutho woManyano-mali wonyaka ngamnye, uxwebhu olubanzi olumisela inkqubo karhulumente yokuyila ingeniso nenkcitho, luchaza iindleko eziveziweyo, luze lulungise ukuma kwemeko yezoqoqosho kwizigidi zabantu base-Australia. Kodwa, indima yeSebe ingaphaya koqingqo-mali yobusuku. Lusebenza njengesixhobo esingundoqo sezoqoqosho sorhulumente, lujonge indlela yokulawula irhafuthezo zemali, ukulawula ulwalamano lwemali namazwe, lugcine ukuzinziwa kwenkqubo yemali, kwaye luqinisekisa ukulondolo lwezoqoqosho kwixesha elide. Ukuqonda nokutshintsha kwemisebenzi engundoqo ye-Rhwebioventi yesizwe kusetyenziswa ngayo kwaye kusetyenziswa ngendlela elungele ukusetyenziswa ngayo izigwebo zezoqoqosho.
IBhunga Lemali LaseOstreliya: Ingongoma Yembali Neyamahlelo
IBhunga leMali lelinye lamasebe asungulwayo eCommonwealth, asungulwa eFederation ngo1901. Imvelaphi yalo ikwimbutho yemisebenzi yamasiko nemisebenzi etshayelelo, umthombo oyintloko wengeniso karhulumente ngexesha elililo. Emashumini eminyaka, ukunyuka kwayo kwanwenwa ngokuphawulekayo ngapha nanga kokukhula kukarhulumente wesizwe. Ukwahlulwa okuphawulekayo kwenzeka ngo1976 ngokudalwa kweSebe leMali, elathabatha inxaxheba kunye nenkcithotho yemali, elishiya iNtozo zonke ii-mali kwimiba yemali, i-onkcitho yemali, irhafu, kunye nolawulo lwe-Espenstation ye-AS (A). Namhlanje, i-ACM) kunye ne-ASProunice (iiekhompumali) ye-A) i-AS (iekhompuza) kunye ne-AS, i-ASPhondo ye-ES) kwi-Entecial (evourage, i-EX, i-EX.
ISicwangciso soMgaqo-siseko: ISicatshulwa soHlaziyo loHlaziyo loHlahlo
Isiseko somsebenzi weNkcitho yeNkqutyana yeNkqutyana yeNkqutyana yeNkqutyana yoHlomelo 1998. Lo mthetho wesibonelelo wenzelwe ukwandisa ukubonakala nokuthembeka kwenkqubo yemali. Igunyazisa ukupapashwa kwamaxwebhu angundoqo ahlela inkqubo yoqingqo-mali. Ezi ziquka i-Fiscal Strategymentmentmentment, echaza iinjongo zexesha eliphakathi lemiqathango ye-fiscal, kunye nengxelo ye-Internationalraticmentationmental Report (IGR), epapashelwe qho ngeminyaka emihlanu ukuvavanya ukulondoloza ukugcinwa okude kwemali kukarhulumente kwiminyaka engama-40 ezayo. Le ngxelo ifuna umbatho lwemali ukuba kwenziwe unyuko lwezoqoqosho kunye no-Outccom (EFF) ngeentsuku ezilishumi zonyuso zibizwa ngokuba ngumnyusomi wonyulo ozinziswano wolu, ibonelelo oluzimeleyo oluzimeleyo, olungolukubonelelwa kubonelelwa ululawulo lukawonke-onke, lungaluvo lwasekuhlaleni
Uhlolo lwenkqubo yoHlahlelo loHlahlo loHlahlo-hlahlo-lwabiwo-mali
Umjikelo woqingqo-mali wonyaka yinkqubo ejikelezayo yohlalutyo, ingxubusho, kunye nokucocwa. Intsonkothile kakhulu kunokutsala nje iingeniso kunye nenkcitho. Le nkqubo ilawulwa ziinkqubo ezingqongqo zangaphakathi kunye neemfuno zowiso-mthetho zangaphandle ezilungiselelwe ukuvelisa ubuchule obudityanisiweyo.
Uqikelelo lwezoqoqosho nohlaziyo
Le nkqubo iqala ekuqaleni konyaka ngekhalenda kunye nokuxela kwangaphambili kwezoqoqosho kooNondyebo. Iingcali zezoqoqosho zeNkcubeko ziveza ujongo oluneenkcukacha lwe-GDP yomhlaba wonke, imfuno yasekhaya, umsebenzi, ukunyuka kwamaxabiso, kunye nemivuzo. Le mida inzima ngenxa yokuba igqiba isiseko serhafu kunye nexabiso leenkqubo zikarhulumente ezidityanisiweyo. Utshintsho olu-1% kulwandiso lweGDP lungaguqula umlinganiselo woqingqo-mali ngezigidi zeerandidi. Ezi ngxelo ziphantsi kokuvavanya ngokunzulu kokubini kwemizimba yasekhaya kunye nemizimba yezizwe efana ne-IMF ne-OECD.
IKomiti yeNjongo yeNkcitho (ERC)
Xa imilinganiselo yemali ibekwe, iKomiti yeSiphengululo seKhabinethi iyathatha indawo. I-ERC, edla ngokubekwa nguMphathi-mikhosi oMphathi-mikhosi noMphathi, ihlolisisa izindululo ezintsha zenkqubo ezivela kuwo onke amasebe karhulumente. Isicelo ngasinye kufuneka sibonise ukuxabiseka kwaso ngokuchasene noqingqo-mali olunzima. Oku kulapho indima yeNgcingela yemali isuka ekuxelweni kwangaphambili ukuya kukuphucula incoko kunye nengqeqesho, ivavanya iziphumo eziphezulu kunye nexabiso lemali yemali yemali yorhulumente ngamnye ophambili ngokuchasene nombono yoqoqosho olubanzi.
Uyilo lwengeniso nomgaqo-nkqubo werhafu
Ngokuzenzekelayo, iNgeniso yeQela leNgeniso leNdlela yeNkongozelo lisebenza kwinkqubo yerhafu. Oku kubandakanya ukufuzisela ingeniso yemithetho yerhafu ekhoyo kunye nokuyila naluphi na utshintsho olubhengeziweyo. Ukuntsonkotha kwenkqubo yerhafu yase-Australia, ukuquka irhafu yomntu ngamnye, irhafu yenkampani, iTrefu kunye neNkonzo yeNkxaso (GST), inzuzo egqithisileyo yerhafu, kunye nerhafu yomlinganiselo werhafu ephezulu, kufuna imizekelo engqinelanayo yendlela yokusebenza nokuyila imilinganiselo enzima ukuqikelela iimpendulo zokuziphatha kunye neempembelelo zokusasa. Lo msebenzi ungundoqo kwingqibelelo yoqingqoqingqo lwabiwo-mali.
Urhwebo nokhupho lombane
Inkqubo yoqingqo-mali ayigqibi ngobusuku boqingqo-mali. Umba wemali ukhupha uMdil-Unyaka wezoqoqosho kunye neFiscal Outlook (MEFO) mva ngonyaka wekhalenda. UMYEFO unika ucalulo oluhlaziyiweyo lwendawo yoqingqo-mali, ukuquka ugcino-lwazi lwezoqoqosho oluhlaziyiweyo kunye neziphumo zezigqibo zenkqubo ezithathiweyo ukususela kuqingqo-mali. Luxwebhu olubalulekileyo olunoxanduva olubalulekileyo, olusoloko luqulathe luneenguqulelo olubalulekileyo ekusebenziseni kunye nokuxelwa kwemali okubonisa ubugciphelo lwezoqoqosho lwehlabathi lonke.
IPhepha loHlahlo lwabiwo-mali uNombolo 1 noMgaqo-nkqubo
Isiphumo sokugqibela asiyosethi yamanani kodwa yingxelo ecwangcisiweyo. Bridget Iphepha No. [, evezwe yi-Moota, ngumthombo oyintloko wogcino-lwazi kunye nohlalutyo. Ichaza ucwangciso loqingqo-mali lukarhulumente, ixubusha iimbambano ezinkulu zezoqoqosho, kwaye inika iinkcukacha ezineenkcukacha zonyaka kunye noqikelelo olulandelayo olungaphambili, olusebenza njengembekiselo eqinisekisiweyo yoonolwazi kunye nabenzi benkqubo ngokufanayo.
Iimbopheleleko nemisebenzi
Iimbopheleleko zeBhayibhile ezisebenzayo zingahlanganiswa kwimimandla emininzi engundoqo echaza umsebenzi wayo wemihla ngemihla kunye nempembelelo yayo kuqoqosho lwesizwe.
I-Macro yezoqoqosho kunye noqikelelo
IQela leMacro enoqoqosho ligumbi le-injini le-Oventier. Ivelisa uqikelelo lwe-GDP, ukuxelwa kwangaphambili, kunye nohlalutyo lwezoqoqosho lwezizwe ngezizwe olusetyenziswa ngaphaya korhulumente. Eli qela likwalawula ukudibana kweNgxowa-mali nemibutho yezoqoqosho yamazwe ngamazwe njenge-IMF, i-OECD, ne-G20, iqinisekisa ukuba izilangazelelo ze-Australia zimelwe kwiingxoxo zenkqubo yehlabathi lonke.
Umgaqo-nkqubo werhafu neQela leNgeniso
Eli qela licebisa urhulumente ngazo zonke iinkalo zomgaqo-nkqubo werhafu, ukusuka kulwakhiwo olubanzi ukuya kumlinganiselo wobunyani othe kratya. Lilawula iSivumelwano seNtloko, esilinganisela imiqathango yerhafu (umz., ikomkhulu lifumana ilahleko, imiqathango yerhafu ephezulu). Imizekelo yeqela isetyenziselwa ukuthelekelela iindleko zonyulo kunye nempembelelo yokusasazwa kwemigaqo kwiintlobo ezahlukeneyo zezindlu.
Ukulungelelaniswa kweNkqubo yeMali noXwebhu
IBhunga lezeMali lidlala indima ephambili ekulungiseni inkqubo yolawulo lwecandelo lemali. Licebisa ngemisebenzi ye-APRIA, ASIC, i-RBA, ne-ACCC. Ilandela imilinganiselo yomhlaba wonke emiselwe yiKomiti yeBasel kunye neBhodi yezeMali, iBhodi yezemali iqinisekisa inkqubo yemali yase-Australia ukuba ihlale iqinile, ikhuphisana, kwaye isesikweni. Le ndawo ikhula ngokubalulekileyo ngokulandela inkqubo yeMali yezemali kunye neKhomishini yoMkhosi kwiNkquluko eMinisko eMini eMini eBank naseMacandelo eSunanuance.
Imicimbi yezemali kunye neeNkcukacha zoLawulo
Ukulawula ulwalamano lwemali phakathi kweCommonwealth kunye namaphondo kunye namaphondo kungumsebenzi omkhulu. Oku kubandakanya ukumisa ubungakanani beNguqulo Jikelele (ulwabelo lweGST) olusekelwe kwinkcazo evela kwiKhomishini yeCommonwealth Grants, kunye nokucebisana ngeMithetho yeSizwe neNkcubeko yeGunya leSebe kwimimandla enjengempilo, imfundo, nezindlu.
Ulawulo lwamatyala
I-Australian Office of Financial Management (AFM), ngaphakathi kwe-ovential fayo, ijongene nolawulo olufanelekileyo lwetyala loRhulumente weKhominalio. I-AFYM inika amatyala emali kunye namaPhepha emali ukuze kuxhaswe imali, ilawula imali karhulumente, kwaye iphumeze intengiso yemali ukuqinisekisa ukusebenza ngokutyibilikayo kwemakethe yomanyano lukarhulumente, umsebenzi obalulekileyo wozinzo lwemali yesizwe.
Ukuhlanganiswa kweBhanki yeReserve yaseOstreliya
Ulwalamano olubalulekileyo lwezemali lukhona phakathi kweTreasureyi kunye neBhange lemali. Umthetho usebenza ngenqanaba eliphezulu le-RBA ngokuzimela ngokwayo ekuqhubeni inkqubo yemali (ulawulo lwemali), ulawulo lwezoqoqosho olunempumelelo lufuna ukulungelelanisa okusondeleleneyo phakathi kwemiqathango yemali nezixhobo zemali. Umgcini-mali neRBA udibana rhoqo, kunye namagosa amaziko omabini athatha inxaxheba ekufushayeni inxaxheba. Ingxelo yeNdlela yeNdlela yeNdlela yeMphathi ye-Moneti Yomthetho, ivumelana phakathi kwemali neRBA, ichaza ukuqondwa komgangatho othe kratyayo kunye nemisebenzi yemali esetyenziswayo ingeniso exhasa imali. Le ngeniso icwangco projekthi yemali ikhupha irhafu yemali.
Uphando Lwangaphandle: Iofisi Yohlahlo - mali YePalamente
Ukongeza umaleko wophando oluzimeleyo lwemigaqo-nkqubo kuzo zonke iipalamente, hayi nje urhulumente wosuku. Ngelixesha i-PLT:0] inika ubhaqo logcino-mali olusemthethweni nolulungelelwaniso lwemali, i-PBO isebenza njengendlela yokuhlola kunye nokulungelelanisa, i-PBO inika uhlaziyo kunye nokuqinisekisa ukuba mhlophe. i-PBO ivelisa ii-PBO iziphumo zayo ezithe ngqo, hayi nje urhulumente wemeko zomjikelezomjikelezo wemali. Oku kunika ungenelelo olusemthethweni lolawulo kunye noluvo lwamashishini olungeleleneyo. Unxulumano phakathi kwe-PBO nobuchule be-PO, kunye nobuchule bokuqinisekisa ukubonakala.
Impembelelo yoqingqo-mali kumaQela aPhakathi
Ucwangciso loqingqo-mali lweNkcitho yemali lunempembelelo enzulu kubomi babantu base-Australia nasekusebenzeni kwezoqoqosho kwiicandelo ezininzi.
ISebe leMicimbi yeNkcubeko neLizwe leNkcubeko
Eyona ndawo inkulu yokuchitha imali karhulumente luKhuseleko noNyuselo lweNtlalo kunye neNyuselo. Imodeli yemali yempesheni yemali ehlawulwayo, imali yomhlala-phantsi, inkxaso yengqesho yeSebe, irhafu yerhafu, irhafu yomkhaya, kunye neNDIS yeSiko loLawulo lweNsimelelo soHwalasela iMiqathango yemali eqingqiweyo (NDIS). Izigqibo zoqingqo-mali malunga namaqondo okulinganisa imilinganiselo yemali, kunye neemfuno zemisebenzi zimiselwa ngqo yimida yemali emiselwe nguNovectorias ekubuzelaniseni abalungiseleli bezibuko. Ukuzibo abasebenzi bexesha elide be-NDIS kumele umngcipheko obalulekileyo kunye nocelomngeni oluphathekayo kunye noluhlanga olulawulwa ngokunxulumene noncedo lwemibutho lokuhambisa iinkonzo.
Ukunyanyekelwa Kwempilo Neemeko Ezimanyumnyezi
Inkxaso-mali ekhoyo yeSibhedlele soLungelo lwezempilo lweSizwe kunye neNkxaso yeNkcubeko yezeMpilo nezeNkcukacha iSicwangciso seMali (PBS) imela izibophelelo ezithe kratya nesandayo. INgcitho yeSebe lezeMpilo-ntle neNkxaso yoLuntu isebenza neSebe lokuDawula ukufuzisela iinguqu zamanani abantu kunye neenkcitho ezinxulumene nokunyuka kwamanani abantu abalupheleyo kunye neendleko zobugcisa bezezamayeza, ukuqinisekisa ukuba ezi nkonzo zibalulekileyo zisekho ngokufanelekileyo.
Ukhuselo nokhuseleko lwesizwe
Ukukhululwa kweNjongo yoNcitho oluBanzi yeNkxaso yoNxibelelwano kunye notyalo-mali olulandelayo lufake uxinzelelo olubalulekileyo kuqingqo-mali. INgciwo yeSebe leMali, idlala indima ephambili ekuvavanyeni ukufumaneka kwexesha elide kwenkqubo yekomkhulu lokhuselo, iqinisekisa ukuba ilungelelaniswe nezinye izinto eziphambili zesizwe ngaphandle kokuphelisa ukuxhaswa kwesizwe jikelele.
Isiseko kunye ne Net Zero
Inxalenye ephambili yoqingqo-mali yabelwa ukusetyenziswa kwezixhobo, zenzelwe ukunyusa imveliso nenkxaso yomsebenzi. IBhunga lezimali lihlola ukusebenziseka kwezoqoqosho kwimisebenzi emikhulu. Ngokufanayo, ukutshintshela kwi-nethi enomphunga kufuna uluntu oluninzi nokhuphiswano lwabucala, kwaye i-Cetary ingundoqo ekuyileni iindlela zokukhutshwa kwemveliso ekhutshwayo zinyusa ukuncitshiswa kwexabiso eliphantsi lezoqoqosho kuluntu.
Iingxaki Zemali
I-Australian Treasurer ijongene neqela leengxaki zexeshana ezidida amandla ayo afanelekileyo kunye nemigaqo-nkqubo. I-FTRUTIL Uhlalo lwemali olukwimeko engundoqo. Ngelixesha ixabiso linokunyusa umlinganiselo wemali olinganayo okhoyo, ukungaphumeleli kwesakhiwo kungazinziswa ngenxa yokubhalisa kwicala lerhafu kunye nengcinezelo yokuchitha kwicala lokufuduswa kwerhafu. Uxanduva lwe-COVFID lwetyala, loxa kusetyenziswa kwezinye iindleko, lunyuse umqobo wemali ephambili. Ugcino-lwazi lwemali lubalase ukukhutha koqoqo lwemali kuzo zombini uhlahlo-mali kunye nobunzima behlabathi. Ukulinganisela kwemali enyanzelweni lwemali enyanzelweni lwemali kunye nemali ehlawulwayo yemali, ukusetyenziswa kwemali eluncedo, ukunyuka koncedo lwentlalo lwentlalo-enzelo-e-e-e-e-ementylective. [FFF] olusoloko lubalasel.[2] olubala ulu qha,
Isiphelo: Igosa Eliqhelekileyo
I-Australian Treasure ingaphezulu kakhulu kunenani lesebe elilawulayo. Liyisiseko solawulo lwesizwe, esijongene nobungangamsha bemali kawonke wonke. Ukusuka ekumiseleni imilinganiselo yemali eninzi yokuqingqa ukulungiselela inkqubo yerhafu, impembelelo yayo ichaphazela zonke iinkalo zezoqoqosho. Imithetho yeBhunga elawulayo ixhomekeke kwimigaqo yemithetho yemali yesizwe, ukubambelela kwimigaqo yemithetho yemali eqingqiweyo, ukudibana kwayo okuqinileyo nemiqathalo yezoqoqosho yehlabathi lonke, kunye nokulawulwa kwayo kwemibutho yemali entsonkothileyo exhobisayo kunika inkqubela yezoqoqosho ye-Australia. Nangona isoloko isebenza emva kwemiboniso yezoqoqosho, umsebenzi wengqesholo, umgangatho wemali, ukuzinziswa kwemali, ukuma kwemeko yezoqoqosho, nokuzimo zoqoqosho.