Ixesha lerhafu yenye yezi ziganeko zaminyaka le ezinokuvakala zisongamele, ingakumbi ukuba awuqinisekanga ukuba uza kuqala phi. Noko ke, ngemapu ecacileyo kunye nokulungisa kancinane, ukuqokelela irhafu yakho kusenokuba yinkqubo ecacileyo. Esi sikhokelo saphula inyathelo ngalinye elibalulekileyo, ukusuka ekuqokeleleni amaxwebhu okunikezela ubuyiselo lwakho, kwanokwenza oko umele ukwenze emva kwefayile. Ukuba ungumbhatala wokuqala okanye onobuchule, oku kukujonga ngokusuka kwibhatako lwerhafu kuya kukunceda uqhube inkqubo ngentembelo kwaye uphephe imigibe eqhelekileyo.

Ukuqonda Izinto Ezisisiseko Ezisisiseko Zerhafu

Ngaphambi kokuba uqalise ukudibanisa amanani ngendlela ethile, kubalulekile ukuqonda iingcamango ezisisiseko ezisisiseko zenkqubo yerhafu yase-U. Ifatyi echanileyo iqala ngokwazi oko kuhlawulwayo, into enokususwa, nendlela umsebenzi wokutyala osetyenziswa ngayo.

Amagama angundoqo omntu ngamnye ohlawula irhafu afanele azazi

  • Ingeniso ecacileyo: Le yingeniso yakho yonke evela kuyo yonke imithombo ethabatha uhlenga-hlengiso oluthile, iincopho, kunye nokukhulula. Kubantu abaninzi oku kuquka imivuzo, imivuzo, inzala, inzala, ingeniso, kunye nengeniso yeshishini. Ukuqonda into ebaluleke njengengeniso ehlawulwayo yerhafu linyathelo lokuqala ukunikela ingxelo ngokuchanekileyo.
  • Iingcebiso ezithex intelekelelo: Intelekelelo zinciphisa umthamo wengeniso yakho ephantsi kwerhafu. Ungakhetha phakathi komgangatho osezantsi (umlinganiselo wemali emiselweyo yedola exhomekeke kwimeko yakho yokuqokelela) okanye unikelo lwentengo (ukwenza iindleko zomntu ngamnye njengenzala yendlu yowiso-gazi, iminikelo yoncedo, kunye nexabiso lezamayeza). Uthengiso olusezantsi lwe-2025 ngu-R345 000 kubalawuli befayile abanye kunye ne $30 000 bezibini ezitshatileyo kunye. Ukukhetha indlela elungileyo kunganciphisa ngokuphawulekayo irhafu yakho yerhafu.
  • [[NTL:0] Amatyala athelekisayo: ngokungafaniyo nezincopho, ezinciphisa irhafu ohlawulayo, amatyala erhafu anciphisa ngokuthe ngqo ityala lakho lerhafu, idola ngemali. Amanye amatyala ade abuyiselwe, okuthetha ukuba ungafumana ityala ukuba lingaphezulu kwetyala lerhafu yakho. Imizekelo eqhelekile iquka ityala lemali ehlawulwayo yerhafu (ETC), ityala lerhafu yabantwana, kunye netyala lemali yemali yemali yemali ebhanki eMelika.

Ukwazile ezi ngcamango kuza kwenza yonke inkqubo yefashoni ingabinokoyikisa kakhulu. Ukuba akuqinisekanga ngegama, i-IRS inikeza inkcazelo ebanzi kwiwebhsayithi yayo [[FLT: 0]] ebanzi.

Inyathelo Ngenyathelo Ukukhokela Ukuhambisa Irhafu Yakho

Ngoku ke ngoko uyazazi izinto ezisisiseko, lixesha lokuqengqeleka imikhono yakho uze usebenze ngenkqubo yokugcina. Landela la manyathelo ukuze unciphise iimpazamo uze uphucule indlela osebenza ngayo.

Inyathelo 1: Lungisa Amaxwebhu Akho

Ukubuya kwerhafu ngempumelelo kuqala ngeengxelo ezicwangcisiweyo. Musa ukuzama ukuzalisa iifomu ezisuka kwinkumbulo, kunoko qokelela onke la maxwebhu alandelayo ngaphambi kokuba uqalise:

  • [[NTL:0] Amaxwebhu afunyenweyo: iifomu zeW-2 ukusuka kumqeshi ngamnye, 1099-NEC okanye 1099-MISC ukwenzela ingeniso yenzala, 1099-INT ukuze ufumane inzala, 1099-UNIKS-UNIKS-OSD ukuze kufumaneke ingeniso, kunye nayo nayiphi na intetho ebonisa ingeniso yeshishini okanye ingeniso yokuqesha.
  • [[NKQUBO:0] Ingxelo yeendleko ezingenakusetyenziswa: izikhuphi ngeerensi zamatyala ezonyango, iingxelo zenzala yendlu (Form 1098), iminikelo yoncedo, iimali zerhafu, kunye neerisithi zenkcitho yeshishini ukuba usebenzele ngokwakho.
  • [[UMTL:0] Iingxelo zentengiso: iingxelo ezivela kwii-akhawunti ezibonisa ingeniso okanye ilahleko yekomkhulu, kwakunye neengxelo zentengiselwano yeCalpto ukuba zifanelekile.
  • Amanani oKhuseleko loNtlalo, iqabane lakho, kunye nabo nabani na abaxhomekeke kulo. Kwakhona, fumanani irhafu kunyaka ongaphambili, njengoko isoloko iqulathe ulwazi oluphathekayo olufana nelahleko yekomkhulu.
  • Iingxelo zomvuzo: naziphina iirhafu eziqikelelwayo ozihlawuleyo kunyaka okanye naziphina iimali ezihlawulelweyo ezithe zasetyenziswa kunyaka ongaphambili.

Ukucwangcisa la maxwebhu kwincwadi enye (yokwenyama okanye yamanani) kuza kukusindisa iiyure zokukhangela kamva. Sebenzisa uluhlu lokukhangela kwi IRS okanye isoftware yakho yerhafu ukuqinisekisa ukuba akukho nto ilahlekileyo.

Inyathelo lesi-2: Menya Utyekelo Lwakho

Ubume bakho bokufaka irejista buchaphazela ukuhlaziywa komgangatho wakho, izibiyeli zerhafu, kunye nokufaneleka kweemali ezithile zetyala. Ezi meko zihlanu zezi:

  • [[UMTL:0] eyodwa – kubantu abangatshatanga abangalufanelekeliyo olunye ugcino.
  • Idityaniswe ngamaqela – izibini ezitshatileyo ezidibanisa ingeniso yazo nezicoci.
  • Ukubolekisa ngokwahlukeneyo – maxa wambi kuyanceda ukuba elinye iqabane lineendleko ezinkulu zezonyango okanye imali ebolekiweyo yabafundi.
  • [[UMHLA] Urhoxo lwasekhaya – kubantu abangatshatanga abahlawula ngaphezu kwesiqingatha seendleko zekhaya kumntu ofanelekayo (ngokufuthi umntwana okanye umzali oxhomekeke kuye).
  • Ukuqinisekisa ukuphumelela komyeni okanye umfazi – kubahlolokazi okanye abahlolokazi abaxhomekeke kwiqabane labo iminyaka emibini emva kokufa kweqabane.

Ukukhetha imeko efanelekileyo kubaluleke kakhulu. Umzekelo, ukuqokelela njengeNtloko yeNdlu Yasekhaya ngokuqhelekileyo kunika uhlaziyo olusezantsi nomgangatho osezantsi werhafu kunowomntu Ongatshatanga. Ukuba akuqinisekanga, isixhobo se-IRS kwi-intanethi okanye ugqirha werhafu unokukunceda umisele eyona ndlela ingcono.

Inyathelo 3: Khetha indlela yakho yokutyibilika

Uneendlela ezintathu ezingundoqo zokubhala iirhafu zakho:

  • [[FLT: 0] Unyuso-filifi lwe-software: Le yeyona ndlela iqhelekileyo. Iinkqubo ezifana ne TurboTax, H&R Block, kunye nerhasi-Silayer kumbuzo ngamnye kwaye uphathe izibalo. Kubuvuzo obulula, abanikezeli abaninzi banikela iinguqulelo zesisa. I-IRS ikwana abasebenzisanayo neenkampani zabucala kwinkqubo yayo yefayile [[FLT:]] kunye nerhafuthelo lweminquisi yemi (AGI) kunye nengeniso ehlawulwayo egqithisileyo (AGI) ye $79,000 okanye ngaphantsi.
  • ufunela ugqirha werhafu: Ukuba uneshishini, unemijelo yengeniso emininzi, okanye unamava eenguqu ezinkulu zobomi (umtshato, uqhawulo-mtshato, ilifa), umgcini-mali kawonke-wonke (CPA) okanye obhalisiweyo (EA) angakusindisa imali ngokufumana iintengiso ongaziphosayo nokuqinisekisa ngokuchanekileyo. Ulindele ukuhlawula phakathi kwe R5 000 ne R5 500 ngokwendlela elula yokubuyisa, okanye ngaphezulu kwiimeko ezinzima.
  • Iinkonzo zokulungiselela irhafu ngenkululeko: Inkqubo yevolontiya I-Inhoot Taxial Uncedo (VITA) inika uncedo lwerhafu yasimahla kubantu abafumana ingeniso ephantsi, abakhubazekileyo, okanye abaneziphene ezisikelwe umda. Inkqubo yerhafu yokucebisa abalupheleyo (TCE) inika uncedo ngesisa kwabo baneminyaka engama-60 nangaphezulu. Zombini zi-IRS-sponsed kwaye ziphathwe ngamatsha - ntliziyo aqeqeqeshiweyo.

Inyathelo 4: Yanelisa Iindlela Zakho Zokuhlawula Irhafu Ngokuchanileyo

Nokuba usebenzisa i-software okanye iifomu zephepha, imo engundoqo yenkoliso yabantu yi Form 1040. Le yimbuyekezo yerhafu yomntu ngamnye yengeniso. Ukuxhomekeka kwimeko yakho, ungafuna:

  • Cure A – chaza ukuhlahlela iintengiso (inzala yemali, irhafu karhulumente neyasekuhlaleni, izipho zokunceda).
  • [[UMTL: 0] I-C[[FLT] – ukuxela ingeniso okanye ilahleko kwishishini lokukhululeka okanye ingeniso.
  • [[UMTL: 0] Idestile D – ukuxela ingeniso nelahleko yotyalo-mali.
  • [[UMTL:0] FORm 8863 – ukucela amatyala emfundo afana netyala lemali yeMelika efuna ukuvela ngamathuba athile okanye uLongtime Learning Credit.
  • [[UMTHL:0] IForm 2441 – ukubiza umntwana noxanduva lokukhathalelwa.

Ngenisa ulwazi ngocoselelo. Iimpazamo ezininzi zenzeka kwi typos – inani lokhuseleko loluntu elingalunganga okanye inani ledola elingachanekanga lingalizisa umva okanye ukukhupha isaziso se IRS. Ukuba usebenzisa i-software, khangela kabini ukuba yonke i data engeniswe ukusuka ku W-2 kunye 1099 ifana namaxwebhu akuqala.

Inyathelo 5: Impinda kunye neCheck yeMpazamo eqhelekileyo

Ngaphambi kokuba ubhale okanye utywine, khawuphose olu luhlu:

  • Inkcazelo yeyakho buqu: Ngamagama, amanani oKhuseleko loluntu, nemihla yokuzalwa ilungile kuwe, kwiqabane lakho, nakuzo zonke iinkonzo?
  • Ingeniso: Ubuquka zonke iiW-2 kunye nee1099? Uyixele inzala yebhanki nokuba awuyifumananga ifomu?
  • [[UMTL:0] Iingcebiso: Ukhethe phakathi kwencopho ezisezantsi kunye nentengiso ezisemgangathweni? nokuba yeyiphina ekunika unyuso olukhulu lusoloko luchanile.
  • [[FLT: 0] I-Math: i- Software yenza oku ngokuzenzekelayo, kodwa ukuba iyagcinwa ngesandla, khangela kwakhona iizibalo zonke.
  • [[FLT: 0] Utyikityo nomhla: ibuyisela ezingasayinwanga aziqwalaselwanga njenge ezigcinwe. Ukuba iplagi idibene, omabini amaqabane kufuneka atyikitye.
  • Iinkcukacha zomshicileli: Ukuba ulindele i-refoundation, qinisekisa ukuthunyelwa kwakho kunye namanani e-akhawunti ukwenzela ukugcina indawo ngqo – umvo omnye ongalunganga ungathumela imali yakho kwi-akhawunti engalunganga.

Kububulumko ukuba umntu wesibini ahlole ukubuya kwakho, ingakumbi ukuba ubhala ephepheni. Abalungiseli berhafu abaninzi banikela inkonzo yokuphinda bahlawulele ngemali, kodwa kwanomhlobo othembekileyo unokufumana iimpazamo ezicacileyo.

Inyathelo 6: Beka Irhafu Kwindlela Oyihlawula Ngayo

Xa ubuye ugqibele kwaye ukhululekile kwimposiso, uneenketho ezimbini ezinikezeleyo:

  • Ifamle ye-e- file): Lena yindlela ekhawulezayo, ekhuselekileyo. I-IRS ifumana ukubuya kwakho ngephanyazo, kwaye ukuba ufanele ukubuyiselwa, ifika ngexesha elingeentsuku ezingama-21 (okanye ikhawulezisa ngokubekwa ngqo). I-software yerhafu e-fayile zombini zolawulo norhulumente ibuya kunye.
  • [[FLT: 0] Iposi ubuyisele ubuyiselo lwakho: Ukuba ufaka iphepha, shicilela iifomu, zityikitye, kwaye uzithumele kwidilesi ye IRS (efunyenwe kwimiyalelo). Qinisekisa ukusebenzisa imvulophu elungileyo neposi eyaneleyo. Ulungiso lwephepha lungathatha iiveki okanye iinyanga, ingakumbi ngexesha lencopho.

Gcina ikopi yebuyiselo ogqibileyo nawo onke amaxwebhu axhasayo. Ukuba u- e- file, gcina inombolo yoqinisekiso njengobungqina bokugcinwa kwefayile. Ukuba uyayithumela, yithumele ngeposi eqinisekisiweyo nelisithi yokubuyisa iceliwe.

Uqwalaselo lweposi

Emva kokuba ubuyile, iimbopheleleko zakho azikapheli, kukho amanyathelo angakumbi abalulekileyo omele uwathabathe emva kokugqiba.

Jonga iRefundi Yakho

Ungahlola ubume bemali yakho karhulumente usebenzisa i-IRS “Wuphi Umphambili Wam?” isixhobo kwi-website ye-IRS okanye kwi-IRSS2 ye-IMemoly app. Uza kufuna inombolo yakho yoKhuseleko lweNtlalo, ubume be-arhente, kunye nemali edityanisiweyo. Isixhobo sihlaziya kanye emva kweeyure ezingama-24. Kwi-redunds zikarhulumente, khangela i-website yesebe lerhafu karhulumente wakho.

Gcina Ikopi Igcina Ushicilelo

I-IRS iqhele ukuba neminyaka emithathu ukusuka kumhla wakho weslayida ukuphicotha ukubuya kwakho (iminyaka emithandathu ukuba ufaka phantsi kongxelo ingeniso yakho ngongaphezulu kwama-25%). Ngoko ke, gcina imibhalo yendlela obuya ngayo irhafu yakho kunye nawo onke amaxwebhu axhasayo (W-2, 1099s, lisithis, ii-gisters) ubuncinane iminyaka emithathu. Ukuba ufaka ingxelo ngelahleko kwityala elingento yanto okanye ityala elibi, gcina iingxelo zeminyaka esixhenxe. Zigcine kwindawo ekhuselekileyo, mhlawumbi kwikhabhidi yefayile etshixiweyo okanye incwadi efihlakeleyo yephepha lamanani.

Ucwangciso Lonyaka Olandelayo

Ixesha lerhafu likwalixesha elilungileyo lokucinga ngaphambili. Ukuba ufumene imali enkulu yokuhlawula, ungafuna ukulungisa ukuyeka kwakho ngokunika umqeshi wakho iW-4 entsha. Isixa esincinane sithetha ukuba unika urhulumente imali encinane ebolekiweyo engenanzala. Ngokuchaseneyo, ukuba utyala imali eninzi, kufuneka unyuse ukubopha okanye uhlawule irhafu eqikelelwayo ukuze uphephe isigwebo.

Iimpazamo Ezimele Ziphetshwe Zerhafu Eqhelekileyo

Kwanabahlawuleli abanemava bangatyibilika. Nazi iimpazamo ezisoloko zikho nendlela yokuzinxiba kuzo:

  • Iprojekthi: Ukuzifica ngomzuzu wokugqibela kwandisa amathuba empazamo kunye nokuphoswa kwezincopho. Qala kusemgceni – ngokufanelekileyo ekupheleni kukaJanuwari okanye ekuqaleni kukaFebruwari – ngoko unexesha lokuqokelela amaxwebhu nokubuza imibuzo.
  • utshintsho oluyiliweyo kwimithetho yerhafu: imithetho yerhafu itshintsha rhoqo. Ngo-2025, uhlengahlengiso luquka izibiyeli zerhafu ezidityaniswe ngokunyukayo, izincopho ezisemgangathweni, kunye notshintsho olunokwenzeka lwesigaba semali ezinokuvela kwezinye iityala. Zibophelele kwiinkcazo zerhafu ze-IRS okanye jongana nochwepheshe ukuhlala uhleli ngoku.
  • [[NTLA] Ukufuna zonke izincopho kunye neetyala: Abahlawuleli abaninzi abarhafelwe ngokugqithisileyo ngenxa yokuba abazi ukuba bafanelekile. Umzekelo, ityala loMgcini-mali (lomdla ophantsi ukuya kwingeniso yomhlala-phantsi) lisoloko lityeshelwa. Ngokufanayo, iPremium Texs Crefticess ye-auniverseslance yempilo ethengiweyo mayixoxwe xa ubuyela.
  • [[Ukuphathwa kwe-akhawunti yomhlala-phantsi: 0] unikezelo lwe-akhawunti yokuphatha i-akhawunti yomhlala-phantsi: ukusasaza kwangethuba ukusuka ku-401(k) okanye i-IRA phambi kweminyaka engama- 592/2 ifumana isohlwayo se-10% ngaphandle kokuba kusebenza umahluko. Irola kufuneka igqitywe ngeentsuku ezingama-60 ukuphepha irhafu.
  • [[FLT: 0] Irhafu zemeko ephosayo: Uninzi lwamazwe luneerhafu zalo zengeniso. Ukungaphumeleli ukucwangcisa ulawulo lungaphumela kwimivuzo eyahlukeneyo nenzala. Ukuba uhamba ebudeni bonyaka, kungafuneka uphinde ubuye kwinxalenye yonyaka womabini amaphondo.

Ukusingatha Iimeko Ezinzima Zerhafu

Ngelixesha abarhabi berhafu abaninzi benengeniso ecacileyo yeW-2, abanye bajongene nemeko ezinzima. Nalu ukhokelo lwemingeni eqhelekileyo.

Ukuzinceda Nomsebenzi Woqoqosho

Ukuba uqhuba i-appleau yokhwelo, yenza i-freance contrac, okanye uthengisa izinto kwi-intanethi, usebenza uqeshelwe iinjongo zerhafu. Oku kuthetha ukuba kufuneka unike ingxelo yemali ehlawulwayo (nangona ungayifumananga i-1099-NEC) kwiShedyuli C. Ungasusa iindleko zoshishino ezisemthethweni ezifana nowema kilomita, iindleko zeofisi yasekhaya, izixhobo, kunye nomrhumo we-software. Ngaphezu koko, kufuneka uhlawule irhafuthe yerhafu yerhafu (Ukhuseleko nokhuseleko lobumenti) kwingeniso yakho yomnatha. IRS inika iindleko ezinikezelweyo [[FLT:] ezincinane [FLD:]] kunye nezikhokelo eziluncedo.

Ukuveliswa Kwemali Nokukhutshwa Kwentlawulo

Intengiso yempahla, amaqhina, imali, kunye ne-cypocurecrenity ziziganeko ezinokuhlawuliswa. Uzakwamkela Ifomu 1099-B ukusuka kumhluli wakho kwaye kufuneka unike ingxelo yentengiselwano nganye kwiShedyuli D. Iziphumo zexesha elifutshane (iiziphumo ezigcinwe ngaphantsi konyaka) zihlawulwa kwimali ekhoyo eqhelekileyo; ingeniso yexesha elide inexabiso eliphantsi. Ukubhabhabhayo, i-IRS iziphatha njengempahla – zonke intengiso okanye ithengiswa yesehlo esibangela irhafu. Sebenzisa i-software yerhafu elinganisela ingeniso yakho ngokuchanekileyo.

Ubomi Buyatshintsha: Umtshato, Uqhawulo - mtshato, Okanye Abantu Abazithembayo

Iziganeko ezingundoqo zobomi zichaphazela irhafu yakho. Ukutshata kutshintsha imeko yakho egciniweyo kwaye kunganciphisa irhafu yakho edityanisiweyo (“imali yomtshato”) okanye kwandise (“isohlwayo somtshato”). Uqhawulo-mtshato lungachaphazela imithetho ye-antimoni (yamanyala emva ko-2018, antimony ayikhutshwanga ngumhlawula okanye ayihlawulwayo ngumbhaptizi). Kwakhona, xa ufuna ukuba umntwana uxhomekeke kusini na, umzali, okanye omnye umntu ozalanayo ufuna ukudibana kunye novavanyo oluthile (ulawulo, inkxaso, ulwalamano, ulwalamano). Khangela i-IRS u-RS u-crectivericioussty 501 ukuze ufumane iinkcukacha.

Oko Umele Ukwenze Ukuba Akukwazi Ukuhlawula Irhafu

Ukuba unetyala kodwa ungakwazi ukuhlawula ngokupheleleyo ngexesha elifanelekileyo ngoAprili, musa ukuyityeshela le meko. I-IRS inikela iinketho eziliqela:

  • Cela ulwandiso kwifayile (Form 4868): Oku kukunika de kuOktobha 15 ukunikezela ukubuya kwakho, kodwa akwandi ixesha lokuhlawula. Kufuneka ulinganisele irhafu yakho kwaye uhlawule kangangoko kunokwenzeka ngesicelo sokunciphisa izigwebo nenzala.
  • Seka isivumelwano setyathanga: Ukuba unetyala lee-$500,000 okanye ngaphantsi kwaye ungahlawula kwisithuba senyanga ezingama-72, ungafaka i-intanethi ukwenzela isicwangciso solwahlulo oluthe ngqo. Kukho umrhumo wesicwangciso, kodwa kudla ngokusohlwaywa kubaqeshi-mali abahlawulwa phantsi.
  • [[FLT: 0] Isitya sokuthatha ekuyekeni (OIC): Ukuba uyafaneleka – intsingiselo awunako ukuhlawula umthamo opheleleyo ofunekayo kwaye mhlawumbi awuzukwazi ukuhlawula kwixa elizayo elikucingelayo – i IRS ingamkela umlinganiselo omncinci. Le nkqubo ingqongqo kwaye ifuna utyhilo oluneenkcukacha lwemali. Ungafunda okuninzi kwi Umxhasi wenkonzo ye-
  • [[UMTL:0] Ingqokelela yelibazisa: [Ukuba i-IRS igqiba ukuba ukuhlawula kungakubangela ubunzima bemali, kungalibazisela uqokelelo okwexeshana. Inzala nezohlwayo zizakuphinda ziphinde ziphinde zifumaneke.

Khumbula ukuba, i-IRS ikhetha ukulungiselela icebo lokuhlawula kunokulandela ukunyanzeliswa komthetho.

Iphepha: Yiyiphi engcono?

Ngelixesha zombini iindlela zamkelekile, i-e-filifi inika uncedo olwahlukileyo:

  • Uphando lwe-software lwempazamo yezibalo, imimandla elahlekileyo, kunye nogcino-lwazi olungangqinelaniyo, lucutha ngokuphawulekayo ulwamkelo.
  • [[FLT: 0] Isantya: iimbuyiselo zefayile zilungiswa ngeentsuku, ngexesha iphepha libuyiselwa lithatha iiveki okanye iinyanga. Ukujijwa kojikelezo lukhawulezise ngokukhawuleza.
  • Uqinisekiso: [[FLT: 0] Ufumana ingqinisekiso evela kwi-IRS kwisithuba seyure ezingama-48, inika ubungqina bescreen.
  • Ukhuseleko: Ifayile isebenzisa ufihlo, kwaye i IRS incomela yona ngokuposa kuba amaxwebhu aphathekayo angalahleka okanye athintelwe.
  • [[FLT: 0] Isimo sibuyisela: Iinkonzo ezininzi zefayile eziphatha umbuso ngaphandle komthungo zibuya kwakhona, ngokufuthi kumvuzo owongeziweyo.

Iphepha lisenokuba luncedo kwabo bangangeni kwi-intanethi okanye nezibuyelo ezintsonkothileyo ezingenakuphathwa yisoftware, kodwa kuninzi olukhulu, i- e-file lukhetho olungcono.

Amacebiso okhuseleko ekutyikityeni ku Internet

Xa ubusela ulwazi lwakho, ukukhusela inkcazelo yakho kubaluleke kakhulu xa ubhala ngekhompyutha.

  • Sebenzisa udibaniso lwe Internet olukhuselekileyo. Nqanda u Wi-Fi kawonke-wonke ukuncamathisela.
  • Khetha i-software yerhafu kumnikezi wendlela yokwazisa kwaye uyikhuphele ngqo kwi website esemthethweni okanye kwivenkile ye app.
  • Sebenzisa ii-password ezahlukeneyo, ezomeleleyo kwi-akhawunti yakho yerhafu ne-akhawunti yakho ye-imeyili.
  • Ukuba usebenzisa ingcali yerhafu, qinisekisa ukuba (khangela iNamba yeSicwangciso seTshoboza okanye iPTIN) uze ubuze malunga namanyathelo abo okukhusela ugcino-lwazi.
  • Emva kokubhala, gcina inombolo yakho yesiqinisekiso kwaye ngokukhuselekileyo ucime iifayile zokwexeshana ukuba usebenzisa ikhompuyutha eyahlulweyo.
  • Lumka kwii email ezizibanga zisuka kwi IRS. IRS ayisoze iqalise uqhakamshelwano olugqitha kwi email, umbhalo, okanye media yencoko yababini.

Imibuzo Ebuzwa Ngokuthuthwa Kwerhafu

Ungakanani umsebenzi wokuhlawula irhafu ngowama - 2025?

Kuninzi lwabahlawuleli berhafu, ixesha elimisiweyo lokufaka iirhafu zikarhulumente ngu Aprili 15, 2025. Ukuba uhlala eMaine, eMassachusetts, okanye eNew Hampshire, usenokubakho de kube ngoAprili 16 ngenxa yomhla womhla wePatriot's okanye wemibhiyozo ye-Emancipe.

Ingaba kufuneka ndibhale phantsi ukuba ndifumana imali engaphantsi kweyandinokufumana?

Nokuba umvuzo wakho ungaphantsi kwemfuno yefatyi (R115 000 kumafashoni angaphantsi kwama-65 kwi-2025), ungafuna ukukhuphela ifayile ukuba ubuyirhoxile irhafu yakho okanye ufanelekele ukubolekisa ngemali ehlawulekayo njenge EITC. Ukubuya yeyona ndlela yokufumana i-intengiso ehlawulwa imali eninzi.

Ndingayibhala phantsi irhafu yelizwe lam ngokwahlukileyo kurhulumente?

Ewe, kodwa kulula kakhulu ukusebenzisa inkonzo edityanisiweyo. Iimpahla ezininzi ze-software zerhafu ziquka ukuqokelela ifashoni yerhafu yelizwe ukuze ifumane umvuzo owongeziweyo. Ukubhabhisa ngokwahlukileyo kwandisa amathuba empazamo okanye ukukhutshwa kwemiqathango.

Kwenzeka ntoni xa ndenza impazamo emva kokuba ndifake ifayile?

Ukuba ufumanise impazamo, uyakwazi uku lungisa ubuyelo oluguqulweyo usebenzisa Ifomu 1040- X. Uneminyaka emithathu ukusuka kumhla wokuqala olindelekileyo ukuya ku mthumeli. Linda de ukubuya kokuqala kulungiswe phambi kokuba unikezele imposiso.

Isalathisi somsebenzi wePhondo

Akukho bani ufanele aqhube ixesha lerhafu yedwa. Baxhase aba buncwane bakhululekileyo nabangamaxabiso aphantsi:

  • I-website ye-IRS (IR.gov): Fumana iifomu, imiyalelo, iimpapasho, kunye nesixhobo sokuncedisa irhafu esiphendula imibuzo ekhethekileyo.
  • IFAYILE Ekhululekileyo Ye AGI ye $79,000 okanye engaphantsi, i-software yerhafu engahlawulelwayo kwinxuwa le-IRS.
  • [[UMTL: 0] Inkonzo yoMxhasi we-Arhente (TS): Umbutho ozimeleyo phakathi kwe-IRS onceda abahlawuleli berhafu ukusombulula iingxaki kwaye uncomela iinguqu zolawulo.
  • Iinkqubo ze-VITA/TCE: Ukulungiselela irhafu mahhala ukwenzela abantu abafanelekayo, abasebenzi abaqeshwe ngamatshantliziyo e-IRS.
  • [[FLT: 0] Umbutho wakho werhafu yezwe:[[FLT: 1] Khangela iinkqubo zefatyi ezikhululekileyo ezifanayo kunye nezibonelelo zobuyiselo bombuso.
  • [[UMTL:0] I-software yerhafu ebhaptiziweyo: Izixhobo ezinjenge TurboTax, H&R Block, kunye nerhafu inika ukhokelo lwenyathelo ngenyathelo kunye nenkxaso yophicotho-zincwadi lwentlawulo.

Akuyomfuneko ukuba ugcine iirhafu zakho zibangela ixhala. Ngokuyekelela inkqubo ibe ngamanyathelo anokulawulwa – ukuqokelela amaxwebhu, ukukhetha indlela yokugcina amaphepha elungileyo, ukuphepha iimpazamo eziqhelekileyo, nokuceba ikamva – ulawula ubomi bakho bemali. Khumbula, usukelo asikokuthobela umthetho kuphela kodwa ukuqinisekisa ukuba awuhlawuli ngaphezu kwetyala lakho. Ngokufumana ulwazi olukwesi sikhokelo kunye nobuncwane obukhoyo, uxhotyiswe kakuhle ukuqhuba ixesha lerhafu.