Table of Contents

Kule nkathi yamanani yanamhlanje, ukuqokelela irhafu kwi-intanethi kuye kwaba ngumsebenzi obalulekileyo kwizigidi zabantu nakumashishini. Le nkqubo yale mihla ayiphelisi nje kuphela inkqubo yokuqokelela irhafu kodwa ikwakhulisa noxanduva lwemfuno yoluntu ngokukhuthaza ukuthobela ngexesha elifanelekileyo, ukunciphisa iimpazamo, kwaye isenza sisebenziseke ngakumbi izibonelelo zikarhulumente. Ngokunikela ingxelo yokuba i-IRS intengiso yomntu ngamnye ebhatalwayo ngoku ifakwe ngombane, utshintsho olusuka kwiphepha ukuya kumanani luphantse lwaphela. Kodwa ababukhokhi boburhafu bapho baphosa kwiingenelo zabo ezipheleleyo ze-intanethi ngenxa yokuswela ulwazi okanye ukuxanduswa kwezinto zokhuseleko. Olu khokelo lunentsingiselo luhlola indaleko, izicwangciso ezisebenzisekayo, iingcebiso, kunye nemiqatha yerhafuzo ye-intanethi, ukulungiselela ulwazi lwerhafu, ukufikelela kwiimfuno zakho zerhafu.

Ukuqalisa Kokurhwebelana Ngerhafu

Uhambo olusuka kumaphepha ukuya kumatshini we-elektroniki lubonisa amashumi eminyaka ezinto zobugcisa eziphuculiweyo neziguqukileyo zolindelo loluntu. Ukuqonda le ndaleko kunceda abahlawuleli bafumane ubuchule nokuthembeka kwenkqubo yefayile zale mihla.

Ixesha Lokubuya Kwephepha

De kube sekugqibeleni kowe-1980, phantse zonke iibhatazo zerhafu zalungiselelwa ngesandla zaze zafakwa ephepheni. Ababhatala bagcwalisa iifomu ngesandla okanye ngomatshini wokuchwetheza, benza izibalo (ngokufuthi ngempazamo), kwaye bathumela iimbuyekezo zabo kwi IRS. Le nkqubo yayicotha, imposiso-mposiso, kunye noncedo lwemali zombini abaxhasi kunye norhulumente. Ukulungiselela ukubuya kwephepha kungathatha iiveki, kwaye ii-frends zazifuna iinyanga ukufika.

Imvukelo Yombane Yokubhabha

I-IRS yasungula inkqubo yefayile yomqhubi wenqwelo-moya ngo1986 kunye nezilungiseleli zerhafu ezintlanu nezimalunga nama-25000 ezibuyayo. Ngoo1990, ifayile yande ngokuphawulekayo, incediswa kukukhula kweekhompyutha zobuqu kunye ne-software yesithathu. Inkqubo ye IRS Free Fif iqaliswe ngo 2003, inika iinketho ze-pasethi ye-intanethi yabaxhasi kunye neengeniso ezithelekisa iingeniso ezisezantsi komnye umqobo. Namhlanje, i- e-file iyindlela e-IRS ibuyisela umntu ngamnye nge- 160 lezigidi unyaka ngamnye. Imeko yendalo yangoku iquka abalungiseli-rhafusi berhafu, DIY i-software efana ne-Turbox ne H∓ Blot, kunye ne-IR ye-IR i-IS i-S ibuyisela i-IS proced procester Budeccool.

Iinzuzo Eziphambili Zokurhwebelana Ngerhafu Kunxibelelwano

Iirhafu ezibiza imali eninzi kwi - Internet ziluncedo kakhulu, kuba ziluncedo kakhulu, zichanile yaye zikhuselekile kunangaphambili.

Ubuchule Nokukhululeka

Ithambeka elingaphakathi livumela abaxhasi berhafu ukuba balungiselele baze bakhuphe ubuyiselo kwi Internet icebo, nangaliphi na ixesha losuku. Oku kubhexetheka kubaluleke kakhulu kwabo baxakekileyo, abanokuhamba, okanye abanokusikelelwa unikezelo oluncinane kwiqonga elichwepheshiweyo. Amaqonga amaninzi akwaxhasa isheleyi yeselula ihamba nge cell phone. Iimpawu ezifikelelekayo ezifana nabafundi bekhusi, imigca yemiboniso- magama, kunye noncedo lolwimi olucacileyo luqinisekisa ukuba abaxhasi beencwadi bazo zonke imvelaphi bangathabatha inxaxheba.

Isantya Nobuchule

Ugcino lwendlela yombane lusetyenziswa ngokukhawuleza kunephepha elibuyiselayo. I IRS ibuyisela umba oqhelekileyo wexesha elidlulileyo kwientsuku ezingama-21, ngexesha iphepha libuyisela izithuba ezithabatha iiveki ezintandathu ukuya kwezisibhozo okanye ezingaphezulu. Ujuliso oluthe ngqo lweziciko ezibuyisela ipesenti. Kwintlawulo yerhafu, ifayile inikeza uqinisekiso olukhawulezileyo kwaye ingacwangciswa kwangaphambili. Le santya sinciphisa ukungaqiniseki kwemali yabahlawuleli berhafu abaxhomekeke kwiindleko zoqingqo-mali.

Ucoselelo Nempazamo Ezincitshisiweyo

I-software yerhafu iquka ulungiso lwempazamo eyakhelwe ngaphakathi olufana nobalo oluzenzekelayo, ugcino-lwazi olusebenzayo, kunye nezilumkiso zophicotho. Ingxelo i IRS ichaza ukuba iphepha libuyisela umyinge wempazamo malunga ne 20%, ngelixa i e- filed ibuyisela isantya sempazamo ngaphantsi kwe 1%. i-software ibuyisela ngokuzenzekelayo kutshintsho kumthetho werhafu, olufana nolungiso olusezantsi okanye izibiyeli zerhafu. Iinkqubo ezininzi zidibana ngqo nabaqeshi kunye namaziko emali ukungenisa iW-2s, 1099, kunye nengeniso yotyalo, ukunciphisa iimpazamo zokungena kogcino-data.

Ugcino lwamaxabiso kunye nokhetho lwasimahla

Ngeli xesha irhafu ye-software yerhafu ihlawula irhafu, abaqeshi abaninzi bafanelekela ukuqokelela ngesisa kwinkqubo yefayile ye-IRS ekhululekileyo okanye iinkqubo ze-state ezikhutshelweyo zikarhulumente. Kwane-software ehlawulwayo idla ngokubiza imali engaphantsi kwexesha nendleko yokuqesha umlungisi wezobugcisa. Ukongeza, i-e-filifire iphelisa iindleko zeposi, iphepha, kunye noshicilelo. Amashishini amancinane nabantu abaqeshwayo, amaqonga e-intanethi angaphatha iimpawu ezintsonkothile njengeendlekozo zeshishini, ukunyuka, ukuhla kwemali, kunye nemali eqikelelwa kwirhafu.

Iingenelo Zemekobume

I-IRS ilinganisela ukuba ukuqokelela ipeyinti yephepha, inki, kunye nepetroli yezithuthi ezinxulunyaniswa nee-posi. I-IRS iqikelela ukuba ukusetyenziswa kwe-flare yokulondoloza izigidi zeponti yenkunkuma yamaphepha minyaka le. Kubahlawuleli abangaziqondiyo, ukukhetha ukuthobela kwe-elektroniki yindlela elula yokunciphisa umlinganiselo wobume bemeko-bume.

Indlela yokucwangcisa irhafu yakho kwi Athom: Isikhokelo ngenyathelo

Ukuhlawula irhafu kwi - Internet kuyinto elula, kodwa ukuthabatha amanyathelo afanelekileyo kunokuqinisekisa ukuba ikho into echanileyo nekhuselekileyo.

Inyathelo 1: Khetha i-Software yerhafu elungileyo okanye inkonzo

Ukukhetha iplatfomu yerhafu yephepha eligciniweyo kwi Internet ehloniphekileyo sisigqibo esibalulekileyo. Iinketho zoluhlu lwezixhobo ezikhululekileyo (Ifayile Ekhululekileyo, Imali Yentengiso, Irhafu) ukuya kwisoftware ehlawulwayo (i-TurboTamtax, H&R Block, I-Tax Act). Cinga izinto ezifana nengeniso enzima, iifomu ezixhasiweyo, iimali zemali zolawulo, kunye nenkxaso yabathengi. Ukubuyisela okulula kakhulu (W-ingeniso, incophotho esemgangathweni), ukhetho lwasimahla. Kubantu abasebenza okanye abo bafumana umvuzo, iinguqulelo ezihlawulwayo zisoloko zinikela ukhokelo olungcono. [[FLT:] Ifayile Free[FLD1]

Inyathelo 2: Kuqokelela Uxwebhu Olufunekayo

Phambi kokuba uqale, qokelela onke amaxwebhu erhafu afanelekileyo: W-2 abaqeshi, 1099-NEC ukwenzela umsebenzi wesivumelwano, 1099-INT ukwenzela ingeniso yenzala, 1099-UNIKC ukuze ufumane ingeniso, ii-lisithi zenkcitho ezinokufumaneka, kunye nerhafu ebuyayo kunyaka ongaphambili. Ukuba nayo yonke into ecwangcisiweyo igcina ixesha kwaye ithintele ukushiywa kwezithuba. Amaqonga amaninzi e-software akuvumela ukufaka ii-PDF okanye ukuthatha iifoto zamaphepha okukhupha ugcino-lwazi oluzenzekelayo.

Inyathelo 3: Yenza i Akhawunti uze uqalise ukubuya

Bhalisa ngeqonga lakho elikhethiweyo usebenzisa idilesi ye-imeyili esemthethweni negama eligqithisiweyo. Uza kunikela iinkcukacha zakho zobuqu ezinjengenombolo yoKhuselo loluntu, ubume bomjelo, kunye nabaxhomekeke kuxhomekeko lwakho. I-software iza kukhokela ngothotho lwemibuzo ngengeniso yakho, iincopho zakho, kunye neetyala lakho. Phendula ngokunyaniseka uze uphinde uhlole icandelo ngalinye ngononophelo.

Inyathelo lesi - 4: Lungisa Imfundo Neencopho

I-software yakho iza kucebisa izincopho ezithe chatha nezithelekisa intsalela esezantsi esekelwe kugcino-lwazi lwakho. Qinisekisa ukuba awuphoswanga zityala ezixabisekileyo ezinjengetyala lerhafu eligawuliweyo, Ityala lerhafu lemveli, okanye ityala lemfundo yabantwana. Abantu abasebenza ngenkcitho kufuneka balandele iindleko zoshishino, ii-ofisi zasekhaya, kunye nezibalo zerhafu ezithenjiweyo. iityala zerhafu zerhafu ezithiweyo. [FLT:]

Inyathelo 5: Hlola Uke ujongisise iimpazamo

Phambi kokunikezela, sebenzisa iimpawu zohlolo lwe-software. Khangela iimpazamo ezilula njengeempazamo kunombolo zoKhuselo lweNtlalo-ntle, amagama apelwe kakubi, okanye amanani e-akhawunti yebhanki angahambelaniyo ukwenzela ukugcina indawo efihlakeleyo. Iinkqubo ezininzi zinika “ubuninzi” obuqinisekisa ukuba uhlola iincopho ezilahlekileyo. Shicilela ukhuphelo olujongwa phambi koshicilelo lweerekhodi zakho.

Inyathelo lesi - 6: Bhalisa Ngombane Ukubuya Kwakho

Xa wanelisekile, ifayile yombini urhulumente wakho ibuyisela (ukuba iyasebenza). Gcina i email yoqinisekiso okanye ulwamkelo kwisoftware. I I-IRS iza kuthumela isaziso kwi 24- 48 iiyure eziqinisekisa ulwamkelo. Ukuba ukubuya kwakho kulahlwa ngenxa yempazamo (umz., ixhomekeke kwi SSN), yilungise kwaye uyibeke kwakhona mva ukunqanda iziphumo zasemva.

Inyathelo 7: Nyanisela Nayiphi na Imali Efanelekileyo Okanye Beka Icebo Lokubhatala

Ukuba unetyala lerhafu, iindleko ze-elektroniki ezinokukhethwa ziquka amakhadi okuthenga ngetyala/edebit, ityala elithe ngqo elivela kwi-akhawunti yebhanki, okanye i-Ectronic Federal Taxiocs System (EFTPS). Abo bangakwaziyo ukuhlawula ngokupheleleyo, i-IRS inikela izivumelwano zemali ezinokusekwa kwi-intanethi. Intlawulo yangaphambili inciphisa inzala nesohlwayo.

Iimpazamo Eziqhelekileyo Omele Uziphephe Xa Udlala Nge - Internet

Kwanangokuba i-intanethi i-apply iyakwazi ukukuphazamisa ekubuyiseni irhafu okanye ekubizeni uphicotho-zincwadi. Ukwazi le migibe linyathelo lokuqala ukuya kumava agudileyo.

Ilahlekile okanye ayichanekanga Ulwazi Ngobuqu Bakho

Ukudlulisa imivo kwinani lokhuseleko loluntu, ukupeyinta igama, okanye ukungena kumhla ophosakeleyo wokuzalwa kungenza ukuba ubuyiswe. Ukukhangela kabini yonke imimandla nxamnye namaxwebhu asemthethweni. Ukuba uguqule igama lakho ngenxa yomtshato okanye uqhawulo-mtshato, qinisekisa ukuba lihambelana neengxelo ze-Social Security Administration.

Ukutyeshela Ukuxela Yonke Ingeniso

Izinto ezisoloko ziphoswa ziquka iimali ezihlawulelwayo ezingaphantsi kwama-$600 (apho i-1099-NEC isenokungakhutshwa khona), inzala evela kwii-akhawunti zemali egciniweyo, ingeniso yempahla, kunye nengeniso evela kwi-gges ezisecaleni. I-IRS ifumana iikopi zamaxwebhu omvuzo, ngoko ke ukukhutshwa kwangaphantsi kwengxelo kungaxhobisa isaziso okanye uphicotho-zincwadi. Xa kuthandabuzeki, yixele.

Ukujongela phezulu Izixhobo Nezincomo

Abanikeli berhafu badla ngokuphosa intlawulo yerhafu karhulumente neyokuhlala (kufikelela kuma-R1 000), iminikelo yoncedo, iindleko zezonyango ezingaphezulu kwe-7,5% ye-AGI, kunye nenzala yemali-mboleko yabafundi. Imfundo efana ne-American Obportountion Treasure and Timetime Learning Credit ice iyathintelwa. Sebenzisa inkqubo yodliwano-ndlebe loluhlu lwe-nkqubo ukutyhila inzuzo nganye efanelekileyo.

Ikhangela ifayile

Ukukhetha umgangatho weshelefu engalunganga (umz., iNtloko yeNdlu Yasekhaya xa ingatshatanga ilungile) kungawuchaphazela ngokuphawulekayo umthwalo wakho werhafu. Funda iinkcazelo ze-IRS ngocoselelo. Izibini ezitshatileyo zinokungenelwa ngokufaka irekhodi ephantsi ngokwee-asethi ezidityanisiweyo, kodwa kwezinye iimeko irekhoda eyahlukeneyo inika irhafu ephantsi ngokupheleleyo.

Ukunqikaza Inkqubo Yophengululo

Ukutsiba uhlolo lokugqibela yimpazamo eqhelekileyo. Ne-software enescreentive ingazichaza ngokuphosakeleyo iimpendulo zakho. Zinike ixesha lokufunda kwicandelo ngalinye lesishwankathelo sakho sokubuya. Qinisekisa ukuba zonke imvelaphi yengeniso zidweliswe kwaye iimali ezithelekisayo zifanelekile.

Izenzo zokhuseleko ezingcono zokurhwebelana ngerhafu

Kubalulekile ukukhusela inkcazelo yakho yemali xa ufaka inkcazelo kwi - Internet. Ngeli ngezantsi yindlela onokuyithabatha ukuze ukhusele inkcazelo yakho ekubiweni kwempahla yakho kunye nokuqhatha.

Sebenzisa uthungelwano oluKhuselekileyo nesixhobo

Kuphephe ukuqokelela irhafu kwiinethwekhi zeWi-Fi zikawonke-wonke (iivenkile zekofi, iinqwelo-moya, amathala eencwadi). Sebenzisa umnatha wasekhaya okanye i-float ekhuselekileyo. Qinisekisa ukuba ikhompyutha yakho okanye isixhobo sakho esihambayo sine-enjini echasene ne-virus, ii-software, ii-flalls, kunye neziko lokusebenza. Iikhompyutha zikawonke-wonke ezikwithala leencwadi okanye iihotele azinconyelwa.

Khetha i-Software ebekwe kwakhona ngokhuseleko olunamandla

Sebenzisa kuphela i-software yerhafu evela kubanikezi abaziwayo abasebenzisa ukuvulwa kombhalo ofihlakeleyo (AES-256), uqinisekiso lwezininzi, kunye nokugcinwa kogcino-lwazi olukhuselekileyo. Khangela isatifiketi soshishino esinjenge SOC 2. I-IRS inikeza uluhlu olugunyazisiweyo lwabanikezeli befayile[. Kuphephe ukusebenzisa iinkonzo zerhafu ezingaziwayo okanye ezikhululekileyo kwi Internet ezinokungabi nakhuseleko oluqinileyo.

Yenza ukuba ubungqina bobuninzi boomatshini bokwenza ikhompyutha (MFA) busebenze

Iinkupho ezininzi zerhafu zinika i-MFA, ifuna ikhowudi yoqinisekiso ethunyelwe kwimfonomfono yakho okanye kwi-imeyili ukongeza kwi-password yakho. Olu maleko wongezelelweyo uthintela unikezelo olungagunyaziswanga nokuba igama lakho lokugqithisela livavanyiwe.

Lumkela Ubuqhophololo Obukhohlisayo

Amasela azichazi adla ngokuthumela ii email okanye imibhalo efana ne IRS okanye abanikezeli be-software yerhafu. Ungaze unqakraze kuqhagamshelwano ucela uKhuseleko lweNtlalo, iinkcukacha zebhanki yakho, okanye iziqinisekiso zokungena. I IRS [[FLT: 0] ayiqali ukudibanisa usebenzisa i email, umbhalo, okanye media yentlalo. Ingxelo ikrokredela imiyalezo [email protected].

Khusela Uxwebhu Lwakho Nogcino-lwazi

Emva kokubhala, gcina ikopi yokubuya kwakho kunye nenkxaso yamaxwebhu kwindawo ekhuselekileyo (indawo yokugcina ilifu elifihliweyo okanye ifayile etshixiweyo). Iikopi zephepha ezishicilelweyo eziqulethe ulwazi olunovakalelo. Cinga ukusebenzisa iinkonzo zokhuseleko lobusela ezijonge ityala kunye nomsebenzi onxulumene nerhafu. Umqondiso weFTC Inxuwammammgamshela ukhokelo lokubuyela ukuba urharhoxisa.

Impembelelo Efanelekileyo Yokurhwetywa Kwerhafu

Ngaphandle kokuhlawula irhafu kwi-intanethi, ibaluleke kakhulu ekuxhaseni isivumelwano sokuba imali enikwa abantu ifanele isetyenziswe. Ukuqonda le misebenzi kukhuthaza ukuthobela nokuqinisa ubumi obunembopheleleko.

Ukubonelela ngeenkonzo zikarhulumente eziyimfuneko

Umanyano, urhulumente, kunye nengeniso yerhafu yasekuhlaleni ixhasa imfundo, izibonelelo zezonyango (Medicaid, Medicaid), ukhuseleko lwesizwe, ezokuthutha, iminatha yokhuseleko lwentlalo (Ukhuseleko loluntu, iingenelo zokungaqeshwa), kunye nokhuseleko lwemeko-bume. Xa abemi bebhala izinto ngokuchanileyo nangexesha, oorhulumente bayakwazi ukunikezela ngempumelelo nangeebhanki ngokuqiniseka okukhulu.

Ukukhuthaza Ubulungisa Nobulungisa

Inkqubo yerhafu ixhomekeke ekuthobeleni ngokuzithandela. Xa iifayile ezininzi zisasazwa ngokunyaniseka. Ukuqokelela i-intanethi kunciphisa amathuba empazamo zangengozi kwaye kwenza kube lula kubo bonke abanikazi berhafu .Kuquka abo banemibhobho elinganiselweyo . I-IRS Free Fail Program kunye neenkonzo zokulungiselela irhafu yasekuhlaleni (VITA) zinceda ababuthi berhafu abaphantsi basebenzisana ngaphandle kwemirhumo yokukhupha ingeniso.

Ubandakanyeko Olukhuthazayo Lwemibimbi

Ukuqonda ukudibana kwerhafu neenzuzo zikawonke-wonke kwenza abantu bacinge ukuba banembopheleleko. Abaholi abaninzi abafaka iifayile ze-intanethi bayazi ukuba imali yabo isetyenziswa njani kwaye banokuvota njani kwimibandela yemali, bathathe inxaxheba kuqingqo-mali lukawonke wonke, okanye babandakanyeke kurhulumente wasekuhlaleni. Ukufumana lula imiqobo esezantsi kwi-intanethi ukuze bangenele, ingakumbi kwizizukulwana eziselula ezisenokuba aziqhelani neenkqubo zamaphepha.

Ukunciphisa Umsantsa Werhafu

“Umahluko werhafu” ngumahluko phakathi kwerhafu ezibolekileyo nerhafu ezihlawulwayo. I-IRS iqikelela ukuba lo msantsa ungaphezulu kwee-$600 zezigidi ngeminyaka. Ukubhalisa ngempazamo eyakhelweyo kunye nokunika ingxelo yengeniso ngqo kunciphisa ukuhlawulwa ngempazamo. Ukusetyenziswa kweshefu ye-intanethi jikelele kwenza kube lula nge-IRS ukufanisa ii-data eziya kuhlaziywa, ukuthintela ukubhadula.

Ikamva Lokurhwebelana Ngerhafu: Iingcamango Nezindululo

Njengoko ubugcisa buqhubeka buguquka, amava okuqokelela irhafu aya kukhula angabi namthungo kwaye adityaniswe kwizinto zemali zemihla ngemihla.

Ukubuya kwangaphambi kokuzaliswa nolwahlulo logcino-lwazi oluthe ngqo

Amazwe amaninzi sele ekhupha iimbuyekezo zerhafu ezizalisiwe ngaphambili ngokusekelwe kumqeshi kunye nogcino-lwazi lwebhanki. Umqhubi wenqwelo-moya othe ngqo nolwandiso lwendawo yesithathu yogcino-lwazi ukuxela (njengokufuneka kweziphumo zemali ukuchaza ingeniso) hamba uye kwindlela apho ababuthisi berhafu bahlola ngokulula kwaye baqinisekise ulwazi. Oku kungaphelisa ekugqibeleni imfuneko yokungena kogcino-lwazi lwezandla.

Ubuntlola Bokwenziwa Nokhokelo Lobulumko

I-software yerhafu egunyaziswe yi-AI ingahlolisisa umfanekiso womhlawuli werhafu, icebisa ezona zinconyelo zilungileyo, kunye nomngcipheko wophicotho-zincwadi. Ukwenziwa kolwimi lwendalo kwenza ukuba kubekho imidibaniso yencoko ephendula imibuzo ngesiNgesi esicacileyo. Ekuhambeni kwexesha, i-Al ingaphatha iimeko ezinzima ezifana nengeniso efihlakeleyo okanye iimfuno zerhafu yehlabathi lonke ngomgudu omncinane womsebenzisi.

Uxilongo lweselula ne-AP zeMali

Ii-apps ze-smapplay ze-smap zinamandla kakhulu, zivumela abasebenzisi ukuba baphule iifoto zamaphepha, i-e-file ngqo kwisixhobo sabo, kunye nobume bokukhangela i-fream kwixesha lokwenene. Udityaniso kunye neqonga lemali lobuqu (Mint, YNAB) kunye ne-software yokunika ingxelo (Iincwadi ezikhawulezileyo, iFreencoographs) ziza kwenza ukuba ucwangciso lonyaka lwerhafuno kunokuba kwenziwe kanye ngonyaka.

Ukhuseleko Olwandisiweyo Ngamaqondo Ezinto Ezimelwane

Uvavanyo lweminwe, ukuqaphela ubuso nelizwi luya kudibanisa okanye luthathe indawo yegama eligqithisiweyo, nto leyo enokwenza kube nzima ukuba abaqhathayo bafumane ii-akhawunti zerhafu. I-IRS sele iqhuba inyanisekisa ukuba zikho ii-biometrics kwiinkonzo ezithile ze-intanethi.

Isiphelo

Ukuguqula irhafu kumaphepha kusetyenziswa kwi-intanethi, kusebenza kakuhle, kwaye kumele ukuphumeza omnye wemisebenzi yethu ebalulekileyo yoluntu. Ngokusebenzisa izixhobo zamanani, abahlawuleli bafumana uncedo, isantya, kunye nokuchanabeka ngexa befak' ufak' uluvo lwendlela yokuhlawula irhafu elungeleleneyo nesebenzayo. Indaleko esuka kwiphepha ukuya kwiplagi ye-elektroniki idektroniki idelela ukulungiswa kwerhafu, iyenza ifikeleleke phantse kumntu onxibeleneyo ne-intanethi. Njengoko inkqubela iqhubeka, izithembiso zexesha elizayo zinokudityaniswa nokungabi nanto intlalonye eninzi. Ukuba ungumgcini-fayili werhafu esebenzayo okanye umgcini-rhafu onamava aluncedo, ayiyo nje kuphela, linyathelo eliya kukhetho oluthe kratyalwe luluntu.