Inkathi yentela ingazizwa njengenqwaba yamaphepha, imisebenzi emisiwe, nezindlela ezididayo. Kodwa uma ulungiselela kahle, ukukhokha izintela akudingeki kube umsebenzi owesabekayo, kodwa kungaba umsebenzi oqondile, ngisho nowegunyazayo, unyaka ngamunye. Ngokuqonda izibopho zakho, ukuqoqa izincwadi ngokuhleleka, usebenzisa amathuluzi esimanje, nokuhlela phambili, unganciphisa ukucindezeleka, unciphise amaphutha, futhi ukhulise i-freast. Lesiqondiso sinweba amacebiso abalulekile ukuze sikusize usebenzise inqubo ngokuqiniseka nangempumelelo.

Ziqonde Ngokugcwele Isibopho Sakho Sentela

Ngaphambi kokuba uvule ngisho nefomu elilodwa, kumelwe wazi ukuthi yini ongayifuni. Izibopho zentela ziyahluka kuye ngemithombo yeholo lakho, isikhundla somsebenzi, nendawo yokuhlala. Qala ngokuphawula zonke izintela okungase kudingeke uzikhokhe:

  • [[[UMTL:0] Intela yeholo yentela [ - ngokusekelwe emalini yakho ephelele ekhokhelwayo nesekhuphulo.
  • Intela yeholo yezwe - - izifunda eziningi zifaka intela yeholo lazo; hlola ingosi yenhlangano yentela kazwelonke.
  • Intela yokusebenza umsebenzi wokuziphakamisa[ - uma usebenza njengenkokheli ezimele, uboleka kokubili izintela ze-Social Security ne-Medicara.
  • Intela esemthethweni [ – iyadingeka uma ulindele ukukhokha okungenani uR1 000 ngentela kahulumeni uma ufaka ifayela (ivamile kumahhala nabanikazi bebhizinisi abancane).

Indaba efiwe. Usuku lokuhlela lwe-apply u-15 luyikho, kodwa lungashintsha ngenxa yamaholide noma izinhlekelele. Ukungatholi imiphumela emisiwe yesijeziso nesithakazelo . "Imali] ingafinyelela 5% wentela engakhokhelwa ngenyanga kufinyelela ku-25%. Uma udinga isikhathi esengeziwe, ifayela lokusebenzisa i-IRS Form 4868, kodwa khumbula: ukwandisa ifayile kuwenakele [[FL:0] [ ungakwenzi isikhathi sokukhokha. Ukulinganisa intela yakho futhi ukhokhe ngangokunokwenzeka ukuze ugweme isijeziso sesikhathi senkokhelo. IRS inikeza iziqondiso ezanele kubantu ngabanye [ub6], [inzuzo ye-PFFLD [FF:], [ikwethula], okuzimboza zonke izikwenziso ezikwenziswayo nezikwenziwayo.[indlela]

Hlanganisa Amaphepha Akho Kusenesikhathi Nakahle

Akukho okunciphisa ukulungiselelwa kwentela njengokuzingela kwamaphepha alahlekile ngomzuzu wokugcina. Qala ukuqoqa konke okudingayo ekuqaleni konyaka, ngokushesha lapho amafomu efika ngoJanuary. Iphepha eliphelele lihlanganisa:

Amadokhumende okutholwa

  • [ amafomu weW kumqashi wakho ebika iholo nentela egodliwe.
  • -neC ngenxa yenkokhelo engasebenzi (umsebenzi wemvume noma wesivumelwano).
  • [[IFLT:0] kanye -Intando yeningi [ yenzalo neholo elihlukanisiweyo.
  • -G[[FLT] yenkokhelo kahulumeni (isinxephezelo semisebenzi, izikhokhiso zikahulumeni).
  • -R yokwabelwa kwe-akhawunti yomhlalaphansi.
  • [[QUT:0] Ukulondeka kuzuza izinkulumo (SA-1099) uma uthola izinzuzo.
  • Amarekhodi emali emali engokomnotho asuka kuma-app anjenge-Uber, u-Gout Dash, noma i-Airbb.

Amadokhumende Okuhlenga

  • [[INGXELO:0] Inzalo yemali (Form 1098) kutshengisa.
  • [[[IKLAWULO:0] Intela ekhokhelwayo[[[QUL:1] noma izimemo ezibonisa ukukhokha izintela.
  • [ Iminikelo yokusiza [ (iminikelo yecash idinga ukubhalelwa intela engaphezulu kuka $250]).
  • Amarekhodi ezindleko zamazinyo kanye nezindleko zamazinyo[ (inani elidlula 7.5% yemali yakho elungisiwe).
  • [[IMBONO] Inzalo yemali ebolekiwe (Form 1098-E).
  • Izindleko zemfundo nezitatimende zemfundo ( Form 1098-T)).
  • [[[UMTL:0] ulwazi lokunakekela umntwana [ namarisidi uma ubiza i-Child ne Current Care Creeur.
  • amarekhodi ezindleko zemali kubantu abasebenza bona (ama-receipt, ama-log, izibalo zamahhovisi).

Sebenzisa isibaya senombolo (umz., Wickbox, Google Drive) noma ihele elingokoqobo elinikezelwe ukugcina yonke into. Lomkhuba awugcini nje kuphela isikhathi phakathi nenkathi yokuhlela kodwa futhi unikeza isisekelo esibalulekile uma i-IRS icela idokhumende. I-IRS itusa ukugcina amarekhodi entela iminyaka emithathu, nakuba ezinye izimo zingadinga ukugcinwa isikhathi eside.

Khetha Indlela Efanele Yokusebenzisa Isimo Sakho

Indlela ifayela lakho elithinta ngayo ukunemba, izindleko, inzuzo, nengozi yokufuna ukugcinwa kwehele. Izindlela ezintathu eziyinhloko yi:

Ukudlala ngeSoftware yentela

I-software yentela (njenge-TurboTax, H&R Block, noma i-Tax Act) ikuqondisa ngokulandelana ngokudlula ebuya. Ibala intela yakho, ihlola amaphutha, futhi isikisela izincopho. Amaphakethe amaningi anikeza izinguqulo zobulula ezibuyiselweni eziyinkimbinkimbi. Ngo-2023, uhlelo lwe-IRS Free File asebenza nayo olunama-softhime amaningi ukunikeza abantu abaholelwa ngenkokhelo kahulumeni elinganiselwe ka-$73 000 noma ngaphansi. I-ebulayo inembile, futhi uthola izibuyekezo zakho ngokushesha (ngokunjalo phakathi nezinsuku ezingu-21). Gwema amaphutha abhalwe ngesandla bese ubuya futhi ubuye umponelele indlela engcono kubantu abaningi abatheli-mpahla.

Ukungamthandi Umlungiseleli Wentela Onekhono

Uma isimo sakho sentela siyinkimbinkimbi − njengokuba nebhizinisi, izakhiwo eziningi zokuqasha, noma iholo lomhlaba wonke − i-CPA Excered Accounting (CPA), i-Emlend Exrolled (EA), noma ummeli wentela kungaba yigugu kakhulu. Ochwepheshe bangahlala bekhona kumthetho wentela, bathengise izikweletu, futhi bakumele phambi kwe-IRS uma kudingeka. Hlola isiqinisekiso (umk. PTIN, i-EA) kanye nezindleko zaleyonkokhelo. Izindleko eziningi zincishiswa ngesikhathi esilondoloziwe futhi ukuthula kwengqondo ukuthi ukubuya kulungile.

Ukuthungatha Ngeposi Ngezimo Zamaphepha

I-paprell iyindlela ehamba kancane, enkulu-nephutha. Ngaphandle kokuba awunakho ukungenela noma i-internet elula kakhulu, yigweme. Iphepha libuya izinyanga kuqhubeke, futhi amaphutha avamile. Uma kufanele ubhalise ngeposi, hlola kabili inani ngalinye bese usayina uhlobo; faka zonke izinhlelo ezidingekayo. I-IRS inikeza amafomu neziyalezo ezishicilelweyo kuwebhusayithi yayo.

Cabangela uhlelo lwe - IRS Lokuzithandela Income Tax Application (VITA) uma uthola ama - dollar angu - 60 000 noma ngaphansi, ukhubazekile, noma ukhuluma isiNgisi esilinganiselwe.

Yandisa I - Software Yentela

Uma ukhetha i-e-hele, i-software yentela ingayenza lula kakhulu le nqubo. Nansi indlela yokuyisebenzisa ngokuphumelelayo:

  • Phengisa ukubuya ngonyaka odlule – amathuluzi amaningi enza ukuba ungenise imininingwane ngokuqondile ebuya ngqo ngonyaka wakho ongaphambili (PDF noma i-akhawunti ye-intanethi). Lokhu konga isikhathi futhi kunciphisa amaphutha e-transcription.
  • Ngenisa W-2s kanye no-1099s - - abaqashi abaningi nezinhlangano zezezimali manje zithumela ukwaziswa kuyi-IRS futhi zivumele ukungena kwi-software yakho yentela. Buza umqashi wakho ukuthi bayahlanganyela kuhlelo lokungenisa lwe-W-2.
  • landela inqubo yengxoxo[ - - impendulo yemibuzo eqotho. I-software izofanelana nezincomo ezifanele nezikweleti. Ungayeki ukuyeka izingxenye ucabanga ukuthi awufaneleki; ungaphuthelwa okuthile.
  • View review- reset proption - phambi kokufaka, sebenzisa i-scheck yokuhlola isofthiwe. Izinhlelo eziningi zeflagi typos, intuthu yokwaziswa, noma izibalo eziguquguqukayo.
  • [ Cabangela ingozi yokuhlola izibalo - amanye amaphakethe anikeza ukusekela kwe-piccol (umzk., TurboTax Accomplifinite Defense, H&R Block Application Protection Protection). Lokhu kunganikeza usizo olubalulekile uma ubuya.

Ukusebenzisa i-software akukukhululi ekuthwaleni umthwalo wemfanelo; ekugcineni uyolandisa ngokunemba kokubuya. Kodwa uhlelo oluhlelwe kahle lunciphisa amathuba amaphutha avamile(math) yi- #as com contrel transmitted.

Gcina Intela Ihamba Phambili Unyaka Wonke

Izikhungo zinciphisa iholo lakho elikhokhayo, elinganciphisa intela yakho noma likhulise intela yakho. Isihluthulelo siwukwazi ukuthi yini ongayilahla futhi ugcine amarekhodi afanele. Abakhokhi bentela abaningi bangakhetha phakathi kwenani [ elifaneleyo [$13,850] kumafayile afanayo ku-2023, $27,700 ngenani elihlangene) kanye [ne- nenani elikhokhwa inte elifaka imali eqoshiwe . Kufanele ubeke imali yakho egcwele uma ungena ingqikithi yezindleko. Impahla evamile ihlanganisa:

  • Inzalo yemali [[[FLT:] [0] inzuzo yemali ekhaya lakho eliyinhloko noma elingemuva (isilinganiso esisekelwe ekutholeni isikweletu).
  • Isimo sentela nendawo[ (inkokhelo noma ukuthengwa + intela yempahla ingafinyelela ku-R10 000 ihlangene).
  • Iminikelo ezinhlanganweni ezifanelekayo (ikhashi, impahla, imayela eliqondiswe ekusebenzeni ngokuzithandela).
  • [[Izindleko:0] Izindleko zemali zidlule kakhulu 7,5% ye-AGI yakho.
  • Ukulahlekelwa nokweba [ kuvela kuhulumeni osho izinhlekelele (ngemva kuka-2018, kuphela ezinhlekeleleni ezimenyezelwe ngumongameli).

Kubantu abasebenza bona, uhlu lwanda: ihhovisi lasekhaya, ukusetshenziswa kwemoto (isilinganiso samamayela angu-6,5 ngekhilomitha ngo-2023), imishini, izindleko zomshuwalense wempilo, neminikelo yomhlalaphansi. Umthetho we-IRS owenziwe ngebanga lekhilomitha nemali egciniwe yezindleko zonke zebhizinisi. Imithetho yehhovisi lasekhaya iqinile; indawo kumelwe isetshenziswe kuphela futhi njalo ebhizinisini.

Kwenze umkhuba ukuhlola namafayela ngenyanga usebenzisa izinhlelo ezinjengokukhokhela noma i-Relibder Bank. Kulonyaka wonke umzamo uqeda ukuhamba ngo-April futhi uqinisekisa ukuthi uthatha zonke izikweleti ezisemthethweni.

Kabili hlela zonke izici ngaphambi kokuba ungenise

I-typo elula ingabambezela i-refound yakho, ishukumise isaziso, noma ngisho iphumele ekuxilongweni. Ngaphambi kokuba ushaye ishalophu, ungafaka(noma uwise imvilophu yakho eposini) /Veze ubheke okulandelayo:

  • Ukwaziswa okuzimele : Igama, inani lenhlala- kahle, nosuku lokuzalwa kwakho nosuku lokuzalwa kwakho makufanelane nemibhalo ye-Social Security Administration. Ukungahambelani kungalahla ukubuya.
  • Izibalo ezifikayo: Qhathanisa izibalo kuleyo naleyo W-2 no 1099 kulokho ongene kukho. Sebenzisa i-IRS’s “Funa i-Transaptic” ithuluzi lokuqinisekisa ukuthi umqashi wakho noma umkhokheli wakho udlulise izibalo eziqondile.
  • Ukwaziswa kwe-akhawunti ye-bank: Uma ukhetha indawo eqondile ye-refound, hlola kabili ukuhanjiswa kwakho nezinombolo ze-akhawunti. Umvo ongalungile ungathumela i-frend yakho komunye.
  • [ Izikweleti kanye nezikweletu: Qinisekisa ukuthi unesisekelo sento ngayinye. Ngokwesibonelo, uma uthi i-Infeedie Intelligence Inteage comfort Cree (EITC), qinisekisa ukuthi uhlangabezana neholo nezimfuneko zokuhlala.
  • Isignomethi: Iphepha libuya kumele lisayinwe; i-e-heled ibuyisela isignome senombolo (usebenzisa unyaka wakho wangaphambili AGI noma i-PIN ozikhethayo ku-IRS).

Ngemva kokunikeza, ungasebenzisa i-IRS2 Go Go App noma i- “Uyini Umjongi Wami?” ithuluzi kuwebhusayithi ye-IRS ukuze ulandelele isimo se-revend yakho. Uma uthola iphutha ngemva kokuhlela, faka umshini oguqulwe kabusha wokubuya usebenzisa i-Form 1040-X. Yima uze ulinde ukuba i-revennd yokuqala ilungiswe (okungenani amasonto amathathu nge-efrend, isikhathi eside sokubhala iphepha).

Ihele Ngesikhathi Ligwenywe Ukujeziswa

Umthetho oyisidlangalathi: ukuhlangabezana nosuku lokugcina. Uma ungakwazi ukubhala phansi intela ezenzekelayo (Form 4868) ngosuku olufanele. Lokhu kukunikeza isigwebo sokubuya kuze kube u-October 15 ukukufaka phansi, kodwa [ awukho [ ukwandisa isikhathi sokukhokha. Ungakhokha okungenani 90% wentela yakho elinganiselwayo ngo-April 15 ukugwema isijeziso sempoqo (0% ngenyanga ngenani lemali engakhokhelwanga). Uma unetyala, cabangela ukusebenzisa inkokhelo yenkokhelo eqondile enjenge-pahlawulo ye-Precioctivel processssword noma umnyango we-Electivectivercial system (EFUTH).

Kubakhokhi bentela abahlala noma abasebenza kwamanye amazwe, kunendawo ezenzekelayo yezinyanga ezimbili, kodwa inzalo isekhona ngentela engakhokhelwa. Izisebenzi zempi ezisezindaweni zokulwa zingathola izakhiwo ezengeziwe. Ngaso sonke isikhathi hlola i-website ye-IRS uma inikeza isikhathi esiningi esimisiwe nempumuzo yenhlekelele.

Hlela Ngaphambili Ngonyaka Ozayo

Uma usuyigcinile incwadi, ungayivali incwadi ngentela kuze kube yilapho usuzibekelele okuhlangenwe nakho okushelelayo ngonyaka ozayo.

  • lungisa ukugodla kwakho usebenzisa i-IRS Tax Ukugoma i-Estam. Uma uthola i-refounder enkulu, unika uhulumeni imali ebolekwayo engenanzalo; uma uboleka imali eningi, ungakhokhiswa isijeziso esiphansi. Faka i-Fomscreen W-4 kumqashi wakho ukuze ukhokhe imali ethathwe ku-check.
  • Kwenziwa intela elinganiselwayo uma uzisebenzela. Phaza kanye (April 15, June 15, September 15, January 15, 15 kanyaka olandelayo) ukuze ugweme izijeziso. Sebenzisa iForm 1040-ES ukubala nokukhokha ngomshini.
  • qinisekisa irekhodi lokugcina[ phakathi konyaka. nikezela ifolda yefayela (ngenyama noma ngokwezinombolo) yezincwadi zentela bese wengeza amarisithi njengoba uwathola. Izinhlelo eziningi zihlela izindleko ngokuzenzakalela futhi zingahlangana ne-software yentela.
  • Uhlale wazisiwe ngezinguquko zomthetho wentela. Umthetho weTsima ne Jobs ka-2017 wenza izinguquko ezinkulu kuleyo ngxenye eminyakeni edlule; imithetho emisha njenge-Infladiation Reduction Act ithinta futhi izikweleti (umz., intuthuko yamandla ekhaya). Zibophelele ku-IRS email ukuchaza noma uphawu lwe-IRS Newsroom.
  • [[I-FLT:0] Ukuhlanganisa ama-akhawunti omhlalaphansi. Iminikelo kuma-IRA, 401(k) naku-SEP IRA kunganciphisa iholo lakho elikhokhelwayo. Ngisho noma ungakwazi ukukhuphula, unikele okuthile kunciphisa intela yakho futhi ukhulise imali obekelwe yona.

Kusukela kusenesikhathi, ukuhlala, nokusebenzisa amathuluzi alungile kuguqula ukulungiselela intela kusukela ekusebenzeni ngokuphamazela kwempi kungene emsebenzini okwaziyo waminyaka yonke. Uma uzizwa ukhungathekile, unganqikazi ukufuna usizo kuchwepheshe ofanelekayo noma ukusebenzisa imithombo ye-IRS njenge FAT:0]RS Free Face[[ uhlelo, uhlelo [[FLT]], [[FLT:]] inteer Conquection mediactive mediation mediation program, noma uhlelo olubanzi [[FLT:]] lwe-IRT] 17 . [umthetho].]. Ngokumukela lezinqubo, ungabhala intela zakho ngokuqiniseka nangokwethemba unyaka ngamunye.