Isingeniso: Ukubheka Indawo Yentela Njengentsha Engasakhokhi ENdiya

Ukushintsha umsebenzi okhokhelwayo eNdiya kunikeza ukuvumelana nezimo, ukuzibusa, nethuba lokwakha okuthile kwakho. Nokho, lokhu kushintsha futhi kuletha ulwazi olunzulu ekuqondiseni intela yakho, ikakhulukazi izindleko zakho zentela. Ngokungafani nomsebenzi wesiko lapho umqashi wakho ekhulula khona intela emthonjeni (TDS) futhi enikeza ukuvumelana okuningi kokuvumelana kwakho, njengendlela okhululekile yokukhokha intela – ekubhaliseni nasekukhokheni intela nokukhokha intela. Ukuthola lenkokheli kuzokusindisa ezinhlahleni zezelweni zezelo, inzalo, futhi okungadingekile. Lesiqondiso esibanzi siyokwenza uhambe ngokulandela zonke izinyathelo ezibucayi ukuze ulawule intela yakho, sinciphise ngokusemthethweni, futhi sigcine imithetho yakho yentela intela isesilinganise-India.

Ukuqonda Ukuba Nentela Njengesikhulumi ENdiya

Ngaphansi komthetho wentela waseNdiya, amavolontiya ahlukaniswa ngokuthi abantu abasebenza ngokwabo. noma iziqu zobuprojekthi[. Iholo lakho lithathwa njenge "awuphume emsebenzini" noma "ebhizinisini," kuye ngokuthi umsebenzi wakho unjani. Lo hlelo luthinta indlela olinganisela ngayo iholo lakho, iziphi izikweleti ongazibika ngayo, nendlela obika ngayo iholo lakho. Intela ekhokhwa inikeza isakhiwo esiqhubekayo sentela yabantu ngabanye, futhi abakhululekile bawela phansi kwenani eligcwele abantu abakhokhileyo, uma bengahlelelwe intela eqoqwe ngaphansi kwesigaba esingu 44 sesigaba seze-AD.

Ukumangalelwa Kwentela Okuyinhloko Kwabakhululeki

  • Intela ekhokhelwayo: Isekelwe eholweni lakho lenetha elikhokhelwayo (imali yonke ehhalelwayo encishiswe kancane), ikhokhwa ngokwenani elifanele lamatshe athengwa abantu ngabanye.
  • Intela ye-Advance: Uma ingqikithi yakho yentela ngemva kokuba i-TDS idlula 7610 000 ngonyaka wezimali, kumelwe ukhokhe intela yangaphambili ngamaqoqo amane (15% ngo-June 15, 45% ngo-September 15, 75% ngoDecember 15, kanti 100% ngo-March 15).
  • [[QURT:0] Intela neNkonzo yentela (GST): Uma i-aggrega ohlwini lwenkonzo ye-frecurence idlula i-Sarak (201610 lakh ezizweni ezikhethekile), kumelwe ubhalise i-GST, ukhokhe i-GST nge invoices, kanye nohele wanyanga/ngenyanga
  • [[[UMTL:0] Ezinye izintela:[ kuye ngokwendawo ohlala kuyo, ungadinga futhi ukukhokha intela kachwepheshe noma ezinye intela zendawo.

Ukuqonda lezi zibopho kuyisisekelo sokuhlela intela. Ukungazi kwanoma imuphi kuzo kungaholela ezijezisweni nasezinkonzweni ezingokomthetho.

Isinyathelo Sokuqala: Thola Futhi Uhlaziye I - PAN Yakho

I-Akhawunti Engaguquguquki (PAN) ibophelelekile ekuhleleni intela ekhokhelwayo, ukwamukela imali evela kumakhasimende adeduct TDS, nakuveza i-recunds. Uma kakade une-pane yasezinsuku zakho ezivunyiweyo, qinisekisa ukuthi iyasebenza futhi ihlangene ne-Aadhaar yakho. Uma kungenjalo, yenza nge- ukungenisa ithekisi loMnyango we-Thesigeji [[.]

Thulula isigaba sakho sokusebenza se-PAN ku-"I-Individial" (hayi "Ikhompathi" noma "Firm") ukugwema izinkinga. Futhi, qinisekisa ukuthi ikheli lakho nokwaziswa kothintana nakho kungokumanje, njengoba umnyango ungathumela izimemezelo noma izibuyekezo ngeposi.

Isinyathelo Sesibili: Khetha Indlela Ongalandisa Ngayo Futhi Ulondoloze Imibiko Engenakulinganiswa

Njenge-freverlancer, ungakhetha phakathi kwesisekelo sokuzilanda. Abakhululi abaningi bakhetha isisekelo semali - uqopha imali uma uyithatha, futhi bakhokhela izindleko uma uyikhokha. Lokhu kulula futhi kuvumelana nezinkulumo zakho zasebhange. Iyiphi indlela oyikhethayo, uyigcina njalo.

Lokho Okufanele Kugcinwe

  • Amarekhodi emali efunyenweyo: Wonke ama-invoice aphakanyisiwe, ama-infonsishini akhokhelwayo (ukudluliswa kobhange, amakhophi, ukukhokha izithombe zezithombe zezithombe zolwenombolo), kanye nezitifiketi ze-TDS (FORm 16A) kumakhasimende.
  • Amarekhodi e-Expence: Izincwadi zemishini (i-optop, i-software, i-Internet), izindleko zokuhamba, intela yehhovisi (uma ikhona), izindleko zobuchwepheshe (uma ikhona), izimali zobuchwepheshe (uma i-accompers, abameli), imali yomshuwalense, nanoma iziphi ezinye izindleko zebhizinisi.
  • [[UMTL:0] Izitatimende zamakhadi okuthenga ngesikweleti: Gcina izitatistiki zanyanga zonke njengobufakazi bentengiselwano.
  • [[I-FLT:0] Izivumelwano:[ izivumelwano zeFreelance namakhasimende zingasiza ekuthetheleleni iholo nezindleko.

Sebenzisa i-software enika izibalo noma ngisho neprogram esakhelwe phambili elula ukulandelela yonke into. Umgomo uwukuba nomzila ocacile, okwazi ukuphenya owenza ukuba i-screen yentela ikwazi ukucubungula nokumelana nayo. Ukuze uthole isiqondiso esiningiliziwe, bhekisela ku- i-conobleTax ekhonweni eligciniweyo le-franter[.

Isinyathelo 3: Ukubhalisa Nokubambisana

I-GST ivame ukuba indawo edida kakhulu yama-crecur akhululekile ama-Indiya amasha. Ukuzifihla ukuthi uyadinga yini ukubhalisa ngokusekelwe ku-' i-traggreate frover [. Lokhu kuhlanganisa ingqikithi yenani lazo zonke izinto ezithengwayo, intengo ye-parensi, nezindawo zokuthunyelwa kwamanye amazwe eNdiya, ezibalelwa ngesisekelo se-MENTAN-Indiya. Uma i-adia i-ander yakho idlula Kris20kh (8810 lakh yezigaba zezinganiso ezikhethekile ezifana ne-Jam & Kashmir, Uttankankar, nj), ukubhalisa, isemthethweni.

Izinzuzo Zokubhalisa Ngokuzithandela

Ngisho noma i-inchover yakho ingaphansi komnyango, ukubhalisa kokuzithandela kungaba nzuzo uma amakhasimende akho amaningi enziwe ngamabhizinisi e-GST. Kukuvumela ukuba uqoqe i-GST kuwo, uyikhokhele, futhi uthenge intela engenisiwe ekuthengeni kwakho kwebhizinisi (njengama-laptop, ama-software, izikweleti ze-Internet). Nokho, futhi inezela futhi umthwalo othotyelweyo - kumelwe ubuye (i-GSTR-3B inyanga noma i-sekhondini, ne-GSTR-1 ukuze unikezele intela engaphandle) futhi ugcine amarekhodi afanele.

Uma ubhalisa ngaphansi kwe-GST, amakhasimende akho angathola ukufakwa kwentela ngentela oyikhokhileyo, engenza izinkonzo zakho zikhange kakhulu. Kodwa khumbula: Kumelwe unike i-GST-compliant invoice namafayela amasha ngesikhathi ukuze ugweme izindleko zemuva. Cwangcisa isikhulu GST yephepha lokubhalisa nokubuyisa.

Isinyathelo 4: Landisa Isu Lokuthengisa Lokungathathi - gazi (Ukukhuphula U - 44 ADA)

Uma ingqikithi yamarisidi akho ekukhululweni (njengoba i-projekthi echazwe ngaphansi kwe-Foctal 44AAA, ehlanganisa onjiniyela, abaklami, abaqambi bama-akaunti, onobhala benkampani, nabanye ochwepheshe abaningi) ingadluli i-7650 lakh ngonyaka ongokwezimali, ungakhetha icebo lentela elikhokhelwayo [. Ngaphansi kwalokhu, iholo lakho libhekwa njengenani elingu-50% lamarishini akho amabi kakhulu. Akudingi ukugcina izincwadi eziningi ze-akhawunti yakho noma ukuphenywa. Lokhu kunciphisa izindleko ezivumayo.

Ibalulekile: Icebo alikho khetho. Uma izindleko zakho zangempela ziphakeme kunama-50% amarisidi amabi kakhulu, kufanele ukhethe futhi ulinganise imali engokoqobo. Futhi, uma usukhethe icebo lokuthatha, awunakukhetha emuva eminyakeni emihlanu ezayo. Ngakho khetha ngokuhlakanipha. Ukuze uthole incazelo eningiliziwe, bheka umbhalo we-Tax eqenjini 44A[FLT] [[FLT]]

Isinyathelo Sesihlanu: Yandisa Izinqubo Ngaphansi Kwezigaba Ezifanele

Ukuhlelwa kwenani elingcono kunganciphisa iholo lakho elikhokhwayo. Njengenkokhelo, ungathola izikweleti zezindleko ngokunganaki nangokuphelele ebhizinisini lakho. Nakhu okungacatshangelwa:

Izithunzi Ezivame Ukushiwo

  • Intela yehhovisi kanye nemishini esebenzayo: Uma uqasha indawo yokusebenzela ehlukile, intela, ugesi, ne-inthanethi. Uma usebenza ekhaya, thola ingxenye elinganayo yezindleko zasekhaya (umshini, u-Internet, intela yempahla). Umnyango we-Inonating Teaxix uvumela isilinganiso esilinganiselwe, kodwa uzimisele ukuyithethelela.
  • nempahla: Ilappops, amacomputer, abashicileli, iziteshi, ama-software, kanye nomakhalekhukhwini. Impahla ebiza imali engaphansi kuka-255 000, ungathola imali ephelele ngonyaka wokuthenga. Impahla ezithengwa kakhulu, ukunyuka kwenani elingaphezulu kuyasebenziseka.
  • [[[UMTL:0] nokudluliswa: Ukuhambela indawo emihlanganweni yamakhasimende, izingqungquthela, nohambo oluhlobene nebhizinisi. Gcina ama-ligithi nezincwadi ze-log.
  • [[INKONZO:0] Intela yemisebenzi:[ Imali ekhokhwa abaqaphi bama-akaundium, abameli, noma abameli bezeluleko zentela noma zomthetho.
  • [[INTRAWU:0] Imali ekhokhwayo:[ Umshuwalense wempilo (Ukwandiswa kwamashumi amahlanu), umshuwalense wokuphila (Ukwahlukanisa u-80C), nomshuwalense wempahla yebhizinisi.
  • Ezinye izindleko zebhizinisi:[ Intela ye-website yokungenisa izimpahla, intela ye-oda, ukukhangisa, izikhokhelo, izincwadi, amakhosi okuqeqesha, ngisho neziphuzo zamakhasimende (ozibeka ngaphansi kwemingcele).

Ngaphezu kwalokho, ungathola izithensi ngaphansi kweSahluko VI-A (80C, 80D, 80E, njll) ukuze ungenise imali futhi ubeke umshuwalense. Kodwa khumbula: Lezi zikwekwekwe ezikwelini zebhizinisi. Sebenzisa umshini wokubala intela noma hlola i-CA ukuze ulinganisele.

[ Isixwayiso: isho kuphela izindleko zebhizinisi zangempela. Izikweleti ezikhuphukayo zimema ukuhlolwa nokungavunyelwa.

Isinyathelo 6: Qokelela Futhi Ukhokhe Intela Ngesikhathi Esifanele

Ngokungafani nezisebenzi ezikhokhelwayo eziye zadedelwa i-TDS esheke ngalinye leholo, abakhokhi bentela kumelwe bakhokhe intela yabo kusengaphambili uma ingqikithi yemali ingaphezu kuka-7610 000. Lokhu kuhlanganisa intela yeholo kanye ne-ces. Ukuhluleka ukukhokha intela kusengaphambili kudonsa inzalo ngaphansi kwe-Cult 234B ne-234C – manje i-1% ngenyanga ngenkokhelo.

Isimiso Sentela Esiphambili

  • Ku noma phambi [[Umthetho: 0] Juni 15[[Umthetho:1]: Phaza okungenani i-15% yengqikithi yentela elinganiselwayo.
  • Ku noma phambi [[Umthetho:0] ku-15 [[[Umthetho:1]: Khokha okungenani 45% ehlanganisa (kuhlanganise nenkokhelo kaJune).
  • Ku noma phambi [[QUMT: 0] December 15[[QUL:1]: Lungisa okungenani 75%.
  • Kunoma phambi [[QUMT: 0] March 15: Phakamisa ikhulu elisele.

Hlola iholo lakho ngokwengxenye yesine esekelwe kumarisidi angempela nezindleko ezaziwayo. Ungabukeza izilinganiso ezilandelanayo uma iholo lakho lishintsha. Ngaso sonke isikhathi khokhela i-intanethi nge-Inhooting Taxial isebenzisa i-Challan 280 (khetha ingxenye "001" ngentela yeholo). Gcina ubufakazi bokukhokha.

Uma ungaphansi kwecebo lokuthola intela (i - station 44A), kusadingeka ukhokhe intela yangaphambi kwesikhathi, kodwa kumane nje ngo - March 15 kuphela – ukhululiwe ezigabeni zokuqala.

Isinyathelo 7: Kufanele Ubuyise Intela (I - ITR)

Freelancers kumele abe nohele [ukukhetha intela ebhaliswayo eyingxenye 44ADA]. Usuku olufanele lwenzuzo yebhizinisi noma yezincwadi zama-akhawunti) noma TR-4 (Sugam) uma ukhetha intela ekhushulwayo ngaphansi kwesigaba 44ADA. Usuku olufanele lwemali lungu [[FLT:] Jot 31: lonyaka wokuhlolwa, kodwa uma kudingeka ukuba uphinde uhlole ama-akhawunti akho (ishicilo olukhuphuza kakhulu ela-650 kh nolukhetha ukuhlelwa kwendlela yokuhlelwa kwendlela), usuku olufanele [FTB:[FLT][FLT][FFOL]]

Amaphuzu Ayinhloko Lapho Endiza

  • Hlanganisa nayo yonke imithombo yeholo: ukukhulula, inzalo yasebhange, inzuzo enkulu, intela, njll.
  • Umbiko weTDS wathi uvela kumakhasimende – ulingana ne - Form 26AS (ikhasi lakho lentela).
  • Ungathi zonke izikweletu ezifanelekile nokungadingi ukukhokhelwa.
  • Qikelela ukubuya kwakho ngomshini usebenzisa i - Aadhaar OTP, i - banki yenetha, noma i - akhawunti exekethile.

Gwema amaphutha avamile njengokungawavezi kahle amasheya, ungaxhumani neTDS, noma ungahlangani nemininingwane yesimiso. Uma ungaqiniseki, qasha umqaphi wemali oqashweyo noma sebenzisa i-software ethembekile yokuhlela intela.

Isinyathelo 8: Qonda Intela Yasendulo Entsha Futhi Ukhethe Ngokuhlakanipha

Kubantu abakhululekile, ukukhetha phakathi kombuso omdala wentela (nezikweleti) nombuso omusha (amazinga aphansi kodwa angenazincono) kuyagxeka. Umbuso omdala ukuvumela ukuba uthenge zonke izindleko zebhizinisi kanye nezindleko zesahluko VI-A, ezinganciphisa kakhulu iholo elikhokhelwayo. Umbuso omusha unikeza izilinganiso ezishicelwe phansi kodwa ukhulula izikweletu eziningi (kuhlanganise icandelo 80C, 80D, HRA, nezindleko zebhizinisi ngaphandle kwezimbalwa).

Njengoba abakhululi benakho izindleko eziningi zebhizinisi ezingakhohliswanga, uhulumeni omdala cishe uzuzisa kakhulu njalo ngaphandle kokuba ama-lithi akho angathi aphansi kakhulu futhi awunazindleko. Sebenzisa i-compal yentela ukuze unqume unyaka ngamunye. Ungashintsha phakathi kwemithetho minyaka yonke, kodwa uma nje usukhetha ukuthatha intela ebhange, ngeke uphinde ungene iminyaka emihlanu (uhlukane nokukhethwa kombuso).

Isinyathelo 9: Hlela Ukuthatha Umhlalaphansi Nokulondeka Komphakathi Njengesikhulumi

Abaphathi bentela abaqasheli ukuthobelana cishe isakhiwo sengcebo esithatha isikhathi eside. Cabangela ukunikela kuma-akhawunti omhlalaphansi anikeza izinzuzo zentela:

  • [[I-PLT:0] Plublic Presentent Fund (PPF): Phezulu kuya ku-761.5 lakh ngonyaka ifanelekela ukuhlaziywa ngaphansi kwesiqephu samashumi amahlanu.
  • Isimiso sezwe se-Pension System (NPS): Isilinganiso esengeziwe sifinyelela ku-650 000 ngaphansi kwe-Foct 80CCD(1B) ngaphezulu nobubanzi obungu-80C.
  • Ukulingana okuhlangeneyo kwe-Searchs Scheme (ELS): Ukuqoqa intela nemali ye-ick-in yonyaka wesithathu.

Cabanga nangokuthenga umshuwalense wempilo (izindleko ezingu - 80D) kanye nomshuwalense wokuphila konke ukuze uvikeleke ngokwezimali.

Isinyathelo 10: Gwema Amaphutha Avamile Entela

  • [ Ukweqa intela yangaphambi kwesikhathi: Abakhululi abaningi abaqala unyaka wokuqala bacabanga ukuthi bangakhokha yonke into ngesikhathi sokufaka ifa, kuholele ezijezisweni zenzalo.
  • Awubhali i-GST naphezu kokunqamule umnyango: Ngisho noma ukhohlwa, umnyango ungalandelela ukubuya kwakho emniningwaneni ye-TDS kanye nesijeziso se-levy.
  • Ukukhokha iTDS: amakhasimende avame ukususa iTDS ngaphansi kwesiqephu 194C noma 194J. Hlola I-Form 26AS bese ulandela i-thelection nganye. Uma ikhasimende lihluleka ukugcina i-TDS, ungathola ikweleta; landela phezulu.
  • Izindleko zomuntu siqu njengezindleko zebhizinisi: Ukugcina umngcele ocacile phakathi komuntu siqu nebhizinisi. UMnyango ungasusa futhi ujezise.
  • Ukulungisa okubi kwe-ITR: Usebenzisa ITR-1 (Sahj) esho ukulahleka kwabantu ababolewe futhi iholele ekubuyiseleni ijubane lokubuya.

Ukuze ugweme lezizihibe, gcina ikhalenda lentela elinezikhawu ezimisiwe zentela yangaphambili, iGST ibuya, futhi ibhalise.

Isikhathi Sokuhlola I - akhawunti Ebhalwe Ngoqwembe (CA)

Nakuba abakhululeki bengase bakwazi ukulawula izikhwama eziyisisekelo zentela, usizo lochwepheshe luba usizo oluyigugu lapho:

  • Amarisidi akho ayizibilishi aminyaka yonke angaphezu kuka - 7650 lakh (imfuneko yokuzwa).
  • Unemibhobho eminingi yeholo noma amakhasimende akwamanye amazwe.
  • Uthola isaziso sentela noma ukhethwe ukuze uhlolwe.
  • Awuqiniseki ukuthi isilinganiso samanani ayinkimbinkimbi noma i - GST siyohlolwa kanjani.
  • Ufuna ukunciphisa isikweleti sentela ngokusebenzisa istructer esemthethweni (isib., ukwakha ifemu elinganiselwe yangasese noma yenhlangano yobuhlobo).

ICA enhle ingakusindisa kakhulu kunemali yabo yokukhokha intela futhi ivimbele amaphutha abizayo.

Bheka Phambili: Ukubhapathizwa Kwemishini Nentela

Uhulumeni wase-India ufaka intela eqophelweni ngokulinganayo. I-Inhome Taxior Department manje isebenzisa ukwaziswa okuvela emabhange, amasango, ne-GST ibuyela ekubongeni amabhayisekile angaphambi kokugcwalisa futhi ibone ukungavumelani. Njengoba umkhululi, uqinisekisa ukuthi yonke imali yakho iyakhishwa, futhi yonke imali ikhokhelwa. Sebenzisa ama-akhawunti ebhange futhi ugweme amagidi emali ngaphezu kwe-762 lakh.

Futhi, qaphela i- entsha eqoqwe eMthonjeni (TCS) ekuthunyelweni kwezindawo ngaphansi kweLiberated Remitanive Scheme (LRS). Uma uthola imali evela kwamanye amazwe ngezindawo ezifana nePayPal, ukudluliswa kombuso we-GibripWise, noma ukuthunyelwa kwebhange, uqinisekisa ukuthi uhambisana nemithetho yentengiselwano yakwamanye amazwe futhi ubika impahla yangaphandle uma idingeka.

Isiphetho: Yakha Ibhizinisi Lentela

Ukusingatha izikweleti zentela ngokuphumelelayo akukhona nje ukugwema izijeziso kuphela — ukukhulula inhloko funa ukuphinde usebenzise amakhono akho, amathuluzi, nokukhula. Ngokuqonda izibopho zakho, ukugcina amarekhodi ahlanzekile, ukuthenga zonke izikweleti ezingokomthetho, nokuhlala uphethe intela esemthethweni, iGST, kanye nokuhlela isikhathi esimisiwe, ungagxila nje kulokho okwenzayo kangcono: ukunikeza abathengi bakho umsebenzi okhethekile. Uhambo olukhululekile eNdiya lugcwele amathuba, futhi icebo eliqinile lokukhokha intela liqinisekisa ukuthi ugcina izinhlelo zakho zokukhokha intela ezingokomthetho, ngokomthetho, futhi zihambisana nokuqina. Indumiso yakho unyaka ngamunye njengoba inzuzo ikhula, futhi uyanqikaza ukufuna iseluleko lapho izinombolo ziyinkimbinkimbi. Ikusasa lakho ligcwele ukucindezeleka futhi uyobonga.