Isingeniso: Isisindo Esikhulayo Senhlangano Elawulayo

Ukulalela imithetho sekuyinselele echazayo emabhizinisini anamuhla. Akuseyona inselele esebenzayo kodwa kuyimfuneko elawula indlela izinkampani ezisebenza ngayo, incintisana nayo, futhi ikhule ngayo. Phakathi nendawo, ukuthobela imithetho kubhekisela ezimisweni, ezimisweni, nasezinhlelweni ezibekwe endaweni yokunamathela ezimfunekweni zangaphandle, ezingokomthetho, eziqondisweni zezemboni, nemithetho elawulayo.

Izigxobo ziphakeme. Ukungahambisani kungaphumela ekukhishweni okukhubazayo, ukulahlekelwa amalayisense okusebenza, ukulimala kwedumela, ngisho necala lobugebengu kubaphathi. Ngakolunye uhlangothi, uhlelo lokulalela lungavula izinzuzo zokuncintisana, ukwakha ukwethembana, nokusebenza ngokulandelana. Lesi sihloko sihlola imiphumela ehlukahlukene yokulalela amabhizinisi, ukulinganisa izinzuzo emithwalweni, futhi unikeze amasu asebenzayo okulawula ukulawulwa kwezindawo eziyinkimbinkimbi, ezihlala zikhona.

Ukuqonda Isinqumo Sokuqondisa

Ukulalela imithetho esemthethweni akuyona enye yemithetho elingana nayo yonke. Imithetho nezimiso eziqondile ibhizinisi okumelwe lizilandele zixhomeke embonini yalo, ebuthweni, ebukhulu, nasemsebenzini wayo. Ngokwesibonelo, izinhlangano zezezimali, zibhekene nezimfuneko eziqinile zeziko, ukunqanda (AML) imithetho yokuvikela (AML), nemithetho yabathengi. Abakhathaleli bezempilo kumelwe bahambisane nemithetho yesineke yangasese enjenge-HIPAA eUnited States. Izinkampani zobuchwepheshe zincintisana nezilungiselelo zemininingwane yemininingwane yezezimali njenge-General Data Protection Regatection (GR) eYurophu ne-Literacial Conficial Act (CPA).

Ngalé kwemithetho eqondene nengxenye, amabhizinisi kumelwe futhi asebenzise imithetho elandelanayo ehlobene nomsebenzi, intela, izindinganiso zendawo ezungezile, kanye nokuhwebelana kwezizwe ngezizwe. Ubunkimbinkimbi bezinkampani ezisebenza emazweni amaningi, lapho izimfuneko eziphikisanayo noma ezihambisanayo zingadala khona ikhanda elihambisanayo. Ukuqonda le ndawo kuyisinyathelo sokuqala sokulawula ukuthobela okuphumelelayo.

Imishini Yokugaya Nokukhula Kwayo

Izimiso eziningi zemingcele yemingcele zilungise izibopho zokubambisana kwamabhizinisi emhlabeni wonke. [FLT] imisa indinganiso entsha yomhlaba wonke yemfihlo ye-data, ibeka imithetho eqinile yokuthi amankampani aqoqa kanjani, agcine, futhi ahlele imininingwane yomuntu siqu. [FLT]] SARbanes-Oxley Act (Oxley Act [[FLT:][FL:]][FLT:]]] inguquko ukubika okungokwezimali kanye nokulawula kwangaphakathi kwezinhlangano zezentengiselwano emboni embonise. [FLT]] [FFF]] izilinganiso ezikanye nezingamelelwene.[FS], izilinganiso ezikanye nezingamelelwe.]

Kulengxenye yezimali, uMthetho we-Dodd-Frank wasungula izinguquko ezinkulu ngemva kwenhlekelele ka-2008, kuyilapho iziqondiso ezimelene nemali ezivimbela ukuhlawuliswa kwemali njenge-Anti-Man Anundering Directive (6AMLD) eYurophu ziye zandisa izimfuneko zenkuthalo ezifunekayo. Muva nje, i-Corporate Sustatibility Direction Reporting (CSRD) iqhubela izinkampani ukuba zembule imininingwane yendawo ezungezile, ezenhlalo, kanye ne-ESG (EG) ulwazi. Isimiso ngasinye siletha iqoqo elihlukile lesibopho sokulalela, kusukela ezincwadini nasekulandiseni ukuhlolwa kwengxenye yesithathu yezincwadi nasekuqeqesheni izisebenzi.

Ukubaluleka Kokubambisana

Ikhompathiso ingaphezulu kakhulu kohlu olungokomthetho. Isisekelo sokuthembela emakethe. Abathengi, abatshali bezimali, izisebenzi, nabantu abasebenza nabo ebhizinisi bafuna ukuzihlanganisa nezinhlangano ezisebenzisa izimiso ezingokokuziphatha nangaphakathi komthetho. Uhlelo oluqinile lokulalela lubonisa ubuqotho futhi lunciphisa ukungaqiniseki. Ngokokuhlola okwenziwa yi-Ponemon Institute, izinkampani ezilalela kakhulu amasiko alalelayo zithola ukulahlekelwa okuncane kwemininingwane nezindleko eziphansi. Ngokufanayo, amabhizinisi avame ukuthatha impumelelo ekwazi ukudonsa izimali, njengemishini eyandayo yokulawula nokukhokha izingozi.

Ngaphezu kokuthembana, ukuthobela futhi kunciphisa izingozi ezingokomthetho nezingokwezimali. Izinkokhelo ezilungile zokwephula imithetho zingaba zezesayensi. Ngokwesibonelo, amafa eGDPR angafinyelela ku-4% enkathini ebanzi yembulunga yonke noma izigidi ezingu-2020 zaminyaka yonke, noma yikuphi okuphakeme. Ngo-2023, inkampani enkulu yobuchwepheshe yahlawuliswa ngaphezu kwe-R31.2 000 000 000 zezigidi zezigidi ngenxa ye-GDPR ephula umthetho. Ukungalawuli kungaholela nasekwahluleleni kwezenzweni kwesigaba, ukuphenya kwezehlolo, nokumangalelwa kwezeleleka kobugebengu eziphethe izikhulu ze-atho.

Imiphumela Emihle Yokulalela Amabhizinisi

Nakuba ukuthobela kuvame ukubhekwa njengesikhungo sezindleko, kungaveza inzuzo enkulu uma ilawulwa ngendlela efanelekile. Okulandelayo izinzuzo eziyinhloko ezinikezwa izinhlelo ezisebenzisa kahle.

Ukuthuthukisa Umphumela Nokubaluleka Kwezakhi

Izinkampani ezaziwayo ngokuzilandela ngokuzimisela zizuza idumela lokwethembeka nokuziphatha okuhle. Lelidumela liguqulela ngokuqondile ekhonzweni labathengi nasezindaweni ezishintshwayo. Ngokwesibonelo, ezimbonini zokudla nasezemithini, izinkampani ezidlula ukuphepha nezimiso zokubeka amagama zivame ukugunyaza ukuthengiselana imali engaphezulu. Ngokufanayo, izinhlangano zezimali ezine-AML futhi ezikwaziyo ukusebenzisa inqubo yakho eqinile (KYC) zikhanga abathengi abasengozini. Umlando oqinile wenza kube lula futhi ukuvikela izivumelwano nezinhlangano zikahulumeni nezinhlangano ezinkulu ezifuna ukuba abathengi bahlangabezane nezindinganiso eziqinile zokulalela.

Ukufeza Okusebenzayo Ngezinhlelo Ezihlelwayo

Izinhlelo zokuthatha inqumbi ngokuvamile ziphoqelela izinhlangano ukuba zibhale, zihlele, futhi zihlole izinqubo zazo. Lokhu kungaholela ekuthuthukisweni okukhulu. Ngokwesibonelo, ukusebenzisa izimiso zokulawula izinga le-ISO 9001 noma i-ISO 27001 (ezihambisana nezimfuneko eziningi zokuqondisa) ngokuvamile kuphumela ekuthuthweni kwemisebenzi encishisiwe, imfucumfucu encishisiwe, kanye nokuhlelwa kwemicebo okungcono. Amakhampani afaka ekusebenziseni i-software egunyaza ukuhlelwa kwezenziwa kwezinga lokulawula nokubika amaphutha emisebenzi yemisebenzi yenani eliphezulu.

Izinzuzo Eziphithizelayo Nendlela Yokuthola Imali Yokuthengisa

Ezimbonini eziningi, ukuvuma imfuneko yokungena. Imishini yezokwelapha, imishini yezindiza, nezinkonzo zezezimali zilawulwa kakhulu; ngaphandle kwezindinganiso zokuqondisa, imikhiqizo ekhona, imikhiqizo ekhona ingakwazi ukuthengiselwa phambili. Ukuvuma kunganikeza izimakethe eziqalayo imvume futhi kubangele izithiyo ezihlala emuva. Ngaphezu kwalokho, amashijezi anjenge-SOC 2 (Ukulawula kwenhlangano yeze-Service) noma i-HIPAA angasebenza njengezisebenzi ezinamandla ezithengisa i-B2BBC, njengabathengisimende abathanda ukuda intengiselwano ephephile nemithetho eyimfihlo.

Ithemba Lomthengisi Nezindleko Eziphansi Zenhloko - dolobha

Abatshali bezimali bahlola izinkampani ngokwandayo ngezindinganiso ze-ESG, futhi ukuthobela kufeza indima enkulu. Izikhulu ezinamarekhodi abonisayo zibhekene nokucushwa okuphansi futhi zijabulela izindleko eziphansi zenhloko- dolobha. Ukuhlola kwe Harvard Business Review kwathola ukuthi izinkampani ezinobuqondisi obunamandla zathola intengo ephansi yemali ye-ESG kanye nezibuyayo ezingcono zesikhathi eside. Ngaphezu kwalokho, ukuvumelana nemithetho yokugcinwa kwemikhondo kunciphisa ingozi yezenzo zokuphoqesha ezingalinganayo.

Imiphumela Emibi Yokusekela Imithetho Emabhizinisini

Naphezu kwezinzuzo, ukuthobela imithetho kubangela izindleko zangempela nemingcele. Ukuqonda lezi zici kubalulekile ekwenzeni izinqumo ezilinganiselayo nasekuklameni amasu anciphisa imiphumela emibi.

Ukusebenzisa Imali Kakhulu Nezindleko Eziqhubekayo

Ukuphakela kuyabiza. Izinhlangano ezinkulu zingachitha amakhulu ezigidi zamaRandi minyaka yonke eminyangweni yokulalela, ekuqeqesheni komthetho, ekuqeqesheni, ekuhloleni, nasebuchwephesheni. Ku-SMEs, umthwalo unzima ngokungenakulinganiswa. Ukuhlola kwe-National Small Business Association kwathola ukuthi amabhizinisi amancane achitha isilinganiso semali yawo elinganiselwa ku-19% ngokuthobela umthetho, uma kuqhathaniswa nemali engaphansi kwe 7% ezinhlanganweni ezinkulu. Lezindleko azihlanganisi izindleko eziqondile kuphela kodwa futhi nezindleko zethuba lokulahlekisa ukunakekelwa kwezempangozo zezempatho ezikhungweni.

Ukwanda Kwemibuso Yasebuthweni Lasebuthweni Elivamile Nokuncipha Komzimba

Izimfuneko zokuqondisa ngokuvamile zidinga izinqubo eziqinile, ukugcinwa okukhulu, kanye nezingqimba eziningi zokuvunyelwa. Lokhu kunganciphisa ukwenza izinqumo futhi kuvimbele ukusungulwa kwezinto. Ngokwesibonelo, ukuqala kwe-pintech ukuzama ukusungula umkhiqizo omusha kungabhekana nezinyanga zokuvunyelwa okungokomthetho, lapho izimo zezentengiselwano zesikhathi zingashintsha khona. Ngokufanayo, imithetho yemininingwane yezomuntu siqu ingalinganisela ikhono lenkampani lokuqoqa nokuhlaziya imininingwane yamakhasi, isithiya ukuthengisa okungokomuntu siqu nentuthuko. Imithetho yokulandela imithetho yokulandela imithetho esemthethweni ingadala ukuguqulwa kwezimiso, lapho izisebenzi zigwema khona ukwenza izenzo eziqinile zokwesaba ukwephula imithetho.

Ukuyinkimbinkimbi Nokuhlukana Kwamacala

Izinhlangano zamazwe ngamazwe zibhekene nomsebenzi onzima wokuvumelana nemithetho eminingi ehlukene elawulayo ngesikhathi esisodwa. Okuvunyelwe kwelinye izwe kungase kube okungekho emthethweni kwelinye. Ngokwesibonelo, ukudlulisa imininingwane okuqinile kwe-GDPR kwenza ukuba imingcele yokudlulisa ulwazi lwembulunga yonke ihambe kalula, kuyilapho imithetho ye-inthaneti ye-inthaneti yaseChina ifaka izimfuneko zendawo zokugcinwa kokwaziswa ezingqubuzana namasu aqala amafu. Ukuhambisana nezinguquko zokulawula ezimisweni eziningi kudinga amaqembu anikezelwe ngomthetho ne-software eyinkimbinkimbi, inezela ebunkingeni nasendlekweni.

Izingozi Eziphicanayo Kubadlali Abancane

Njengoba kuphawuliwe, izindleko zokulalela izindleko ziphinde zithathe indleko: zishaya amafemu amancane kakhulu. Izinhlangano ezinkulu zingasakaza izindleko zokuvumelana kwezemali enkulu futhi ngokuvamile zinikeze iminyango engokomthetho neyokulalela. Iziqali namabhizinisi amancane zingantula imithombo yokuqasha izikhulu ezilalelayo noma ukuthenga i-software ebizayo. Lokhu kudala inkundla yokudlala engalingani, lapho imingcele yokungena ivikela abaxhasi futhi inqande ibhizinisi. Ezinhlanganweni ezilawulwa kakhulu njengebhange nezokunakekela impilo, umthwalo wokuthobela izindleko kuphela ungavimbela abadayisa entengisweni entsha.

Izinqubo Zokuqondisa Inkampani Ngokuphumelelayo

Ukuze kuqiniswe izinzuzo zokulalela ukuqondisa kuyilapho kubekwa phansi, amabhizinisi adinga indlela esebenzayo, esekelwe ezingozini. Amasu alandelayo abonise ukuthi ayasebenza ezimbonini.

Ukuziphatha Okuyingozi Njalo

Akuyona yonke imithetho elinganayo. Ukuhlola izingozi kusiza ukuba kwenziwe imizamo yokuthobelana ngokusekelwe ekuboneni nokwenzeka nasemphumeleni we-operance. Izinhlangano kufanele ziphawule ukuchayeka kwazo okubaluleke kakhulu kokuqondisa − njengokungafihliwe kwemininingwane embonini zobuchwepheshe, imithetho yendawo ezungezile yabenzi bezinto, noma imithetho emelene nokungalawuleki yokudayiswa kwezizwe ngezizwe. Ukuhlola njalo iziqondiso nokusebenza kwezentengiselwano kudingekile ngenxa yokushintsha kwemithetho kanye nemisebenzi yezebhizinisi.

Ukutshala Imali Ezobuchwepheshe

Ubuchwepheshe bokuqondisa (Regtech) bunganciphisa izindleko kanye nomzamo wokulalela. I-automatedi yokuhlola amathuluzi alandela ushintsho olulandela umthetho kanye nefulege elingase liphulwe. Ukuhlakanipha kokwenziwa kungahlola izivumelwano, ama-imeyili, kanye nokuthengiselana kwemiklamo esolekayo. Ukuphathwa kwemiklamo esekelwe emafuleni kungahlanganisa amapulatifomu emibhalo, ama-paligi, nokubika. Ngokwesibonelo, Directus unikeza iqonga lokugcina ukwaziswa okuthambile okungahlelekile okungasetshenziswa ekulawuleni umsebenzi owenziwa ngokuhambisana nomthetho, izilawuli zokufinyelela, nokuphicosha, ukusiza ukugcinwa komsebenzi ngaphandle kwezimiso ezigciniwe ezinwini eziqinile.

Yakha Isiko Eliqinile Elisekelanayo

Ubuchwepheshe bodwa abuyonele. Abaqashwa kuwo wonke amazinga kumelwe baqonde ukubaluleka kokulalela futhi banikwe amandla okukhuluma. Lokhu kudinga ukukhulumisana okucacile kuholi, ukuqeqeshwa kwasikhathi sonke okuvumelana nezindima ezithile, nenqubo enganqunywanga yokuphulwa komthetho. Amakhampani “avela phezulu” agcizelela ukuthi izimiso zivame ukuba nezenzakalo eziphansi. Abakhulu akumelwe bakhokhele isizukulwane kuphela inzuzo kodwa futhi banamathele ekulaleleni.

Ingxenye Yesithathu Yemali

Kuyi-SMEs eziningi, ukuqasha isikhulu esilalelayo isikhathi esigcwele akunakwenzeka. Ukungenela umnyango wangaphandle, ukunikeza abaphathi abagunyazi, noma izinkampani ezingokomthetho kunganikeza ubuchwepheshe obudingekayo ngaphandle kwendiza ephezulu. Ngaphezu kwalokho, ukujoyina izinkampani zezemboni ngokuvamile kunikeza ukutholakala kwemithombo ehambisanayo, amalebula, kanye nemininingwane ephawulayo. Amakhasi esithathu athathwe ezinhlanganweni eziqanjweyo angandisa ukuthembeka ngaphandle kokufuna iqembu elisebenza ngenkampani.

Ukuhlolwa Nokuthuthukiswa Okuqhubekayo

Ikhompathimenti akuwona umsebenzi wesikhathi esisodwa. Amakhampani kufanele asungule izimpawu eziyinhloko zengozi (KRIs) kanye nezimpawu eziyinhloko (KPIS) zokulandela ukuma kokulalela ngokuhamba kwesikhathi. Ukuhlola kwangaphakathi njalo nokuhlola komgunyathi kungathola izikhala ngaphambi kokuba zibe yisiphuzo. Uhlelo oluqhubekayo lokuthuthukisa, njengomjikelezo wePlan-Do-CPR-CCM, kusiza ukucwenga nokuzivumelanisa nezimfuneko ezintsha ngokuphumelelayo.

Ukuhlola Izenzakalo: Imiphumela Yangempela Yomthetho Wokuqondisa

Ukuhlola izibonelo ezingokoqobo kubonisa imiphumela emihle nembi yokulalela amabhizinisi ahlukahlukene.

Isifundo Sendaba 1: Inkampani yeGDPR enkampanini ye - E-Commerce yaseYurophu

Inkampani yezokuvikela i-'commerce' ephakathi esekelwe eJalimane yabhekana nezindleko ezinkulu zokulalela lapho i-GDPR iqala ukusebenza. Le nkampani kwadingeka isebenzise ngokweqile imisebenzi yayo yokuqoqa ukwaziswa, isebenzise amathuluzi okuqondisa, futhi imise i-Tech Adrofester yoMnyango (DPO). Nakuba inkampani yokuqala yatshala imali engaphezu kuka-R200,000, yazuza inzuzo yokuncintisana ngokukhangisa ngokukhangisa ngokuphawulekayo i-GDPR. Inkampani yayandisa ukuthemba kwayo, futhi le nkampani yabona ukukhuphuka kwenani lokuguqula phakathi kwabathengi abangafihli bantu. Ngaphezu kwalokho, ngokuhlanza inqubo yayo yemininingwane yayo, inciphisa izindleko zokugcinwa kwempahla nemfanelo yezohwebo.

Ukuhlola Indaba 2: Ikhampani Yendawo Ezungezile Enkampanini YaseNingizimu Melika Yemining

Inkampani yezimayini yabhekana nokucindezela okukhulayo kokunciphisa ukusetshenziswa kwamanzi nokulahlwa kwemfucumfucu. Inkampani eshicilelwe ukubuyisela amanzi ngobuchwepheshe nokuguqula imishini. Izindleko zokuqala zemali zazingaphezu kwezigidi ezingu-200 (R1,50 000) kodwa zabangela ukuncishiswa kwemali esetshenziswayo emanzini, izindleko eziphansi kakhulu zokulungisa izimoto, futhi zathuthukisa ubuhlobo nezindawo zendawo. Inkampani yandisa intengo ye-stock 12% ngemva kwesaziso, njengoba abashicileli bezazisa ukuma kwayo. Nokho, izindleko zokukhokha imali zabangela ukuba inkampani inciphe imali iminyaka emibili, ibambe izindleko ezinciphisa ezinye izakhiwo.

Isifundo Sendaba 3: Indikimba Ye - AML E - Fintech Fromesed Encane

Ukunikezelwa komkhawulo wesikhongozelo kwazama ukuhlangabezana nezimfuneko ze-AML ne-KYC ezibekwe amazwe amaningi. Izindleko zokuqinisekisa ukuthi i-according processing, ukuhlola, kanye nomsebenzi wokusola ukubika kwakucishe kube yizigidi ezingu - R2,8,5 (ingxenye enkulu yemali ehambisana nembewu yayo. Le nkampani kwadingeka ibambezele ukuqasha imikhiqizo futhi iqashe iqembu elizinikele. Naphezu kwalezi zinselele, kwenza ukuba ukuqala kobuhlobo obulondekile namabhange amisiwe futhi ekugcineni kube nenzuzo. Ngaphandle kwesisekelo sesisekelo, yayingeke ikwazi ukuqasha abathengi bezokusebenza.

Ukuthambekela Kwesikhathi Esizayo Kwenhlangano Yokuqondisa

Le ndawo elawulayo ishintsha ngokushesha, ishukunyiswa ukushintshwa kwemishini, ukushintshwa kwezombangazwe nezenhlalo nemibono engokwesayensi. Amabhizinisi alindele lemicikilisho angaguqula ukuvumelana kube ithuluzi eliwusizo.

Ukufunda Nge - ai Nemishini Kuhambisana Nempi

Ukuhlakanipha kokwenziwa kuguqula ukuvumelana kwemisebenzi ezenzekelayo enjengokubukeza ibhukwana lencwadi, ukufaka izingozi, nokuxilonga. Ukusebenza kolimi lwemvelo (NLP) kungahlola izinkulungwane zemibhalo elawulayo ukuze kuhlolwe izinguquko ezihlobene. Imishini yokufunda ingabikezela ukuthi yiziphi izimemezelo ezingase zibe yizentengiselwano noma ukuthi iziphi izisebenzi ezingase zifake izinsongo. Nokho, i-IA iletha izinselele ezintsha zokulawula, njengobandlululo, ukuvaleka, nokulandisa kwemithetho ekwakheni. Imishini yokulawula ibhekisa phambili ekulawuleni kwe-Alcialgameter, ngakho izinkampani kumelwe ziqinisekise ukuthi izimiso zazo ze-Alcium ziyavumelana ngokufanayo.

Ukwanda Kwe - ESG Nokuzinza

Indawo ezungezile, izenhlalo, kanye nokubusa kuba yizici ezibophekile zokubika izinto ezisezindaweni eziningi. I-CSRD ye-EU, imithetho ye-SEC ehlongozwayo yesimo sezulu, kanye nezindlela ezifanayo emhlabeni wonke ezifuna ukuba izinkampani zinikeze imininingwane eningiliziwe, ekhokhelwayo. Ukubambisana nemithetho ye-ESG akuseyona into efunwayo; kuyimfuneko yokufinyelela inhlokomkhakha emakethe amaningi. Amakhani okuthi i-ESG ezimisweni zawo zokuvumelana nezimiso ze-ESG kungathuthukisa izilinganiso zawo futhi kukhange i-ESG evectives.

Ubuchwepheshe Bokuqondisa (Ukutholwa Kwabantwana Abangatholi Umthetho)

Njengoba ukuvuma kudinga ukukhula, iRegtech echitha imali edlula ama-R100 ezigidi ngo-2028. Amakhambi afana nama-crectal atholation boards awenziwe ngemishini, ama-plut alawulayo, namathuluzi okulawula izingozi afana nawo ayakuba yindinganiso. Itshe elihlotshisiwe, i-API-yokuqala amaqophawudi anjenge-[ [[FLT]] [[FLTY:2] [[FLT]] ivumela izinhlangano ukuba zenze umsebenzi wesiko zivumelane ngokushesha ukusebenza ngaphandle kodinga iziqondiso ezintsha. Ukushintshashintsha kwemidalo yekhanda kusiza amabhizinisi ahlale enziswayo lapho esebenza.

Ukuhwebelana Kwembulunga Yonke Nokuhlukana

Nakuba ukuhwebelana kwembulunga yonke kuye kwavumelana nezinye izindinganiso, ukuthambekela kwamuva mayelana nokuhlelwa kokwaziswa kwendawo, imingcele yezokuhwebelana, namafilosofi ahlukene alawulayo (isizk. indlela eqinile yokulawula i-EU ye-opera. Indlela kahulumeni e-China yokuhlukanisa iyanda. Izinkampani zamazwe amaningi kuzodingeka zifake izimali ezimisweni yokulalela imvume eqinile ezingase zikwazi ukusingatha imithetho ehlukene emazweni ahlukene ngesikhathi esisodwa. Lokhu kungaholela ekusetshenzisweni kakhulu kwezindawo eziswayo namaqembu asemthethweni esifundazwe.

Isiphetho

Ukulalela imithetho kuyinkemba ebambene kabili. Kuletha izindleko ezinkulu, ubunkimbinkimbi, kanye nezithiyo, ikakhulukazi emabhizinisini amancane. Kodwa kuletha futhi izinzuzo ezingokoqobo: ukwethembana, ukuqondisa ukusebenza, ukukwazi ukudayisa, nokukwazi ukumelana nebhizinisi. Isihluthulelo siwukubheka ukuthobela hhayi njengomthwalo odinga ukuncishiswa kodwa njengomsebenzi obalulekile ukuze ulinganiswe. Ngokuqhuba izinqumo zengozi, ubuchwepheshe obunengozi obufana ne-Regtech no-Draices, ukukhuthaza isiko elilalelayo, nokuhlala phambili kwezimiso zomthetho, amabhizinisi angaqondisa indawo enziwa ngendlela ephumelelayo. Enkathini eyandayo yokulawula imithetho neyo yokuhlola, ukuthobela akukona nje ukugwema ukukhipha izijeziso ngokuncintisana.