Table of Contents

Lapho kucatshangelwa ukuthengwa kwekhaya, kumbalwa okunemiphumela enzima njengendawo yesikole sendawo. Ubuhlobo phakathi kwezifunda nenani lempahla buyisisekelo sezezimali, ukuthonya izinqumo kubathengi, abathengisi, nabanikazi bezimali ngokufanayo. Ukuqonda lokhu kuhlobana kungaba umehluko phakathi kokutshala imali ngokuhlakanipha nephutha elibizayo. Kulesiqondiso, sizohlola ukuthi izifunda zesikole zithinta kanjani izakhiwo, kungani ezinye izifunda ziyala intengo, futhi kanjani ukusebenzisa lolulwazi ekwenzeni izinqumo ezingcono kakhulu zokutshala ifa lefa lezwe.

Ukuhlobana Okuqondile Phakathi Kwezinga Lesikole Namagugu Asekhaya

Amashumi eminyaka okucwaninga kuqinisekisa ukuthi amakhaya asezindaweni zesikole ezinezitezi ezinezitezi eziphambili athengiselwa kakhulu kunamakhaya afanayo ezindaweni eziphansi. Ukuhlola okucashunwe kabanzi kwe-National Bureau of Economic Research kwathola ukuthi intuthuko efinyelela ku-5% ekuhlolweni ingaholela ekwandeni kwenani lamanani emakhaya angu- 2,5%. Lokhu kubonisa indawo ebekelwe abazali ekutholeni imfundo ephezulu.

Nokho, umphumela awufani. Ihlukile ngokwendawo, izimo zezindawo zokuthengisa izindlu, kanye nezilinganiso ezikhethekile ezisetshenziselwa ukuchaza “ukulingana.” Uma isikole sinedumela eliqinile, kulapho intengo yamakhaya emingceleni yaso iphakama khona. Lesivumelwano sigcina ngisho nalapho silawula ezinye izici ezifana nekhaya, ubudala, nomphakathi.

Isizathu Sokuba Imali Enomsoco Idinge Usizo

  • Imfundo njenge-Profest: Abazali babheka i-spect sesikole njengento ekhathaza kakhulu lapho bekhetha ikhaya. Isifunda esinamandla sisusa ukungaqiniseki ngekusasa lemfundo yabantwana babo.
  • [ Izemfundo ezinhle zivame ukuhlangana namazinga aphansi obugebengu, ukuthembisana komphakathi ophakeme, kanye nezindawo ezihlala abantu abahlala kuzo, okukhangayo kwabathengi bamakhaya.
  • Imali ye-Term-short:[ Abathengi babheka amakhaya ezifundeni eziphezulu njengempahla eqinile ehlala ikhona phakathi nokuwohloka kwentengiselwano.

Indlela Imingcele Yesigodi Yesikole Ethonya Ngayo Izimakethe Zangempela Zefa

Imingcele yezifunda zesikole ayiyona imikhawulo yezentengiselwano ebalazweni, kodwa iyimingcele yezomnotho engadala ukwehluka okukhulu kwezindinganiso zempahla. Amakhaya amabili asesitaladini esifanayo kodwa abelwe ezifundeni ezihlukene angahluka ngenani lamashumi ezinkulungwane zamaRandi. Lesi senzakalo saziwa ngokuthi “imiphumela yesikole” noma“ imiphumela yemfundo yesifunda,” futhi siye sabikwa emadolobheni aphesheya kwe-United States.

Izindleko Zokwehlukanisa

Ucwaningo lubonisa ukuthi amakhaya aphakathi kwesifunda esiphambili sesikole anikeza intela ekhulisa ukusondela kwekhaya esikoleni ngokwaso. Lokhu kungaqala ku-2% kuya ku-15% noma ngaphezulu, kuye ngokuthi izifunda nezindawo zokuthengisa izindlu zendawo. Abathengi ngokuvamile bazimisele ukukhokha imali ekhokhelwa ukuqinisekisa ukuthi izingane zabo zithola imfundo engcono kakhulu.

Izinguquko Ezingalingani Nezimakethe Eziningi

Ukushintshela emingceleni yesifunda sesikole (ukusukela ekuvuselelweni kwezindawo, ukwakhiwa kwesikole esisha, noma ukuqiniswa kwezakhiwo) kungaba nemiphumela ephawulekayo emazingeni empahla. Ikhaya elivele lifike esifundeni esiphansi lingalahlekelwa inani elibolile. Ngakolunye uhlangothi, amakhaya amasha athunyelwe esifundeni esiphezulu angathola ukwazisa okusheshayo. Abanikazi nabathengi kumelwe bahlale benolwazi ngezinguquko ezingase zibe khona emalini, njengoba lezi zingaguqula kakhulu isimo semali sempahla.

Izici Ezingenakuqhathaniswa Ezithinta Imfanelo Yesikole Esibonakalayo

Nakuba amamaki okuhlola avamile ewuphawu lokuvota oluvamile lwezinga lesikole, abasho yonke indaba. abathengi basekhaya bacabangela izici ezihlukahlukene ezinezela edumeleni lesifunda futhi, ngokwesilinganiso, izindinganiso zempahla.

Izilinganiso zothisha

Isigaba esincane ngokuvamile sihlanganiswa nokunakekela okukhulu komuntu ngamunye kanye nemiphumela engcono. Izifunda ezinezilinganiso eziphansi zothisha babafundi ziyaziswa ngabazali futhi zingalawula ukutsalwa kwezindawo zokuthengisa izindlu.

Izinhlelo Nemisebenzi Ehlukile

Izinhlelo zobuciko, imidlalo, ne-STEM zibonisa imfundo ebanzi. Izikole ezinezikhungo zombuso zobuciko, njengezesayensi, ukwenza izikhungo zobuciko, nezindawo zokugijima, zikhanga kakhulu emikhayeni futhi zingandisa izinga lamakhaya endaweni ezungezile.

Ukuphepha Nesiyalo

Irekhodi lokulondeka kwesikole liyindaba ebaluleke kakhulu kubazali. izigodi ezinezinga eliphansi lokuqinela abanye, ubudlova, nokuyala zibhekwa njengezifiselekayo, ngisho noma izivivinyo eziningi zingaphakeme kakhulu.

Ukuhlanganyela Emphakathini Nokuhileleka Kubazali

Amalungu asebenzayo afundisayo, izisebenzi zokuzithandela zesikole, kanye nobudlelwane bomphakathi zinezela esimweni esihle sesikole. Amakhaya ezifunda eziphethe abazali abaphezulu avame ukubona ukubaluleka okwengeziwe ngenxa yomqondo womphakathi osungulwe yiso.

  • Iqolo le-Orlege Iaudiation Raties: amazinga aphakeme abathweswe iziqu emakolishi aneminyaka emine angayithuthukisa idumela lesifunda.
  • [[UMTL:0] Izindawo ezithuthukisiwe nezinhlelo ze-IB: Ukuphumelela komsebenzi onzima kukhanga imindeni egxile ezifundweni.
  • [ Imisebenzi yemfundo ekhethekile:[ ukusekela okuqinile kubafundi abanezidingo ezikhethekile kungakhanga imikhaya edinga lemithombo.

Izilinganiso Zesigodi Sesikole Ekhaya

Kubathengi abaningi bekhaya, isilinganiso sesifunda sesikole siyisefa elingakholeki. Ukuhlolwa kwe-2021 kwe-National Association of Realtors kwathola ukuthi amaphesenti angu-26 abathengi abanezingane ezingaphansi kweminyaka engu-18 ezikhonjiwe abanezici zesikole njengesici esibaluleke kakhulu ekukhetheni kwabo indawo yokuhlala. Ngisho naphakathi kwabathengi abangenabantwana, isilinganiso sesikole sathonya isinqumo sabo, siveza inani lokutshala imali kanye nethuba lokuphindela ikhaya esifundeni esihle.

Indlela Abathengayo Abasebenzisa Ngayo Izilinganiso

Abathengi baphendukela kumasiteji aphezulu e-inthanethi njenge GreatSchools.org, anikeza izilinganiso ezisekelwe ekuhloleni izilinganiso eziningi, ukulinganisela, nokubukeza komzali. Lezi zilinganiso zingathatha izindawo zokufuna, ziqhube izicelo (namanani) eziphezulu. Nokho, abacusumbuli baphikisa ngokuthi isilinganiso esiphezulu semfundo yesikole futhi zingajezisa izikole ezikhonza abantu abahlukahlukene noma abathola imali ephansi.

Ukuhlola Izenzakalo: Umphumela Wesigodi Sasesikoleni Ngezindinganiso Zemvelo Ngaphesheya Kwe - United States

Izibonelo zezwe langempela zibonisa ukuhlobana okunamandla phakathi kwezikole namanani emali yekhaya.

ISan Francisco Bay Indawo

E-Bay Areaudie encintisana kakhulu, amakhaya asemaphethelweni aphezulu njenge-Palo Alto Impanity noma i-San Ramon Valley Amen angabiza izindleko eziphindwe kabili kuya kwezintathu kunezindlu ezilinganayo ezifundeni ezisezansi eziqhele ngamakhilomitha ambalwa. Intela yokuthola izikole zomphakathi eziphambili iphakeme kakhulu kangangokuba eminye imikhaya ifaka imali emakhaya amancane, amadala ukuze nje ithole imali yokufunda.

IDallas, eTexas

Emadolobheni aseDallas, isifunda sesikole sikhetha isikole esiphambili esifuna izindawo ezithengwa kakhulu. Izifunda ezinjengeHighland Park ISD ne Frisco ISD zaziwa ngemfundo ephambili nezindinganiso zempahla eziqinile. Amakhaya akulezifunda akwazisa ngokushesha futhi amelana nokuwohloka kwezomnotho kangcono kunamakhaya ezifundeni ezingomakhelwane kodwa asebenza kancinci.

Minneapolis, Minnesota

IMinneapolis yabona ukushintshwa kwenani elikhulu lempahla ngemva kwezinguquko zezentengiselwano zesikole ezihloselwe ukufinyelela izinhlobonhlobo zezenhlalo nezomnotho. Izindlu ezabelwe izikole ezinezinga eliphansi ngaphambili ezibhekene nentengo ephansi, kuyilapho amakhaya anezelwe ezikoleni zikazibuthe ezithandwayo abona ukwenyuka. Lokhu kuqokomisa izikweletu zezimali zezimiso zesikole zombuso.

Indlela Yokusebenzisa Imininingwane Yesigodi Yasesikoleni Lapho Uzingela Indlu

Kubathengi, izifunda zesikole ezicwaninga ngazo kufanele zibe yindawo yokuqala, ngisho nakulabo abangenabantwana. Nazi izinyathelo ezisebenzayo:

Qala ngamathuluzi wohlelo lokuxhumana

  • IziQulu ezinkulu.org: Hlola izibalo zonke, hlola amanani, kanye nezimpawu ze-equity.
  • [ SchoolDgug: Qhathanisa izikhundla zesifunda nonyakazo ongokomlando.
  • Amawebhusayithi esigodi esendaweni yakhona:[ Izifundo zokubukeza, izimfuneko zothisha, kanye nokwaziswa kokubhalisa.

Hlola I - creator Yangempela Yesakhiwo Sasendaweni

Umuntu onokuhlangenwe nakho uyoba nolwazi olujulile ngemingcele yezifunda zesikole, indlela yokondla, nedumela.

Vakashela Izikole Futhi Ukhulume Nabazali

Akukho okuthatha indawo yolwazi lwakho siqu. Hamba izikole, ungene ezindlini ezivulekile, futhi uxoxe nabazali lapho wehla noma ukhetha. Ukuqonda kwabo kungaveza umehluko owembulayo olahlekelwa yilokho okufana nempucuko yesikole, ukusabela kokuphatha, noma izinguquko zamuva zokuhola.

Ziqonde Izindlela Zokondla

Ezinye izigodi zinezikole eziqalayo ezidla izikole eziphakathi neziphakeme ezinedumela elihlukile. Isikole esiphambili singangaqinisekisa isikole esiphambili esingcono. Hlola lonke iketanga lokufuya ukuze kuqinisekiswe ukwaneliseka okuthatha isikhathi eside.

Izinkinga Zezimali Zokukhetha Ikhaya Elisekelwe ESifundeni Sesikole

Imiphumela engokwezimali yesikole esikhetha ukusifunda idlulela ngalé kwentengo yokuqala yokuthenga.

Intela Yempahla

Izigodi ezinezigaba eziphakeme zivame ukuba nentela yempahla ephakeme yokuxhasa izakhiwo ezingcono, amaholo ezisebenzi, nezinhlelo. Nakuba lentela ingakhokhwa ngaphansi kwezimo ezithile, yandisa izindleko zakho zokuthwala inyanga nenyanga. Abathengi kumelwe balinganisele inzuzo yokwazisa ekhaya ezikweletini zentela eziphezulu.

Ukubaluleka Nokwazisa

Amakhaya asezindaweni eziqinile ezingokomlando azisa ngokushesha futhi awakhombanga kakhulu ekulungiseni izimakethe. Lokhu kuzenza zibe yimali ephephe kakhulu eshibhile isikhathi eside. Ngokwesibonelo, phakathi nenkinga yezindlu ka-2008, amakhaya ezifunda eziphezulu agcina inani lawo liphakeme kunalawo asezifundazweni ezibuthakathaka.

Isidingo Samazinyo

Abatshali bezimali bavame ukufuna izikhundla eziphambili ezifundeni ngoba bakhanga abaqashi abanokwethenjelwa abazimisele ukukhokha izintela eziphakeme.

  • Izindleko zokungena eziphakeme kakhulu: Ulindele ukukhokha imali ekhokhelwayo, kodwa okungakhokhwa inzuzo enkulu.
  • Ingozi ye- Umphandle: izifunda ezinhle zinikeza isithiyo esivimbela imakethe.
  • [[Umthetho:0] Ukucabangela:[ Intela yempahla ekhona ohlelweni lwakho lwemali nokuhlola ukutshala imali.

Imikhuba Yesikhathi Esizayo: Izigodi Zesikole Nezindinganiso Zempahla Endaweni Eshintshayo Yemfundo

Ubuhlobo phakathi kwezikole nezindawo bungashintshashintsha kakhulu eminyakeni ezayo.

Ukukhetha Ukufunda Ekude Nesikole

Isifo se-COVOID-19 sasheshisa ukuthathwa kwezithombe ezikude neziyingxubevange. Eminye imikhaya manje ivuleleke kakhulu ekukhetheni izifundo ezingahlobene nekheli elithile. Lokhu kunganciphisa izindleko ezihlobene nokuhlala esifundeni esiphezulu, ikakhulukazi uma izikole ezingokoqobo noma ama-microbarys zithandwa kakhulu.

I - Charter Ne - Magnet School

Izinhlelo zokukhetha isikole zivumela abazali ukuba bathumele izingane zabo ezikoleni ezingaphandle kwezwe. Ezifundeni ezinemithetho eminingi yomthetho-sisekelo noma uzibuthe, ukuhlobana phakathi kwekheli lasekhaya nelesikole kubuthakathaka. Lokhu kungaqeda ukuhluka kwenani lempahla phakathi kwezindawo ezingomakhelwane.

Amashadi E - Demographic

Njengoba inani labantu likhula futhi inani lemikhaya enabantwana lincipha kwezinye izindawo, izinga lesikole lingase linciphe.

Izinguquko Zenqubo

Imizamo yokuhlukanisa, ukulungisa imingcele nokuguqula imali kungaguqula iziqu zesikole kanye nenani lempahla ngesikhashana. Abaninikhaya kufanele baqaphele isimiso semfundo yendawo futhi basekele imingcele eqinile nelindelekile.

Izinyathelo Eziwusizo Kubathengisi Besikole Sesigodi Esikhangayo

Uma uthengisa indlu esifundeni esiphezulu, unenzuzo yokuncintisana. Nansi indlela yokuyenza ibe nkulu.

Qikelela Ubuciko Nezilinganiso Zesikole

Ekudwebeni kwakho incazelo, sho igama lesikole, ireyithingi, nanoma yimuphi umklomelo. Gcizelela ukuhamba noma ukubhakela kude ukuya ezikoleni, uma kusebenza. Sebenzisa amagama afana “emuva kwe-XYZ School District” ukudonsa ukunaka kwabathengi.

Nikeza Abathengi Imininingwane Yesikole

Yakha “iphepha le-fact” elihlanganisa amaphuzu amaningi, izinhlelo zangemva kwesikole, kanye nobufakazi babazali. Hlanganisa izixhume ezisezingxenyeni zesithathu zesikole. Lokhu kubonakala kwakha ukwethembana nokuvumelanisa inani lakho elicelayo.

Ukuhlala Ucabanga Ngemikhaya

Uma abathengi abanezingane uyizibukeli ozihlosile, hlela ikhaya lakho ukuze udlulisele i-ok: yenza umsebenzi wesikole wasekhaya, qokomisa izindawo zokudlala eziphephile, futhi ugcizelela izindawo zokutadisha ezithule. Ikhaya elizizwa “lilungele umndeni” licacisa ukubaluleka kwesifunda sesikole.

Inani Elifanele

Ukucwaninga kwamuva nje okuphathelene nezindlu ezifanayo esifundeni sakho, ngoba imali yesikole ingaba nkulu, ikhishiwe ngaphezu kwamakhaya afanayo kwezinye izindawo ingakhanga. Umsebenzi uthola imali etholakala kumphathi wezindawo oqonda isilinganiso sesikole.

Isiphetho

Ithonya lezifunda zesikole ezilinganisweni zempahla lingenye yezinamandla kakhulu ezindaweni ezihlala abantu. Kusukela ekuthengeni imfuno yokulungisa ukwazisa okuthatha isikhathi eside, izinga lesikole sendawo lithinta zonke izici zezentengiselwano zezindlu. Kungakhathaliseki ukuthi uthenga indlu yakho yokuqala, ukuvuselela umkhaya wakho, noma ukutshala imali ezindaweni zokuqasha, ukuqonda lobu buhlobo kubalulekile.

Ikhaya elisesifundeni esiphezulu esinebanga eliphezulu liyindawo yokuhlala nje kuphela, iyindawo ethanda ukuba nenzuzo, ukukhanga abathengi abakwaziyo, futhi linikeza ukuzinza ezikhathini ezingaqinisekile. Nokho, imali ikhona ngaphandle kwemisebenzi: izintela zempahla, umncintiswano omkhulu, nengozi yokushintsha umngcele isho ukuthi abathengi kumelwe benze umsebenzi wabo wesikole. Ngokusebenzisa ukwaziswa okunokwethenjelwa, ukubuza ochwepheshe bendawo, nokucabanga isikhathi eside, ungenza isinqumo esihlakaniphile esizuzisa umkhaya wakho nezimali iminyaka eminingi ezayo.

Ukuze ufunde ngokwengeziwe, hlola i-National Association of Realtors iprofile yabathengi basekhaya nabadayisi ukuze uthole ukuqonda kwezibalo eziza kuqala kubathengi.