Table of Contents
Ukuqonda intela kahulumeni kuyisici esibalulekile semfundo engokolwazi lwezimali kumninikhaya. Izintela ozikhokhayo kuhulumeni wakho zithinta ngokuqondile iholo lakho elalahlwayo, amandla akho okuthenga, kanye nezinkonzo zomphakathi ozitholayo (kusukela emigwaqweni nasebhulohweni ukuya ezikoleni nakumthetho. Ngokungafani nentela zikahulumeni, ezilinganayo kulo lonke izwe, intela kahulumeni ihluka kakhulu kusuka kuzwe owodwa kuya kolulandelayo. Lokhu kuhlenga kuveza ukuthi lapho uhlala khona, umsebenzi, isitolo, kanye nendawo yakho siqu kungaba nethonya elikhulu emthwalweni wakho wonke wentela. Lesiqondiso esibanzi sizokusiza ukuba usebenzise intengo yentela kahulumeni, sikunikeze ulwazi ukuze wenze izinqumo ezihambisana nolwazi, ugweme amaphutha abizayo, futhi uqaphele amathuba okulondolo.
Iyini Intela KaHulumeni?
Intela kahulumeni incishiswa ohulumeni bamazwe ngamanye ezakhamuzini zabo, emabhizinisini, nentengiselwano ekhona emingceleni yabo. Basebenza njengenzuzo eyinhloko yentela yohulumeni, ukuxhasa izinkonzo ezidingekayo njengemfundo yomphakathi, ukunakekelwa kwempilo, izakhiwo zokuthutha, ukuvikela komphakathi, nesivikelo sendawo ezungezile. Nakuba uhulumeni eqoqa intela yentela ekhokhwa ezweni lonke, uhulumeni unegunya lokuhlela izimiso zawo siqu zentela. Lokhu kuphumela emsebenzini wezigaba zentela zentela, amazinga, nemithetho. Izigaba eziyinhloko zihlanganisa intela yentela yempahla, intela yempahla, intela, intela, intela, kanye nentela yenkampani. Ukuqonda ukuxubana kwentela ezweni lakho.
Izinhlobo Zentela KaHulumeni
Izwe lisebenzisa inhlanganisela yezintela ukuze lithole inzuzo. Ingxube namazinga athile kuyahluka, kodwa cishe wonke amazwe ancike okungenani kwezimbalwa ezilandelayo:
- [ Intela ehlawulwayo: Intela ehholo lomuntu ngamunye nasemabhizinisini angaphakathi. Akuwona wonke amazwe aphoqelela intela yeholo lomuntu siqu (bona ngezansi).
- Intela esetshenziswayo: Intela esetshenziswayo ekudayiseni izimpahla eziningi nezinye izinkonzo. Izinga lingabekwa esifundeni nasendaweni, okuholela ekuhlukahlukanisweni okukhulu ngisho nangaphakathi kwesimo esizimele.
- [ Intela efanelekile: Intela esekelwe entengoni enqunyiwe yendawo nezakhiwo. Lokhu kuqoqwa ngokuyinhloko ohulumeni bendawo (amazwe, amadolobha, izifunda) kodwa kulawulwa umthetho kahulumeni.
- [[UMTH: 0] Intela ekhethekile: Intela ekhethekile ezimpahlani ezithile noma imisebenzi, njengophethiloli, utshwala, ugwayi, nokugembula. Lokhu kuvame ukubekelwe izinjongo ezithile, njengemali yezokuhamba.
- [ Intela ye-corporate: Intela yenzuzo yezinhlangano ezisebenza ngaphakathi kumbuso. Izizwe eziningi zisebenzisa izinga eliyisicaba, kuyilapho ezinye zinendlela eqhubekayo.
Ngaphezu kwalokho, ezinye izifundazwe zibeka izintela zentela yezwe[ (ngokudluliswa kwengcebo ngemva kokufa) noma intela yefa [[ (kowamukela impahla), nakuba lentela ingavamile kakhulu. Izifunda ezimbalwa futhi zikhokha intela yomuntu siqu [[[[FLT:]] njengezimoto noma imishini yebhizinisi. Ukwazi ukuthi intela isebenza kusiphi isimo sakho kubalulekile ukugwema izindleko ezimangalisayo.
Ukuqonda Intela Yezwe
Intela yeholo efunwa uhulumeni ngokuvamile iyintela ebaluleke kakhulu ezakhamuzini. Ivame ukubalwa ngokusekelwe emalini oyikhokhayo, futhi isilinganiso semali siyahlukahluka kakhulu. Njengemininingwane yamuva, izigaba ezingenayo intela ebanzi esekelwe kumuntu siqu: i-Alaska, Florida, Nevada, i-New Hampshire (inkokhelo nenzuzo), i-South Dakota, Texas, i-Washington, ne-Wyomining. Izigaba ezingu-41 ne-Frishidi ye-Olitiki ye-Columbia zifaka intela eholweni. Ngisho naphakathi kwalezo zintengo, amabhulovoli kanye nezibhuleki zihlukene kakhulu.
Izimiso zentela zamaphaphu
Izwe elikhokha intela lisebenzisa esinye sezakhiwo ezimbili eziyinhloko:
- Intela eholayo eqhubekekayo: Esimisweni esiqhubekayo, izinga lentela liyakhula njengoba inzuzo inyuka. Abaholi abaphezulu bakhokha ingxenye enkulu yeholo labo ezintelani. Ngokwesibonelo, iCalifornia inezinga eliphezulu elingu-13% kwabaholi abaphezulu, kanti amabhuleki aphansi akhokhela imali encishisiwe. Izifunda eziningi ezinentela zisebenzisa isakhiwo esithuthukile.
- Flat Infection Triba: Ngaphansi kwentela eyisicaba, bonke abakhokhi bentela bakhokha isilinganiso esifanayo semali yabo, kungakhathaliseki ukuthi bahola malini. Kusukela ngo-2025, 12 amazwe anentela eyindilinga: Arizona, Colorado, Illinorado, Indiana, Kentucky, Massachusetts, Mississippian, North Carolina, Utans, Utam, (kusukela manje) i-Kansas. Abasekeli baphikisa intela efule bakha intela ebhace kakhulu, kuyilapho abagxeki bethi bafaka umthwalo onzima kakhulu emikhayeni ehlwini engenisa imali ephansi.
Ezinye izifundazwe zisebenzisa intela eyisicaba [ noma isimiso esixubile, kanti ezimbalwa (njengeNew York) zinezibiyeli eziningi ezivumelanisa nokwehla kwamandla emali. Kubalulekile ukuqonda ukuthi izikweleti zikahulumeni zisebenza kanjani emalini yakho eqondile yemali. Ngokwesibonelo, isimiso esiqhubekayo singaba nesilinganiso esiphansi sentela yezakhamuzi eziningi kunentela eyisicaba enesilinganiso esilinganiselwe.
Ukuzimisela Nokuwumthombo Wenzuzo
Intela yemali eholelwayo kahulumeni ixhomeke kunoma uhlalaphi kodwa futhi ezindaweni othola kuzo iholo. Izakhamuzi eziningi zentela kuwo wonke umsuka, kanti abahlala khona bakhokhelwa kuphela ngeholo eliyinzuzo etholakale ngaphakathi kulelozwe. Izakhamuzi zaminyaka yonke zibhekana nenhlanganisela yemithetho yomibili. Uma usebenza kwelinye izwe futhi uhlala kwelinye idolobhakazi njenge Washington D.C., New York City, noma iKansas City, noma iKansasbosbo City. Kodwa, kungadingeka ukuba ubhalise amafayili kuzo zombili izifundazwe. Nokho, abaningi banikela ngentela ekhokhwaswa kwezinye izigaba zezinye izifunda. [ ukuze uvike intela ezindaweni ezikude kakhulu.
Ukuchazwa Kwentela
Intela yentela yenezelwa entengo yokuthenga izimpahla eziningi kanye nezinkonzo eziningi lapho kuthengwa. Ingamaphesenti alingana nentengo yokuthengisa, ebekwe ngumbuso futhi ngokuvamile ihlelwe iziphathimandla zendawo. Ngokungafani nentela yeholo, esekelwe emholweni weholo, intela yokuthengisa intela yokuthenga intela ekhokhelwayo, okusho ukuthi ikhokhwa kuphela uma usebenzisa imali. Lokhu kwenza ukuba ikhokhelwe ngokungenamthethweni: abantu abaphansi bathambekele ekusebenziseni ingxenye enkulu yemali yabo ezinkokheni zentela nasezinkonzweni, ngakho intela imelela inani eliphakeme lemali abayikhokhayo.
Intengo yentengo yentengo ye-Room
Kusukela ngo-2025, amazinga entela yezinga likahulumeni asukela ku-0% ezifundazweni ezinjenge-Oregon, iMontanaware, ne-New Hampshire (inani eliphakeme ngesilinganiso semali-sibhakathi") kuya ku7. Nokho, izifunda eziningi zivumela izifunda, amadolobha, nezifunda ezikhethekile ukuba zifake intela ezengeziwe zentela yendawo. Ngokwesibonelo, izinga lentela elihlangene eChicago ingadlula 10.25% ngenxa yesilinganiso sombuso (6.25%) kanye namazinga kaCook County County nedolobha. [[FLT:]x Foundation[FLD:1] njalo ikhipha amabalazwe aqalayo ezindawo eziphethe intela yendawo ehlangene nezokuthengiselwa, futhi awusizo kubo bobabili abahwebi namabhizinisi.
Yini Engakhokhiswa Intela?
Isikhungo sentela yentela yokuthengisela intengo siyahlukahluka ngokwesifundazwe. Intela engokomthetho iyanda ekhokhayo kwezinye izinto. Isambatho, ama - electronic, ifenisha, kodwa ingena ezidingekayo njengempahla nemithi egunyaziwe. Izinkonzo zokwenza njengentela yezinwele, ukuhlanza, noma intela engokomthetho ("intengo] ebhaliswe kwezinye izindawo futhi ikhululeke kwezinye. Inani elikhulayo lamazwe liqale ukukhokha intela [ izimpahla nezinkonzo zemali kanye nezinkonzo (ukubhalisa, ukulayisha izinhlelo ezisoftware, njllss.). Njengoba ukuthenga okukude kuvame, izimemezelo ezithengise intela ezithengiselwayo ezidayisa ezindaweni ezithengiselwa kuzo. Lokhu kwenziwa yisinqumo seNkade yeNkathi yesinqumo seNkathi ye-Fodvom:[5] [F]]
Ukuqoqa Intela Yebhizinisi
Uma unebhizinisi elithengisa izimpahla noma izinkonzo ezikhokhelwayo, unomthwalo wemfanelo wokuqoqa intela elungile yokuthengisela abathengi bakho futhi uyithumele emnyangweni wemali kazwelonke. Lokhu kuhilela ukubhalisa imvume yokuthengisa, ukunquma izinga elifanele lokuthengisa (kusekelwe endaweni yamakhasimende, ezizweni eziningi), ukuqoqa izikhokhelo zezikhathi ezithile, nokukhokha intela. Ukuhluleka ukwenza kanjalo kungaphumela ekujezisweni nasendabeni. Izifunda eziningi manje zidinga izikhankampasi zentengiswe njengeAmazon kanye ne-eBay ukuqoqa intela futhi zithumele futhi zithumele intela ngokulandela abathengisithathu, ukukhokha intela, okulula ukukhokhwa kwebhizinisi abancane kodwa futhi kwandisa intela.
Intela Yempahla
Intela yempahla ikhokhwa ezindaweni ezikude nezindawo nezakhiwo ezikuzo, futhi ngokuvamile iqoqwa ohulumeni bendawo, hhayi uhulumeni ngokwawo. Nokho, imithetho yoMbuso inquma ukuthi impahla ihlolwa kanjani, ukuthi iziphi izikhululo ezikhona, nokuthi zingaba namalini amakhulu kangakanani. Izintela zempahla ziwumthombo oyinhloko wezimali ezikoleni zomphakathi, eminyango yomlilo, emnyango wemigwaqo, nezinye izinkonzo zikamasipala.
Indlela Intela Yempahla Ebalwa Ngayo
Ngokuvamile le nqubo ihilela izinyathelo ezimbili:
- Ukuhlolwa kwenani lempahla: Umhloli wendawo unquma inani lempahla yakho, ngokuvamile ngokuqhathanisa ukuthengwa kwamakhaya afanayo amuva. Ezinye izifundazwe ziveza ukunyuka kokuhlola kwaminyaka yonke (umz., i-Proposition 13 yeCalifornia yanda yaba 2% kuze kuthengiswe impahla).
- Impoqo yesilinganiso sentela (isilinganiso): Iziphathimandla zendawo zimisa izinga lentela, elivame ukuvezwa ku "izizumbulu" (isigayo esisodwa silingana noR1,000 ngenani lenani lenani le-athom). Intela ibalwa ngokuphindaphinda inani elilinganiselwayo ngesilinganiso sesigamu, bese ikhulula noma iziphi izikhala.
Ngokwesibonelo, uma ikhaya lakho lilinganiselwa ku-R340 000 futhi izinga lokugaya lendawo lingama-20 000 (inani lentela elingu-20%), intela yempahla yakho ngaphambi kokuba ukhululwe ingaba ngu $6 000 (R1 000) ngonyaka. Nokho, amazwe amaningi anikela indawo yokuphumula [[ (ukunciphisa inani elikhokhelwayo lamakhaya asebenza asekhaya) noma ] ukuphulwa kwezikweletu zezikweletu zempahla [[ leyo intela elinganiselwa emalini ehholweni ehlawulwayo ehlawulwa abanisiwe abanikazi noma abakhuli abaphezulu. Ukuqonda ukuhoxiswa kwentela okukhona kungaholela ekuncishisweni kwentela okukhulu.
Intela Yezindawo Ikhangwa
Uma ukholelwa ukuthi impahla yakho ithathelwe phezulu, izifunda eziningi zinenqubo yokunxusa. Ungafaka izimpawu ezifanayo (izakhiwo ezifanayo) noma ucele ukuphinda uphinde uhlolwe. INhlangano yesizwe yeFactorer inikeza isiqondiso sendlela yokudlulisa izinqumo ezingafanele. Njengoba amanani empahla engashintshashintsha, futhi amaphutha okuhlola avamile, kuhlakaniphile ukubukeza ukuhlola kwakho minyaka yonke futhi ukhange uma usola iphutha.
Ukukhokha Intela Ebizayo Kahulumeni
Ukubuyisela intela yezwe lakho kungaba lula njengokugcwalisa ifomu lekhasi elilodwa lezifunda ezithile, noma ukuyinkimbinkimbi njengendlela yokubuyela kwezinye eziningi. Lenqubo iyafana nokuhlela i-compatel kodwa inemithetho ehlukene. Nakhu ukucubungula okuthathelwe phambili:
- Amaphepha adingekayo: I-W-2s, 1099 (ngeholo elizimele), amafomu angu-1098 (inzalo yendlu), nanoma yiziphi izakhiwo zikahulumeni ezihlobene nokukweleta noma ukulungisa.
- Khetha indlela yokufaka: Amafayela amaningi abakhokhi bentela ngogesi usebenzisa i-software yokulungisa intela (umzk., TurboTax, H&R Block, noma amafayela angenacala kahulumeni). Ukuhlelwa kwephepha ngeposi kusavunyelwa kodwa kuthatha kancane. Uma isimo sakho siyinkimbinkimbi", iholo lesifunda, noma izakhiwo zokuqasha (umqalisi we-akampathi) osemthethweni (CPA) noma insiza-mzamgemgemgeni yokubhalisa.
- hlela ukubuya kwentela yesifundazwe ngokunembile: Faka iholo lakho, izikweleti, kanye nezikweleti njengoba zisebenza ngaphansi kwemithetho kahulumeni wakho. Qaphela: Iholo lakho elilungisiweyo elinguhhadla (AGI) ngokuvamile liyindawo yokuqala, kodwa amazwe amaningi afuna ukuba uthengise emuva izikweli ezithile (njengombuso nentela yendawo ebuyiselwe embusweni kahulumeni) ngaphambi kokuba usebenzise izigwebo zikahulumeni eziphelele.
- Ukubuya kwakho ngenkathi emisiwe kahulumeni: Ezizweni eziningi, isikhathi sifike ngoApril 15 (kanye njengombuso). Nokho, amazwe ambalwa anezikhathi ezihlukene noma anwebe ngokuzenzekelayo uma ufaka ifayile yesilinganiso sikahulumeni. Yazi noma yiziphi izakhiwo zokwenezela ezidingekayo.
Ugibe olunye oluvamile ukuhluleka ukubhala phansi isifundazwe uma uphila noma usebenza esifundeni isikhathi esithile sonyaka. Ngisho noma ungenayo intela, kungadingeka ubhalise amafayela ukuze ukhokhe intela egodliwe. Ngakolunye uhlangothi, uma uhamba phakathi nonyaka, ungakhokha intela yakho kokubili amazwe amadala namasha; ukukhokha imali kanye nezikweletu kubalulekile.
Ukundiza Nendawo Eqondile Ye - elektroniki
Izifundazwe eziningi manje zinikeza ama-packell e-electronic ebuyisela izigwegwe ezilula. Ukusebenzisa i-e-file isebenza ngesivinini, kunciphisa amaphutha, futhi kukuvumela ukuba uthole izikhala ezifakelwayo ngokulandelana okuqondile . Kaningi phakathi namasonto ambalwa. Ezinye izifundazwe ziqale ukusebenzisa i-paccull ye-metask yengxoxo ye-inters noma izingxoxo eziqondisiwe[[ ukwenza lula inqubo. Hlola umnyango we-webhusayithi yemali ye-ebhusayithi yemali ngokwezindlela ezingcono ukuya ku-zosuku lwenyanga. IMIS inikeza izixhumaniso zezenyuzi zomthetho zentela
Izifungo Nezikweletu Ezivamile
Izifunda eziningi zinikeza izikweleti ezinganciphisa imali oyikhokhayo noma ikwehlisele ngokuqondile imali yakho yentela. Ukusebenzisa le ntela kungaholela emalini egciniwe, ikakhulukazi kubanikazi bekhaya, abazali, abathathe umhlalaphansi, nalabo abanezindleko zemfundo. Ngokungafani nemithetho kahulumeni, imithetho kahulumeni iyahlukahluka kakhulu.
- Isilinganiso esilinganayo sokuncishiswa: Imali emisiwe noma imuphi umkhokhi wentela angayifuna, ukunciphisa iholo elikhokhayo kungakhathaliseki izindleko ezingokoqobo. Ezinye izifunda zinikeza isilinganiso esilinganayo noma esihlangene nemali kahulumeni, kuyilapho ezinye zihlela ezazo. Izifunda ezimbalwa azinaso isikweli esivamile (umz., New Jersey); kunalokho, zinikeza ukukhululwa komuntu siqu ngesihle.
- Izibalo ezifakiwe: Uma ufanelekela izindleko zidlula izikweleti ezivamile, ungafaka izinto. Izikweleti ezivamile ezihlotshiswe zihlanganisa inzalo yendlu, iminikelo yokusiza abasweleyo, intela kahulumeni kanye nentela yendawo (nakuba uqaphele i-SALT cap kamuva kazwelonke) nezindleko zezokwelapha eziphezulu kakhulu. Nokho, amanye amazwe anciphisa noma avumela izikweli ezithile ezithezi ezifakiwe kuhulumeni. Ngokwesibonelo, amanani amaningi awavumeli ukuhlaziswa kwentela kahulumeni ehlawulwa.
- Intethelelo ezizimele: Imali emisiwe kumkhokhi wentela (futhi ngokuvamile encike kumuntu ngamunye) enciphisa iholo elikhokhelwayo. Izimo eziningi ziye zasusa ukukhululeka kwazo ngokwenana ngesilinganiso esiphansi sentela, kodwa zihlala kwezinye. Imali ihlukahluka phakathi kwe $$1,000 (R1,000) kwezinye izindawo.
- Izimali zokwehlisa intela: ukuncitshiswa okuqondile kwenani lentela ekweletwayo, idollar ngedola. Imali yombuso ovamile ihlanganisa:
- [[FLT:][FLT]] [[FLT]] Intersting thication Intest (ETC): Imali yokukwehlisa intela ebhayisekile esebenzelayo, ngokwengxenye enkulu (umz. 2010] yemali yokuthenga ngesikweleti kahulumeni. Lokhu kusiza kakhulu ekutholweni kwemikhaya esebenzayo esebenzayo.
- [[FLT: 0] Umnumzane no-Defent Care Creence:[ [efana nemali yokuboleka yemali kahulumeni, amazwe amaningi anikeza izindleko zokunakekela umntwana ezifanelekile. Ezinye izifundazwe zinikeza futhi intela kumntwana.
- Imali yokukhokhela: Izimali zeminikelo yohlelo lwezwe olugunyaziwe 529, inzuzo ekhokhelwa emakolishi asenyaka, noma inzalo yabafundi.
- Izimali zamandla ezivuselelwe: Ufake ama-soverplay elanga, izimiso zokushisa komhlaba, noma ezinye intuthuko yamandla aluhlaza. Ezihlangene nemali yokuthenga ngesikweleti kahulumeni, lezi zingavala ingxenye enkulu yezindleko zokufaka.
Ukuze uthole ukuthi yiziphi izikweleti nezikweleti isifundazwe sakho, vakashela i-metary ye-website yemali noma sebenzisa i-paredi enjenge- Conference of State Legislatures (NCSL) yenkokhelo yentela [[. Izigaba eziningi zinikeza i-i-intanethi "umtholi wesikweletu" amathuluzi ezakhamuzi.
Ukuhlelwa Kwentela Kunqamula Amazwe Ahlukene
Uma kucatshangelwa ukuthi intela ihlukahlukene, ukuhlela okuhle kungasiza.
Ukukhetha Isimo Sokufuna Ukuthandwa
Uma uvumelanisa indawo ohlala kuyo, ungafuna ukuqhathanisa ingqikithi yentela yentela qha, hhayi nje intela yeholo, kodwa futhi nokuthengisela, impahla, nentela yokukhipha. Isifundazwe esingenayo intela engenisa imali singaba nentela ephakeme yempahla (njengeTexas) noma intela ephakeme (njenge Washington). Ngokuhlukile, isifunda esinentela ephezulu (njenge New York) singaba nentela ephansi yempahla kwezinye izindawo noma intela yokukhokha kakhulu. I-Theaccostion Foundation inikeza intela yentela ephakeme yentela (njenge-Ratcoomaticlerty [[[FLTB:1]] intela ekhokhwakhwa ngesilinganiso njengemali ehholwayo. Abaholishiwe, ukulondela intela kuncishisiwe intela ezindaweni ezingamashumi amane, kodwa ihdrensile, kodwa futhi i - RRA idla idla isamba sekwe ngokwezi.
Ukuthenga Imfuyo Emikhulu Noma Izidayisa
Uma uhlala eduze komngcele kahulumeni, ungacabangela ukuthenga okukhulu esifundeni ngentela ephansi yokuthengisa, kodwa qaphela ukusebenzisa izibopho zentela (izimo eziningi zifuna ukuba umemezele ngaphandle kokuthenga kwezwe). Impahla, ukuthengisa indlu engekho nzuzo enkulu (njengentela ye-New Hampshire) ingasiza. Amanye amazwe anikeza kuqala] ukuthenga izikweletu zendlu [ noma izitifiketi zokuthenga ngesikweletu (MC)[FLT] [FLT] [FLT] [FLT]] izikweleti zemali ezikhokhelo)[FLT] [FLT]] [FLT]] ezinciphisa intela yomthetho wezwe. Ukucwaninga ngalé lesikhathi kuthinta izinqumo zakho zezwe.
Ukuqinisa Iziphuzo Nezikweletu
Gcina izindleko eziphelele ezingase zifaneleke ekuthengeni imali ebekwe kuhulumeni noma ekuthengeni izikweletu. Ngokwesibonelo, amazwe amaningi avumela ukuncishiswa kweminikelo elungiselelweni lokulondolozwa kwemali yasekolishi ngo-529; amanye aze avumele ngisho nentela kahulumeni. Uma usebenza, amazwe athile anikeza izimali zokuboleka izisebenzi eziqashwe ezindaweni ezihlolwayo noma athengise amandla avuselelwe. Uchwepheshe wentela ojwayelene nemithetho kahulumeni angawathola amathuba okuwaphuthelwa.
Ukukhathalela Okukhethekile kwi-pilers yesimo esinhlobonhlobo
Uma uhlala kwesinye isifundazwe kodwa usebenza kwesinye, noma uma uthutha phakathi nonyaka wentela, kumelwe usebenzise imithetho ngokucophelela. Ezinye izifundazwe zinezivumelwano ezivumela izakhamuzi zombuso othile ukuba zisebenze kwesinye isifundazwe ngaphandle kokuhlela kwesinye. Ngokwesibonelo, i-Fourtrict yase-Columbia iphinde yasebenza i-Maryland ne-Virginia? Empeleni, DC ayinayo i-active, kodwa izifunda eziningi ziyayihlola i-ngosi yakho (umz., i-Illinonion, i-Key, ne-Ohiohiowa). Uma udinga ukubuya kwezelele, ucingo lwezivumelwano zesifundazwe [[FLT] [FLT] [empela] [indlela] [indlela engcono] ukuhlola isimo somphakathi sakho). Uma ungekho, ungadinga ukuphinde umbiko wentela futhi ungazikhokhisime ngenxa yemvume.
Ukuhambisana Noshintsho
Imithetho yentela kazwelonke ayimi ndawonye. Izinkathi zomthetho zivame ukuphumela ekushintsheni kwezinga lemali, izikweleti ezintsha, noma ushintsho ekuthengeni. Ngokwesibonelo, izifunda-mazwe eziningi zisanda kushintshela ezintelani zemali eziyisicaba (umzk., Arizona, Kansas), kuyilapho ezinye ziye zandisa intela yokuthengisela ukuhlanganisa izinkonzo noma imikhiqizo yamanani. Izilinganiso zosizo lwentela zempahla kubanikazi basekhaya abakhulile nabaholi abaphansi nazo zibuye zivusenezelwe. Ukuhlala uzazile, ukukhokha ihhovisi lakho lemali yentela, ukulandela imithombo yezindaba enedumela elidumile, noma ukubuza kuchwepheshe wezentela. Ukukhokhisa intela kukwenza ungabi namali noma ungayilindele.
Isiphetho
Ukuqonda intela kahulumeni kuyingxenye ebalulekile yokuphathwa kwezimali komuntu siqu. Ukuhlukahluka kwezimiso zentela ezindaweni ezingamashumi amahlanu kusho ukuthi iholo elifanayo, ukuthenga, noma impahla kungaveza izikweleti zentela ezihlukene kakhulu kuye ngendawo. Ngokujwayelana nezinhlobo zentela zikahulumeni, ukukhokha, ukuthengisa, impahla, ukudayisa, inkampani, nenkampani (imithetho eqondile nenani elikhethekile kuhulumeni wakho, ungenza izinqumo ezingcono ngokuphathelene nendawo ozohlala kuyo, umsebenzi, isitolo, nokutshala imali. Ngaphezu kwalokho, ukukhokha izikwelelisa izikweleti nezikweleti ezitholakalayo kuwehlise ngokuphawulekayo umthwalo wakho wentela. Sebenzisa amathuluzi nempahla eshiwo kulokhu kuqondisa, njengehhovisi, i-Screance, i-Foundation, ne-octriversssss.