Inkathi yentela ivame ukuhlanganisa izinkathazo nokudideka kubantu nasemabhizinisini ngokufanayo. I-IRS ifuna abakhokhi bentela ukuba babike iholo labo, izikweleti, nezikweleti zabo besebenzisa amafomu kahulumeni athile, futhi bakhethe okungalungile kungaholela ekulibaziseni, ekuhloleni, noma ekujeziseni. Ukuqonda izinhlobo zentela ezikhona akukona nje ukukhokha ngokugcwele izikweleti nezikweletu ezingokomthetho. Lesiqondiso esikhudlwana sizokuhambisa ngezindlela ezivamile, sikusiza ukuba ubhekane nesimo sakho esikhethekile sezimali, futhi unikeze inzuzo ewusizo ukuze ugweme amaphutha abizayo.

Okwenza Intela Enembile Ibe Yindaba Yokukhetha

Ukukhetha uhlobo olulungile lwentela kuyisisekelo solwazi lokuhlela olubushelelezi. I-IRS ikhipha izinhlobo eziningi, ngayinye iklanyelwe uhlobo oluthile lomkhokhi wentela noma umthombo weholo. Ukusebenzisa uhlobo olulungile kuqinisekisa ukuthi ukubuya kwakho kulungiswa kahle futhi ngokunenzuzo. Izizathu eziyinhloko zenza ukuba kukhethwe izinto ezihlanganisa:

  • Iholo elifiphele libika: izindlela ezihlukene zokubamba izinhlobo ezihlukene zeholo (iholo, umsebenzi wokuzisebenzela, ukutshala, ukuqasha). Ukusebenzisa ifomu elingalungile kungasusa iholo noma ukulibala kabi, kubangele ukuhlolwa kwe-IRS.
  • [[NTL:0] Izikweleti ezikhushuliwe nezikweleti: Ezinye izakhiwo zikuvumela ukuba uthole izincopho ezithile abanye abangazitholi. Ngokwesibonelo, iShedyuli C enamathele ku-Form 1040 yenza ukuba izindleko zamabhizinisi ezisebenzayo zingakhokhi abasebenzeli.
  • [[Umthetho:0] Ukugwema izijeziso nenzalo:[ I-IRS ijezisa ukukhokha imali encane, ukukhokha ifa lemuva, noma ifadingi engalungile. Ukukhetha uhlobo olufanele kunciphisa amathuba amaphutha aholela kulezinkokhelo.
  • Ukukhipha i-filifi: Izinhlelo eziningi ze-software zentela ngokuzenzekelayo zikhetha ifome elilungile elisekelwe ezimpendulweni zakho, kodwa ukuqonda izinketho kukunika amandla okubamba amaphutha ngaphambi kokuzithoba.

Ukubukeza Izinhlobo Zentela Ezivamile

Amafomu entela anezigaba eziningana: imbuyiselo ngayinye, i-pixel yebhizinisi, i-endings (izakhiwo ezibika inzuzo ye-IRS nomkhokhi wethenisha) nezindlela ezikhethekile zenjongo. Ngezansi kunesici esiningi esiphelele sezindlela ongase ubhekane nazo.

Izinhlobo Zentela Ngazinye

IFORM 1040 uchungechunge oluyisisekelo lwentela yeholo lomuntu ngamunye wase-U.S. abantu abaningi babhala enye yalezizimo:

  • FORm 1040: Inzuzo evamile yentela yomuntu ngamunye eholwayo. Isetshenziswa izakhamuzi zase-U.S. nezihambi ukuze zibike zonke izinhlobo zemali eholwayo, ithengise izikweletu nezikweleti, futhi ibale intela eboletwayo noma ifaktha. Inendlela yekhasi elilodwa enezinqubo ezengeziwe zezinto eziyinkimbinkimbi.
  • IFORm 1040-SR: Iklanyelwe abakhokhi bentela abaneminyaka engu-65 noma ngaphezulu, lendlela ifana ne-1040 ekuqukethe kodwa iveza okungaphezulu, itafula elithengiswe kahle, nobeko olulula ukufundwa. Amacomputer angasebenzisa uhlobo ngalunye, kodwa 1040-SR kutuswa ukuba lufundeke.
  • IForm 1040-NR: isetshenziswa izihambi ezingenawo umkhakha ezithola iholo emithonjeni yase-U.S. (njengeholo, umfundaze, noma inzuzo yebhizinisi). Kudinga ukubika ngenzuzo ehlangene ngokuphumelelayo nebhizinisi lase-U.S., futhi kungahlanganisa ukusho kwesivumelwano.
  • Form 1040-X: Ifomethi yokubuya elungisiweyo elisetshenziselwa ukulungisa i-partum ngaphambili igcinwe ngo-1040. Kumelwe uyibhalise phakathi neminyaka emithathu ye-goverses yokuqala noma iminyaka emibili kusukela osukwini owakhokha ngalo intela, noma ninina kamuva.

Izinhlobo Zentela Yebhizinisi

Izinhlangano zamabhizinisi zibhala phansi izindlela ezithile ezisekelwe ehlelweni lwazo lomthetho. Ukukhetha elilungile kubaluleke kakhulu ekubikeni iholo nasekukhokheni intela efanele:

  • IForm 1065: Isetshenziswa ngemifelandawonye (kuhlanganise izinkampani ezinecala elilinganiselwe ezikhokhiwe njengezinhlangothi) ukubika inzuzo, inzuzo, inzuzo, nokulahlekelwa. Kuyi-Revolution yokwaziswa; ubudlelwane ngokwabo abukhokhi intela. Kunalokho, ngamunye uthola iShedyuli K-1 ebonisa isabelo sakhe futhi ayibikezi ngokubuya kwakhe.
  • [[AKT:0] FORm 1120: Intela ehholo yezinhlangano zenkampani. Izinhlangano zeC ziyizinhlangano ezihlukene ezikhokha intela yenzuzo yazo emazingeni enkampanini. Abaphathi futhi bakhokha intela ngenzuzo, okuholela ekukhokheni intela kabili.
  • Form 1120-S: isetshenziswa yizinhlangano ze-S ukubika iholo, izikweletu, nezikweletu. Njengezibopho, izinhlangano ze-S zidlulisa iholo kubantu ababolekisanayo, abazibikayo ngezibuyelo zazo. Nokho, izinhlangano ze-S kumele zihlangabezane nezindinganiso zokungalingani (umz., zingedluli kwababambi bemali, isigaba esisodwa se-stock).
  • FORm 990: Ihlotshiswe yizinhlangano ezikhuculula intela (izinzuzo) ukuze zibike imisebenzi yazo engokwezimali. Izinhlangano eziningi, izisekelo, nezinhlangano zenkolo kumelwe zifake lesisimo ukuze zilondoloze isimo sazo esikhululekile.

Ulwazi luyabuya

La mafomu awabali intela kodwa abika intela oyikhokhileyo wena noma wena. Anikeza i-IRS indlela yokubheka lokho okubikayo lapho ubuya:

  • [[NT.:0] Form W-2:[[FLT] Abaqashi bathumelela izisebenzi. Ibonisa iholo elikhokhwayo, amaphakethe, nentela egodliwe (iholo lezezimali, i-Social Security, Medicare). Kumelwe ufake izinombolo zeW-2 uma ufaka iFomu yakho 1040.
  • IForm 1099-NEC: Ibika imbuyiselo yokungasebenzeli kubaphathi abazimeleyo, abakhokhelwayo, nabasebenzi abakhululekile. Uma uthola u-R360 noma ngaphezulu kwekhasimende, kumelwe bakhokhe lendlela.
  • [[NT.0] IFORm 1099-MISC: isetshenziselwa iholo elingafani njengentela, izikhulu, imiklomelo, noma ukukhokhela impilo nokunakekela impilo. Ihambisana ne 1099-NEC kodwa isetshenziselwa ezinye izinhlobo zemali edonswayo.
  • IFORm 1099-INT kanye ne-1099-SV: bika inzuzo kanye nemali ehlulwayo ebhange, ama-smente, nezinye izinhlangano zezimali.
  • FORm 1099-K: Imibiko yokukhokha ukuthengiselana kwamakhadi kanye nokuthengiselana kwengxenye yesithathu yenethiwekhi (umzk., PayPal, Venmo). Kusukela ngo-2024, umnyango wokukhipha 1099-K ungu $5 000 (R1 500), kodwa lokhu kungashintsha.
  • IForm 1099-B: Imibiko ivela ku-astr kanye nokuhwebelana, njengokuthengiswa kwamasheya, izibopho, noma izimpahla.

Ezinye Izinhlobo Ezibalulekile

  • IForm 1098: Imibiko yenzalo yendlu ekhokhwa phakathi nonyaka. Ungasisusa lesisiza uma ufaka izikweleti kuShedyuli A.
  • IForm 1095-A, 1095-B, 1095-C:[[ Imali yomshuwalense wempilo ekhona. Le mishuwalense isiza ekuqinisekiseni ukuthi unemali edingekayo enciphileyo noma isiza ukuhlanganisa izikweletu zentela ezikhokhelwayo.
  • [[UMTH:0] Form 862: Kudingeka uma ubiza i-Inithaged Remodence (EITC) futhi ubungavumelekile ngaphambili.

Indlela Yokukhetha Intela Efanele Ngokusekelwe Esimweni Sakho

Ukukhetha isimo esifanele ngokuyinhloko kuxhomeke esimweni sakho sokuzihlela, ezindaweni othola kuzo iholo, nasebhizinisini.

Abaqashi

Uma usebenza njengesisebenzi, uzothola [[QUE:0] iForm W-2 kumqashi wakho. Uzofaka iForm 1040 (noma 1040-SR uma uneminyaka engu-65 noma ngaphezulu). Ungadinga futhi nezinhlelo ezengeziwe:

  • Uma unezikweleti ezifakiwe (isib., inzalo yendlu, iminikelo yokusiza abaswele, intela kahulumeni ekhokhwa ngalé kwe-SALT cap, xhuma Squatule A.
  • Uma unemali ezuzwayo yokutshala imali noma inzuzo yemali (kusuka kumasheya, emapulazini, njll.), sebenzisa u-D.
  • Uma unemali ozisebenzela ngayo (ngisho nezisebenzi), ungadinga [[[FLT: 0] C kanye ISAK [ SET].

Abantu Abazihlobisayo

Abakhi abazimele, izisebenzi ezizimele, abanikazi bezinto ezisebenza ngokuzisebenzela, kanye nabagcini bomsebenzi abambalwa abavamile:

  • [[UMTH:0] IForm 1040[[UMTL:1] njengebuya lakho elikhulu.
  • [ C ukuze ubike iholo lebhizinisi nezindleko. Yilapho udedela khona izindleko njengempahla, ihhovisi lasekhaya, imishini, kanye nemayela.
  • [[Umthetho:0] Ukuhlela i-SE ukubala intela yokuzisebenzela ngokwakho (Ukulondeka kwe-Oficial and Medicare) emalini yenetha.
  • [[UMTH:0] IForm 1040-ES yenkokhelo yentela elinganiselwa kwikota uma ulindele ukukhokha uR1,000 noma ngaphezulu.

Uma usebenza ngelungu elilodwa le-LLC, usafaka uShedynal C ngaphandle uma ukhetha indlela yokuphatha inkampani yentela. Ku-LLCs, ufaka ifayela FORM 1065.

Ubudlelwane Nezinhlangano

  • Ingxenye yehele:[ Ihele For65 ngosuku lweshumi elinesihlanu lwenyanga yesithathu ngemva konyaka wentela iphela (ngokuvamile iMarch 15 kumafayela weminyaka yekhalenda). Umuntu ngamunye ufaka i-from ezakhe ukubuya ngolwazi lwe K-1.
  • Izindawo: Ihele lezinhlangano C Form 1120 ngosuku lweshumi elinesihlanu lwenyanga yesine ngonyaka ngonyaka-nyaka (April 15). Ihele lezinhlangano FORM 1120-S ngoMarch 15.

Abangahambi Nemali Evela Kwelinye Izwe

Izihambi ezingaholi iholo lemali ehlawulwa yi-U.S. (njengeholo elivela kumqashi wase-U.S., inzuzo evela kuma-'''''''''''''''umzilo', noma iholo eliqashwayo elivela kwimpahla ye-U.S.', Fm 1040-NR. Zingafanelekela intela encitshisiwe ngaphansi kwezivumelwano zentela. U.S. izakhamuzi nezakhamuzi ezihlala kwamanye amazwe kumelwe zifake i-FLT [[FLT:][16]][FLT][3] futhi zingadinga futhi intela [FLT:][FLD:]

Iziteshi Ezibalulekile Nezigxivizo

Intela eningi idinga ukuhlanganisa uhlelo olulodwa noma ngaphezulu emvuthweni yayo eyinhloko. Lezi zimiso zinikeza i-IRS imininingwane eyengeziwe futhi zibalulekile ekuthengeni izikweletu nezikweletu.

  • Ithenawe A: Ithengise intengo enjengezindleko zezokwelapha (ngaphezu kwephesenti le-AGI), intela yezwe neyasendaweni efinyelela ku-R9 000, inzalo yokubopha, iminikelo yokusiza, nokulahlekelwa kwenani eliphansi. Sebenzisa lokhu uma izikweli zakho ezithelweyo zidlula intengo ejwayelekile.
  • [ Imibiko yesithakazelo nenzuzo evamile engaphezulu kuka-R1 500. Ibuza futhi ngama-akhawunti nangabethemba.
  • Inzuzo noma ukulahlekelwa yibhizinisi. Isetshenziswa yizimboni ezizimele nezinganye. Izindleko kumelwe zibe ezivamile futhi zidingekile ebhizinisini lakho noma ebhizinisini.
  • Ukunyundela D:[ Imibiko inzuzo enkulu nokulahleka ekuthengisweni kwemali egciniwe. Isetshenziselwa nokubala intela yokutshala i-move.
  • Iholo eligcwele inzuzo nokulahlekelwa. Imbobo yendlu nendawo, izakhiwo zobukhosi, ukubambisana, izinhlangano, izakhiwo, amafa, ukwethembana, kanye ne-REMC.
  • [[UMTH: 0] I-SE: ikhokha intela yokuzisebenzela ngeholo lenetha ngokuzisebenzela (Umgunyaziso C noma iholo lepulazi).
  • I-'FORM 1040] 1 (FORM 1040): Iholo elingeziwe nokulungisa inzuzo. Ihlanganisa izinto ezinjengenkokhelo yokungasebenzi, i-athomonium efunyenweyo, izindleko zothisha, izintengo zemali yokulondoloza impilo, nenzalo ekhokhwazwayo yabafundi.
  • [[AKT: 0] Intela engaphezulu njengentela encane (AMT), ukukhokha intela yokuthenga intela esele phambili, nentela yokuzisebenzela (imali evela kuShedyuli SE ibikwa lapha).
  • Itshekhi 3 (Form 1040): Izikweletu ezingeziwe nokukhokha, kuhlanganise nokukhokha intela yangaphandle, ingane nokunakekela okuxhomekekile, izikweletu zemfundo, kanye nemali egciniwe yomhlalaphansi.

Izidumbu Nezithasiselo Ezicwebezelayo

Ukungasifaki isikhathi esimisiwe kungaphumela ezijezisweni ezifinyelela ku-5% ngenyanga zentela engakhokhelwa (efakwe ngo-25%). Ukwazi izinsuku eziyisihluthulelo kubalulekile:

  • IForm 1040 (abantu abavamile): Ilindelekile ngoApril 15 (engenako ukunwetshwa). Ungafaka iForm 4868 ukuze uthole indingiselwano ezenzekelayo yenyanga eyisithupha kuOctober 15. Qaphela: ukunwetshwa kokubhala akunwebi isikhathi sokukhokha; usafanele ulinganisele futhi ukhokhe isibopho sakho ngoApril 15 ukuze ugweme izijeziso zamuva.
  • [[INDAWO] FORM 1065 (imikhumbi ehlangene):[" (ukwenzeka ngoMatshi 15.) okuzenzakalelayo ukwandiswa kwezinyanga eziyisithupha FORM 7004[.
  • [[I-FLT:0] Form 1120 (Izinhlangano ze-C):['ukwenzeka ngo-April 15. Okwangaphandle kudlula [ Form 7004[ inikeza izinyanga eziyisithupha.
  • [[UMTH:0] IForm 1120-S (S):'ukwenzeka ngoMatshi 15. Okwandisiwe kudlula [ Form 7004[.
  • Form 990 (izinhlangano ezikhuculula intela): Iqala usuku lweshumi elinesihlanu lwenyanga yesihlanu ngemva kwenkathi yokubala iphela (May 15 malunga nonyaka wekhalenda). Okwangaphandle kudlula [ Form 88].

Izikhathi ezimisiwe zentela yoMbuso zingase zihluke; ngaso sonke isikhathi hlola umkhakha wemali kahulumeni wakho.

Amaphutha Avamile Okumelwe Agwenywe Lapho Kukhokhwa Intela

Ngisho nama-flash angomakadreji enza amaphutha. Nakhu izingibe ezivame kakhulu nendlela yokuzigwema:

  • Ukusebenzisa uhlobo olungalungile: Ukugcwalisa iholo elingu-1040 uma ungumfokazi ongahlali, noma ukusebenzisa 1040-SR uma ungaphansi kuka-65, kuhle kokukuqukethe kodwa kungabangela ukubambezeleka kokulungisa uma i-IRS ilindele inguquko ehlukile. Indida enkulu, ukuchaza kabi inzuzo yebhizinisi (umz., ukusebenzisa iShedyuli C uma kufanele ubhale i-pane i-sced translated translation.
  • [ Iholo elifihlwayo: Ngiyakhohlwa ukuhlanganisa inzuzo ye-1099-NEC noma 1099-K kuyiphutha elivamile. I-IRS ithatha amakhophi alalamafomu futhi izolingana nokubuya kwakho. Iholo elingabikwanga liholela ezimemezelweni, ezijezisweni, nasezinkonzweni.
  • Ukunquma isimo sokuhlela esingalungile: Isimo sakho sokuhlela (ungashadi, ushadile, uhamba nge-past, uyinhloko yomkhaya, umfelokazi (umngane) ofanelekelayo, izikweleti, nezikweleti. Thembeka futhi uqaphele ukuthi ubani ofanelekela ukuncika kuye.
  • Izinombolo ze-Information Social Security ezilungile: A typo ku-SS' yakho noma kweyomuntu oncike kwenye ingabangela ukubuya kwakho kwenqatshwe noma kwephuze. Ukubheka kabili inani ngalinye.
  • Amaphutha Amaphutha e-Math:[ Amaphutha ezibalo ezilula avamile. Ukusebenzisa i-software yentela kunciphisa lengozi, kodwa uma ufaka ngesandla, bala futhi umugqa ngamunye.
  • Ukusayina nokwenza isikhathi sokubuya: i-fusion engasayinwanga ayisebenzi. Uma kufakwa ndawonye, bobabili abangane bomshado kumele basayine.
  • [[[UMTL:0] Ukulinganisa isikhathi sokukhokha esilinganiselwayo:[ Abantu abasebenza bona ngokwemisebenzi yabo ngokuvamile bakhohlwa ukukhokha intela ngokwesilinganiso sekota. Isijeziso sokukhokha kancane singanqwabelana ngaphezu konyaka.

Lapho Ungathola Khona Usizo Lwentela Olunokwethenjelwa

Uma ungaqiniseki ukuthi iyiphi ifomu ongalisebenzisa, imithombo eminingana enegunya ingasiza:

Isiphetho

Ukuqonda amafomu entela akuyona nje indlela yokuhlola amabhokisi − kungokokulawula ukuphila kwakho kwezimali. Ngokwazi ukuthi yisiphi isimo esisebenza esimweni sakho, ungabhala phansi ngethemba, ungagwema amaphutha abizayo, futhi ugcine imali yakho eningi enzima. Uma uyisisebenzi, umqaphi wezentengiselwano, noma umnini-bhizinisi, isihluthulelo siwukuhlala waziwa ngezindlela ozidingayo nangemisebenzi okumelwe uhlangane nazo. Sebenzisa imithombo engenhla ukuze ikuqondise, futhi uma ungangabaza, thintana nochwepheshe. Umzamo omncane ongakusindisa ngesikhathi, imali, nokucindezeleka ngesikhathi sokukhokha intela.