Table of Contents

Izinhlelo zomphakathi ezibalulekile ezisungulwe uhulumeni ziklanyelwe ukunikeza izakhamuzi ezihlukene kulo lonke elase-United States. Le zinhlelo zihlanganisa izinkonzo eziningi ezihlanganisa ukunakekelwa kwempilo, imfundo, ukulondeka kwezenhlala, usizo lwezindlu, izakhiwo zokuthutha, nezinye kakhulu. Ukuqonda indlela izinhlelo zomphakathi ezisebenza ngayo, ezifanelekela zona, nendlela yokuzifinyelela ulwazi oluyisisekelo olunika izakhamuzi zonke ulwazi ukuze zenze izinqumo ezizozinzisayo ngenhlalakahle yazo futhi zihlanganyele ngokuphumelelayo ekuphileni kwezakhamuzi.

Kungakhathaliseki ukuthi ufuna usizo phakathi nobunzima bemali, ubheke phambili imfundo yakho, ukuhlela umhlala-phansi, noma ufune ukuqonda ukuthi izinkonzo zakho zokusekela intela zamaRandi ziyini, lo mqondisi obanzi uzokusiza ukuba uqondise izinhlelo zomphakathi eziyinkimbinkimbi ezikhona kuhulumeni, kuhulumeni, nakuleyo ndawo.

Ziyini Izinhlelo Zomphakathi?

Izinhlelo zomphakathi ziyizinyathelo, amasu, noma izinkonzo ezinikezwa yizinhlangano zikahulumeni ukuze kuhlangatshezwane nezidingo ezithile zezakhamuzi nemiphakathi. Uhlelo lukahulumeni lunikeza izinkonzo, usizo, noma izinzuzo kumalungu omphakathi, njengenzuzo ye-Social Security elawulwa yi-Social Security Administration. Le zinhlelo zixhaswa ngokuyinhloko ngemali ekhokhelwa intela futhi ziklanyelwe ukusingatha ukuhluleka kwezentengo, ukuthuthukisa inhlalakahle yomphakathi, nokuqinisekisa ukuthi izidingo eziyisisekelo zihlanganiselwa bonke abantu.

Izinhlelo ezihlukahlukene zinikezwa izinhlangano ezingohulumeni, zesifundazwe, zendawo, nangasese, zisiza ekunikezeni izakhamuzi zaseU.S. izidingo eziyisisekelo ezinjengokudla, indawo yokuhlala, imfundo, nokunakekela impilo ngemfundo eyisisekelo nesekhonda, ukuxhaswa kwemfundo ephakeme, ukuntuleka kwemisebenzi nokukhubazeka, ukuxhaswa kwezisebenzi ezisezindlini eziphansi, ukuxhaswa kwezindawo zokuhlala, inzuzo ye - Sometal Nutrition Application Program, impesheni, nezinhlelo zomshuwalense wezempilo.

Izinhlelo zomphakathi zinkulu futhi zithinta cishe zonke izici zokuphila kwansuku zonke.

Umehluko Phakathi Kwezimo Zokuphuthuma Nezinhlelo Zikahulumeni

Izinhlangano zikahulumeni ziyizinhlangano eziqondisayo zikahulumeni eziklanyelwe ukumisa umthetho nokufeza imisebenzi kahulumeni, ngokuvamile ezinomthwalo wemfanelo wokuqondisa nokuqondisa izingxenye ezithile zomphakathi. Ngokuphambene, izinhlelo zikahulumeni ziyizinyathelo ezithatha isinyathelo, amasu, noma izinkonzo ezinikezwa uhulumeni ukuze kuhlangatsheliswe izidingo ezikhethekile zezakhamuzi, ezisukela ezinzuzoni zomphakathi, ezisiza kwezempilo, ezinikeza ukudla, iziphakamiso zemfundo, nezinye, futhi zinganikezwa ngokuqondile noma ngokungaqondile ngezinhlangano zikahulumeni.

Izinhlobo Ezithakazelisayo Zezinhlelo Zomphakathi

Ukuqonda lezi zigaba kusiza izakhamuzi ukuba zibone ukuthi iziphi izinhlelo ezingase zivumelane nezimo nezidingo zazo ezithile.

Izinhlelo Zomphakathi Nosizo

Kunezinhlobo ezimbili eziyinhloko zezinhlelo zosizo zomphakathi: izinhlelo zezenhlalakahle nezinhlelo zomphakathi zomshuwalense, ezinezinzuzo ezitholakala ezimisweni zezenhlalakahle yomphakathi ngokuvamile ezisekelwe ekutholeni iholo eliphansi elinokwaziswa okungakholeki. E-United States, izinhlelo zezenhlalo zikahulumeni nombuso zihlanganisa usizo lwemali, umshuwalense wempilo, usizo lokudla, ukuxhasa izindlu, amandla kanye nokusekela kwezenhlalakahle, kanye nemfundo nosizo lokunakekela izingane.

I-Social Security, Medicare, Medicaid, ne program ye-Children’s Health Inshuwarence iyizinhlelo ezivelele zezenhlalo. Le zinhlelo zesisekelo zisiza izigidi zamaMelika futhi zimelela ezinye zezindleko ezinkulu kakhulu kuhulumeni.

Izinhlelo zosizo zemali

Uhlelo lweTANF, ngokuvamile olubizwa ngokuthi inhlalakahle, lunikeza imikhaya ethola imali encane efanelekayo enezingane ezithola usizo lwesikhashana lwemali nezinkonzo zamahhala, ezinikezwa ngesilinganiso sikahulumeni ngezinkonzo zokusekela ezihlukahlukayo kodwa ezingahlanganisa ukuqeqeshwa emsebenzini, usizo lomsebenzi nosizo lokunakekela izingane.

Isimiso Sezokulondeka Sezokwanda (SSI) sinikeza imali kubantu abadala abahola imali encane, abantu abadala nezingane abakhubazekile, esiza asebekhulile, abayizimpumputhe, nabakhubazekile ukuba bathenge ukudla, izingubo zokugqoka, nendawo yokuhlala.

Izinhlelo Zokusiza Ngokudla

I-U.S. Department of Agriculture (USDA) iphatha i-SNAP, uhlelo olunikeza ukudla kubantu abahola kancane nemikhaya. Yithole ukudla okunomsoco nge-SNAP (izitembu zokudla), i-WIC yabesifazane, izinsana, nezingane, kanye nosizo oluphuthumayo lokudla.

Isimiso seWIC sihlasela ngokukhethekile abantu abasengozini. I - WIC manje ikhonza abesifazane abakhulelwe nabangaphezu kwezigidi ezingu - 8 abathatha isigaba se - United States, izinsana nezingane e - United States, futhi ukuze umkhaya uhlanganyele kuyo kumelwe uthole iholo elingaphezu kwamaphesenti angu - 185 obumpofu obuwuhulumeni futhi ube sengozini yokondleka.

Izinhlelo Zokunakekela Impilo

Ukunakekelwa kwempilo kungomunye wezinhlobo ezibucayi kakhulu zezinhlelo zomphakathi, kuqinisekisa ukuthi amaMelika ayakwazi ukuthola izinkonzo zezokwelapha kungakhathaliseki ukuthi anezimo ezingakanani zezimali.

I-Medicaid iyisimiso somphakathi somshuwalense wezempilo kubantu abahola imali encane nemikhaya, ephethwe yiziNkampane zeNkonzo yeMedicaid neMedicare (CMS), ingxenye yoMnyango wezempilo neNkonzo yoLuntu wase-U.S., ukunikeza abantu abadala izinzuzo zezempilo zamahhala, izingane, abesifazane abakhulelwe, asebekhulile, nabantu abakhubazekile.

IMedicare iyisimiso sokunakekela impilo sikahulumeni esinikeza umshuwalense kubantu abangu-65 nasebekhulile kanye nabantu abathile abasha abakhubazekile. Loluhlelo lusebenza njengomshuwalense wempilo oyinhloko ezigidi zezakhamuzi esezikhulile futhi luye lwaba isisekelo sesimiso sezenhlalo saseMelika kusukela ekusungulweni kwalo.

Izimiso Zokusiza Ngezindlu

Izindlu eziqinile ziyisisekelo senhlalakahle yomkhaya, futhi kunezinhlelo eziningana zomphakathi zokusiza imikhaya ehola imali encane ukuba ibe nezindlu eziphephile nezifanele.

Usizo lwezindlu lusiza imikhaya ehhadla imali encane, asebekhulile, nabantu abakhubazekile ukuba bangene endlini yokuqasha engatheni noma eqashiwe uhulumeni, neSimiso Sokukhetha Izindlu iVoucher sinikeza izitifiketi zokuqasha amaqoqo avunyelwe, futhi abamukela iholo abangakhokhi amaphesenti angu - 30 emali yabo.

Ngaphambili, loluhlelo lukahulumeni olwalubizwa ngokuthi i - Declarate 8, lunciphisa izindleko zokuqasha izakhiwo zomuntu siqu emikhayeni ehola imali encane kakhulu, kuhlanganise nabantu asebekhulile noma abakhubazekile, nohulumeni ekhokha ingxenye yezindleko zokuqashisa ngokuqondile kumninindlu, nabaqashwa bekhokha umehluko, futhi abaqashi bezindlu baxhaswe uhulumeni kodwa banikezwa izinhlangano zendawo zokuhlala (PHA).

Izinhlelo Zemfundo Nezokuqeqesha

Izinhlelo zemfundo zisukela ebuntwaneni zisuka ezifundweni eziphakeme nasentuthukweni, okusho ukutshala imali eningi enhloko - dolobha yabantu.

Uhulumeni utshala imali yemfundo ngokunikeza ngokukhethekile inzuzo enikezwa izinhlangano nezinhlangano ezingenisa inzuzo nezinhlangano zemfundo ukuze zakhe amathuba okufunda futhi zithuthukise izinga lemfundo.

Izinhlelo zokunikeza izingxenye ezinjengemfundo, ezokwelapha, indawo ezungezile nobuchwepheshe ziyokwanda ngo - 2026, futhi imfundo entsha ilindele ukusekela abafundi nezinhlangano, igxile ekufundeni ngemishini nasekufuneni umsebenzi.

Kubafundi ngabanye, uPell Grants umelela umthombo oyinhloko wosizo lwemali. Phenyelisa Isicelo Samahhala Sesicelo Semfundo Yabafundi Esikhokhelwayo (FAFSA), esinquma ngokuzenzekelayo ukuba nelungelo lokufuna uPell Grants kanye nanoma iluphi olunye usizo lwemali ngonyaka ozayo wesikole.

Usizo Lwamandla Nezinto Ezingasetshenziswa

I-Low Home Energy Application Program (LIHEAP) inikeza usizo lwamandla nezinhlelo zokulungisa isimo sezulu, inikeza izimali ezisezifundeni eziyizigidi eziyizinkulungwane ezingu-3,4 zezigidi zamaRandi. Loluhlelo lusiza imikhaya ukuba ilawule izindleko zokufudumeza nokupholisa amakhaya ayo, okungaba umthwalo omkhulu emizini ethola imali ephansi.

Izakhiwo Nezinkonzo Zomphakathi

Izibonelo zezinhlelo zikahulumeni wase - United zifanelekile ngokuphathelene nokuvikela, isimiso somkhathi, nemisebenzi ehlobene naso, kuhlanganise ezihlanganisa izindleko eziningi kakhulu zemali yesizwe; imfundo, ebangela cishe amaphesenti angu - 40 azo zonke izindleko zombuso nezokusetshenziswa kwendawo okugcwele; nezinto eziningi ezincane njengokuphepha komphakathi nokusekela uhulumeni izinhlelo zokuthuthukisa.

Izinkonzo zomphakathi ezibonisa ukukhiqizwa kwezinga eliphakeme kuhlanganisa izinhlobo eziningi zezinto zokuhamba zomphakathi (ezivame ukuveza izindawo ezingaphandle kanye nazo), izinto zokuxhumana zomphakathi (ugesi, amanzi, nendle), izindawo eziningi zokuzilibazisa (amapaki omphakathi namabhishi), nomsakazo, ithelevishini nezinye izinhlobo zokuxhumana njenge - Internet.

Izinhlelo Zokuhlobisa Ngezinhlangano Namabhizinisi

Iminikelo kahulumeni ngo - 2026 iyimiklomelo yezimali enikezwa uhulumeni, uhulumeni, noma izinhlangano zendawo ukuze zisekele imisebenzi yomphakathi, ukucwaninga, inzuzo, amabhizinisi, futhi ngezinye izikhathi abantu, njengoba lamathuba kahulumeni ezimali ehloselwe ukuthuthukisa izithakazelo zomphakathi, njengemfundo, izakhiwo noma intuthuko engokwesayensi.

Ingxenye ebalulekile yemali enikezwayo kahulumeni esetshenziselwa amabhizinisi nezinhlangano, ezinkulu noma ezincane, eziphethe i - SBA Grants (SBA) futhi zisebenza ndawonye nezinhlangano nezinhlangano ezisekela umphakathi nezizimele ezisekelayo ukuze zinikeze iminikelo egxile ekucwaningeni nasekuthuthukeni kwesayensi (R&D), ubuchwepheshe obuthuthukisiwe, nokusungulwa kwemisebenzi.

Ukungafani Kwesimiso Sendawo, Izwe, Nesimiso Sendawo

Ukuqonda isimo esineziqu ezintathu sezinhlelo zikahulumeni e-United States kubalulekile ekuhambiseni isimiso ngendlela ephumelelayo. Izinga ngalinye likahulumeni lisebenzisa izinhlelo ezinezinga elihlukene, imithombo exhasayo, kanye nezinqubo zokuphatha.

Izinhlelo Zokuxhumana

Izinhlelo zikahulumeni zinikezwa izinhlangano zezwe futhi ngokuvamile zinezindinganiso ezifanayo ezilinganayo kuzo zonke izifundazwe.

Ngo - 2026, izinhlangano zikahulumeni ziyosungula izinhlelo ezintsha zokunikeza inzuzo ezigxile ekuthuthukiseni izisebenzi, eziyisisekelo, kanye nezintsha, eziqokomisa izimali ezandisiwe zikahulumeni zokusekela izisebenzi ezihola abaphansi, futhi uMnyango Wezisebenzi ohlelelwe ukwandisa imali yokubulala, kuyilapho uMnyango Wezokuthutha ungase usungule izinhlangano ezintsha zezimali ezisekela izinhlangano zemisebenzi.

Uhulumeni ophethe ngo - 2026 uyonikeza amathuba ayizisulu njengemfundo, ezokunakekela impilo, nobuchwepheshe, ngeNational Science Foundation kulindeleke ukuba inikeze imfundo yeSTM neminikelo yokucwaninga, kuyilapho uMnyango Wempilo Nezinkonzo Zomphakathi ungase ubeke phambili intuthuko yezempilo yomphakathi, futhi uhlale uvuselelwe ngokuhlola njalo izakhiwo zohulumeni ongokomthetho ezinikeza amatheku njengeGrants.gov ne-SAM.

Izinhlelo Zikahulumeni

Izinhlangano zikahulumeni nezinhlelo zikhuluma ngezindaba zezohulumeni futhi zinikeza izinkonzo ezivumelana nezidingo eziqondile zezakhamuzi zazo, kuhlanganise ne - Department of Motor Vehicles (DMV) eqondisa ukubhaliswa kwezimoto nokuqashwa kwabashayeli, iminyango yezempilo kahulumeni eqondisa izinkonzo zezempilo zomphakathi, ukulawulwa kwezifo, nemfundo yezempilo, iminyango yezemfundo yezwe eqondisa izimiso zemfundo yomphakathi, izindinganiso, nokuhlola, izinhlelo zomshuwalensela - mali zinikeza usizo olungokwezimali kubantu abangasebenzi, nezinhlangano zezokuvikela indawo ezungezile ezilawula imithetho yezwe nemizamo yokulondoloza imvelo.

Ngaphesheya kweU.S., ohulumeni bendawo balungiselela imijikelezo emisha yezipho ngo - 2026, ikakhulukazi emabhizinisini amancane nasemiphakathini, futhi eCalifornia, kulindeleke ukuba izinhlangano eziningana ziqalise izinhlangano ezisekela ukusungula amabhizinisi aluhlaza kanye nokuqeqesha izisebenzi zendawo.

Izindawo nezipho zendawo ngo-2026 ziyogcizelela ukuthuthuka kwezomnotho, intuthuko yomphakathi, kanye nokusungulwa kwendawo, ngezinqubo zokwehluka kwezindawo, ngakho kuhlola ingosi esemthethweni yezwe lakho noma yedolobha ukuze uthole imininingwane yamuva, futhi izinhlelo eziningi zendawo zinikeza amashabhu okusiza abafaki-zicelo ukuba baqinise iziphakamiso zabo.

Izinhlelo Zikahulumeni Wasendaweni

Imigomo eyinhloko yezinhlangano zendawo ukulungiselela izakhiwo eziqondile, izinkonzo zansuku zonke nokugcina isisekelo nokulondeka komphakathi, ukusebenza ngezandla, ukutshela izidingo zezakhamuzi zazo eziqondile nezisheshayo ukuze zakhe indawo ephephile, enempilo, nechumayo yendawo yakhona.

Izinhlelo zendawo zivame ukuthinta ukuphila kwansuku zonke, ukuqondisa izinkonzo ezinjengokuqoqa imfucumfucu, amapaki nezokuzilibazisa, imitholampilo yomphakathi nezinkonzo zezimo eziphuthumayo.

Indlela Yokuthola Izinhlelo Zomphakathi: Isiqondiso Esilandelanayo

Ukuthola izinhlelo zomphakathi kungase kubonakale kunzima, kodwa ukuqonda inqubo evamile nemithombo etholakalayo kungenza kube lula ngokwengeziwe ukubhekana nezimo.

Thola Ukuthi Uyiqhawe

Isinyathelo sokuqala ekungeneni noma iluphi uhlelo lomphakathi ukunquma ukuthi uhlangabezana yini nezindinganiso zokuthola inzuzo. Izinhlelo zezenhlalo zaseMelika ziyahlukahluka ngokulingana nabanye, njengemfundo yomphakathi, abatholakala kubo bonke abanye, njengezimali zokuxhasa izindlu, uma zitholakala kuphela kubantu abambalwa.

Sebenzisa ithuluzi noma ithuluzi lokufuna elizuzisayo ukuze uthole ukuthi yiziphi izinzuzo wena nomkhaya wakho eningase nizifanelekele, futhi qonda ukuthi ningakusebenzisa kanjani lokho enikufanelekelayo.

Ukuze uthole ukuthi ukufanelekela yini ukuthola usizo lwezimali nezinye izinhlelo, vakashela i - jow, lapho ungabuza khona imibuzo ezwakalayo, funda okwengeziwe ngezinhlelo, futhi uthole ukwaziswa okuphathelene nohulumeni nokuxhumana kwendawo.

Hlanganisa umnikeli odingekayo

Uma usutholile izinhlelo ongazifanele, isinyathelo esilandelayo ukuqoqa idokhumende ezidingekile ukuze ufakazele. Inqubo yokusebenza ihilela ukunikeza ifomu lohlelo nokunikeza isiqinisekiso sokusekela kwakho, njengobufakazi bemali oyitholayo, ukuchaza, kanye namanye amaphepha ahlobene.

Izincwadi ezivamile ezidingekayo ukuze kutholakale usizo lomphakathi zihlanganisa:

  • Isibonakaliso sezithombe zikahulumeni (ilayisense yomfutho, ipasi lokungena, noma i-ID kahulumeni)
  • Amakhadi Okuphepha Ezenhlalo awo wonke amalungu emikhaya
  • Ubufakazi beholo (imali encishisiwe, amafomu entela, izitatimende zokuswelakala kwemisebenzi)
  • Ubufakazi bokuhlala (izindleko zokuthola inzalo, izivumelwano zokuqasha, izitatimende zezibambiso)
  • Izitifiketi zokuzalwa kwezingane
  • Izitatimende zebhange kanye nezincwadi zefashoni
  • Ukubhalwa kwezokwelapha (kokukhubazeka noma izinhlelo ezihlobene nempilo)
  • Isimo sokungena komgunyathi sombhalo (uma ikhona)

Beka Isicelo Sakho

Izinhlelo zomphakathi zingafakwa ngezindlela eziningi, kuye ngokuthi uhlelo luni nendawo yakho.

Funda okwengeziwe ngendlela ongafanelekela ngayo izinhlelo ezithile bese ufaka isicelo sokuya ezinkonzweni kuyi - Internet noma kwelinye lamaHhovisi Osizo Omphakathi agcwele ezweni lonke, futhi uma udinga umhumushi noma usizo lokugcwalisa isicelo, ungathola usizo kuwo wonke amahhovisi ethu.

Abanye bavumela izinhlelo ezisetshenziswa kuyi - Internet, futhi ungathola ihhovisi le - SNAP lakini futhi uthintane nabo ukuze bafunde okwengeziwe ngokufaneleka nendlela yokukwenza.

Izifunda eziningi ziye zasungula amatheku ahlangene kuyi-inthanethi ukuze zenze lula inqubo yokusebenza. Ama-MarceCal anikeza abantu baseCalifornia ulwazi olulodwa lokufaka futhi balawule izinzuzo ku-inthanethi, njengendawo yokuyeka i-opera ukuze bafake usizo lokudla (i-CalFREsh), usizo lwemali (i-CalWRK, i-General Constem Program ye-Immigrants), kanye nomshuwalense wempilo obiza imali eshicilo (i-Medi-Cal).

Landela Futhi Ulondoloze Izinzuzo

Ngemva kokunikeza uhlelo lwakho lokusebenza, uzothola isiqinisekiso nolwazi ngokuthi ulindele nini isinqumo. Izikhathi zokuhlela zihluka kakhulu kuye ngohlelo nangovolumu yesisebenziso samanje. Kubalulekile ukuphendula ngokushesha kunoma isiphi isicelo sokwaziswa okwengeziwe noma umgunyaziso.

Uma izinhlelo eziningi sezivunyiwe, izinhlelo eziningi zidinga ukuqinisekiswa ngezikhathi ezithile ukuqinisekisa ukuthi inzuzo iyaqhubeka. Lokhu kungahilela ukunikeza ukwaziswa okusha okutholakele, izinguquko ekuqambeni kwasekhaya, noma ezinye izincwadi ezihlobene nalokhu ngezikhathi ezithile.

Kutholwa usizo ngezinhlelo zokusebenza

Ukuthola izinkonzo zikahulumeni ofanelekela ukuzisebenzisa kungaba yisimanga, okuyilapho usizo lommeli lungadingeka khona, njengoba ummeli onolwazi ezinhlanganweni zikahulumeni nezinhlelo anganquma ukuthi unelungelo lokuthola izinhlelo zikahulumeni futhi aqoqe imibhalo edingekile ukuze afakazele ukuthi uyafaneleka, agcwalise izicelo zezinhlelo zikahulumeni futhi akuqondise ngekhasethi elibomvu, futhi uma ubhekana nezimpikiswano, njengokuphika izinzuzo noma ukuphikisana ngokungenanzuzo, ummeli angakumelela ekudluliseni noma ekudluliseni izikhalo.

Ngaphandle kosizo olungokomthetho, izinhlangano eziningi zomphakathi, izinhlangano ezingatholi nzuzo, namahhovisi enkonzo ezenhlalo anikeza usizo lwesicelo samahhala. Le mithombo ingaba usizo ngokukhethekile kubantu ababhekene nezithiyo zolimi, abangenazo izinhlelo zama - computer, noma abathola inqubo yokufaka isicelo idida.

Ukuqonda Izinhlelo Zokunikeza Usizo Namathuba Okusebenzisa Imali

Nakuba izinhlelo zokusiza abantu zisiza ekuhlangabezaneni nezidingo eziyisisekelo, izinhlelo ezinikezwayo zimelela olunye uchungechunge olubalulekile lwezinhlelo zomphakathi ezisekela izinhlangano, amabhizinisi, izinhlangano zokucwaninga nemisebenzi yomphakathi.

Uhulumeni uphikisa i-Hulumeni Foundation Grants

Izinhlangano ezingatholi nzuzo zisakaza isisekelo sazo ngamanani abantu ngabanye, imikhaya noma izinkampani, ngokuvamile zigxila ezimbangelani ezithile, njengokuthuthuka kwentsha, ubuciko, noma izidingo zomphakathi wendawo, ngokunikeza kwazo okuqondiswa imigomo ecacile yokuthunywa kwemisebenzi nokuphana ngezipho.

Nokho, ngo - 2026 ukuvunyelwa kukahulumeni kuyaqhubeka kubanzi, kuhlanganisa inzuzo engakhi, amabhizinisi, izinhlangano zemfundo, futhi ngezikhathi ezithile abantu ngabanye, ngokuvamile befuna inzuzo yomphakathi, njengokuqeqeshwa kwezisebenzi noma ukucwaninga ngemvelo, abafaka isicelo kumelwe banamathele ezimisweni eziqinile zikahulumeni noma zikahulumeni, kuhlanganise nokuvumelana nemithetho emelene nokungahleleki ngokwezimali.

Ukuthola Amathuba Akhethekile

Ukuhlolwa kwamandla kahulumeni kunikeza amathuba ethu athuthukisiwe, ukusesha komngane ku .gov, ikhomu likahulumeni elingokomthetho.

Kubalulekile ukuqaphela ukuthi izinhlangano zeFederal aziwavezi amathuba osizo lwezimali kubantu abahlala eGrants.gov, njengamathuba okuxhasa imali kahulumeni akhishwe eGrants.gov angowezinhlangano nezinhlangano ezisekela ukuthuthukisa nokuphatha izinhlelo nemisebenzi kahulumeni, futhi ukuze uthole ukwaziswa okwengeziwe ngezinzuzo zomuntu siqu ngokwezimali, siza uvakashele iUSA.gov.

Inqubo yohlelo lokusebenza yo Grant

Ngokuvamile uhulumeni unikeza izimali ezinkulu futhi usekele imisebenzi eminingi ngezikhathi ezinde, unikeza imiklomelo evame ukutholakala iminyaka eminingi, ikakhulukazi ekucwaningeni, ezisekelweni zezakhiwo, noma ekuthuthukiseni umphakathi, futhi lokhu kusimama kuvumela izinhlangano ukuba zihlele futhi zilinganisele umsebenzi wazo ngokuphumelelayo.

Abamukela uhulumeni banikeza imibiko enzima nezindinganiso zokulalela ngo - 2026, ezinemininingwane yokulandelela izimali, imibiko yentuthuko, nokunamathela ezimisweni eziphoqelelwe, nokungahambisani nakho kungaphumela ezijezisweni, ekukhokheleni, noma ekulahlekelweni imali, ngokwesibonelo, iminikelo kahulumeni ingase idinge izinkulumo zezimali kanye nokubukezwa konyaka.

Izinzuzo Zokuqonda Izinhlelo Zomphakathi

Ukwazi izinhlelo zomphakathi kunikeza izinzuzo eziningi ezidlulela ngalé kokuthola izinkonzo nje kuphela.

Ukuchuma Kwemali Nokuhlala Kahle Kuthuthukile

Inzuzo esheshayo yokuqonda izinhlelo zomphakathi ikhono lokuthola imithombo engathuthukisa kakhulu izinga lokuphila. Ngokuqonda nokusebenzisa lezi zinhlelo zosizo zikahulumeni, imikhaya ehola kancane ingathola imithombo kanye nokusekela okudingeka ukuba ithuthukise ukuqina kwayo ngokwezimali kanye nenhlalakahle yayo yonke.

Ukucwaninga kubonisa ukuthi izinhlelo zikahulumeni waseU.S. ezigxile ekuthuthukiseni impilo nemfundo yezingane ezithola imali encane ziphumelela kakhulu, nezinzuzo ezinkulu kangangokuba uhulumeni angase aphinde abeke imali yakhe ngokuthola imiphumela ethuthukisiwe yesikhathi eside.

Ukufinyelela Izinkonzo Ezidingekile

Izinhlelo zomphakathi ziqinisekisa ukuthi izidingo eziyisisekelo ziyaneliswa kungakhathaliseki ukuthi izimo zezomnotho zinjani. Lokhu kuhlanganisa:

  • Usizo lokunakekela ukuzwela: Ithuba lokuvimbela, ukwelapha izifo ezingamahlalakhona, nezinkonzo zezokwelapha eziphuthumayo ngezinhlelo ezifana ne-Medicaid ne-Medicare
  • Imali enikezwayo: Amathuba emfundo ephakeme nokuthuthuka kwekhono okungafinyelelwa ngokwezimali
  • Izinzuzo zokuphepha komphakathi:[ Ukulondeka kwemali phakathi nomhlalaphansi, ukukhubazeka, noma ngemva kokulahlekelwa ngumondli womkhaya
  • [[Ukwehluleka] ukusekela ukungasebenzi: usizo lwesikhashana lwezimali phakathi noshintsho lomsebenzi, isiza imikhaya ukuba ilondoloze ukuzinza lapho ifuna umsebenzi omusha
  • Ukuzinza okunika amandla: Usizo oluvimbela ukungabi namakhaya futhi luqinisekisa imikhaya ukuba ibe nendawo ephephile, elondekile
  • Ukusekela okungokwenhlandla: Izinhlelo eziqinisekisa abantwana nemikhaya ukuba ikwazi ukuthola ukudla okunempilo

Ukuhlanganyela Okuthuthukisiwe

Ukuqonda izinhlelo zomphakathi kwenza ukuba umphakathi uhlanganyele ngolwazi.

  • Zisebenzise ngokunenzuzo amafomu okuvota kanye nabantu abazofuna ukubhaliswa
  • Hlanganyela ngendlela enenjongo ezindlebeni zomphakathi nasemihlanganweni yomphakathi
  • Abasekeli bezinhlelo baphumelela ekuthuthukiseni noma ekuthuthukiseni
  • Yiba nesibopho sokulandisa ngeziphathimandla ezikhethiwe zokuphathwa kwesimiso
  • Yiba nengxenye ezingxoxweni ezingokwesimiso ngolwazi oluwusizo

Ukuqinisa Umphakathi

Uma abantu beqonda futhi bethola izinhlelo zomphakathi, yonke imiphakathi iyazuza. Izinhlelo zomphakathi ezihlelwe kahle zinikela ku:

  • Ubumpofu nokungalingani kwezomnotho kuncishisiwe
  • Imiphumela ethuthukisiwe yempilo yomphakathi
  • Ukufinyelela Imfundo Ephakeme
  • Ukuncipha kokungabi namakhaya nokuntengantenga kwezindlu
  • Umnotho wendawo unamandla kakhulu ngokusebenzisa imali eningi
  • Izakhiwo ezingcono nezinkonzo zomphakathi

Umlando Wezinhlelo Zomphakathi EMelika

Ukuqonda ukuziphendukela kwemvelo kwezinhlelo zomphakathi kunikeza umongo obalulekile wokwakheka nenjongo yazo zamanje.

Ngaphambi kweNkathi Enkulu Yomnotho iUnited States yayinezinhlelo zezenhlalo ezazigxile kakhulu emizamweni yabantu ngabanye, imizamo yomkhaya, izinhlangano zezinhlangano zesonto, imbuyiselo yezisebenzi zezebhizinisi, umshuwalense wokuphila nokugula, kanye nezinhlelo ezithile zentela zikahulumeni ezisekelwa izinhlangano zezenhlalo, kodwa usizi nobumpofu be - Great Depression babusongela ukuqeda zonke lezinhlelo, futhi ukuwohloka okukhulu komnotho kwango - 1930 kwenza ukuba iFederal isebenze, njengoba izifunda nemiphakathi yendawo, amabhizinisi nezimboni, noma izinhlangano zokusiza abantu ngabanye zazingasitholi izimali zokubhekana nesidingo esikhulayo phakathi kwabantu baseMelika.

Kusukela ngo - 1932, uHulumeni Wendawo Yomphakathi waqala ukuboleka imali, khona - ke, ukuze kukhokhelwe amazwe ukuze kutholakale usizo oluqondile nosizo lomsebenzi, futhi ngemva kwalokho, kwaqalwa usizo olukhethekile lwesimo esiphuthumayo njengeCivilian Conservation Corps nezinye izinhlelo zemisebenzi yomphakathi.

Lokhu kwaphawula ushintsho oluyisisekelo endimeni kahulumeni kahulumeni ekulungiseleleni izinkonzo zomphakathi.Izinhlelo ezamiswa phakathi nenkathi yeNew Deal, kuhlanganise neNhlala - kahle, zabeka isisekelo sesisekelo senhlala - kahle yanamuhla yezenhlalo.

Usizo komakad ’ ebona, ngokuvamile imali yempesheni yabafelokazi nabagugile abakhubazekile, kuye kwanikezwa kuzo zonke izimpi zaseU.S., futhi ngemva kweMpi Yezwe I, kwenziwa amalungiselelo esimiso esigcwele sesibhedlela nezinzuzo zokunakekelwa kwezokwelapha komakad ’ ebona.

Imikhuba Yamanje Neziqondiso Zesikhathi Esizayo

Izinhlelo zomphakathi ziyaqhubeka ziguquka ukuze kuhlangatshezwane nezidingo ezishintshashintshayo zezenhlalo, izimo zezomnotho namakhono obuchwepheshe.

Ukuguqula Izibalo

Izinhlangano eziningi zikahulumeni zisebenzisa iziteshi zemishini ukuze zikwazi ukunikeza izinkonzo, okwenza kube lula ngezakhamuzi ukuthola ukwaziswa, ukufaka izicelo nokusingatha izinzuzo ezitholakala kuyi - Internet.

Izindawo Eziqondile Ezihlanganisa Izindawo

Izipho zendawo ezungezile ngo - 2026 ziyomisa ukulondolozwa, ukuqina kwesimo sezulu, nokuhlanzeka kwamandla, lapho i - Environmental Protection Agency ilindele ukwandisa ukusekelwa kwezindlela zokuthuthukisa isimo sezulu eziqhutshwa umphakathi, futhi ukunakekelwa kwezempilo kungase kubhekane nezinselele zempilo yomphakathi, impilo engokwengqondo, nokungenela kwempilo yasemaphandleni.

Izindawo ezibalulekile ezinjengokusungulwa kwezakhiwo, ukunyakaza kwesimo sezulu, ukuthuthuka komphakathi nokucwaninga kuqashelwa kakhulu ngo - 2026, futhi kulindeleke ukuba ukuncintisana ngezimali kukhule; ngakho - ke, ukucwaninga kwasekuqaleni nokuqonda izinhlelo ezikhona kubalulekile.

Ukuthuthukiswa Kwezisebenzi

Njengoba isimo sezomnotho sishintsha, izinhlelo zokuthuthukisa umsebenzi zibaluleke kakhulu. Ukuba nomsebenzi oqhubekayo kungaletha ukulondeka nokuthula kwengqondo, i - Work Swester ibe ubuhlobo obusemkhakheni wonke obunikeza ukuqeqeshwa nosizo ukuze uthole umsebenzi olandelayo obalulekile, ukuthola ukwaziswa ngokuthi yimiphi imisebenzi efunwayo, ukufunda ngemisebenzi ehlukahlukene, nokuthola usizo kuyo yonke inqubo yokufuna umsebenzi kusukela ekubhaleni phansi nasekuxoxeni ngamakhono.

Izinselele Ezivamile Nendlela Yokuzinqoba

Naphezu kokutholakala kwezinhlelo eziningi zomphakathi, abantu abaningi abafanelekayo babhekana nezinselele lapho bebathola.

Amagebe yolwazi

Abantu abaningi abakwazi ukuthi iziphi izinhlelo ezikhona noma bafanele yini. Leligebe lokwaziswa lingabhekiswa ku-:

  • Kusetshenziswa inzuzo yokuthola amathuluzi ku-Benifit.gov kanye USUSA.gov
  • Ukuxhumana nezinhlangano zenkonzo yomphakathi zendawo
  • Ukuxhumana nezinhlangano zomphakathi ezinakekela ukuthutha imikhumbi
  • Ukuya ezingxenyeni zokwaziswa zomphakathi nasezindaweni zokusebenzela

Ukucubungula

Inqubo yokusebenza kwezinye izinhlelo ingaba mide futhi iyinkimbinkimbi. Izindlela zokusingatha lokhu zihlanganisa:

  • Ukuqala le nqubo ngaphambi kwesikhathi nokunikeza isikhathi esiningi
  • Ukuhlela uhlu lwezincwadi ezidingekayo
  • Ukufuna usizo kumatilosi aqeqeshiwe noma izisebenzi zezenhlalakahle
  • Usebenzisa ama-port ekusebenziseni ulwembu uma ukhona
  • Ukugcina amakhophi azo zonke izinto ezifakiwe

Ukuvinjelwa Nemibono Engalungile

Abanye abantu bayanqikaza ukufaka isicelo sezinhlelo zomphakathi ngenxa yehlazo noma ukungaqondi ukuthi ubani odinga usizo. Kubalulekile ukukhumbula ukuthi lezi zinhlelo zikhona ukuze zisize abantu ngezikhathi zokuswela, futhi ukuzisebenzisa akulona uphawu lokwehluleka kodwa kunalokho kuwukusetshenziswa ngokuhlakanipha kwemithombo ekhona.

Ukulibala Kwezisebenzi

Ukuhlela izikhathi kungaba kude, ikakhulukazi kuhlelo ngemiqulu yezinhlelo eziphezulu. Hlela kusengaphambili uma kungenzeka, futhi unganqikazi ukulandela izisebenziso ezindinganiselwayo uma ungatholi impendulo phakathi kwe furemu yesikhathi esishiwo.

Izakhamuzi Ezikhethekile Nezinhlelo Ezihlolwayo

Izinhlelo eziningi zomphakathi ziklanyelwe ukukhonza imiphakathi ethile enezidingo eziyingqayizivele.

Izinhlelo Zasebekhulile

Abantu abadala baseMelika bayakwazi ukuthola izinhlelo eziningi ezihlanganisa nezinzuzo zomhlalaphansi we - Social Security, i - Medare, izinhlelo zokudla eziphambili, ukukhokha intela yempahla, kanye nokuthola usizo olukhethekile lwezindlu.

Izinhlelo Zabantu Abakhubazekile

Izinhlelo ezilula ezifinyelelwe zihlanganisa iSocial Security Disability Inshuwarence (SSDI), iSomeral Security Infivation (SSI), izinkonzo zokulungisa umsebenzi, izinhlelo zezindlu ezifinyelelekayo, nezinkonzo ezikhethekile zokunakekela impilo.

Izinhlelo zamaVeteran

Abalimi nemikhaya yabo bayakwazi ukuthola izinzuzo eziningi ezihlanganisa ukunakekelwa kwempilo nge - VA, isinxephezelo sokukhubazeka, izinzuzo zemfundo nge - GI Bill, isiqinisekiso sokuboleka ekhaya, nosizo lwemisebenzi.

Izinhlelo Zemikhaya Enabantwana

Abazali nabanakekeli bangathola usizo lwezimali lokunakekela izingane, umshuwalense wempilo wezingane ophansi noma okhululekile nge - Apple Health, nezinhlelo zemfundo nezokuya esikoleni zisencane.

Thola ukusekelwa nosizo oludingayo ukuze ube nokukhulelwa okunempilo nomntwana onempilo, ukwamukela umshuwalense wezempilo obiza kancane, usizo lwemali, izinzuzo zokudla, imfundo yokondleka, nokuncelisa ibele.

Izinga Lezimali Nomphumela Wezinhlelo Zomphakathi

Ukuqonda izinga lezinhlelo zomphakathi kuyasiza ekusebenziseni isimo esiqondile sokubaluleka kwazo emphakathini waseMelika.

Ngaphandle kokuhlanganisa iSocial Security and Medicare, iSishaya - mthetho sanikela cishe amaRandi ayizigidi eziyizinkulungwane ezingu - 717 ngezimali zikahulumeni ngo - 2010 kanye nengqikithi yamaRandi ayizigidi eziyizinkulungwane ezingu - 272 (amaRandi ayizigidi eziyizinkulungwane ezingu - 366) ukuze kutholakale izindlela zokusetshenziswa kwenhlalakahle e - United States, ingxenye yayo eyayizonakekelwa ngokwezempilo futhi cishe engu - 40% yemali, ukudla nosizo lwezindlu, kanye nezinye zalezi zinhlelo ezazihlanganisa nokusekela izikole zomphakathi, ukuqeqeshwa, izinzuzo ze - SSI nenzuzo yokusetshenziswa kwemithi.

Ingqikithi yezindleko ze - Social Security and Medicare ngo - 2013 yayingu - R2,3 wamaRandi ayizigidi eziyizinkulungwane ezingu - 1,8,4% ku - R1,50 000 000 000 (R1,806,00) kanye no - 37% wengqikithi yemali esetshenziswayo yama - Federal dollar ayizigidi eziyizigidi ezingu - 3,684.

Lokhu kutshala imali okukhulu kubonisa indima ebalulekile efezwa izinhlelo zomphakathi ekusekeleni imikhaya nemiphakathi yaseMelika.

Ukuzivikela Ezicumbeni

Ngeshwa, abakhwabanisi bavame ukuhlasela abantu abafuna usizo lukahulumeni.

  • Izicelo zokukhokha izindleko zangaphambi kwezwe ukuze kutholakale izinzuzo
  • Izingcingo, ama-imeyili, noma imibhalo ethi uvunyelwe ukuzuza ongazange ufaka isicelo
  • Ukucindezela kokunikeza ukwaziswa komuntu siqu okunjengezinombolo ze - Social Security ocingweni
  • Izithembiso zokuvunyelwa noma zokukhishwa kwemali ngenkokhelo
  • Ukuxhumana okuvela kumakheli e-imeyili noma kumawebhusayithi

Ngaso sonke isikhathi qinisekisa ukwaziswa ngamawebhusayithi kahulumeni asemthethweni (ukubhala nge-.gov) noma ngokushayela izinombolo zocingo ezinyathelisiwe ngokuqondile.

Imithombo Yokwaziswa Okwengeziwe

Ukuhambisa izinhlelo zomphakathi kulula uma wazi ukuthi ungatholaphi ukwaziswa okunokwethenjelwa. Imithombo yemali esebenzayo ihlanganisa:

  • USA.gov: Isiqondiso esingokomthetho ekwazisweni nosizo kuhulumeni
  • .gov:[[FLT] I Compempensive inzuzo yokuthola nokucubungula
  • .gov: Isikhungo esiphakathi sethuba lokunikeza uhulumeni amathuba
  • Izingosi zikahulumeni wesifundazwe: Isimo ngasinye silondoloza ukwaziswa okubanzi ngezinhlelo eziqondene nombuso
  • Izinhlangano zenkonzo zomphakathi zasendaweni: Isifunda kanye nezinhlangano zedolobha zinikeza usizo oluqondile nokusekela kokusebenzisa
  • usizo:[ I-Dial 211 ezindaweni eziningi ukuxhumanisa nemithombo yasekhaya nosizo
  • Izinhlangano zezenzo zobuKhomanisi: Izinhlangano ezingazuzi nzuzo ezisiza ekuxhumaniseni abantu nezinhlelo ezikhona
  • Izinhlangano zosizo olusemthethweni: usizo olukhululekile olungokomthetho olusiza abantu abathola imali ephansi abahamba ngezinyawo kusiza ukulahla noma ukunxusa

Isiphetho

Izinhlelo zomphakathi ziyingxenye eyinhloko yomphakathi waseMelika, zinikeza izigidi zezakhamuzi ezidingekayo nezisekelayo kulo lonke izwe. Kusukela ekunakekeleni impilo nasemfundoni kuya ekutholeni usizo lokudla, lezinhlelo zakha inetha lokuphepha elisiza abantu nemikhaya ukuba babhekane nezikhathi ezinzima namathuba okuthola intuthuko.

Ukuqonda izinhlelo zomphakathi akukona nje ukwazi indlela yokuthola izinzuzo uma uzidinga − ukungazi ukuthi uyisakhamuzi esinolwazi, esithembisiwe esingahlanganyela ngokuphumelelayo ekuphileni komphakathi futhi sibe neqhaza ezingxoxweni ngendlela umphakathi wethu osekela ngayo amalungu awo. Kungakhathaliseki ukuthi manje usebenzisa izinhlelo zomphakathi, ungazidinga esikhathini esizayo, noma ufune ukuqonda indlela amasheya akho entela asekela ngayo umphakathi wakho, lolulwazi lukunika amandla okwenza izinqumo ezingcono futhi uzisekele wena nabanye.

Njengoba izinhlelo zomphakathi ziqhubeka ziguqula inqubo yokusabela ekushintsheni kwezidingo nezinto eziza kuqala, ukuhlala waziwa ngemithombo ekhona nezimfuneko ezikhona kuya kubaluleka kakhulu. Sebenzisa amathuluzi amaningi nemithombo ekhona, unganqikazi ukufuna usizo lapho uhambisa inqubo yokusebenza, futhi khumbula ukuthi lezi zinhlelo zikhona ukuze ukhonze wena nomphakathi wakho.

Ngokuqonda futhi usebenzisa izinhlelo zomphakathi ngokuphumelelayo, ungathuthukisa inhlalakahle yakho, usekele izidingo zomkhaya wakho, futhi usekele imiphakathi eqinile neqinile eMelika.