Ukukhokha izintela ezikhokhayo kuyisibopho esiyisisekelo kubantu ngabanye, amabhizinisi, kanye nezinye izinhlangano. Ukufeza isikhathi sokuhlela kubalulekile ekulondolozeni ukuma okuhle neziphathimandla zentela nokugwema imithwalo enzima engokwezimali. Nokho, ukuphila kwenzeka: izenzakalo ezingalindelekile, izimo eziyinkimbinkimbi zezimali, noma ukuqondisa okulula kungaholela ekulahlekelweni isikhathi esimisiwe. Ukuqonda isilinganiso esigcwele semiphumela − kuhlanganise nezijeziso nesithakazelo () kanye nokwazi indlela yokusingatha lezizimo kubaluleke kakhulu ekuhleleni ngokwezimali nakwehliseni izingozi. Lesi sihloko sinikeza isiqondiso esibanzi, esinegunya esithinta imiphumela yentela yamuva, kuhlanganise nezincazelo eziningi zenzalo, izigwebo, izinqubo zokulinganisela, kanye nezimo ezikhethekile ezinganikeza usizo.

Ukuqonda Izisulu Zentela

Izinsuku ezimisiwe zentela azikhona okulinganayo. Inkathi evame kakhulu yokubuyiselwa kwentela ngayinye e-United States ngu-April 15, kodwa usuku lungahluka ngenxa yezimpelasonto, amaholide, noma ukwandiswa kwe-IRS. Ngokwesibonelo, uma u-April 15 efika ngoMgqibelo, inkathi emisiwe yenkathi yebhizinisi ngosuku olulandelayo. Ngaphezu kwalokho, abakhokhi bentela abahlala ezindaweni ezimenyezelwa ngumthetho ukuthi kunenhlekelele bangathola ukwandiswa okuzenzekelayo.

Kumabhizinisi, izikhawu zezikhathi ezisekelwe ohlotsheni lwenhlangano. C ivame ukubhekana nosuku olumisiwe lweminyaka engu-15 ye-magede yeminyaka yekhalenda, kuyilapho S izinkampani[ ne imishini ehlangeneyo[[FLT]] ihele ngoMatshi 15 (noma usuku lweshumi elinesihlanu lwenyanga yesithathu ngemva konyaka ophelile). Izilinganiso ze-propecters [[[FLT:]] kanye nelungu elilodwa lonyaka ka-ALC] ngokuvamile zisebenzisa isikhathi esifanayo se-Epresethi ka-May 15, u-TBYYYYT (noma u-TS) intellingculight ishown ehd encict. [[FLD]]

Abakhokhi bentela abadinga isikhathi esengeziwe bangacela ukwandiswa. E-U.S., ukufaka i-Fumph 4868 (abantu ngabanye) noma i-Formant 7004 (kuze kufuneke amabhizinisi) kunikeza ukunwetshwa okuzenzekelayo kwenyanga eziyisithupha kuhele. Nokho, ukunwetshwa kwe [ uhele awusona isandisayo [ ukukhokha [[. Intela ebolekile ikhokhwa ngosuku olufaneleyo lokuqala ukuze kugwenywe isijeziso nenzalo. Lokhu kungaqondani kuholela ekukhokheleni intela eningi [[FLT] ukukhokhiswa okukhokhelwayo kamuva.

Imiphumela Yokuthengiselana Intela

I-Internst Revolution Service (IRS) futhi izinhlangano zentela zikahulumeni zibeka imiphumela emibili eyinhloko ngokwezimali emafashinini amuva: izijeziso nenzalo. Lokhu kumangalela kunganqwabelana ngokushesha, kuguqule isikweleti sentela esilawulekayo sibe yizindleko ezinkulu ezingokwezimali. Izijeziso ezimbili eziyinhloko yisijeziso sokuhluleka ukukhokha isijeziso secala nenzalo yansuku zonke kusuka kusuku lokuqala olufanele.

Ukuchazwa Kwesigwebo Sokuya Ku-File

Ukwehluleka kwendinganiso yehele kungenye yendinganiso ekhuphukayo. Kubalwa njenge % yentela engakhokhelwayo inyanga ngayinye (noma ingxenye yenyanga) ukuthi ukubuya kwephuze kakhulu, kufinyelela ku 25% yentela engakhokhelwanga. Lesisijeziso siqala usuku ngemva kosuku (kuhlanganise nokwenezelwa, uma isongezelo sigcinwe kodwa ukubuya kusekwephuzile). Isibonelo, uma unetyala lemali iRR, ingaba ngu-5% × 2 zinyanga × $10 000). Uma ungenamfanele, akukho phutha, kodwa ungabheka ezinye imiphumela njengenkokhelo ebuyayo noma ukubuyayo.

Kubalulekile ukuqaphela ukuthi uma ufaka intela engaphansi kwekhulu elingu-100% noma u-R425 (njengo-2025, elungiswe ngokwehla kwamandla emali ngonyaka). Lokhu kusebenza ngisho noma isilinganiso senani singaba siphansi kakhulu. Ngakho, uma ufaka isilinganiso senani senani senani sehle kakhulu sezemuva kakhulu((h1), ngisho noma unecala elincane lokukhokha intela.

Ukukhokhwa Kwemali Obekungachazwa

Isijeziso sokwehluleka ukukhokha siyahluka futhi siyasebenza uma intela ekhonjwe ngembuyekezo (noma ilinganiswa i-IRS) ingakhokhwa ngosuku olufanele. Lesi sijeziso singu ngamaphesenti angu-0.5% entela engakhokhelwayo [ inyanga ngayinye intela ihlala ingakhokhelwa, ngezinga elifinyelela ku 25% wengqikithi yentela efanele. Inzalo futhi ingaba yinzuzo kwezinye izimo.

Uma zombili izijeziso zisebenza ngesikhathi esifanayo, isijeziso esihlangene sivame ukuba 5% ngenyanga (5% ukuhluleka-ukuya ku-hele + 0.5% ukukhokha, kodwa sifakwe engxenyeni ehlangene 5% ngenyanga yokuqala ezinyangeni ezinhlanu). Ngemva kokuhluleka-ukuya-kuheleka kungamasenti angu 25%, isijeziso sokukhokha siyaqhubeka nge 0.5% ngenyanga kuze kufike 25% noma intela ikhokhwe. Isijeziso esihlangene senzuzo egcinwe seze yafika sekwephuzile futhi ikhokhwe njalo singu 4,5% yentela engakhokhelwanga. [[FLT] [25:] [25% +2.5% +5% ngemva kweyamihlanu yokuqala). Isibonelo, isilinganiso esingasenyuswa kakhulu sikhokhelwa ukuba kukhishwe iminyaka engu-207] uma kusuka iminyaka eminingi.

Izindleko Ezengeziwe Zokukhokhela Nokungakhokheli

Ukukhokha isigwebo samuva kungabangela nezinye izijeziso. ukukhokhwa kwesijeziso sentela esilinganiselwayo kuyasebenza uma ungakhokhi ngokwaneleyo ngokugodla noma ngokulinganisela phakathi nonyaka. Lesi sijeziso sihlukaniswa nokukhokha kwemuva nokukhokha isijeziso. Ngaphezu kwalokho, uma i-IRS inquma ukuthi ishefu libangelwa ukunganaki noma ukungahoxi ngenhloso imithetho, isijeziso esingu-glice [ isilinganiso samashumi amabili% emali ehliswayo ehlwithwayo. Ukuhluleka kokukhokha. Ukukhokha ngokukhohlisa, isijeziso sokuwela ku-15% ngenyanga engena umumo omkhulu kakhulu.

Inzalo Ngentela Engakhokhelwanga

Ngaphandle kwesijeziso, i-IRS ikhokha inzalo kunoma isiphi intela engakhokhelwayo kusukela ngosuku lokuqala olufanele lokubuya kuze kube yilapho intela ikhokhwa ngokugcwele. Isilinganiso senzalo sinqunywa ngokwekota futhi sibalwa ukusebenzisa isilinganiso esifushane sikahulumeni sesikhathi esiphindwe ka-3% futhi kwa-3% kubantu abangaphansi kwemali enkulu ehhhlisiwe). Izithako zemali nsuku zonke zikhula ngokushesha kunenzalo elula. Ngokwesibonelo, uma izinga le-partment-sethi ye-irzin lingu 3% +3% + 3% +3%). Ngesilinganiso semali elinganayo, inzuzo yansuku zonke ingaba ngu-R3, noma cishe u-R350 ngonyaka.

Isithakazelo asisona iso iso eliqondiswe umthetho futhi siyokhokha ngisho noma umkhokhi wentela esesihlelweni sokukhokha. Inzalo kuphela inganqanyulwa ngokukhokha inzuzo ephelele ebolekwayo. I-IRS ayinalo igunya lokulahla noma lokunciphisa isithakazelo ngaphandle kwezimo ezilinganiselwe kakhulu (umz., i-IRS ibambezelela noma amaphutha). Ngakho, abakhokhi bentela kufanele babeke intela kuqala ngaphambi kokuba kumiswe ihholo lenzalo.

Indlela Yokunciphisa Imali Nesithakazelo

Nakuba imiphumela yentela yamuva ingaba mikhulu, kunezinyathelo eziphuthumayo ezithathayo zokunciphisa izijeziso nenzalo.

Ihele lokwangaphandle

Indlela elula yokugwema isijeziso sokwehluleka-ukuya-ku-ihele inguhele wokwenelisa ngosuku lokuqala olufanele. Ukuhamba Kuqala 4868 (noma ngokomthetho 7004) kukunikeza kwaze kwaba ngo-October 15 (abantu ngabanye) noma izinyanga eziyisithupha kamuva (ukuze amabhizinisi) anikeze ukubuya kwakho. Lokhu kuqeda ukwehluleka-ukuya-kuhele-isijeziso esilungiselelwe ngaphambi kosuku olubanzi. Nokho, ukwandisa akukuvumeli [[FLT: 0][FLT] ukuvimbela ukuhluleka-ukukhokha isijeziso noma inzalo (inyanga eziyisithupha) eqhubeka ngosuku lokuqala olufanele nganoma yisiphi isilinganiso esingakhokhelwanga. Ngakho, kufanele ukhokhe ngangokunokwenzeka ngoApril 15 ukuze unciphise izikhalo zesikhathi esizayo.

Ikhokha Kakhulu Kakhulu Kangangokunokwenzeka Ngomshoshaphansi Wasekuqaleni

Ngisho noma ungakwazi ukubhala phansi ibuya lakho eliphelele, kufanele ukhokhele ukukhokha ukholo oluhle nganoma yisiphi isikweleti esilindelekile ngosuku lokuqala olulindelekile. Sebenzisa i-IRScrect Pay, i-Electronic Federal Taxitable System (EFTPS), noma ikhadi lokuthenga ngekweleta/kweqisa. Uma ukhokha ngokweqile, uzothola ishefu uma ufaka ifayela. Uma ukhokhela kancane, uyoba nenzalo nenzalo, kodwa ulahlekelwe kuphela yisilinganiso esikhokhelayo.

Beka Icebo Lokubhatala

Uma ungenakukwazi ukukhokha imali ephelele ekweletwayo, ungasishalazeli isikweletu.

  • Isihleli senkokhiso sesikhathi (izinsuku ezingu-180): Akukho kukhokhela ukuhlelwa kwesimiso; uyavuma ukukhokha phakathi nezinyanga eziyisithupha.
  • Isivumelwano sengxenye yengxenye ethatha isikhathi eside (ngaphezu kwezinsuku ezingu-180): Idinga imali yokuhlelwa (engase incishiswe kubakhokhi bentela abaphansi); ukukhokhwa kwenziwa ngenyanga.
  • [ Ingxenye yesivumelwano sokukhokha ingcaso yengxenye (PPIA): Kubakhokhi bentela abangafakazela ubunzima obungokwezimali; i-IRS ingamukela kancane kunokulinganisela okugcwele ngokuhamba kwesikhathi.

Ukumisa uhlelo lokukhokha kuvimbela isijeziso sokwehluleka ukukhokha ekunyukeni ngalé kuka-0.25% ngenyanga (kusukela ku 0.5% ngemva kokuba uhlelo lukhona). Isithakazelo siyaqhubeka sinqwabelana, kodwa icebo likugcina umile kahle futhi livimbela izenzo zokugcinwa kwemithetho enjengentela noma izindleko. Ungasebenzisa izinhlelo zokwenezela .

Cabanga Ngesicelo Sokuyekelela

Ekucindezelekeni okukhulu kwezimali, lapho ukukhokha intela egcwele kungabangela ubunzima bezomnotho, abakhokhi bentela bangafanelekela i-Face in Relance (OIC). Lokhu kukuvumela ukuba ulungise isikweleti sakho sentela ngaphansi kwemali ephelele ebolekiwe. Inqubo inzima futhi idinga ukuthululwa kwezimali. Izijeziso zamuva zingabangela ukuba umsebenzi we-OIC ube nzima ngoba i-IC ingase ingasamukeli uma izinxephezelo zingekho manje. Kubalulekile ukubhala zonke izinzuzo ezivelele ngaphambi kokuba usebenzise. Ukuze uthole ulwazi olungaphezulu, bheka [[[FLT: 0]] i-IS intebources ngokuhlengisa .

Ukundiza Nempumputhe Ngomshini

Ihele uma kungenzeka. Ama-e - step Revolution ahlelwa ngokushesha, futhi uma ukweleta intela, ungahlela ukukhokha. I-steclectronic recurre acubungula amaphutha okubala angabangela izijeziso ezengeziwe. Uma usebenzisa uchwepheshe wentela, bacele ukuba bahlole yonke imikhawulo emisiwe futhi balinganisele izimfuneko zokukhokha.

Izimo Ezikhethekile Nabahlukile

I - IRS iyaqaphela ukuthi ezinye izikweletu azigwemeki. abakhokhi bentela bangase bafanelekele ukujeziswa noma ukukhululeka ngaphansi kwezimo ezithile.

Ithuba elihlotshisiwe lesikhathi sokuqala (FTA)

Abakhokhi bentela abanomlando ohlanzekile wokulalela ngomlando − okusho ukuthi akukho zijeziso eminyakeni emithathu edlule kanye nazo zonke izintela ezidingekayo ezigcinwe futhi ezikhokhwa ngesikhathi("izingafanelekela isijeziso esisodwa). Lomphathi angasusa ukwehluleka-kuya-kuhele, ukuhluleka ukukhokha, kanye noma ukukhokha isijeziso ngesikhathi esisodwa sentela. Intethelelo ayinakulahlwa ngaphansi kwe FTA, kodwa ukususwa kwesijeziso kunganciphisa kakhulu ingqikithi yeso sikweletwayo. Kufanele ucele uFTA ngocingo noma ngokubhala; akuziqali. Ukuze uthole imininingwane, [[FLT:]

Imbangela Enengqondo Yokukhululeka

Uma unesizathu esizwakalayo sokuvala isikhathi sesiphelo (njengesifo esingathi sína), ukufa emkhayeni oseduze, inhlekelele engokwemvelo, noma ukungakhoni okungenakugwenywa − ungacela isijeziso esisekelwe entweni enengqondo. I-IRS ihlola icala ngalinye ngalinye. Kumelwe unikeze amadokhumende (umk., amaphepha ezokwelapha, imishuwalense). Imbangela enengqondo ayiyiyeki isithakazelo ngokuzenzekelayo, kodwa ingaqeda ukwehluleka ukuthatha-hele nokukhokha isijeziso. Ukuze uthole isiqondiso, vakashela i-ART [[FLT: 0] i-ARS . [ibhatamplection ]

Usizo Lwenhlekelele

I-IRS ivame ukunika abakhokhi bentela abakhokhelwa izinhlekelele ezithiwa izinhlekelele. Lezi zimemezelo zosizo zingahlanganisa ukuhlehliswa kwezinsuku ezifanele zokuhlela nokukhokha. Uma uhlala noma unebhizinisi endaweni yenhlekelele, hlola ikhasi losizo lwenhlekelele ye-IRS ukuze uhlaziye. Isithakazelo nezijeziso zingabuyiselwa phakathi nesikhathi esingaphambili.

Usizo Lezempi Nendawo Yokulwa

Amalungu amabutho ahlomile akhonza endaweni yempi anosuku olude: usuku olufanele ngokuvamile luyizinsuku ezingu - 180 ngemva kokuphuma endaweni yempi. Lokhu kusebenza kokubili ekufakeni nasekukhokheleni. Isithakazelo nezijeziso zibekwa ngaleyo nkathi. Ngaphezu kwalokho, ezinye izisebenzi zezempi zingafanelekela ukwandiswa kobunzima. Bheka [ Intelligence Methorus [ ikhasi.

Ukuphangwa Kwezisulu Zokuba Izazi

Uma ukubuyiselwa kwakho kwentela kwenqatshelwe ngenxa yokwebiwa kwemininingwane, i - IRS ingase ilahle izijeziso ezihlobene nalokhu kukhwabanisa lapho sekuxazululiwe. Kumelwe ulandele izinyathelo ezifanele zokubika ukwebiwa kwakho futhi uthole i - ASCIENT Protection PIN (IPPIN).

Ukucatshangelwa Kwentela Kahulumeni

Izifunda eziningi zinemingcele yazo yokulinganisela intela, ngokuvamile evumelana nonyaka ka-Opreli 15 ka-Octorian kodwa ingase ihlukane. Izijeziso zikahulumeni nenzalo ziyahlukahluka kakhulu. Ezinye zikhipha izijeziso ngokuzenzakalelayo uma i-IRS izenza; ezinye zibeka izijeziso ezihlukene zesikhashana. Ngokwesibonelo, ukwehluleka kweCalifornia ukuya ku-stance kungu-5% ngenyanga kuya ku-25%, kodwa isilinganiso se-ogastion simisiwe ngonyaka. Inzalo isilinganiso se-ibhusayithi yemali kazwelonke. Uma uhlala ngaphandle kwentela ekhokhwasini (umz. Texas, Florida, Nevada), kudingeka ukhathazeke kuphela ngombuso nangalonke.

Indlela Yokuzibamba Uma Sekwephuze Kade

Uma ungakangeni iminyaka eyodwa noma ngaphezulu, inkambo engcono kakhulu iwukubhala phansi ngokushesha ngangokunokwenzeka. Inyanga ngayinye ukulibala kwenezela izijeziso nesithakazelo esengeziwe. I-IRS inikeza ngokuzithandela “inqubo ye-parding” yalabo abangebona abakweleta imali elinganiselwe. Nazi izinyathelo okumelwe bazithathe:

  1. Amaphepha akho: Aqoqe u-W-2, 1099, ama-risidi, kanye nokubuya kweminyaka engaphambili. Uma ungenawo amakhophi, cela umholo nemali ebhaliswayo nge-website ye-IRS.
  2. Lungisela futhi ulungise amafayela adlule-ukubuya okudlulile: Sebenzisa isofthiwe yentela noma uchwepheshe. Ihele lilahleka ngokwehlukana unyaka ngamunye.
  3. [[UMTHO:0] Ukhokhela ongakwenza: Ngisho nenkokhelo eyingxenye inciphisa isithakazelo nesijeziso sesikhathi esizayo.
  4. [ Isijeziso sokujezisa: Uma unomlando ohlanzekile noma unombango onengqondo, faka i-From 843 noma ubize i-IRS.
  5. hlela uhlelo lokukhokha: Uma ukukhokha okugcwele kungenakwenzeka, sebenzisa isivumelwano esincane.

I - IRS ngokuvamile ayiphishekeli amacala obugebengu abekwa abakhokhi bentela abaza ngokuzithandela ukuba bathumele amasheya alahlekile, uma kungekho bufakazi bokukhwabanisa.

Ithonya Lesikhathi Eside Empilweni Yakho Yezimali

Imiphumela yentela yamuva idlulela ngalé kwesijeziso esisheshayo nenzalo. Izindawo ezikhokhwayo ezithathelwe emuva zingakuvimbela ekutholeni intela ezanele esikhathini esizayo ngoba i-IRS izokhokha kuze kugcinwe wonke amasheya alahlekile. Zingathinta futhi ikhono lakho lokuthola isikweleti sentela, imali ebolekisayo yemoto, noma izimali zebhizinisi zenza intela ikhokhelwe njengesiqinisekiso seholo. Ngaphezu kwalokho, i-IRS ingafaka isaziso se-Federal Tax Lien, esinciphisa imibiko yakho yokubolekisa izimali (nakuba i-IRS ayisabi imibiko yokukhokhwawa kwemali ngokuqondile, amasheya omgunyazo womphakathi). Ezindabeni ezeqinisiwe, i-IRS ingafaka iholo noma amabhanki.

Ngokuqonda incazelo ephelele nokuthatha izinyathelo eziqhubekayo, ungagwema lemiphumela ehlala isikhathi eside. Ukulalela intela akukona nje ukugwema isijeziso; kungokokulondoloza ukuqina ngokwezimali nokuthula kwengqondo.

Isiphetho

Izintela zamuva zinemiphumela emikhulu yezimali ewuhlobo lwezijeziso nenzalo. Isijeziso sokwehluleka ukufinyelela ku 25% wentela engakhokhelwayo, isijeziso sokuhluleka ukukhokha sinezela ezinye ngamaphesenti angu-2,5% ngesikhathi, kanye nenzalo nsuku zonke, ukwandisa isikweleti sonke ngokushesha. Nokho, i-IRS inikeza amathuluzi okunciphisa lezindleko: ukukhokhela izindleko, ukukhokha ukholo oluhle, ukukhokha icebo lokukhokha, nokucela isijeziso ngenxa yezimo zokuqala noma ezinengqondo. Abakhokhi bentela bangathola impumuzo eyengeziwe.

Isinyathelo esibaluleke kakhulu ukubuyisela emuva, noma ungakwazi ukukhokha. Ukubhaka uqala iwashi ngezinqumo eziningi zokulinganisela futhi uvimbele izijeziso ezimbi kakhulu. Uma ungemuva, thatha isinyathelo manje. Sebenzisa amanyuksi anikeziwe ukuze uhlole imithombo ye-IRS yokukhokha amapulani, ukukhululeka, nesiqondiso kubantu abangewona amafa. Ngokuhlala unolwazi futhi usebenza, ungalawula izibopho zakho zentela ngokuphumelelayo futhi ugcine ikusasa lakho lisemhlabathini oluqinile.

I-Disclaimer: Lesi sihloko sinikeza ulwazi oluvamile lwemfundo futhi asikhiqizi iseluleko esingokomthetho noma sentela. Bonana nochwepheshe wezentela ofanelekayo wesimo sakho esithile.